All Nations Church Barkingside and Clayhall
Report and Accounts Year ended 31 August 2025
1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
LEGAL AND ADMINISTRATIVE DETAILS
FOR THE YEAR ENDED 31 AUGUST 2025
ADDRESS FOR CORRESPONDENCE
123 Stradbroke Grove Ilford IG5 0DP
GOVERNING DOCUMENT CIO - Foundation registered October 2021 CHARITY REGISTRATION NUMBER 1196151 TRUSTEES RESPONSIBLE FOR Jonathan Albon MANAGING THE CHARITY Keith Ferdinando Simon Percy Rickey Raja Joshua Edwin (appointed July 2025) BANKERS Barclays Bank UK PLC INDEPENDENT EXAMINER Sarah Crispin ACA Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
INDEX
Page 1 Legal and Administrative Details Pages 2 - 5 Trustees' Report Page 6 Independent Examiner's Report Page 7 Receipts and Payments Account Page 8 Statement of Assets & Liabilities Pages 9 - 10 Notes to the Accounts
Page 1
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 AUGUST 2025
The Trustees have pleasure in submitting the Report and Accounts for the year ended 31 August 2025
Objects of the charity
The charity, which is a church, is governed by a constitution and is constituted as a charitable incorporated organisation. The charity's principal objects, as set out in its governing document, are:
a) to advance the Christian faith in accordance with the Basis of Faith
b) other such charitable purposes as shall, in the opinion of the trustees, put into practice Christian Faith, including but not limited to; prevention and relief of need, hardship and sickness; advancement of education; provision of facilities in the interests of social welfare for recreation or leisure time.
Page 2
A joint Holiday Bible Club in collaboration with some other local churches was run in February 2025 for primary school aged children and enabled us to connect serve all our families in our current Sunday school and also reach new families in the area.
The FIEC Centenary Mission Fund grant received in October 2022 for a 3 year period enabled us to launch 3 new initiatives to engage our local community. These included: a community hub drop in called the “Chatty Cafe”, meeting weekly on Wednesday mornings to offer a free space for people to come, enjoy refreshments, games and conversations for public benefit; a sports initiative “ANCBC Football” in a local school to engage men; an exercise “Zumba” class run by one of our members who is a professional Zumba Instructor to engage ladies. We continued to run stalls and assemblies at a local infant school in Clayhall. We did door to door visitation with another 800 homes visited and several hundred tracks, flyers and postcards about the church and literature and resources distributed. We ran a pilot Autumn Holiday Bible Club for 2 days in October 2024 half term called “Let there be light” to engage new young families in the area. We also developed and ran the Community Christmas, Easter and Summer Craft Events that were launched the previous year.
There were changes to our eldership with Joshua Edwin, one of our Cross-cultural Ministry Trainees being elected as an elder (and also a trustee) of All Nations Church in our AGM in July 2025 to grow our oversight as a leadership. This would be a staff position as a “Pastor-in-Training" for 3 years, starting in the next financial year from 1 September 2025 with specific responsibility for small groups, discipleship and pastoral care. Generous support pledged from grant funding from Sychar, CoMission and other grants, churches and individuals enabled this to happen.
Our staff team remained relatively stable. Our 2 cross-cultural ministry trainees (CCMT’s) progressed to their second year with significant grant support from Sychar and Co-Mission being renewed for a second year, in addition to support from individuals and churches. They continued fortnightly training with the Pastor in cross-cultural mission and ministry start up and were able to build on existing ministries in year 1 as well as being part of starting new ministries in year 2. Sarah, one of our CCMT’s finished her role at the end of August 2025. The skills and experience gained from our Cross-cultural Ministry Trainee has equipped her for her new role starting a new work with young people with Young Life in Tower Hamlets. A new year 1 CCMT was appointed, who is a member from within the congregation to begin cross-cultural ministry training from the next financial year, with grant funding secured for 3 years.
Our part-time administrator fixed term contract was renewed for a second year. Her work significantly relieved the administrative burden from the eldership, staff and trustees, enabling these respective teams to focus on their particular roles and responsibilities to enable ministries within the church to grow and develop.
On 1 September 2024, we renewed our affiliation with the Fellowship of Independent Evangelical Churches (FIEC) and were granted full membership into the Co-Mission Network.
In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.
