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2024-10-31-accounts

REGISTERED CHARITY NUMBER: 1197865

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 October 2024

for

One Percent Safer CIO

Duncan & Toplis Limited Park House 37 Clarence Street Leicester Leicestershire LE1 3RW

One Percent Safer CIO

Contents of the Financial Statements for the Year Ended 31 October 2024

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 12

One Percent Safer CIO

Report of the Trustees for the Year Ended 31 October 2024

The trustees present their report with the financial statements of the charity for the year ended 31 October 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Crises are defined by how much resource and attention they need, and it is understandable that they draw our focus away from issues that are equally as important, if not more so. Among these 'forgotten issues' is the human toll we continue to suffer in the workplace worldwide. It is estimated that we lose on average around 2.9 million people to work-related injuries and ill health each year. Many millions more suffer serious and sometime life-changing illnesses or injuries at work.

Because work fatalities, injuries and illnesses have become commonplace, they fail to grab the headlines in the way a new pandemic or grave warnings about global warming can achieve. Every 10 seconds, however, someone dies because of an injury or illness suffered in the workplace. Each death was avoidable and unnecessary. This is totally unacceptable.

The One Percent Safer Annual Report is an account of how a charitable organisation run by volunteers sought to engage individuals and organisations around the world with one simple idea: that all of us can each day do something to make our workplace a little safer for us and our co-workers. And if we all did this, together, we could reduce workplace illness, injuries and fatalities.

OBJECTIVES AND ACTIVITIES

Objectives and aims

Inspired by the same philosophy that has driven improvements in everything from Olympic cycling and education to aviation and car making, One Percent Safer is the application of marginal gains theory to health and safety at work.

Popularised by writers such as Black Box Thinking author Matthew Syed, marginal gains is about focusing on small, one percent improvements, the compound effect of which is huge. The Mercedes Formula One team, inventor James Dyson and footballer David Beckham are among examples of Black Box Thinkers, says Syed. Individuals or organisations who stuck at it, refining their approaches bit by bit.

Transformational step changes are what we know in health and safety. Often inspired by disasters that shock society and lead to a complete overhaul in the way things are done, these can be difficult, expensive and risky.

If we all do just one thing, just improve workplace safety by one percent, then that could mean 29,000 people getting to go home without harm, instead of ending up dead each year. 29,000 husbands, wives, partners, mothers, fathers, brothers, sisters, sons, daughters, friends, and co-workers. 29,000 humans.

The Japanese concept of Kaizen, the idea of incremental change one small thing at a time is what we’re talking about here. The compounding effect of trying to get 1% better each day is huge it’s a 3,800% improvement in just one year. In simple terms, that’s a 40 times improvement on where you are right now.

Public benefit

The Trustees have due regard for the guidance published by the Charities Commission on Public Benefit.

Page 1

One Percent Safer CIO

Report of the Trustees for the Year Ended 31 October 2024

OBJECTIVES AND ACTIVITIES

Volunteers

The One Percent Safer Board is comprised of individually legally-appointed professionals who hold responsibility for the good governance of the Foundation and its funds, including the disbursement of funds to applicants to the Foundation. These Board members are also the company directors of the not-for-profit company and will submit an annual return to Companies House (UK) and publish an annual report highlighting our activities, showcasing our beneficiaries, maintaining our messages and celebrating our successes. Like all others involved in the project, the Board directors are not remunerated in any way, and provide their time and support voluntarily.

It is right, from the outset, that we recognise those organisations and individuals who have worked committedly to support the charitable objects of One Percent Safer.

We place on record here our huge thanks to those volunteers who do not sit on our Board but who have played a key role in the success to date of the Foundation. To the following, thank you for your brilliant contribution to One Percent Safer:

Sarah Thomas (editing and project management) Edwin Stoop (graphics) Jim Shannon (design and lay-out) Stephen Newman (printing) Dave Sharman (distribution) Andrew Chamberlain (governance) Beverley Hogg (administrative support) Sumayyah Parekh (social media designs) Sam Butlin (website) Tamara Parris (community events)

The Foundation is committed to using all profits from the Foundation’s work for the public good. Costs have been minimal but necessary. We have, however, required the expertise of contractors to keep the organisation moving forward.

Accountancy firm, Duncan & Toplis Limited Mailing house, The Mailing People Juliet Overington, administrative support, Get Ahead

Page 2

One Percent Safer CIO

Report of the Trustees for the Year Ended 31 October 2024

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

In line with our charitable objectives as stated by The Charity Commission, One Percent Safer has funded support for safety and health practitioners operating in five emerging countries. The One Percent Safer Bursary, a collaboration with the International Institute of Risk and Safety Management (IIRSM), awarded 100 IIRSM affiliate memberships to practitioners in Nigeria, India, Ghana, Pakistan and Egypt.

