Registered Charitable Organisation no. 1195032
Trustees Annual Report
01/01/2024 to 31/12/2024
Contents
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3 Executive summary
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4 Chair’s introduction
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5 Introduction
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6 What we aimed to do in 2024
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8 What we do
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10 What we achieved
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13 Collaboration, funding and support
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15 Our team
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16 Financial review
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17 Plans for future periods
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18 Risks and dependencies
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19 Structure, governance and management
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Executive summary
In 2024, GamLEARN continued to grow as a UK-wide lived experience network, now supporting over 450 members affected by gambling-related harm. Key achievements include launching the Criminal Justice Support Service, delivering accredited training to 171 professionals, and expanding research partnerships with leading universities and
funders. Our financial position remains strong, with a surplus enabling further investment in our mission. Looking ahead, we will build on these successes by expanding services, strengthening partnerships, and maintaining our commitment to independence and lived experience leadership.
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
Chair’s introduction
On behalf of the trustees, I am pleased to present GamLEARN’s second Annual Report.
Since our founding on 1 July 2021, GamLEARN has grown into a UK-wide lived experience network supporting people directly and indirectly affected by gambling-related harm. With more than 450 members, lived experience now shapes every part of who we are – from the individuals we support, to the team who deliver our services, and the decisions that guide our future.
Our members continue to define our values and direction, ensuring the organisation remains rooted in authenticity, compassion, and reform.
This year, 2024, we have made significant progress. The achievements outlined in this report reflect our mission, our values, and the impact we continue to make in communities across the UK.
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We launched the GamLEARN Criminal Justice Support (CJS) Service in September 2023, which is already making a major impact. Developed from the lived experience of many of our team and members, it recognises that gambling addiction can lead to entanglement with the criminal justice system and aims to break that cycle by empowering people to reclaim their lives.
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We delivered our Continuing Professional Development (CPD) course Understanding Gambling-Related Harm and its Links to Crime to Public Health bodies and organisations such as Tru-East and Murphys. Developed in partnership with Gambling Harm UK and shaped by
GamLEARN members, it incorporates indepth lived experience video testimonies from individuals who have navigated the justice system.
- GamLEARN was honoured to receive the Armed Forces Covenant Employer Recognition Bronze Award, recognising our commitment to supporting members of the Armed Forces community and creating an inclusive workplace that values their skills, experience, and contribution.
We would like to formally thank our partners and funders – including King’s College London, the University of Lincoln, National Institute for Health & Care Research, Gambling Research Ex-change Ontario (GREO) and the Garfield Weston Foundation has enabled GamLEARN to achieve even greater impact in 2024. A special mention must go to our major funder, Derek Webb, without whom none our work would be possible.
We would like to thank our members, staff and partners for their continued commitment and belief in GamLEARN’s mission. Your dedication, insight and compassion have been the driving force behind everything we’ve achieved this year.
Finally, I must acknowledge and commend the leadership of Tony Parente, founder of GamLEARN. Under his leadership, he and his team consistently embody the organisation’s values and mission.
Steve Watts
Chair of Trustees, GamLEARN
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Introduction
GamLEARN is a national charity dedicated to supporting individuals affected by gamblingrelated harm through education, training, and accredited workshops. Our focus is on building a lived experience membership network that promotes good mental health, reduces suicide risk, educates professionals within the criminal justice sector, and helps people rebuild their lives following gambling addiction.
Established in July 2021, GamLEARN now has over 450 members. As a charity led by people with lived experience, authenticity and empathy run through everything we do. We operate remotely, reaching people across the UK so that no one is excluded because of geography. We believe that lived experience, when valued and supported, is a vital force for reducing gambling-related harm.
It shapes our values, informs every aspect of our work, and drives change at individual, community, and system levels. Lived experience stays at the heart of who we are and everything we do.
Our Values
• Lived Experience
We place the voices of those directly affected by gambling harm at the centre of our work, ensuring authenticity and relevance in all we do.
• Compassion
We offer non-judgmental, empathetic support, recognising the complex challenges faced by those affected.
• Empowerment
We help individuals reclaim control, rebuild their lives, and realise their potential.
• Collaboration
We work in partnership with communities, professionals, and organisations to drive systemic change.
• Integrity
We operate with transparency, accountability, and respect, upholding the trust placed in us by our members and stakeholders.
These values guide every decision we make – from how we support members to the partners we choose and the funding we accept.
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
What we aimed to do in 2024
Mission Statement
GamLEARN exists to prevent gamblingrelated harm and promote recovery, wellbeing, and hope for everyone affected. Our mission is simple – to help people reclaim their lives, restore their wellbeing, and contribute to a fairer, safer system that prevents others from being harmed.
We empower individuals and families to rebuild meaningful lives free from gambling, using education, awareness, and lived experience led support as tools for change. Our approach combines compassion with accountability, ensuring that people feel understood, not judged – and supported to move forward.
Our charitable purpose is the promotion of good health and recovery of persons with gambling addictions and their families, achieved primarily by educating the public about the risks of gambling and improving access to treatment and support for those affected. This education is primarily carried out by our members.
GamLEARN is a community built on shared experience. We believe that recovery is strengthened when people connect, learn, and act together. Every conversation, course, and partnership we lead aims to replace stigma with understanding and isolation with belonging.
Our objectives are to:
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Build connection, knowledge and skills – creating inclusive spaces for lived experience, recovery, and peer learning to thrive.
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Collaborate with partners to change perception and influence policy – using lived experience evidence, storytelling and advocacy to ensure lived experience shapes national thinking and reform.
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Provide professional training and awareness – co-creating accredited and lived experience learning that strengthens understanding of gambling harm across sectors.
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Deliver criminal justice support – offering tailored guidance and lived experience peer-based interventions for individuals whose offending is linked to gambling disorder.
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Collaborate on research and innovation – working with academic and clinical partners to generate insight, evidence and longterm system change through engagement with our lived experience members.
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Embed safety, governance and lived experience leadership – ensuring all activity is grounded in good governance, safeguarding and the values of dignity, respect and integrity.
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Public Benefit
The trustees have had due regard to the Charity Commission’s guidance on public benefit. Every aspect of our work advances our charitable purpose – the promotion of good health and recovery for people affected by gambling addiction and their families – through education, awareness, and lived experience-led support.
GamLEARN delivers public benefit by:
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Reducing harm through direct emotional and practical support for people whose health, relationships and livelihoods have been affected.
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Improving understanding through accredited and awareness training that helps professionals identify and respond to gambling harm.
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Empowering recovery via peer support, holistic training and growth opportunities that help individuals rebuild their lives.
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Influencing systems and policy by collaborating with universities, the NHS and justice partners so real experiences shape research and reform.
The trustees are satisfied that GamLEARN’s activities deliver clear public benefit and fully meet the requirements of the Charities Act 2011.
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
What we do
Benefits for Members
GamLEARN offers a member-centred network for those directly and indirectly affected by gambling harm. Members access peer support, development opportunities, and structured advocacy routes that promote recovery, resilience and voice.
Key features include:
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Monthly online meetings for connection and shared learning.
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Monthly newsletter and memberauthored briefings to keep members informed, engaged, and contributing.
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Events, conferences and workshops offering opportunities to influence policy and connect with researchers.
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Media and research engagement to share lived experience stories safely and meaningfully.
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Holistic training and resilience building via accredited courses and peer-facilitator development.
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Advocacy and voice so members become recognised leaders in shaping gamblingharm responses.
Research
Research is essential in reducing gambling harm. