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2024-12-31-accounts

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024

CHARITABLE INCORPORATED ORGANISATION CIO NUMBER 1197189

Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South West Sussex PO20 7EG

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

CONTENTS Pages 3 to 7 Trustees Report Page 8 Independent Examiners Report to the Trustees Page 9 Statement of Financial Activities Page 10 Balance Sheet Pages 11 to 15 Notes to the Financial Statements

2

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

TRUSTEES' REPORT

LEGAL AND ADMINISTRATIVE INFORMATION

1197189

CHARITY REGISTRATION NUMBER 1197189 START OF FINANCIAL PERIOD 1st January 2024 END OF FINANCIAL PERIOD 31st December 2024

Charitable Incorporated Organisation

LEGAL STATUS GOVERNING INSTRUMENT

CIO Association registered 21st December 2021

TRUSTEES THAT SERVED DURING THE YEAR TO 31ST DECEMBER 2024

Peter McCreedy Chair of Association & Trustees to 30 Jun 24 Mark Hill Chair of Association & Trustees from 1 Jul 24 Emily Flynn Association President Sarah Brewin Board Member Mandy Singleton Board Member Nick Kurth Board Member

The Chair and Association President are appointed by AOC 22 Gp. Other trustees are elected at the AGM.

CORRESPONDENCE ADDRESS

PRIMARY BANKERS

INDEPENDENT EXAMINER

OBJECTS

Room 43, Kermode Hall Royal Air Force Halton Aylesbury Buckinghamshire HP22 5PG

Royal Bank of Scotland Holt's Military Banking 200 Fowler Avenue Fowler Business Park Farnborough Hampshire GU14 7JP

J Irvine-Smith FCIE Independent Examiners Ltd Unit 2 Broadbridge Business Centre Delling Lane Bosham West Sussex PO18 8NF

The objects for which the Charity is established (the “Objects”) are to promote the effectiveness of His Majesty’s Armed Forces by increasing physical fitness, fostering the esprit de corps and raising morale of members of the Royal Air Force and other services in an inclusive and safe environment, through the promotion of participation and furthering its proper administration whilst enabling the provision of facilities for Mountaineering and Climbing.

3

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

TRUSTEES' REPORT(Continued)

FOR THE YEAR ENDED 31ST DECEMBER 2024

CONSTITUTION

The charity is constituted as an Association Model Charitable Incorporated Organisation that includes voting members other than the charity trustees.

TRUSTEE SELECTION METHODS

The Association constitution makes provision for six trustees: two Ex-Officio trustees (the Chair and the President) and four Elected trustees. The Royal Air Force, specifically Air Officer Commanding Number 22 Group, is the appointing body of the Chair of the Trustees, who is also appointed as the Chair of the Association. Air Officer Commanding Number 22 Group appoints the President, who is an Ex-Officio trustee by appointment. The Elected trustees are selected by the Board of Trustee and then presented to the Associations membership for appointment at the Annual General Meeting.

INDUCTION AND TRAINING OF TRUSTEES

CC3 is provided for all trustees and Sports Federation provide all Trustee training. Subject to the Charity (and the Trustees and the officers of the Charity) acting in accordance with, where necessary upholding and being subject to Service policy and instructions, Service or Defence rules and regulations, and the rules and regulations of the National Governing Body (NGB) (or anybody to which the NGB is affiliated) as amended from time to time. Provided that such rules, instructions, regulations, and rules are not inconsistent with the constitution or the Charities legal requirements at the time including those under law.

ORGANISATIONAL STRUCTURE

The charity operates with a Board of Trustees who provide strategic oversight and stewardship of the Association; an Executive Committee who conduct the day to day running of the Association supported by a wider Committee structure. The Charity sits within a wider group of Royal Air Force Sports Associations who are governed by the Directorate of Royal Air Force Sport (DRS). Day to day administration, support and governance of the sports associations is delegated by DRS to the RAF Central Fund.

