Crayford Baptist Church CIO Charity no. 1195716 Address: Bexley Lane, Crayford, Kent DA14DD Current trustees: Ebiere Efemini Ubredi Rodney Stone Deborah Breakspear Structure and Management: Baptist Church who runs according to The Baptist Principles. Church will nomially have a member elected minister (current interregnum). The Trustees are elected from within the membership, by the membership at the Annual General Meeting end ofJanuary. Purposes.. Crayford Baptist Church {CBC) is under the guidan￿ of the Holy Spirit. to inlerpret and administer His laws and we professed repentan￿ towards God and faith in our Lord Jesus Christ who 'died for our sins according io the Scriptures.. was buried and rose again on the third day, We believe thal it is the duty of every disciple to bear personal witness to the gospel of Jesus Christ, and to take part in the evangelisation of the world." In fulfilling the purpose, we engage in a range of aclivities either on or own or with others that will vary from time to time with activities being initiated, expanded, or closed, as appropriate. Main activities.. Regular public worship, prayer, Bible study, preaching and teaching. Baptism, as defined in the Baptist Union's Declaration of Principle. The Communion of the Lord's Supper which shall normally be observed at least once a month. Evangelism and mission, locally. regionally, nationally, and internationally. The teaching, encouragement, welcome and inclusion of children l young people. Nvrture and growth of Christian disciples. Education and training for Christian and community service. Giving and encouraging Pastoral Care. Supporting and encouraging charitable social Globally Encouraging relationships with and supporting all Christian Faith Achievements and Performance: Worship and prayer A weekly Sunday morning Servi￿ is held which included regular Sunday school classes for children and young people. Holy Communion is observed on the 3 Sunday morning of the month and a separate Communion service is normally held on the 1st Sunday evening of the month. There are additional worship services at Easter and Christmas. Sunday moming services are also available lo join, on request, using Zoom. This enables people lo 'allend' when their circumstances might dictate otherwise. All are welcome to join our Se￿ICe$ and on average we have 60 worshipers on Sunday mornings from a current membership list of 40. Crayftsrd Bapt￿1 Churth is aworking name ol RÈ8isthrÈd t￿)ritYCraY1tsrd Baptis1 ChvrthOO Reg No. 1195716 Regular prayer meetings a￿ held and to improve accessibilrty these are now held at different times of the week. In practice this means al the church, in home environments and using Zoom. Prayer meeting are variously held during the day and in the evening to maxirnise availability. There are two home groups which meet at regular inlervals. A Bible Study group meets every 2 weeks. Church Building It should be noted that the original church building is over 200 years old and ongoing mainlenance is needed lo ensure that the premises remains usable for services and available to Ihe wider community. Specifically. repairs cosling £36.975.35 have been required to the major works at the church. Mission and Evangelism: We regularly fund two BMS link missionaries in oversees are continuing to spread the Good News of Jesus. They communicate with us weekly with what they do. Our church weekly notices via emails and Monthly magazines is distributed lo all congregations and are available in the Church. The notices and rnagazines keeps our congregation informed of the important matters affecting our Church and articles that helps develop our knowledge and Irust in Jesus. Pastoral Care Boys, Brigade and Gids. Association