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2023-03-31-accounts

The Charity Registration Number is :- 1195975

Calvary Chapel Cardiff Report and Accounts 31 March 2023

Calvary Chapel Cardiff

Report and accounts for the year ended 31 March 2023

Contents

Page
Charity information 1
Trustees' Annual Report 1
Statement of trustees' responsibilities 5
Independent Accountant's Report 6
Funds Statements:-
Statement of Financial Activities 8
Statement of total recognised gains and losses 9
Movements in funds 9
Revenue Funds 9
Summary of funds 9
Balance sheet 10
Notes to the accounts 11

Calvary Chapel Cardiff

Trustees' Annual Report for the year ended 31 March 2023

The Trustees present their Report and Accounts for the year ended 31 March 2023.

Reference and administrative details

The charity name.

The legal name of the charity is:- Calvary Chapel Cardiff.

The charity is also known by its operating name, Calvary Chapel Cardiff.

The charity's areas operation and UK charitable registration.

The charity is registered in England & Wales with the Charity Commission in England & Wales (CCEW) with charity number 1195975.

The charity does not operate in any overseas jurisdictions.

Legal structure of the charity

The charity is constituted as a Charitable Incorporated Organisation (CIO) in England & Wales. The governing document of the charity is the constitution of the CIO as approved by the Charity Commission in England & Wales (CCEW) .

The governing document is dated 29 September 2021 There are no restrictions in the governing documents on the operation of the Charity or on its investment powers other than those imposed by Charity Law.

The trustees are all individuals.

The principal operating address, telephone number, email and web addresses of the charity

41 Palmers Drive Cardiff Wales CF5 5NR Telephone 02921328214 Email Address office@calvarycdf.uk Web address www.calvarycdf.uk

The Trustees in office on the date the report was approved were:-

K L Berthiaume K K Boafo D M Farnham R D Hall R D Hughes

The following persons served as Trustees during the year ended 31 March 2023 :-

The trustees who served as a trustee in the reporting period, and, if applicable, their dates of appointment or resignation during the year were:-.

Name Appointed Resigned/Retired
K K Boafo Appointed 26 March 2023
R D Hall Reappointed 26 March 2023
R D Hughes Reappointed 26 March 2023

All the trustees are also members of the charity.

1

Calvary Chapel Cardiff

Trustees' Annual Report for the year ended 31 March 2023

Objects and activities of the charity

The purposes of the charity as set out in its governing document.

The Object of the Church is the advancement of the Christianity in accordance with the Statement of Faith.

The main activities undertaken in relation to those purposes during the year.

Calvary Chapel Cardiff is an independent, non-denominational church which seeks to emphasise the spiritual unity of all true believers through Jesus Christ. The Church desires the fellowship of all evangelical churches and Christian groups and will co-operate with them in promoting the cause and calling of the Lord Jesus Christ. Recognising the need for counsel, the Church is affiliated with the Calvary Chapel Association of Churches (a worldwide network of over 1,800 Calvary Chapel churches) for guidance and instruction.

We are a group of people of all ages and from many different backgrounds who love God, love each other, and love to tell everyone the Good News about Jesus.

The central task of the church is to make fully committed, thoroughly equipped, lifelong followers of Jesus Christ, by preaching the Gospel, and through expository teaching of the Bible.

We are based in Cardiff, Wales and have been ministering to the city since 2001.

The main activities undertaken during the year to further the charity's purpose for the public benefit.

The Trustees have complied with Section 4 of the Charities Act 2006 having due regard for the Charity Commission's guidance on public benefit when reviewing the Trust's aims and objectives.

The contribution of volunteers during the year.

The charity relies on, and is very grateful to, the many volunteers who commit their time, energy and spiritual gifts to serve the various ministries in the church.

The main achievements and performance of the charity during the year.

All of the activities and ministries of the church have continued to develop, and have successfully contributed to, the Charity’s purpose.

The church continues to enjoy the use of a community building in Heath Park, Cardiff, for use for Sunday services and other ministries and events.

Ministries

Calvary Chapel Cardiff has been holding its Sunday services at Heath Citizens Community Hall in Cardiff since March 2021, and so meets in the heart of an established community.

A notice board is placed on the pavement outside the church during each service to welcome the general public to the services. Services are open to the general public of any or no faith, and participation is not a condition of entry. Throughout the year we hosted several visiting speakers, and the church has attracted many visitors both from the local area and visitors to Cardiff. The service consists of a time of praise and worship, an expository Bible teaching, and concludes with a time of fellowship and refreshments, which provides an important time of social interaction, in particular to welcome and engage with visitors.

