Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Cairns Road Baptist Church** **Report and Unaudited Accounts For the year ended 31 December 2024** Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Cairns Road Baptist Church** ## **Report and Unaudited Accounts** ## **Contents** ||**Page**| |---|---| |**Trustees’ Annual Report**|**3 to 6**| |**Independent Examiner’s Report**|**7**| |**Statement of Financial Activities**|**8**| |**Balance Sheet**|**9**| |**Notes forming part of the Financial Statements**|**10 - 17**| 2 Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Cairns Road Baptist Church** ## **Trustees’ Annual Report** ## **Reference and Administrative Information** Charity name: Cairns Road Baptist Church Charity registration number: 1197272 Registered Office and Operational address: Cairns Road Baptist Church Cairns Road Westbury Park Bristol BS6 7TH **Trustees during 2024** David Cahill Anna Long Maki Mi ç o Gita Samuelsson (retired 15 November 2024) Sam Marquez-Vega (retired 15 November 2024) Alex Popkin Liz Cheesman Peter Turnill The trustees of the company are also charity trustees for the purposes of charity law. ## **Banker** CAF Bank, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. **Reporting Accountant** Melanie Mistry CGMA 30 Highfield Grove Bristol BS7 8QH 3 Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Report of the Board of Trustees** The Trustees present their report and unaudited financial statements for the year ended 31 December 2024. ## **Structure, Governance and Management** ## **Governing Document** The earliest written records for Cairns Road Baptist Church date back to 1652. In 1815, the church moved from The Pithay to Old King Street in the centre of Bristol. As part of the redevelopment of Bristol after the Second World War, it was relocated to Cairns Road, Westbury Park where it remains to this day. The Governing Document (Constitution) for Cairns Road Baptist Church was written, agreed by the church, and then signed on 22[nd] December 2021. ## **Recruitment and Appointment of Management Committee** The charity trustees are appointed by the members of the church and are listed on the previous page. The trustees are responsible for the governance of the church and having the general control and management of the administration of a charity seek to ensure that the needs of the charitable objectives and activities are met. ## **Objectives and activities** The charity’s purposes (as set out in the governing documents) are the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. The main activities undertaken in relation to these objects were: - regular public worship, prayer, Bible study, preaching and teaching; - undertaking baptisms and the Communion of the Lord’s Supper; - evangelism and mission, locally, regionally, nationally and internationally; - the teaching, encouragement, welcome and inclusion of children and young people; - nurture and growth of Christian disciples; - education and training for Christian and community service; - giving and encouraging pastoral care; - supporting and encouraging charitable social action in the United Kingdom and abroad; - encouraging relationships with and supporting Baptists and other Christians. ## **Achievements and performance for year-end 31[st] December 2024** ## **Vision and Mission Statement** A couple of years ago we engaged the church in a consultation process ending with agreeing to adopt a new vision and mission statement: _**Our Vision:** Bringing the Hope of Jesus to Westbury Park and Beyond_ _**Our Mission statement: ‘** Commissioned by Christ and led by His Spirit, we want to be wholehearted disciples who expect the good news of Jesus to transform individuals, community, society and culture as we share in Father God’s love for our neighbourhood, Bristol and beyond’._ 4 Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F We also adopted some agreed values which underpin our priorities for the church culture we aspire to: - We are Bible-Believing and Evangelical - We have Christ at the Centre of everything - We seek for God’s Kingdom to come - We are commanded to love God and our neighbour - We are expectant in our prayers, believing that God hears and answers We are continuing to embed these statements and values within our culture and activities. The activities below reflect this: ## **Worship** We have continued to offer the public service of worship throughout the year, whilst continuing to offer a zoom option to those unable to be physically present. After finishing the two-year Bible teaching program, we moved our focus to the gospel of Luke and the Book of Acts in the first part of 2024 and carried on with the bible metanarrative with once a month all age services called Bible Panorama and in the second part of the year we focused on discipleship. As part of our Sunday gatherings, we have also been taking Communion monthly, accompanied by a “love offering” to a chosen charity, mission, or cause. ## **Weekly Daytime activities** Our Community and Outreach worker expanded the offering with a new group called “Small Space” for 0-4s which ran alongside our other midweek groups including “Refresh” (for mums of small children), “Meet & Make” (mainly for older adults), and various other events including “Crafting Hope” events, an afternoon senior’s tea and an Easter experience. ## **Youth and Children** We continued to run our youth discipleship groups, Foundation and YAS (Young Adults & Students), as well as groups for children and young people on Sundays. We also launched “Football Church”, and an after school club, both aimed at older primary school children. After the successful launch of