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2024-12-31-accounts

ANNUAL REPORT AND ACCOUNTS 31[st] December 2024

BEWDLEY BAPTIST CHURCH

Registered Address:

61 High Street Bewdley Worcestershire DY12 2DJ

Charity Registration Number: 1195043

Names of Managing Trustees:

The Revd Simon Harry Minister Sue Blyth Minister John Rhodes Trustee Lynne White Trustee (elected March 26[th] 2024) Jo Lane Trustee John Rand Trustee Jeremy Datson Treasurer Sara Pelham Trustee Wendy Harper Trustee Elizabeth Lee Trustee Pete Williams Trustee (elected March 26[th] 2024) Linda Iles Trustee (elected March 26[th] 2024) Tony Davey Trustee

Property Trustees:

The Baptist Union Corporation Limited Baptist House 129 Broadway Didcot Oxfordshire OX11 8RT

Bankers:

HSBC Bank Plc 31 Church Street, Kidderminster DY10 2AY

Independent Examiner: Susan Cooper

Annual Report for 2024

The Trustees present their Annual Report and Financial Statements for 2024.

Aims and Purposes:

The Charity is governed by an Approved Governing Document which states that the principal purpose of the Charity is the advancement of the Christian Faith according to the principles of the Baptist denomination to include the advancement of education, community service and such other general charitable purposes in such parts of the United Kingdom and the world as the Church shall determine.

The Church occupies premises which are held by the Baptist Union Corporation Ltd, on Trusts which are entirely compatible with the above object.

Objectives and Activities:

In order to achieve the principal objective which is set out above, the Church provides a variety of activities both to its membership and to the community generally. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him as living Lord.

Central to the work and witness of the Church is the provision of regular public services of Christian worship. The main service is the morning service, but other services are put on throughout the year, especially around Christmas and Easter.

The Church runs a series of house groups for the growth of faith and discipleship in the homes of some members, and further details of these can be obtained from the Trustees on request, or at the Sunday services of worship. These are all now in person.

The Church is responsible for a Mother and Toddler Group, Noah's Ark, which meets in the Church premises on Monday and Friday mornings, with the purpose of assisting the community and demonstrating the love of Jesus Christ. Allied to the Mother and toddler group is a meeting for dads and their young children entitled ‘Who let the dads out’ which meets once a month on a Saturday morning. We have Messy Church on a quarterly basis. The Church runs various events for adults of all ages such as a weekly Art Group and a Renew Wellbeing Cafe. The church also provides Christmas food hampers and baby and children’s clothes and other provisions to the local families.

Achievements and Performance:

The Church does not measure the success of its programmes only in numbers, including financial numbers, but also in less tangible areas like fellowship and encouragement. The Trustees recognise that these are difficult to measure, and believe that 2024 was another was a good year for the church. People within the church continue to show considerable care for each other and mission opportunities have been creatively found.

At 31[st] December 2024 the Membership was changed from the previous year to 112 members.

Average attendance to worship services remained stable during the year, and is split between attending the building, watching live on zoom or watching on YouTube later in the week.

The Church continues to make its premises available to local initiatives, such as the Bewdley Festival and one-off community events.

Financial Review:

The Church continues to raise the funds which it needs to carry on its activities from within its own membership and congregation. No wider public appeal was made for funding during the year.

The Church expressed its part in the life of the wider church by making grants to national and international Christian organisations and societies with Christian aims and objectives compatible with the Church’s own charitable purpose.

The Church remains dependent on its membership working as volunteers in all aspects of the Church’s activities, many of which run with little or no impact on the Church’s expenditure, but nevertheless contribute substantially to the achievement of the Church’s objectives.

The financial results for the year, together with a summary of the accounting policies adopted are set out in the accompanying financial statements.

The Trustees have established a Reserves Policy, and are satisfied that they have sufficient reserves at the Balance Sheet date, together with ongoing income anticipated, to enable the Church to function effectively in the coming year.

The Trustees have made an assessment of the major risks facing the Church, and are satisfied that there are policies in place to minimise these risks.

Total Expenditure for the year was £130,125. Income for the year was £101,496. The Net result for the year was a deficit of £28,629.

