# Annual Accounts 


Charity Number: 1198026 

withinsightedu.org 



## Breaking barriers, unleashing potential 

At With Insight Education, we are dedicated to creating a future where Black-heritage students have the opportunities, confidence, and support to succeed—because talent is everywhere, but opportunity is not. 

We know that representation matters, and we are committed to breaking down the perceptual and structural barriers that hold talented young people back. Every student we support is another step towards a society that truly reflects the talent, ambition, and potential within it. 




## **Our year in numbers** 

## **EMPLOYEE BENEFITS** 

93% 

## **STUDENT OUTCOMES** 

## 87% 

employee mentors report that being a mentor improved their professional development 

of mentees secure offers to top universities 

86% 

## 80% 

of our Insight2Uni mentees feel more comfortable about going to a top university 

reported being more engaged with their company’s EDI strategy 

## 95% 

of student mentors said our programmes improved their employability skills. 

"The programme greatly improved my confidence and I now feel more prepared to enter the world of work.” 

80% 

felt able to be a more inclusive employee 

- Alison, Elevate mentee 


Students 

**351** 


Mentors 

**114** 



Free School 1st generation to Meals go to university **38% 66%** 



REGISTERED CHARITY NUM8ER: 1198026
Wlth Inslght Educatlon
Report of the Trustegs and
Unaudlted Flnanclal Statements
for thè Yoar Endod 31st August 2024

Wlth Inslght Educatlon
Contents of the Flnan¢lal Statement$
for the Yèar Endod 31st August 2024
Page
R•port of thè Trustots
Ind•p8nd•nt Examln•rfs Report
Statoment of Flnanclal Actlvltles
ststement ol FlnancSal Posltlon
Not68 to tho Flnanclal Statem•nts
7 10 13

Wlth Inslght Educatlon
Report of the Trustees
for the Yoar Ended 3181 August 2024
The Iruslees Pfesenl their report with the financial statements of the charity for the year ended
31st August 2024. The Iruslees have adopted the provisions of Accounting and Reporting by Charities..
Slalement of Recommended Practice applicable lo charities preparing their aceounls in aceordanee with the
Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 leffective 1 January
20191.
ObJectSves and actlvltles
Objectives and aims
With Insight Education exists lo advance the educational outcomes of black-heritage pupils so that society is
an accurate reflection of the lalenl available.
We provide highly slruclured mentoring pro9rammes, insight days and skill development opportunities that
support students lo gain the confidence, knowledge and soft skills lo secure a brighter future. A future with
greater opportunities for social mobility.
We are determined to remove the perceptual and structural barriers that our students lace and believe that
¢realing opportunities for purposeful interactions with lop universities and leading organisalions is
fundamental lo this.
Our progamrne•
Our programmes are designed lo enhan￿ students, ¢onfiden¢e, to enable them lo make informed decisions
by providin9 them with high quality guidance and to equip them with the skills to succeed.
In response lo the changing needs of our $ludenl$ and their schools, we expanded our programme portfollo
lo offer..
ht2Uni A >month long programme that supports high potential Year 12 pupils lo navigatè a path lo a
leading university.
- An intensive lerm-long programme that equips Years 9-10 pupils with an understsnding of how to
work towards an aspiralional university future.
EILal2 GLLer menlorin
- The opportunity for sixth fom pupils to broaden their horizons about the world of
work and develop the ton$ferable skills that employers $eek.
Career Insi
s - An invaluable way for students lo gain a snapshot view of an organisation. inteTacl with
an array of staff and learn firsthand how to construct successful applications.
Public bgnefit
It is confirmed that the Trustees have had regard lo the Charity Commission's guidance on public benefit and
the only objects for which the Charity was established are for the public benelit.
Our approach
Everything that we do is guided by our values..
Lrfe chan
In
g-11 is crucial to us that we make a difference, so we are unapologetically focused on targeting
our Iransformalional programmes at black-herilage students.
Barrier buslin
- We are determined to remove the perceptual and slruclural barriers that black-heritage
Students face, This focus shapes our programme offering.
Credible - We are passionate about research and evaluation and enthusiastically embrace insights that will
help us to improve our offering.
Nurturin
- We care deeply about the many relationships that we hold. We Ireal everyone with respect,
consideration and strive to make every interaction feel personable.