EXECUTIVE COMMITTEE

Committee member name
Peter McCreedy
Mark Hill
Richard Isbister
Daniel Newton
Christopher Fawcett
Sean Henderson
Ian Richardson
Christopher Fawcett
Louis Greenwood
Natasha Beasley
Stephen Day
Richard Isbister
Office (if any)
Chairperson
Chairperson
Vice Chairperson
Head of Finance/Treasurer
Head of Finance/Treasurer
Head of Finance/Treasurer
Head of Safety
Head of Operations
Head of Climbing Team
Head of Climbing Team
Head of Communications
Secretary
Dates acted if not for whole year

1 Jan - 30 Jun 24
1 Jul - 31 Dec 24
1 - 10 Jan 24
10 Jan - 1 Jun 24
1 Jun - 31 Dec 24
1 May - 28 Nov 24
29 Nov - 31 Dec 24

OBJECTIVES

The object of the CIO is to promote military efficiency of His Majesty’s Armed Forces in such charitable ways as the trustees think fit with particular reference to:

(1) Supporting and fostering physical and mental health, well-being and resilience, and raising morale.

(2) Providing training and development opportunities for members of the CIO that foster the military ethos.

(3) Encouraging and enabling expeditions, and other such activity, as a vehicle for fostering esprit de corps, the spirit of adventure, mountain craft, leadership and followership, and self-reliance.

MAIN ACTIVITIES

Encourage Mountaineering in the RAF

Supporting and fostering physical and mental health, well-being and resilience, and raising morale. Providing training and development opportunities for members of the charity that foster the military ethos. Encouraging and enabling expeditions, and other such activity, as a vehicle for fostering esprit de corps, the spirit of adventure, mountain craft, leadership and followership, and self-reliance. Providing an inducement to physical fitness and contributing to military effectiveness by developing personal qualities in leadership, courage, initiative, resilience and esprit de corps.

4

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

TRUSTEES' REPORT(Continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

Run expeditions and meets in the UK and overseas

Developing excellence, robustness, physical fitness. Selection for expeditions (in particular those in the Greater Ranges) requires the development of significant logbook experience (provided by the meets programme) and running expeditions requires significant leadership and organisational skills, The successful execution of these expeditions, further contributes towards International Defence Engagement, while representing the UK and RAF on the international stage. All contributing to the RAF core values and offers incentives to remain in the Royal Air Force. These are opportunities that would not be readily available elsewhere.

Encouraging participation in the JSAT Scheme

Ensuring that the RAF, and RAFMA, has a sufficient number of personnel who can run Adventurous Training (AT) provides assurance that personnel have the training required to operate safely in the mountains in line with the RAF’s and RAFMA’s agreed safety management system. It allows wider participation in mountaineering both in RAFMA and at unit level thereby providing greater opportunity to conduct mountaineering. In turn, this supports the ethos and values of the RAF and increases the individual’s ability to withstand the rigours of operational deployments.

Run and Manage the RAF Sports Climbing Team

Develops teamwork, strength, resilience, esprit de corps and excellence. Providing personnel the opportunity to excel through coaching and competitive events with a view to performance at single service and Joint service representative level. Hosting the RAF Climbing Champs to broaden demographic and identify future talent.

PUBLIC BENEFIT

The trustees have been mindful of the guidance issued by the Charities on public benefit.

GRANT MAKING

Through “The Expedition Fund”, a formally Designated Fund governed by a constitution, grants are made to Associations overseas expeditions to reduce the cost of participation to Association members. These grants support the charitable objects of the Association.

VOLUNTEERS

The Charity is solely run by volunteers without whom the Association would cease to operate. Volunteers are sought from within the membership to fil committee appointments, deliver monthly weekend meet, plan and deliver expeditions and manage the RAF Climbing Team.