In partnership with social enterprise HopEthiopia, a project in Harbu Chulule, Ethiopia, saw progress with the appointment and training of an interim health and safety coordinator by volunteer Rick Theriau. Rick has conducted health and safety awareness sessions for construction workers on a new kindergarten project, covering topics like PPE use and safe lifting. The bakery business we support continues to grow, while a brickworks project was still in the planning phase, testing new production techniques.

One Percent Safer was proud to support safety professionals Ian Harper and Dan Tooley in their critical work in Ukraine. The effects of the war in Ukraine can only be compounded if occupational health and safety risks are overlooked there. Ian and Dan's work, training trainers from the construction union PROFBUD, is helping to spread good practice through the industry at a time when potential asbestos exposure is high.

On 2nd September, One Percent Safer held an online meeting with applicants, students and alumni of the Jennet Arshimova's European School of Risk Management. Our charity is supporting this organisation as it helps businesses to manage risks in a volatile environment.

Another objective is to raise awareness and educate the public and OSH profession on good health and safety practices. The Board promoted the principles of One Percent Safer at events and in media throughout 2023-24, including an article in trustee Louis Wustemann highlighted the funding of health and safety provision in Ethiopia. Our ambassadors continue to provide invaluable support to the charity, also, through funding and spreading the word. Paul Davison, of PPWD, promoted One Percent Safer at EHS Congress in Berlin. Perrier Consulting, in Canada, promoted the themes of One Percent Safer through online marketing channels, including podcast interviews.

FINANCIAL REVIEW

Financial position

Total incoming resources were £17,196 (2023 £22,497). After deducting expenditure of £34,027 (2023 £10,621) there was net expenditure (2023: income) of £16,831 (2023 £11,876) for the year.

As at 31 October 2024, the Charity had total funds of £35,225 (2023 £52,056) all of which were unrestricted.

Reserves policy

Our policy is to hold enough reserves to covered three months of overheads, and this was achieved by a significant margin.

Going concern

The trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing the financial statements.

FUTURE PLANS

At time of writing, the One Percent Safer Board was finalising appointments of new OPS Trustees. These new Trustees will work with existing Board members on a new strategy to generate revenue and increase our CIO's impact on the safety and health of people at work.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes a charitable incorporated organisation.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1197865

Page 3

One Percent Safer CIO

Report of the Trustees

for the Year Ended 31 October 2024

Principal address PO Box 1431 Cambridge CB1 0GQ

Trustees

Dr A D Sharman Chairman Mr L J Wustemann Mr T J Walsh Mr N W Ritchie (resigned 31.12.24) Mrs E M Evans (resigned 31.12.24) Ms M A Mark-Joyce Mr T M Eldridge Mr J Ogorek Mr E Tuncay Dr L Cure (appointed 17.3.25) Mr A Gelete (appointed 30.4.25) Mr M Guneri (appointed 12.5.25) Mr I Hasanaliyev (appointed 30.5.25)

Independent Examiner

Duncan & Toplis Limited Park House 37 Clarence Street Leicester Leicestershire LE1 3RW

Approved by order of the board of trustees on 29 August 2025 and signed on its behalf by:

Dr A D Sharman - Trustee

Page 4

Independent Examiner's Report to the Trustees of One Percent Safer CIO

Independent examiner's report to the trustees of One Percent Safer CIO

I report to the charity trustees on my examination of the accounts of One Percent Safer CIO (the Trust) for the year ended 31 October 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Matthew Smith FCCA

Duncan & Toplis Limited Park House 37 Clarence Street Leicester Leicestershire LE1 3RW

29 August 2025

Page 5

One Percent Safer CIO

Statement of Financial Activities for the Year Ended 31 October 2024

31.10.24 31.10.23
Unrestricted Total
fund funds
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 2,501 10,549
Charitable activities
Fees for educational resources 14,596 11,918
Investment income 2 99 30
Total 17,196 22,497
EXPENDITURE ON
Raising funds 3 6,582 8,413
Charitable activities 4
Grants to institutions 23,049 -
Fees for educational resources 4,396 2,208
Other - -
Total 34,027 10,621
NET INCOME/(EXPENDITURE) (16,831) 11,876
RECONCILIATION OF FUNDS
Total funds brought forward 52,056 40,180
TOTAL FUNDS CARRIED FORWARD 35,225 52,056