meel during temi time every Monday evening. The group is run by church members wilh a Christian ethos. Activities range from marching practise to participation is sports events and trips out. The group is supporled with funds and prayers by the congregation. The group is open to all children be￿een the ages of 410 18. A Stay and Play loddler group is run by church members and friends of the church on Wednesday mornings during term time. This is held in the main church. A number of people actively take time to keep in contact with elderly or frail members on a regular basis and updates on current health is given at church members, meetings. A regular men's breakfast is held which is open to both members and non-members. This is held quarterly on a Saturday morning at the local Wetherspoons pub and in between a Zoom 'breakfast' is also held. There is a weekly coffee morning held at the church which is o￿n to anyone to walk in from the street. 'Coffee for a cause.. as it is known. collects funds made on a strictly voluntary basis for various charitable causes. Any church member who is actively involved in running a group involving vulnerable individuals or children have been cleared through an Enhanced DBS checking system. Volunteers: We have so many volunteers who work hard to make our Church the lively and vibrant community it is. Outreach The church has specrfic links with missionaries who are part of the Baptist Missionary Services. In the last year, a community fridge project has been started and runs based al Crayford Baptist Church. This is sponsored through Churches Together in Crayford {CTiCI and is Crayford 8apt15t Churih is aworkinR nameof Registered Iharty Ciaylord 8apti5t ChurthCIO Re8 No. IL957I6 open on a Wednesday afternoon. Anybody is welcome to take food items which are supplied from local shops and would otheNise be destined for the bin. The fridge is manned by volunteers from all the churches in the CTIC group. The church actively supports Ihe local foodbank through collection of dry or tin food and advertising on our website. Litter picking is arranged every second month in the local area and the rubbish collected is reported to Bexley council for collection_ The church is grateful lo the council for supporting this initiative with tools. hi-vis jackets etc. Special church ServI￿S are advertised in the local area by leaflettsng. This is particularly the case at Christmas. The Ghurch maintains an open website on vhvw.cra fordba istchurGh.co.uk Financial Review: Crayford Baptist Church (CBC) had an income of £87,388 and an expenditure of £112.158. The financial report was audited by an independent examiner. The Trustees fully aware that the 2022 expenditure ex￿ed the income substantially this is as a result of essential maintenance work that needed to be carried out. The money needed for these works has been taken from church reserve funds. The Trustees are Comfortable that we can do that as it's doesnl affect the financial siluation of the church. Assets Church buildin insured value Manse insured value Barcla s Bank current account Manse account London Ba list Pro £2,246,307.00 £350,775.00 £18.521.85 £3,368.17 £13.515.08 Liabilities ('The Baptist Pension Fund deficit has now been covered bul there is still a small risk that a delicit could re-a ear Ba tisl Pension Scheme General Fund Buildin Fund Manse Fund BMS Fund Other Restricled Fund Reserve Fund nominal" £2,601.14 £6,686.55 £3,843.20 £2,089.21 £185.00 £20,￿0.00 I can confirm that this report is written by Trustee of the Crayford Baptist Church. Name: Ebiere Ubredi {Trustee & Church Secretary) Signature: FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022 Cfayford 8aptist Church $5 a workiiyname of RegIste￿d charilycraword 8apli5t ChvrthCIO Reg ￿. 