WITH
INSIGHT
Annual
l Accounts
Charity Number: 1198026
withinsightedu.org

Breaking
barriers,
unleashing
At With Insight Education, we are
dedicated to creating a future
where Black-heritage students
have the opportunities,
confidence, and support to
succeed-because talent is
everywhere, but opportunity is
not.
We know that representation
matters, and we are committed
to breaking down the
perceptual and structural
barriers that hold talented
young people back. Every
student we support is another
step towards a society that truly
reflects the talent, ambition, and
potential within it.

WITH
INSIGHT
DEVON'S STORY
Insight2Uni mentee
OUTCOMES
Devon joined the programme seeking o definitive
direction. The structured support drove two critical,
immediate decisions that reshaped his educational
poth. The Insight2Uni campus visit to the Univgrsity
ol East Anglia (UEA) was o defining moment, offering
o d88per,"Vibe ond experience. than a standard
open day. Devon cited this visit as the main lactor in
selecting UEA as his final university choice.
OVERVIEW
Devon EllS$on, an ambitious
student from North London,
joined the Inslght2Uni
progromme seeking clarSty on
hls post- sSxth form optbons.
Although he was initlally
exploring degree
apprentlceships, Devon
needed reol-world gu Idance
on university Ille, the delSnltlve
value ol o placement year,
ond a structured way to sg18ct
his final institution. He was
looki ng lor direct, honest
insight thot went beyond
standard unlverslty brochures.
Furthermore, his mentor strongly advised him on the
value of integrating a placement year, successfully
shifting Devon's focus away from degree
apprenticeships to pursuing a university course with
built-in corporate experience. The progromme's
initial focus on goal-setting and opportunity
mapping ensured his application process was
targeted and efficient, allowing thè next steps to,
"Sort of flow naturally.
LASTING LEGACY
Being mentored provided Devon with long-term
benefits beyond his UCAS application. The powerful
reinforcement that,'If someone else has done it, you
can do it,. instilled o robust self-belief, helping him
overcome initial doubts about belonging at
university. Ho also doveloped stronger profossional
communication skills by engaging with the
progromme's diverse'mini community.
TESTIMONIAL
'Seeing someone thot's got o
similar sort of background to you
literally makes YOU think, 'Oh, I
can achieve that. It's definitely
within reach., Having a mentor
within the same background
definitely break5 that gla55
ceiling."
Cruciolly, the advice on placement years directly
translated into professional success- Devon is now
undertaking a placement year at HP, tultilling his
initial goal of attaining corporate experience. He
strongly recommends the programme, offirming it
had a'big impact on my uni and education career.

REGISTERED CHARITY NUMBER: 1198026
With Insight Education
Report of the Trustees and
Unaudited Financial Statements
forthe Year Ended 31st August 2025

With Insight Education
Contents of the Financial Statements
for thg Ygar Endgd 31st August 2025
Page
Report of the Trustees
Independent Examiner's Report
SL*ement of Financial Activities
statement of Financial Position
Notes to the Flnanclal Statements
8 to 14

With Insight Education
Report of the Trustees
for the Year Ended 31st August 2025
The trustees present their report wth the financi81 slalements of the charity for the year ended
31st August 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities=
Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS 1021 (effective 1 January 20191.
Objectives and activities
Objectives and aims
With Insight Education exists lo advan￿ the educational outcomes of black-heritage students so that society is
an accurate reflection of the talent available.
We provide highly slruclured mentoring programmes, insight days and skill development opportunities that
SUPFX)rt students lo gain the confidence, knowledge and soft skills lo secure a brighter future. A future with
greater opportunities for soci81 mobility.
We are also determined to help universities and organisalions to improve their cultural competence, by tsckling
their practices al a systemic level.
11 is our belief that by removing the perceptual and structural barriers that our students face, combined with
equipping them with the skills needed to thrive, we can unleash their full FX)lenlial.
Our progammes
Our delivery work this year Continued to be guided by the need to build our students, confidence that they belong
in spaces where they are currently under-represented and equipping them with the knowledge and skills lo
succeed.
ht2Uni - A 9-monlh long programme that supports high potential Year 12 pupils to navigate a path lo a
leading university.
Elevate career menlorin
- The opportunity for sixth form pupils to broaden their horizons about the world of
wo¥k and develop the transferable skills that employers seek.
Career Insi
- An invaluable way for students lo gain a snapshot view of an organisalion, interact with an
array of staff and learn firsthand how lo construct successful applications.
This year, we also introduced UniSLJccess lo our portfolio. At its heart is the conviction that the ethnicity
awarding gap and lower retention rates experienced by Black-heritage students is indicative of a learning
environment that does not serve their needs rather than any deficit qualities of the students themselves. The
portfolio incorporates strategic advisory support through lo the implementslion of programmes. enabling us lo
be adaptsble to the nUan￿d needs of our clients.
Ever fflindful of the evolving needs of our students, we also started lo pilot a pre-apprenliceship programme.
The outcomes will be fully known next year.
Public benefit
1115 confirmed that the Trustees have had regard lo the Charity Commission's guidance on public benefit and
the only objects for which the Charity was established are for the public benefit.

