CHARITY COMMISSION FOR ENGLAND AND WALES Trustees, annual report (including Directors, report) for the period From: September 1gl 2023 To: August 31° 2024. Charity name,. The Olive Tree Church Charity registration number.. 1196158 Company number: NIA
Objectives and activities SORP refergnce Summary oflhe purposes of the charity as sel oul in its governing document Para 1.17 The Olive Tree Church is a Single Congregation Local Ecumenical Partnership foirlled from Blenheim Crescent Baptist Church and St Margaret's Methodist Church, in Luton, Bedfordshire. 'Baptists and Melhodists United in Christ serving our community,. The partnership was fomied in 2016 and formally constituted in 2021, with the adoption of its Constitution on 21 March 2021. The purpose of the Charity is to advance the Christian faith in the Area of Benefit in accordance with the principles and practices of the Participating Churches. In achieving ils purpose, the Charity engages in a range of activities, either on its own or with olhers, including Ibul not reslricled to).. the celebration of public worship., the leaching of the Christian faith., mission and evangelism., pastoral work, including visiting the sick and the bereaved., the provision of faGilities with a Christian ethos for the local communily, including (but not restricted lo) the elderly, the young and other groups with special needs,. and the support of other charitles in the UK and overseas. Luton is acknowledged to be an area of high deprivation, and with ils numerous cross-cullural issues, we find that there is tiemendous benefit in the work of this church. Members of The Olive Tree believe that it is Ihe core of our mission to serve the community in this situation. The church vision statement includes, 'We believe we are called to be a Christian presen and witness in Gur n7ulliGultural area, sharing the good news of God's love and forgiveness with air and 'We aim to be good Christian neighbours and develop deeper relationships wilh other faiths represented in our neighbourhood,. The Olive Tree Church continues to thrive and serve through the gra of God.
Surnmary ofthe main activities in relatrn lo those purposes for the public benefit, in p8rtiCLJlar, the clivities, projects or serViS identified in the accounts. Para 1.17 and 1.19 It is a privilege to introduce our third annual report, which documents the many and varied ways in which The Olive Tree Church lives out its mission lo be an inclusive, evangelistic, growing, justice- seeking Church. The calling of The Olive Tree Church is lo wholeheartedly embrace the Gospel of our Lord Jesus Christ, expressing this commitment through a life marked by love, fellowship, and dedicated discipleship. Our mission is to reflect the love of Christ in all we do - through worship, pastoral care, evangelism. and community outreach. This year we started a new season under our newly- appointed Baptist minister Rev. Michael Anokye (from October 2023) and supported our community worker's training towards a new venture as an author. sharing her life in 'God's Fingerprints,, although very sad to see her leave in the Autumn. (September 2023> We have Gontinued with our local neighbourhood focus, supporting this deprived area of Luton. and although our focus has inevitably shifted without a community worker to help run and support activities, we have continued to be aGtive in many areas, with a regular Baby and Toddler group, NHS Childrens Clinic, a monthly Messy Church for local families and a monthly Thursday Christian Aid lunch club. We have also held regular Foodbank Gollections, supported Home Groups, Bible Study Groups, and build a steadily growing Youth Group. Social activities such as a Barbecue and Cream Tea, Fun Day, Quiz and Ploughman's, Sunday school outings and Fundraising events have also been well attended. Various community groups continued to use our premises, (both the 'Tree' site, previously Blenheim Baptist, and the 'Branch' site, previously St Margaret's Methodist), including a regular Scouts, Brownies and Guides groups, Karate club and three different Christian churches. We successfully installed two accessible toilets on the Branch site, much needed by our wheelchair users so they could be equally involved in activities held there, as well as when at our Tree site. We remained committed supporters of both Baptist and Methodist work and also donated to other charities such as Youthscape. Collections have been made on behalf of olher Charities- Christian
Aid (at monthly lunches} and Azalea. These monies are passed on to the charities directly.
Staternent confirming whether the trustees have had regard to the guidance issued by the Charity CorrEmission on public benefit Para 1.18 The Trustees of the Olive Tree Church have had regard lo the guidallce issued by the Charity Commission on public benefit, such that all of the activities, projects and servi5 provided by the Olive Tree Church are all regarded to be of public benefit in service lo Ihe community. Additional infomiation loptionall You ma choose to include further statements where relevant about.. SORP refeien NIA Policy on grant making P8Fa 1.38 NIA Policy on social investment Including program related investment Pai8 1.38 -NIA Contribution made by volunleers Para 1.38 -NJA Other
Achievements and performance The Olive Tree Church has provided benefit to.. Church members, both old and young, with opportunities lo encourage and increase their faith and Chrtstian witness, receiving regular fellowship, home groups, Bible studies, lunch clubs and activities, and prayerful 8UPF)Ort with a rnew Thltrsday night prayer meeting. Support has also been provided in many different forms where needed, such as hospital and care home visits, lifts lo medical appointments, pastoral care and financial help. This year we particularly held a 'Friendship First, course, lo beller understand our Muslim nÈighbours. Our youth group has continued lo grow, with cooking challenges, bowling trips, countryside walks and various types of games and aclivilies. Members of the community, with a variety of aGtivilies to join and support where needed such as parent and toddler group, NHS Baby clinic, lunch clubs, Youth Group activities, uniformed groups such as Scouts, Brownies and Guides, and Messy Church family activities. Individuals, for example with food and clothing, or help lo pay for transport, or the bills and rent. Local churches and community groups, by providing our buildings to rent, meet in 2nd Ljse, such as Luton- based 'Oasis', and the Karate Club. Lulon Foodbank recipients, from regular church collections, including at Harvest Festivals. Various Lulon, UK charities by regular donations, raising awareness of their work, and supporting where needed. Para 1.20 Summary ofthe main achievements of the charity, identifying the differen the charity's work has made to the circumstances of ils beneficiaries and any wider benefits lo society as a whole. Additional information loptionall You ma choose to include further statements where relev8nl about,, NIA Para 1.41 Achievements against objeclives set -NIA Perfoimance of fundraising aGtivilies against objectives sel Par2 1.41
NIA Investment performan against objectives Para 1.41 NIA other Financial review Review of the Gharily's financial position at the end of the period P8ra 1.21 The unrestricted income for the year ended 31 August 2024 was £114,500 {Last Year.. £123,523). Due to the cost of living, it is likely that ulilily bills will continue to inGrease. Unrestricted expenses for the year amounted to £142,611 (LY: £94,821). This Ireduclion) in expenditure was mainly because of (reducod ropair and main18nanc8 Costs).
