2023-10-31-accounts - Women Of The Cross

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Trustees' Annual Report for the period

Period start date Period end date Day Month Year Day Month Year From 01 11 2022 To 31 10 2023

Section A Reference and administration details

Charity name Other names charity is known by Registered charity number (if any) Charity's principal address	WOMEN OF THE CROSS	WOMEN OF THE CROSS



	1197405

	28 KEMPE ROAD
	ENFIELD

	Postcode	EN1 4QW

Names of the charity trustees who manage the charity

	1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (ifany)
		Rev A Nyawo
		Rev M Chisvo
		Rev B Magadzire
		Rev M Sachikonye
		Rev R Mutopo
		Mrs G. R Chingoka
		Mrs E Govera
		Mrs T Maburutse
		Mrs W Machazire
		Mrs J Ratsakatika
		Ms Siphiwe Mungoni
		Ms Dainah Chibaya








		Names of the trustees for the charity, if any, (for example, any custodian trustees)
		Name		Dates acted if not for whole year

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Names and addresses of advisers (Optional information)

Type of adviser	Name Address	Name Address
Legal adviser	Mike Farrell	mike@businesslegal.ltd.uk

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Constitution

Type of governing document (eg. trust deed, constitution) trust How the charity is constituted (eg. trust, association, company) voluntary Trustee selection methods

(eg. appointed by, elected by)

Additional governance issues (Optional information)

As a charity we are guided by our policies such as You may choose to include additional information, where Safeguarding policy which is crucial as we work with vulnerable relevant, about: individuals, it is therefore a requirement for trustees and volunteers to be  policies and procedures inducted and trained with regard to safeguarding. adopted for the induction and Code of behaviour, conflicts of interests, safe recruitment training of trustees;

The charity’s decision-making is by members of the cio to vote, amend
the charity’s organisational the constitution, wind up or dissolve the CIO. This is done by a resolution
structure and any wider at a general meeting or resolution in writing, in according sub 4 clause in
network with which the charity our constitution works;
relationship with any related The charity’s constitution clearly addresses conflicts of interest and parties; conflicts of loyalty. Trustees are expected to declare any interest. Trustees
trustees’ consideration of should be absent when such matters of interest are discussed to avoid major risks and the system conflict of interest. All should be in the interest of charity not trustees. and procedures to manage them.

As a charity we review and assess risks that the charity may encounter in our areas of work. We endeavour to identify major risks, make decision and include it in our annual report

Section C Objectives and activities

a) to advance the Christian Faith in such ways and in such parts

Summary of the objects of the

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of the United Kingdom, Africa and other parts of the world as the trustees from time to time may think fit;

b) to relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services of any kind including through the provision of counselling and support in such parts of the United Kingdom, Africa and other parts of the world as the trustees from time to time think fit; and

charity set out in its governing document

c) to advance education in such ways and in such parts of the United Kingdom, Africa and other parts of the world as the trustees from time to time think fit.
d) to welcome, signpost and guide refugee families to integrate into our society here in England with ease

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

Charity’s aim

To enhance people’s lives, especially in deprived parts of the world. The main focus on women and girl child, who will be part of families, in the end embrace the whole family. We value lives thus help with meeting medical bills and we seek to empower and enable people to live decent and meaningful lives. We aim to put a smile on people who have lost hope of living

How do we achieve our aim?

We work with people from various backgrounds, race, colour. We identify beneficiaries through references, social media, news, local authorities, churches etc. We communicate with individuals with face to face or virtually then we do an assess to see if they meet the criteria for support. We have some coordinators in various parts of the world who would work with beneficiaries to achieve our aims. We are in communication throughout the period we work with individuals.

Activities

As a charity anchored on the Word of God we do retreats which everyone pays for themselves. Retreats help us to revive/refresh our spiritual wellbeing and vision, we do bible studies involving some of the beneficiaries if they are able to virtually join in. We have prayers sessions every week. We also hold an annual gala every week to fundraise

Fund raising

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Our major fundraiser is our annual gala the last of which we held on the 20th July 2024. The funds at the gala are raised with marking up on the cost of meals the hotel provides. This year the cost was £35.00 for a three-course meal but we sold our tickets for £70.00. We had roughly about 65 guests which enable us to raise something around £2 300. At the gala we sell our merchandise, such as mugs, t-shirts, materials w, etc with logo material, and we also sell raffle tickets and people donating whatever amounts and other resources.

Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

	and activities (Optional information)	and activities (Optional information)
	Grant making policy for Women of the Cross (“the Trust Fund”)
	1.	Charitable purpose and objective 1.1. The trustees disburse funds at their discretion and in accordance
		with the charitable purposes and objectives of the Trust Fund.
		1.2. The Trustees are collectively independently responsible for the
		management and decision making of the Trust Fund. 1.3. Any decision whether to award a grant remains solely the
		responsibility of the trustees.
	2.	Priorities for support
		2.1. The amount of work or number of projects that can be supported
		by the trustees is limited to the amount of funds that are available
		for distribution.
		2.2. The trustees have determined that the current priorities for
		funding are: -
		Provision of funding to pay medical bills and school fees for deprived
	women and children living in mainly in Africa and UK who do not have
	access to public recourse
		2.3. The priorities for support will be reviewed by the trustees every
		year and may be changed depending upon circumstances and
		the perceived effectiveness of the application of funds. Any
		change to these priorities must still fulfil the charitable purpose
		and objectives of the charity.
	3.	Principles applied in determining support
		In awarding grants, the trustees will apply the following principles;
		3.1. The trustees will consider any requests or known situations that
		are eligible for consideration:
		3.1.1.From any geographical area within the UK and Africa;
		3.1.2.Primarily from charities for individuals but also from
		organisations and individuals.
		3.2. Any grant decision will be made solely on the information that is
		available at the time of the request or of the situation becoming
		known.
		3.3. Each request or situation will be considered on its own merits.
		Where situations have been previously considered (whether
		successful or not) any due diligence undertaken to reach an
		earlier decision will be made available to the trustees.
		3.4. The trustees will carry out sufficient due diligence to ensure that
		the request or situation meets both the charitable purposes, and
		the priorities for support set out in this policy.

