Charfly rStraI10n numbw 1194594 JOSHY'S HEART OF GOLD ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024
JOSHY'S HEART OF GOLD LEGAL AND ADMINISTRATIVE INFORMATION Twslees M5 S Youn9 Ms D Still IAppointed 10 November 20231 (Appointed 9 Oclot 20231 Ms L Corter Chailly nurnr 1196S94 Accountants Perrys Audit Lin*eJd 4th Hoor 399401 Strand London Uniled Kingdom WC2R OLT lank•rs Metro Bank pl One Soulhamplon Row London WCIB SHA
JOSHY'S HEART OF GOLD CONTENTS Pag• TN51eog r8P¢3rt Accountant report statement ol finanaal ocltviligs 8alance 5h¢ot Notes lo Ihe financial 5tatementS 8-12
JOSHY'S HEART OF GOLD TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2024 The Iruslees preggnt their onnuol report ond financial stotement5 for th8 yeor ended 31 March 2024. The ffnancial statement5 have been prepar&d in occordance with the accounting policies set out in note I to the ffnancial stalemenls and comply with the chariws constilvllon, the Charities Act 2011 and "Accounting and Reporting by Charities.. Stolem6nl of R8JcomMended Practice applicable to ¢haritips preporing their accounts in accordance with Ihe nanCIal Reportin9 Standard OPPcobIe in UK and Republic of Ireland IFRS 1021" reffective l Jonuory 20191. objecte5 and acflYlll8s To refieve the dLslress ond svlfering ol parents, families ond fiiends of th05& ottecled by fatal or g&riOVS injvry ol a loved one in particular but not exclusivety those who are affected by the fatal of 5eii(¥J5 injury ol a child or young person in o road traffic Incident. Covering Southeost London. The Iru51ees have pald due rggard to guidance Issued by the Chority Commission in deciding what acliMti8S the charfly should undertoke. Achlevements and p¢rf•mon¢t In th& first couple of year5 Ihe charity hos been running the founder ond IIu5fee5 have tried to 150 os much fund5 a5 possible. by orgallising a bike ride. family fun Tun, event nigh15 and VidTrio has CoLeted a sky dive herself. We have held CINis*ma5 camivaLs. Joshes 16th Birthday Foolbau Fundraiser and have rec8ived a corporate donation lo svpport our Objects. The Charity has helped wlth funds roSs8d from these events in the fdlowing way The charity has helped to put in place al Ihe Royal London hospitol a bereavement nvrse 10 5UPPOrt familie5. The ¢harily h05 creoted a tranquil family room filled wilh toys and comfort5 so famifie5 dealing wlh o dtreSSIng lime ol having o sick child can hove somewhere lo be together in tho hospitol. The Chaiity hos gwen gronls fro families with o sick child ol Ihe Royol London H05pilal 50 Ihey can use the money for food, travel c051s. or a hotel 51ay. At Christmas the chorily provided gifts for childron slaying in the chlldren's wc¥d al Royd London Hospilol. Flnunclol revlew We reeewed £9.769 in donations in the year. The Charity is Steadi growing and raising owarane5s which is resulting in more donations being received. ltr 15 the policy of Ihe chority that unrestrfcled funds which hav• nol bèen desiunoled for o spec¢ vs8 should be moinlained al a lèvel equivalent lo beeen three and sx month'5 expendilvre. The tru5tee5 consider thol reserves ol this level wlll ensure that. in Ihe avent of a signrficanl drop in funding. they will be able lo conlinue the charity's current octivilies whlle consid?Talion is given lo ways in which oddltional fund5 may be raised. This lev81 of rese hos b&an maintained throv9hout the year. We strive to bld up reserves In order to budget for cover for a period of running costs. The Twslees estimate Ihal an adequate level of unreslrfcted reseNes would be three monlbs of exp•ndilLve or oround £20W.CQ. The unr?51ricted resèrve balance ol the year- end is £2000.00.