Statement explaining the policy for holding reserves stating why they are held Para 1.22 The reserves policy for the Olive Tree Church is modelled on that recommended by the Methodist Church, which is in accordance with the Charity Commission's Slalemenl of Recommended Pracli¢e {SORP}. The Olive Tree Church receives its income from donations by church members (including Gift Aid), by letting the buildings and renting the Manse, when vacant. Having considered our mission plans for the fultjre, we now employ a Baptist Minister, holding funds to cover al leasl 3 years of salary and associated costs, in addilion to the cost of employing a Community Worker at the start ofthe year, meet a reduced Circuit Assessment and cover our normal expenditure and routine repair and ainlenance costs for the buildings, including the completion of two accessible toilets. Due to the cost of living, utility bills have conslderably increased, although we have now ¢ompletely paid off the loan to the Melhodisl Circuit, which previously Supported the installation of new boilers al the Branch sile, We therefore agree that at this current time il is appropriate that we hold a Ihrghefj reserve of (£114,500) than that typically expected of 6 months expenditure expected, which on the 24125 budget was roughly (£60,000). At present, The Olive Tree Church holds the Ihighet) level of reserves and these will be maintained by reqular donations from the congregation. If required, funding towards specifjc aims will requested, and there will be caieful monitoring of expenditure. Amount of reserves held Para 1.22 As at the end of the financial year {31 August 2024), the reserves were., Unrestricted Funds {£714,5001 Restricted Funds (£0) Reasons for holding zero reserves Para 1.22 NIA Details of fund materially in deficit Para 1.24 NIA
Explanation of any uncertainties about the charity continuing as a going concern Para 1.23 The Olive Tree Church continues lo steadily consolidate progress with our new Baptist minister, shaping the church and enabling us to meet the challenges of the future in a very distinctive mission field. We have new members and a thriving junior church. As such we have no concerns for this charity continuing as an ongoing concern, Additional inforrnation loptionall You ma choose to include further statements where relevant about". NIA Para 1.47 The charity's prillcipal sources of funds (including any fundraising) NIA Investment policy and objectives including any social investment policy adopted Para 1.46 NIA A description of the principal risks facing the charity Para 1.46 -NIA Other
structure, governance and management Description of charity's trusts= Type ofgoverning document= for example, trust deed, memorandum and articles of association etc Para 1.25 The Olive Tree Church is a Single Congregation Local Ecumenical Partnership which was approved by the Baptist and Methodist Church Denominational authorities and the Sponsoring Body.. Churches Together in Bedfordshire on 18th April 2018. The Governing Document for the Olive Tree Church is its Constitution, which was finally adopted by Ihe Leadership Team and church members on 21st March 2021. How is the charity constituted? for example limited company, unincorporated association, cio Para 1.25 The Olive Tree Church is constituted as a Single Congregation Local Ecumenical Partnership between Blenheim Crescent Baptist Church and St Margaret's Methodist Church, with allegiance to the Baptist Union of Great Britain and The Methodist Church lo serve the Area of Luton.
rustee selection methods including details of any conslilutional provisions e.g. election lo post or name of any person or body entitled to appoint one or more trustees Paia 1.25 The Constitution slates that tFie Olive Tree Church is administered and managed by a body of Trustees consisting of A) ex officio Trustees, being the ministers of the LEP, B) Four elected Trustees, elected at the Annual Congregational Meeting and, Cl Not more than three co-opted Trustees, appointed by the Trustees. Elected Trustees shall hold office from the end of the Annual Congregational Meeting al which they are selected until the end of the third such meeting after their appointment, but shall be eligible for re-election at that meeting. No person may be elected as an Elected Trustee or appointed as a Co-opted Trustee unless he or she,. A) is a Member., B) Is aged 18 or above., Cl Is nol disqualified from acting as a Trustee by virtue of section 72 Charities Act 1993 (or any stalulory re- enaclrnenl or modification of that provisionl-, and DI Has indicated his or her willingness lo seTve as a Trustee. Co-opted Trustees serve until the end of the next Annual Congregational Meeting following their appointment. Additional Informatlon loptlonall You ma choose to inGlude further statements where relevant about.. -NIA Para 1.51 Policies and procedures adopted for the induction and training of trustees -NIA The charity's organisational structure and any wider network with which the charity works Para 1.51
NIA Relationship with any related part(es Para 1.51 NIA Other Reference and administrative details Charity name THE OLIVE TREE CHURCH Other name the charity uses Registered charity number 1196158 Charily's principal address 4246 Blenheim Crescent Luton Bedfordshire LU31HB Names of the charity trustees who manage the charity Trustee name Date$ a¢ted If not for whole yèar Narne of pfrrson lor bodyl entitled to apptslnt trustee Ilf any) Offlcè Ilf any) Rev Michael Anokye LEP Minister {Baptist} - Chair From l Octobei. 2023 The Baptist Church Madit Granl Treasurer Annual Congregational Meeting Helen Owen Communicalions Annual Congregational Meeting Dr Louise Newport Annual Congregational Meeting
Peace Okyere Safegu81'diiig Annual Congregational Meeting Ramon Akib (Co-opted) Annual Congregational Meeting Mary Huffman Community Worker (Co- opted) (Unlil XXXX) Annual Congregational Meeting {Madit- can you fill lll when Mary left please) Corporate trustees- names of the directors al the date the re ortwasa roved Dlractor name -NIA
Name of trustees holding title to property belonging to the chaTity Trusteè name Dat88 acted if not for whole year The Baptist Union Corporation Ltd The Methodist Church Funds held as custodian trustees on behalf of others Description of the assets held -NIA in this capacity Name and objects ofthe charity on whose behalf the assets are held and how Ihis falls within the custodian charity's objects -NIA Details of arrangemenls for safe custody and segregation of such assets from the charity's own assets -NIA Additional informatlon loptional} Names and addresses of advlsers {optional information) Type of adviser Name Address .NIA
