## **Trustees’ Annual Report for the period**
**From** _December 2023_ **Period start date To** _December 2024_ **Period end date**
**Charity name:** _Redeemer Church Thanet_
## **Charity registration number:** _1196531_
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|_The advancement of the Christian faith in_
_accordance with the formularies of the faith_
_of the Anglican Church worldwide,_
_comprising of the 1662 Book of Common_
_Prayer, the Ordinal, the 39 Articles of_
_Religion and the historic Christian Creeds,_
_namely the Apostles Creed, the Nicene_
_Creed and the Athanasian Creed, primarily,_
_but not exclusively, within Redeemer_
_Church Thanet, the surrounding_
_neighbourhood and Isle of Thanet._|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|_Public gathered worship, preaching of the_
_bible, fellowship, outreach events,_
_community services such open cafes and_
_lunches, pastoral care for church members_
_and local community._|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|_All activities take into account the_
_Commission’s guidance on public benefit,_
_specifically the guidance on the_
_advancement of religion._|
## **Achievements and Performance**
**----- Start of picture text -----**
SORP reference
**----- End of picture text -----**
|**Achievements and Performance**|**Achievements and Performance**|**Achievements and Performance**|
|---|---|---|
|SORP reference|||
||||
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|_The charity – that is the church - has_
_continued to provide a place for people to_
_both explore the Christian faith, and to_
_mature existing faith. Members have_
_benefited from regular Sunday morning_
_services, occasional evening services,_
_weekly small group bible studies and_
_pastoral care. The wider public are warmly_
_invited to all of these, in addition to other_
_activities the church engages in – which_
_are open to anyone to attend. These_
_include: the monthly walk – where we will_
_visit various beauty spots in eastern Kent,_
_such as White Cliffs Dover, Stodmarsh_
_Nature Reserve, St Margarets Bay;_
_monthly lunch which is a bring and share_
_meal after the communion service; social_
_gatherings for hot drinks and snacks;_
_special Easter and Christmas services_
_which are advertised by leaflet shots in_
_targeted areas closet to where the church_
_meets (areas of Pegwell, Nethercourt and_
_Cliffsend) and occasional Café Church_
_meetings which is a more informal way to_
_hold church where everyone is sat at a_
_table café style. The special services have_
_in particular managed to draw many in –_
_especially the Christmas service - and_
_community relationships have been built_
_from that. This has provided a route to_
_enable some care of the local elderly._
_Some growth of the church has been_
_welcome, and we pray that new areas_
_within Thanet can be reached because of_
_this._|
## **Financial Review**
|Review of the charity’s
financial position at the end
of the period|Para 1.21|_Total income for the period_
_was_**_£45,147.27_**_. This comprised of various_
_donations from grant making trusts and_
_from member giving. There was_
_expenditure for annual memberships and_
_licences, such as insurance, as well as_
_venue hire. The main expenditure costs_
_were seen in the employment of the_
_minister. There was an excess of_
_payments over receipts of_**_£4,019.73_**_on_
_unrestricted funds, leaving an overall_
_balance of_**_£7,236.29_**_. This will be used in_
_the employment of the minister over the_
_following period as grant income reduces_
_for the same period. The drop off in grant_
_income will be matched through gift giving_|
|---|---|---|
**----- Start of picture text -----**
from supporters outside the church. It is
envisaged that this will continue into the
next year along with prayerfully expected
internal growth.
Statement explaining the Para 1.22 There is no policy for holding reserve funds,
policy for holding reserves but it is desirable to have 3 months worth of
stating why they are held costs in reserve. This is due to the
unpredictable nature of donations from
grant making trusts.
Amount of reserves held Para 1.22 No funds designated as reserves
Reasons for holding zero Para 1.22 Due to the unpredictable nature of fund
reserves raising in terms of dates and success, it is
impossible to set aside a reserve allocation.
This has been the case each year as fund
raising occurs throughout the year and is
dependent on one-off gifts to make up
shortfalls. These one-off gifts are very hard
to predict and budget for. However, the
trustees are confident that funds will be
supplied as and when needed. The long-
term solution to this is for prayerful growth
of the church. Should funds fall short of the
desired amount, there is considerable
scope in reducing the employment costs to
ensure the sufficient, continued operation of
the charity.
