

**----- Start of picture text -----**<br>
Charity Name: AL-KAREEM FOUNDATION Charity No<br>(if any)<br>1196051<br>Annual accounts for the period<br>Period end<br>Period start date 01/01/2024 To date 31/12/2024<br>**----- End of picture text -----**<br>


## **Section A                      Statement of financial activities** 

|**Recommended categories by**<br>**activity**<br>Guidance Notes<br>**Incoming resources (Note 3)**<br>**Income and endowments from:**<br>Donations and legacies<br>S01<br>Charitable activities<br>S02<br>Other trading activities<br>S03<br>Investments<br>S04<br>Separate material item of income<br>S05<br>Other<br>S06<br>S07<br>**Resources expended (Note 6)**<br>**Expenditure on:**<br>Raising funds<br>S08<br>Charitable activities<br>S09<br>Separate material item of expense<br>S10<br>Other<br>S11<br>S12<br>S13<br>Net gains/(losses) on investments<br>S14<br>S15<br>**Extraordinary items**<br>S16<br>S17<br>S18<br>Other gains/(losses)<br>S19<br>S20<br>**_Loan Repayments_**<br>**_Reconciliation of funds:_**<br>S21<br>S22<br>**_Total_**<br>**_Net movement in funds_**<br>Total funds brought forward<br>**_Total funds carried forward_**<br>**_Total_**<br>**Net income/(expenditure) before investment**<br>**gains/(losses)**<br>**Net income/(expenditure)**<br>**Transfers between funds**<br>**Other recognised** **gains/(losses):**<br>Gains and losses on revaluation of fixed assets for the charity’s own use|**Unrestricted**<br>**funds**<br>**Restricted**<br>**income**<br>**funds**<br>**Endowment**<br>**funds**<br>**£**<br>**£**<br>**£**<br>F01<br>F02<br>F03<br>10,816<br>13,960<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-|<br>**Total funds**<br>**Prior year**<br>**funds**<br>**£**<br>**£**<br>F04<br>F05|
|---|---|---|
|||24,776<br>51,784<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-|
||**10,816**<br>**13,960**<br>**-**|**24,776**<br>**51,784**|
||-<br>-<br>-<br>12,456<br>13,830<br>-<br>-<br>-<br>-<br>250<br>-<br>-||
|||-<br>-<br>26,286<br>51,639<br>-<br>-<br>250<br>250|
||**12,706**<br>**13,830**<br>**-**|**26,536**<br>**51,889**|
||||
||1,890<br>-<br>130<br>-|1,760<br>-<br>105<br>-|
||-<br>-<br>-|-<br>-|
||1,890<br>-<br>130<br>-|1,760<br>-<br>105<br>-|
||-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-<br>-|-<br>-<br>-<br>-|
|||-<br>-<br>-<br>-|
||**1,890**<br>**-**<br>**130**<br>**-**|**1,760**<br>**-**<br>**105**<br>**-**|
||-<br>1,961<br>207<br>-|-<br>-<br>2,168<br>2,273|
||**71**<br>**337**<br>**-**|**408**<br>**2,168**|



1 



## **Section B                      Balance sheet** 

|**Fixed assets**<br>**Intangible assets            (Note 15)**<br>**Tangible assets              (Note 14)**<br>**Heritage assets              (Note 16)**<br>**Investments                    (Note 17)**<br>**_Total fixed assets_**<br>**Current assets**<br>**Stocks                             (Note 18)**<br>**Debtors                           (Note 19)**<br>**Investments                  (Note 17.4)**<br>**Cash at bank and in hand (Note 24)**<br>**_Total current assets_**<br>**Creditors: amounts falling due within**<br>**one year              (Note 20)**<br>**_Net current assets/(liabilities)_**<br>**_Total assets less current liabilities_**<br>**Creditors: amounts falling due after**<br>**one year                (Note 20)**<br>**Provisions for liabilities**<br>**_Total net assets or liabilities_**<br>**Funds of the Charity**<br>**Endowment funds (Note 27)**<br>**Restricted income funds (Note 27)**<br>**Unrestricted funds**<br>**Revaluation reserve**<br>**_Total funds_**<br>Signed by one or two trustees on behalf of all<br>the trustees|Guidance Notes<br>B01<br>B02<br>B03<br>B04<br>B05<br>B06<br>B07<br>B08<br>B09<br>B10<br> <br>B11<br>B12<br>B13<br>B14<br>B15<br>B16<br>B17<br>B18<br>B19<br>B20<br>B21<br>|**Unrestricted**<br>**funds**<br>**£**<br>F01<br>-<br>-<br>-<br>-|<br>**Restricted**<br>**income**<br>**funds**<br>**£**<br>F02<br>-<br>-<br>-<br>-|**Endowment**<br>**funds**<br>**Total this**<br>**year**<br>**£**<br>**£**<br>F03<br>F04<br>-<br>-<br>-<br>-<br>-<br>-<br>-                  -|**Total last**<br>**year**<br>**£**<br>F05|
|---|---|---|---|---|---|
||||||-<br>-<br>-<br>-|
|||-|-|-<br>-|-|
|||-<br>-<br>-<br>71|-<br>-<br>337|-<br>-<br>-                  -<br>-<br>-<br>-<br>408||
||||||-<br>-<br>-<br>2,168|
|||**71**|**337**|**-**<br>**408**|**2,168**|
||||||-|
|||-||-                  -||
|||||||
|||71|337|-<br>408|-|
|||||||
|||**71**|**337**|**-**<br>**408**|**-**|
||||||-<br>-|
|||-<br>-|-<br>-|-                  -<br>-<br>-||
|||||||
|||**71**|**337**|**-**<br>**408**|**-**|
|||-<br>71|337|-<br>337<br>-                 71<br>-||
||||||-<br>207<br>1,961|
|||**71**|**337**|**-**<br>**408**|**2,168**|
|||Signature||**SYED AHMED**<br>Print Name|Date of<br>approval<br>dd/mm/yyyy<br>**20/10/2025**|



