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2024-12-31-accounts

Charity registration number 1198173

LEARN N GROW

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

LEARN N GROW

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mr Y Lock
Mrs M Goldstein
Mrs J Lehrer
Charity number 1198173
Principal address 81 Alkham Road
London
N16 6XD
Independent examiner Mr J Silver
FCCA
Precision Ltd
32 Castlewood Road
London
N16 6DW

LEARN N GROW

CONTENTS

Page
Trustees' report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Notes to the financial statements 6 - 12

LEARN N GROW

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees present their annual report and financial statements for the year ended 31 December 2024.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The charity's objects are to advance and promote education and community participation of young people through: (a) the provision of training courses and recreational and leisure time activities provided in the interest of social welfare, designed to improve their conditions of life; (b) providing support and activities which develop their skills, capacities and capabilities to enable them to participate in society as mature and responsible individuals.

In planning activities for the year, the trustees took due heed of the Charity Commission's guidance on the requirement to provide public benefit, as well as the requirements of the Equalities Act 2010. Due regard is also given to the deliverance of the Child Protection Policies within the direct work undertaken by the charity.

The charity offers a broad range of standalone high-quality trainings for young people including development of skills and talents to empower more people to enter the job market.

It works with local schools, youth and communal organisations and family welfare agencies to ensure services are targeted at those most in need.

The charity also offers a wide range of recreational and leisure activities including sports, arts and social opportunities.

Achievements and performance

In the year under review the charity generated income of £222,478 and incurred expenses of £203,778 resulting in net incoming resources of £18,465.

The trustees are satisfied with the results of the charity, however they have increased their fundraising efforts post year end to ensure they meet their reserves policy below.

Financial review

The amount on the Unrestricted fund at the year end was £17,202.

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to approximately three month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised.

Structure, governance and management

The charity is a Charitable Incorporated Organisation and is governed by its governing document. It was registered as a charity on 08 March 2022.

The trustees who served during the year and up to the date of signature of the financial statements were: Mr Y Lock

Mrs M Goldstein Mrs J Lehrer

LEARN N GROW

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

The trustees administer the day to day running of the charity.

None of the trustees has any beneficial interest in the charity.

The trustees' report was approved by the Board of Trustees.

.............................. Mr Y Lock Trustee

Date: .............................................

LEARN N GROW

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF LEARN N GROW

I report to the trustees on my examination of the financial statements of LEARN N GROW (the charity) for the year ended 31 December 2024.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Mr J Silver FCCA Precision Ltd 32 Castlewood Road London N16 6DW

Dated: .........................

LEARN N GROW

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2024

Unrestricted
Restricted
funds
funds
2024
2024
Notes
£
£
Income from:
Donations and
legacies
3
174,360
48,118
Investments
4
-
-
Total income
174,360
48,118
Expenditure on:
Raising funds
5
235
-
Charitable activities
6
165,116
38,662
Total expenditure
165,351
38,662
Net incoming/(outgoing)
resources before
transfers
9,009
9,456
Gross transfers
between funds
6,000
(6,000)
Net income/(expenditure)
for the year/
Net movement in funds
15,009
3,456
Fund balances at 1 January
2024
2,193
-
Fund balances at 31
December 2024
17,202
3,456
Total
Unrestricted
Restricted
funds
funds
2024
2023
2023
£
£
£
222,478
126,385
10,000
-
50
-
222,478
126,435
10,000
235
1,000
-
203,778
129,018
10,000
204,013
130,018
10,000
18,465
(3,583)
-
-
-
-
18,465
(3,583)
-
2,193
5,776
-
20,658
2,193
-
Total
2023
£
136,385
50
136,435
1,000
139,018
140,018
(3,583)
-
(3,583)
5,776
2,193

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

LEARN N GROW

BALANCE SHEET

AS AT 31 DECEMBER 2024

Notes
Fixed assets
Tangible assets
11
Current assets
Debtors
12
Cash at bank and in hand
Creditors: amounts falling due within
one year
13
Net current assets/(liabilities)
Total assets less current liabilities
Income funds
Restricted funds
Unrestricted funds
2024
£
3,222
11,804
15,026
(7,878)
2023
£
£
13,510
8,600
1,057
9,657
(18,352)
7,148
20,658
3,456
17,202
20,658
£
10,888
(8,695)
2,193
-
2,193
2,193

The financial statements were approved by the Trustees on .........................

