Trustee’s Annual Report For 23/06/2025 - 23/06/2026 Charity name: The Pay it Forward Voucher Scheme **Registered charity number:** 1196690 **Charity’s registered Address:** 61 Bridge Street, Kington, Herefordshire. HR5 3DJ ## BANK Metro Bank PLC One Southampton Row London WC1B 5HA The **Pay It Forward Vouchers** scheme (UK Charity No. 1196690) operates nationwide across England to relieve poverty ## HOW IT WORKS: Donors contribute funds that are converted into tracked e-vouchers (typically in £10 increments). People in need can request the evouchers directly or through partnered organisations. ## WHAT THEY COVER: Recipients can use the evouchers at major high-street supermarkets (such as Aldi, Iceland, Primark, and Greggs) to buy essentials like food, groceries, toiletries, baby formula, winter clothing, or pet supplies. ## DIGNITY & RESTRICTIONS: The system ensures safety and donor trust—vouchers are tracked and strictly non-redeemable for alcohol or tobacco. ## FUNDING CHANNELS: Primary funding relies on public donations, corporate match-giving platforms (e.g., Benevity), and online shopping reward programs (Easyfundraising, Zeffy). ## TRUSTEES Active trustee leadership includes **Theresa M. Feetenby** (Chair), **Rob Steadman** (appointed Sept 2024), and **Samuel Peters** (appointed Dec 2025). Charity Commission **Staffing & Expenses:** The organization operates entirely through volunteer support. No trustees or staff receive salaries, remuneration, or monetary benefits. ## **FINANCIAL PERIOD** ## Financial period start date ## 23/06/2025 ## Financial period end date 22/06/2026 ## INCOME AND SPENDING |INCOME|INCOME|INCOME|| |---|---|---|---| |Donations came from
Zeffy [sponsored swim]
175
Zeffy [donations]
152
Easyfundraising
120
Bank transfer via Metrobank
300
Justgiving
60
Benevity
10
Total|||| |Zeffy [sponsored swim]|175||| |Zeffy [donations]|152||| |Easyfundraising|120||| |Bank transfer via Metrobank|300||| |Justgiving|60||| |Benevity|10||| |Total|||| ## EXPENDITURE Evouchers - £920 Admin fee - £3 a month Bank admin fee Evouchers ## PLANS FOR NEXT YEAR Recently got approved for giftaid Moving to Natwest due to admin charge with Metrobank Do social media posts to get regional partners (especially for areas where we have had requests to date). The partners role would be to enlist corporates to support us. Arrange more bucket collections at supermarkets. Update website to have a smoothly Summary of charges for the period 01 MAR 2026 to 31 MAR 2026 Metro Bank Community Account Statement BIC: MYMBGB2L IBAN: GB95MYMB23058036182717 IKETRO BANK One Southampton Row London WC1B SHA T: 0345 08 08 500 metrobankonline.co.uk THE PAY IT FORWARD VOUCHER SCHEME 229 THE SYCAMORES,MILTON CAMBRIDGE CB24 6ZD Metro Bank Community Account number 36182717 Sort code 23-05-80 Statement date 31 MAR 2026 Overdraft limit £0.00 The total of fees and charges for the account during this period is £3.00. This amount will be deducted from your account on 28 APR 2026 (or the next working day if it's a weekend or bank holiday). Your fees and charges for this period are as follows: Monthly Maintenance fee Online Banking fee (if applicable) FX Platform monthly fee Setup fee Service charges Cash charges Transaction charges Post Office change giving charges Instant overdraft charges Interest charges £3.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 Total Fees and Charges: £3.00 Details of Transaction and Cash Charges Transaction charges Volume Price (£) 0.30 Charge (£) Inward Payment 1.50 Outward Faster Payment SAMEDAY 0.30 1.80 Sub Total 11 3.30 Less Free Transaction 3.30 Total transactions Charge 0.00 M*0 Bank P edi nancial and Pru Wdes. ¢3ynp8ry TrJmt>er 641%78. F*wed l ALAtx)rty 'Vetrct)¥h%' * the leg￿1 dtythe Reg￿&1￿ AutrLNTty an aoe mafk 8anK FIC MBS 000 Statement number 77 Metro Bank Community Account number 36182717 IKETRO BANK Sort code 23-05-80 Cash charges Amount (£) % Charge Charge (£) Sub Total 0.00 Less Free Allowance 0.00 Total Cash transaction Charge 0.00 This document sets out the charges and interest that have accrued on your account within the above period. There are 5 types of charge: 1. 