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2025-03-31-accounts

THE HEALEY FAMILY CHARITABLE TRUST

ANNUAL REPORT AND UNAUDITED ACCOUNTS

YEAR ENDED 31 MARCH 2025

Charity number: 1196209

THE HEALEY FAMILY CHARITABLE TRUST

I N D E X

Year ended 31 March 2025

Page
General information 2
Report of the Trustees 3
Independent examiner’s report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8

1

THE HEALEY FAMILY CHARITABLE TRUST

G E N E R A L I N F O R M A T I O N

Year ended 31 March 2025

Date of Settlement 3 March 2021 Charity number 1196209 Trustees Russell George Healey Nigel Ian Aitchison Lisa Victoria Bushrod Settlor Russell George Healey Charity address The Shard 32 London Bridge Street London SE1 9SG Objects The trustees hold the fund and income therefrom on trust for charitable purposes and to make donations to such charitable institutions as they in their absolute discretion think fit. Investment managers Numis 45 Gresham Street London EC2V 7BF Bankers Cater Allen 2 Triton Square Regent’s Place London NW1 3AN Independent examiner S Wakefield ACA Dixon Wilson 22 Chancery Lane London WC2A 1LS

2

R E P O R T O F T H E T R U S T E E S

THE HEALEY FAMILY CHARITABLE TRUST

Year ended 31 March 2025

The trustees present their annual report and accounts of the charity for the year ended 31 March 2025. The financial statements have been prepared in accordance with the accounting policies set out in note 1 of the financial statements and with the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Structure, governance and management

The trust was constituted on 3 March 2021 and is governed by the trust deed. The identification and appointment of new trustees is considered by the existing trustees. All trustees give their time freely and no trustee remuneration was paid in the year. The major risks to which the charity is exposed, as identified by the trustees, have been reviewed and systems have been established to mitigate those risks.

Objectives and activities for the public benefit

The trust’s objects are to promote such charitable purpose or charitable purposes as the trustees shall in their absolute discretion think fit.

The charity makes grants to charities and other charitable purposes in accordance with its objects and as agreed by the trustees.

The trustees, having regard to the public benefit guidance published by the Charities Commission, in accordance with Section 17 of the Charities Act 2011, consider that the purpose of activities of the charity satisfy requirements of the public benefit as set out in Section 4 of the same Act.

Financial review

The accounts are set out on pages 6 to 11.

The charity received donations totalling £nil (2024 - £22) during the year. The trustees made grants to 4 charities during the year totalling £26,000 (2024 - £77,000).

Gifts of expendable endowment funds are designated to be held as capital, but the trustees have the discretionary power to use the funds as income.

At the year end the charity had reserves of £591,540 (2024 - £731,986) of which £520,500 (2024 - £667,500) related to the expendable endowment fund and £71,040 (2024 - £64,486) related to the unrestricted income fund. The trustees distribute income or capital for charitable purposes in line with the trust’s objectives and at the trustees’ discretion.

Risk Management

The trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the charity and are satisfied that systems are in place to manage the exposure to the major risks.

The principal risks faced by the charity lie in the performance of the investments and risks of ineffective grant making.

The trustees maintain a level of reserves that is sufficient to cover the fund’s cost for the forthcoming year. It is not the trustees’ policy to over distribute income.

Achievements and performance

The success of the charity is measured in terms of the level of grants made for the charitable purposes the trustees have deemed fit at their discretion.

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THE HEALEY FAIALY CHARITABLE TRUST REPOR T OF THE TRUSTEES Y•ar •nd•d 31 March 2026 Stslomonl of Trustoe5' rg8ponsibllltlos In relatlon to the flnanclal statomgnts The Iru3tee$ are responsible for preparing the Iru$lees' report and the financial $ternent5 in aCcOrda￿e with applscable law and United Kingdom A￿UntIng Standards. The law appluble lo charities in England al￿ Wabès wuiros th• trustees to prepare financial $ts18m¢nts for each financial year which gNe a tnje and fair view of the state of affairs of the charity and of the incoming resources and applKation of sources of the charty for that perfv?d. In preparing these financral ststemenl$. the tru$lees are required seknt surtabl8 accounting polici8$ and then appty them con$islenlly,' observe the methods and principles of the Charities SORP.. makejudgement5 and accounting estimates that are reasonable and prudent" state whether appluble ￿l￿ntIng stsndards have been folltrwed. subject to any departures di5cbsed and explained in the financial $lalemenls,' and prepare the financial sLements on the going corKem basis unless it is inappropriate to presumo that the charity will continue in business. The trustees are responsible for keeping accounting records which dI￿lOse Wrth ieasonable acLuracy the financkql position of the chanty an(1 enable them lo ensure that the financial slalements comply with the Charit￿ Act 2011. the Charity {Accounl8 and Reports) Regulalions 2008 and the provisions of the trust deed. They arg also rosponstble for safeguarding thè assds of the charty and taking rea80nable steps for th8 prevention and detection of fraud and other irr¢gulaiities. I deGlare in my capacty of charfy trustee that.. The trustees have approved the report above and have aulhori8ed me to son It on their behall. RGHea Trustee 1518R025

