Charity registration number. 1196611
Christ Central Workington
Annu81 Re[￿ and Finanoal Sl*ements
for the Year EThJed 31 D￿rnber 2024

Christ Central Worklngton
Contents
Reference and Adrninistrative Details
1to2
Trustees, Report
3to6
Independent Examinerfs ReF<Mt
Receipts and Payments
Balan￿ Sheet
Notes to the Financial Statements
10

Christ Centrdl Workington
Roforence and Admlnlstration Dgtsils
Charlty name
Chri8t Cerrtral Workington
Charity registratlon
number
11￿11
Register¢d Office
The Bridge Centre
Central Square
Working1(
Cumbria
CA14 3NG
Trustees
Mr lan Ruddick. Chair
Mrs Catherine Atkinson
until 31 Juty 2024
Mr Edward ClarksoTrWilliams until 12 Oclober 2024
Mrs Peggy Raji
from 12 September 2024
Mr Paul Gilmour
from 05 December 2024
Mr Michael RenLMrf
Se¢retary
Mrs Sarah Mo(we
Treasurer
Mr Mithad Ren(xrf
Bankers
CEydesdale Bank
82 English Street
Cartisle
Cumbria
CA3 8HP
Yorkshire Bank
154-158 Kensington H￿h Street
London
W8 7RL
Saffton Building Society
Saffron House
la Market Street
Saffron Walden
Essex
CB10 1HX

Chrlst Central Workington
Reference and Administration Detalls
Independent Examiner
Mr Steven Kirkbride
Arn￿trong Watson LLP
Carfeton House
136 Gray Street
Workinglon
CumbrÉa
CA14 2LU

Christ Central Work5ngton
Trustees Report
Trust Infomiatlon
Details of trustees arKI other inf0m￿tiOn are set out on pages 1 & 2 and fomi part ofthis report.
This ￿pOrt and ac£ounts th8 twMyJ 01 January 2024 to 31 December 2024.
Structure, govemance and management
The Charity is a CIO govemed by a conslttutson vthh trust deed dated 15 August 2021. It was granled
ststus on 16 November 2021 and was fully operational. with the main transfer of assets. from 1 April
2022. On complelion of all transfers. the previi)us unin(YKporated charity {number 1052191) was
dissolved on 19 December 2023.
The charity has a Council cfimprising the Irustees. Ne4V trustees a￿ elected by the Council.
In 2024 there were iwo part-time em￿oYeeS {￿1 trustees} and many volunteets.
The charity is in fellowship Christ Central Churches Worl¢tside. which is linked to Newfrontiers
International Trust Ltd. Christ Central Wothngton is part of Churches Together in Workington &
District. which is then part of Churches Together in Cumbria. Christ Central Workington is part of the
Evangelical Alliance.
Objgctives and actlvltles
The objects are for the benefit of the public in such ways and in such parts of the UK or the world as
the Charity Trustees from ts'me to time may think fft (1 } to advan￿ the Christian faith in accordance
with the Statement of Faith, (2) to relÉeve sickness and finanual hardship and to promote and
preserve good heatth by provision of funds. gwds or seThices or SUPFQrt of any kind.
Christ Central Workington operates and maintains the Bridge Centre in Central Square, Workington.
providing a place for worship, making facilibes available for other c￿lMUnty activities. including
prowding the Workington distribution ￿ntre for the North Lakes FrK)dbank.
The Charity Trustees have had regard to the Charity ComMiss￿n.8 guidan(* on public benefft and. in
particular. the SF)ecific guidan￿ on charities for the advan￿rnent of rdigion vthen exercising any
powers or duties to which the gukdance is reievanL
Achlevements during the year
A place of worshlp
Sunday Meetings
Normally, Sundays start in the café area wÉth coffee and the opportunity to soaalise and get to know
one another in an infom)al setting. Then we move into the large hall and have a time of livety
worship. People are enc£suraged to bring testimonies of encouraging events in their INes or to share
requests for prayer. A teaching lime follows, which ourfines prinaples of the Christian faith and how it
relates lo our everyday lives, then we enjoy more ￿811$ing more refreshments. Once a month
we all have lunth tC4Jether and invtte frierKJs toioin us.
A number of intemational peO￿e have joined Christ Central over the last years, and this has added
variety in our worship and friendships while extending our family across a number of different cultures,
customs and expressions ofthe one Christianty. There is a separate Malayalam speaking meeting,
which attracts other Malayalam speaking families and frtents a(rnss the Cumberland region.
Children s wo
Through 2022 to 2024 children's w(wk has expaThJed significanly. with increased numbers of families
coming and inviting their ffi.ends as well. Our children enD)y being part of our worship times. We seek
to facilitate our young people to gain relevant help and teaching. At the end of 2024 there were three
separate groups. covering age 2 to infants end of year 2. junior5. years 3-6 wilh secondary years 7&8
and secondary years 9-13. The srtuab.on 15 ￿)ntinU￿lY expanding and requires more space.
resources 8nd recruitment of helpers.

