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2024-03-31-accounts

Central 8oPtist chU￿h ch￿￿510rd CENTRAL BAPTIST CHURCH CHELMSFORD FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST MARCH 2024

Cenlval Bapt18t ChuKh Chehnjfonl Contents of the Financial Statements for the Y•ar Ended 31 March 2024 Po90 R•port of tho TWIt￿* 14 Ind•p•nd•nt Examln•V• R•port stat•m•nt of Fln•ncl•l hthltl•• BJlJnGe Sh••t Nots• to th• Accounts 8.15 Contents

Central Baptlst Church CENTRAL BNPTISTCHURCH CHELIISFOIID REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 1024 Th8 Trust888 pr888nt Ihalr reput Ihe wdeperthty lh• ¢hMty lor ihe yeor end•J 31 Marth 2024. The Lruslees haye 8dcpt•d th8 prowison8 ol th• Sto1om•ni ol Recrrnerthj Pradic ISORPI"Attothting aNI R•pcrtlng by Ch8ritr8s' In wep8rtr¥J ¥nw•l rEpLYt ormj finwKial 8tatwnwts o1th6 dwity. The f￿andals￿lements hove be•n prepwed In tlth thE accoJthy policios Bet ITr notes to accwnts comply %•ith th? charill8 governlng do￿￿8￿1, ch￿11&$ Ac1 2011 A¢cwntW 8Dd Repo￿￿ by Charl￿e5. Sl8tfjrnent of R•Cc4nmande￿ Prncdce twlicut4• lo ch￿￿.?8 kY•pry Ih•"r 4cc4xdm ith Iho F￿8[￿￿ St￿04 Ic4ble lrt the UK and Rowtylt rl k•l•nd puWI8W In Octtknr 2019. The prtnGipal wrpo6e of the Churrth rema￿5 Ihw ¥ar￿ent ol the Chiian laith to LL% ￿ the 8￿0 end acccrdthg to th? Inciple8 of the 8iW"t 4JerWninol￿. Wo seek to wshy GcJ. to moke saving in and Ihrough Chri$1 and lo encoury orvè anElh•r as to Ilvo fgrth day by thy. Sunday wship sevvices wmfiin al of tyjr We IBqeth8r and Inckjde spethe acth￿81 fcy chrfthen Church mfnb•r8 frfend$ •l•c mevt wl8rfy it lh• dwrch and in small groups In eath other's Iwes 10 St￿ Iho WO d Noy l¢)g&thor. SLWrt on• arKrthw, and 9rowffi•nd&hW8 In a w•y thdt 61 ahKyi rthsible on SurJoys. Whll8t the 8pend log•thor Bre ImP￿r￿, it FB pwt Of￿1 s•ok to ¢h). fath mu8t al80 impoct on our dBy b) dBy Iwd and th• m•mt•m Irbends I￿re acts￿ lhrwJhr￿ th• >w, m￿rI4 Gra'i bv• 10 thole wound thorn. One in Mek lo prnm¢Jte the Ctrfflsfian ia tho ￿ph• c￿￿. Th• f•>Jrn• those th ￿$had to 1¢orn at￿¢ the CA81S•n lahh lo do $0 tn 4 •rn1 tJrihr•aknty a rne¥. Th• Churth tthlnuad In Its su￿ort ol i bro8d of fo¢01 4c11￿￿5 kn and Chelrn8frrt Includir¥J a night tshetter •nd 8 ¢hlldren'¥ hogpi¢e. It 41$0 fin8noal WPF#y¢ to crth•r Glwlb88 th•t opw•t¢ nauonlllty Jmd O￿T¥88S where thelr trus ind oble¢Ovo 1$ In Iln? ￿lIb ow purFW• cl •l¥tynorg falth. A¢hl•v•miTll• Ind p•rfonnane• The mhi•wrt•l tsam N¥$ grm in the htar. h•th t￿ succe8￿1 r•cNthw d • frjl Im• Amcthte Mlnilter, th¢ ¢onlnu•d support d the k15nisler4n.Trainino Th••¢ porMa￿nI 8tsfflng ml•s ￿ fjvp￿ed by th Nmber of vdunte8rs that proJe ihè breJd pa$lor•l $upwrt within tho CPoJffjh. ￿arCh ILYa y￿rth & Woth8r LYthnLJS. A8 al April 2024, we wel¢orDed 35 new fflembors Into the C￿. SJ m•rT•ts ￿$￿rr￿cornend0d to other chur(•s c re8igned thelr mem￿rIp. Sodty. B membws dled ￿rtr￿j th• 12 M￿h$ lo ￿1 2024. MEmbDr¥hy Awl 2024 IB w 264. Church rn8mb￿s rwaty •￿￿100•] to etrrwnrt and engwe aYK1 in1w1￿)D8l￿ our Church famlty Ife. C￿r hom8 graup8 ar8 avaiL￿￿ f¢Y Church mqfflbet5 Lo gel to knu eac (knr beitar, 10 6hara. h•rn •nd wow. #nd to prO￿￿e a kay part oftho past<AI #trudurè for th# clKrt memLr8hSp. The Chuth runs a popular o Yuuth •%J Cknldren'5 pycwme. Chwch ffj9ul#r and ¥wled acti¥￿e$ 8tlendeO by both young peotye wlthln the thurth arwj th• thur¢ fTmity. 80th Ihe c￿￿ren'¥ grrojp and ttle Youth g￿P apln ran 8ucca&sftsl &ummw a¢DvHy Page 1