THE HEALEY FAMILY CHARITABLE TRUST

I N D E P E N D E N T E X A M I N E R ’ S R E P O R T

Year ended 31 March 2025

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE HEALEY CHARITABLE TRUST

I report to the trustees on my examination of the accounts of the trust for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). You are satisfied that an audit is not required for this year under charity law and that an independent examination is needed.

I report in respect of my examination of the trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Dixon Wilson, a firm of Chartered Accountants of which I am a employee has provided bookkeeping services to the trust and I have applied the FRC’s Revised Ethical Standard in carrying out my examination.

An independent examination does not involve gathering all the evidence that would be required in an audit and consequently does not cover all the matters that an auditor considers in giving their opinion on the accounts. The planning and conduct of an audit goes beyond the limited assurance that an independent examination can provide. Consequently, I express no opinion as to whether the accounts present a ‘true and fair’ view and my report is limited to those specific matters set out in the independent examiner’s statement.

Independent examiner’s statement

I am qualified to undertake the examination by being a qualified member of the Institute of Chartered Accountants in England and Wales.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the trust as required by section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination; or

  3. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

…………….. Steven Wakefield ACA Dixon Wilson 22 Chancery Lane London WC2A 1LS

2025 18 August

5

THE HEALEY FAMILY CHARITABLE TRUST

S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S

Year ended 31 March 2025

Expendable
Unrestricted
Endowment
Note
Fund
Fund
Income and endowments from:
£
£
Donations
2
-
-
Investments
3
34,906
-
Total income
34,906
-
Expenditure on:
Charitable activities
4
28,352
-
Total expenditure
28,352
-
Net income before gain/(losses) on investment
6,554
-
Net gains on revaluation of investments
9
-
(147,000)
Net income and net movement in fund
6,554
(147,000)
Fund balance brought forward at 1 April 2024
64,486
667,500
Fund balance carried forward at 31 March 2025
71,040
520,500
Expendable
2025
Unrestricted
Endowment
Total
Fund
Fund
£
£
£
-
22
-
34,906
33,727
-
34,906
33,749
-
28,352
81,362
-
28,352
81,362
-
6,554
(47,613)
-
(147,000)
-
76,500
(140,446)
(47,613)
76,500
731,986
112,099
591,000
591,540
64,486
667,500
2024
Total
£
22
33,727
33,749
81,362
81,362
(47,613)
76,500
28,887
703,099
731,986

6

THE HEALEY FAMILY CHARITABLE TRUST BALANCE SHEET At 31 M•r¢h 2025 2025 2024 Not• Flxed ag98ts Inveslmer 520,500 667,500 Debtors Cash at bank arKI in hand 139 76,853 76,992 70,366 70,366 Current Ilabllltle6 Creditors.. amounts fallir¥J due within one year 15,952) 15,880) N•t current a88•ts 71,040 64,486 Total less Cuffent Ilabllltles 591.540 731.986 Nèt assots 591,540 731.986 Tho funds of the charlty: UnreStr￿ted income fund Endowment fund 71,040 520.S 64,486 e67.500 591,540 731,986 The financial statements on pages 610 11 ￿Ta approved by tho trustses on 15 August 2025 and we Sl9ned on their behalf by'.- R G Hèaley Trustee

THE HEALEY FAMILY CHARITABLE TRUST

N O T E S T O T H E F I N A N C I A L S T A T E M E N T S

Year ended 31 March 2025

1. Accounting policies

(a) Basis of preparation and assessment of going concern

The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The trust constitutes a public benefit entity as defined by FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note.

The trustees consider that there are no material uncertainties about the trust’s ability to continue as a going concern.

(b) Legal form

The Trust is an unincorporated trust, constructed under a trust deed dated 3 March 2021. The charity is registered with the Charity Commission in England and Wales and its registration number is 1196209. The registered address of the charity is The Shard , 32 London Bridge Street , London , SE1 9SG.

(c) Funds structure

The charity comprises of an unrestricted income fund and an expendable endowment fund. Unrestricted funds are general funds that are available for use at the trustees’ discretion in furtherance of the objectives of the charity. Expendable endowment funds are capital funds that may be freely converted into spendable income as the trustees see fit.