the Upper Room Fridays in Nov 2023 we have continued to host a fantastic space for local young people to hang out and build relationships and grow in their confidence but also experience God’s love in practical ways. ## **Noah’s Ark Pre-school** The church maintained its formal, relational and practical links with Noah’s Ark @ CRBC (Company number 5522743; charity number 1112004). We, as a church, prioritised the Pre-school's use of our building space rent free, along with supporting them, and they continued to offer a broad, open-ended curriculum. Noah’s Ark also provides specialised support for a number of children with additional needs or from difficult backgrounds. ## **Mission** We continued to provide prayer, pastoral and financial support to our mission partners in Albania, North Africa, Bulgaria, Nepal and the UK. We also ran “Follow the Star” – an interactive nativity across the church premises open to the public and the neighbourhood. ## **Management** Oversight and vision continued to be provided by our leadership team. Church Meetings were scheduled at intervals of least five times a year. 5 Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Financial Review** In the year ended 31 December 2024 the net movement in Funds was an increase of £38,970. This was substantially ahead of the budget we agreed before the year, which was planned to be £nil. We planned to continue to increase staff salaries in line with guidelines set by the Real Living Wage foundation. We trusted that regular giving from church members would increase to cover this increased regular expenditure and were pleased to be able to report at the end of 2024 that all income thresholds had been exceeded. The church’s reserves are comfortably above the minimum £50k (commitments) + £20k (buildings) as stated in the church’s reserves policy. The church is also pleased to report the end of the Deferred Debt Arrangement (DDA) with the Baptist Pension Trust with no additional cost. Note 20 explains the position in more detail. ## **Political and charitable donations** During the year the charity made no donations to a political party. Various charitable donations were made from the General Fund totalling £17,033, with a further £24,330 from Restricted Funds. Further details are included in Note 8. ## **Statement of responsibilities of the trustees** The law requires the trustees to prepare financial statements for each financial period which give a true and fair view of the state of affairs of the charity as at the end of a financial period and of the surplus or deficit for that period. In preparing those financial statements the trustees are required to: - Select suitable accounting policies and then apply them consistently. - Make judgements and estimates that are reasonable and prudent. - Prepare the financial statements on the going concern basis, unless it is inappropriate to presume that the company will continue in business. The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking steps for the prevention and detection of fraud and other irregularities. This report has been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (FRS 102) and in accordance with the provisions applicable to companies subject to the small companies regime. ## **Approved by the Trustees on 27[th] October 2025 and signed on their behalf by:** **………………………………………………………………………………** Rev Maki Miço Minister & Trustee, Cairns Road Baptist Church 6 Docusign Envelope ID: 8C77CC8E-B29F-49E9-A214-76D57C373D1F ## **Independent examiner’s Report to the Trustees of Cairns Road Baptist Church** I report on the accounts for the year ended 31 December 2024 set out on pages 8 to 16. ## **Respective responsibilities of trustees and examiner** The charity’s trustees are responsible for the preparation of the accounts, and they consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to: - examine the accounts under section 145 of the 2011 Act, - to follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act: and - to state whether particular matters have come to my attention. ## **Basis of independent examiner’s report** My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeking of explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below. ## **Independent examiner’s statement** In connection with my examination, no matter has come to my attention: - which gives me reasonable cause to believe that in any material respect the requirements: a) to keep accounting records in accordance with section 130 of the 2011 Charities Act; and - b) to prepare accounts which accord with the accounting records, comply with the accounting requirements of the 2011 Act and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities (FRS 102) have not been met; or - to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. **Melanie Mistry CGMA** 30 Highfield Grove, Bristol, BS7 8QH ………………………………………………………………. 10/28/2025 Date signed: ………………………………… 7 Docusign EnvelopÈ ID". 