JOSHY'S HEART OF GOLD TRUSTEES, REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 The trustees have assessed Ihe major ri5k5 to which th8 charify 1$ 8xp05ed, and are sallsfied Ihot 5yStem5 ore in place lo mitigate exposure lo the molorrisks. The trustees have a risk mana9em&nt strale9y which eomprfse5- An annval review of the ri5k5 the chorily moy foce,. The establishment of systems ond procedvres to mitigol& those risks idenliffed in the plan: and The impl&m8ntalion of procedures designed to minimise any polenliol impact on the charfty should those risks materioliso. Risks within Joshy's Heart of Gold are con1lnua1 monllored by the Truslees al tfUStee m8&lings. A key element in the management ol financial risk is the setting of a reseNes policy and Its regular revBw by fhe tru¥tees. The Charity is commilled to 5af¢gVd19 oll thoso who participatg in its octivilies and expects all staff nd voluntQgfS to share thls commEtment. Commitment Is Implemented thr¢)ugh appropriote checks, training and pro¢edures. The tru51ee5 confirm Ihot they hove rgfgryed to guldonce contoined in the Chorfty Commlssion's general guidance on publ¢ bonefft when reviewing Ihe charitys aim5 and objeclivps and in plannSng future acthmlies. Plans lor fulw• perfods To eenlinue lo help ber&oved lornT1è5 in ther hour of need providing gront5 at Royal London hospital. To look af putling bereavement nSe5 and tranquil fami room5 on chilthen'5 wcffds in other local hospilab. Cr&ale a memorfal garden where people con have o tranqul open $pCe. The Iwstees and founder want the charity lo be os successfvl os polb[e ond wli I bo implem&nllng the following lo help development. Organi5ing new fundraising events which concentrate on ovtlay but good profil IOT the charity. Building good relationships with local business to kyjild vp more awareness of the charity lo result in more donations and rallle prizes lor events. Look into funding Ihal moy be availoble for the eharify frem the govemment or other QTgani5olion5. Build up social media plutfoms and websit& fro roise owareness wlth the pumc to receive more donations. Slwdure. gov¢monc# und muna9emant The charfty is a charilablo Incorporaled ganL$alT0n reglslered In Englond ond Wole5. The Charity regtratiOn number is 1196594. The Iruslees who served during th& y&ar and up lo the date ol signature of Ihe financlol stalemonls were: Ms S Young Ms D Slill Ms E Taylor (Appointed 10 November 20231 (Appolnted 31 OGtober 2023 ond resigned 19 March 20241 (Appointed 9 Oclober 20231 Ms L Carter
JOSHY'S HEART OF GOLD TRUSTEES, REPORT (CONTINUED} FOR THE YEAR ENDED 31 MARCH 2024 When new tW5tees are oppointed. they are given an Induclion by the founder on Ihe charity'5 core value5 and procedure5. T¥u51ee meetings are held every 2 months. The Trustees agree the slrolegy, pollcies and terms ond conditions for Ihe doy to day njnning of Ihe organisafion. J05hy'5 Heart Of Gold handbook loys out infomalion for Staff and volunt?e on o1105pect5 of our operations. iludIng Legol Stwcture. Tetms ond Conditions. Constllulion and Policies. Policles and procedures in place include: Heolth ond Sal81y Policy Equality. Dlversity & Inclusion Poficy Environmental Slalemenl Sociol Mgdia & Digital Commvnications Polcy Confiaenliolily PoliGy Data Protèction Policy Complaints Procedure The tnJstees' report was opproved by the Board ol Trvst&es. Truslee 28 F•b 2026
JOSHY'S HEART OF GOLD STATEMENT OF TRUSTEES, RESPONSIBILITIES FOR THE YEAR ENDED 31 MARCH 2024 The tru51ge5 orp respon5ibie for proporfng the Trusteeg Report and the fknandal slalements In accordance wilh applicable low cmd United Kingdom Accounting 51andafds (Uniled knngdom Generally Accepted Acccvnling Proclicel. The low appficable lo charities in England and Woles requir05 the Iwstee5 lo prepare ffnonciol slalemenls for each finonciol yeor which glve a true and lair view ol th8 sla18 of ollairs ol the charity ond of the incoming resovrces and application of resources of the charity lor that year. In preparing these ffnancial stolemenls, the Irustees are réquired lo.. - select suilablo accounting policies ond then appty them consistent. - observe the methods and principles In the Chaiilies SORP: - make judgements and eslimates that ore r8asonable and prudent, - slate whether apic0b1e a¢counling standards hove been folowed, subject to qny material departur&s dtsclosed and explained In the flnancial statements; and pr&pare the financial statements on the going concem bosis unles5 it is inapproprfale lo pr&sunE that the charity wll continue in operation. The fruslees are responsible lor keeping sufficient accountlng records that dlsclose wlh reaSonae accuracy at ony Itme Ihe financial position of th& charity and enable them lo ensure that the financial statements comply with the Charities Act 2011. the Charity (Accounts and Report51 Regulolion5 28 and the provisions of lh8 Injst deed. They are also responsible for 501eguording the assets of the charity ond hence for taking reasonable steps for the prevention and detection of fraud ond other irregularities.