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**Section C                                            Notes to the accounts** 

## Note 1 **Basis of preparation** 

_**This section should be completed by all charities** ._ 

## **1.1 Basis of accounting** 

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. 

The accounts have been prepared in accordance with: 

the Statement of Recommended Practice: Accounting and Reporting by Charities •  and with*  preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 •  and with*  the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) 

- and with the Charities Act 2011. 

The charity constitutes a public benefit entity as defined by FRS 102.* 

**Yes** 

- -Tick as appropriate 

## **1.2  Going concern** 

_**If there are material uncertainties related to events or conditions that cast significant doubt on the charity's ability to continue as a going concern, please provide the following details or state "Not applicable", if appropriate:**_ 

An explanation as to those factors that _**Not applicable**_ support the conclusion that the charity is a going concern; Disclosure of any uncertainties that make the _**Not applicable**_ going concern assumption doubtful; Where accounts are not prepared on a going _**Not applicable**_ concern basis, please disclose this fact together with the basis on which the trustees prepared the accounts and the reason why the charity is not regarded as a going concern. 

## **1.3 Change of accounting policy** 

The accounts present a true and fair view and the accounting policies adopted are those outlined in note {  }. 

|Yes*||||||
|---|---|---|---|---|---|
|||||* -Tick as appropriate||
|No*||||||
|**_Please disclose:_**||||||
|**_(i) the nature of the_**||**_change in accounting policy;_**|||Not applicable|
|**_(ii) the reasons why applying the new accounting policy_**||||||
|**_provides more reliable_**|||**_and more relevant information;_**||Not applicable|
|**_and_**||||||



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_**(iii) the amount of the adjustment for each line affected Not applicable in the current period, each prior period presented and the aggregate amount of the adjustment relating to periods before those presented, 3.44 FRS 102 SORP.**_ 

## **1.4 Changes to accounting estimates** 

No changes to accounting estimates have occurred in the reporting period (3.46 FRS 102 SORP). 


**----- Start of picture text -----**<br>
Yes* <br>* -Tick as appropriate<br>No*<br>**----- End of picture text -----**<br>


## _**Please disclose:**_ 


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(i) the nature of any changes; Not applicable<br>(ii) the effect of the change on income and expense or<br>Not applicable<br>assets and liabilities for the current period; and<br>(iii) where practicable, the effect of the change in one or  Not applicable<br>more future periods.<br>**----- End of picture text -----**<br>


## **1.5 Material prior year errors** 

No material prior year error have been identified in the reporting period (3.47 FRS 102 SORP). 


**----- Start of picture text -----**<br>
Yes* <br>* -Tick as appropriate<br>No*<br>Please disclose:<br>(i) the nature of the prior period error; Not applicable<br>(ii) for each prior period presented in the accounts, the<br>amount of the correction for each account line item<br>affected; and<br>Not applicable<br>(iii) the amount of the correction at the beginning of the  Not applicable<br>earliest prior period presented in the accounts.<br>**----- End of picture text -----**<br>


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## **Section C                                            Notes to the accounts                                                        (cont)** 