'Monthly maintenance fee, _ please see the Community Account Important Information Summary for information on the monthly fee. 2. 'Transaction charges, _ these are incurred when you make certain types of transaction - please see Community Account Important Information Summary for further details. 3. 'Cash charges, _ incurred when you bank or withdraw cash - please see Community Account Important Information Summary for further details. 4. 'Instant Overdraft Charges'_ these are incurred as follows: When a transaction creates or increases an instant overdraft- debit interest at 25 % EAR. is charged and we may make a 'paid item charge,; and When we refuse to allow a transaction because it would have created or increased an instant overdraft- 'unpaid item charges, may be charged. 5. 'Agreed Overdraft Charges, _ these are incurred when you use your agreed overdraft facility- debit interest (as set out in your agreed overdraft facility letter) is charged. Please see Community Bank Account Important Information Summary for any additional charges applicable to your account. Should you require information about the calculation of debit interest (if any) deducted from your account and detailed in this statement please contact us. Should you have any queries regarding your statement or any transaction on your statement, we would love to hear from you. Please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit one of our stores. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. 'EAR stands for Effective Annual Rate and illustrates what the interest rate on the overdraft would be if interest was charged and added to the amount owed once each year. It does not take into account fees and charges. Metro Bank Community Account Statement BIC: MYMBGB2L IBAN: GB95MYMB23058036182717 IKETRO BANK One Southampton Row London WC1B SHA T: 0345 08 08 500 metrobankonline.co.uk THE PAY IT FORWARD VOUCHER SCHEME 229 THE SYCAMORES,MILTON CAMBRIDGE CB24 6ZD ACCOUNT NAME: THE PAY IT FORWARD VOUCHER SCHEME Your account summary From: 01 MAR 2026 To: 31 MAR 2026 Account number 36182717 Opening balance £6.56 Sort code 23-05-80 Total money in £120.00 Statement number 77 Total money out £63.00 Overdraft limit £0.00 End balance £63.56 Your transactions Date Transaction Money out (£) Money in (£) Balance (£) 6.56 Balance brought forward 02 MAR 2026 Inward Payment R Allen 40.00 46.56 03 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 36.56 1022559NGAldiBas 05 MAR 2026 Inward Payment Theresa Feetenby 10.00 46.56 05 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 36.56 1024224MAAsdaHull 05 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 26.56 1022559EWAsdaDur nkP Statement number 77 Metro Bank Community Account number 36182717 IKETRO BANK Sort code 23-05-80 Your transactions Date 16 MAR 2026 Transaction Inward Payment Stripe Payments UK Ltd Money out (£) Money in (£) 10.00 Balance (£) 36.56 19 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 26.56 1035243DHTesLonPIN 19 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 16.56 1035245SEYALDLONPI 27 MAR 2026 Outward Faster Payment Evouchers Limited Santander 10.00 6.56 1043899DBTesManPIN 27 MAR 2026 Account Maintenance Fee 3.00 3.56 30 MAR 2026 Inward Payment JUSTGIVING 20.00 23.56 30 MAR 2026 Inward Payment R Allen 40.00 63.56 Closing Balance 63.56 Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uklabout-us/legal-information/ Important Information about compensation arrangements. Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK). or visit your local store. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. Listening to you If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman. M*0 Bank PLC is regtsed in Engltnd WKJ Wdes. ¢3ynp8ry TrJmt>er 641%78. F*wed ¢)1￿. Orn E£ytsnptcn Ftw. Lcfi(kn W18 W We're authjwd ty the Pfudents4 Reg￿&1￿ AutrLNTty and regdaied ty tha nancial and PlU￿t￿l ALAtx)rty 'Vetrct)¥h%' * the leg￿leTed Iraoe mafk d Metro 8anK FIC MBS1 G 12665074@00002330 1020