Can￿1 B•t Chuvch Chelmslonl CENTRAL BAPTIST CMLIRCH CIIELMSFORD REPORT OF THE TRUSTEES. FOR THE YENJI ENDED 31 IAARCH FlTh•nd41 r•vl•w The B8laoG8 Sheet p￿n be fDund ￿ page 7. Thij Sh￿ Ihat al lh8 31 klyrth 2024 wi ass815 14w•, £538,707. RO$Br￿6 IGw•Aal •nd De8¥n8t•J F￿r￿s) totsled £1.392,412 and warnwrth'n tha p8r&moters dthe ReAenaB Pc4icy. The Churth 15 funded by sx4ur41ary 9ft5 Ir(xn it4 •wJ r4 sthl•nb¥ly depwdwrt on 0 8hgle ¥our¢e of GLYne. A further s(wc4 of fundkng 18 from inc￿￿ ¥w¥¢t1 ty WirJ its FYerniJ¢s lo Ixal crynpanes and LYganisw¥ for meetlnos. Whlle • Muple ol tr Chwch'$ martstt hw• rnqukad io h￿se m￿15t￿8 af th• Church, tho88 h8v8 r8ni8d. rKowty 8r• rttend&J to be urAH Ilme th tsy arB to h￿tt• o mlrastsr ol ¢he c￿Tch. As wt ol Ihg ¢hwch's ¢wlw m•n•g•nvts r•wurc•s. lh• TnAt••s rnwnwn A of caPff￿ •￿ts sho￿9 th6 poÈ8ibkn c08t and ￿mirj cl r8placemonl and w accrrtance w¢h Reserv85 PJy. seek to retain fuThJs to meot the cos1 of rnajor mwt•nance r•qulrqd M th• buildityk and MplacTrvJ •QLAwMnt. Whtt• ra&br¥os ￿Vestment into the mIn￿ty rrf tho churc r improv•rnenl& to Ih• ¢hJrch 8 A8É•t8 will ba CO￿10￿8d. Pl•n hr th•firtuM wlgd• We hll￿ and pray thol in tho cAffllng fftr. kn411 ttj 46 a dyjrch I￿￿t￿•mY, 8nd w8>lulty, in •upp¢)rt 01•gth other. We con￿￿￿8 to renglh•n OUT g¢Jv?rnance stwclvrv in e￿ArT9 th ￿ fvw wr kwJlb"es as 8 CIO lo thè thortUe8 ComMl&8len. Wo arn In regulWt￿￿b wlth th• BU ar•J adv• •nd nK•AS¥y or+ Ihtse mAtt•r. Cwtr4181ptlsi Ctturth. Chelm￿ord w$ ctyvJtytuMd a• • CIO in Nmrnbv 20. The Churth held amual 4wi¢•• •knty'w8 In M•y 2023 and Nvo new trw•lM5 wr• 4•￿•￿, and Ihro¢ tru8109s L•adorship Te8rn ma•ting8 ￿￿uding all trusteos are hdd b￿rnOnthty. There rnain Su￿¢DM￿ltteCS', th GtyYn•n¢e Team lor Financ, AdmlTh. HR Op•ratlcfial Issuesl and Ih• MI￿8try T••n Iwpgngible for Pastornl, Ms9kn, Evw¥Jell8rn, Prayar & W£ffshlp. Chlhlm & Y¢th. and Hom Groupil. E•¢h tN$i¢• ond •88001owd ¢0oGw$ meo1 as lo dk8oJss aThd dacth on those mattor5 doiegat•d lo thom. The 9rt￿p￿ trelr and a¢lio1￿ lo d•rTftt￿ 8001￿ M•sUno6.

C•nlral BJptlst Church Cholmsford cEP¥f￿ 8￿15T CHURCH CIELMSFORD REPORT OF THE TRUSTEES. Eon¥nwl FOR THE YE￿ ENDED 31 MACH 2024 R•l•r•n¢• •nfl admlnt•tr•¢E¥• d•t•ll• 1198431 r•• For C¢rv••pontl•no• wi￿¢￿a Road South Chm￿Ord Esgex CM11LN TfU•M•• Re¥d. P MHr5d•n INI'rdot•rl G Hop￿"n$ IMlni8iefl18pwJlntod 22 kl•y20241 C Hffjg (Train88 Minislerl IBPPL¥nled 22 20241 P Seago ITrusl88118Fpdnted 22 May 20241 M Law lTrvxt￿l(4p￿)Inted 22 May 20241 C Bell￿rthY ITrus¢eal lapwnted 22 klay2U241 S Parrottt ffwsto$1 P WIch￿ (Trustsel V Soago ITniste•l J Holman (fwsuwl IAF¢vJlnW 19 M•y 30231 J An•NJ (TN8fv•1 IAFOnl•d 19 I4•y 20231 C J•mes ffnJ6lMI IRMJned 19 May2W231 J Strde (Tn￿&) IRe8kJnBd 19 Cklober 20231 RO￿and9 {T￿B8￿Ter) IR8Bi9ftBd 19 Mfiy 20231 A (Tnmleel IR•8igned 19 May 20231 G (Trust881 IReAigng¢ 26 20241 H R￿￿endS ITnJ8teel IR•BigMd 22 May 20241 A Fashgjo (Wor Trus¢•el IR?¥lgnod 22 M8y 20241 Cu•todl•n Tru4t•• Th& Bapts•t Uni()n CttFy•bw ￿rrt•d 88ptlsi Hou•0 129 Br￿￿•Y D￿COt lknrd$hlre OX118RT Ind•p•nd•iit Exmkn•r Mudd Partnern LLP Ch8rter•d A¢t¢untsN• LJk•Yie Hou 4 Woortsrcok Cm¢4nl BlllortC8y Essax CM12 OEQ Sdl¢lt4Y• Nwe 8pwnted Barday8 Bank PLC 40141 Strwl Ch61rngfofd E$$ex CM1 1 gE AlolrD Bart 38 StrB81 Essex CM1 18E L•gal ststu Tht C￿r¢hI# • Ch￿￿ble ICIOI. Tr thurth is J fflerr&er Llth? B•ptk%t Urri¢￿. R i¥ govemed by a Model Trust knrthn as the FaIrt￿rn Trusts a Deed of Trwt d8led March Xl Publlc Ber￿fft The Bnnual r8P(wt d6scb8B the XtNiti88 ty lh8 CIArth thnng Ihe ￿10 fiJrtth8r. kn tha ofth• tw$t￿$, Its Chaiitab￿ purpos85 for wblic ben•fil. Th8 tru8t688 8re of the epinKm thel tw h￿0 crMWT•Y tAilh the 17 01 lh8 Ch8ntie& Act 2011 to hav• du• rngard lo the public benefrt gukartt [AIt￿lShed ty the Charity c￿nmI$S￿rL Page 3