JOSHY'S HEART OF GOLD CHARTERED ACCOUNTANTS, REPORT TO THE TRUSTEES ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF J05HY'S HEART OF GOLD FOR THE YEAR ENDED 31 MARCH 2024 In Order Io os5iSt you to fuThl Yol dulles under the Chullies Act 2011. we have prepared lor ycur approval the financial statements of Joshy's H&art of Gold lor the year ended 31 March 2tr24, which comprise Ihe statement ol finonclal aclNilie5 and th& reloted notes from the choity's accounting reccfds ond from information and explanations you hove given u5. As a practising member ffrm of the Inslilule of Chortered Accountants in England and Wales. we are subject to its ethical and other professonrjl requirernenls which are d&toiled ol http&//www.icoew.com/ regulalion. Th report mad8 lo the chariV5 tW5tee5, a5 a body, in acccrdonce with Ihe terms ol our engogemenl leller dated 26 Jonvary 2025. Our work hos been undertaken solely lo prepare for your approval the tinanciol slalemenls of Joshy's Heart of Gold and stale those maller5 that we have agreed lo slate to the chorily's Iru5tees. as a body. in Ihi5 report in accordance with ICAEW Tochnlcal Release 07116 AAF. To the fullest exlenl pemilled by law. we do nol accept or assume responslbility to anyone othar than Joshy's H@art ol Gold and the charivs tW5tees os o body. for our work or for this report. I your duty lo ensLve Ihol Joshy's Heort of Gold hos kepl adequate accounting records and lo ryepare statulory financial 51atemenls Ihal give a Irue ond fair viéw Of Ihe Ossels. liabiliti8s. financiol p95ition and doficit ol J05hl5 Heart ol Gold. You conslder Ihot J05hy's Heart of Gold is exempl from the statutory oudl requirement for Ihe year. and i% not required to obtain an independent examlnerfs report. We hove nol been instNJcled to cary out an audil or a review of the financial slat8menls of Joshy's Heart of Gold. For this rooson. we have not verified the o¢¢uracy or completeness ol the accounting records or information and explanalions you have glven to us ond we do not. therefore, eypress ony opinlon on Ihe 51atulory financial stat@m8nls. udll Llmlled ehart•r•d Accounlanl$ 4th Floor 399401 Stsand London WC2R OLT United Kingdom
JOSHY'S HEART OF GOLD STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2024 UnT•strlcted funds Urffèstrlcted fund$ 2023 Noles kn¢om• from". Donations and legacies 9.769 12.937 Expendllvre on: ROIng funds Choriloble actiwties 4.563 5,852 1,894 4,081 Total expenditure 10,415 5.97S Nel Incomel(exp•n(Ilvt•) and movemenl In funds 6461 6.962 Reconeltlatlon of fvnds: Fund bolance5 at l April 2023 6.962 Pvnd bulttn¢es 0131 Mur¢h 2r)24 6,316 6,962 The stolement of finonciol ocliwties includes oll goin5 and 1055es recognised in Ihe year. All income and expenditure derive from continuing octirflles.