8C77CC8E-B29F49Eg-A214-76D57C373D1F Calrns Road Bapt18t Church STATEMENT OF FINANCIAL ACTIVITIES YEAR ENDED 31 DECEMBER 2024 Notes Unrestrlctsd Deslgnatsd Restrlctsd Endovmient Year to 31 Dec 2024 Perlod to 31 Dec 2023 Incomlng resources Voluntary ineom& Investment income 202,444 17,322 23.160 973 7.394 955 232.998 19,250 169,712 17,718 Incoming iesouice5 from eharitable activities 3,856 3,856 3,024 Total incorning resources 223,621 24,133 8,349 256,103 190,454 Resources expended Costs of generating fund5 and investment income Charitable a¢Uvilie$ 187,049 24,330 222,982 206,936 Pension Liability Interest 20 Total resources expende(I 187,049 24.330 222,982 206,936 Net Incomlng resource8 before transfer8 & revaluatlon 36,572 12.529 115.9811 33.121 116,4811 Gr055 transfe15 between funds Gainsllosses on investment revalution,. GainslLosses on Defined Benefit Pension Scheme N*t movement In Fund$ 4,068 889 873 5,831 4,960 20 40,659 13.419 115.1081 38,970 111,5241 Tolal Fund$ brou9ht 150,314 37.707 46,398 540,000 774,418 785,942 Totsl Fund8 carrled forward 190,973 51.125 31.290 540,000 813.388 774,418 Explanatory Not¢$: Fund$ Unrestricted funds are those funds that the church L8 not legally bound lo us& for any particular purpose. Designated funds, a type of unrestncted fund. are set as1de by the Trustees for a special purpose Restricted funds are restrictecl in their use by the terrns of an appeal. or by the donoi. Endowment funds are the pemianent caprtal of the church Their use is determined by the terms of the Trust Deed Docusign EnvelopÈ ID". 8C77CC8E-B29F49Eg-A214-76D57C373D1F Cairns Road Baptist Church BALANCE SHEET YEAR ENDED 31 DECEMBER 2024 Notes 2024 2024 2023 2023 Tangible Fixed Assets 11 551,037 555,659 Current Assets Debtors Investments Bank & cash 12 13 14 9,677 179,531 76,548 25,946 168,431 34,857 265,756 229,234 Current Liabilities Creditors ." amounts falling due within one year 15 3,405 10,457 Net Current Assets 262,351 218,777 Deferred Liabilities Creditor5 ." amounts falling due afler one year Pension Liability 20 18 Net Assets 813,388 774,418 Charitable Funds Endowment Restricted Designated Unrestricted 16 17 18 540,000 31,290 51,125 190,973 540,000 46,398 37,707 150,314 19 813,388 774,418 The notes on the following pages form an integral part of Ihese accounts Alex Popkin 10121'M55 Treasurer Docusign EnvelopÈ ID". 8C77CC8E-B29F49Eg-A214-76D57C373D1F Cairns Road Baptist Churcl NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024 ACCOUNTING POLICIES Basis of preparation The accounts are prepared under Accounting and Reporting by Charities". Statement of Recommended Practice applicable lo charities preparing their accounts in accordance with the Financial Reporting Standard IFRS 1021 Donations Donations are accounted for gTOSS when received. Legaeles Legacies are accounted for when their receipt is certain and can be properfy quantified. Tax reclaim on donations and gifts Gift Aid receivable is included in income where there is a valid declaration from the donor. Any gift aid amount recovered on a donation is considered lo be part of that gift and is Irealed as an addition lo the same fund, initial donation unless the donor have specified otherwise. Grants payable The church makes grants lo other organisations whose charitable objects further or complement ils work. One off gifts are accounted for when the decision lo pay them has been made by the church. Regular support lo other organisalions is accounted for in the month in which payment is made. Governance costs This represents direct expenditure on the governance of the church. Most of the management is carried out wilhoul charge by volunteers. This intangible cost is not included in the Slalemenl of Financial Activities since there is no measurable cost for the service of the volunteers. Fixed Assets New fixed assets are capilalised al cost if the purchase value was £500 or higher. Depreciation Depreciation has not been chaiged on land and property owned by the church. Depreciation Is charged at 15 /0 on a straight line basis on fixtures. fittings and equipment. Investments Investments that are not part of the permanent capital of the church are Irealed as current assets, and slated al market value al the balance sheet dale. io Docusign EnvelopÈ ID". 8C77CC8E-B29F49Eg-A214-76D57C373D1F Calrn$ Road Baptl$t Chur¢h NOTES TO THE ACCOUNTS- contd YEAR ENDED 31 DECEMBER 2024 Notes Unrestrlcted Deslgnaten Scheme announced that they had signed an agreement with the insurance company Just Group I'Jusri to Secu￿ DB Plan members, pension benefits. Thi$ agreement 1$ referred 10 as 8'buy-in p¢li¢y'. A key benefit of a'buy-ln poll¢y' 1$ 10 Iransler the risk of future pension scheme deficits lo the Insurance company From th￿ point, up to October 2024. the church was liable lo pay a nominal £1 per month in respec of its l￿bil￿e5 underthi5 pension scheme The buy-in largely completed in November 2024 which removed further risk for the church. with final completion expected In mid 2025. The Bapti51 Scheme pre5enlpd its 2024 audited financial stsiements $nowing no p8n$ion liability in rtSP8cI of dtfin8d bentfil membtrs and scheme net assets of £4.4 million We therefore tske the view that the church's polenlisl liability has been exbnguished. As s consequence. the creditor lotalling £18 has been released. 15 Docusign EnvelopÈ ID". 8C77CC8E-B29F49Eg-A214-76D57C373D1F 21. Operating Lease Commitments At the year end the Charity had the following annual commitments under non-cancellable operating leases. 2024 2023 Plant & Plant & Machinery Machinery Expiring in 1 year Expiring in 2-5 years 719 1,018 719 1,737 22. Related Charities Baptist Unionlwest of England Baptist A550ciation The church is a member of the Baptist Union of Great Britain, and the Vvest of England Baptist Association. The church made donations lo the Baptist Union Home Mission Scheme of £5.896 Noah's Ark pre-school Noah's Ark@CRBC, registered charity no 1112004. is a pre-school that operates from the church premises. The majority of the Noah's Ark trustees musl be members of Cairns Road Baptist Church. During the year, the church received paymenls from Noah's Ark of £1,341 (prior year." £682}. Noah's Ark occupies the premises and during the year no rent was received, nor did Noah's Ark contribute towards premises costs such as heat and light, other than a contribution towards photocopying costs noted above. 16