2

Calvary Chapel Cardiff

Trustees' Annual Report for the year ended 31 March 2023

There is a children's ministry run for children aged 3-9 during the Sunday service, which provides the younger children an age-appropriate Bible teaching whilst the main service is being conducted for the adults and older children.

Midweek men's and women's Bible studies are held on alternate Wednesday nights throughout the year. These studies place an emphasis on discussing the applications of the teachings of the Scriptures being studied, which develops the understanding of our priorities and values. These meetings are also a valuable time of prayer and fellowship, and all who attend are encouraged to contribute and share their perspectives.

There are fortnightly meetings held on Friday evenings for the young adults (aged 18+) and youth (ages 10-17), which have an emphasis on Bible teaching and fellowship.

We also arrange and host many events and seminars, with an emphasis of Bible teaching, worship and fellowship, during the year for the benefit of the members.

Members are also encouraged to, and regularly attend, events and charitable activities outside of Calvary Chapel Cardiff. Many of our members attended the annual Calvary Chapel UK conferences throughout the year, such as the Men's and Women's Conferences, as well as their flagship Teach The Word Conference, which provides worship and Bible teaching from Calvary Chapel churches throughout the UK and beyond. Many of our youths and families attended the Truth 4 Youth conference in Devon.

The difference the charity's performance during the year has made to the beneficiaries of the charity.

Our ministries allow members and non-members alike to receive the benefit of clear expository Bible teaching to enable them to come to the knowledge of Jesus Christ as their Lord and Saviour, and to subsequently grow in their knowledge and faith of Him.

We encourage and foster a family environment between the members of the church, and this provides a community and sense of purpose, centred around Jesus. This has also resulted in the provision of support and assistance for members and non-members of the charity, such as the provision of meals, transport, and general relational support and prayer for those in need.

The pastor and elders of the church are actively involved in the pastoral support of the membership.

The degree to which the achievements and performance during the year have benefited wider society.

Services are open to the general public of any or no faith, to allow for the participation in the worship and praise of God, and to hear expository Bible teaching and the transformational Gospel message of Jesus Christ.

Calvary Chapel Cardiff also regularly supports the local Ronald McDonald House in Cardiff, and during the year the members raised nearly £2,000 for the House by running a 10k race in Cardiff. We also regularly host other events at the House to support the staff and families who are staying at the House.

3

Calvary Chapel Cardiff

Trustees' Annual Report for the year ended 31 March 2023

Structure, governance and management of the charity

The methods used to recruit and appoint new charity trustees.

To be eligible to become a trustee of the charity, an individual must be a member of the church, be aged 25 or over, subscribe to the Statement of Faith, and in the opinion of the current leadership be in good standing amongst the membership and maintain a radiant Christian testimony. Appointments are then made by a vote of the membership, and are normally for a two-year period with the option for re-appointment.

The trustees' bankers and advisors

Bankers Lloyds Bank Accountants Lloydbottoms Limited, 118 High Street, BS16 5HH

Financial review

The charity's financial position at the end of the year ended 31 March 2023

The financial position of the charity at 31 March 2023 and comparatives for the prior period, as more fully detailed in the accounts, can be summarised as follows:-

Restricted Revenue Funds
Total Funds
Unrestricted Revenue Funds available for the
general purposes of the charity
Net income
2023
£
111,678
111,678
1,768
113,446

Financial review of the position at the reporting date, 31 March 2023.

Income for the year totalled £173,361. This included £82,203 of assets transferred from Calvary Chapel Cardiff Wales, an unincorporated charity which was incorporated to form Calvary Chapel Cardiff, from which the assets, liabilities and employees were transferred under an Asset Transfer Agreement dated 31 May 2022. Included in income was £42,179 of restricted Funds, which were fully expended in the year.

Expenditure for the year totalled £61,683, including £43,947 relating to Restricted Funds. The result was a net surplus of £111,678 and Total Funds carried forward of £111,678.

Policies on reserves.

The charity holds necessary reserves in order for ministries to continue to be provided should there be a reduction in incoming resources. The charity actively monitors its cashflow for this purpose.

Availability and adequacy of assets of each of the funds

The board of trustees is satisfied that the charity's assets in each fund are available and adequate to fulfil its obligations in respect of each fund.