Page 3
Financial review During the year income increased by £11,001, to £138,033, and expenditure increased by £13,996, to £142,342. As a result the cash held by the charity decreased by £4,309, to £53,872, of which £30,851 is unrestricted and can be used for any charitable purpose. We praise G(xJ for His financial provision over this past year, especially through the generous donations and gifts from members of the church congregation. This has been supplemented by gifts from external churches and individual supporters. In addition, a number of grants were obtained to SUPFX)rt the salaries and training of our ministry trainees. The budget for the financial year included a deficit in our unreslricled fund. It transpired that income was lower than budgeted for, and while the total expenditure from this fund was also lower than budgeted, there is still a significant deficit at year end which is higher than that budgeted for. As a church we are still seeking to grow our membership and so for the next financial year we are again budgeting for an increase in income. This is primarily anlicipaled lo come from individual support, both from the church membership and external sources. The Trustees are exploring ways lo increase income both in the short term and the long term. Short term actions include regular discussion of church finances with church members, seeking exlemal funding from individuals and organisalions and charging for some activities. Paired with this, the Trustees are also l(x)king to decrease our expenditure. However, many of the church's costs are fixed and cannot easily be reduced (such as staff salaries, propety rental and venue hirel. In the medium term, the Trustees are considering whether external funding can be obtained to purchase a manse that would reduce our regular rental costs. Reserves Reserves are held in line wlh Charity Commission guidance so that the Charity is able lo meet any expenditure commitments to which il has commilled and ensure that staff contracts and housing arrangements are not immediately terminated. Therefore, it was agreed at a trustees meeting held on 10 Oct 2024 that a minimum of £25,000 would be held in readily accessible cash accounts lo cover 4 months of salary, rental costs that included church house and council tax and venue hire. The balance of unrestricted funds held al 31 st August 2025 is in excess of the £25,000 figure agreed by the Trustees and therefore the Charity is complying with its reserves policy. The Trustees are currently reviewing the reserves policy lo ensure that the right balance is struck between releasing funds lo support the charitable aims and objectives of the church alongside holding sufficient funds for the church to meet its financial obligations in the event of a significant loss of income. Risk statement The charity is exposed to various risks be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks. The main risk is that the external and internal giving to support the Charity remains static or drops. The Trustees are actively monitoring the church's financial situation and acknowledge that some activities may need to be paused or stopped in order to ensure the long-term financial viability of the church. Page 4
Structure, Governance and Management
Governance
All Nations Church Barkingside & Clayhall is a Charitable Incorporated Organisation (CIO) with the Charity Commission of England & Wales.
All Nations Church Barkingside & Clayhall has a Church Constitution and a Church Handbook.
Trustee Selection
Trustees are appointed in accordance with the charity constitution.
According to the constitution, any person appointed as an Elder shall also be a charity trustee, any person appointed as the Church Treasurer shall also be a charity trustee.
The Elders shall be entitled to propose additional persons as charity trustees (“non-Elder trustees”), provided that the number of non-Elder trustees shall be fewer than half the total number of charity trustees then in office.
All roles shall be appointed by the Church Members in accordance with the requirements set out in the Church Handbook
Organisation Structure
The oversight of the activities of the church is by the church elders: Rickey Raja and Keith Ferdinando who are also trustees. Josh Edwin was appointed as a church elder and trustee following a vote by church members at a meeting on 8[th] July 2025.
Whilst being an independent church and organisation of our own right, we do have growing fruitful partnerships with the Fellowship of Independent Evangelical Churches (FIEC), Co-Mission, London City Mission (LCM) and North East London A Passion For Life Churches.
Responsibilities of trustees
Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.
We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.
We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.
Approval
This report was approved by the trustees and signed on their behalf by:
Rickey Raja ________Rickey Raja (Feb 22, 2026 19:00:40 GMT) Rickey Raja
Date: Feb 22, 2026
Page 5
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
I report to the trustees on my examination of the accounts of All Nations Church Barkingside and Clayhall ('the charity') for the period ended 31 August 2025 on pages 7 to 10 following.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).
I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
Independent examiner’s statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
- accounting records were not kept in accordance with section 130 of the 2011 Act; or 2. the accounts do not accord with the accounting records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Sarah Crispin
Sarah Crispin (Feb 26, 2026 10:15:20 GMT)
Sarah Crispin ACA
Stewardship 1 Lamb's Passage LONDON EC1Y 8AB
Date: Feb 26, 2026
Page 6
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
RECEIPTS AND PAYMENTS ACCOUNT
FOR THE YEAR ENDED 31 AUGUST 2025
| Notes Income receipts Donations Gift aid receipts Grants from supporting churches Other grants Income from charitable activities Other Total receipts Payments 2 3 Total payments Transfers between funds 5 Net movement in funds Cash funds as at last year end Cash funds at this year end A Net of receipts / (payments) before transfers Grants paid in relation to charitable activities undertaken by others Payments in relation to charitable activities undertaken directly |
General Designated Funds Funds £ £ 38,605 - 8,248 - 7,420 - - - 2,160 - 756 - 57,189 - 77,605 - - 77,605 - (20,416) - (206) - (20,622) - 51,472 - 30,851 - Unrestricted Funds |
Restricted Funds £ 5,430 - 4,216 71,198 - - 80,844 60,352 4,385 64,737 16,107 206 16,313 6,709 23,022 |
2025 £ 44,035 8,248 11,636 71,198 2,160 756 138,033 137,957 4,385 142,342 (4,309) - (4,309) 58,181 53,872 |
2024 £ |
|---|---|---|---|---|
| 48,829 13,705 9,000 55,498 - - |
||||
| 127,032 | ||||
| 125,695 2,651 |
||||
| 128,346 | ||||
| (1,314) - |
||||
| (1,314) 59,495 |
||||
| 58,181 |
The notes on pages 9-10 form part of these accounts.