Contral B•pttst Churth Chelmsfornl CENT￿ BAPTIST CMIIRCH CHÈLMSFORD REPORT QF THE TRU3TEES- Mnllnu•d FOR THE YEAR ENDED J1 MARCH 2024 VolunlM¥ C￿traI 8¥pb$L Chur¢h. as ¥ll churth¢s, ¥ory d8pertdent cffl sts m￿b¥S lriends giwng freety d trwr fina￿88 and time to Schiove its Ctfj'xti￿S. This Ind￿406 ￿•th thikkn Pety)￿ on 5thd•ys Ihrtyjgh the ¥￿ek, loading varfouj group$ 8nd hcrfne groLV8. As akvays. Ihe h8Msl ra pknthil, t￿t Ihe I￿. wd #we Is •n to ¢ontinually entyArnge fvther ¥¢4ufiieerfno 8upFAYt. Our Mlnislers 8nd Trustees, are SUPFUted tytr Jor mlTh8tryiJff Leam ¢¢mw191ry ￿ the Church hlmlnlstratorlPA, tha Mlnlster-lfi-Trainlng and th• Promi58$ 14anagor. The Mntstry15taff 8lso inrJd8 a rrtjmber ol vclunteers prfmarily pThide adrnirMstr8ti¥e and postml support Wo continue tg oncowa90 per9 to give Ihelr b.me In sorAc88 to tho Loryj and h18 Church, and of thélr gth&. We Ihwk all D•acJJn6 cknmly wbth a￿1 bupport th& trust￿ lft th8 key arnas of C￿rth ministry. Rl•k OMI￿1 The asjessment of the ￿SkI tD hthich ihv clwjrch Li epwsed is m￿ltored Ihrwohwt the year by tyjr HealLh 8nd Safety and Flnan Tearns. Hearth & Saf8ty WO¥181￿8 anth fminue p￿0 rovw and updat&s, and rwrti by the 1•8m8 to keep trvjtées the ¥Ader Church memtrthip I￿5 the ￿lr￿thty Church mEefjrys1 knformvd of Kryt?St development?. Setsgu8rdlng rem8lns a key conswatkm all thI￿r￿. and ¥therablo aduls. Tlwro Is a TdwBI Syslam ond wocesses to •nsura that the Chur¢h Iwildry ar• In 88fe and s•¢l￿ ￿r￿￿￿on8, wSth CBrried out reguly where rffjus¥8ry. Th• Try8tou Orn 8atll•J Ih81 Ih•r• are rtht 8y8torrd and cCrfrtr￿8 In paeo to Idènt￿ mibgai rt$k8, 4)prowd by <dor ofth• oltwir•M ￿ 07 Nwnbw2024 )d •w*d by.. P Seago (S￿lL¥ Tru514o1

C•nlral Bapt￿ Church Chelm•ford CENTRAL B￿sT CHURCH CHELPISFORD Ind•p•nd•rrt &x¥mln•V¥ R•port to th• Tnwl•w of 8•11•i Clwr¢h Chelmfonl FOR ￿ YEAR EIIDED 31 MARCH 2024 Indap•ndtt EX￿In•￿$ R•p¢)n to th•Trusl••s of Cqntral I￿reh Chdmthrd I report to th• chanty tru•t8es My clthe wjxwts the crrnp￿ lorth• yew 31st March 2024, wthich are set OLJt on pages 6 to 15 RMpon•lWIIU•s and b•¥ls of rnport As Iho r•rily trUS￿e5 of Ihe c4ynpany Iwd Ihe wrpxtss cl c¢ynpary lawl Y￿ aro respon9￿k7 lor pryrauon (rf the aCC￿nts In acccrfd￿￿ vAth r￿￿￿ents rl th8 C(npthés 2CQ61'tl Aeri. H8wng Batisfl6d M￿ff thll¢ tho the wo Tr)t ratylr8d to ￿d•r Port 16 of Iho 2006 Act and are •1191￿¥ for Ind•Fndent e¥3minakn. I report in my of >thr ¢tmpaWs atttsjnts 88 camed out under sectic 145 01 tha Ch•rltteB ACA 2011 Ilhe 2011 Act'l. In cwryw¥J oul my 6¥Amln•ith I hty• th• DirncbrTh glven by the Ch8dty Cornrnwsion und$r6•clir￿ 1451SXbld Iha 2011 P¢L Ind•p•nd•nt ¥t•t•rn• $￿ce the chaws gross ncom• •ue¢•d £250,CO) ywr examw mLKSt be • Trernb¢r of a tKJy Il$ied In 145 01 the 2011 Acl. I c<￿1￿ th81 1 arn quah'flèd lo undertak8 th8 tc4Lw l •m 4 m•mb•r cl Imiitrrtg rf Ch￿re￿ A¢cwrt•nts in Engk8nd w￿￿8, wlth1g une of Ihe listed b(#JiM. I ha￿ compkryted my wmin•Yw. l cwfirm th•t rYJ rfit•rn to my In tmth extrnknaticffl uiwng m us•10 beli•ve thjl In reswcL 1. a￿O￿nIng rg¢or¥i not •Frt kn ffjw•ct ¢¢yrtpwryM 386 of th? 20C6 Art. c 2. the uccounts do not accwd ilh th￿8 recrffdi.. 3. Ihe •cct)Lrfi do not efjmpty •cc(NJnlng reqUIr•m￿lS ol 3% of the 21K6 Act othor th•n wy r¢qulr•m•nl th•t ty 8¢￿nt& 8 'LryJ8 and falr wthleh ts Tr)t B matter ccffij￿e￿ u wt ol ￿ Indepwdeni ex￿￿)0¥￿).. 4. th• a¢¢(￿￿tI h8v• not been prepared In accord￿ meihcJs ano of ty SOt&ment ¢Y Reccmrnen¢Jed PTEct4c• lor accowuna and ￿E¥￿n9 by IqpF4icab• lo char￿￿ Iwr •cwJnts kn occcdaNc lth the Financlol R•ptyUng Stand 09F4[￿lIe In the UK 8nd Rwub¥c 01 fr•l8r¥J IFRS 1¢r2ip I hav• no ¢on¢8ms And hové no Olher rnlerB in ilh Ihe to vhth ait•nl¥Jn oh0￿d be drwwn In thig repc¢t in crfdar to 8nat4e a pry und•ritsn¢ir olthf reathed. L£ J A Sl8nl&y FG4 cffi b0￿ff ol Mudd P8rtnern LLP hart•red A¢r)x4nlwts Date .' 07 November 2024 Billericay CM120EQ Ptye5

Central Baptl$l Church Chelmsford ENTk4L BAPTIST CHURC14 CHELMSFORD STATEMEIIT OF FINANCiAL ACTMnES FOR ThE YEAR ENDED jt klARCH 2024 un 2023 Incom• Ind •ndowm•nts Irorn: ond ch8n1a￿e xtl¥iti85 Inwstment Ir￿orne 265.638 265,638 173,426 34.346 24,275 46.892 Total In￿mIng rn8(w¢ 371,036 371.036 232.047 Ex￿ndIturn on.. Ch8ntable activth"85 other 241,133 3,7 12.9)7 SA1S 2Sg,75S 3.997 132,886 124.4371 Totsi Exp•ndlltsM I￿13¢ 118•7 5.815 213.752 108.449 Pl•t In¢orTh•ll•Jrp•ndllur•l b•lorntr•n•l•rn ind I•￿1U•￿•n 121908 1111071 148151 107384 123,598 TrpJn•fern fund P4•t IncoM•ll•xp•ndltur•l 1S.645 119.1661 3.521 141,551 131,9731 128941 107?U 123,$91 Oth•r r•cognls•d VIn￿le￿••I'. G8ln$ w lh• lov￿at1￿ offixed o6sds Othor liobility Fn¢)vernwls N•t Mov•m•nt In F￿￿4 105.5CQ 165,SC 141.551 1JJ.$27 12,2941 271714 123.590 R•¢tsndM•¢￿n ¢lfvnd•: To￿1 funds ai 01 Apdl 20fJ 239.981 eTT.373 1,632,129 2,749,483 2,625.865 1,632.129 2,749,463 2,625.065 239,961 877,373 TO1￿ funds at 31 March 2024 381,512 1,010,9)) 1.629,835 3,022 247 2,749.483 Al Incom• and exwTrJilure deri¥e frcn CA)AtirNinq Movemwl8 on reJeNe6 aThl 811 reo)9nW 9a(n$ Icwes ar• atth•. Tho ncts8 on p8geB 8 to 15 form part of ac0￿￿18. Page 6

Central 8aptlst Church Chelmsford ENTR& BWIST CHURC1 ¢IELlfSFORD BALANCE SHEEr YER ENDED 31 MRCH 2fr24 Flx•d AM•t• Tonqlt4• 8M•t 11 2.483.540 2,322,2Tr3 A•uts Debto Cash 81 bonk arJ kn hand 13 12 56.763 403.023 459,786 492.638 571.498 Cmdltsrn.. amtrJntB fallhig due rrn 14 32.791 NET CURRENT A85ET8 5W707 427,2eA) Cr•dlton '. aM￿nIS afttr th no year NET 28ET8 3,022,247 2.749,463 ctrI￿lITy FUND8 R•%lrfci•d Fund$ UnrKtri¢t•d fvnd• 1,629.835 1,392,412 1.632.129 1.117,334 1&17 3.021247 1749,463 TOT￿ CH￿Ty FUND8 3.022.247 2,749.463 TRUSTEE Re8PON8IBIUTIE8 Undw the ¢hwtlg$ Act 2011, th• fru8ta•g ￿ r•¥i•d to W¢PY• • •c1s1 R•Julab¢)ns 2c￿& and the of the trnst deed. Thty arè lBo responslble ￿r safeguArding the asset5 of the honca for f8a8uHbk8 &¢tys fw lh• ond fr8ud 8rnJ other knrryAartyes. Th¢ 8¢county tylh• TrLth•# on 07 Nowtr2W24 •J glfft beh•Kty: P Seago ISenlorTM5teel Th8 notgj ￿ page6 8 to 15 f(ffi part ofthese acc*JJm& Page 7