**----- Start of picture text -----**<br>
Note 3                           Analysis of income<br>Restricted<br>Unrestricted  income  Endowment<br>funds funds funds Total funds Prior year<br>Analysis £ £<br>Donations  Donations and gifts     10,816     13,960             -       24,776     51,784<br>and legacies: Gift Aid             -              -               -                -              -<br>Legacies             -              -               -                -              -<br>General grants provided by government/other<br>charities             -               -                -<br>Membership subscriptions and sponsorships<br>which are in substance donations<br>            -              -               -                -              -<br>Donated goods, facilities and  services             -              -               -                -              -<br>Other             -              -               -                -<br>Total      10,816     13,960             -        24,776     51,784<br>Charitable<br>activities:             -              -               -                -              -<br>Other             -              -               -                -              -<br>Total              -              -               -                -              -<br>Other trading<br>activities:             -              -               -                -              -<br>            -              -               -                -              -<br>Other             -              -               -                -              -<br>Total              -              -               -                -              -<br>Income from  Interest income             -              -               -                -              -<br>investments: Dividend income             -              -               -                -              -<br>Rental and leasing income             -              -               -                -              -<br>Other              -              -               -                -              -<br>Total              -              -               -                -              -<br>Separate  Income from Sale of Land             -              -               -                -              -<br>material item  Land Rental Income           -<br>of income: Income from Vist/Ticket             -              -               -                -              -<br>Trip Income             -              -               -                -              -<br>Total             -              -               -                -              -<br>Other: Conversion of endowment funds into income<br>            -              -               -                -              -<br>Gain on disposal of a tangible fixed asset<br>held for charity's own use             -              -               -                -              -<br>Gain on disposal of a programme related<br>investment             -              -               -                -              -<br>Royalties from the exploitation of intellectual<br>property rights             -              -               -                -              -<br>Other-Interest Income             -              -               -                -              -<br>Total              -              -               -                -              -<br>TOTAL INCOME     10,816     13,960             -       24,776      51,784<br>Other information:<br>All income in the prior year was unrestricted except for:<br>(please provide description and amounts)<br>Not applicable<br>Where any endowment fund is converted into income in the<br>reporting period, please give the reason for the conversion.<br>Not applicable<br>Within the income items above the following items are<br>material: (please disclose the nature, amount and any prior<br>year amounts)<br>Not applicable<br>**----- End of picture text -----**<br>


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**Section C                                            Notes to the accounts                                                        (cont)** 

## **Note 4                           Analysis of receipts of government grants** 

|**Government grant 1**<br>**Government grant 2**<br>**Government grant 3**<br>**Other**<br>**_Please provide details of any_**<br>**_unfulfilled conditions and other_**<br>**_contingencies attaching to grants_**<br>**_that have been recognised in_**<br>**_income._**<br>**_Please give details of other forms of_**<br>**_government assistance from which_**<br>**_the charity has directly benefited._**|**This year**<br>**Last year**<br>**£**<br>**£**<br>-                     -<br>-                     -<br>-                     -<br>-                     -<br>**Total**<br>-                     -<br>Not Applicable<br>Not Applicable<br>**Description**|**This year**<br>**Last year**<br>**£**<br>**£**<br>-                     -<br>-                     -<br>-                     -<br>-                     -<br>**Total**<br>-                     -<br>Not Applicable<br>Not Applicable<br>**Description**|
|---|---|---|
||||



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**Section C                                            Notes to the accounts                                                (cont)** 

## **Note 6                           Analysis of expenditure** 


**----- Start of picture text -----**<br>
Unrestricted   Restricted  Endowment<br>funds income funds funds Total funds Prior year<br>Analysis £ £<br>Expenditure on  Incurred seeking donations             -                    -              -                   -              -<br>raising funds: Incurred seeking legacies<br>            -                    -              -                   -              -<br>Incurred seeking grants<br>Operating membership schemes and social lotteries<br>Staging fundraising events<br>Fudraising agents<br>Operating charity shops<br>Operating a trading company undertaking non-charitable<br>trading activity<br>Advertising, marketing, direct mail and publicity<br>            -                    -              -                   -              -<br>Start up costs incurred in generating new source of future<br>income<br>            -                    -              -                   -              -<br>Database development costs             -                    -              -                   -              -<br>Other trading activities<br>Investment management costs:             -                    -              -                   -<br>Portfolio management costs             -                    -              -                   -              -<br>Cost of obtaining investment advice<br>             -                    -               -                    -              -<br>Investment administration costs<br>             -                    -               -                    -              -<br>Intellectual property licencing costs<br>             -                    -               -                    -              -<br>Rent collection, property repairs and maintenance charges<br>             -                    -               -                    -              -<br>Total expenditure on raising funds              -                    -               -                    -               -<br>Expenditure on  The organization's core objective is the propagation of<br>charitable  the Islamic faith, primarily across the UK but not limited<br>activities to it. This mission is pursued through several avenues:<br>A) Establishing places of worship,<br>B) Offering religious education via both online and in-<br>person platforms,<br>C) Conducting prayer gatherings, lectures, and public<br>celebrations of religious festivals,<br>D) Engaging in community outreach initiatives.<br>Additionally, the organization is committed to alleviating<br>poverty and alleviating the suffering of individuals<br>affected by natural or other types of disasters. This<br>extends to regions like the UK and Bangladesh, where<br>the provision of essential resources such as food,<br>clothing, shelter, and other appropriate forms of<br>assistance is prioritized.       12,456          13,830              -            26,286      27,590<br>Total expenditure on charitable activities<br>      12,456           13,830              -            26,286      27,590<br>Separate material              -                    -              -                   -              -<br>item of expense<br>            -                    -              -                   -              -<br>Total             -                    -              -                   -              -<br>Other<br>Charity Accounting Fees           250             -                250             -<br>Insurance Expense             -                    -              -                   -              -<br>Cleaning & Maintenance             -                    -              -                   -              -<br>Other              -               -                   -             10<br>Total other expenditure           250                  -              -                250            10<br>TOTAL EXPENDITURE 12,706 13,830 - 26,536 27,600<br>**----- End of picture text -----**<br>