Details of fund materially in Para 1.24 None
deficit
Explanation of any Para 1.23 None
uncertainties about the
charity continuing as a going
concern
**----- End of picture text -----**
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|_Foundation Constitution_|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|_Charitable Incorporated Organisation_|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|_Trustees selection and appointments are_
_outlined in the CIO Constitution._|
## **Reference and Administrative details**
|Charity name|_Redeemer Church Thanet_|
|---|---|
|Other name the charity uses|_n/a_|
|Registered charity number|_1196531_|
|Charity’s principal address|_105 Grange Rd, Ramsgate, Kent, CT11 9QB_|
**Names of the charity trustees who manage the charity**
**----- Start of picture text -----**
Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 Peter Harvey Chair and minister 2 [nd] Aug 20221 to present n/a
2 Amanda Magnay Dec 16 [th] 2022 to present n/a
Anna Goodwin- Up to July 21 [st] 2025 n/a
3
Hudson
4 Lee McMunn Dec 16 [th] 2022 to present n/a
5 Jason Cochrane July 25 [th] 2023 to present n/a
6 n/a
7 n/a
**----- End of picture text -----**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held _None_ in this capacity Name and objects of the _None_ charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for _None_ safe custody and segregation of such assets from the charity’s own assets
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
_None_
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s) Full name(s)** _Rev Peter Harvey_ **Position (eg Secretary,** _Chair_ **Chair, etc) Date** 09Oct2025
## Redeemer Church Thanet
Report and Accounts Year ended 31 December 2024
1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk
## **REDEEMER CHURCH THANET**
## **LEGAL & ADMINISTRATIVE DETAILS**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
ADDRESS FOR CORRESPONDENCE 105 Grange Road Ramsgate Kent CT11 9QB GOVERNING DOCUMENT CIO Constitution dated 11 November 2021 CHARITY REGISTRATION NUMBER 1196531 TRUSTEES RESPONSIBLE FOR Revd Peter Harvey (Chair and minister) MANAGING THE CHARITY Jason Cochrane Anna Goodwin-Hudson (resigned July 2025) Rt Revd Lee McMunn Amanda Magnay
BANKERS
The Co-operative Bank p.l.c
INDEPENDENT EXAMINER
Jaimée Young Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
## **INDEX**
Page 1 Legal & Administrative Details Pages 2-3 Trustees' Report Page 4 Independent Examiner's Report Page 5 Receipts and Payments Account Page 6 Statement of Assets & Liabilities Page 7 Notes to the Accounts
Page 1
## **REDEEMER CHURCH THANET**
## **REPORT OF THE TRUSTEES**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
## **Objects of the charity**
The charity, which is a church, is governed by a constitution and is constituted as a charitable incorporated organisation. The charity's principal objects, as set out in its governing document, are:
a) the advancement of the Christian faith in accordance with the charity's Basis of Faith primarily, but not exclusively, within Redeemer Church Thanet, the surrounding neighbourhood and Isle of Thanet.
b) such other charitable purposes as shall put into practice the Christian faith including but not limited to the prevention and relief of need, hardship and sickness; the advancement of education; and the provision of facilities in the interests of social welfare.
## **Summary of the charity's main activities and achievements**
To further the above objects and vision, the charity's main activities and achievements were as follows:
The charity – that is the church - has continued to provide a place for people to both explore the Christian faith, and to mature existing faith. Members have benefited from regular Sunday morning services, occasional evening services, weekly small group bible studies and pastoral care.
The wider public are warmly invited to all of these, in addition to other activities the church engages in, which are open to anyone to attend. These include: the monthly walk – visiting various beauty spots in eastern Kent, such as White Cliffs Dover, Stodmarsh Nature Reserve, St Margarets Bay; monthly lunch, which is a bring and share meal after the communion service; social gatherings for hot drinks and snacks; special Easter and Christmas services which are advertised by leaflet shots in targeted areas closed to where the church meets (areas of Pegwell, Nethercourt and Cliffsend), and occasional Café Church meetings which is a more informal way to hold church where everyone is sat at a table, café style.