Wlth Inslght Educatlon
Report of the Trustees
for the Yoar Ended 3181 August 2024
Achievement and performance
Reflections on the year
Our mentoring programmes remain primarily online, giving its participants greater lime and geographical
Ilexibility. However, it was lovely lo be able lo Incorporate more face lo face inleraclions into our work.
Students relumed to in person launch events and we were able lo corne together to celebrate programme
graduations.
One of the longer-lerm goals of With Insight Education is the creation of a vibrant alumni community. Work
on that started this year with the addition of a Community Engagement Manager lo the team. Over the year,
we hosted hvo in person events bringing together students and professionals to network and continue their
learning journey.
Once again, the social impact of our work was proven.
We maintained our average of 87./0 of our Insight2Uni mentees securing offers from lop universities.
Importantly, the highest percentage ever, 800/ts, reported feeling more comfortable to go to a lop university-
960A of our Elevate Career Mentoring programme reported a growth in their Communication skill$ and 100%
finished the programme with an improved understanding of the world of work.
Amongst our younger beneficiaries, 100010 reported an improved understanding of the options available lo
them after their GCSES and all ol them fell better prepared lo study effectively.
The proportion of students on Free School Meals averaged 380/y across our programmes. This compares lo
a national average of 24¢A, evidencing the intersection be￿een race and SOCI￿eConOMiC challenge that our
students face.
The market conditions in which we operated were more challenging than we previously experienced. Clients
were more cautious about spend and there was a growing resistance to Equality, Diversity and Inclusion in
general discourse.
Nevertheless, we kn¢)W that our work continues lo be needed and will continue lo strive to bènèfit as many
young people as possible.
FlnancSal rovlow
Flnanclal posltlon
As part of our five-year strategy, there was a greater investment in the delivery team which caused an uplift in
costs. However, despite challenging conditions, we increased earned and charitable income in 2023-24 with
the result being a positive oullum to the year.
Resgrvgs policy
The reserve policy of the charity is to maintain available fvnds above a level equal to three months of
overheads. with cash flow forecasts being monitored regularly. If within three months the available funds are
due lo fall below this safe level, an extraordinary meeting of the Trustees will be called to decide if any
immediate aelions are ￿quIred.
The charity has no investments or tangible fixed assets.
Futurg pl•ns
The Iruslees plan lo continue providing the ¢urrenl mentoring programme$ and ¢onlinue with their aim of
securing the necessary funding lo do so.
Structure, governance and management
Govorning document
The charity Is controlled by its goveming document and a deed of Irusl.
Charity constitution
With Insight Education is a Charitable Incorporated Oryanisats'on that incorporated on the 23rd February
2022. Prior to this dale, the organisalion ran as a Community Interest Company.
The charity was established under the Constilub'on of a Charitable Incorporated Organisalion with voting
members other than ils charity trustees.

Wlth Inslght Educatlon
Report of the Trustees
for the Yoar Ended 3181 August 2024
Structure, governance and management
Recruitmont and appointment of new trustoes
Trustees are recruited in an open recruilmenl process. The specification of the Trustee position is guided by
the outcome of a skills audit carried out by the Board. As part ol their safer recruitment process, the Board
ensures that Trustees have an enhanced DBS check. They also undergo safeguarding training.
Induction and training of now trustegs
Trustees are Invited to see our programme delivery in action and gel involved in specific pieces of work
depending on their interests and expertise.
All Trustees give their time voluntarily and receive no benefits from the charity.
There are four meetings per year, each of which have a sel agenda that involves, bul is not limited lo,
reviewing the charity's aclivilies, its finances, policies, receivin9 a safeguarding update and discussing
strategic matters. Risks and mitigating action5 are also considered.
Reference and admln18tratlve detalls
Roglstergd Charlty numbgr
1198028
Prln¢lp•l •ddre8•
124 City Road
London
EC1V2NX
Trustoei
Miss P Gajjar
Ms E Bremner
Mr A Melville
Ms H Drummond
Mr O Onyido
Mr K A Griffith lappoinled 28110120241
Ms T P Lucas Apea lappoinled 1912120241
Dr M Haywood lappoinled 1212120241
Mrs A Rodrigues Amorim Ade lappoinled 28110120241
Independont ExamSnor
David Hatchard BA FCA
Nigel Wilson & Co
4th Floor
100 Fenchurch Street
London
EC3M 5JD
Approved by order of the board of Iruslees on
..llthpXk￿>.4I￿X9ry.￿I......... and signed on ils behalf by..
Or M Haywood - Trustee

