
## **Trustees’ Annual Report for the period** 

## **From:  21/12/2021 Period start date   To:  31/12/2022 Period end date** 

**Charity name:  Perpetual Blessings** 

**Charity registration number:  1197267** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes<br>of the charity as set out<br>in its governing<br>document|Para 1.17|To relieve fnancial hardship, distress and<br>sufering among poor people, victims of natural<br>disasters and other people in need by means of,<br>but not exclusively, making grants to other<br>organisations working to further this purpose<br>including through paying for items, equipment,<br>services and facilities, including the provision of<br>food, clean water, clothing, accommodation and<br>healthcare for the beneft of the said persons|
|Summary of the main<br>activities in relation to<br>those purposes for the<br>public beneft, in<br>particular, the activities,<br>projects or services<br>identifed in the<br>accounts.|Para 1.17 and<br>1.19|The charity's focus areas are primarily around<br>empowering the poor and needy people with<br>capabilities to run a micro-business, and<br>providing habitable dwellings for widows and<br>their dependent children. All of the work is<br>carried out by a close network of established<br>and very experienced volunteers across<br>Pakistan. The charity carries out the evaluation<br>and funding of these projects|
|Statement confrming<br>whether the trustees<br>have had regard to the<br>guidance issued by the<br>Charity Commission on<br>public beneft|Para 1.18|The trustees are familiar and follow the<br>Charities Commission’s guidance in relation to<br>public beneft|



## **Additional information (optional)** 

## You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related 



investment Para 1.38 Contribution made by volunteers Other 

## **Achievements and Performance** 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the<br>charity, identifying the<br>diference the charity’s<br>work has made to the<br>circumstances of its<br>benefciaries and any<br>wider benefts to society<br>as a whole.|Para 1.20|Over this annual reporting period, Perpetual<br>Blessings achieved the delivery of the following<br>projects to benefciaries:<br>**Ramadan family food packs**<br>**Dwelling for a homeless family**<br>**Freeing and resettlement of a family from**<br>**bonded slavery**<br>- provision for a medical operation to fx freed<br>slave's injured arm<br>- purchase and delivery of a sewing machine for<br>the family so that they could generate income<br>**Purchase and delivery of a second-hand**<br>**rickshaw for a sick and unemployed family**<br>**breadwinner who has seven dependants**<br>- Overdue rent relief payments of 4 months<br>provided to this family to help them as the<br>rickshaw business begins<br>**Purchase and delivery of a second-hand**<br>**rickshaw for a sick and unemployed family**<br>**breadwinner who has six dependants**<br>- Overdue rent relief payments of 4 months<br>provided to this family to help them as the<br>rickshaw business begins<br>- Provision of food staples for one month<br>**Small vegetable business provision for a**<br>**disabled and unemployed family**<br>**breadwinner who has six dependants**<br>- Overdue rent relief payments of 4 months<br>provided to this family to help them as the<br>vegetable business begins<br>- Provision of food staples for one month<br>- Provision of medical treatment for the<br>disabled breadwinner<br>**Purchase and delivery of a second-hand**|





**rickshaw for a disabled and unemployed family breadwinner who has four dependants** - Overdue rent relief payments of 3 months provided to this family to help them as the rickshaw business begins - Provision of food staples for one month - Medical provision for one of the children **Purchase and delivery of a second-hand motorbike-taxi for a family breadwinner who has six dependants and very irregular income** - Overdue rent relief payments of 3 months provided to this family to help them as the taxi business begins - Provision of food staples for one month - Purchase and delivery of a second-hand motorbike **Purchase and delivery of a second-hand motorbike-taxi for a family breadwinner who has two dependants (including an elderly parent) and very irregular income** - Overdue rent relief payments of 3 months provided to this family to help them as the taxi business begins - Provision of food staples for one month - Purchase and delivery of a second-hand motorbike **Provision of a motorbike repair garage for a family breadwinner who is an experienced mechanic, has eleven dependants (including nine children) and very irregular income** - Garage tools and equipment financial support provided - Garage cabin support financial provided - 16-year old son of the breadwinner will work as an apprentice in the garage **Provision of a mobile handcart to sell vegetables for a medically sick and unemployed breadwinner who has three dependants** - Overdue rent relief payments of 3 months provided to this family to help them as the vegetable business begins - Provision of food staples for one month **Purchase and delivery of a second-hand motorbike-taxi for a family breadwinner who has seven dependants (including an elderly parent) and very irregular income** - Overdue rent relief payments of 4 months provided to this family to help them as the taxi business begins - Provision of food staples for one month 