.............................. Mr Y Lock Trustee

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

1 Accounting policies

Charity information

Learn N Grow is a Charitable Incorporated Organisation.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future, based on the ongoing support from the local community. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Plant and equipment 20% RBM Furniture and fittings 20% RBM

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

Unrestricted
Restricted
funds
funds
2024
2024
£
£
Donations and gifts
150,160
-
Grants
24,200
48,118
174,360
48,118
Total
Unrestricted
Restricted
funds
funds
2024
2023
2023
£
£
£
150,160
126,385
10,000
72,318
-
-
222,478
126,385
10,000
Total
2023
£
136,385
-
136,385

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

4 Investments

**Total ** Unrestricted
funds
2024 2023
£ £
Interest receivable - 50

5 Raising funds

6 Unrestricted Unrestricted
funds
funds
2024
2023
£
£
Fundraising and publicity
Other fundraising costs
235
1,000
235
1,000
Charitable activities
Charitable
Expenditure
Charitable
Expenditure
2024
2023
£
£
Wages and salaries
70,109
70,441
Depreciation and impairment
3,378
2,722
Delivering Courses
53,441
34,827
Extra Curricular Activities and Trips
34,572
20,903
Supplies
31,820
7,776
193,320
136,669
Share of support costs (see note 7)
9,017
1,635
Share of governance costs (see note 7)
1,441
714
203,778
139,018
Analysis by fund
Unrestricted funds
165,116
129,018
Restricted funds
38,662
10,000
203,778
139,018
Unrestricted Unrestricted
funds
funds
2024
2023
£
£
Fundraising and publicity
Other fundraising costs
235
1,000
235
1,000
Charitable activities
Charitable
Expenditure
Charitable
Expenditure
2024
2023
£
£
Wages and salaries
70,109
70,441
Depreciation and impairment
3,378
2,722
Delivering Courses
53,441
34,827
Extra Curricular Activities and Trips
34,572
20,903
Supplies
31,820
7,776
193,320
136,669
Share of support costs (see note 7)
9,017
1,635
Share of governance costs (see note 7)
1,441
714
203,778
139,018
Analysis by fund
Unrestricted funds
165,116
129,018
Restricted funds
38,662
10,000
203,778
139,018
136,669
1,635
714
139,018
129,018
10,000
139,018

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

7 Support costs

Support costs
Support
costs
Governance
costs
£
£
Office & Premises Costs
9,017
-
Accountancy
-
1,200
Legal and professional
-
12
Bank charges
-
229
9,017
1,441
Analysed between
Charitable activities
9,017
1,441
2024
Support
costs
Governance
costs
£
£
£
9,017
1,635
-
1,200
-
600
12
-
-
229
-
114
10,458
1,635
714
10,458
1,635
714
2023
£
1,635
600
-
114
2,349
2,349

8 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

9 Employees

The average monthly number of employees during the year was:

2024 2023
Number Number
10 10
Employment costs 2024 2023
£ £
Wages and salaries 70,109 70,441

There were no employees whose annual remuneration was more than £60,000.

10 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

11
Tangible fixed assets
Plant and
equipment
Furniture and
fittings
£
£
Cost
At 1 January 2024
2,320
14,575
Additions
-
6,000
At 31 December 2024
2,320
20,575
Depreciation and impairment
At 1 January 2024
835
5,172
Depreciation charged in the year
297
3,081
At 31 December 2024
1,132
8,253
Carrying amount
At 31 December 2024
1,188
12,322
At 31 December 2023
1,485
9,403
12
Debtors
2024
Amounts falling due within one year:
£
Other debtors
3,222
13
Creditors: amounts falling due within one year
2024
£
Other creditors
7,158
Accruals and deferred income
720
7,878
Total
£
16,895
6,000
22,895
6,007
3,378
9,385
13,510
10,888
2023
£
8,600
2023
£
17,632
720
18,352

LEARN N GROW

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

14
Analysis of net assets between funds
Unrestricted
funds
Restricted
funds
2024
2024
£
£
Fund balances at 31
December 2024 are
represented by:
Tangible assets
13,510
-
Current assets/(liabilities)
3,692
3,456
17,202
3,456
Total Unrestricted
funds
Restricted
funds
2024
2023
2023
£
£
£
13,510
10,888
-
7,148
(8,695)
-
20,658
2,193
-
Total
2023
£
10,888
(8,695)
2,193

15 Related party transactions

There were no disclosable related party transactions during the year (2023 - none).