Small Groups
A fortnightly Seekers meeting has been vital in shaping our understsnding of the way forward and has
reassured us that it ts"God who builds His church.. Ifs a time for seeking Gc#J, praying and listening
for what God is sayirrfJ to us.
A prayer group, meeling e&h week. uses Open D(m material to pray for Chrislians around the
world, particulady where they are most persecuted.
An Alpha course met in the summer tenn and further Apha cx)urses are eXpeC￿j in 2025.
A small group enjoy meeling people in the town centre to talk and share the good news while carying
a wooden cross.
Other smaller groups of 2s and 3s weet regularty for btjle stuty, prayer arKI entt)uragemenL
A men's breakfast meets once a mnth. usually in the Camegie Theatre. galhwing men from other
hurches and those with Th) churth ba(*grourKI.
Leadership Team
Mike Renouf has continued in leadership over the year, provKling pastoral suppor( regular teaching,
and direction for the church family. He has been spethally assisted by Rob & Jo Hom, together with
lan Ruddick. There is a core group of six who assist vthh general leadership overview of the church.
There is a wider leadership team to manage the many practical and operational aspects of church life
and managemenl of faciif(ies.
Ghur¢hes TLtyherin Wothiwton and DistiiGt
Christ Central has been a key m8mber. seekir¥J to wpwjrt arml er￿jrage other churthes in the area.
We are regular attendees at the meetings and have involved in the events the group has
organised. We enjoy the love, friendship and mutual trust a￿)ng several of the local churches. and
we look fotward to wothng rrM)re together for the gc#)Y of town and its people.
Foodbank
Throughout 2024. FocKlbank has Ix)ntinued to OFwate from the 8rMlge Centre. Most weeks we were
feeding 30 people. We were aware of fc#)d pantries arKI other emergency provision available in the
area and were able to ensure that needy people c(xJld acLxs 811 that was available lorally.
Over the sch(M)I holidays al Easter. in the summer, and at Christrnas. Focwjbank gave out Kid$ Lunch
Packs to families on beneffts with children in receipt of Pupil Premium.
F￿dbank has a Finafi￿ Indusion Officer ￿ operates at the BrKlge Centre. working alOngs￿e the
team in West Cumbria. This has helped local peoF4e with financial Problems and has ensured that
they are getting all the benefrts due to them.
The 'Green Doctor (funded by Grwndworx) gNes advice during F(x)dbank sessions on energy
efficiency and fuel bill issues.
Maklng facllltles available forotlw communfty actlvlttes
The Bridge Centre has been made available for use by the following (Kganisations
A1￿holIcS Anonymous meet wee￿Y
Narcotics Anonymous meet weekty Sin￿ 19 March 2024
Our partnership wtth Victim Support continues. The Tuming the Spotlight programme has
used our premises for a number of ccwrses, programmes and dropin sessions throughout the
year. as they seek to prevent domestic ￿￿en￿ locally
Parkinson's Carers met regularty at the buddiry until Oct(thr 2024. vthen their c£sffee
momings came to an end
Hospi￿ at Home West Cumbria use the bjilding regularty for stsff meetings and training
Cumberfand Council have used the building for a local government election and a social
prescribing information day. and they wll use the venue again
WestmoTland and Fumess C(MJncFI. which operates adult education services across Cumbria,
began using the building during the autumn temi to njn an English for Speakers of Other
Languages IESOLI (x)urse, an ongoing prcgramme which wll continue into 2025