Details of The Independent Examiner

Susan Rickerby Member of Institute of Chartered Accountants in England and Wales 118 High Street Staple Hill Bristol BS16 5HH

4

Calvary Chapel Cardiff Twstees. Annual Report for the year ended 31 March 2023 Statement of Trustses, Regponsibilitios The charity's truste6$ are r&Spr￿&t￿e preparat#￿ ofthe a(a)xJnts in accordan￿ wrth th8 terms ol the Charftles Act 2011 arKI Ihe Chariti8s (A(x￿nIS 8Th1 R8p(xtsl R8gUlat1(￿ 21X)8. No￿thsta￿Jln9 the expliai requlrement In the extant staluEory regJlations.the Chartbes (Accounts and R8P¢Xtsl R8JLd8lh)ns 2(X)8, to wepar& Ihe finar￿jaI Statem￿t9 in act(ffdance w the SORP 2LX15. In view oftho fact that ￿ SORP 211)5 has been ￿l￿N￿raWn. the Trustees d6terrnined to intetFYet Ihis T8spon￿bIlitY 88 requ￿ThJ lh￿n to fc41vw current best pract￿8 and pware the actounts accordirYJ lo the FRS 1(Y2 SORP ISta18m8nt ol R￿0￿me￿ed Practice fix A¢countiTrJ and Resy)r￿￿J by Charftlesl 2015. (as a￿￿d¢d by Bulktin issued In Octci)ar 2018 sp￿1(￿ble io all ￿ntiThJ beginrlty on ￿ hfter 1stJAnLQry 20191, (The SORP}. . In parli(￿lar. charity law requires ts TA￿tees. rftlw prepare acLounts on an accfuals basis. to prepare finanaal State￿￿￿￿tr 8ath finar￿181 y￿rwh￿h give a Inb8 fair of stat8 of affairs of the charity as at eThJ ol tho finanrxal year ar￿ of ts surplus or defj(xt of charlty. In pr4)ar1￿ th)8e fina￿la1 siatennts ihe Trustee5 ar8 rEquir8d to :_ - to pr8p8r& the accounts in a￿da￿ Vllth unIt￿ l(JThJdom Generally Accepted A(zounting PtBdic8 (uni￿ Kirykni AcxAJnliro Standards and appli(2b18 lawl. - selecl sullable pdKi8s arKI 8ppty thgm con8lstenty. . mèka juthJements and eslmates Ihat are reasonatAe and pnthnt: - prepare the finanryal stalements cfi thegokYJ ￿cM basls unkns ￿ Is Inapproprfate b) prèBum& ihat the charity %%lll cmUnu6 In bltsIr￿.. . State bthether appIl￿ble 8txxMJntl￿ staThlards sta18m8nts of re￿[ne[Kled P￿tice have b88n fotth¥8d. SUb￿t to arty n￿le[la1 depariures disdosod exjaIn￿ in Ihe finanoal ￿teM￿￿.. The wures that the Iwstoes must r￿1 approve ￿OUnts unless IW are ￿lisfied that theygNe a true and lalr w6w of thè ststé Lrf affars of arml nfthè ￿ryAUS or d8fi¢it of the charltyfor the year. Thè TRJst8es ar8 also responsible fc¥ malnlaining adwmte r￿d$¥thic￿ dlsdose vAth reasonable a￿￿raCY at any linw Ihe finanoal p)sb"on ofthe carity and whkh are sulfflclent to show and ex[￿81n th8 charitys trartsarlKmS ￿al￿e them lo enswe that the fvwnryal stat8mBrrts cornply rvJu1atic￿S rnade under the Chariknes Ad 2011. TW ar8 also r88pon81ble for safeguardlro tho a￿ts of the dwriiy and fcff tthng rea8on3ble steps for tho prevention aThJ detecti￿) of fra￿j arml othw iTh8gularili8S. ThgTrustses are dso thè ofV Trustees. tettyL atKJ sta￿tOry resw)nsiblity Df th8 IrK18wd8nt Ey2mlw In r81atknn to thè Trtts￿. reFXt E 11rnit￿ lo eyaminlNJ thè re[￿a￿j thsl. on Ihefaceofthe rwL Ih8r8 aT& rK) Materf￿ (rK¥)￿thrkn with IhB th￿d(￿￿ In Ike financlal statement8. KEVIN BERTHIAUME TrtJ5te8 RHYS HUGHES Tnjstee

Calvary Chapel Cardiff

Report of the Independent Examiner to the Trustees of the charity on the accounts for the year ended 31 March 2023

I report to the Trustees on my examination of the financial statements of the charity on pages 8 to 17 for the year ended 31 March 2023 which have been prepared in accordance with the Charities Act 2011 (the Act) and with the Financial Reporting Standard 102, (effective 1st January 2016) as modified by FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), published by the Charity Commission in England & Wales (CCEW) , and under the historical cost convention and the accounting policies set out on page 11.