Central Bwlst Churth Chdmsford CENTKIL BAPTISTCHUftCH CHELMSFORD NOTES TO THE ACCOUNT5 FOR THE YEAR ENDED 31 MIRCH 2024 I ACCOUNTI4G POLICIES IBI Conlrd gaplkst Chwth Choknstortl ￿ a r+3￿t￿•S d¥nty. r4).1196431 in El￿￿. The 3ddre55 Cf Iho r8gl8t8r8d office is given In Ihe ch8rily inforniatior on p48 3 d th8s8 116m¢rts. Th rt8Wr• ol or4rnticffls aNI prirK act¢￿￿8& Bra r8b9ious adwtie8. The tharlty constitute5 8 publc benefft en￿ty 88 defin8d by FRS 102. The statements have be8n yepared In accordanca wth Accounln9 and Reptybng by ch￿1￿&9.. Statarnert of Recommand8d Prscbce applica￿0 to Ch8￿￿¢5 pr•poring th•lr In ae¢crtwt• IN FI￿nd81 Rwrtlng Swnd¥d ¥pli¢obl• In th• UK 4nd R•pubNc ¢y Weland Issued in Octtjber 2019. the Financial Repykng Stsndanl apF4Kat4e in the United Kingdorn and Republic of Ireland. the Chariues Acl 2011 UK Generaly Accepted Acc￿￿ PraclKe. The ¢h•T)ly has aFFlied Updnte 8u¥Btin l a¥ ￿k¥he￿ on 2 Feivuary 1116 and dooi llot incbjdo a rAsh lknv ¥taternent th8 grouth that il 1$ ap￿Y1￿9 FRS 102 Se¢lxm 1A. The flrnndfl #alements wepwed to o 'tru• and ha¥e dyrt&J fvryn the c￿l￿￿e$ and Reprxtsl Regulaticns ZIyJ8 only lo the extenl requyed to kW•ide a 'lnJe and fair ¥iew'. This depa￿re has involv•d le4￿￿1ng the Ac￿ntIr￿j and Chwtss. Sl8tvm•nl ol Recrmm8nded Praclice aFpl￿bkn to ch•ribos wepadng their aGcNnts in scccffd8rKo ith Ihe F￿￿rial Repcrfkng SI￿ard s￿ICa￿e in Ihe ￿ and Republie of Ireland iBsued In October 2019 rather than the AGcowrting •￿j Reporkng by chWit￿ Stat￿ent ol Reccfflmended Prnctice effectivo from 1 A￿12005 Ithkh Shr￿ boen ￿hdra The financial Slat￿on￿ are yepar8d a png baw the hNtcrical cost corvrfention, modffjed lo irrtluda rt•ln lkns ot l•ir volu•. Th• ftr•xil ila¢whvds ￿ w•••nt•d In slwlThJ l• lh• fvn¢tsonal wrt•ncy ol lh• gnd rounded to the near861£. Th• iionificrt •¢ec￿￿t¥¥j iJ in th• of flnknts¥ it#•mwts IM wt oul b•hyw. Th•￿ pollel hawa bryen ￿•161•nty￿ppIIo6 toall Y￿ Lthlobi a¥t•d. Ibl Voluntary Income by w•y of ¢rnlth$ ghls Is inrathd ￿ full St•t•nvrt rf Plnondgt AthMtI en received. 1¢) Re41Aded fvTrJ• ar• to b? uoed for Ihe Sp￿￿j dw. E¥wdknJr• ttl¢h m•ols the$• thtgrf411 Id•ntlfi•d 10 th• lund It11 Unmtrictsd funds du)8ts't)n$ and oih•f w)t¥xrt• r•c•wJ ty 9W•t•J otiKts cl the wthoul fwih figj PUfP)•e aTrJ are 8v&lable as qenwd fvnds. l•10é11gnatèd fun¢J& 8re urnslrfcted fiJndB ha¥e baan aIbxat￿ by the spocfflc wp)•eB. In Investm￿1 In¢om• Is trdjded In th ITh the yearlftThlch 41 k reCtr¥•￿ts. Igl Th• churth makes grJnts to i>ther rxg8nisaiThi tThe chbTilat cunplemenl ￿. These 9Mnts arE occountgj for in th• yw wi thieh tlw ar• p31d. Fix•d assÉts er• lor vs• ty th8 ckn￿ n fuifilkw fflan ctharltth objac￿ 8nLI w8 copltaliwl dÈpr8clètè Depre￿2￿0n ks pr￿ided cffj fNed as￿1 at rataa Cok￿•￿ lo off Iho CD&t of each 88881 over rt& ttknatèd usofvl lrfe tsn th• r•du¢ln4 balan¢¢ bai4. 7ha churL wemiies are Mdl￿WI in the bknce sheei at vaK 7hE manse ptEmises 8re rE¥￿ed onrww by ts Vuslves usKvJ Ittsmakn Irryn almllgr n•arty wcfwty ? b8518 valu8. Ihè manses wtfe previousty slad al cost. ￿eaSe5 in Carr￿ry amwnts Brising from revaluatlon are recrynised In other cunrnh•nsive Irwna, Lrles5 they Lrffset ¢Jecreas05 ￿ th• cwrwng aTnountJ of ihe saffle asaeL in ¢ase. they we recogni88d In profjt or k)ss. Dec$8￿ WT carrying ammts M offs•¢ inu•asos IY the sam• 8s$8t l other d￿resSeS in cwrwng 8rnMts sra T￿￿¥*j In wk88. Pag8 8