ACHIEVEMENTS AND PERFORMANCE

Mountaineering Meets The association organised a programme of 12 meets in a variety of locations across the UK, including Scotland, the Lake District, the Peak District, Dorset, Somerset and Wales, providing opportunities to make use of the best mountaineering and rock climbing this country has to offer, with 164 attendees, of which 21 members experienced their first RAFMA Meet, across the ten weekend meets and two week-long events.

Overseas Expeditions

Exercise Venture Sportive, Ariege, South France (8-19 April 2024). 21 serving members travelled to Ariège to enable novice and improver climbers to develop their technical outdoor climbing skills in single and multi-pitch outdoor climbing venues. This was achieved with eight members gaining Multi Pitch Competency Assessment (MPCA) and ten achieving a personal best climbing grade. Other notable “firsts” include: first multi pitch route, first outdoor lead fall and first abseil.

Exercise Alpine Venture, Saas Grund, Switzerland (15-29 June 2024). Six regular and reserve Association members travelled to Switzerland, with a base at the Saas Grund campsite. The two leaders delivered the Alpine Mountain Foundation (AMF) course to the four students. For the students it was their first overseas expedition and were exposed to operating above the snowline and taught crevasse rescue techniques. Experiencing overnight stays in the Alpine huts was also enjoyable which provided quick access to the ridges and summits. Conditions were challenging with significantly more snow than usual for that time of year. Two summits were achieved, including the Wiwannihorn at 4013m and the Lagginhorn at 4010m. The team also completed a traverse of the Pigne de la Lé at 3392m. A successful week with the four students all achieving the AMF qualification. The expedition experienced challenging financial difficulties, however both the Ulysses Trust and Nuffield Trust provided much appreciated assistance.

5

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

TRUSTEES' REPORT(Continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

RAF Climbing Team

On 1 May 2024 the Climbing Team split from the Operations Pillar to form its own dedicated committee pillar. This has enabled the climbing team to have a voice on the Executive Committee and greater transparency. Additionally, this freed up the Head of Operations with extra capacity.

Practice Competitions. Thirteen practice competitions took place throughout the year. Five such events included professional GB level coaches, with the remaining eight using peer-on-peer to progress skills and techniques. These fixtures achieved 50 attendees, of which 21 members experienced their first RAFMA fixture.

The RAF Climbing Championships and the Festival of Climbing, Peak District (17-19 May 2024). The flagship event of the year was the Festival of Climbing which included the RAF Climbing Championships, where 60 competitors tackled a challenging mix of bouldering problems and lead climbing routes. 22 individuals were selected to form the RAF Climbing Team.

After the competition, 22 Association members made the short drive to the Hope Valley to conduct the mountaineering weekend. Instead of pulling on plastic holds, members, new and old, tested and developed their traditional climbing skills on real rock, whilst others enjoyed walking, all within the Peak District National Park.

Armed Forces Bouldering League (AFBL). The RAF Climbing Team and wider RAFMA Members participated in all six rounds of the Armed Forces Bouldering League fixtures in the 2023-24 season (two in 2024) which ended in February 2024. The League restarted on September 2024 for the 2024-25 season, which coincided the RAF Bouldering Championships that took place on 11 September 2024, with 29 RAF competitors at the Hangar in Reading.

Inter-Service Bouldering Competition in Sheffield (15 February 2024). 16 members of the RAF Climbing Team competed in the Inter-Service Bouldering Competition at The Climbing Works. The RAF Male Under 25’s put in a particularly strong performance with Rhys Hall, Brandon Phipps and Jasper Ray sweeping the podium, achieving first, second and third places. Sam Spencer came second in the female competition. As a result of their impressive performance three RAF boulders were selected for the UK Armed Forces Bouldering Team, with a further three making the Reserve team.