Page 7
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
STATEMENT OF ASSETS AND LIABILITIES
AS AT THE YEAR ENDED 31 AUGUST 2025
| A Cash funds Cash at bank with immediate access Cash at bank (90 day notice account) B Other monetary assets Gift aid due to charity Prepaid room hire C Liabilities Falling due within one year: Pension due Fee for Independent Examination Accrued expenses D Assets retained for charity's own use Electrical and kitchen equipment Computers and IT equipment |
General Designated funds funds £ £ 5,851 - 25,000 - 30,851 - 1,189 - - - 1,189 - 486 - 1,290 - 368 - 2,144 - Unrestricted Funds |
Restricted funds £ 23,022 - 23,022 - - - - - - - |
2025 £ 28,872 25,000 53,872 1,189 - 1,189 486 1,290 368 2,144 2025 1,098 559 1,657 |
2024 £ |
|---|---|---|---|---|
| 33,181 25,000 |
||||
| 58,181 | ||||
| 1,415 3,605 |
||||
| 5,019 | ||||
| 472 1,108 229 |
||||
| 1,808 | ||||
| 2024 | ||||
| 1,300 559 |
||||
| 1,859 |
E Guarantees and secured debts
The charity has not given any guarantees and has not provided its assets as security for any liabilities.
The accounts were approved by the trustees and signed on their behalf
by _____Rickey Raja (Feb 22, 2026 19:00:40 GMT) Rickey Raja date ____Feb 22, 2026 Rickey Raja
The notes on pages 9-10 form part of these accounts.
Page 8
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 AUGUST 2025
1 Accounting policies
The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.
General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.
| 2 Payments in relation to charitable activities undertaken directly Employment costs Note 4 Minister accommodation costs Note 4 Venue hire Equipment Training, conference and events Resources and ministries expenses Cross-Cultural Ministry Trainee (exc. salaries) Governance, professional and legal fees Administration, IT and support 3 Grants and gifts paid to others Organisations: SIM International London City Mission UFM Worldwide FIEC Mission Grant Keith Ferdinando - Zambia Individuals (hardship fund) |
Unrestrict | Designated funds £ - - - - - - - - - - - - - - - - - ed Funds |
Restricted Funds £ 50,224 - 3,371 97 30 1,647 9,098 - 269 64,737 - - - - - - - |
2025 £ 79,878 23,606 13,065 431 1,867 5,091 9,098 1,887 2,119 137,042 1,800 500 3,000 - - - 5,300 |
2024 £ |
|
|---|---|---|---|---|---|---|
| General funds £ 29,654 23,606 9,694 334 1,837 3,444 - 1,887 1,850 72,305 1,800 500 3,000 - - 5,300 |
||||||
| 75,818 19,870 12,388 2,022 3,109 4,052 2,675 1,637 1,867 |
||||||
| 123,438 | ||||||
| 1,200 1,375 - 840 1,166 328 |
||||||
| 4,908 |
4 Transactions with related parties
Rickey Raja served as a church leader and was paid £21,215 [2024: £20,350] plus £636 in pension contributions for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.
In addition the charity incurred expenditure totalling £23,606 [2024 £19,870] in respect of the provision of accommodation (which is customary for ministers) to Rickey Raja, who is a trustee, so that they could better perform their duties.
No payments were made to any other trustees or persons related to them, except for reimbursement of expenses paid out on behalf of the charity.
Page 9
ALL NATIONS CHURCH BARKINGSIDE AND CLAYHALL
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 AUGUST 2025
| 5 Movement of funds General funds Restricted funds FIEC Mission grant AP4L Cross-Cultural Ministry Trainee Restricted grants paid to others Total funds |
Opening balance £ 51,473 51,473 4,385 108 2,216 6,709 - |
Receipts £ 57,189 57,189 - 716 80,128 80,844 |
Payments £ (77,605) (77,605) (4,385) (1,030) (59,322) (64,737) |
Transfers £ (206) (206) - 206 - 206 - |
Closing balance £ |
|---|---|---|---|---|---|
| 30,851 | |||||
| 30,851 | |||||
| - (0) 23,022 |
|||||
| 23,022 | |||||
| - | |||||
| 58,181 | 138,033 | (142,342) | 53,872 |
The FIEC (Fellowship of Independent Evangelical Churches) Mission grant was awarded for use as part of an evangelism project to Muslim and Asian communities in the Clayhall and Barkingside area.
The AP4L fund was supported by gifts and contributions from local churches within the northeast London passion for life mission group for the joint running of events, including a Holiday Bible Club during February half-term.
The Cross-Cultural Ministry Trainee fund was created for the purpose of employing trainee staff members, inclusive of salaries and study fees.
Page 10