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## **Other information:** 

## **Analysis of expenditure on charitable activities** 


**----- Start of picture text -----**<br>
Grant  Total<br>Activity or  Support  Total this<br>Activities undertaken directly funding of  prior<br>programme Costs year<br>activities year<br>£ £ £ £ £<br>Activity 1 Bangladesh Housing projects 4,000 4,000 16,795<br>Activity 2 Gaza aid 15,160 15,160 13,000<br>Activity 3 Mediacal aid 315 315 800<br>Activity 4 Morocco earthquake aid - - 2,000<br>Activity 5 Qurbani projects 571 571 1,000<br>Activity 6 Ramadan and eid food packs 1,640 1,640 2,500<br>Activity 7 Water Pump (9 water pumps installed) 2,250 2,250 750<br>Activity 8 Turkey earthquake aid - - 14,394<br>Activity 9 Winter clothes - - 400<br>Activity 10 Flood Relief 2,350 2,350 -<br>Total 26,286 - 26,286 51,639<br>Prior year expenditure on charitable activities<br>can be analysed as follows:<br>Not applicable<br>Within the expenditure items above the<br>following items are material: (please disclose<br>the nature, amount and any prior year<br>amounts) Not applicable<br>**----- End of picture text -----**<br>


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## **Section C                                            Notes to the accounts** 

## **Note 10                           Details of certain items of expenditure** 

## **10.1 Fees for examination of the accounts** 

_**Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner.  If nothing was paid please enter '0' in the appropriate box(es).**_ 

|**Other fees (for example: financial advice, consultancy, accountancy services) paid**<br>**to the independent examiner**<br>**Independent examiner’s fees**<br>**Assurance services other than audit or independent examination**<br>**Tax advisory fees**|**This year**<br>**Last year**<br>**£**<br>**£**<br>100.00           100.00<br>-                     -<br>-                     -<br>150.00           150.00<br>|
|---|---|



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## **Section C                                            Notes to the accounts                                              (cont)** 

**Note 11                           Paid employees** _**Please complete this note if the charity has any employees.**_ 

## **11.1 Staff Costs** 


**----- Start of picture text -----**<br>
This year Last year<br>£ £<br>Salaries and wages                              -                                -<br>Social security costs                              -                                -<br>Pension costs (defined contribution scheme)<br>Other employee benefits                              -                                -<br>Total staff costs                              -                                -<br>Please provide details of expenditure on staff working for the<br>charity whose contracts are with and are paid by a related party N/A<br>**----- End of picture text -----**<br>


_**Please give details of the number of employees whose total employee benefits (excluding employer pension costs) fell within each band of £10,000 from £60,000 upwards.  If there are no such transactions, please enter 'true' in the box provided.**_ 

|**_please enter 'true' in the box provided._**|**_please enter 'true' in the box provided._**|**_please enter 'true' in the box provided._**||
|---|---|---|---|
|**No employees received employee benefits (excluding employer**|||**N/A**|
|**pension costs) for the reporting period of more than £60,000**||||
|||||
|**Band**||**Number of employees**||
|**£60,000 to £69,999**||||
|**£70,000 to £79,999**||||
|**£80,000 to £89,999**||||
|**£90,000 to £99,999**||||
|**£100,000 to £109,999**||||
|||||
|||||
|||||



**Please provide the total amount paid to key management personnel (includes trustees and senior management) for their services to the charity** 

**11.2 Average head count in the year The parts of the charity in which the employees work** 

|**Fundraising**<br>**Charitable Activities**<br>**Governance**<br>**Other**<br>**Total**|**This year**<br>**Last year**<br>**Number**<br>**Number**<br>-                                -<br>-                                -<br>-                                -<br>-                                -|
|---|---|
||-                                -|



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## **11.3 Ex-gratia payments to employees and others (excluding trustees)** _**Please complete if an ex-gratia payment is made.**_ 

**Please explain the nature of the payment** N/A **Please state the legal authority or reason for making the payment** N/A **Please state the amount of the payment (or value of any waiver of a right to an asset)** N/A 