The special services have in particular managed to draw many in – especially the Christmas service - and community relationships have been built from that. This has provided a route to enable some care of the local elderly.
Some growth of the church has been welcome, and we pray that new areas within Thanet can be reached because of this.
All activities take into account the Charity Commission’s guidance on public benefit, specifically the guidance on the advancement of religion.
## **Financial review**
During the year income increased by £5,200, to £40,200, and this comprised of various donations from grant making trusts and from member giving. Expenditure increased by £1,000, to £44,200. There was expenditure for annual memberships and licences, such as insurance, as well as venue hire. The main expenditure costs were seen in the employment of the minister.
As a result the cash held by the charity decreased by £4,000, to £7,200, of which all is unrestricted and can be used for any charitable purpose. This will be used in the employment of the minister over the following period as grant income reduces for the same period.
The drop off in grant income will be matched through gift giving from supporters outside the church. It is envisaged that this will continue into the next year along with prayerfully expected internal growth.
Page 2
## **Reserves policy**
Although there is no set policy, it is desirable that the charity should aim to hold unrestricted cash equivalent to no less than 3 months of unrestricted expenditure (approximately £11,000) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £7,200 which is equivalent to 2 months of expenditure.
Due to the unpredictable nature of fundraising in terms of dates and success, it is impossible to set aside a reserve allocation. This has been the case each year as fundraising occurs throughout the year and is dependent on one-off gifts to make up shortfalls. These one-off gifts are very hard to predict and budget for. However, the trustees are confident that funds will be supplied as and when needed. The long-term solution to this is for prayerful growth of the church. Should funds fall short of the desired amount, there is considerable scope in reducing the employment costs to ensure the sufficient, continued operation of the charity.
## **Governance**
Responsibility for setting policy and for making strategic decisions rest with the trustees who meet regularly to monitor the activities of the charity. Responsibility for the day to day operation of the charity has been delegated to Revd Peter Harvey, the church's minister, who serves as an ex-offico trustee. Other new trustees are recruited and appointed by the existing trustees, by a majority vote.
## **Responsibilities of trustees**
Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.
We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.
We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.
## **Approval**
This report was approved by the trustees and signed on their behalf by:
## Peter Harvey
___________________________ Peter Harvey (Oct 20, 2025 10:39:25 GMT+1) Revd Peter Harvey
Oct 20, 2025 Date:_______________________
Page 3
## **INDEPENDENT EXAMINER'S REPORT**
## **TO THE TRUSTEES OF**
## **REDEEMER CHURCH THANET**
I report to the trustees on my examination of the accounts of Redeemer Church Thanet ('the charity') for the year ended 31 December 2024 on pages 5 to 7 following.
## **Responsibilities and basis of report**
As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).
I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
## **Independent examiner’s statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in accordance with section 130 of the 2011 Act; or
2. the accounts do not accord with the accounting records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
## J. Young
J. Young (Oct 21, 2025 09:00:32 GMT+1)
Jaimée Young Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
Date: Oct 21, 2025
Page 4
## **REDEEMER CHURCH THANET**
## **RECEIPTS AND PAYMENTS ACCOUNT**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
|Notes
**_Income receipts_**
Donations
Gift aid receipts
Grants
**_Total receipts_**
**_Payments_**
2
3
**_Total payments_**
**Net movement in funds**
Cash funds as at last year end
**Cash funds at this year end**
A
Net of receipts / (payments) before
Grants
paid
in
relation
to
charitable
activities undertaken by others
Payments
in
relation
to
charitable
activities undertaken directly||General
Designated
Funds
Funds
£
£
20,095
-
6,587
-
13,500
-
40,182
-
44,202
-
-
-
44,202
-
(4,020)
-
(4,020)
-
11,256
-
7,236
-
Unrestricted Funds|Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-|2024
£
20,095
6,587
13,500
40,182
44,202
-
44,202
(4,020)
(4,020)
11,256
7,236|2023
£|
|---|---|---|---|---|---|
|||General
Funds
£
20,095
6,587
13,500
40,182
44,202
-
44,202
(4,020)
(4,020)
11,256
7,236||||
||||||10,358
1,441
23,200|
||||||34,999|
||||||43,013
200|
||||||43,213|
||||||(8,214)|
||||||(8,214)
19,470|
||||||11,256|
The notes on pages 7 form part of these accounts.