Inter-Service Climbing Competition at Caernarfon, North Wales (13 June 2024). 22 members of the RAF Climbing Team competed in the Inter-Service Lead Climbing Competition at the Beacon Climbing Centre – the competition this year was hosted by the RAF Mountaineering Association. The RAF put in another strong performance across the board with four making the finals, with podium places for Dan Heath and Dean Stock placing second and third in the Male Senior category. The Senior RAF Men achieved first place overall in their category. As a result of their strong performance four RAF climbers were selected for the UK Armed Forces Climbing Team, with a further two making the First Reserve team.

Management

Annual General Meeting, Macdonald Old England Hotel and Spa, Windermere (29 November 2024). 20 members were in attendance as the Executive Committee delivered headlines from 2023, an update on 2024 and the forecast for 2025. An Indian meal followed, with 27 members and guests followed by two enjoyable mountaineering presentations.

Other events

Annual Dinner, Macdonald Old England Hotel and Spa, Windermere (30 November 2024). With 25 attending the event. Annual prizes were presented. The event coincided with the November weekend meet.

The Royal British Legion Poppy Appeal Launch, Bond Street Underground Station, London (31 October 2024). Six regular and reserve Association members travelled to Central London to help with the official launch of the 2024 Royal British Legion Poppy Appeal. The event took place across London, with RAFMA members helping to raise £31,143.47 at Bond Street and Marble Arch, with a total raised across the city totalling £1,285,000.00.

SERIOUS INCIDENTS

There are no serious incidents to report.

RELATIONSHIP WITH ANY RELATED PARTIES

The Charity has a close relationship with the Royal Air Force Central Fund, with whom its charitable objectives are broadly aligned and who provide non-public grants to support the Associations annual output.

6

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

TRUSTEES' REPORT(Continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

FINANCIAL REVIEW

In the Financial Year (FY) 1 January – 31 December 2024 RAFMA will remain a viable going concern.

Total income for the year was £45,143 with a total expenditure for the year of £50,613.

The charity, therefore, generated a small deficit of £5,470.

Reserves

The Association will hold a Reserve of £7,500.00. The Reserve will cover one year’s mandatory fees (IE and insurance c.£1,500) which would be required should the Association and its interests be wound up, with the remaining £6,000.00 used to deliver activity up until, and no later than, 31 December of the closing year.

Unrestricted Reserves as represented by net current assets held at 31st December 2024 were £48,110 (consisting of £15,785 unrestricted general funds and £32,325 unrestricted designated funds).

Sources of Funds

Annual Subscriptions Fees, Monthly Meet Fees, and non-public grants from the Royal Air Force Central Fund and the Royal British Legion.

RISKS

The reduction in Membership numbers and therefore the reduced income from fewer subscriptions. This, combined with the inflationary increase in the cost of delivering activity gives the Association less financial flexibility to remain within budget. It is believed that the issues related to membership subscriptions has turned the corner and the risk has reduced; the situation will continue to be monitored closely.

TRUSTEES' RESPONSIBILITIES

The Charities Act 2011 require the trustees to prepare financial statements for each financial period which give a true and fair view of the state of affairs of the CIO and of the surplus of the CIO for that period. In preparing those financial statements the trustees are required to:

The trustees are responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time the financial position of the CIO. They are also responsible for safeguarding the assets of the CIO and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the Trustees ..................................................................., Trustee

Print name: Mark Hill Date: ............................................24 Sep 2025

7

INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS

Report to the trustees/members of the Royal Air Force Mountaineering Association on the accounts for the year ended 31st December 2024 set out on pages 9 to 15.

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

BASIS OF INDEPENDENT EXAMINER'S STATEMENT

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

INDEPENDENT EXAMINER'S STATEMENT

In connection with my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

J Irvine-Smith FCIE Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester PO20 7EG