- Purchase and delivery of a second-hand motorbike **Provision of shoe products to sell from home for a widow Provision of fabric products to sell from home for a widow Provision for medical treatment for a lonely and ill woman living in a shelter Provision of tents and food for flood relief victims in 2022 House restorations of a dangerously delapidated house for a widow and her children who suffered a family tragedy where the breadwinner and two children died in a vehicle accident fire Agricultural land purchase for an unemployed farmer to cultivate crops Purchase and delivery of an autorickshaw, plus overdue rent relief and food staple provision for an unemployed breadwinner's family Purchase and delivery of an autorickshaw, plus overdue rent relief for an unemployed breadwinner's family Purchase and delivery of a mobile handcart, plus overdue rent relief and food staple provision for an unemployed breadwinner's family Purchase and delivery of an autorickshaw, plus overdue rent relief and food staple provision for an unemployed breadwinner's family Provision of 40 freshly cooked nutritious meals for 60 days various unemployed and very low earners. Unemployed female breadwinners with dependants and good cooking skills were hired to prepare and cook the food** 

## **Additional information (optional)** 

## You may choose to include further statements where relevant about: 

|Achievements against<br>objectives set|Para 1.41|
|---|---|





|Performance of<br>fundraising activities<br>against objectives set|Para 1.41||
|---|---|---|
|Investment performance<br>against objectives|Para 1.41||
|Other|||





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s<br>fnancial position at the<br>end of the period|Para 1.21|The charity fnds its fnances in a healthy state,<br>with enough donations to fund a pipeline of<br>humanitarian projects the next calendar year|
|Statement explaining the<br>policy for holding<br>reserves stating why they<br>are held|Para 1.22|The charity fnds that working on a steady<br>pipeline of projects throughout the year means<br>that they can be focused on and delivered in an<br>efective and efcient way. This also helps with<br>tracking delivery status and tracking costs.<br>Further, the charity is always wanting to work<br>on delivering innovative empowerment projects<br>that are new in concept and ofer exceptional<br>investment value for stakeholders. This takes<br>time and patience to emerge and develop|
|Amount of reserves held|Para 1.22|£25,401.84|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially<br>indefcit|Para 1.24|[None]|
|Explanation of any<br>uncertainties about the<br>charity continuing as a<br>going concern|Para 1.23|[None]|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds<br>(including any<br>fundraising)|Para 1.47||
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the<br>principal risks facing the<br>charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing<br>document<br>(trust deed, royal<br>charter)|Para 1.25|Trust Deed|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|Charitable Incorporated Organisation (CIO)|
|Trustee selection<br>methods including details<br>of any constitutional<br>provisions e.g. election to<br>post or name of any<br>person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|A Chair Trustee is appointed by the trustees by<br>a voting process|



## **Additional information (optional)** 

## You may choose to include further statements where relevant about: 

|Policies and procedures<br>adopted for the induction<br>and training of trustees|Para 1.51||
|---|---|---|
|The charity’s<br>organisational structure<br>and any wider network<br>with which the charity<br>works|Para 1.51||
|Relationship with any<br>related parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|Perpetual Blessings|
|---|---|
|Other name the charity<br>uses|[None]|
|Registered charity<br>number|1197267|





|Charity’s principal|108 Green Lane|
|---|---|
|address|Edgware|
||London|
||HA8 8EJ|





## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6|**Trustee name**|**Ofce (if any)**|**Dates acted if not for**<br>**whole year**|**Name of person (or body)**<br>**entitled to appoint trustee**<br>**(if any)**|
|---|---|---|---|---|
||Nabeel Mallick|||Trustees|
||Farina Mallick|||Trustees|
||Nabeela Mallick|||Trustees|
||||||
||||||
||||||



Corporate trustees – names of the directors at the date the report was approved 

**Director name** [None] 

Name of trustees holding title to property belonging to the charity 

|**Trustee name**|**Dates acted if not for whole**<br>**year**||
|---|---|---|
|[None]|||
||||
||||
||||
||||
||||
|**Funds held as custodian trustees on behalfof others**|||
|Description of the assets<br>held in this capacity|[None]||
|Name and objects of the<br>charity on whose behalf<br>the assets are held and<br>how this falls within the<br>custodian charity’s<br>objects|[None]||
|Details of arrangements<br>for safe custody and<br>segregation of such<br>assets from the charity’s<br>own assets|[None]||



**Additional information (optional) Names and addresses of advisers (Optional information)** 



**Type of Name adviser** 

## **Address** 

**Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

[None] 

## **Other optional information** 

[None] 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees Signature(s)** Nabeel Mallick **Full name(s)** Nabeel Mallick **Position (eg** Chair Trustee **Secretary, Chair, etc)** 