Name of chiefexecutive or names of senior staff members (optional information) -NIA Exemptions from disclosure rsonnel details Reason for non-disclosure of ke -NIA Other o -NIA tional Information Declarations The trustees declare thal they have approved the trustees, report Ilncluding directors, reporti above. Signed on behalf of the charity's trusteesldlrectors Signalurelsl Full namelsl Mrs Madit Grant Position {for example Secretary, Chair, etcl Church Trustee
Date 25th June 2024
</kE TREE Olive Tree Church Reports 2024-5
Mlnlster's Report The Ollve Tree Church: Reflectlng on 2024 The calltng of The Olive Tree Church is to wholeheartedly embrace the Gospel of our Lord Jesus Christ, expressing this commitment through a life marked by love, fellowship, and dedicated discipleship. Our mission is to reflect the love of Christ in all that we do-through worship, pastoral care, evangelism, and community outreach. As we enter 2025, we rernain steadfast in our vision to transfom lives and bring hope to our community. Our Commitment in 2024 In fulfilling our calling, we dedicated our resources and energy in 2024 to: Deepening awareness of God's ever-present love and celebrating the profound depth of His grace and mercy. Encouraging spiritual growth and discipleship through mutual support, learning, and pastoral eare. Extending our hands as good neighbours, providing practical assist.anc.e and Challenging injustice. Expanding our evangelistic mÈssion, sharing the love of Christ and welcoming new people into the faith community. Key Achlevements In 2024: Community Outreach At The Olive Tree, we believe that sharing the Good News is about forging relationships and demonstrating the. l(Ive uf Christ in action. Our community outreach efforts in 2024 focused on: Encouraging members to prepare themselves for: 0 Engaging in street evangelism and personal outreach, inviting people to explore faith in a welcomlng environment. 0 Partnering with local organisations to serve those in need, showing God's love through acts of kindness. O Organising special community events to share testimonies, preach the Gospel, and create meaningful conversations about faith. These efforts have strengthened our church's presence in Luton and will allow us to touch many lives with Christ's message of hope and redemption. Pastoral Care: Supporting and Encouraglng Those in Need Our pastoral care team has been a pillar of comfort and encouragement, offering vital emotional and spiritual support to those facing challenges. In 2024, we., Provided home and hospital visits to those experiencing illness, bereavement, or personal struggles.
Offered counselling. prayer, and companionship to individuals coping with job loss, loneliness, or difficult family situations. Established an intercessory prayer team to uplrft needy individuals- whether in person, over the phone, or absentia, This ministry has been a lifeline for many, reinforcing our commktment to being a coxnpassionate and prayerful community. Thursday Free DTOP-In Café: A Hub for Communlty Outreach This year we have started a Thursday Free Drop-ill Café, where we opened our doors to all, providlng a warm, welcoming space for fellowship and support. We hope and pray the this initiative will: Fostcr community spirit, offering a safe place to connect, share stories, and kind enLourageriierit. Serve as a bridge for those seeking faith or struggling with isolation, allowing us to minister to them in a non-intimidating setting. Provide food, conversation, and prayer, creating a tangible demonstration of Christ's love. We pray that the café will be instrumental in strengthening our bond with the wider community and offering a beacon of hope to many. Thursday Evenlng Prayer: Seeking God for Spiritual Renewal Recognising the power of prayer, our Thursday Evening Prayer sessions became a comerstone of our spiritual life in 2024, These gatheiings have.. Created a sacred space where individuals seek God's guidance, healing, and restoration. Strengthened our church's unity and commitment to interceding for our community. Encouraged deeper faith and reliance on God, inspiring personal and collective transfarmation. This initiative has not only deepened our eongregation's spiritual journey but also provided an opportunity for the wider community to experience God's presence in a profound way. The Impact of Our Ministry on The Olive Tree Church and the Communlty Through our various ministries and initiatives in 2024, The Olive Tree Church has witnessed incredible transformation. The positive impact includes.. Stronger faith and discipleship as individuals have grown in their knowledge 8nd love of Christ. A more connected and supported communtty where people feel valued, heard, and encouraged.
A greater sense ol purpose as we extend God'8 love to those around us. As we enter 2025, we are more committed than ever to our mission. With renewed energy and faith, we will continue to be a beacon of light, sharing Christ's love and serving those in need. Looklng Ahead With unwavering faith, we expand our ministries and deepen our outreach efforts, We invite every member of our congregation and the wider community to journey with us in faith, service, and love. May God continue to bless The Olive Tree Church as we embrace the opportunities and challenges of 2025, standing firm in His calling and puryose for us all. In Christ's love and service, On behalf of The Olive Tree Church Leadership fea7n Reu Mtchael Anokye Senlor Steward's Report This year ha8 passed rapidly. The past few months have been particularly busy for both me and the team; their support has been invaluable, making the tasks at hand signifkcantly more manageable. East year we put together schedule of events. Over the past year we have had several enjoyable events. Mary Huffman's book launch Saturday 24th February. Coffee morning with cakes. Invitations were sent out to the wider community fan]ilies to join us. On 17th March the children of the Olive Tree Church invited all church members and friends to lunch straight" &tter the service to enjoy bume time together and to share food and drink prepared by them. Quiz Night Saturday 18th May at the Tree. The quiz night is a regular feature in our social calendar, and we usually do it by sellkng a table of 6 tickets and the person brings their friends and famtly to be in their team. We do it differently each year, but I would say it is easy to manage this way and easier to sell tickets. All donations received go to charity. In May we celebrated a Baptismal service when Jack, Jacob, Brittani and Ben were baptised. The Church Barbecue and Cream Tea event took place on Saturdayi 3rd August at the Tree. strawberi.ies and cream were served with some niusic on the church lawn. There were family games and aetivities. The barbecue was well-attended, and many people participated in the event. Harve8t Supper 28th September - buffet wtth a range of foods and desserts. With games for the family and some music. This year the Harvest gifts were donated to the Luton Foodbank.