Dated: 26 September 2025

8

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2024

Notes
INCOME
Donations & Legacies
3 (a)
Charitable Activities
3 (b)
Trading Income
3 (c)
TOTAL INCOME
EXPENDITURE
4
TOTAL EXPENDITURE
NET INCOME/(EXPENDITURE)
Total Funds Brought Forward
Transfers Between Funds
5,6
TOTAL FUNDS CARRIED FORWARD
Expenditure on Charitable
Activities
Unrestricted
Designated
Restricted
TOTAL
TOTAL
Funds
Funds
Funds
2024
2023
£
£
£
£
£
-
-
16,634
16,634
20,005
20,646
-
-
20,646
22,107
7,863
-
-
7,863
-
28,509
-
16,634
45,143
42,112
33,979
-
16,634
50,613
43,785
33,979
-
16,634
50,613
43,785
(5,470)
-
-
(5,470)
(1,673)
22,531
31,049
-
53,580
55,253
(1,276)
1,276
-
-
-
15,785
32,325
-
48,110
53,580

Movements on all reserves and all recognised gains and losses are shown above. All of the organisation's operations are classed as continuing.

The notes on pages 11 to 15 form part of these financial statements.

9

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

BALANCE SHEET AS AT 31ST DECEMBER 2024

Notes
Fixed Assets
Tangible assets
Current Assets
Stocks
Debtors
8
Cash at bank and in hand
7
Total Current Assets
9
NET CURRENT ASSETS
NET ASSETS
Funds of the Charity
Unrestricted Funds
Designated Funds
6
Restricted Funds
5
Total Funds
Creditors: amounts falling due
within one year
TOTAL
ASSETS
less
current
liabilities
Creditors: amounts falling due
in more than one year
Unrestricted
Designated
Restricted
31-Dec-24
31-Dec-23
Funds
Funds
Funds
Total
Total
£
£
£
£
£
-
-
-
-
-
-
-
-
-
-
3,926
-
-
3,926
3,258
19,179
32,325
-
51,504
51,779
23,105
32,325
-
55,430
55,037
7,320
-
-
7,320
1,457
15,785
32,325
-
48,110
53,580
15,785
32,325
-
48,110
53,580
-
-
-
-
-
15,785
32,325
-
48,110
53,580
15,785
-
-
15,785
22,531
-
32,325
-
32,325
31,049
-
-
-
-
-
15,785
32,325
-
48,110
53,580

Approved by the Trustees on .......................................... and18 Aug 2025

Signed on their behalf by ................................................................, Trustee.

Print name: Mark Hill

10

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024

1. ACCOUNTING POLICIES

Basis of preparation

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

The CIO constitutes a public benefit entity as defined by FRS 102.

Changes to accounting estimates

No changes to accounting estimates have occurred in the reporting period.

Material prior period errors

No material prior year error have been identified in the reporting period.

1. ACCOUNTING POLICIES

Income

Recognition of Income

These are included in the Statement of Financial Activities (SOFA) when:

Offsetting

There has been no offsetting of assets and liabilities, or income and expenses, unless required or permitted by the FRS 102 SORP or FRS 102.

Grants and Donations

Grants and donations are only included in the SoFA when the general income recognition criteria are met (5.10 to 5.12 FRS 102 SORP).

Contractual Income and Performance Related Grants

This is only included in the SoFA once the CIO has provided the related goods or services or met the performance related conditions.

Gifts in Kind

Gifts in kind for use by the CIO are included in the SoFA as income from donations when receivable.

Volunteer Help

The value of any voluntary help received is not included in the accounts but is described in the Trustees' annual report.

Income from interest, royalties and dividends

This is included in the accounts when receipt is probable and the amount receivable can be measured reliably.

Investment Gains and Losses

This included any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

Insurance claims

Insurance claims are only included in the SoFA when the general income recognition criteria are met (5.10 to 5.12 FRS 102 SORP) and are included as an item of other income in the SoFA.

Income from membership subscriptions

Membership subscriptions which gives a member the right to buy services or other benefits are recognised as income earned from the provision of goods and services as income from charitable activities.

11

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

Debtors

Debtors (including trade debtors and loans receivable) are measured on initial recognition at settlement amount after any trade discounts or amount advanced by the CIO. Subsequently, they are measured at the cash or other consideration expected to be received.