(d) Income

There has been no offsetting of assets and liabilities, or income and expenses, unless required or permitted by the FRS 102 SORP or FRS 102.

Donations are recognised when the charity has entitlement to the income, there is reasonable assurance of receipt and the amount of income can be measured reliably. In specie donations are valued initially at their fair value (at the date of entitlement).

Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.

Income from interest royalties and dividends is included in the accounts when receipt is probable and the amount receivable can be measured reliably.

Investment gains and losses includes any realised or unrealised gains or losses on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

(e) Expenditure and liabilities

Liabilities are recognised as soon as there is a legal or constructive obligation committing the trust to the expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

All expenditure is accounted for on an accruals basis.

The charity has creditors which are measured at settlement amounts.

The charity accounts for basic financial instruments on initial recognition at the amount receivable or payable adjusted for any related transaction costs. Subsequent measurement is at amortised cost.

8

N O T E S T O T H E F I N A N C I A L S T A T E M E N T S

THE HEALEY FAMILY CHARITABLE TRUST

Year ended 31 March 2025

1. Accounting policies (continued)

(f) Fixed asset investments

Fixed asset investments in quoted shares, traded bonds and similar investments are valued initially at cost and subsequently at fair value (their market value as bid price) at the year end.

(g) Gains and losses

All gains and losses are included net in the Statement of Financial Activities as they arise. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value.

(g) Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objectives.

2.
Donations
2025
£
Donations
-
-
All donations received were unrestricted (2024 - £nil were to the expendable endowment).
2.
Donations
2025
£
Donations
-
-
All donations received were unrestricted (2024 - £nil were to the expendable endowment).
2024
£
22
22
3.
Investment Income
UK dividends
Interest
34,350
556
34,906
33,300
427
33,727
4.
Analysis of charitable expenditure
Grant made to charitable institutions
Anne Robson Trust
C4WS Homeless Project
Camden Listening & Counselling Centre
East Anglia’s Childrens
FSHD UK Charity
Noah’s Ark Children’s Hospice
Panathlon Foundation
Project Harar
Shine
The 3H Foundation
The Open Bionics Foundation
The Sussex Association for Spina Bifida and Hydrocephalus
Whitefield Charity SK Corporation (“The Soup Kitchen”)
Tom’s Trust
-
-
10,000
-
-
5,000
-
1,000
-
10,000
-
-
-
-
26,000
5,000
3,000
10,000
3,000
3,000
3,000
2,000
-
1,000
10,000
30,000
5,000
1,000
1,000
77,000

9

THE HEALEY FAMILY CHARITABLE TRUST

N O T E S T O T H E F I N A N C I A L S T A T E M E N T S

Year ended 31 March 2025

4. Analysis of charitable expenditure (continued)

4. Analysis of charitable expenditure (continued)
Support costs allocated to charitable activities:
Accountancy fees
Independent Examination fees
Total expenditure on charitable activities
1,411
941
28,352
3,738
624
81,362
5.
Debtors
Accrued Income
2025
£
139
139
2024
£
-
-
6.
Cash at Bank
Cater Allen Reserve account
Interactive Brokers
26,336
50,517
76,853
70,366
-
70,366
7.
Creditors
Accountancy fees
Independent Examination fees
3,571
2,381
5,952
3,528
2,352
5,880

8. Related party transactions

During the year, the trustees received no emoluments or reimbursement of expenses for their services (2024 – none).

During the year, the charity received no donations from trustees (2024 - £nil).

9.
Summary of Investments
2025
£
Market value as at 31 March 2024
667,500
Loss / Gain on revaluation
(147,000)
Market value as at 31 March 2025
520,500
Investments at market value comprised of:
Equities
520,500
520,500
2024
£
591,000
76,500
667,500
667,500
667,500

10

THE HEALEY FAMILY CHARITABLE TRUST

N O T E S T O T H E F I N A N C I A L S T A T E M E N T S

Year ended 31 March 2025

10. Analysis of funds
At
Analysis of fund movements
Unrestricted fund
Endowment fund
31 March
Incoming
Resources
At 31 March
2024
resources
expended
Losses
2025
£
£
£
£
64,486
34,906
(28,352)
-
71,040
667,500
-
-
(147,000)
520,500
731,986
34,906
(28,352)
(147,000)
591,540

The above funds are explained further in the accounting policy on page 8.

Analysis of funds between net assets

Unrestricted Expendable
Income Endowment
Fund Fund Total
£ £ £
Investments - 520,500 520,500
Cash at bank and in hand 76,853 - 76,853
Debtors 139 - 139
Creditors (5,952) - (5,952)
71,040 520,500 591,540

The above funds are explained further in the accounting policy on page 8.

11