Page 5
## **REDEEMER CHURCH THANET**
## **STATEMENT OF ASSETS AND LIABILITIES**
## **AS AT THE YEAR ENDED 31 DECEMBER 2024**
|Notes
**A**
**Cash funds**
Cash at bank with immediate access
**B**
**Other monetary assets**
Gift aid due to charity
Other
**C**
**Liabilities**
**Falling due within one year**
Fee for Independent Examination
Pension owed
**D**
**Assets retained for charity's own use**
Equipment
Current values have been estimated by the trustees.||General
Designated
funds
funds
£
£
7,236
-
7,236
-
710
-
239
-
949
-
648
-
-
-
648
-
Unrestricted Funds|Restricted
funds
£
-
-
-
-
-
-
-
-
Fund to
which asset
belongs
Unrestricted|2024
£
7,236
7,236
710
239
949
648
-
648
Value
2024
£
1,300
1,300|2023
£|
|---|---|---|---|---|---|
|||General
funds
£
7,236
7,236
710
239
949
648
-
648||||
||||||11,256|
||||||11,256|
||||||2,249
-|
||||||2,249|
||||||552
336|
||||||888|
||||||Value
2023
£|
||||||1,400|
||||||1,400|
|||||||
## **E Guarantees and secured debts**
The charity has not given any guarantees and has not provided its assets as security for any liabilities.
The accounts were approved by the trustees and signed on their behalf by:
Peter Harvey ___________________________________Revd Peter Harvey Peter Harvey (Oct 20, 2025 10:39:25 GMT+1) Oct 20, 2025 Date:_______________________
The notes on pages 7 form part of these accounts.
Page 6
## **REDEEMER CHURCH THANET**
## **NOTES TO THE ACCOUNTS**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
## **1 Accounting policies**
The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.
General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.
|**2**
**Payments in relation to charitable activities undertaken directly**
Employment costs
Contributions towards staff costs
Venue hire
Insurance and subscriptions
Legal and professional fees
Governance||Unrestricte|Designated
funds
£
-
-
-
-
-
-
-
d Funds|Restricted
Funds
£
-
-
-
-
-
-
-|2024
£
39,216
-
3,545
400
489
552
44,202|2023
£|
|---|---|---|---|---|---|---|
|||General
funds
£
39,216
-
3,545
400
489
552
44,202|||||
|||||||35,304
3,254
3,052
484
457
462|
|||||||43,013|
## **3 Grants paid in relation to charitable activities undertaken by others**
|Grants for:
Other small grants to organisations|-
-|-
-|-
-|-
-|200|
|---|---|---|---|---|---|
||||||200|
## **4 Transactions with related parties**
Peter Harvey served as a church leader and was paid £38,880 [2023: £35,640] for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions.
No payments were made to any other trustees or persons related to them, except for reimbursement of expenses paid out on behalf of the charity.
Page 7
## Redeemer Church Thanet 2024 FINAL accounts
Final Audit Report 2025-10-21
Created: 2025-10-09 By: J. Young (jaimee.young@stewardship.org.uk) Status: Signed Transaction ID: CBJCHBCAABAATrIuntn0fgRx6wUHY_vaT3tB2jDE98iA
## "Redeemer Church Thanet 2024 FINAL accounts" History
Document created by Jaimée Young (jaimee.young@stewardship.org.uk) 2025-10-09 - 1:00:30 PM GMT
Document emailed to peh76@hotmail.co.uk for signature
2025-10-09 - 1:01:36 PM GMT
Email viewed by peh76@hotmail.co.uk
2025-10-20 - 9:38:16 AM GMT
New document URL requested by peh76@hotmail.co.uk
2025-10-20 - 9:38:20 AM GMT
Signer peh76@hotmail.co.uk entered name at signing as Peter Harvey 2025-10-20 - 9:39:23 AM GMT
Document e-signed by Peter Harvey (peh76@hotmail.co.uk)
Signature Date: 2025-10-20 - 9:39:25 AM GMT - Time Source: server
Document emailed to Jaimée Young (jaimee.young@stewardship.org.uk) for signature 2025-10-20 - 9:39:27 AM GMT
Email viewed by Jaimée Young (jaimee.young@stewardship.org.uk) 2025-10-21 - 8:00:12 AM GMT
Signer Jaimée Young (jaimee.young@stewardship.org.uk) entered name at signing as J. Young 2025-10-21 - 8:00:30 AM GMT
Document e-signed by J. Young (jaimee.young@stewardship.org.uk) Signature Date: 2025-10-21 - 8:00:32 AM GMT - Time Source: server
Agreement completed.