With Insight Education
Report of the Trustees
for the Year Ended 31st August 2025
Objectives and activities
Our approach
Everything that we do is guided by our values..
Life chan
9-11 is crucial to us that we make a drfference. so we are unapologetically focused on targeting our
transfomiational programmes at black-herilage students.
Barrier buslin
- We are determined lo remove the perceptual and structural barriers that black-herilage
students face. This focus shapes our programme offering.
Credible - We are passionate about research and evaluation and enlhusiastscally embrace insights that will help
us to improve our offering.
Nurturin
- We care deeply 8boul the many relationships that we hold. We treat everyone wth respect,
consideration and strive to make every interaction feel personable.
Achievements and performance
Reflections on the year
This year was undoubtedly the most lryng that we have experienced. The combination of lighter client budgets,
greater competition for grant funding and a growing rebuttal of Equality, Diversity and Inclusion ini118tives made
for a thornier operating landscape and negatively impacted our end of year financial position.
Nevertheless, we remain resolute for the need for our work and oplimislic that we can navigate our way forward.
This was reflected in the Board signing off an Invest lo Grow strategy. Based around a goal of increasing our
impact to support 1,000 students a year by 2027, the strategy gave approval lo seek social investment lo
increase the capacity of the Senior Leadership Team and expand our programme offering. We were pleased lo
re￿1ve a social impact loan of £65,000 from CAF Venturesome in August lo underpin the implementslion of the
strategy and we are enthusiastic about the changes that it will lead lo.
Our programmes continued lo deliver transfomalive experiences for our young people, some of which they
shared in moving testimonials al our 7th birthday celebrats'ons in July. You can view a video from the event with
the below URL.
https'.Ilwww.youlube.comlwalch?rWC2xYUweOI
Once again, the social impact of our work was proven.
75,/0 of our Insight2Uni mentees secured places at lop universitie5.
We achieved an uplift of 180/• in students sayng that they felt confident that they would fit in al a top university.
The proportion of students on Free School Meals averaged 380/0 across our programmes. This compares to a
national average of 24'/0, evidencing the intersectson between race and so0￿e¢0nOMic challenge that our
students face.
Financial Review
We began the financial year with a projected surplus., however, a small number of clients were unable lo
proceed with planned programme delivery due to internal budgetary and resourcing (x)nstraints. This resulted in
earned income falling short of our original forecasts. This shortfall was further compounded by strategic
headcounl investment intended lo strengthen our grant-generaling capacity. Unfortunately, this did not yield the
anticipated returns within the year.
In response, we Iwk prompt action to identify and secure allernalive earned-income opportunitses while
implementing proportionate Cost-￿￿ucli0n measures. These interventions enabled us lo limit the year-end
deficit to £21,099.
In the coming year, there will be a concerted focus on driving growth in traded income, ensuring a more reliable
revenue profile.