JOSHY'S HEART OF GOLD BALANCE SHEET AS AT 31 MARCH 2024 2023 Notes Curyenl aHets Cash al bank ond In hond 8,020 7.826 Credtlors: amounts lalllng dve wllhkn one yeor io 1.704 864 Net currenl ¢Jssets 6.316 6,962 Thefvnd$ olthe char Unre51ricled fund5 6,316 6,962 6,316 6,962 26 Feb 2025 The Nnonclal stot8menls were approved by the trustees on ......................... -IJH27A) (Feb %. Trustee
JOSHY'S HEART OF GOLD NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024 Ac¢ountkn9 pollcle$ Charfly Informatlon Joshy's Heort of Gold 15 a chorilable incorporated orgonisation ICIOI regi5fered wllh the Chorfty Commission in England and Wales. l.l Accountkng ¢onvenffon The finoncial stoternenls hov8 been Frfepared in accordance with Ihe charity's Igov8rning documenti, the Charilies Acl 2011. FRS 102 "The Finoncial Reporting Standard opplicabie in the UK and Republc ol Ireland" I'FRS 102,1 and the Charities SORP Accovnling and Reporting by Choritie5: Statement of Recommended Practice applicable to charities preparing Iheir accounts in accordance with the Flnancial Reporting Standd oppllcable in the UK and Republic of Irelond IFRS 1021 Ipffecliv¢ l Januory 20191. The charity 15 a Pvblic 8enefll Entlty as d&fin&d by FRS 102. The charity has taken advantoge ol the provisions in the SORP for choritie5 not to prepare o statem8nt of Cosh Hows. The financial statements hav• départad from the Charftigs IAccounts and Reports) Regvlollons 2008 only lo the exlenl required lo provide a true and lair Mew. Thi5 departure has involved following the Slotement of R8commended Practlce fer ehorilies opplyng FRS 102 rather thon the version of the Slalem&nt of Recommended Pracliee which is referred to In the Regulations bul which hos since been withdrawn. The financial Statements ore Fyepared in steAlng. [ch is Ihe functional currency of the charity. Monelary omovnls in Ihese ffnancial stalemen15 are Tounded to the near¢sl £1. Tho financial statements hav& been propored vnder the hi%loricol cosl convention. Imodrfied lo includ8 the revoluolion of freehold properties and lo include investment propertie5 and Gertoin Inanclal InslDJments gt lair voluel. The principal occounting poficie5 adopted are sel out below. 1.2 Golng concern At the lime of appromng the finan¢iol 5totom?nt5, the Iwsleos h¢Jve a reasonable expeclallon thal the charity has adequate resources to continue in operotional 8$tence lor the foreseeable fulure. Thus the Irustges continue lo adopt Ihe going concem ba5 of accounting in preparing the financial 5talemenls. 1.3 Churllable fvnds Unre51ricled fund5 are available for al the dtscretion of the Iruslees in furth8Tance of their chatable objeclives. Re51ricted ndS are subject to specific conditions by donors or grantor5 a5 to how they may be used. Th? pvrposes and uses of the rgslrfcted funds ara set out in th& nofe5 to the financial statements. Endowment funds are sublect to speciffc conditions by dorbors Ihot the capitol must be maintained by the charity. 1.4 Incorno Incomels recognised when the charity i% l•galty •nlitled to it after any perfomiance conditions hove been mel. the amounts can be measured reliobly. ond It is probat4e that income will be received.