Independent Examinerfs Report to the Trustees of
With Insight Education
Independent examinerfs report to the trustees of With Insight Education
I report to the charity trustees on my examination of the accounts of With Insight Edu¢ation Ilhe Trustl for the
year ended 31 st August 2024.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with
the requirements of the Charities Act 2011 I'the Act'l.
I report in respect of my examination of the Trust'5 accounts carried out under Section 145 of the Act and in
carrying out my examination I have followed all applicable Directions given by the Charity Commission under
Section 14515llbl of the Act.
Indèpendent examlnerfs 8tat8m8nt
I have completed my examination. I confirm that no material mallers have come lo my attention in connectson
with the examination giving me cause to believe that in any material respect..
accounting records were not kept in respect of the Tfust as required by Section 130 of the Act,. or
the accounts do not accord with those records., or
the accounts do not comply with the applicable requirements concerning the form and content of
accounts sel out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a true and fair view which is not a matter considered as part of an independent
examination.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawn in this ieport in order lo enable a proper understanding of the accounts lo be
reached.
David Halchard BA FCA
Nigel Wilson & Co
4th Floor
100 Fenchurch Street
London
EC3M 5JD
Dale. 19111512025

Wlth Inslght Educatlon
Statement of Flnanclal Actlvltles
for the Yoar Ended 3181 August 2024
2024
Total
funds
2023
Total
funds
Unrestricted Restricted
fund
fund
Notes
Income and endowmonts from
Donations and legacies
148.242
19,808
168,050
156,308
Expondlturfr on
Raisin9 fvnds
84,527
84,527
69, 734
Charitable aetlvltles
Advertising
Support costs
Governance costs
5.295
69.026
2,494
5,295
69,026
2,494
3,526
47,217
2,623
Other
193
Total
161,483
161,483
123,287
NET INCOMEIIEXPENDITUREI
113,241)
19,808
6,567
33,021
Reconclllatlon of funds
Total funds brought foTrYard
110.628
110,628
77,607
Total fund8 carrS•d forward
97.387
19,808
117,195
110, 628
The notes form part of these financial ststemenls

Wlth Inslght Educatlon
Statement of Flnancial Posltlon
31st August 2024
2024
Total
funds
2023
Total
funds
Unrestricted Restricted
fund
fund
Notes
Fixed assets
Tangible assets
10
425
425
566
Current assets
Debtors
Cash al bank
11
275
99.642
275
119.450
22,599
90,253
19.808
99.917
19.808
119.725
112,852
Crodltor8
Amounts falling due within one yèar
12
12,955}
12,9551
(2, 790)
Net Current a8set8
96,962
19,808
116,770
110,062
Total assots1o88 current Ilabllltles
97,387
19,808
117,196
7 10,628
NET ASSETS
97.387
19.808
117.196
110,628
Funds
Unreslricled funds
Reslricled funds
13
97,387
19,808
110,628
Total funds
117.195
110,628
The financial statements were approved by the Board of Trustees and aulhorised for issue on
MoTh18y. 20th !8nuary.2025
and were signed on ils behalf by..
Dr M Haywood - Trustee
The notes form part of these financial ststemenls