With Insight Education
Report of the Trustees
for the Year Ended 31st August 2025
Financial review
Reserves policy
The reserve EM)licy of the charity is to maintain available funds above a level equal to three months of
overheads, wlh cash flow forecasts being monitored regularly. If within three months the available funds are
due to fall below this safe level, an extraordinary meeting of the Trustees will be called to decide rf any
immediate actions are required.
The charity has no investments or tangible fixed assets.
Future plans
The trustees plan lo continue promding the current mentoring programmes and continue with their aim of
securing the necessary funding lo do so.
structure, governance and management
Governing document
The charity is controlled by ils governing document and a deed of Irusl.
Charity constitution
With Insight Education is a Charitable Incorporated Organisation that incorporated on the 23rd February 2022.
Prior to this date, the organisalion ran as a Community Interest Company.
The charity was established under the Constitution of a Charitable Incorporated Organisation wth voting
members other than ils charity Iruste8S.
Recruitment and appointment of new tmstees
Trustees are recruited in an open recruitment process. The specification of the Trustee position is guided by the
outcome of a skills audit carried out by the Board. As part of their safer recruitment process, the Board ensures
that Trustees have an enhanced DBS check. They also undergo safeguarding training.
Induction and training of new trustees
Trustees are invited lo see our programme delivery in action and get involved in specific pieces of work
depending on their interests and expertise.
All Trustees give their lime voluntarily and receive no benefits from the charity.
There are four meetings per year, each of which have a set agenda that involves, but is not limited to, reviewing
the charitls activities, its finances, policies, receimng 8 safeguarding update and discussing strategic matters.
Risks and mitigab'ng actions are also considered.
Reference and administrative details
Registered Charity number
1198026
Principal address
124 City Road
London
EC1V 2NX
Trustees
Miss P Gajjar
Ms E Bremner
Mr A Melville
Ms H Drummond
Mr O Onyido
Mr K A Griffith lappoinled 28110120241
Ms T P Lucas Apea
Dr M Haywood
Professor A R(￿rIgueS Amorim Ade lappoinled 2811012024)
Ms F Jeddere-Fisher (appointed 24111120251

With Insight Education
Report of the Trustees
for the Year Ended 31st August 2025
Reference and administrative details
Independent Examiner
David Halchard BA FCA
Nigel Wilson & Co
4th Floor
100 Fenchurch Street
London
EC3M 5JD
Approved by order of the board of trustees on 26th January 2026 and signed on ils behalf by..
Ms F Jeddere-Fisher- Trustee

Independent Examiner's Report to the Trustees of
With Insight Education
Independent examinevs report to the trustees of With Insight Education
I report lo the charity Iruslees on my examination of the accounts of With Insight Education (the Trust) for the
year ended 31 st August 2025.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with
the requirements of the Charities Act 2011 (Yhe Acl'l.
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in
carrying out my examination I have followed all applicable Directions given by the Charity Commission under
Section 145{5llb} of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material mallers have come lo my attention in connection
with the examination giving me cause lo believe that in any material respect..
accounting records were not kept in respect of the Trust as required by Section 130 of the Act., or
the accounts do not accord with those records., or
the accounts do not comply with the applicable requirements conceming the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a true and fair view which is not a matter considered as part of an independent
examination.
I have no concems and have come across no other matters in connection with the examination to which
attention should be drawn in this report in order lo enable a proper understanding of the accounts lo be reached.
David Halchard BA FCA
Nigel Wilson & Co
4th Floor
100 Fenchurch Street
London
EC3M 5JD
26th January 2026

With Insight Education
Statement of Financial Activities
for the Year Ended 31st August 2025
2025
Total
funds
2024
Total
funds
Unrestricted Restricted
fund
fund
Notes
Income and endowments from
Donations and legacies
157.278
{13,682)
143.596
168,050
Expenditure on
Raising funds
102,140
102.140
84,527
Charitable activities
Adverbsing
Support costs
Governance costs
1,996
56.770
3,683
1,996
56,770
3,683
5,295
69,026
2,494
Other
106
106
141
Total
164,695
164,695
161,483
NET INCOMEI(EXPENDITUREI
(7.4171
{13,682)
121.0991
6,567
Reconciliation of funds
Total funds brought forward
97.387
19,808
117.195
110, 628
Totsl funds carried fonvard
89.970
6,126
96,096
117,195
The notes form part of these financial statements