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3.5. The trustees are content to work in partnership with other grant making bodies where funding of an entire project is beyond the scope of any single organisation.
3.6. Other factors to be considered will include assessment of the plan of action for a project, the likelihood of success and the number of people it will benefit and the control the trustees will have over the funds used and/or the way they are used. Contribution made by volunteers

Our willing volunteers contribute in coordinating and the running of the projects on the ground.

Section D Achievements and performance

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Section D Achievements and performance

Summary of the main
achievements of the charity
during the year

In the year to 11/11/2023 the public beneft: -
- we built a rural homestead for a widow and her fve young children. We
built a three bedroomed house, toilet and bathroom and drilled a
borehole
- we bought a wheelchair for a lady who was house bound for two years
as she lost her mobility due to a condition
- we paid fees for a girl to complete her “O” Levels and we are paying for
her school fees and uniforms till she fnishes her “O” Levels
- -we gave a wheelchair to a disabled young lady whose old wheelchair
had worn out
- we paid treatment for a blind lady
- We assisting with paying fees for her two children until they reach “o”
level
-Some of the projects are ongoing and are regularly reviewed.

Section E Financial review

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Brief statement of the charity’s policy on reserves

As a charity which mainly rely on fundraising and donations we aim to keep £5000 as part of our reserves to be spent in dire situations such as urgent medical attention or temporary accommodation as a humanitarian need.

Details of any funds materially in deficit

See our financial report

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Fund raising

Our major fundraiser is our annual gala the last of which we held on the 20th July 2024. The funds at the gala are raised with marking up on the cost of meals the hotel provides. This year the cost was £35.00 for a three-course meal but we sold our tickets for £70.00. We had roughly about 65 guests which enable us to raise something around £7008. At the gala we sell our merchandise, such as mugs, t-shirts, materials w, etc with logo material, and we also sell raffle tickets and people donating whatever amounts and other resources.

The charity has honoured its objectives by giving grants to individuals after assessment and priority of needs.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date
	Mary Sachikonye
	Primary administrator
	14/08/2024

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Charity Name No (if any) WOMEN OF THE CROSS Receipts and payments accounts CC16a For the period Period start date Period end date To from 1-Nov-22 31-Oct-23

Section A Receipts and payments

Unrestricted Restricted Endowment funds funds funds

Section A Receipts and payments Unrestricted	Restricted	Endowment
A1 Receipts Members Contributions 3,039 Gala Fundraising 7,008 - - - - - - 10,047 - - Sub total - Total receipts 10,047 A3 Payments Gala Venue Hire 2,737 Grants and Donationspaid 2,662 Gala Costs 750 Website and email costs 545 - - - - - Sub total 6,694 - - Sub total - Total payments 6,694 Net of receipts/(payments) 3,353 A5 Transfers between funds - A6 Cash funds last year end - Cash funds this year end 3,353 funds to the nearest £ *Sub total*(Gross income for AR) A2 Asset and investment sales, (see table). A4 Asset and investment purchases, (see table)	to the nearest £ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - funds	to the nearest £ funds	Total funds to the nearest £ 3,039 7,008 - - - - - - 10,047 - - - 10,047 2,737 2,662 750 545 - - - - - 6,694 - - - 6,694 3,353 - - 3,353	Last year to the nearest £
		- - - - - - - - -	3,039	-
			7,008	-
			-	-
			-	-
			-	-
			-	-
			-	-
			-	-
			10,047	-

		- - -	-
			-	-
			-	-

		-	10,047	-

		- - - - - - - - - -	2,737	-
			2,662	-
			750	-
			545	-
			-	-
			-	-
			-	-
			-	-
			-	-
			6,694	-

		- - -	-
			-
			-	-

		-	6,694	-

	-	- - - -	3,353	-
	-		-	-
	-		-	-
	-		3,353	-

Section B Statement of assets and liabilities at the end of the period

Details Details Details Details Details Signature tmaburutse *Total cash funds* (agree balances with receipts and payments account(s))	to nearest £ to nearest £ 3,353 - - - - - 3,353 - OK OK to nearest £ to nearest £ - - - - - - - - - - - - Cost (optional) 0 - 0 - 0 - 0 - 0 - Cost (optional) 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - Print Name Thandiwe Maburutse Unrestricted funds Restricted funds Unrestricted funds Restricted funds Fund to which asset belongs Fund to which asset belongs Fund to which liability relates Amount due (optional)	to nearest £ Endowment funds
		-
		-
		-
		-
		OK
		to nearest £ Endowment funds
		-
		-
		-
		-
		-
		-
		Current value (optional)
		-
		-
		-
		-
		-
		Current value (optional)
		-
		-
		-
		-
		-
		-
		-
		-
		-
		When due (optional)






		Date of approval
tmaburutse	Thandiwe Maburutse	8/26/2024