Respective responsibilities of the Trustees and the Independent Examiner and the basis of the report

As described on page 5, you, the charity's Trustees, are responsible for the preparation of the financial statements in accordance with the Charities Act 2011 and all other applicable law and with United Kingdom Generally Accepted Accounting Practice, applicable to smaller entities, and for being satisfied that the financial statements give a true and fair view.

The Trustees consider that the audit requirement of Section 144(1) of the Charities Act 2011 (the Act) does not apply, and that there is no requirement in the Governing Document for the conducting of an audit. As a consequence, the Trustees have elected that the financial statements be subject to independent examination.

Having satisfied myself that the financial statements are not required to be audited under any legal provision, or otherwise, and are eligible for independent examination, it is my responsibility to:-

a) examine the financial statements of the charity under Section 145 of the Act;

b) follow the applicable procedures in the Directions given by the Charity Commission under section 145(5)(b) of the Act.

Basis of Independent Examiner's Statement and scope of work undertaken

I report in respect of my examination of the charity's financial statements carried out under s145 of the Act. In carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act setting out the duties of an independent examiner in relation to the conducting of an independent examination. An independent examination includes a review of the accounting records kept by the charity and of the accounting systems employed by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you, as Trustees, concerning such matters. The purpose of the examination is to establish as far as possible that there have been no breaches of charity legislation and that, on a test basis of evidence relevant to the amounts and disclosures made, the financial statements comply with the SORP.

The procedures undertaken do not provide all the evidence that would be required in an audit, and information supplied by the Trustees in the course of the examination is not subjected to audit tests or enquiries and does not cover all the matters that an auditor would consider in arriving at an opinion. The planning and conduct of an audit goes beyond the limited assurance that an independent examination can provide

Consequently, I do not express an audit opinion on the view given by the financial statements, and in particular, I express no opinion as to whether the financial statements give a true and fair view of the affairs of the charity, and my report is limited to the matters set out in the statement below.

I planned and performed my examination so as to satisfy myself that the objectives of the independent examination are achieved and before finalising the report I obtained written assurances from the Trustees of all material matters.

6

Calvary Chapel Cardiff

Independent Examiner's Statement, Report and Opinion

Subject to the limitations upon the scope of my work as detailed above, I have completed my examination: and can confirm that:-

This is a report in respect of an examination carried out under 145 of the Act and in accordance with Directions given by the Charity Commission under section 145(5)(b) of the Act which may be applicable;

and that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:-

accounting records were not kept in respect of the charity as required by with Section 130 of The Charities Act 2011;

the financial statements do not accord with those records; or

the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view, which is not a matter considered as part of an independent examination;

have not been prepared in accordance with the methods and principles set out in the FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

----- Start of picture text -----
Signed:-
----- End of picture text -----

Susan Rickerby - Independent Examiner

Institute of Chartered Accountants in England and Wales

118 High Street Staple Hill Bristol BS16 5HH

This report was signed on 17 January 2024

7

Calvary Chapel Cardiff - Statement of Financial Activities for the year ended 31 March 2023

Statement of Financial Activities for the year ended 31 March 2023

Current year
Unrestricted
Funds
2023
£
Income & Endowments from:
Donations & Legacies
A1
48,979
Other
A5
82,203
Total income
A
131,182
Expenditure on:
Charitable activities
B2
17,736
Total expenditure
B
17,736
Net income for the year
113,446
Transfers between funds
C
(1,768)
Net income after transfers
A-B-C
111,678
111,678
Reconciliation of funds:-
E
Total funds carried forward
111,678
SORP
Ref
Net movement in funds
Current year
Restricted
Funds
2023
£
42,179
-
42,179
43,947
43,947
(1,768)
1,768
-
-
-
Current year
Total Funds
2023
£
91,158
82,203
173,361
61,683
61,683
111,678
-
111,678
111,678
111,678

The 'SORP Ref' indicated above is the classification of income set out in the formal SORP documents. As required by paragraph 4.60 of the SORP, the brought forward and carried forward funds above have been agreed to the Balance Sheet.