Wlth Inslght Educatlon
Notes to the Flnanclal Statement$
for the Yoar Ended 3181 August 2024
Company Infomiatlon
With Insight is a Charitsble Incorporated Organisation, registered in England and Wales. The charity's
registered number and registered office address can be found on the Company Information page.
Accountlng pollcles
Basis of preparlng tho flnanclal statomonts
The financial slalements of the charity, which is a public benefit entity under FRS 102, have been
prepared in accordance with the Charities SORP IFRS 1021 'Accounling and Reporting by Charities..
Statement of Recommended Practice applicable lo charities preparing their accounts in accordance
with the Financial Reporting Standard applicable In the UK and Republic of Ireland IFRS 1021
leffeclive 1 January 20191,, Financial Reporting Standard 102 'The Financial Reporting Standard
applicable in the UK and Republic of Ireland, and the Charities Act 2011. The financial slalemenls have
been prepared under the historical cost convention.
Income
All income is recognised in the Slalement of Financial Activities once the charity has entitlement lo the
funds, il is probable that the income will be received and the amount can be measured reliably.
Expendlture
Liabilities are recognised as expenditure as soon as there is a legal or conslruclive obligation
commilling the charity lo that expenditure, il is probable that a transfer of economic benefits will be
required in selllement and the amount of the obligation can be measured reliably. Expenditure is
accounted for on an accruals basis and has been classified under headings that aggregate all cost
related lo the category. Where costs cannot be directly allribuled lo particular headings they have been
allocated to activities on a basis consislenl with the use of resources.
Tanglblo flxgd assets
Depreciation is provided al the following annual rates in order to write off each asset over its estimated
useful life.
Computer equipment
25% reducing balance
Taxatlon
The ¢harity 1$ exempl from tax on 11$ ¢harilable activities.
Fund accounting
Unreslricled funds can be used in acwrdance with the charitable objectives at the discretion of the
Iruslees.
Reslricled funds can only bè used for particular restricted purposes within the objects of the charity.
Reslri¢lion$ arise when specified by the donor or when funds are raised for particular re$lri¢led
purposes.
Further explanation of the nature and purpose of each fund is included in the notes lo the finan¢ial
stalemenls.
Hire purchasg and leasing commitments
Rentals paid under operating leases are charged lo the Statement of Financial Activities on a straight
line basis over the period of the lease.
Penslon costs and othor post-retlrement bengflts
The charity operates a defined contribution pension scheme. Contributions payable lo the charity's
pen5i0n scheme are charged to the Statement of Financial A¢tivilies in the period to which they relate.

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
Raising funds
Ralslng donatlons and legacles
2024
2023
Staff costs
Programme delivery costs
78,504
6.023
67,908
7,826
84,527
69, T34
Ch•rltsble a¢tlvltles costs
Support
costs Isee
note 51
Dlrect
Costs
Totals
Advertising
Support costs
Governance costs
5.295
5.295
69,026
2,494
69,026
2,494
5,295
71,520
76,815
Support costs
Governance
eo3ts
Managomont
Othor
Totals
Other resources expended
Support costs
Governance costs
89,028
69.026
2,494
2,494
69,026
141
2,494
71,661
Support costs, in¢luded in the above, are as follows..
2024
2023
Othof
re80urce8
gxpgndgd
Support
osts
Governancg
costs
Total
actlvities
Total
activitles
Wages
Social security
Pensions
Rent
Insurance
Telephone
Sundries
Courses and training
Travelling
Computer costs
Bank charges
Depreciation of tangible
fixed assets
Auditors, remuneration for
non audit work
51,075
51.075
1,171
650
4.682
1,448
514
653
871
5.827
2,135
22.904
631
542
4,569
1,407
329
156
8,475
3,238
4,960
650
4,682
1,448
514
653
871
5,827
2,135
189
420
420
490
Carried forward
141
69,026
420
69.587
47,894