With Insight Education
Statement of Financial Position
31st August 2025
2025
Total
funds
2024
Total
funds
Unrestricted Restricted
fund
fund
Notes
Fixed assets
Tangible assets
10
319
319
425
Current assets
Debtors
Cash al bank
11
5.102
152,426
12)
6,128
5.100
158.554
275
t 19,450
157.528
6,126
163.654
119, T25
Creditors
Amounts falling due wlhin one year
12
114,4911
114,491}
(2,955)
Not current assets
143.037
6,126
149,163
116,770
Total assets less current liabilities
143,356
6,126
149,482
117,195
Creditors
Amounts falling due after more than one year 13
153,3861
153.386)
NET ASSETS
89,970
6,126
96.096
117.195
Funds
Unrestricted funds
Reslricled funds
15
89.970
6,126
97,387
19,808
Total funds
96.096
117,195
The financial statements were approved by the Board of Trustees and aulhorised for issue on
26th January 2026 and were signed on ils behalf by..
Ms F Jeddere-Fisher- Trustee
The notes form part of these financial statements

With Insight Education
Notes to the Financial Statements
for the Year Ended 31st August 2025
Company Informatlon
wrth Insight is a Charitable Incorporated Organisalion, registered in England and Wales. The charills
registered number and registered office address can be found on the Company Information page.
Accounting policies
Basls of preparlng the financlal statements
The financial slalements of the charity, which is a public benefit entity under FRS 102, have been
prepared in accordance with the Charities SORP IFRS 102} 'Accounling and Reporting by Charities-.
Slalemenl of Recommended Practi￿ applicable lo charities preparing their accounts in accordance with
the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 leffeclive 1
January 20191,, Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK
and Republic of Ireland, and the Charities Act 2011. The financial statements have been prepared under
the historical cost convention.
Income
All income is recognised in the Slalement of Financial Activities once the charf(y has enlillement to the
funds, it is probable that the income will be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or conslruclive obligation commilling
the charity to that expenditure, il is probable that a transfer of economic benefits will be required in
settlement and the amount of the obligation can be measLJred reliably. Expenditure is accounted for on
an accruals basis and has been classified under headings that aggregate all cost related lo the category.
Where costs cannot be directly attributed lo particular headings they have been allocated lo activities on
a basis consistent with the use of resources.
Tangible fixed assets
Depreciation is provided at the followng annu81 r8tes in order to write off each asset over i(s estimated
useful life.
Computer equipment
25./0 reducing balance
Taxation
The charity is exempl from tax on ils charitable activities.
Fund accountlng
Unreslricled funds can be used in accordance with the charitable objectives at the discretion of the
trustees.
Restricted funds can only be used for particular reslricled purposes within the objects of the charity.
Restrictions arise when specified by the donor or when funds are raised for particular reslricled
purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial
stslemenls.
Hire purchase and leasing commitments
Rentals paid under operating leases are charged to the Statement of Financial Activities on a slraighl line
basis over the period of the lease.
Pension costs and other post-retirement benefits
The charity operates a defined contribution pension scheme. Contributions payable lo the charitys
pension scheme are charged to the Stslement of Financial Acbvilies in the period lo which they relate.

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
Ralslng funds
Raising donations and legacies
2025
2024
Staff costs
Programme delivery costs
91,815
6.375
78,504
6,023
98.190
84,527
Other trading activitigs
2025
2024
Bad debts
2,200
Investment management costs
2025
2024
Interest payable and similar charges
1.750
Aggregat8 amounts
102.140
84,527
Charitable activities costs
SupF>Ort
costs (see
note S)
Dlrect
Costs
Totsls
Advertising
Support costs
GovernanTr costs
1,996
1,996
56,770
3,683
56.770
3,683
1.996
60.453
62,449
Support costs
Govemance
costs
Management
Other
Totals
Other resources expended
Support costs
Governance costs
106
106
56,770
3,683
56.770
3.683
56.770
106
3.683
60,559

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
Support costs- contlnued
Support costs, included in the above, are as follows-
2025
2024
other
resources
expended
Support
costs
Governance
costs
Total
actlvltles
Total
actlvltles
W8ges
Social security
Pensions
Rent
Insurance
Telephone
Sundries
Courses and training
Travelling
Cornputer costs
Depreciation of tangible
fixed assets
Auditors, remuneration for
non audit work
Legal and profesisonal
fees
Accountancy fees
44.781
1.179
643
3.982
1,547
527
658
377
1.683
1.393
44,781
1,179
643
3.982
1,547
527
658
377
1.683
1,393
51,075
1, 171
650
4,682
1,448
514
653
871
5,827
2, 135
106
106
141
780
780
420
803
2,100
803
2,100
574
1,500
106
56.770
3,683
60.559
71,661
Auditors. rgmungration
2025
2024
Other assurance services
780
420
Trustees. remuneratlon and beneflts
There were no trustees. remuneration or other benefits for the year ended 31st August 2025 nor for the
year ended 31st August 2024.
Trustees. expenses
There were no Iruslees, expenses paid for the year ended 31 st August 2025 nor for the year ended
31 st August 2024.
Staff costs
2025
2024
Wages and salaries
Social security costs
Other pension costs
132,087
3,993
2.338
124,620
4,360
2,420
138,418
131,400
The average monthly number of employees during the year was as follows..
2025
2024
Staff
-10-