Team Autism began usiThJ the tMJilding in Juty 2024 for regular lunth dub sessions and
(Kcasional training events. which wll (x)ntinue into 2025
Workington's Camegie Singers used the venue for their Christmas cOn￿rt in 2023 and 2024
and have asked to use it again for this event in 2025.
Trustees
The trustees met 5 times in 2024 covering
financial and budgeting rwews against intended and futu￿ &tsvitw induding investments
employment arKI wages. Ix)ntracts and agreements
getting more Spa￿ in the buikling and elsewhere. short tem and long temi
away days and away weekends
continual safeguarding review
maintenan￿. new equipment aThJ techncAogy enh8nl￿￿ents
support for visrting Speaker u)mmibnents
Irustee changes
accident and incident reviews
provision of specific training fiJn(fing
spending ddegations
The trustees recognise Ihe signfficant Contributions from many volunteers to the charity's objectives
and activtties.
Futuro plans
We plan to consolidate aTKI wllinue ￿at we have done in 2024. induding lo)king for ways to
conlinue our benefft to our communty. We still actively PUFsue assislance to mainlain and extend our
activities and effe(*veness.
A number of organisations have indicated that they wish to o)ntinue using the Bridge Centre in 2025.
We have an increasing number of youth in Christ Central and are l(K)king to provide resources and
space for these age groups, not onty on Sundays but during the week.
We have realised the benefrt of away-days and weekends as a rreans to getting to kr#)w everyone
better and inviting ftiends and new peO￿e to benefft from the Christ Central family. 2025 will have an
away-weekend in June and possibly aTh)ther away-day in the autumn. with other potential actIv￿eS in
the summertime. We have also provisionally tKoked ft)r an away-weekend in June 2026.
Financial Revlew
Income and expenditure for 2024 (and 2023 in brackets) were £71.226 (£63.237) and £60.323
1£41,1931. This gave a net surplus of £10,9041£22.0441.
Current assels at 31 December. apart from the Bridge Centre. wEre £107,4001£96,496), ofwhich
£86,641 1£67,766} were held in savings accounts, £14.426 {£22.158) were held in current accounts
and pety cash was £117 (£146). There were M funds in defMiL
The Malayala￿speaknng vA)rship group. raising separate offerirgs and having separate expenses,
has a designaled fund.
The provision for Visiting Suppcrt chaw during 2024 arKI a deS￿nated fvnd has been set up. with
contributions being re￿iVed from other churthes and transfers from our undesignated funds. The
end of year balance carries over for continued donatM)ns in 2025.
Income increase in 2024 is due to peopk and fftt)re generous givirMJ. 2023 had a speciffc gfft of
£12.000.
Expenditu￿ increases in 2024 relate to higher ministy ojsts. rnre youth nKJre donations,
weekend away costs. more speofic charitabbe administrative assistsnce, the loft project feasibility.
more maintenance. repairs and equiKMnent.
The Daymeekend away (x)5ts are high in 2￿4 not only ft)rthe ttjst oflhe weekend and day
away events in 2024 but atso in placing deF¥)sits for events in 2025 and 2026 {£3.900 totsl)

Administration is for both charity management and chaTitable aclivitses management
The loft project inVo￿ed professional fees to eX￿Ore getting rrK)re space from the Brt(Ige
Centre loft area. The designs meant that there would be many constrainls and loss of
space on the ground 11(yJr (due to stair& lill eto) and therefore litue gwn in space overall. for
quite high (xjsts
Maintenance induded repEa￿ment of varws sTh*e detectors and the main hall high level
lighting and smoke detectors
More equipment has been purchaseAI for n￿re live worship both in the Bridge Centre and
elsewhere.
ReseThes
The charity has a policy on reserves. covering 6 months operatirwJ (￿Sts, review and
temiinalionlwindup considerations. At 31 December 2024, the charity held funds of £107.400 that will
cover operating costs and
payment offurther employ[￿t and c(thds. as required
specific projects etther in the communty or abroad
building. projects. maintenartr and repairs contirrfJerKies
The fvll ac(xMJnts and independent examinerfs rekYKi are presented in follcming pages.
Approved by the trustees ￿ 05 OCTOBEK 115 and ￿gn￿j on their behalf by
Mrmi
el Reno
Mr lan Ruddick

Independent Examinerfs Report
I report on the actounts for the Trust for the year ended 31 De￿nber 2024. which are set out on
pages 8 10 10.
Respective rgsponsiblltbes of trustees and examiner
The trustees are responsith for the p￿para1￿ffi ofthe accounts. The trustees consider that an audit
is not required for this year under section 14412) of The Charibes Act 2011 {the 2011 Act) and that an
independent examination is needed.
It is my responsibilty to
examine the accounts section 145 ofthe 2011 A(
follow the procedures laid down in the General Directions gNen by the Charity Commission
under section 145{51{b) of the 2011 Aca" a￿1
state whether particular matters have ￿me to my atterti￿.
Basis of independent examIne￿S report
My examination was carried out in aC£Ordan￿ wtih the General Dirt1￿8 given by the Charity
Commission. An examination indudes a review ofthe accounting records kepl by the charity and a
comparison of the accounts presented with those re(x)rds. It also includes consideration of any
unusual items or disclosures in the accDunts, and seeking explanations from you as trustees
Con￿mIng any such matters. The procedures urKlertaken th) r￿t provide all the eviden￿ that would
be required in an audit and consequenly no opinion is gNen as to whether the accounts present a
rue and fair Vie￿ and the reKx)rt is limited to those matters set out in the ststement below.
Indepèndent examlnerfs sLitement
In conneclion wilh my examinath)n. Th) matter has (x)ThE to My altention
11 which gives me reasonable ￿use to that in any material respect the requirements
to keep accounting rea)rds in aw)[dan￿ vthh section 130 of the 2011 Act. and
to prepare accounts which a¢￿1[￿ wtlh the acccmjnting records comply wtth aC￿unting
requiremenls of the 2011 Art have not been Tht or
2) to whith. in my opin￿. attention Sh￿Id fx dravm in (wder to enable proper understsnding of
the accounts to be reached.
Steven Kirkbride
Armstrong Watson LLP
C8deton House
136 Gray Street
Workington
Cumbria CA14 2LU