Cwthl 8apttst ChurGh CENTR￿ BAPTISTCHURCH CHELIISFORD NOTES TO THE ACC¢JUNTS FOR THE YEAR ENDED 31 MARCH 2024 1 ACCOUNTING POUCIESl¢on¢bK￿ Oepreciation has be￿ thwged on the bw• li th• orJnl)n of th• Tnjsw, tho fasidupl Y•lue gl the i¥ ftot Ihon the wice. Depwe￿On fixed assets 1$ ￿k￿l8￿j to the c05t ￿ • r•ducry baLwK• bas 0￿r Ih•r expe¢teO us￿1 Ife, atthe frAbthg r8188', Flxiur8s & Fltbngs oMpw¥s & Eqw 25% 2S% 111 The churth payz Lrrtrit￿ti0r￿a to the Bapost P•m1￿ Twsl L•nW li a final ￿¥ry d•ln•J bw•frt sc•me. The ¥chw#e ia ¥ Mutt￿p10yer il 18 rw)t FI￿1t40 k) Id8Dbfy Ihe assets li8￿1￿6 ol the 8chom• lttrtbuta￿t lo th8 churth. The Ih8rth Bccomtsd as a d•firh•d c¢rtntwtty>) Kh•m•. QI D8btor6 Gredkor5 no st2ted Inter88t rnte and recei¥8bl8 crf pay￿ ithin cda yw rac4)rd•tl 81 tran6a¢tion ce. AThy1055eJ arising frDm Teccwusad In Inc¢>m• •nd •nd¢>wm•nts from: 2 D¢>natlon8 •nd 1•g•¢￿8 Cath ¢)ff￿n9$. Cov•nant4 & 9fft ald R•gul•f don•U¢n• T•x rocovmd &JTrary ro¢elptg 7,317 179.180 29.758 48.6n 230 7.317 179,e60 29,758 48,673 230 3.622 121,271 17,497 31,036 265.6 265.638 173,426 J Ch•rft•bl• •thltl•• Spec￿1 8Vart8 & fvn(ai•ing Llqe of Prem￿8$ 4,255 $4.2S1 4,255 54,251 3,970 30,376 34,346 4 Inv•stm•Trt IbKom• Rent of chur¢ pr(wl￿a Bank intera91 r8c8i¥*J 41,SC6 41,506 5,388 23.571 704 48,892 24.275 Prye9

Central Bjrtlst Chur¢h Chèlmsford cewTRPL WTIST CIUFICH CHELMgFOAD NOTES TO THE ACCOUNTS FOR THE YEA ENDED 31 MAR¢H 2024 Expendtturv on: ReaCh￿p lh8 troach StArthl les￿￿hIp Stspporting thè tr￿Y Equlpthg lh• saints M8lnlnlng the tsbrt¢ Prcytty Suppgrtlng th• nynhtry 5.815 5.815 1.607 19.961 1,t39 39,232 7.999 550 24,829 7.0( 32,170 1.￿7 Ibl 12.486 12,486 S.833 43.482 42.111 61.853 4&482 t2,￿? iry 61.8Sg 241.133 12.807 5.815 259.755 132.886 1•18plrtlual L•d•r•hfp Mlniatèr6' 4Upends Employ81'1 ￿lI(fill IMUrW￿0 Mlni$*r#' ￿nI￿¥ Property r•Trts￿ & c￿￿11 I•X Mlnisters. tr•Yelllng Viirting pre•th•r8 Ml8¢èllWOW8 MI￿6t•r•. •yw8•• S7.758 3.719 5.374 $7,758 1719 &374 18.111 518 41X) 22,313 5,048 2.633 8,820 516 86,568 39,232 Ibl 8upporUnq th• Body 8rlgede$ Youth Medl8 ts8rn Wor5Np team D•volOk￿ont a1¢8d•r¥lMP Refr8shm8nts SvbsBriptyonB 271 271 1,732 2,593 1.940 1,473 85Q 2.268 1,359 2,341 7S2 1.940 1,473 787 1,869 f,7E2 12.486 12.488 Icl Equlpplng th• salnts Tralllng and C￿rte￿¢ P&5tcrtl suplios &112 2.721 3.112 1721 337 213 5.833 Page 10

