2025-07-31-accounts - Women At The Well Of Living Waters

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Trustees' Annual Report for the period

Period start date Period end date 01 08 2024 31 07 2025

From

Section A Reference and administration details

WOMEN AT THE WELL OF LIVING WATERS

Charity name Other names charity is known by Registered charity number (if any) 1197562

Charity's principal address Carbery Enterprise Park

36 White Hart Lane London Postcode N17 8DP

Names of the charity trustees who manage the charity

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Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 Jessica Edmund
Ijeoma Nmema
2
Udechukwu
Charity Nkasiobi
3
Ojimadu
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
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Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

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Type of adviser Name Address
Accountant Acumen London 107 Burdett Road, London E3 4JN
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Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

(eg. trust deed, constitution)

How the charity is constituted

Trust

(eg. trust, association, company)

Trustee selection methods

By Appointment

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

policies and procedures adopted for the induction and training of trustees;
the charity’s organisational structure and any wider network with which the charity works;
relationship with any related parties;
trustees’ consideration of major risks and the system and procedures to manage them.

Section C Objectives and activities

The objects of the Charity are.

Summary of the objects of the charity set out in its governing document

(1) The prevention or relief of poverty, mainly among women and girls, by providing or assisting in the provision of education, training, healthcare projects and all the necessary support designed to enable individuals to generate a sustainable income and be self-sufficient.

(2) For the public benefit to promote the education of the young and the elderly in such ways as the charity trustees think fit, including by providing vocational, social and physical training and through the study of

music or other arts. (3) The relief of unemployment for the public benefit in such ways as may be thought fit, including assistance to find employment. (4) To preserve and protect good health, especially in women, through education of the public on healthcare by the provision of lectures, forum and the publication of newsletters.

Talk Shows: Our charity hosts engaging talk shows that create a platform for open dialogue on important social issues. These discussions not only educate participants but also foster community connection and encourage a sense of belonging.

Food Bank: We operate a food bank that provides nutritious food and essentials to individuals and families in need. By addressing food insecurity, we aim to alleviate hunger and enhance the quality of life for those facing challenging circumstances.

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

Cooking: Our cooking programs offer hands-on classes that empower participants to develop culinary skills while promoting healthy eating habits. Through these sessions, individuals can learn to prepare affordable meals and gain confidence in their cooking abilities.

British History: We offer educational workshops focused on British history, allowing participants to explore and understand their heritage. By connecting individuals to their cultural roots, we aim to inspire a sense of identity and pride in the community.

Social Gatherings: Our social gatherings serve as a vibrant space for community members to come together, share experiences, and build lasting relationships. These events foster inclusivity and encourage a supportive network, enriching the lives of all who participate.

Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

Section D Achievements and performance

Summary of the main
achievements of the charity
during the year

During the past year, Women at the Well of Living Waters made
significant strides in supporting homeless individuals in the community.
The charity provided nutritious meals to hundreds of people in need,
ensuring they had access to essential nourishment. Additionally, it
successfully secured temporary shelter for numerous homeless
individuals, offering them a safe space to rest and regroup. The
organization also organized various events focused on empowerment,
skill-building, and mental well-being, fostering a sense of community and
hope among participants. Overall, their dedicated efforts have played a
crucial role in improving the lives of those experiencing homelessness.

Section E Financial review

Brief statement of the charity’s policy on reserves

The Trustees recognise the importance of retaining a "safety net" reserve in the Fund, whilst ensuring that the majority of each year's income is spent on the activities planned by the charity to support women’s progress Structure, governance and management.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Jessica Edmund

Full name(s) Jessica Edmund

Position (eg Secretary, Chair, Chairman etc)

Date 28/05/2026

WOMEN AT THE WELL OF LIVING WATERS

STATEMENT OF ACCOUNTS

FOR THE YEAR ENDED 31 JULY 2025

WOMEN AT THE WELL OF LIVING WATERS INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 JULY 2025

UNRESTRICTED FUNDS RESTRICTED FUNDS TOTAL 11,632 11,632 8,000 8,000 £ 19,632 £ £ 19,632 9,756 9,756 262 262 £ 10,018 £ 10,018 9615 9615 40 £ £ 40 £ 9,655 £ £ 9,655	UNRESTRICTED FUNDS RESTRICTED FUNDS TOTAL 11,632 11,632 8,000 8,000 £ 19,632 £ £ 19,632 9,756 9,756 262 262 £ 10,018 £ 10,018 9615 9615 40 £ £ 40 £ 9,655 £ £ 9,655	TOTAL 11,632 8,000 19,632
£ £
		9,756 262
		9615 40
	£	9,655

The notes on pages 3 to 7 form part of these accounts

WOMEN AT THE WELL OF LIVING WATERS

BALANCE SHEET ASAT 31 JULY 2025 CURRENT ASSETS Debtors Bank and Cash accounts LESS: CREDITORS Amounts falling due within one year REPRESENTED BY: FUNDS Unrestricted Restricted Approved by the Charity Trustees on and signed on its behalf ,by Jessica Edmund	NOTE 5 6 7 …………	2025 £ 2024 £ 65 40 65 40 9590 9590 £ - 9525 £ - 9550 9,655 10,080 £ 9,655 £ 10,080 ……………………………….. …………………………………………..