In November we were pleased to welcome Peace, Marvellous, Mariam, Hannah and Vincent into church membership. Toy and Nativity Service - 15th December, Gifts of toys went to the Salvation Arniy Christmas toy appeal a8 in previous years. We also collected to buy gifts for the ladies supported by Azalea. A ChristEna8 Carol Service by candlelight took place on 22nd December it was a joint Carol Service with St. Andrew's Church. We have been pleased to welcome new people coming to Sunday services, but we also have to record those of our fellowship who have died during the year - Beryl Fuleher, Arthur Fielding) Kathleen Snoxell and Ron Wright. They have all served the Olive Tree in different ways and we are grateful for their Contributions to the life of the church and give thanks to God for thekr service. Our weekly worship services have been led by our minister Rev Michael Anokye and visiting preachers from both Baptist and Methodist churches. Madit Grant Trustees Report The OliveTree Church is a local ecumenical partnership of Blenheim Crescent Baptist Church and St Margaret's Methodist Church, in Luton. The partnership was formed in 2016 and forrnally constituted in 2021 . It is a privile£e to introduce this annual report, which documents the many and varied ways Tn which The Olive Tree Church ha5 faced the challenges of the times and lives out its mission to be an inclusive, evangelistic, growing, justice-seeking church. The calling of The Church is to respond to the gospel of God's love in Christ and to live out its discipleshTP in worship and mTssion. M05t of the work of the Church occurs within or is associated with local cornmunity within Luton. Luton is acknowledged to be an area of high deprivation, and with its numerous cross-cultural issues, we find that there is tremendous benefit in this work. Members of The Olive Tree believe that it is the core of our mission to serve the community in this situation. The church vision statement include5, 'We believe we are called to be a Christian presence and witness in our multicultural area, sharing the good news of God's love and forgiveness Wlth all. and 'We aim to be good Christian neighbours and develop deeper relaLion5hips Wlth other faiths represented in our neighbourhood. As well as our local nelghbourhood focu5, we are committed supporters of Bapt15t work through BMS World Mission and Methodist work and charities such as All We
Can - the Methodist Relief and Development charityj Action for children and others. While the church has achieved notable SLtccesses, it also faces challenges that must be addressed thoughtf ully and collectively. Key issues impacting the church's growth and sustainability and proposes actionable steps in alignment with its mission and purpose. In conclLtsion, the challenge5 facing The Olive Tree Church-financial, operational, or spiritual-must be addressed with prayerful discernment and a commTtment to unity. By fostering open dialogue, ensuring financial sustainabi lity, and embracing the diversity of worship styles, the church can overcome these challenges and thrive as a Local Ecumenical Partnership. Let us remember: 'How good and pleasant It is when God's people live together in unityl" (Psalm 133.11 CAMEO report The Olive Tree Church Youth Group- 'CAMEO' {'Come and Meet Each Olher,) is led by Mark and Louise Newport and usually meels on the last Sunday each month from 5.30 to 7.30pm at the Tree site in Blenheim Crescent. We are grateful for the help of Peace and Marvellous Akib as well as the dedication of parents who support their children to come and take part. Activities for this year have included cooking Ghallenges - making and tasting different types of soup. cooking and tossing pancakes, making scones and smoothies, also going bowling in Dunstahle, walking on 'Peqsdon Heights near Hitchin, packing up 9 Christmas shoeboxes for'samarilan's Purse, and of course quizzes and playing various games together, including giant 'pick up slicks,, 'dipsticks', 'What do you meme?, table tennis, table football and badminton. This year our young people have also taken part in church services, developing their read ing and presentation skills, which we hope to do more of. We will also slart to exploie the different ways Ihat people help aroLrnd the church, to see where our young people can shadow others and begin to help out, for example with refreshments and multi-media, leaming new skills and experience as they do, which can hopefully build their confidence. We regularly have a core group of6-8 children ranging from 9-14 years old from our church families and it's been great to see them growing in Confidence and gelling to know each other better. Other children joining us from time to b'me include families from Messy Church and Scouts. Whilst we are in touch with St Andrews, they do not yet have young people to join us. We are also connected to YoLtihscape, sharing details of activities that our young ones can join in with.
As ever we would welcome your prayers, both for our young people and leaders, and we are ahmays inleresled in hearing new ideas for activities. Finally, if you know anyone who is interested in joining us, please Gall Louise on 07976 743767. Thank youl Sunday School 2024 has been a really busy year in our Sunday School, where we now have up to 17 children from 14 years to one year old twins regularly joining us. Louise looks after the older children whilst Christina, tK)ess and I lead the under IO'S with great help from Helen, Elaine and Peace. The children get on well together and the older ones have been great at supporting our younger ones. Every Sunday we follow a programme called Roots frotn Scripture Union and in our sessions have a mixture of bible story telling, craft, games and thought appropriate to their ages. This year the chkldren successfully led two All Age Services and the Nativity service. They are growing in confidence in reading and presenting and we are very proud of them. This year Jack and Jacob got baptised and it was great to see thern growing in their faith and also joining in our church activities. We lost Brittani and David and their famtly when they moved to Peterborough. We have recently welcomed Dion to our Sunday school. We enjoyed going to McDonald's and Smyths Toy shop in December before joining the Carol SenTice. 14 of us had a fab aftemoon. In 2025 we want to continue to get our young people/ children more engaged in the life of the church and will be leading Some more all age services. It is lovely to have Such a growing and vibrant Sunday school - real success in the life of our church, A big thanks to all our Sunday school helpers and for those who support us looking after the very young chtldren. We are always looking for more helpers so do consider volunteering if you can. Messy Church es8y Church meets on the second Saturday-of each month and we encourage our church families and those of the wider community to come along. We average 40-55 each time from a wide mixture of backgrounds, culture and understanding of church. We follow a theme each montli will a bible story, crafts, games, food and discussion. During 2024 we have done Messy Fathers, Messy Love, Harvest, Christingle and Messy Palm Sunday to name a few. We have also had some social events like our fireworks Night and our Messy Funday in July.