## **11.4 Redundancy payments** 

_**Please complete if any redundancy or termination payment is made in the period.**_ 

|**The extent of redundancy funding at**<br>**the balance sheet date**<br>**The nature of the payment (cash, asset**<br>**etc.)**<br>**Total amount of payment**<br>**Please state the accounting policy for**<br>**any redundancy or termination**<br>**payments**|N/A<br>N/A<br>N/A<br>N/A|
|---|---|



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## **Section C                                            Notes to the accounts                                               (cont)** 

## **Note 19                         Debtors and prepayments** 

_**Please complete this note if the charity has any debtors or prepayments.**_ 

**19.1     Analysis of debtors Trade debtors Prepayments and accrued income Other debtors** 


**----- Start of picture text -----**<br>
This year Last year<br>£ £<br>                -                   -<br>                 -                   -<br>                 -                   -<br>                 -                    -<br>**----- End of picture text -----**<br>


**Total** 

_**Please complete 19.2 where a material debtor is recoverable more than a year after the reporting date.**_ 

## **19.2     Analysis of debtors recoverable in more than 1 year (included in debtors above)** 

|**Prepayments and accrued income**<br>**Other debtors**<br>**Total**<br>**Trade debtors**|**This year**<br>**Last year**<br>**£**<br>**£**<br>-                   -<br>-                   -<br>-                   -<br>-                   -|
|---|---|
||-                   -<br>|



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## **Section C                                          Notes to the accounts                                                   (cont)** 

## **Note 20                         Creditors and accruals** 

## _**Please complete this note if the charity has any creditors or accruals.**_ 

## **20.1 Analysis of creditors** 

|**Accruals for grants payable**<br>**Bank loans and overdrafts**<br>**Trade creditors**<br>**Payments received on account for contracts or**<br>**performance-related grants**<br>**Accruals and deferred income**<br>**Taxation and social security**<br>**Other creditors**<br>**Total**|**This year**<br>**Last year**<br>**This year**<br>**Last year**<br>**£**<br>**£**<br>**£**<br>**£**<br>-                    -                    -                   -<br>-                    -                    -                   -<br>-                    -                    -                   -<br>-                    -                    -                   -<br>-                    -                    -                   -<br>-                    -                    -                   -<br>-                    -                    -                   -<br>**Amounts falling due**<br>**within one year**<br>**Amounts falling due after**<br>**more than one year**|
|---|---|
||**-**-                   -                   -|



## **20.2 Deferred income** 

_**Please complete this note if the charity has deferred income.**_ 

## _**Please explain the reasons why income is deferred.**_ 

|**_Movement in deferred income account_**<br>**Balance at the start of the reporting period**<br>**Amounts added in current period**<br>**Amounts released to income from previous periods**<br>**Balance at the end of the reporting period**|**This year**<br>**Last year**<br>**£**<br>**£**<br>-<br>-<br>-|
|---|---|
||-                   -|



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## **Section C                                            Notes to the accounts                                                        (cont)** 

## **Note 24                     Cash at bank and in hand** 

**Bank Accounts** Current Account- **Other Total** 


**----- Start of picture text -----**<br>
This year Last year<br>£ £<br>             408            2,168<br>             408            2,168<br>**----- End of picture text -----**<br>


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## **Section C                                            Notes to the accounts                                                        (cont)** 

## **Note 27                         Charity funds** 

## **27.1 Details of material funds held and movements during the CURRENT reporting period** 

_**Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds'.  The 'Total funds' figure below should reconcile to 'Total funds' in the blanace sheet.**_ 

_*** Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds**_ 


**----- Start of picture text -----**<br>
Fund  Fund<br>Type PE,  balances  balances<br>EE  R or  Purpose and Restrictions brought  Loan  Gains and  carried<br>UR * forward Income Expenditure Repayments losses forward<br>Fund names £ £ £ £ £ £<br>Unrestricted funds in a charity are the<br>available funds that aren't specifically<br>allocated for a particular purpose, giving the<br>organization flexibility in how they're used to<br>Donations & Gifts UR support various needs.           1,961         10,816 -         12,706                   -                    -                   71<br>Restricted funds in a charity are<br>designated for specific purposes,<br>ensuring that donations are used exactly<br>as intended by donors, and contributing<br>to transparency and accountability in the<br>Charitable Activities/Projects UR organization's financial management.              207         13,960 -         13,830                   -                    -                 337<br>Other funds N/a N/a                  -                    -                     -                     -                    -                     -<br>Total Funds            2,168          24,776 -         26,536                   -                    -                  408<br>**----- End of picture text -----**<br>


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**Note 28                         Transactions with trustees and related parties** _**If the charity has any transactions with related parties (other than the trustee expenses explained in**_ 