**Date** 

12[th] September, 2023 



|||**Charity Name**||||
|---|---|---|---|---|---|
|||**Perpetual Blessings**||||
|||**Rece**||||
|||**For the period**||||
|||**from**||||
|**Section A Receipts and payments**||||||
|||**Unrestricted**||||
|||**funds**||||
|||**to the nearest      £**||||
|**A1 Receipts**||||||
|||**43,075**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
||**_Sub total_**_(Gross income for AR)_|**43,075**||||
|||||||
|**A2 Asset and investment sales, (see table).**||||||
|||**-**||||
|||**-**||||
||**_Sub total_**|**-**||||
|||||||
||**_Total receipts_ **|**43,075**||||
|**A3 Payments**||||||
|||**17,674**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
|||**-**||||
||**_Sub total_ **|**17,674**||||
|||||||
|**A4 Asset and investment purchases, (see table)**||||||
|||**-**||||
|||**-**||||
||**_Sub total_ **|**-**||||
|||||||
||**_Total payments_ **|**17,674**||||
|||||||
||**_Net of receipts/(payments)_ **|**25,401**||||
|**A5 Transfers between funds**||**-**||||
|**A6 Cash funds last year end**||**-**||||
||**_Cash funds this year end_ **|**25,401**||||





## **Section B Statement of assets and liabilities at the end of the period** 

**Categories B1 Cash funds B2 Other monetary assets B3 Investment assets B4 Assets retained for the charity’s own use B5 Liabilities** 

Signed by one or two trustees on behalf of all the trustees 

**Details** 

_**To**_ (agree balances with 

**Details** 

**Details** 

**Details** 

**Details** Signa NABEEL MALLICK 



**No (if any) s ipts and payments accounts CC16a** Period start date Period end date **To** 21st Dec 2021 31st Dec 2022 

|**to the nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Restricted**<br>**funds**|**to the nearest £**<br>**Endowment**<br>**funds**|**Total funds**<br>**to the nearest £**<br>**43,075**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**43,075**|**Last year**<br>**to the nearest £**|
|---|---|---|---|
|**-**|**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**43,075**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**-**|**-**|
|**-**||**43,075**|**-**|



|||**-**||**-**||**-**|||||
|---|---|---|---|---|---|---|---|---|---|---|
|||**-**||**-**||**-**|||**-**||
|||**-**||**-**||**-**|||**-**||
||||||||||||
|||**-**||**-**||**43,075**|||**-**||
||||||||||||
||**-**|||**-**||**17,674**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**17,674**||**-**|||



|||**-**||**-**||**-**|||||
|---|---|---|---|---|---|---|---|---|---|---|
|||**-**||**-**||**-**|||||
|||**-**||**-**||**-**|||**-**||
||||||||||||
|||**-**||**-**||**17,674**|||**-**||
||||||||||||
||**-**|||**-**||**25,401**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**-**||**-**|||
||**-**|||**-**||**25,401**||**-**|||





|**_tal cash funds_**<br>h receipts and payments<br>account(s))|**to nearest £**<br>**-**<br>**-**<br>**-**<br>**25,401**<br>OK<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Unrestricted**<br>**funds**<br>**Unrestricted**<br>**funds**|**Restricted funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Restricted funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**to nearest £**<br>**Endowment**<br>**funds**|
|---|---|---|---|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**to nearest £**<br>**Endowment**<br>**funds**|
||**-**|**-**|**-**|
||**-**|**-**|**-**|
||**-**|**-**|**-**|
||**-**|**-**|**-**|
||**-**|**-**|**-**|
||**-**|**-**|**-**|



|ture|**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Amount due (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name<br>NABEEL MALLICK(CHAIR TRUSTEE)<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**asset belongs**<br>**Fund to which**<br>**liability relates**|**Current value**<br>**(optional)**|
|---|---|---|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**Current value**<br>**(optional)**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**When due**<br>**(optional)**|
||||
||||
||||
||||
||||
||||
|||Date of<br>approval|
||NABEEL MALLICK(CHAIR TRUSTEE)|13/09//2023|
||||






## **Independent examiner's report on the accounts** 

**Section A                        Independent Examiner’s Report** 

> **Report to the trustees/ Perpetual Blessings members of On accounts for the year 31 December -2022 Charity no 1197267 ended (if any) Set out on pages** I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31/12/2022** . **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

**Independent** I have completed my examination.  I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 

- the accounting records were not kept in accordance with section 130 of the Charities Act; or 

- the accounts did not accord with the accounting records; or 

- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

**Signed: Date:** 14/09/2023 **Name:** Mr. Zeeshan Munawar **Relevant professional qualification(s) or body** (ACCA Affiliate- Reg Number 1771785) **(if any): Address:** Amzes Accountant-  Amzes Ltd Unit 14 East Shopping Centre 232-236 Green Street, London, E7 8LE 

1 

**Oct 2018** 

**IER** 



## **Section B                           Disclosure** 

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

**Give here brief details of any items that the examiner wishes to disclose** . 

Not Applicable 

2 

**Oct 2018** 

**IER** 

