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2023-12-31-accounts

Trustees’ Annual Report for the period

From: 1/1/2023 Period start date To: 31/12/2023 Period end date

Charity name: Perpetual Blessings

Charity registration number: 1197267

Objectives and Activities

Objectves and Actvites
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 To relieve fnancial hardship, distress and sufering among
poor people, victms of natural disasters and other people
in need by means of, but not exclusively, making grants to
other organisatons working to further this purpose
including through paying for items, equipment, services
and facilites, including the provision of food, clean water,
clothing, accommodaton and healthcare for the beneft of
the said persons
Summary of the main actvites
in relaton to those purposes
for the public beneft, in
partcular, the actvites,
projects or services identfed in
the accounts.
Para 1.17 and 1.19 The charity's focus areas are primarily around empowering
the poor and needy people with capabilites to run a micro-
business, and providing habitable dwellings for widows and
their dependent children. All of the work is carried out by a
close network of established and very experienced
volunteers across Pakistan. The charity carries out the
evaluaton and funding of these projects
Statement confrming whether
the trustees have had regard to
the guidance issued by the
Charity Commission on public
beneft
Para 1.18 The trustees are familiar and follow the Charites
Commission’s guidance in relaton to public beneft

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment

Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP
reference
Summary of the
main
achievements of
the charity,
identfying the
diference the
charity’s work has
made to the
circumstances of
its benefciaries
and any wider
benefts to society
as a whole.
Para 1.20 Over this annual reportng period, Perpetual Blessings achieved the delivery of
the following empowerment projects to benefciaries:
Grocery shopfor a 16 year old orphan boy
House-build + tuck shopfor a widow with 3 young children
Boutquefor a widow
Cowfor a widow
New housefor a desttute couple with six young children
Repayment of debtto free a widow and her six children family from bonded
slavery
Set up of a self-fnancing sewing machine factoryfor seven poor women
Shopfor an elderly disabled street cart vendor
Rickshaw + rent relief + food ratonfor a day-wage labourer with no
permanent income and a family
Rickshaw + rent relief + food ratonfor an unemployed man with a large
family
Rickshaw + rent relief + food ratonfor an unemployed man with seven
children
Rickshaw + food ratonfor an unemployed man taking care of seven people,
including his elderly mother
Rickshaw + food ratonfor an unemployed man taking care of fve people
Tuck-shopfor a long-term unemployed person who has failing eyesight and
can no longer work as a tailor
Taxi motorcyclefor an unemployed man who is the sole earner for his

family Taxi motorcycle + unpaid school fees + unpaid utility bills for long-term unemployed husband & father-of-two 4 x taxi motorcycles for four long-term unemployed people Tuck-shop for an unemployed and ill man with a heart condition who has five young children Wheelchair for disabled boy from a poor family Wheelchair for disabled girl from a poor family Bicycle and gardening tools for an unemployed gardener Wheelchair for a disabled, semi-orphaned boy from a poor family Taxi motorcycle for an unemployed man and sole earner for his family Fish-frying business for a widower father of four

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against
objectves set
Para 1.41
Performance of fundraising
actvites against objectves set
Para 1.41
Investment performance
against objectves
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s fnancial
positon at the end of the
period
Para 1.21 The charity fnds its fnances in a healthy state, with
enough donatons to fund a pipeline of humanitarian
projects the next calendar year
Statement explaining the policy
for holding reserves statng why
they are held
Para 1.22 The charity fnds that working on a steady pipeline of
projects throughout the year means that they can be
focused on and delivered in an efectve and efcient way.
This also helps with tracking delivery status and tracking
costs. Further, the charity is always wantng to work on
delivering innovatve empowerment projects that are new
in concept and ofer exceptonal investment value for
stakeholders. This takes tme and patence to emerge and
develop
Amount of reserves held Para 1.22 £93,053.70
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
defcit
Para 1.24 [None]
Explanaton of any
uncertaintes about the charity
contnuingas agoingconcern
Para 1.23 [None]

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any Para 1.47 fundraising) Investment policy and objectives including any social Para 1.46 investment policy adopted A description of the principal Para 1.46 risks facing the charity Other

Structure, Governance and Management

Descripton of charity’s trusts:
Type of governing document
(trust deed,royal charter)
Para 1.25 Trust Deed
How is the charity consttuted?
(e.g unincorporated
associaton,CIO)
Para 1.25 Charitable Incorporated Organisaton (CIO)
Trustee selecton methods
including details of any
consttutonal provisions e.g.
electon to post or name of any
person or body enttled to
appoint one or more trustees
Para 1.25 A Chair Trustee is appointed by the trustees by a votng
process