Messy church always fmi8hes with refreshments including much pizza and cake ....which the children love. Do try and come along one month and see it in action. Our Messy Church has now been runntng over 10 ye8rs and a big, big thanks to all our helpers who support it every month. It's a great outreach activity for the Olive Tree, Claire Thursday Prayer Meeting Our Thursday Prayer Meeting Is open to the whole of the Olive Tree Church Family. To join for a powerful time of prayer, fellowship, and sharing testimonies of God's goodne8s. This is a time to come together, lift each other up, and be reminded of how God is movtng in our lives. We ask members to come with an open heart and the expectation of experiencing God's presence and healing. To let each other stand together in faith, celebrate their victories, and lift up any burdens we must bring before the Lord. Our stories may be. the spark that ignAtes hope drid faith in someone else's life. Never underestimate the power of sharing what God has donel It is good to hear thcm and to receive whatever messages God t>pedks through them. We eagerly await god's presence and 8nticipate God's miraculous work! We sometime celebrate Holy Communion as part of prayer mee.t.ing. This sacred time ol remembrance and unity allows us to reflect on God's love and grace. We meet each Thursday at 7:30 the meeting ends at 8'.30pm. And afterwards we have some food and drinks to enjoy together. As part of our Thursday prayer meeting, each of us is called to be a witness to Jesus Christ. We are all e.vange.lists of the gospel. Jesus said, "You will be my witnesses in Jerusalem, in all Judea and Samaria, and to the ends of the earth.. (Acts 1.81. But we are going to step up to create an Evangelism Team. The Evangelism Team is lor those willing to encourage people to become more vital, vibrant witnesses to the love of God and to make Jesus Christ known in Luton and worldwide, Madit Treasurer Report
Whilst the Olive Tree Church operates as an LEP the two churches still exist in their own right. St Margarets is still a member of the South Beds District Circuit and as such is still required to contribule to the running costs of the circuit. When the Olive Tree Church ministry is being undertaken by a Baptist minister the calculation of how much is needed by way of assessment is calculated after leaving the cost of Methodist mi nisters out of the tot81 circuit costs. The fln8ncial sustainability of The Olive Tyee Church requ ires attention. While paying the minister's salary and related costs Is vital, several issues undermine the current financial model: 1 , Ministerial Funding Clarity: There ib i nsufficient clarity on the funding responsibilities for ministers from different denominations le.g., Methodist vs. Baptist), This could lead to inequities or f inancial strain, 2. Disproportionate Financial Contributions: The church currently pays a Baptist minister while covering the Method 1st Church assessment. 3. Heavy Reliance on Rentals: The church depends heavily on rental income to offset its expenses. Any decline in rental revenue could jeopardise its f i n8ncial stability. To address these concerns, the following steps have been proposed: Develop Diversified Income Streams: o Encourage tithing, offerings, and Dther fundraislng efforts to reduce dependency on rentals. 2. Introduce a Finan¢lal Sustainablllty Plan: Establish clear guidelines for equitable financial contributions from the Ba ptist and Methodist churches, ensuring transp8rency and fairness. The challenges faclng The Olive Tree Church-f inancial, must be addressed with prayerful discernment and a commitment to unity. Wednesda House Grou
There are 8 members in the Wednesday evening house group, and we have mel monlhly during Ihe last year, on Zoom during the winter months and al the Branch when the evenings were lighter. We have shared leadership and discussed a variety of themes, using material from Michael's Lent readings and from the Women's World Day of Prayer, as well as other Bible readings chosen by whoever was leading the meeling. As well as reading and discussing the Bible we always spend some lime praying for each other and people among our families and friends or within the fellowship who need our prayers. This is an important part of our group as we support and encourage each other. We also met for hjo social events, a barbecue in Madit and Roy's garden in the summer and a Christmas party al the Branch in December. Kate Silwood Social A¢tivitles At the Olive Tree we hav8 a Social Activity calendar to have regular events a nd activities both for our church members and our wider linked community. We have 8 small number of us who plan and organise the events. A big thanks to Jess, Rebecca, Madit and Roy, Elaine and Helen and Louise and Loess - and all others who have helped. In 2024 we have had another Quiz Night with Ploughman's SL¢pper at the Branch. It was great to see so many attend and less gave them a challengi ng but fun quiz to worlc through. We will be repeating this in 2025. In the Summer we had a Barbecue and Cream Tea in August atthe side ofthe church. It was also lovely to have music played by Roger and Martin. The weather was good and we were a ble to have it outside. We had games and aclivities for the children. In September we had our Harvest Supper where we had some lovely food, some rable garn8s and a chance to catch up with people. Christmas gave us a a great opportunity to encourage our community in to our building and to C8lebrat8 together. Our Christi ngie, Nativity Service and Carolservice all were great social and networking opportunities as well as an opportLJnity to worl<shop together. It was lovely to have Father Luke and the St Andrews friends join us for the carol service. Claire
22nd LUTON BROWNIES In Harch 2024 we celebrated Mother's Day by making cards and paper cones which we f illed wlth chocolates tor the Mums, For St. Patrick's Day we had members ot an Irish Dancinggroup come toteach us som8 Irlsh dancing. It was quite difficult but we had some soda bread to keep us going. After Easter we continued with our celebrations theme with Eid and St. George's Day in April. Then we started working on the Reflect Skills Builder badge learning about feelings, our local community and celebrations. At the end of April we visited Wrest Park to splatter paint Artemis, the hare bought by Bedfordshire Giriguid i ng to go in the Short Tail Trail for Keech Hospice. She was on display in The Mall for all to see and is now Vlslting lots of units throughout the County. We visitod Woodcroft, ou r Guide Activity Centre in Bramingham, at the end of May but it was so wet we did our activities inside insteadl We made c8 rds for Father'8 Day and gave each Dad a bar of their favourite chocolate. In June we went to Woodcroftto learn howto throw tomahawks. The Brownies actually used smaller ones called "angels" and hsd to throw them into targets. l am pleased to saythat a good time was had by all and everyone came home with all limbs intact. The Brownies then worked on their Charities badge- each group choosi ng a charity to raise moneyfor. The ones chosen wereTheAlzheimer's Society,. Keech Hospice. Noah and Street Soccer. Some oflhe girls c8me tothewoodcroft table top sale at the end of June to sell their wares. However, we had a big fundraising evening on 9, July when Ihey sold drinks, cakes and other things they had made. They ra ised £40 each for Keech Hospice, Noah and Street Soccer and £50 for the Alzheimer's Society las they had 8 £10 donation). In July we also visited Bletchley Park as part of a trip organised by Bedfordshire Girlguiding. We did craft activities, learnt a bit of 1940s dancing, code breaking and had time to explore the house and sheds where the code breal(ing was done. It was really interesting- so much so that the Leaders returned in September for another visit (without the girls!). We ended our su mmer term with 8 funfair evening, doing lots of games like Hook a ducl<, shove ha'penny and hoopla, Ice cream was also on the menu and enjoyed by all. In September we started worl( on the Skills For Your Future Sl<ills Builder badge. We focussed a lot on the money aspect of this- having found the girls had difficulty worl<ing out what to pay in the souvenir shop at Bletchley Parli. We also learnt about tools and
what they are used for. made slim8 and lea rnt how best to cut up veg8tables and grate cheese to make fajitas. We also invited some parents along to talk about their jobs, We had a teacher, an optician and someone who works in a laboratory testing vaccines. We went on an indoor holiday atwoodcroft In October. Our theme was Woodland Adventures and we had a lady from Harlington who looks after hedgehogs come totallc to us, The Brownies brought in kitten food for the lady to take to feed her hedgehogs. In November we had a Firework Party- Including apple bobbing and culminating with sparl(lers in the car park. It was quite a sight when they were all lit end b8ing twirled around. Three Brownies proudly carried and escorted our flag in the Remembrance Day p8r8de in Ma rsh Road, when a poppy wreath from Luton North Division Giriguidi ng was laid at the memorial in Memorial Road. A special badge was designed by Girigu id ing for this event, and the girls who attended were given this badge, FDr Parliament week wo sent Rachel Hoplcins, our local MP, same questions for her to answer, as she was unable to come to our meeting in person. She replied via a video link and was very impressed with the questions asked. We also learnt a little bit about how Parliampnt worl(s. At the beginning of December some of the girls went to the cinema for a showing of Moana 2. This was arranged by Luton North Division and arotjnd 100 Rainbows, Brownies and Guides attended a private showing on a Sunday morning. It was brilliant and the girls thoroughly enjoyed themselves. To celebrate Christmaswe made paper plate advent calendars with a snowman's nose moving around the plate tothe different days in December. We also dipped chocolate biscuits in white chocolate to mal<o Christmas puddings, On the18St evening we decorated chocolate swiss rolls to mal<e yule logs- with a dusting of icing suga r foi snowl After Christmas we had our Newyear's Partyto celebrate 2025 with games, pizza and glow sticks to make us all glow in the d8rl<. On Saturday 181h january we went to the panto at Stevenage to see Peter Pan. It was brilliant and ag8in we have to thank Jenny Wood ham for organising this for us. Next year it is Dick Whittington and his cat- so roll on next yearl We are now worl(ing on the Communicate Slcills Builder badge and learning different ways to communicate- through pictures and music, listening better and speaking clearly.