JOSHY'S HEART OF GOLD NOTES TO THE FINANCIAL STATEMENTS {CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Accovntlry poll¢les (Conllnved) Cash donations are recognised on receipt. other donolions ¢Je recognis&d once th& chaiify has been notified of the donation, unless performance conditions reqvlre deferrol of tha amount. Income tax recoverable in Telotion lo donations receNed under Aid or deeds of covenonl 15 r6cognised ot Ihe lime ol the dtsnalion. Legacies are recognisgd on receipt cr otherwise if the charity h05 been nolifi8d of an impending di51ribulion, the arnounl is known. and receipt is expected. Ir the amount not known. the legacy. Irealed as a contingent osset. 1.5 ExpendNvre Expenditure Is recogntsed once th&re is o legol or con51ructNe obligatn to transfer economlc benefrt to o third wrly. it is prcbable that a transfer ol economic benefits wll be required in settlement. and the amount of th8 obligolion can be rnea5ured reliobly. Exp&ndilure Is classifiad by odivify. The costs of each aclivlfy are made up of the total ot direcl cost5 and shored costs, including svpport costs invofved In Underton9 ecch activity. Direct C0515 alfributable to a single actlvity are allocated directly lo that ocliwty. Shared c0515 which conlrfbule to more thon one octlvity and sUPPQrt costs whSch ore not attributable lo o single octivily opportloned between those oclivilles on a ba515 cOnstent with the use of resowces. Central sloff C05t5 are dlocoted on the bosL% ol lime spent. and depreclalion charge5 ore allocated on the portion ol the ossat's use. 1.6 Cush and cash eqvlyalents Cash and cash eqvivalen15 include cash in hand, daposits held at eal wilh bcmks. other short-lerm liquid inve51menls Wlth original malurili&s of threo monlhs or less, ond bank ovèrdr¢Hs. Bank overdrafts ore shown wlhin borrowings In current li¢Jbli ilies. Baslc financlol pssets Bo5ic flnonclol ossels. whlch indude debl¢ys ond cash and bank bolances, are n111a rneosured at transactlon price including tran5acllon costs and are Subsequent carried ot omortised cost using the effective interest method unless the affangemenl constilules o financlng Iransaclion, where the transaction is measured at the present value ol th8 ft)tvr& receipts discounled al a morkel role of int8rest. nancIal o55ets clo55ified as receivable wwtrhin orbe year are not amorti5ed. 8uslc flnanclal Ilablllll Basic ffnanciol fiabililies. Including creditors ond bank loans ore initiolty recognlsed al transaction price unless the arrangemenl conlIu*eS a financing tron50Ction, where the debt inslrumenl 15 rnea5ured at the present value ol the fulura poymenfr5 diseountgd ot a market rale ol inlero$1. Ftnancid fiabilities classified as poyable withln one yeor ore not omortksed. Debt inslwments ore sUbs8quenY carried ot amorti5ed cost, using the effectfve intere51 rate melhod. Trade credklors or& obllgallon5 to pay for goods or s&Mces Ihal have been acquired In the orcfinav coursè ol operations from svppfier5. Amounts payoble are clo55ified as current liobilities if paymenl is due within onè yèar or 18ss. If not. Ihay arè prèsénl•d os non<uTh&nl liabililiès. Troda ereditots ore reCOgned initialty at transaction price and sub5equantly measured al anKYlised cosl vsing the effectNe interest method.
JOSHY'S HEART OF GOLD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 AccounNng pollcl (ConHnu•d) Derecognttlon of flftanclal IloblllNe$ Financial liabilitie5 are derecogni5ed when the charity'5 COntrlal obligollons expire or are dlscharged or cancelled. 1.7 Employee ben¢ffti The cost of any unused holidoy enlltlemenl recognised in the perlod in which the ernployee's services are r&ceived. Terminalion benefits ore recognised Immediate as an expense when thg chc•lly is demonstrably commilt&d lo 18rminet& the employmenl ol on employee or to woi4de termlnolion bonefil5. CrfNcal accovnllw esllmal•s ond judgements Ihe opplicali¢)n of the charity'5 accounllng poficles, the trustees are r6qvir¢d to moke judgaments. eslimoles and assumptlons about the carrying amount ol a55els ond liabililies Ihol are not readi apporgnl fTom olher 50urce5. The estimate5 and associated assumptions orè bosed on historical &xperf&ncè and other foetc<s Ihol are Considered lo be relevonl. Aclval resvlts may differ from these estimates. The esthmates and vnderfying assumption5 are reviewed on an ongoing bos. Rewsions to accounting eslirnot&s are recogniséd in the period in which the e511mate is revlsed where the revision affect5 only that period. OT in th& p8ricd ol the r8M5ion and future periods where the reNi5i0n oflecls both current and future perfods. Incomefrom donallon$ legaclès Unrestrlcted funds 2024 Uniestrfcted funds 2023 Donations and gifts 9,769 12.937 Exp•ndllLY• on ral4ng fvnds Umestrlded Unreslrlcted ILnds funds 2024 2023 Fvndro1fig and publtclty Slagin9 fundroisirtg Èv&nls Fundraising agents 3.054 1.509 1.864 .894 10-
JOSHY'S HEART OF GOLD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Expendllur• on chorllable actlvlllei Support Govemanc costs 2024 Tolql 5vpport cosls 2023 2024 Dlr•ct cos1$ Grants to hosptFa15 Fami room Iten Telephone arbd inlemet Travel expen585 Acccunlaney 3.709 3,709 1.841 503 60 5,012 5.012 4.081 Share of $upport and govemcmce c¢th (see nole 6) Govemonce 840 5.D12 840 5052 4,081 Anolysfs by lund Unrtsslrfcléd fvnds 5.D12 840 5052 4,081 Support cos1$ ultxaled lo ocllvltles 2024 23 Govemonce costs 840 Analysed botwe•n: Govetnance co$ 840 Trvsl•es None ol Ihe truslees lor any persons conneded with Iheml receNed any remuneration or benefi15 from the chorily during the yeor. Employ••s The average monthly number of emFAoyees durlng the yewa 2024 Numb•r 2023 Number Total Thwe were no employees whose annual rerrujneralion wa5 more than £60,000.