Cfrnlrnl 8aptht chU￿h Ch¢lm•ford CENTRAL ÈAPT15T CHURCH CHELIISFORD NOTE5 TO ThE ACCCWS FOR TrIE YEAR ENDED 31 MIRCH 2124 Exp•ndltur• on.. l¢ontlnu•dl 5 Ch•rfi•bl• a¢tfvlll•s l¢ontlnu•d 2023 Idl m•lntsl￿n9 th•tslxk C8retskef & d88nar ghl & heal Insurance w￿or & seww• 1487 25.319 8,038 2,475 4.163 3.487 25.319 8,038 2,475 4,163 2.876 1Q.266 4,055 2.088 43.482 43,482 (•) Prop•rty Ptcyrty repal Prcyerty l¢lng 26.87B 2.426 12,￿7 39,686 2,426 3,128 12,807 42,111 lfj Jupportlng lh• ffllnl•try Adminisiralive 8tgfl ￿lart•9 Adminhlrabve slifl T•ltyhon Prlniing, poslage and Equlpmert ropairs & rna1ntw￿Ce Indopththl re¥￿ lee5 4&857 2.230 46,857 2,230 24,e65 1,233 2.173 1,599 700 1,800 1.916 1,910 61.853 61.853 32,170 6 fXh•r FlnanciThJ cos Spttlol ov8nt8 & Iwdr•Sihxt te4ts Actua￿81 lgilnfypI￿x1 on pengiw liJility 375 3.02Z 376 3.622 274 2,340 127,0511 3.997 3.997 24,437 7 of 4tsff ￿ trU8t•• Nrnknn•r￿0fi and W4es, Warl•s and st￿ndS So¢Jal eecutlty cost8 er ¢01 104,616 3,719 5,374 46,978 5,048 2,833 113,708 54,659 PwJe11

Central Bapllst Church Ch•lmsfonl CE14TRAL BWIST CHURCH CHELMSFORD N¢￿s TO ThE ACCOUNTS FOR THE YE￿1 ENDED 31 MMICH 2024 7 An•1￿1• of •tsff ¢Mts. Iw•ts¢ remuneratlon and •Xp•bI￿ I¢￿￿￿￿•d) p¥￿￿￿14￿1 ol emwoyeu '. The 8werage number ofstaff lh• th8 amumiad kn.. Mini$terwl staff Atknknlstr4tl¥e etsff • hgd ampby¢o Lnsfts In •¥￿1 ol £fJ).COJ {2023.' ttNoGated to •c￿VItieS in op(thn to the rakied st8ffln9 costs ￿tArt#yty lo funds. Tho MiniBtÉrs rf th& thfch Ar8 Tntsté&s. Thty #ro rnmun&•d kn thdr eApw AÈ Miftistyrs ￿ th• thLtyd) t￿'r ployrmnt, and r•4mbLW8ed ev￿888 toraknJ £85,652 durwg y8ar12023.. £50.7861. N•t In¢tyn• l(•xp•ndllur•lforth• N•1 Income I lexw¢knl18 Std I Icrlll¥Jl." D•pr•Th[￿lln ol tar¥JiNe fiwj 4,163 5,$54 g Ind•p•nd•irt •urnln•r• r•mynw Ind•wI￿nI •x•mlw• to ￿ k)d1pM￿l •YArnln•tkffj 180 rf£1,680. 10 Inl•r••t p•y•bl• ￿mI1￿•xp•nU9 8wk Iwn¥ overdr•ft4 375 274 11 f•noLbl• Plx•d kn•ts Co•l A• ty101 AVU 2023 Addlti¢ns Di$￿al$ Revalualrns 17.098 2.S)S,688 2.327,757 165,5 165.$00 A8 al 31 MBrch 2024 17.098 5,093 2,471,IX6 2,493,267 AB dl 01 Aprfl 2023 Ch8rge for lh• Di¥pDSal¥ 4280 3207 1,274 4.183 A& at 31 MBfL 2024 7A87 2,230 9,717 N•t tyoott ¥alu• At 31 M8rch 2024 9.611 2.863 2.471,066 2.483.540 At 31 Mqlrb 2Q23 12,818 3.819 2,305,566 2,322.203 Page 12

C•ntrnl Baptst Church Chelmsford CENT￿ BAPTLST CHURCH UELMSFORD NOTES TO ThE ACCOUNTS FOR THE YEAR ENDED 31 ￿￿1cm 2124 11 TOn￿bts Flx•d •Mt• (cont￿￿•d) Cosi or wlugton ot 31 20241$ r•wos•x•d ty. 17.098 5.093 2.305,5e8 2,327,7S7 165,5￿) 18S.S00 VI￿atIOn in 2024 17.098 5.093 2,471.066 2,493,2S7 Atth8 bolance sh86t d8t•. the TnJslees estirnated that Ih manw WQFts' w m••t v•lu• ￿ £875.CQO11023.. £709.5￿) and therefore Ihoy wer• r8YaluaO by £16S￿OI2￿.. £nll. 12 Ci•h •t b•fjk •fid In hand G•nenl d8pJsil aEL￿nt Sw'ng8 4¢count Cgsh fbat¥ 461,542 31.041 55 357,327 45,641 55 492,838 403,023 l) D•l)tor¥ 87,192 11.6B8 52,709 4,054 Pr•payrnthits IrKorr 78.860 56.763 14 Cr•d510rn rnountsf•lHng du• wllhln Orn >••r Bank low¥ •ntt g%vdr• Gf8d#orB Acclua￿ & doforrod 3.825 1.767 30.769 28,S86 32.791 32.526 Page13