A Statement of Total Recognised Gains and Losses is included as a primary statement in these accounts.

All activities derive from continuing operations

The notes attached on pages 11 to 17 form an integral part of these accounts.

8

Calvary Chapel Cardiff - Statement of Financial Activities for the year ended 31 March 2023

Statement of Total Recognised Gains and Losses for the year ended 31 March 2023

Surplus for the year :-
Realised gains/(losses) on the disposal of tangible fixed assets
Realised gains on disposals of social investments which are programme related
Income from operations before tax in the Statement of Financial Activites
Net Movement in funds
Funds generated in the year as shown on Statement of Financial Activities
Net excess of income over expenditure from operations before tax
2023
£
111,663
15
-
111,678
111,678
111,678
Funds generated in the year as detailed in the SOFA
Resources applied on functional fixed assets
Other applications of funds
Net resources available to fund charitable activities
Resources applied in the year ended 31 March 2023 towards fixed
Charity use:-
2023
£
111,678
(5,714)
-
105,964
assets for

The resources applied on fixed assets for charity use represents the cost of additions.

Movements in revenue and capital funds for the year ended 31 March 2023

Revenue accumulated funds

Unrestricted
Funds
2023
£
113,446
113,446
(From)/To unrestricted revenue funds
(1,768)
Closing revenue funds
111,678
Summary of funds
Unrestricted
and
Designated funds
2023
£
Revenue accumulated funds
111,678
Recognised gains and losses before
transfers
Restricted
Funds
2023
£
(1,768)
(1,768)
1,768
-
Restricted
Funds
2023
£
-
Total
Funds
2023
£
111,678
111,678
-
111,678
Total
Funds
2023
£
111,678

The notes attached on pages 11 to 17 form an integral part of these accounts.

9

Calvary Chapel Cardiff - Balance Sheet 88 at 31 M4r¢h 21123 SORP tsRef 2D23 Flxed as$¢ts Tangibk assels urrent a•80ts Stocks B1 825 D6btors C85h al b8nk and Wb h7fKS 11 B2 7,337 100,611 Total gJrr•rt a880ts 108.773 Cr8dltor8'. amounts lalllng duD wlthln ¢)n• >Ear 12 C1 12. Not¢urrent ass•ts 106.744 111M78 The total not a$￿ts ol ts ¢h¥lty ￿ funded bythe fvnds ofthe chwlty. a5 ftsllowfy:. Unr•strlci8d Funds unr8thc1￿j Rovenue Fund5 18 D3 111,678 111.678 Total thwltyfunds 111.678 Thè'SORP Indic￿ ab￿6 is th8 d￿lf1r￿￿¥Tr ol B81ance sI￿t itwns as set out kn 1he form81 SORP o(yJmwts. As requir8d by parawh 4.fA) ofthe SORP, the b￿ght for¥Ar￿ and carrted forw8rd furMJ5 aL hevo baen atvead to tha SOFA.. The TnJ8tea5 8(nowkdge their responsiM"lthe5 for&)mp￿"ng ￿1h the reqUWe￿￿ts of d)arlty ￿ls18110n resp8Ct lo w)unling athj the propaTrtK>n ol ￿unts. The tharity subject to I￿je￿dent Ethminabon undwcharty WktK)n, and Ihè report offfie1￿8￿ndent Examiner is page 7. The Trust888 ar8 8atisfi8d thaL thgh the Chaty is nol underth8 Companie5 AGES, SD r8gIst8r￿, it Trh¥)ukJ be e1VJb￿ to tty)aw a(ts)unls in ￿1)rdar￿￿1h the wi Part 15 of Ihe Compani88 A¢1 2Q06. 8pplIcab￿ to companios subj￿1 to Ihe small wmpani8s r8gime. KEVIN BERThIAUME RHYS H Trusleo Approv8d by th8 tM>ard ol twustees Trustee Thg notes attached on pao•$ 11 to 17 fomi an Integral partof the8• accounts. 10

Calvary Chapel Cardiff

Notes to the Accounts for the year ended 31 March 2023

1 Accounting policies

Policies relating to the production of the accounts.