## **28.1 Trustee remuneration and benefits** 

## **This year** 

**None of the trustees have been paid any remuneration or received any other** 

**TRUE** 

_**In the period the charity has paid trustees remuneration and benefits.  Please give the amount of, and**_ 

|**_Please give details of why remuneration or_**<br>**_other employment benefits were paid._**<br>**_Where an ex gratia payment has been made_**<br>**_to a trustee, provide an explanation of the_**<br>**_nature of the payment._**<br>**Name of trustee**<br>**Legal authority**<br>**(eg order,**<br>**governing**<br>**document)**|**Remunerati**<br>**on**<br>**Pension**<br>**contribution**<br>**Redundancy**<br>**(including**<br>**loss of**<br>**office)/ex**<br>**gratia**<br>**Other**<br>**TOTAL**<br>**£**<br>**£**<br>**£**<br>**£**<br>**£**<br>-                   -                   -               -<br>**-**<br>-                   -                   -               -<br>**-**<br>**N/A**<br> <br>**Amounts paid or benefit value**|
|---|---|



## **Last year** 

**None of the trustees have been paid any remuneration or received any other benefits from an employment with their charity or a related entity (True or False)** 

**TRUE** 

_**In the period the charity has paid trustees remuneration and benefits.  Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee by the charity or any institution or company connected with it.**_ 

|**Name of trustee**<br>**Legal authority**<br>**(eg order,**<br>**governing**<br>**document)**<br>**_Please give details of why remuneration or_**<br>**_Where an ex gratia payment has been made_**|**Remunerati**<br>**on**<br>**Pension**<br>**contribution**<br>**Redundancy**<br>**(including**<br>**loss of**<br>**office)/ex**<br>**gratia**<br>**Other**<br>**TOTAL**<br>**£**<br>**£**<br>**£**<br>**£**<br>-                   -                   -               -<br>**-**<br>-                   -                   -               -<br>**-**<br> <br>**Amounts paid or benefit value**<br>**N/A**|
|---|---|



## **12.2 Trustees' expenses** 

_**If the charity has paid trustees expenses for fulfilling their duties, details of such transactions should be**_ **No trustee expenses have been incurred (True or False)** _**TRUE**_ 

|**Accommodation**<br>**Travel**<br>**Subsistence**<br>**No trustee expenses have been incurred (True or False)**<br>**Type of expenses reimbursed**|-<br>-<br>-<br>**This year**<br>**£**|-<br>-<br>-<br>**_TRUE_**<br>**Last year**<br>**£**|
|---|---|---|






**----- Start of picture text -----**<br>
Phone                                         -                                      -<br>                                       -                                      -<br>TOTAL                                       -                                      -<br>**----- End of picture text -----**<br>


**Please provide the number of trustees reimbursed for** 

## **12.3 Transaction(s) with related parties** 

_**Please give details of any transaction undertaken by (or on behalf of) the charity in which a related party has a material interest, including where funds have been held as agent for related parties.  If there are no such transactions, please enter 'true' in the box provided.**_ 

## **This year** 

|**This year**|**This year**|||||||
|---|---|---|---|---|---|---|---|
|**There have been no related party transactions**<br>**False)**||**in the reporting period (True or**||||**_TRUE_**||
|||||||||
||||||||**Amounts**|
|**Name of the**<br>**trustee or**<br>**related party**<br>**Relationshi**<br>**p to charity**<br>**Description of**<br>**the**<br>**transaction(s)**||**Amount**|**Balance at**<br>**period end**|**Provision for bad**<br>**debts at period end**|||**written off**<br>**during**<br>**reporting**|
||||||||**period**|
|||||||||
|||||||||
|**_In relation to the transactions above, please_**||||||||
|**_provide the terms and conditions, including_**||||||||
|**_any security and the nature of any payment_**||||||||
|**_(consideration) to be provided in settlement._**||||||||
|||N/A||||||
|||||||||
|**_For any related party, please provide details_**||||||||
|**_of any guarantees given or received._**||N/A||||||



## **Last year** 

|**Last year**|**Last year**|**Last year**|**Last year**|**Last year**|||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**There have been no related party transactions**|||||**in the reporting period**|||**(True or**||||**_TRUE_**|
||||||||||||||
|||||||||||||**Amounts**|
|**Name of the**<br>**trustee or**<br>**related party**||**Relationshi**<br>**p to charity**|**Description of**<br>**the**<br>**transaction(s)**||**Amount**||**Balance at**<br>**period end**||**Provision for bad**<br>**debts at period end**|||**written off**<br>**during**<br>**reporting**|
|||||||||||||**period**|
|||||||**£**|**£**|||**£**||**£**|
||||||||||||||
|**_In relation to the transactions_**|||**_above, please_**||N/A||||||||
||||||||||||||
|**_For any related party, please provide details_**|||||N/A||||||||





## **Section C                                            Notes to the accounts                                   (cont)** 

## **Note 29                            Additional Disclosures** 

**The following are significant matters which are not covered in other notes and need to be included to provide a proper understanding of the accounts.  If there is insufficient room here, please add a separate sheet.** 

Not applicable 

CC17a (Excel) 