Contral Baptlst Church ch￿rnSfOr￿ CENTRAL 8PPTIST CHURCH CHELMSFORD NOTES TO THE ACCOUNTS FOR TNE YEAR ENDED $1 MARCH 2024 1S Unrutrfci•d ftfnds 3110 Unre5triclod funds 239.961 371, 245,130 15.645 381.512 239.961 371.036 245.1 15.645 381.512 OTAL At 31103124 •nd•d Trnn¥l•rs Clwreh buikjing (Xtslde rnlsslon Evangelism 1,596,008 ,131 1,5￿,068 27,442 6.327 5.815 1126 395 1.832.129 5.815 3.521 1.629.835 ReGlrtcted fvnds ha￿ been gh•n to Ihe chLwth Icff ¥ufic purFt4•. 17 D•819Mt•d luDd• ou Church rnlln5•5 C¥to18Fs•t r•F4rfvnd 709.Sts) 167.8n 165.5ts) 875.000 135.900 11807 119,18ei 877,373 165.5L 12.807 19.1e61 1.010,900 O￿lan?￿l gro sal ty thè Tr•aMww al th• fln•n¢4W oarYWrwJ ol th• to provide for Ilkoty fijturn •XF•ndhuT•. knds can b• chwgod ai 8ny tim• ty tho Tr•a8WO1. 18 n•ty•l• of n•t••••ts b•tw•m fund• Res1rKI￿ fU￿S IF4r 161 Designated funds (p•r note 171 Unr•stri¢x8d fvrn18 1,596.086 675.CQO 12,474 33.789 135.900 389.038 1,829,535 1.010.900 381.512 2,483.540 538,707 2,022,247 19 R¥lot•d Ch•rlti Cus￿18n Trustw crfts thrth Is Ihe 84Mbst unl￿ LkniivAI lthartty number 2496351. and %thit* 1$ twtrolw ty th9 88ptl8t Cowcjl. The chwch ￿ alao a rn￿bar ofth& 8BpV8t UnH)n d Gwl Briwn, ano th¢ l$t8tg18¥pbJl A￿￿X¥¢I￿n. ¢huTth w prnwously an uninuvpnied ¢hanty {d￿￿ty rwrnber 11287281. Page 14

Central 8aptlst Chuvch Chdm•ford CENTRAL BAPTIST CHURCH CHELMSFORD NOTES TO ThE ACCOUP4TS FOR THE YEAR ENDED 31 M￿CH M24 20 P•n•lons Tho 1$ w •mplwr pa￿dpa1]ng th a ￿Sic￿ 8<ne IhÈ B¥tht PenÈkJn Sdwn• {kn• S(*ame'l, admSnlstered by th• Pensicffj TN5t80 IBaF4i51 Pen¥oTr Tn￿1 Lmrtadl. Th6 Scm• is 8 S8F48f#Le leo•l Mtty and the 85aets of the Schame 8r8 hdd sep￿lyfr0ffl thos8 ofthè EmpW CAh¥ Plldpaw wnrknyws. For any rn<￿th. eath partiripatry empk)>v in the Sd￿rne p￿5 ccrthtth$ as 8•t th• 5d￿d￿￿ ol Ccrftributi0Tr5 in forc8 at that tinè. The Sch￿0 18 wwdored w bo a mLrfii•mpknfft $c￿me u5 descrknd In Sttt40n 28 d FRS 102. This Is tr￿￿59 tt 15 not pcslbl8 to attr￿￿ the Sch8rn8S 882atg 8nd ItAtihiK8È 10 spedft mtsans tha¢ tontributkyB afe 9rxwnted for 85 the Sch8m• contntyjts.on 8¢heme. The Cots chwged to Ihe SOFA in the year are conthtyubwi payatlo tOYA¥ds boWIts and accnd in th91 ￿, onyknFo& rurtribJbons18ea baowl. From January 2012. penslcn provisvjn IB bew th• Defrnd ContrAJlioft IDCI th• Sch8me. ITr ganorol, m•mbarn pay B% ol thw Pen8k)Mb￿ lftrAJmt •rnptyrs 6% of Income Into iThJlMduo1 pensv)Tr cwunls, which ar8 OP4rated and rTrwaggd ￿ bohalf d th Tn•lee by Lrfal an¢J Genorol ufe ABSUran￿ Sosiely Limitoo. In fjddtkn, the •mpthr pays • lurlhar 4% of P￿￿•￿bla to ¢(wor Death S•rvic• Bgnefrt&, admlni8trntion ts, and w osgodatEd p(AKy kKo¥ldBS for ScheAn¢ M$m￿rI In event that they are unots￿ to du• lo ILwt•nn Incapa¢ty. Thi8 Incom wdeGlknn Fdicy has be•n Insuied by the Bwsl Unw of Great Bnt&n wllh UnLm Lirt•d. Th• fvrther 4% c£tht¥Jk• rndueed lo 3% ErntJyw crythbutlMN m•J• lo Segreg8ted DC Arrang￿￿nI, Tlkry Minisfern we elwit4• io jcln the sch￿ Ben•fib in reapect of geNc• pkNy10 1 Jonuwy 2012 Defned Ben•fit1081 ithin Ihj S¢hom• Th• main benvftij for Frt.2012 seTrice wwe a derm￿ t•nafil p￿$1￿1 of (Th th9hr￿th of Final K4irMff¥Jm P•ni1￿•￿e Inwme loreach yoor of Pon8ionable Ser￿¢•, t¢g6th•r tth'lknal pensi￿ ￿ r¢spe¢t of P￿91¢nable Inwn& éxce$i ol Mlnlmum P￿onabl￿ Irw Thé SrknTh, yvltyJly Iho 8W Mthters. Fun¢, $tarte¢ kn 1925. bjt wa$ $gd to 8¢w8I ol dofthd b•rfits rm 31 Dec￿1￿1 2011. rnwnbern al Il 8•01 Sehm, •re pdd to • d•fiMd ontribution pensvJn b•W ofts M￿10￿1•M¢4￿1. Th• i¢l•l p•n4kn c￿8 fe¢ th• Churth are £7.604 <2023.. £3.8U61. Page 15