2025-10-21 - 8:00:32 AM GMT
## Redeemer Church Thanet
Report and Accounts Year ended 31 December 2024
1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk
## **REDEEMER CHURCH THANET**
## **LEGAL & ADMINISTRATIVE DETAILS**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
ADDRESS FOR CORRESPONDENCE 105 Grange Road Ramsgate Kent CT11 9QB GOVERNING DOCUMENT CIO Constitution dated 11 November 2021 CHARITY REGISTRATION NUMBER 1196531 TRUSTEES RESPONSIBLE FOR Revd Peter Harvey (Chair and minister) MANAGING THE CHARITY Jason Cochrane Anna Goodwin-Hudson (resigned July 2025) Rt Revd Lee McMunn Amanda Magnay
BANKERS
The Co-operative Bank p.l.c
INDEPENDENT EXAMINER
Jaimée Young Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
## **INDEX**
Page 1 Legal & Administrative Details Pages 2-3 Trustees' Report Page 4 Independent Examiner's Report Page 5 Receipts and Payments Account Page 6 Statement of Assets & Liabilities Page 7 Notes to the Accounts
Page 1
## **REDEEMER CHURCH THANET**
## **REPORT OF THE TRUSTEES**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
## **Objects of the charity**
The charity, which is a church, is governed by a constitution and is constituted as a charitable incorporated organisation. The charity's principal objects, as set out in its governing document, are:
a) the advancement of the Christian faith in accordance with the charity's Basis of Faith primarily, but not exclusively, within Redeemer Church Thanet, the surrounding neighbourhood and Isle of Thanet.
b) such other charitable purposes as shall put into practice the Christian faith including but not limited to the prevention and relief of need, hardship and sickness; the advancement of education; and the provision of facilities in the interests of social welfare.
## **Summary of the charity's main activities and achievements**
To further the above objects and vision, the charity's main activities and achievements were as follows:
The charity – that is the church - has continued to provide a place for people to both explore the Christian faith, and to mature existing faith. Members have benefited from regular Sunday morning services, occasional evening services, weekly small group bible studies and pastoral care.
The wider public are warmly invited to all of these, in addition to other activities the church engages in, which are open to anyone to attend. These include: the monthly walk – visiting various beauty spots in eastern Kent, such as White Cliffs Dover, Stodmarsh Nature Reserve, St Margarets Bay; monthly lunch, which is a bring and share meal after the communion service; social gatherings for hot drinks and snacks; special Easter and Christmas services which are advertised by leaflet shots in targeted areas closed to where the church meets (areas of Pegwell, Nethercourt and Cliffsend), and occasional Café Church meetings which is a more informal way to hold church where everyone is sat at a table, café style.
The special services have in particular managed to draw many in – especially the Christmas service - and community relationships have been built from that. This has provided a route to enable some care of the local elderly.
Some growth of the church has been welcome, and we pray that new areas within Thanet can be reached because of this.
All activities take into account the Charity Commission’s guidance on public benefit, specifically the guidance on the advancement of religion.
## **Financial review**
During the year income increased by £5,200, to £40,200, and this comprised of various donations from grant making trusts and from member giving. Expenditure increased by £1,000, to £44,200. There was expenditure for annual memberships and licences, such as insurance, as well as venue hire. The main expenditure costs were seen in the employment of the minister.
As a result the cash held by the charity decreased by £4,000, to £7,200, of which all is unrestricted and can be used for any charitable purpose. This will be used in the employment of the minister over the following period as grant income reduces for the same period.