The notes form part of these financial statements

Page 6

One Percent Safer CIO

Balance Sheet

31 October 2024

31.10.24 31.10.23
Unrestricted Total
fund funds
Notes £ £
CURRENT ASSETS
Debtors 10 413 -
Cash at bank 36,612 53,856
37,025 53,856
CREDITORS
Amounts falling due within one year 11 (1,800) (1,800)
NET CURRENT ASSETS 35,225 52,056
TOTAL ASSETS LESS CURRENT
LIABILITIES 35,225 52,056
NET ASSETS 35,225 52,056
FUNDS 12
Unrestricted funds 35,225 52,056
TOTAL FUNDS 35,225 52,056

The financial statements were approved by the Board of Trustees and authorised for issue on 29 August 2025 and were signed on its behalf by:

Dr A D Sharman - Trustee

The notes form part of these financial statements

Page 7

One Percent Safer CIO

Notes to the Financial Statements for the Year Ended 31 October 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Financial reporting standard 102 - reduced disclosure exemptions

The charity has taken advantage of the following disclosure exemption in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Allocation and apportionment of costs

Costs are apportioned between activities based on an estimate of management time spent.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Debtors

Short term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective rate of interest method, less any impairment.

Creditors

Short term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 8

continued...

One Percent Safer CIO

Notes to the Financial Statements - continued

for the Year Ended 31 October 2024

2. INVESTMENT INCOME
31.10.24 31.10.23
£ £
Interest receivable - trading 99 30
3. RAISING FUNDS
Raising donations and legacies
31.10.24 31.10.23
£ £
Support costs 6,582 8,413
4. CHARITABLE ACTIVITIES COSTS
Direct
Costs
£
Grants to institutions 23,049
Fees for educational resources 4,396
27,445
5. SUPPORT COSTS
Information
Management
Finance
technology
£ £ £
Raising donations and legacies 705 148 357
Governance
Other costs Totals
£ £ £
Raising donations and legacies 3,572 1,800 6,582
The proportion of management time allocated to each activity has been estimated as:
31.10.24
Raising donations and legacies 100%
6. INDEPENDENT EXAMINER'S REMUNERATION
31.10.24
£
Independent Examiner's Fees - External scrutiny 600
Independent Examiner's Fees - Accountancy services 1,200
1,800

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continued...

One Percent Safer CIO

Notes to the Financial Statements - continued for the Year Ended 31 October 2024

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 October 2024 nor for the year ended 31 October 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 October 2024 nor for the year ended 31 October 2023.

8.

STAFF COSTS

There were no staff costs for the year ended 31 October 2023 and therefore no employees received emoluments in excess of £60,000.

AVERAGE NUMBER OF EMPLOYEES

The average number of employees during the year was nil.

9. GUARANTEE

The members of the CIO have no liability to contribute to its assets and no personal responsibility for settling its debts and liabilities.

10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.10.24 31.10.23
£ £
Other debtors 413 -
11. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.10.24 31.10.23
£ £
Other creditors 1,800 1,800
12. MOVEMENT IN FUNDS
Net
At movement At
1.11.23 in funds 31.10.24
£ £ £
Unrestricted funds
General fund 52,056 (16,831) 35,225
TOTAL FUNDS 52,056 (16,831) 35,225
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 17,196 (34,027) (16,831)
TOTAL FUNDS 17,196 (34,027) (16,831)

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One Percent Safer CIO

Notes to the Financial Statements - continued for the Year Ended 31 October 2024

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
Net
At
movement
At
1.11.22
in funds
31.10.23
£
£
£
40,180
11,876
52,056
40,180
11,876
52,056
Net
At
movement
At
1.11.22
in funds
31.10.23
£
£
£
40,180
11,876
52,056
40,180
11,876
52,056
52,056

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 22,497 (10,621) 11,876
TOTAL FUNDS 22,497 (10,621) 11,876
A current year 12 months and prior year 12 months combined position is as follows:
Net
At movement At
1.11.22 in funds 31.10.24
£ £ £
Unrestricted funds
General fund 40,180 (4,955) 35,225
TOTAL FUNDS 40,180 (4,955) 35,225

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 39,693 (44,648) (4,955)
TOTAL FUNDS 39,693 (44,648) (4,955)

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One Percent Safer CIO

Notes to the Financial Statements - continued for the Year Ended 31 October 2024

13. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 October 2024.

Page 12