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
Support costs- contlnued
2024
2023
Other
rosources
expended
Support
costs
Governance
costs
Total
activitie8
Total
activities
Brought fonN8rd
Legal and profesisonal
fees
Accountancy fees
141
69,026
420
69,587
47,894
574
1,500
574
1,500
33
2,100
141
69,026
2,494
71,661
50,027
Audltors, remuneratlon
2024
2023
Other assurance services
420
490
Trustoe8' remuneratSon and beneflts
There were no Iruslees, rernunèralion or other benefits for thé year ended 31st August 2024 nor for the
year ended 31$1 August 2023.
Trustees. expen8•8
There were no trustee5' expenses paid for the year ended 31st August 2024 nor for the year ended
31st August 2023.
Stsff ¢o$t8
2024
2023
Wages and salaries
Social security costs
Other pension costs
124.620
4,360
2,420
8T,5Q3
2,410
2,072
131,400
91,985
The average monthly number of employees during the year was as follows..
2024
2023
Staff
No employees received emoluments in excèss of £60,000.

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
Comparatlves lor the statement of flnanclal actlvltlos
Unrestricted Restricted
fund
fund
Total
funds
Income and endowment$ from
Donations and legacies
156,308
156,308
Expenditure on
Raising funds
69,734
69.734
Charltable aetlvltles
Advertising
Support costs
Governance costs
3.526
47,211
2,623
3,526
47.211
2,623
Other
193
193
Totsl
123,287
123,287
NET INCOME
33,021
33.021
Reconciliation of funds
Total funds brought forward
77,607
77.607
Total fund• carrS•d forward
110,628
110.628
10.
Tanglble flxed assets
Computer
•qulpmgnt
Cost
Al 1 sl September 2023 and
31 sl August 2024
1,006
D•pr•ciatlon
Al 1st September 2023
Charge for year
440
141
Al 3151 August 2024
581
Net book value
At 31st August 2024
425
Al 31 sl August 2023
566
-10-

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
11.
Debtors.. amounts falllng due wbthln one year
2024
2023
Trade debtors
275
22,599
12.
Crodltors: amounts falllng due wlthln on6 year
2024
2023
Taxation and social security
Other creditors
(165)
2,955
2,955
2.955
2, 790
13.
Movement In funds
Net
movement
in funds
At
3118124
At 119123
UnroStrl¢ted fund8
General fund
110,628
113,241)
97,387
Restrlct•d funds
Restricted funds
19,808
19,808
TOTAL FUNDS
110.628
8,587
117,195
Nel movement in fvnds, included in the above are as follows..
Incornlng
relources
Resourc￿ Movement
expended
In funds
Unrestricted fund•
General fund
148.242
1161,483)
113,2411
Restricted funds
Restricted funds
19.808
19,808
TOTAL FUNDS
168,050
1161,483)
6,567
Comparallves for movement In funds
Net
movement
In funds
At
3118123
At 119122
Unrestricted funds
General fund
77,607
33,021
110,828
TOTAL FUNDS
77,607
33,021
110,628

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
13.
Movement in funds - continued
Comparative nel movement in funds, included in the above are as follows..
Incomlng
fosources
Resources Movement
expended
In funds
Unrestrlcted funds
General fund
156,308
1123,2871
33,021
TOTAL FUNDS
156,308
1123,287)
33,021
A current year 12 months and prior year 12 months combined position is as follows..
Ngt
movement
In funds
At
3118124
At 119122
Unrestrlctod fund8
General fund
77,607
19,780
97,387
Rostrlctod funds
Reslricled funds
19,808
19,808
TOTAL FUNDS
77.607
39,588
117,195
A current year 12 months and prior year 12 months combined nel movement in funds, included in the
above are as follows..
Incomlng
r•sourcg$
Resources Movement
gxpondod
in funds
Unrestrlcted funds
General fund
304,550
1284,770)
19,780
Re8trlct8d funds
Reslricled funds
19,808
19,808
TOTAL FUNDS
324,358
1284,7701
39,588
-12-

Wlth Inslght Educatlon
Notes to the Flnanclal Statements - contlnued
for tho Year Ended 31st August 2024
14.
Related party dlsclosures
There were no related party transactions for the year ended 31 st August 2024.
-13-