The drop off in grant income will be matched through gift giving from supporters outside the church. It is envisaged that this will continue into the next year along with prayerfully expected internal growth.
Page 2
## **Reserves policy**
Although there is no set policy, it is desirable that the charity should aim to hold unrestricted cash equivalent to no less than 3 months of unrestricted expenditure (approximately £11,000) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £7,200 which is equivalent to 2 months of expenditure.
Due to the unpredictable nature of fundraising in terms of dates and success, it is impossible to set aside a reserve allocation. This has been the case each year as fundraising occurs throughout the year and is dependent on one-off gifts to make up shortfalls. These one-off gifts are very hard to predict and budget for. However, the trustees are confident that funds will be supplied as and when needed. The long-term solution to this is for prayerful growth of the church. Should funds fall short of the desired amount, there is considerable scope in reducing the employment costs to ensure the sufficient, continued operation of the charity.
## **Governance**
Responsibility for setting policy and for making strategic decisions rest with the trustees who meet regularly to monitor the activities of the charity. Responsibility for the day to day operation of the charity has been delegated to Revd Peter Harvey, the church's minister, who serves as an ex-offico trustee. Other new trustees are recruited and appointed by the existing trustees, by a majority vote.
## **Responsibilities of trustees**
Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.
We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.
We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.
## **Approval**
This report was approved by the trustees and signed on their behalf by:
## Peter Harvey
___________________________ Peter Harvey (Oct 20, 2025 10:39:25 GMT+1) Revd Peter Harvey
Oct 20, 2025 Date:_______________________
Page 3
## **INDEPENDENT EXAMINER'S REPORT**
## **TO THE TRUSTEES OF**
## **REDEEMER CHURCH THANET**
I report to the trustees on my examination of the accounts of Redeemer Church Thanet ('the charity') for the year ended 31 December 2024 on pages 5 to 7 following.
## **Responsibilities and basis of report**
As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).
I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
## **Independent examiner’s statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in accordance with section 130 of the 2011 Act; or
2. the accounts do not accord with the accounting records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
## J. Young
J. Young (Oct 21, 2025 09:00:32 GMT+1)
Jaimée Young Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
Date: Oct 21, 2025
Page 4
## **REDEEMER CHURCH THANET**
## **RECEIPTS AND PAYMENTS ACCOUNT**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
|Notes
**_Income receipts_**
Donations
Gift aid receipts
Grants
**_Total receipts_**
**_Payments_**
2
3
**_Total payments_**
**Net movement in funds**
Cash funds as at last year end
**Cash funds at this year end**
A
Net of receipts / (payments) before
Grants
paid
in
relation
to
charitable
activities undertaken by others
Payments
in
relation
to
charitable
activities undertaken directly||General
Designated
Funds
Funds
£
£
20,095
-
6,587
-
13,500
-
40,182
-
44,202
-
-
-
44,202
-
(4,020)
-
(4,020)
-
11,256
-
7,236
-
Unrestricted Funds|Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-|2024
£
20,095
6,587
13,500
40,182
44,202
-
44,202
(4,020)
(4,020)
11,256
7,236|2023
£|
|---|---|---|---|---|---|
|||General
Funds
£
20,095
6,587
13,500
40,182
44,202
-
44,202
(4,020)
(4,020)
11,256
7,236||||
||||||10,358
1,441
23,200|
||||||34,999|
||||||43,013
200|
||||||43,213|
||||||(8,214)|
||||||(8,214)
19,470|
||||||11,256|
The notes on pages 7 form part of these accounts.