The notes on pages 3 to 7 form part of these accounts.

WOMAN AT THE WELL OF LIVING WATERS NOTES TO THE ACCOUNTS FOR THE YEARENDED 31 JULY 2025

1. ACCOUNTING POLICIES

Basis of preparation of financial statements The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published on 16 July 2014 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn. The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and Charities Act 2011

FUNDS

General funds represent the funds of the W@LW that are not subject to any restrictions regarding their use and are available for application on the general purposes of the W@LW. Funds designated for a particular purpose by the W@LW are also unrestricted.

INCOMING RESOURCES

Voluntary Income and Capital Sources

Collections are recognized when received by or on behalf of the W@LW.

Planned giving receivable under covenant is recognised only when received.

Income tax recoverable on covenants or gift aid donations is included when the income is recognised.

Grants and legacies to the W@LW are accounted for as soon as the W@LW is notified of its legal entitlement and the amount due.

Funds raised by the KING’S CORONATION, BBQ, Village Show, Quiz Night and similar events are accounted for gross.

Other Ordinary Income

Rental income from the letting of the Charity premises is recognised when the rental is due.

Income from Investments

Dividends and interest are accounted for when received.

RESOURCES USED

Grants

Grants and donations are accounted for when paid over or when awarded.

Activities directly relating to the work of the Charity

The Diocesan quota is accounted for when payable. Any quota unpaid at the yearend is provided for in these accounts as an operational (though nota legal) liability and is shown as a creditor in the Balance Sheet.

WOMEN AT THE WELL OF LIVING WATERS NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 JULY 2025

2. FIXED ASSETS

Consecrated land and building sand moveable charity furnishings

Consecrated and benefice property is excluded from the accounts by section 10(2)(b) of the Charities Act 2011.

No value is placed on moveable church furnishing held by the churchwardens on special trust for the W@LW and which require a faculty for disposal since the W@LW considers this to be inalienable property. All expenditure incurred during the year on consecrated or benefice buildings and moveable church furnishings, whether maintenance or improvement, is written off as expenditure in the Accounts.

WOMEN AT THE WELL OF LIVING WATERS NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 JULY 2025

	UNRESTRICTED	UNRESTRICTED	RESTRICTED	RESTRICTED	TOTAL	TOTAL
		FUNDS		FUNDS
		£		£
3.INCOME
a) Incoming Resources from Donors
Collections,Covenants and GiftAid		11,632				11,632
Income Tax Refundable
		11,632				11,632
b) Other Voluntary Incoming
Resources Donations/Grants		8,000		-		8,000
Fund Raising Events				-
		8,000		-		8,000
c)Income from Charitable and Ancillary
Trading & Weddings and Funerals
Weddings & Funerals
Villager Magazine					-

d)Income from Investments
Dividends and Interest

TOTAL INCOMING RESOURCES	£	19,632	£		£	19,632

WOMEN AT THE WELL OF LIVING WATERS NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 JULY 2025

4.EXPENDITURE a)Grants Donations made b)Activities Directly Relating totheWork of the Charity Rent Repair Fixture & fittings 5,000 229 799 Cleaning 196 Utilities 7718 Accountancy fees 250 Warm Food Volunteer expenses 1,861 2,231 19,346 c)Charity Management and Administration Printing and Stationery 132 Fundraising Expenses 130 Licenses - 262 TOTAL RESOURCES USED £ 19,608 £ UNRESTRICTED FUNDS £	- - - - - - - £ RESTRICTED FUNDS £

WOMAN AT THE WELL OF LIVING WATERS

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 JULY 2025

5.DEBTORS Income Tax Recoverable 6.BANK BALANCES Unrestricted Funds:- Metro Current account Total unrestricted funds RestrictedFunds:- Total restricted funds 7.CREDITORS -amounts falling due within one year Unpaid Accountancy Fees Loan from trustees			2025 65 65 65 250 9,340 9,590	2024 40 40 40 250 9340 9,590






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