23/10/2025 

18 




## **Trustees’ Annual Report for the period** 

## **From:  01/01/2024 Period start date To:  31/12/2024 Period end date** 

**Charity name:  AL-KAREEM FOUNDATION** 

## **Charity registration number:  1196051** 

## **Objectives and Activities** 

|**Objectives and Activities**|||
|---|---|---|
||SORP reference||
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|1. Advancement of the Islamic faith for the<br>benefit of the general public throughout the UK<br>mainly, but not exclusively by means of (a)<br>place of worship, (b) religious education both<br>on-line and on-site, (c) holding prayer<br>meetings, lectures, public celebration of<br>religious festivals and (d) carrying out outreach<br>work in the local community. 2. The relief of<br>poverty and suffering among victims of natural<br>or other kinds of disaster in particular but not<br>exclusively in the UK and Bangladesh by the<br>provision of food, clothes, shelter or other<br>means deemed suitable.|
|Summary of the main activities<br>in relation to those purposes<br>for the public benefit, in<br>particular, the activities,<br>projects or services identified in<br>the accounts.|Para 1.17 and 1.19|The organization's primary mission is to advance the<br>Islamic faith, benefiting the general public across the<br>UK, primarily through avenues such as (A)<br>establishing places of worship, (B) providing religious<br>education both online and on-site, (C) organizing<br>prayer gatherings, lectures, and public celebrations of<br>religious festivals, and (D) engaging in local<br>community outreach efforts. Additionally, the<br>organization is committed to (1) Flood Relief projects,<br>aimed at alleviating the impact of natural disasters, (2)<br>House Building Projects, contributing to shelter for<br>those in need, (3) Winter Clothes initiatives, ensuring<br>warmth during colder months, and (4) Food Packs<br>distribution, addressing hunger among vulnerable<br>populations. Furthermore, the organization is dedicated<br>to (2) providing relief to poverty and suffering among<br>victims of natural or other types of disasters,<br>particularly but not exclusively in the UK and<br>Bangladesh. This includes the provision of essential<br>resources such as food, clothing, and shelter, or any<br>other suitable means. Through these multifaceted<br>initiatives,the organization strives to make a|





|||meaningful difference, both in the realm of faith and in<br>humanitarian efforts, fostering a positive impact on the<br>lives of those it serves.|
|---|---|---|
|Statement confirming whether<br>the trustees have had regard to<br>the guidance issued by the<br>Charity Commission on public<br>benefit|Para 1.18|The trustees are familiar and follow the Charities<br>Commission’s guidance in relation to public benefit|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 


**----- Start of picture text -----**<br>
SORP reference<br>Our Grant Making Policy ensures a transparent, equitable,<br>Para 1.38  and mission-aligned process for allocating funds.<br>Policy on grant making  Applications will be evaluated based on alignment with our<br>mission, project impact, feasibility, and governance.<br>Successful applicants will be required to provide project<br>updates for monitoring purposes. We are committed to<br>non-discrimination and regular policy reviews to uphold<br>our grant making standards.<br>Para 1.38<br>Policy on social investment<br>including program related<br>investment<br>Para 1.38<br>Contribution made by<br>volunteers<br>Other<br>**----- End of picture text -----**<br>




## **Achievements and Performance** 


**----- Start of picture text -----**<br>
SORP reference<br>**----- End of picture text -----**<br>


|**Achievements and Performance**|**Achievements and Performance**|**Achievements and Performance**|
|---|---|---|
|SORP reference|||
||||
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to the<br>circumstances of its<br>beneficiaries and any wider<br>benefits to society as a whole.|Para 1.20|Our charity has brought about significant positive changes<br>by empowering beneficiaries through education, vocational<br>training, and essential resources. We've fostered stronger<br>communities, improved health outcomes, promoted social<br>inclusivity, and contributed to environmental sustainability.<br>Through collaborations and holistic efforts, our work has<br>made a lasting impact on individuals and society, creating a<br>brighter future for all.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

||Achievements against<br>objectives set|Para 1.41|The Charity Al Kareem Foundation has made significant<br>contributions through various impactful projects over the<br>year. Here are brief descriptions of their achievements and<br>performance:<br>**1. Bangladesh Housing Projects**: The foundation<br>undertook extensive housing projects in<br>Bangladesh, providing safe and secure homes for<br>those in need.<br>**2. Qurbani Projects**: During the Qurbani season, the<br>foundation facilitated the sacrifice of animals,<br>distributing meat to underprivileged families and<br>ensuring they had access to nutritious food.<br>**3. Medical Aid**: Financial support was provided for<br>the medical treatment of a cancer patient,<br>alleviating the burden of healthcare costs and<br>improving the patient's quality of life.<br>**4. **Ramadan and Eid Food Packs: Food packs were<br>distributed during Ramadan and Eid, ensuring that<br>families had sufficient food to observe these<br>important occasions with dignity and joy.<br>**5. Water Pump Project**: A water pump was installed<br>to provide clean and accessible water to a<br>community, improving their health and daily living<br>conditions.<br>**6. Gaza Aid**: Significant aid was sent to Gaza,<br>supporting various humanitarian needs and<br>contributing to the well-being of the people in the<br>region.<br>Through these initiatives, the Al Kareem Foundation has<br>demonstrated a strong commitment to humanitarian aid,<br>addressing diverse needs and making a tangible difference<br>in the lives of many.|
|---|---|---|---|





|Performance of fundraising<br>activities against objectives set|Para 1.41||
|---|---|---|
|Investment performance<br>against objectives|Para 1.41||
|Other|||