Luton North Division again orEanised a disco at Woodcroft on 31 stla nuary and most of the girls went to this. Glow sticl<s are obviously the r8ge 8t the moment and the girls used them to make chains and large hoops to dance with. It was very noisy but bri Iliant! nd Thinlcing D8y is on 22 February, when we celebrate the birthdays of Lord and Lady Baden Powell and think about all other guiding members throughout the world. This nd year our Division celebration is on Sunday 2 March at Parklea Primary School but ou r unit celebr8tion will be on 25th February. We have 13 Brownies at present with Kirsty and myself as the Brownie Leaders. However, we now have another Leadei, Debbie, whose unit in Slip End closed. As she lives near the Church she decided to come and join us- which has been lovely. We also have Zcha who has recently joined us as a Young Leader. She is really enthusiastic and hopefully will stay for a little while. Without them we would nDt be able to do all the activities we do and go on trips, so a big thank you goes out to them for their continued support. Also I must not forget Jenny as she helps us by being our Home Contact when we go on trips and will come to meetings if we need her, Anne Gibbons 13.2.25 Guides Our numbers are currently 10 Guides. Within the 6 themes we have worked on various Skills Builders, Interest Badges and U nit Meeting Activities IUMASI including.. Know Myself . Skills Builder Network Interest Badge Guiding History UMAs- Lava, The 2 match challenge, I'm good thanks, House ofguiding Express myself .' Sl<ills builder Innovate Interest Badge Confectioner UMAs-Build 8 beast, Makeyourmark, Prepareto be amazed, Bewell:_ Interest Badge Mixology UMAs- Message Mayhem, What 8 rushl Games maker, No Doubt, Surfs up, Know my strengths, Have Adventures:.
Interest Badge Backwoods cooking UMAs- Blackhole breakout, Keep warm in the wild, Sneaky s'mores, Survive the wild, T8 ke Action Interest Badge Craftivism UMAs- One small step, Agame of no noise, Toads on the road. Awful Adve¥ts, Skills for my Future .' Sl(ills builder Lead Interest Badge Investigator UNAS- Run the Risk, Pets rock, By completing a Skills builder, and an Interest badge, and 240 minutes of UMAS in the same theme a Guide can achieve a Theme award. Ameena. Emma. Fatimah, Inaya, and Sajjal all Completed their Be WellTheme Award. Emma, and Sajjal both completed their Have Adventures Theme Award. On achievingtwo theme awards both Emma and Sajjal have been awarded their Guide 8rDnze Aw8rd. In October we took the Guides and the Brownies on an Indoor holiday weekend at Woodcroft with a theme of "Woodland Adventures" We also: Had a go at throwingtomahawk8 Went on a tflp to Bletchley Park Had a fundraising evening and donated the £140 raised to Cancer Research and RSPCA Attended remembrance day Went to the cinema to see'moana 2" Went to the panto to S8e Peter Pan Celebrated Chinese newyear H8d fun at 8 Division Disco Celebrat8d Thinking day
Annual Report for Blenheim Scout Troop 2024 The troop have had a busy time during the year covering problem solvin9 and teamwork activities. We made leather bookmarks and wrist bands and painted T shirts, The World faith badge was completed and as part of this we had a visit to the Sikh Temple in Cardi9an Street. The scouts found out about the history of the faith, the beliefs and rituals and heard a passage read f rom the sacred book. They were also token to see the bedroom at the top of the building where the Holy book is put to bed each evening, the double bed is richly covered. The Scouts were also served ref reshmehts and told about the number meals that are served from the kitchen. Another visit the following week took the troop to the Town Hall where we were shown around by the Mayor, the Silver room, a committee room, down the stairs to the front ehtrance area, we were allowed *0 go and sil at the back to see a committee meeting in progress. We were allowed to go out on the balcony the scouts enjoyed waving to people walking alon9 George Street. Our f inal stop was the Mayors Parlour where we were shown his robes and two scouts were invested, At Easter Paul Oakley f inished working with the troop after several years, to take a break from scouting. Returning after the break the scouts spent 4-5 weeks working on the electronics badge with help f rom Brendan, Nick Jarman and Richard Spragg all members of the team who organise Jamboree On The Air/lnternet for Luton. We made plastic f rom milk and Ian Explorer Leader with Griffen unit made candles with the Scouts. Tent pitching was practised in preparation far camp. Knots and lashings were worked on and each patrol made a Sedan chair which was raced, lan came alon9 again to support with this evening and was back the following week with Jock one of the assistant Explorer leaders when we made A frame walkers ond then competed to see which one lasted the Iohgest. A parent Sara has joined the team to help at meetlmgs, her scout name is Olive.