1195716 GENEgAL NINO AECÉIPTS PAYMENTS cty)enin8 Balance blf GeneTrl Fund.. £ 25￿35.96 Baptlst Pension ￿lbilIty. èroadband & Chvrth Mobile.. Bri8ade Substriptiort.. CCU + IOM + Mit. ￿cenCe.. Chr¢stianAid.. conferences.. CRIBS= Disaster Fund.. ElectriEity Ga> GefieralRepair Guest Speakers.. Hospltality & Catering.. Insurance.. MiscÈll#neous'. Olfice &Admin: Pastwal Expen5e& Publi5hing& Prinbn RuThninB C05ts-. Sevvicln8 Conrracts.. Stipend.. 5ubscdptsMs&Olkr Grfts.. Tear Fund.. Toifet&Oeaning Matefials.. Travel Expenses.. Waier. YP/ChlhJren's ResoU￿e5.. Ukr310e Oonètion". To Otslldthg Fund= To BMS Fund= TO Otherllest¥kied Fund: 2,082.46 879.60 LO14.C￿l 444.17 1.2iO.C Offwin¥.' Rentl Hall Hlre.. Pathn8= MT5cellaneous: EastAfrica Oonatlon.. Ukralne Don4ti¢)n'. GIft￿d Réfund.. Transferfr%Xh Manse Fund.. £ 46.072.78 8.626.(KJ 1330.DJ £ 10.611.IZ 1,39).Crt) 250.D) L646.32 L718.58 £ 36,975.35 760.(KS 38.35 2.745.19 5.WJ.37 914.20 612.43 £ 465Q19 4.215L 1566.47 L055.40 £ 27.624.33 975. 1,2CXJ.QJ 82.62 140.67 sso.o) 6,207.43 3.125.43 2,601.14 £ 106.207A8 TOTAL: É IQ6.207A8 TOTAL. BUIUM14G RIND Openiw Baknce blf.. £ 580 Glft Alded Donatlon Events & Dona￿On$.. From General Fund (GIft￿d1- 220. iii. 550.CYI ToGeneral FDnd.. 8atsDcec/fr TOTAL. 6.68&55 686.55 TOTAL.. f 468&55 MS FIIND Openllx Balance blfr 12LIO 8MS Geoeral: BMS Med= BMS Reliet BMS D151Syrla-. BMS Wortd MSsslors C4aC-. BMS Har¥estAppeal.. FiomGeneral Fund lirK. Grflaldl.. IW.LYJ BMS Worfd MI￿On. BMS IL¢kfainÈAppeall'. BMS Wodd MisyDn 5yrla'. BMS Wort(S PAlsslw C4aC.. BMS HarvestAppeal.. BMS Med.. BMS Reliefr. BM5 Misslonaries I,ioJ.c 1,562.43 2.21XI.OJ 732.05 245.C £ L745.16 245.Tr) 6,207.43 BI￿r*re¢1fr. TOTAL. 1089.21 TOTAL. £ U2&69 OThÉR REsfRicfEO FVNDS Opening 8alante blf £ Home Misslon Fund.. Tèar Fund.. cnc Food Bank.. Chrt5tlan ￿d.. Advent Offerfng.. Ulla & Dayld.. From General Fund Ilnc. Gift aidl ij& iio.o) H¢)me Payment.. IC Food Bank Payment.. AdventOfferin8 Paymeni.. Ulla & Da￿ Pawnent 75.IXI 552.54 2.650A3 552.54 1,450.(KI 3.125.43 TOTAL. 5.362.97 Tor￿. 5.36197 MANSE %UND Openln8 Balance blf.. Rent.. Interest on Rent.. £ 497464 6.6CQ.C Manse Expenses.. s￿11.84 Tr3nsfertoGeneNI Fund.. £ 4,215. Balance clf.. TOTAI: 3.843.20 13.580 TQTAI: RE14T DEPOSIT Openlng Balafice b/f.. From Manse Fund.. É UN￿. Manse Rent OeposltReturn'. E LIM.￿1 TOTAL. TOTAL. RESERVE FUND OpenlnB Balance blf.. From General Fund: £ 20,i*JO.Tr) E Zo.(￿.￿) TOTAL. £ 20.ttAJA TOTAL.. AN￿A$A1 31 DECEMBER 202Z General Fund.. Buildirbg Fund.. BMS Fund.. Manse Fund.. Other Restrlcted Fund.. Re5erveFufid.. Rent Depostt.. 2.fl)1.14 6,68&55 2,089.21 3.84120 18S. £ 20,CIXI.CKI Current Al¢.. Manse Alc.. LBPB Vc.. £ 18,521.85 3,368.17 £ 13,515.08 TOTAL.. £ 35.405.10 TOTAL. £ 35AOS. CHARITY COMMISSION FOR ENGLAND AND WALES Independent examlner's report on the accounts Sèetion A Independent Examinerfs Report Rgport to tha tru$tg9s1 members of Axffo(ib e)Af flST CAurtcF4 C I O On accounts tor th• y•ar ended Charity no {If any) 31.12.Z2 Ilq 57 Its Set out on pages I report to the trusleos on my examination of the accounts of the above charity {Ihe Trust") for the year ended Responslbllltles and As the Charity truslees, you are responsible for the preparation of the ba51s of report accounts in accordance with the Charities Act 2011 {Yhe Act"). I report in respect of my examination of the Trust's accounts caNied out under section 145 of the 2011 Acl and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(51(b) of the Act. Independent examlner's statement .