Page 5
## **REDEEMER CHURCH THANET**
## **STATEMENT OF ASSETS AND LIABILITIES**
## **AS AT THE YEAR ENDED 31 DECEMBER 2024**
|Notes
**A**
**Cash funds**
Cash at bank with immediate access
**B**
**Other monetary assets**
Gift aid due to charity
Other
**C**
**Liabilities**
**Falling due within one year**
Fee for Independent Examination
Pension owed
**D**
**Assets retained for charity's own use**
Equipment
Current values have been estimated by the trustees.||General
Designated
funds
funds
£
£
7,236
-
7,236
-
710
-
239
-
949
-
648
-
-
-
648
-
Unrestricted Funds|Restricted
funds
£
-
-
-
-
-
-
-
-
Fund to
which asset
belongs
Unrestricted|2024
£
7,236
7,236
710
239
949
648
-
648
Value
2024
£
1,300
1,300|2023
£|
|---|---|---|---|---|---|
|||General
funds
£
7,236
7,236
710
239
949
648
-
648||||
||||||11,256|
||||||11,256|
||||||2,249
-|
||||||2,249|
||||||552
336|
||||||888|
||||||Value
2023
£|
||||||1,400|
||||||1,400|
|||||||
## **E Guarantees and secured debts**
The charity has not given any guarantees and has not provided its assets as security for any liabilities.
The accounts were approved by the trustees and signed on their behalf by:
Peter Harvey ___________________________________Revd Peter Harvey Peter Harvey (Oct 20, 2025 10:39:25 GMT+1) Oct 20, 2025 Date:_______________________
The notes on pages 7 form part of these accounts.
Page 6
## **REDEEMER CHURCH THANET**
## **NOTES TO THE ACCOUNTS**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
## **1 Accounting policies**
The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.
General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.
|**2**
**Payments in relation to charitable activities undertaken directly**
Employment costs
Contributions towards staff costs
Venue hire
Insurance and subscriptions
Legal and professional fees
Governance||Unrestricte|Designated
funds
£
-
-
-
-
-
-
-
d Funds|Restricted
Funds
£
-
-
-
-
-
-
-|2024
£
39,216
-
3,545
400
489
552
44,202|2023
£|
|---|---|---|---|---|---|---|
|||General
funds
£
39,216
-
3,545
400
489
552
44,202|||||
|||||||35,304
3,254
3,052
484
457
462|
|||||||43,013|
## **3 Grants paid in relation to charitable activities undertaken by others**
|Grants for:
Other small grants to organisations|-
-|-
-|-
-|-
-|200|
|---|---|---|---|---|---|
||||||200|
## **4 Transactions with related parties**
Peter Harvey served as a church leader and was paid £38,880 [2023: £35,640] for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document and include employer pension contributions.
No payments were made to any other trustees or persons related to them, except for reimbursement of expenses paid out on behalf of the charity.
Page 7
## Redeemer Church Thanet 2024 FINAL accounts
Final Audit Report 2025-10-21
Created: 2025-10-09 By: J. Young (jaimee.young@stewardship.org.uk) Status: Signed Transaction ID: CBJCHBCAABAATrIuntn0fgRx6wUHY_vaT3tB2jDE98iA
## "Redeemer Church Thanet 2024 FINAL accounts" History
Document created by Jaimée Young (jaimee.young@stewardship.org.uk) 2025-10-09 - 1:00:30 PM GMT
Document emailed to peh76@hotmail.co.uk for signature
2025-10-09 - 1:01:36 PM GMT
Email viewed by peh76@hotmail.co.uk
2025-10-20 - 9:38:16 AM GMT
New document URL requested by peh76@hotmail.co.uk
2025-10-20 - 9:38:20 AM GMT
Signer peh76@hotmail.co.uk entered name at signing as Peter Harvey 2025-10-20 - 9:39:23 AM GMT
Document e-signed by Peter Harvey (peh76@hotmail.co.uk)
Signature Date: 2025-10-20 - 9:39:25 AM GMT - Time Source: server
Document emailed to Jaimée Young (jaimee.young@stewardship.org.uk) for signature 2025-10-20 - 9:39:27 AM GMT
Email viewed by Jaimée Young (jaimee.young@stewardship.org.uk) 2025-10-21 - 8:00:12 AM GMT
Signer Jaimée Young (jaimee.young@stewardship.org.uk) entered name at signing as J. Young 2025-10-21 - 8:00:30 AM GMT
Document e-signed by J. Young (jaimee.young@stewardship.org.uk) Signature Date: 2025-10-21 - 8:00:32 AM GMT - Time Source: server
Agreement completed.
2025-10-21 - 8:00:32 AM GMT