The group took part in District camp at Paccar in June and the members got to do lots of activities. A Friday evening was spent at Woodcroft Guide centre where shelters were built in the woods and we played wide games. A ready steady cook evening saw the scouts making up souces to go with pasta f rom a Selection of ingredients. A hike from fnspire to Lilley and back with the Beavers and Cubs on a warm evening was followed by the f inal meeting of the term f ire lighting and toasting marshmallows. The scouts had now completed the Outdoors in 24 challenge f or which they all got a badge. The summer break was extended and scout meetin9s did not resume until the stort of October and most evenings have been spent working on clauses for challenge badges to try to enable some of the older Scouts to complete Chief Scout Gold award before they leave. This has inclltded healthy habits, learnin9 code breaking to become spies completing o mission and performing an entertainment. Griffen Explorers leaders helped out a9ain by Covering two weeks looking at map reading and L¢sing a compass as part of the Navigation badge and they have of f ered to organise an orienteering activity in the Sprin9 probably at t)unstable Downs to complete the badge. Thanks to the parents who help out on a rota and Sara, to John (Beech) for taking oh extra with plannihg and preparation and special thanks to Ian, Jack and Stuart from Griffen explorers for supporting with activities to enable the troop to continue to stay open as the volunteers that had Said they would be able to help in the Autumn did not materialise. The troop is desperately in need of a team of people to step up and take on scoutlhg roles to enable it to continue until the summer and beyond, please see if you can think of people we could approach and if So contact either Bred0 or myself. Janet Owen (Cedar)
Not to THE OLIVE TREE Accounts Year ended 31 August 2024 The Olive Tree Church Is 3 local ecumenlcal partnership comprlslng the Blenhelm Crescent Baptlst Church and St Margarets Methodlst Church. The Partnershlpi whlth had been operatlng Informally for sorne years, w45 legally instituted on l April 2021. It has been agreed that the LEP would operate on a'single purse, principal with all monetary accounts under the control of theTrustee5 Qf the LEP. All intome and expenditure would be reflected in the LEP accounts but In accordance with the regulations appertalningto each Chutch the ownership of church busldlngs remalns with the indivldual church&s. In the event of a dissolution of the LEP it is agreed that General Fund5 held as at the date of dissolLJtion would be distrlbuted as follows.. al The unspent funds attributed to each Chu¥ch In rèspect of legacles beqijeathed to the Baptist and Methodist Churches be returned to the denominational funds. The interest earned on unspent legacy monles Is to be attrlbuted to the relevant legacy fund5 and any administration costs in respect of the fund5 IS to be charged to such funds. The leadership team is to attribute how the monSe5 in the leBacy funds are to be spent. bl The o¥iginal amounts invested by each Partner Church in respect of funds held as at l April 2021, after the deductlon of the legacy funds held as at l Aprll 2021, will be returned to the Partner Churches bl In the event of elther a surplus IdEfScit arising on General funds over the term of the Partnership thls wlll be distrlbuted equally between the Partner Churches Legacy funds form part of the General fvnd but It Is decided that these funds be Identlfled by way of note as between the Partnèr Churches. The balances on Legacy Funds as at 31 August 2024 were as follows Blenheim Crescent Baptlst Church £17,865 TMCP account- Methodist legacie5 £1,257 Ollve Tree Chtsrch Discretionary Funds form part of general funds These are monies put asSde for certaln purposes but should they not be needed they can be used for ot17er expendlture. At 31 August 2024 d15crÈtionary funds were Youthwork £8,737 In the past a youthworker was engaged 3nd funds were obtalned from external sources and also church funds were set aslde. Due to Covld and personal circumstances the youthworker declded to leave. Sorne monie5 rnay yet be repay8ble io th2 Method15t Circuit- the amDunt5 have to be oscertained.
THE OLIVE TREE CHURCH st Margarets Methodist Church and Blenheim Crescent Baptist Church worshipping together 42-46 Blenheim Crescent Luton Beds LU3 1HB 23 November 2024 Dear David The Olive Tree Church SFA for the year ended 31 August 2024 l enclose a signed copy of the accounts for the last financial year. Kind regards Glynis P Thompson D Hallworth Esq., 7 Windsor Close Flitwick Beds MK45 1PT Reglstered Charity Number 1196158
CHURCH RECEIPTS AND PAYMENTS ACCOUNTS THE METHODIST CHURCH STANDARD FORM OF ACCOUNTS The Olive Tree Church (LEP Baptist and Methodist Churches) Church FOR THE YEAR ENDED 31 August 2024 South Bedfordshlre Clrcult Clrcult no. 3414 Registered Charity - Charity Registratlon number 1196158 If not a register&d charity His MaJeStS Revenue and Customs Gift Aid number rrhe HMRC number is equivalent to a regi8tered charity number in lems of evidence of charitable status and may bo used to give to donors or grant funders wishing to see evidence of the organisation's Gharilable status. Melhodist charities In England and Wales that are not r8gist8red charities are excepted from registration under Stalutory InstrLtment 2014 No.242) Minister.. Rev Michael Anok LEP Trustees Mrs Madit Grant Mrs Louise Newport Ms Peace Okyere Mrs Helen ()wen TreasLArer'. Mrs Madit Grant Church-recelpts-and-Davmenls-2024 SFA I nf.fj