Additional information (optional)

You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other

Reference and Administrative details

Charity name Perpetual Blessings
Other name the charityuses [None]
Registered charity number 1197267
Charity’s principal address 108 Green Lane
Edgware
London
HA8 8EJ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
Trustee name Ofce (if any) Dates acted if not for whole year Name of person (or body) enttled to
appoint trustee(if any)
Nabeel Mallick Trustees
Farina Mallick Trustees
Nabeela Mallick Trustees

Corporate trustees – names of the directors at the date the report was approved

Director name [None]

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for wholeyear
[None]

Funds held as custodian trustees on behalf of others

Descripton of the assets held in
this capacity
[None]
Name and objects of the charity
on whose behalf the assets are
held and how this falls within
the custodian charity’s objects
[None]
Details of arrangements for
safe custody and segregaton of
such assets from the charity’s
own assets
[None]

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

[None]

Other optional information

[None]

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Nabeel Mallick Full name(s) Nabeel Mallick

Position (eg Secretary, Chair Trustee Chair, etc)

Date

30[th] August, 2024

Unrestricted
funds
to the nearest £
90,022
-
-
-
-
-
-
-
90,022
-
-
-
90,022
22,369
-
-
-
-
-
-
-
-
22,369
-
-
-
22,369
67,653
-
-
67,653
Perpetual Blessings
Charity Name
Rece
For the period
from
Section A Receipts and payments
A1 Receipts
90,022
-
-
-
-
-
-
-
Sub total(Gross income for AR) 90,022
A2 Asset and investment sales, (see table).
-
-
~~Sub total~~ -
Total receipts
A3 Payments
22,369
-
-
-
-
-
-
-
-
**Sub total ** 22,369
A4 Asset and investment purchases, (see table)
-
-
**Sub total ** -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
67,653
-
-
67,653

CCXX R1 accounts (SS)

03/09/2024

1

Section B Statement of assets and liabilities at the end of the period

Categories B1 Cash funds B2 Other monetary assets B3 Investment assets B4 Assets retained for the charity’s own use

Details To (agree balances with

Details Details

Details

Details

B5 Liabilities

Signed by one or two trustees on behalf of all the trustees

Signat NABEEL MALLICK

CCXX R2 accounts (SS)

03/09/2024

2

No (if any) s ipts and payments accounts CC16a Period start date Period end date To 1st Jan 2023 31st Dec 2023

Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Endowment
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
to the nearest £
90,022
-
-
-
-
-
-
-
90,022
-
-
-
90,022
22,369
-
-
-
-
-
-
-
-
22,369
-
-
-
22,369
67,653
Total funds
to the nearest £
90,022
-
-
-
-
-
-
-
90,022
-
-
-
90,022
22,369
-
-
-
-
-
-
-
-
22,369
-
-
-
22,369
67,653
Last year
to the nearest £
43,075
-
-
-
-
-
-
-
43,075
-
-
43,075
17,674
-
-
-
-
-
-
-
-
17,674
-
17,674
- - 67,653 25,401
- - - -
- - - -
- - 67,653 25,401

CCXX R3 accounts (SS)

03/09/2024

3

o
ture
tal cash funds
h receipts and payments
account(s))
Unrestricted
funds
Restricted funds
to nearest £
to nearest £
-
-
-
-
-
-
67,653
-
OK
OK
Unrestricted
funds
Restricted funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due (optional)
-
-
-
-
-
Print Name
NABEEL MALLICK(CHAIR TRUSTEE)
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
NABEEL MALLICK(CHAIR TRUSTEE) 30/08/2024

CCXX R4 accounts (SS)

03/09/2024

4

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/
members of
On accounts for the year
ended
Set out on pages
Perpetual Blessings
31 December -2023
Charity no
(if any)
1197267

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2023 .

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:
Name:
Relevant professional
qualification(s) or body
(if any):
Address:
Date:
04/09/2024
Mr. Zeeshan Munawar
ACCA
Amzes Accountant- Amzes Ltd
Unit 14 East Shopping Centre 232-236 Green Street, London, E7 8LE

Oct 2018

IER

1

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Not Applicable

Oct 2018

IER

2