Liability Recognition

Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the CIO to pay out resources and the amount of the obligation can be measured with reasonable certainty.

Grants with Performance Conditions

Where the CIO gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SOFA once the recipient of the grant has provided the specified service or output.

Grants Payable without Performance Conditions

Where there are no conditions attaching to the grant that enables the donor CIO to realistically avoid the commitment, a liability for the full funding obligation must be recognised.

Deferred income

One item of deferred income has been included in the accounts.

Provisions for liabilities

A liability is measured on recognition at its historical cost and then subsequently measured at the best estimate of the amount required to settle the obligation at the reporting date

Fixed Assets

These are capitalised if they can be used for more than one year, and cost at least £500. They are valued at cost or, if gifted, at the value to the CIO on receipt.

Depreciation Expense

Depreciation on tangible fixed assets is calculated at a rate to write off their cost on a straight line basis over 10 years from the month they are purchased.

The RAF Mountaineering Association held no fixed assets during 2024 or 2023.

There are no commitments under non-cancelling operating leases and capital commitments.

3. ANALYSIS OF INCOME

a) Donations and Legacies
Donations
Other Grants
RAF CF Grant - New Member Engagement
RAF CF Grant - Operating Costs
b) Charitable Activities
AGM Income
Dinner Dance
Entry Fees and Coaching Income
Match Fees/Fixture Income
Membership Subscriptions
Other
Personal Contributions to Overseas Visits
RAF Champs
c) Trading Income
Sale of Clothing and Equipment
Sponsorship
Unrestricted
Designated
Restricted
TOTAL
TOTAL
Funds
Funds
Funds
2024
2023
£
£
£
£
£
-
-
-
-
445
-
-
649
649
-
-
-
-
-
2,668
-
-
15,985
15,985
16,892
-
-
16,634
16,634
20,005
-
-
-
-
1,741
-
-
-
-
2,969
-
-
-
-
443
7,156
-
-
7,156
5,384
9,659
-
-
9,659
10,471
299
-
-
299
6
3,457
-
-
3,457
-
75
-
-
75
1,093
20,646
-
-
20,646
22,107
3,363
-
-
3,363
-
4,500
-
-
4,500
-
7,863
-
-
7,863
-

12

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

4. ANALYSIS OF EXPENDITURE

Charitable Activities
Accommodation
Affiliation Fees
AGM Costs
Bank Charges
Dinner Dance
Entertainment
Independent Examination Fees
Inter Services Costs
Journal Publishing and Website Costs
Kit & Equipment
New Member Engagement
Donations
Other Operating Costs
Overseas Visit
RAF Champs
Training/Course Fees/Coaching
5. RESTRICTED FUNDS
RAF Central Fund Grant
Ulysses Grant
Nuffield Trust Grant
RAF Central Fund Grant
Unrestricted
Designated
Restricted
TOTAL
TOTAL
Funds
Funds
Funds
2024
2023
£
£
£
£
£
5,204
-
6,222
11,426
7,060
956
-
3,744
4,700
5,473
3,117
-
-
3,117
5,976
495
-
-
495
502
-
-
-
-
3,961
-
-
-
-
311
1,170
-
-
1,170
1,068
2,200
-
-
2,200
1,000
1,907
-
-
1,907
819
3,584
-
-
3,584
773
-
-
-
-
925
-
-
649
649
-
194
-
637
831
1,052
4,145
-
-
4,145
-
3,807
-
-
3,807
3,400
7,200
-
5,382
12,582
11,465
33,979
-
16,634
50,613
43,785
Balance
Transfer
Balance
01-Jan-24
Btw Funds
Income
Expenditure
31-Dec-24
£
£
£
£
£
-
-
15,985
(15,985)
-
-
-
261
(261)
-
-
-
388
(388)
-
-
-
16,634
(16,634)
-
Balance
Transfer
Balance
01-Jan-23
Btw Funds
Income
Expenditure
31-Dec-23
£
£
£
£
£
-
48
19,560
(19,608)
-
-
48
19,560
(19,608)
-
CURRENT PERIOD
PREVIOUS PERIOD

RAF Central Fund Grant - to be used for operating costs, kit and equipment, overseas visits and development activities.