The Olive Tree Church (LEP Baptist and Methodist Churches) JUNTS FOR THE YEAR ENDED 31 AUGUST 2024 Church Unrestrlcted Restricted Totsls thls Funds Fund8 year Totals last year SECTIOM A a1 RECEIPTS Note 12 Offerin S 2nd Tax recovered Bank and GFB interest and Investment income 54,5 13 3,090 51.955 4,856 114.500 3,090 51,955 4,856 114,500 14 L811in 63,002 4,155 130.360 a5 Other receipts TOTAL gECEIPTS a71 SECTION B PAYMENTS )2 Circuit Assessment or Share 13,853 6,895 13,853 6.895 23,076 )3 Donations irs and Maintenancè Utilities Ilnsurances, water charges, heating & Ilghtln Property emplo ment C0818 Other paymenlg TOTAI PAYMENTS 37,041 38,585 13.349 )5 34,609 6,165 44,048 142,611 34,609 6,165 44,118 144,225 28,212 12,312 28,912 108,461
7 70 1.614 Ib91 SECTION C NET Rk6EIPTSIPAYMENTS FOR YEAR a6-b8 28,1111 1,614 29.725 21,899 Total funds brought fOard from la81 year 152.109 1.728 153,837 131.938 c1+c2 123,998 114 124,112 153.837 Transfeis and ad ustments TOTA rUNDS AT END OF YEAR c34c4} 123.998 114 124.112 Ic81 153,837 Ic61 SECT,0 FOR IN;'.'ORNATION ONLY: MONEY RECEIVED AND PASSED ON TO EXTERNAL ORGANISATIONS IthesL7 thuJ10unts are not to be included in total receiptslpayments figures above) B8knce brought forward from last ear 475 Offerinos/Gifls- recelved for external or anlsalions 1,119 2,417 13 OfferinoslGifts passed lo external organisalions 1.283 1,942 BALAlklC:F SYILL TO BE PAID {d1+d2-d3) 311 Churclkiec¢ipts4n&p3ymenis-2024 SPA
The Olive Tree Church tisl and Methodist LEP .INA ccou 18ATI EPOR HEC aECTION E Plo2$o lollvN the Guldaxc Gom Summaryof the Church accoun iorlho yesf ended 31 Augus12024 and Internal OraAnl3dtlonB reporfrvJ iolhe ChurGh CouwlllChurGh Meeung, Note Ihallha ILKdsof Intemal Organisatlon would normalWb8 Re8trl¢ledfunds unlesg il God b&cL%ady $h(wm knalthey be used foi any Methodlsl PUTPD5e. Tths ¥ectloD rnu81 be cotnpleied loa1ra allho gloss Income exppniliure totaf8of the Chwch. If 0$$ Incomt èx¢eedsth2At¢nals 1bieth0, Ihen IheAccnids m&ihodof8c¢ouniing ANO A DIFFERENT FORM rnu$l bè used lo report occourrts Isee Meihothslwabsll81. Ploase ¥efer io ihe guidance noies regarOlngirnD8lers be the Dl$lrkl ard connecled Thslriclorgantsall5. itrrfERNAL ORGANISATIOMS NR181 Pa Cl)anlng bal nig Usits CIo8ino bBlanGes ¢4 45 811 e12 Church a¢Col8 Itotals brought forword from p&gg 2-tvtals ¢olvmnl 11450D 471 144,22S (29,7281 153,837 124,112 c81 Y CHURCkl 114,800 144,225 (29,72&1 153,837 124,112 ¢ontlnuÈ on asepBr8teEheel 11 nece$$aryand brhg Ihe lot815 loN8id TOTAL RECEIPTS TOTAL PAYPAENTS sEeTIOhl F STATEklEIiTO ES OPENING bALANCES LOSING ALANCES CHUR¢FI.¢ASH FUNDS at 31 Au ust202A Gash ID hs1)cS Bank cuffACCOunt 17.B76 21,203 Bank r> $IIA¢wurt 102.289 78.ags Central Flnance goard 10.654 820 Trustsès lor MslhudL4lChurch Pu ose$ Olawfuno Suè TO)-AL- Church e¢counts Toial hpld by Internal Organk4aibn¥ Itheclog banCe total from above) le121 163,837 c8 TOTAL f.Srt FUNDS HELD BY CAUR¢H 153,837 124,112 (y) SECTIOIIG Al 31 Awusl 2024 1 Sfjpiernber2023 .ff E'i-SaNd LIABILITIES OTHER N.- InveslmeiiL° 5nclude Endowentg & 8tsildl $etsnole8 re knswancevalue 8 077 534 8 540 176 OlherAsb--I 226 640 237 518 Loan - %j'l(JW 8mwn10uistsnd al r¢ Olher f4 Indudpimly held alth6 Centfdl Finanrg B(>ard IS Induaei>nly held alTru$168sforMelhothsl church Pviptsseg 91 In¢ludo any Otherlnveslmen ImllhecaÈh £lementolTMCP trus15 aDts Is Iudd In lknÈ1S 311 LlvQ*' 8of5
Name of Churoh - Olive Tree Church (Baptist and Methodist LEP) eclarations and Scrutiny I confinn that these Receipt and Payment based accounts for the year to 31 August 2024 have been prepared from the records of the Church and that they include all funds under the control of the Chui-ch trustees. Signature Of treasurer Oalè. .5 Name and address oftreasurer .- ,y Post Code.. Li/"l //44 Pyeserita'aon to the Church trustees I confirim that the annual report and accounts for Ihe year ended 31 Augusl 2024 w8rthill be. ptEsented to the meeting of the Church trustees held on .IlJ4 Signature of the Chair of the meeting Name of the Chair of the meeting Date . Independent Examiner's Report to the Trustees of the The Olive Tree Church Charity Number 1196158 Responslbilities and basls of report I report to the trustees on my examination of the accounts of th8 Olive Tree Church for the year ended 31 August 2024 set out on pages 1 to 3 As the Church's trustees, you are responsible for the preparation of the accounls In accordance with the requirements of the Charities Act 2011 ('th8 Acl,). I report in respect of my examination of the Church's accounts carried out under se¢tlon 145 of the Act and, in carrying out my examination, I have followed all the applicabl8 DireGtions given by the Charity Commisslon under seclion 145{5)Ibl of the Acl. del8te or circle as appropriate 4of5 P.hiiinh.rovplr*q-?nA_wmAnlR-2D24 SFA
Name of Church - The Olive Tree Church (Baptist and Methodist LEP) Independent Examiner's Statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination (other than that disclosed belo> which give me cause to believe that in. any material respect-. the accounting records were not kept in accordance with section 130 of Ihe Act., or the accounts do not accord with the accounting records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in orderto enable a proper understanding of the accounts to be reached. I havelhave not, obtained independent verification of all investments with the Trustees for Methodist Church Purposes or held in other trusts, bank balances and funds at the Central Finance 13oard of the Methodist Church which are individually in eXSS of £10,000 (ten thousand pounds) at the balance sheet date. Signat'ure of independent examiner Name of independent examiner Relevant professional qualification of independent examiner Name of firm (where appropriate) KU ! Addre Post Code LLL'&¥ fl sb . 2c)l+ deleie or circle as appropriate F#rmRevkwÈd Aw24 Church-recelpls-and-payments-2024 SFA 5of5