Income and Expenditure for the year 1 Jan 2024 - 31 Dec 2024

Income and Expenditure Principal Accounts 1st January 2024 - 31st December 2024

Summary
Income
Gifts and Donations
Gift Aid
Other Income
Total Income
Expenditure
Total Admin Costs
Total Worship Costs
Total Premises Costs
Mission
Young People and Youth Work
Total Gifts and grants
Total Ministers Cost
Total Community Pastor
Administration Staffing Costs
Professional Costs
Total Expenditure
In Year Surplus/(Deficit)
Transfers In or (Out) of Fund
Overall change 1 Jan - 31 Dec*
General Account
2024
2023
78,733.82
81,500.10
15,625.89
16,315.73
7,137.00
6,362.55
101,496.71
104,178.38
5,193.17
7,212.48
3,463.87
2,617.25
19,558.65
17,731.76
11,741.49
11,307.78
647.17
457.33
157.00
102.80
55,041.67
50,146.86
24,564.88
23,807.73
9,325.92
8,644.24
431.34
299.22
130,125.16
122,327.45
(28,628.45)
(18,149.07)
0.00
Food Parcels
2024
2023
380.00
664.95
0.00
51.24
0.00
0.00
380.00
716.19
869.16
1,150.68
869.16
1,150.68
(489.16)
(434.49)
0.00
0.00
Baby Baskets
2024
2023
2,298.00
2,824.70
290.75
484.00
3,200.00
3,250.00
5,788.75
6,558.70
7,277.30
4,080.81
7,277.30
4,080.81
(1,488.55)
2,477.89
0.00
0.00
Other Causes
All Accounts
2024
2023
2024
2023
722.01
540.00
82,133.83
85,529.75
6.25
6.25
15,922.89
16,857.22
0.00
0.00
10,337.00
9,612.55
728.26
546.25
108,393.72
111,999.52
5,193.17
7,212.48
3,463.87
2,617.25
19,558.65
17,731.76
11,741.49
11,307.78
647.17
457.33
728.26
546.25
9,031.72
5,880.54
55,041.67
50,146.86
24,564.88
23,807.73
431.34
8,644.24
9,325.92
299.22
728.26
546.25
138,999.88
128,105.19
0.00
0.00
(30,606.16)
(16,105.67)
0.00
0.00
0.00
0.00
(30,606.16)
(16,105.67)
(28,628.45)
(18,149.07)
(489.16)
(434.49)
(1,488.55)
2,477.89

24/01/2025

Audit Copy Page 1 of 2

Income and Expenditure for the year 1 Jan 2024 - 31 Dec 2024

Balance Sheet Position for all Accounts for the Year ended 31 December 2024

Balance Sheet Position
Fund as at 31 December 2023
Change on the year
Fund as at 31 December 2024
Funded By Bank deposits
Petty Cash
Total Cash
Debtors
Prepayments
Less
Creditors
Accrual's
Funds as at 31 December 2024
General Account
Food Parcels
Baby Baskets
Other Causes
All Accounts
102,522.89
1,492.16
3,212.47
0.00
107,227.52
(28,628.45)
(489.16)
(1,488.55)
0.00
(30,606.16)
73,894.44
1,003.00
1,723.92
0.00
76,621.36
68,697.59
1,137.22
1,695.42
0.00
71,530.23
200.00
200.00
68,897.59
1,137.22
1,695.42
0.00
71,730.23
6,165.29
0.00
28.50
0.00##
6,193.79
775.77
0.00
0.00
0.00##
775.77
75,838.65
1,137.22
1,723.92
0.00
78,699.79
575.83
134.22
0.00
0.00##
710.05
1,368.38
0.00
0.00
0.00##
1,368.38
73,894.44
1,003.00
1,723.92
0.00
76,621.36
Summary of all Assets and liabilities
£
£
Buildings (notional Value)
750,000
Cash Holdings
71,730
Less Liability for Pension Fund*
9,900
Net Capital assets
811,830
Plus Debtors and prepayments
6,970
Less Creditors and accruals
2,078
Net Value
£816,721
Summary of all Assets and liabilities
£
£
Buildings (notional Value)
750,000
Cash Holdings
71,730
Less Liability for Pension Fund*
9,900
Net Capital assets
811,830
Plus Debtors and prepayments
6,970
Less Creditors and accruals
2,078
Net Value
£816,721
Summary of all Assets and liabilities
£
£
Buildings (notional Value)
750,000
Cash Holdings
71,730
Less Liability for Pension Fund*
9,900
Net Capital assets
811,830
Plus Debtors and prepayments
6,970
Less Creditors and accruals
2,078
Net Value
£816,721
Summary of all Assets and liabilities
£
£
Buildings (notional Value)
750,000
Cash Holdings
71,730
Less Liability for Pension Fund*
9,900
Net Capital assets
811,830
Plus Debtors and prepayments
6,970
Less Creditors and accruals
2,078
Net Value
£816,721
£816,721

£816,721

Notes
Grant Receipts:
Baby Bank Grants £3,250.00
Warm Spaces grant £650.00
*Pension Fund Liability is currently in a state of flux
This could change with changes in economic growth
but currently remains low

24/01/2025

Audit Copy Page 2 of 2

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