Basis of preparation and accounting convention

The accounts have been prepared on the accruals basis, under the historical cost convention, and in accordance with the Financial Reporting Standard 102, (effective 1st January 2016) and 'FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), published by the Charity Commission in England & Wales (CCEW) , effective January 2016, , and in accordance with all applicable law in the charity's jurisdiction of registration, except that the charity has prepared the financial statements in accordance with the FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), in preference to the previous SORP, the SORP 2005, which has been withdrawn, notwithstanding the fact that the extant statutory regulations, the Charities (Accounts and Reports) Regulations 2008 refer explicitly to the SORP 2005. This has been done to accord with current best practice.

Going Concern

The charitable activities are entirely dependent on continuing voluntary donations. As a consequence, the going concern basis is dependent on the future flow of these uncertain funding streams. Accordingly, the Trustees have prepared forecasts and, after reviewing the financial forecasts for future periods to 31 March 2025, the Trustees are satisfied that, at the time of approving the financial statements, it is appropriate to adopt the going concern basis in preparing the financial statements. Other than these matters, the Trustees are not aware of any material uncertainites about the charity's ability to continue as a going concern.

Risks and future assumptions

The charity is a public benefit entity.

Policies relating to expenditure on goods and services provided to the charity.

Volunteers

In accordance with the SORP, and in recognition of the difficulties in placing a monetary value on the contribution from volunteers, the contribution of volunteers is not included within the income of the charity. However, the trustees value the significant contribution made to the activities of the charity by unpaid volunteers and this is described more fully in Note 6.

Policies relating to assets, liabilities and provisions and other matters.

Tangible fixed assets

Tangible fixed assets are measured at their original cost value, or subsequent revaluation. Cost value includes all costs expended in bringing the asset into its intended working condition.

Depreciation has been provided at the following rates in order to write off the assets to their anticipated residual value over their estimated useful lives.

Plant, machinery and equipment 33.34% straight line

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

Stocks and work in progress

Stock is valued at the lower of cost and net realisable value.

Debtors

Debtors are measured at their recoverable amounts at the balance sheet date.

11

Calvary Chapel Cardiff

Notes to the Accounts for the year ended 31 March 2023

Creditors and provisions

Creditors are recognised when the liability is incurred and the amount is known or is quantifiable.

Financial instruments including cash and bank balances

Cash held by the charity is included at the amount actually held and counted at the year end. Bank balances, whether in credit or overdrawn, are shown at the amounts properly reconciled to the bank statements.

Pensions - defined contribution schemes

The charity operates a defined contribution pension scheme. Contributions are charged to the profit and loss account as they become payable in accordance with the rules of the scheme.

Fund Accounting

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes. There were no such funds during the year.

Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal or as implied by law.

There are no endowment funds.

2 Liability to taxation

The Trustees consider that the charity satisfies the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 for UK corporation tax purposes. Accordingly, the Charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by chapter 3 part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively on the specific charitable objects of the charity and for no other purpose. Value Added Tax is not recoverable by the charity, and is therefore included in the relevant costs in the Statement of Financial Activities.

3 Winding up or dissolution of the charity

If upon winding up or dissolution of the charity there remain any assets, after the satisfaction of all debts and liabilities, the assets represented by the accumulated fund shall be transferred to some other charitable body or bodies having similar objects to the charity.

4 Significance of financial instruments to the charity's position

There are no significant implications of financial instruments to the charity's financial position or performance.

5 Net surplus in the financial year

2023
£
The net surplus in the financial year is stated after charging:-
Depreciation of owned fixed assets 780
Pension costs 1,113

6 The contribution of volunteers

The charity depends on the support of its volunteers, and the charity had 35 volunteers who donated their time in various ministries and activities of the church. The arrangements with volunteers are difficult to value precisely in monetary terms and have not been recognised in the Statement of Financial Activities. The volunteers and the charity accept and agree that no contract of employment is created by these arrangements.

12

Calvary Chapel Cardiff

Notes to the Accounts for the year ended 31 March 2023

7 Staff costs and emoluments

Salary costs
Gross Salaries excluding trustees and key management personnel
Employer's operating costs of
defined contribution pension
schemes
Total salaries, wages and related costs
The average and total number of full time staff employed and engaged in charitable
activies in the year was
2023
£
42,834
1,113
43,947
1

Neither the trustees nor any persons connected with them have received any remuneration from the charity or any related entity, for their role as a trustee, either in the current or prior year. One trustee, Mr K Berthiaume was paid in his role as Lead Pastor

No employees received emoluments (excluding pension costs) in excess of £60,000 per annum.