Christ Central Workington
Receipts and Payments for the Year Ended 31 December
%124 totsl
2023 totsl
Incoming reSoUr￿S
Voluntary
9.811
54,461
Investment
4,874
4,874
3.509
Charitable activities
7.657
7.657
4,550
Other
27
27
718
Total
61,416
9.811
71,227
63,237
Resources expended
Charilable expendilure
47,919
10,040
57.959
37,434
Administrative costs
2.364
3,759
TOL21
50,2&4
10.040
60,323
41,193
Transfers
1550)
(2.960)
Nel Incominty(Outgolng)
resources
2.181
10,904
22.044
Reconciliation
Bdance brought forward
609.709
2.&32
612,341
590.297
Balance carried for%Yard
618.432
4.813
623.245
612,341

Chrlst Central Workington
Balance Sheet at 31 December
Fixed Assets
The Bridge Centre
480,180
480,180
The Bridge Centre conlents
35,665
35.665
Total fixed assets
515.845
515.845
Current Assets
Saffton Building Sctiety
Clydesdale Bank
Yorkshire Bank
86.641
67.766
6.216
6.426
14.426
22,158
Cash in hand
117
Net current assets
107.4(KI
Net assets
d.245
612.341
Accumulated funds
Balance at 1 January
Surpluslldeficitl for y&qr
612.341
s￿.297
10.9)4
Balar￿ at 31 December
623.245
612,341
Approved by the trustees signed on their behalf by
Michael Renouf
lan Ruddick
os

Chrlst Central worki￿10n Notgs toth8 FlrAncial Statemorrts at 31 Dgeomber
2024 Totsl
2023 Tolal
VSE
1 Volunlary Income
Church gen8ral gI￿g
Makayalam Wotshw)
Tax recLqThd
42.027
42.027
5.485
7.797
3.380
33,298
2.570
6.463
12.130
5.485
6.831
tknnatVJn￿9rants
To•AI
3.360
48.858
6.451
3.360
58.669
S4,461
2 Chorltable ocllvllle• Ineom•
Hire of ￿0[r
3.894
3,894
4.534
Dayiw8ekeniJ away
Total
3.745
8.745
7.657
7.657
4.550
3 CharSlable expenthtswe
Mlnlsty
Salan8S
4.217
4.217
4,052
NI&Tax
N4ni8try expenses
Vtsiting sptrak¢
Min&81ry total
Charllable aclivittes
351
1.882
11.180
396
6.720
1.500
1.851
2.960
2.960
11.658
12.274
17.085
16,106
Refr8shm8nts
137
455
5Y2
441
Youth w)rk
1.077
3.556
11.102
103
1.180
8.811
11.102
176
Dona￿n8 & grants
Daylweektrnd away
Church cotsr58sltraining
Charitable aciNftFs adm
652
2.803
5.630
2.684
1.745
2.003
1.502
5.613
5.613
sub￿pt￿lnS & Sundrws
Charitats￿ total
9Y2
2.881
1.210
26,694
14.181
The Brldg8 Centre
Lltllrt￿S
3.275
3.036
2.869
554
3.275
3.036
3.131
Loft Ptrjject
Maintenance & Repa¥s
Clèaning & CKjnsuffÉb￿S
EqUip￿￿￿t
Insurance
2.869
554
742
347
1.491
1.539
1.415
1.415
1.512
1.539
The BThSg8 CéntsB total
12.764
1.415
14.179
7.147
47.919
4.477
5.563
57.959
37.434
4 Admlnlstrallve e08ts
Indopondent ExarrinatK)n
Changing to a CIO
Chatiiy 0d￿ts￿t￿e serV￿S
T818phon8lBTDadbandMeb*ttr
StatK)n8ryloffiE
492
4W2
245
834
834
2.003
433
923
923
115
115
214
Totsl
2.364
2.364
3.759
5 AccounlSry polScl•s
il The a(thunts have b88n pr8par8d on a rash basi5
l F￿&d a&88ts ar8 Sho￿ at the o)5t
io