JOSHY'S HEART OF GOLD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Taxallon The charity Is exempl from laxation on Its ¢)ctlvllles becouse all its income Is oppfied for charitable purposes. 10 Credtlorn: amounts falllng due wllhln one ye 2023 Olhercreditors Accru015 and deferred Income 864 840 864 ,704 864 I l Retlremenl ben•f* sch•m•s e charity operole$ a dèfined contribution pension scheme for all qualifying employees. The assets of th8 sch8me ore hald separately from those of Ihe chairfy in an Independentty admlnL8tered fund. 12 Vnroslrfcled fvnds The unre51ricted funds of th8 chcrfty compris& Ihe vn&xp8nded bdances ol donalion5 and grants which ore not subject f0 specific conditions by donors ond granlors as to how Ihey may used. These Include designated funds which have been sel aside out of vnresltlcled fund5 by the tnjslees for specific purpos8& Al l 28 In¢omlng Resources At 31 Moreh resourc?$ •xp•nded 2024 General fvnds 6,962 9.769 110,4151 6,316 Pr•vtov$ year. Al l Awll 2022 Incomlng re$ources Resources Al 31 March expended 2023 General funds 12.937 15.9751 6.962 13 Related party tsansacllons Thwe were no dtsc1050ble related porly tronsoclions during thè year12023- nonèl.
nable Issuer Perry8 Document generatsd Mon. 24th Feb 2025 11.'11.'29 GMT Document flngerprfnt 8987fA2b5fb2dde033efae04673a7dfO Partl•$ Involv wlth th18 documènt Document processed Party + Flngwprfnt Wed. 26th Feb 2025 21.'17.'23 GMT Samantha Young- IJ0427AI - Signgr (¢&abc36¢83ff2c635de537525317321d) AudEt hlstory10g Date A¢tlon Mon, 24th F&b 2025 11:11..29 G Envelope generated by Ruth Langridge20.254.126.1 S Document generated wrth flngerprlnl Mon, 24¢h Feb 2025 11.'11.'29 Gwr e987642b5fo2dde033efae04673a7df020.254.126.15 Mon, 24th Feb 2025 11.'16.'46 GMT Sent the envelope lo Samantha Young - {J0427A} {slyoung1207@INe.co.ukl for slgning20.254.126.15 Document emailed lo sjyoung1207@live.co.uk3.8.10.199 Samantha Young - IJ0427A) opened the document email.86.179.11.222 Samantha Young - IJ0427A} viewed the envelL¥)e86.179.11.222 Samantha Young - IJ0427A} Signed the envelope86.179.11.222 Mon. 24th Feb 2025 11=16'.46 GMT Wed. 26th Feb 2025 21.'13:22 G Wed. 26th Feb 2025 21:15.'35 GMT Wed, 26th Feb 2025 21..17'.23 GMT Wed, 26th Feb 2025 21'.17'.23 GMT This envèlope has baen signed by all parti&s86.179.11.222 Wed, 26th Feb 2025 21.'17..23 GMT Samantha Youro - IJ0427A) viewed the envelope86.179.11.222