8 Remuneration and payments to Trustees and persons connected with them

Other that that disclosed in note 7, no trustees or persons connected with them received any remuneration from the charity, or any related entity.

9 Tangible fixed assets

9
Tangible fixed assets
Current Year
Land and
Buildings
£
Cost
Additions
-
At 31 March 2023
-
Depreciation
Charge for the year
-
At 31 March 2023
-
Net book value
At 31 March 2023
-
10 Stocks & Work in Progress
Stocks before write downs
11 Debtors
Prepayments and accrued income
12 Creditors: amounts falling due within one year
Accruals
PAYE, NIC VAT and other taxes
Other creditors
Land and
Buildings
£
-
Plant &
Machinery
£
5,714
Motor
Vehicles
£
-
Total
£
5,714
- 5,714 - 5,714
- 780 - 780
- 780 - 780
- 4,934 - 4,934
2023
£
825
2023
£
7,337
2023
£
480
1,081
468
2,029

13

Calvary Chapel Cardiff

Notes to the Accounts for the year ended 31 March 2023

13 Loans to trustees included in debtors

There have not been any loans to trustees.

14 Guarantees made by the charity on behalf of trustees

No guarantees have been made

Income and Expenditure account summary
At 1 April 2022
Surplus for the year
At 31 March 2023
2023
£
-
111,678
111,678

15 Income and Expenditure account summary

16 No related party transactions

There were no transactions with related parties in the year , except with regard to trustees' remuneration, which are fully disclosed in note 7 above.

17 Particulars of how particular funds are represented by assets and liabilities

At 31 March 2023
Tangible Fixed Assets
Current Assets
Current Liabilities
Unrestricted
funds
£
4,934
108,773
(2,029)
Designated
funds
£
-
-
Restricted
funds
£
-
-
-
Total
Funds
£
4,934
108,773
(2,029)
111,678 - - 111,678

18 Change in total funds over the year as shown in Note 17 , analysed by individual funds

Unrestricted and designated funds:-
Unrestricted Revenue Funds
Total unrestricted and designated funds
Restricted funds:-
Missionary Fund
Total restricted funds
Total charity funds
Funds brought
forward from
2022
£
-
Movement in
funds in 2023
See Note 19
£
113,446
See Note 20
£
(1,768)
Transfers
between
funds in 2023
£
111,678
Funds carried
forward to
2024
- 113,446 (1,768) 111,678
- (1,768) 1,768 -
- (1,768) 1,768 -
- 111,678 - 111,678

14

Calvary Chapel Cardiff

Notes to the Accounts for the year ended 31 March 2023

19 Analysis of movements in funds over the year as shown in Note 18

Unrestricted and designated funds:-
Unrestricted Revenue Funds
Restricted funds:-
Missionary fund
Income
2023
£
131,182
42,179
Expenditure
2023
£
(17,736)
(43,947)
Other
Gains &
Losses
2023
£
-
-
Movement
in funds
2023
£
113,446
(1,768)
173,361 (61,683) - 111,678

20 Details of transfers between

To/(from) Restricted Revenue Funds
Net transfers
Transfers to/( from) Unrestricted Funds to cover deficits on Restricted Funds or when funds are
lawfully reallocated
The transfers shown in note 18 above are:-
2023
£
(1,768)
1,768
-

21 The purposes for which the Unrestricted and designated funds:-

Unrestricted Revenue Funds

These funds are held for the meeting the objectives of the charity, and to provide reserves for future activities, and , subject to charity legislation, are free from all restrictions on their use.

Restricted funds:-

Missionary Fund

The restricted funds were funds provided by a supporting church in the USA specifically provided as missionary support for K Berthiaume, and so those funds are specifically allocated against the salary he was paid in his role as Lead Pastor.

22 Ultimate controlling party

The charity is under the control of its legal members.

15

Calvary Chapel Cardiff

Detailed analysis of income and expenditure for the year ended 31 March 2023 as required by the SORP 2015

This analysis is classsified by conventional nominal descriptions and not by activity.