￿￿￿tak￿l1￿x8 I have completed my examination. I confimi that no fflalerial matters have come lo my attention { ) in connection with the examination which gives me cause lo believe that in. any material respect.. the accounting records were not kept in accordance with section 130 of the Act- or the accounts did not accoTd with the accounting records.. or the accounts did not comply with the applicable requirements oncerning the form and content of accounts sel out in the Charities (Accounts and Reports) Regulab'ons 2008 other than any requirement Ihat the accounls give a 'lrue and fair. view which is not a matter constdered as part of an independent examination. I have no concems and have come across no other matters in connection wth the examination to which 8ttenlion should be drawn in this report in order to enable a proper understsnding of the accounts to be reached. Ple8se de18te the worfs in the brackets irthey do not 8ppIy. Signed: Date: Name: Relevant professlonal qualification(sl or body (If any): 4Ssoc 141è 4F- fwr IACIA). IER October 2018 # Crayford Baptist Church CIO ## Financial report for period 19[th] January 2022 to 31[st] December 2022 Attachments: Report by Examiner, John Beschizza Financial report by treasurer, Bindhu Ambrose Asset & Liability summary 31.12.22 Total receipts: £87,388 Total payments: £112,158 Government contracts: None Government grants: None Income breakdown: a) one off gifts . . . £3,000 in June £1,000 in October b) Offerings . . . . £46,072 The single highest value donation was £3,000 in June. Grant making: a) Individuals . . . £2,650 to missionaries in Finland b) Other charities . £6,350 to BMS World Mission £1,975 to Baptist Union Home Mission Page **1** of **2** ## **`Crayford Baptist Church asset and liability summary as at 31/12/2022 (Final)`** ## `Assets` ``` Church buildings (insured value) £2,246,307.00 Manse (insured value) £350,775.00 Barclays Bank current account £18,521.85 Manse account £3,368.17 London Baptist Property Board £13,515.08 ``` ``` Liabilities ``` ``` Baptist Pension Scheme nominal* ``` ``` General Fund £2,601.14 Building Fund £6,686.55 Manse Fund £3,843.20 BMS Fund £2,089.21 ``` ``` Other Restricted Fund £185.00 ``` ``` Reserve Fund £20,000.00 ``` ``` * The Baptist Pension Fund deficit has now been covered but there is still a small risk that a deficit could re- appear. ``` Page **2** of **2** CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl mombors of (SAfnST i O On accounts forthe year ended (19 47 31,(2.Z2 Charity no lif any} 119 57 Its Set out on pages I report lo the trustees on my examination of the accounts of the above charity I'the Trust"} for the year ended Responsibilities and As the charity trustees, you are responsible for the preparation of the basis of report accounts in accordance with the Charities Act 20111 the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Direclions given by the Charity Commission under section 14515}Ib) of the Act. Independent examinerfs statement I havo completed my examination. I confirm that no material matters have come to my attention I } in connection with Ihe examination which gives me cause to believe that in. any material respect,. the accounting records were not kept in accordance with section 130 of the Act.. or the accounts did not accord with the accounting records; or the accounts did not comply with the applicable requirements concerning the form and content of accounts sel out in the Charities {Accounts and Reports) Regulations 2008 other than any requirement Ihat the accounls give a 'lrue and fair. view which is not a matter considered as part of an independent examination. I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets rf they do not apply. Signed: Date: Name: Relevant professional qualification{51 or body (if any): 4Ssoc irfit" fNe HAA irKr& i¢iSf iiyft" OArfJ(8A f (Aci6). IER October 2018