## **Financial Review** 


**----- Start of picture text -----**<br>
Review of the charity’s financial  Para 1.21  The charity finds its finances good.<br>position at the end of the<br>period<br>Statement explaining the policy  Para 1.22 The charity finds that working on a steady pipeline of<br>for holding reserves stating why  projects throughout the year means that they can be<br>they are held  focused on and delivered in an effective and efficient way.<br>This also helps with tracking delivery status and tracking<br>costs. Further, the charity is always wanting to work on<br>delivering innovative empowerment projects that are new<br>in concept and offer exceptional investment value for<br>stakeholders. This takes time and patience to emerge and<br>develop<br>Amount of reserves held Para 1.22 £408/-<br>Reasons for holding zero  Para 1.22<br>reserves<br>Details of fund materially in  Para 1.24 [None]<br>deficit<br>Explanation of any  Para 1.23 [None]<br>uncertainties about the charity<br>continuing as a going concern<br>**----- End of picture text -----**<br>


## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

The charity’s principal sources of funds (including any Para 1.47 fundraising) Investment policy and objectives including any social Para 1.46 investment policy adopted 



||||
|---|---|---|
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||



## **Structure, Governance and Management** 

|Description of charity’s trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed,royal charter)|Para 1.25|CIO - FOUNDATION Registered 05 Oct 2021|
|How is the charity constituted?<br>(e.g unincorporated<br>association,CIO)|Para 1.25|Charitable Incorporated Organisation (CIO)|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of any<br>person or body entitled to<br>appoint one or more trustees|Para 1.25|A Chair Trustee is appointed by the trustees by a voting<br>process|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 


**----- Start of picture text -----**<br>
Our organization has established comprehensive policies<br>and procedures for the induction and training of trustees.<br>Policies and procedures  New trustees undergo a thorough orientation program that<br>adopted for the induction and  Para 1.51  includes an introduction to the charity's mission,<br>training of trustees  governance structure, and key policies. Additionally,<br>ongoing training sessions are organized to enhance<br>trustees' understanding of their roles, responsibilities, and<br>the broader sector landscape. This ensures that trustees<br>are equipped with the necessary knowledge and skills to<br>effectively contribute to our charitable endeavors.<br>The charity’s organisational<br>structure and any wider  Para 1.51<br>network with which the charity<br>works<br>Relationship with any related  Para 1.51<br>parties<br>Other<br>**----- End of picture text -----**<br>




## **Reference and Administrative details** 

|Charityname|AL KAREEM FOUNDATION|
|---|---|
|Other name the charityuses|[None]|
|Registered charitynumber|1196051|
|Charity’s principal address|31 The Retreat<br>Sunderland<br>SR2 7PW|





## **Names of the charity trustees who manage the charity** 


**----- Start of picture text -----**<br>
Name of person (or body) entitled to<br>Trustee name  Office (if any)  Dates acted if not for whole year<br>appoint trustee (if any)<br>1 HUSSAIN SYED  Chair Trustees<br>2 Syed Ashad Ahmed  Trustees<br>Hafiz Syed Imam  Trustees<br>3<br>Uddin<br>Syed Salah  Uddin  Trustees<br>4<br>Ahmed<br>5<br>6<br>**----- End of picture text -----**<br>


Corporate trustees – names of the directors at the date the report was approved 

## **Director name** 

[None] 

Name of trustees holding title to property belonging to the charity 


**----- Start of picture text -----**<br>
Trustee name Dates acted if not for whole year<br>[None]<br>**----- End of picture text -----**<br>


## **Funds held as custodian trustees on behalf of others** 

|Description of the assets held in<br>this capacity|[None]|
|---|---|
|Name and objects of the charity<br>on whose behalf the assets are<br>held and how this falls within<br>the custodian charity’s objects|[None]|
|Details of arrangements for<br>safe custody and segregation of<br>such assets from the charity’s<br>own assets|[None]|





## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

**Type of Name Address adviser** 


## **Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

[None] 

## **Other optional information** 

[None] 

## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s) Full name(s)** Syed Ahmed **Position (eg Secretary, Chair,** Chair **etc) Date** 21st October-2025 