The Ulysses Grant - to be used for the Exercise Alpine Adventure

The Nuffield Trust Grant - to be used for the Exercise Alpine Adventure

The restricted funds are wholly represented by cash funds of the charity.

13

ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024

6. DESIGNATED FUNDS

Expeditions Funds
Expeditions Funds
Balance
Transfer from
Transfer Btw
Balance
01-Jan-24
Excepted
Income
Expenditure
Funds
31-Dec-24
Charity
£
£
£
£
£
£
31,049
-
-
-
1,276
32,325
31,049
-
-
-
1,276
32,325
Balance
Transfer from
Transfer Btw
Balance
01-Jan-23
Excepted
Income
Expenditure
Funds
31-Dec-23
Charity
£
£
£
£
£
£
28,459
-
-
-
2,590
31,049
28,459
-
-
-
2,590
31,049
PRIOR YEAR
CURRENT YEAR

The Expeditions Funds comprise the Expedition Fund and the Chairman's Fund, both designated for expenditure on expeditions.

The designated funds are wholly represented by cash funds of the charity.

7. CASH AT BANK AND IN HAND

Current Account
8. DEBTORS AND PREPAYMENTS
Debtors and Accrued Income
Prepayments
Unrestricted
Designated
Restricted
Total
Total
Funds
Funds
Fund
31-Dec-24
31-Dec-23
£
£
£
£
£
19,179
32,325
-
51,504
51,779
19,179
32,325
-
51,504
51,779
Unrestricted
Designated
Restricted
Total
Total
Funds
Funds
Fund
31-Dec-24
31-Dec-23
£
£
£
£
£
300
-
-
300
-
3,626
-
-
3,626
3,258
3,926
-
-
3,926
3,258

9. CREDITORS ACCRUALS AND DEFERRED INCOME: AMOUNTS FALLING DUE WITHIN ONE YEAR

Creditors
Accruals
Duplicate supplier payment to be recouped
Grant underspend to be returned
Deferred income (9a)
Unrestricted
Designated
Restricted
Total
Total
Funds
Funds
Fund
31-Dec-24
31-Dec-23
£
£
£
£
£
1,212
-
-
1,212
-
2,826
-
-
2,826
1,068
-
-
-
-
(251)
-
-
-
-
-
3,282
-
-
3,282
640
7,320
-
-
7,320
1,457

9a. DEFERRED INCOME

Deferred income brought forward 01/01/24
Utilised in the year
Receipts in 2024 for 2025
Deferred income as at 31/12/24
£
640
(640)
3,282
3,282

Some 2024 income has been deferred to 2025 because there are conditions attached to the income regarding future service delivery.

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ROYAL AIR FORCE MOUNTAINEERING ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 31ST DECEMBER 2024

10. STAFF COSTS AND NUMBERS

There are no staff paid by the RAF Mountaineering Association.

11. TRUSTEES AND OTHER RELATED PARTIES

No payments were made to trustees or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them.

12. RISK ASSESSMENT

The trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated, combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The trustees have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

13. RESERVES POLICY

The trustees have considered the level of reserves they wish to retain, appropriate to the charity's needs. This is based on the charity's size and the level of financial commitments held. The trustees aim to ensure the charity will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure. The trustees will endeavour not to set aside funds unnecessarily.

14. PUBLIC BENEFIT

The charity acknowledges its requirement to demonstrate clearly that it must have charitable purposes or ‘aims’ that are for the public benefit. Details of how the charity has achieved this are provided in the Trustees report. The Trustees confirm that they have paid due regard to the Charity Commission guidance on public benefit before deciding what activities the charity should undertake.

15