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
Staff costs - contlnued
No employees received emoluments in excess of £60,￿0.
Comparatlves for the statement of flnanclal actlvltles
Unrestricted Restricted
fund
fund
Total
funds
Income and endowments from
Donations and legacies
148,242
19,808
168,050
Expenditure on
Raising funds
84,527
84,527
Charitable activities
Advertising
Support costs
Governance costs
5,295
69,026
2,494
5,295
69,026
2,494
Other
141
141
Total
161,483
161,483
NET INCOMEIIEXPENDITURE)
{13,2411
19,808
6,567
Reconclllatlon of funds
Total funds brought forward
110,628
110,628
Total funds carrled forward
97,387
19,808
117,195
10.
Tanglble flxed assets
Computer
equipment
Cost
Al 1st September 2024 and
31st August 2025
1,006
Depreciation
Al 1st September 2024
Charge for year
581
106
Al 31 st August 2025
687
Net book value
Al 31 sl August 2025
319
At 31 st August 2024
425
-11-

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
11.
Debtors: amounts falllng due wlthln one year
2025
2024
Trade debtors
5.100
275
12.
Creditors: amounts falling due within ong year
2025
2024
Bank loans and overdrafts (see note 141
Taxation and social security
Other creditors
11,614
477
2.400
2,955
14.491
2,955
13.
Creditors: amounts falling due after more than one year
2025
2024
Bank loans Isee note 141
53,386
14.
Loans
An analysis of the maturity of loans is given below..
2025
2024
Amounts falling due within one year on demand..
Bank loans
11,614
Amounts falling between one and tsvo years:
Bank loans - 1-2 years
53,386
15.
Movement in funds
Net
movement
in funds
At
3118125
At 119124
Unrestricted funds
General fund
97,387
{7,417}
89,970
Restrlcted funds
Restricted funds
19,808
(13.682)
6,126
TOTAL FUNDS
117,195
(21,099}
96,096
-12-

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
15.
Movement In funds- contlnued
Nel movement in funds, included in the above are as follows..
Incomlng
resources
Resources
expended
Movement
in funds
Unrestricted funds
Gener81 fund
157,278
{164,695}
(7,4171
Restricted funds
Restricted funds
113,6821
113,6821
TOTAL FUNDS
143.596
{164,695}
121,0991
Comparatives for movement In funds
Net
movement
in funds
At 119123
3118124
Unrestricted funds
General fund
110,628
113,2411
97,387
Restricted funds
Restricted funds
19,808
19,808
TOTAL FUNDS
110,628
6,567
117,195
Comparative net movement in funds. included in the atK)ve are as follows..
Incoming
resources
Resources
expended
Movement
In funds
Unrestricted funds
General fund
148,242
1161,4831
113,241}
Rg$tri¢tgd funds
Restricted funds
19,808
19,808
TOTAL FUNDS
168,050
1161,4831
6,567
-13-

With Insight Education
Notes to the Financial Statements - Continued
for the Year Ended 31st August 2025
15.
Movement In funds- contlnued
A current year 12 months and prior year 12 months combined position is as follows..
Net
movement
In funds
At 119123
3118125
Unrestricted funds
General fund
110,628
120,6581
89,970
Rgstrictgd funds
Restricted funds
6,126
6,126
TOTAL FUNDS
110,628
114.5321
96,096
A current year 12 months and prior year 12 months combined net movement in funds, included in the
above are as follows..
Incomlng
resources
Resources
expendod
Movement
in funds
Unrestricted funds
General fund
305,520
1326,1781
120,658}
Restricted funds
Reslricled funds
6,126
6,126
TOTAL FUNDS
311,646
1326,1781
114,532}
16.
Related party disclosures
There were no related party transactions for the year ended 31 st August 2025.
-14-