23
Donations, Grants and Legacies
Donations and gifts from individuals
Total Donations, Grants and Legacies
Total Donations, Grants and LegaciesA1
24 Other income and gains
Current year
Summary of Realised Gains
Total other income
A5
25 Expenditure on charitable activities - Direct spending
Current Year
Total direct spending
B2a
Total private sector revenue grants
Revenue grants and donations from non public
bodies
Gifts from partnered churches
Total donations and gifts from individuals
Offerings and donations
Defined contribution pension costs -
charitable activities
Ministry and outreach
Gross wages and salaries - charitable
activities
Conference costs
Realised gains on disposals of tangible fixed
assets held for the charity’s own use
Closing reserves from Calvary Chapel Cardiff
Wales charity no 1094670
Current year
Unrestricted
Funds
2023
£
41,838
Current year
Restricted
Funds
2023
£
-
-
Current year
Restricted
Funds
2023
£
42,179
42,179
42,179
Current year
Restricted
Funds
2023
£
-
-
-
Current year
Restricted
Funds
2023
£
42,834
1,113
-
-
43,947
Current year
Total Funds
2023
£
41,838
41,838 41,838
Current year
Unrestricted
Funds
2023
£
7,141
Current year
Total Funds
2023
£
49,320
7,141 49,320
48,979 91,158
Current year
Unrestricted
Funds
2023
£
15
82,188
Current year
Total Funds
2023
£
15
82,188
82,203 82,203
Current year
Unrestricted
Funds
2023
£
-
-
5,113
2,803
Current year
Total Funds
2023
£
42,834
1,113
5,113
2,803
7,916 51,863

16

Calvary Chapel Cardiff

Detailed analysis of income and expenditure for the year ended 31 March 2023 as required by the SORP 2015

26 Expenditure on charitable activities- Grant funding of activities

Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
1,313
-
Total grantmaking costs
B2c
1,313
-
27
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Premises Expenses
4,835
-
Administrative overheads
1,190
-
1,222
-
Financial costs
780
-
Support costs before reallocation
8,027
-
Total support costs - Current Year
8,027
-
The basis of allocation of costs between activities is described under accounting policies
28 Other Expenditure - Governance costs
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Independent Examiner's fees
480
-
Total Governance costs
480
-
29 Total Charitable expenditure
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Total direct spending
B2a
7,916
43,947
Total grantmaking costs
B2c
1,313
-
Total support costs
B2d
8,027
-
Total Governance costs
B2e
480
-
Total charitable expenditure
B2
17,736
43,947
Support costs for charitable activities
Benevolence and gifts
Subscriptions and software
Room Hire
Administration and general running costs
Depreciation & Amortisation in total for the
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
1,313
-
Total grantmaking costs
B2c
1,313
-
27
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Premises Expenses
4,835
-
Administrative overheads
1,190
-
1,222
-
Financial costs
780
-
Support costs before reallocation
8,027
-
Total support costs - Current Year
8,027
-
The basis of allocation of costs between activities is described under accounting policies
28 Other Expenditure - Governance costs
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Independent Examiner's fees
480
-
Total Governance costs
480
-
29 Total Charitable expenditure
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Total direct spending
B2a
7,916
43,947
Total grantmaking costs
B2c
1,313
-
Total support costs
B2d
8,027
-
Total Governance costs
B2e
480
-
Total charitable expenditure
B2
17,736
43,947
Support costs for charitable activities
Benevolence and gifts
Subscriptions and software
Room Hire
Administration and general running costs
Depreciation & Amortisation in total for the
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
1,313
-
Total grantmaking costs
B2c
1,313
-
27
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Premises Expenses
4,835
-
Administrative overheads
1,190
-
1,222
-
Financial costs
780
-
Support costs before reallocation
8,027
-
Total support costs - Current Year
8,027
-
The basis of allocation of costs between activities is described under accounting policies
28 Other Expenditure - Governance costs
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Independent Examiner's fees
480
-
Total Governance costs
480
-
29 Total Charitable expenditure
Current year
Current year
Current Year
Unrestricted
Funds
Restricted
Funds
2023
2023
£
£
Total direct spending
B2a
7,916
43,947
Total grantmaking costs
B2c
1,313
-
Total support costs
B2d
8,027
-
Total Governance costs
B2e
480
-
Total charitable expenditure
B2
17,736
43,947
Support costs for charitable activities
Benevolence and gifts
Subscriptions and software
Room Hire
Administration and general running costs
Depreciation & Amortisation in total for the
Current year
Total Funds
2023
£
1,313
1,313
Current year
Total Funds
2023
£
4,835
1,190
1,222
780
8,027
8,027
Current year
Total Funds
2023
£
480
480
Current year
Total Funds
2023
£
51,863
1,313
8,027
480
61,683
480
Current year
Unrestricted
Funds
2023
£
7,916
1,313
8,027
480
17,736

17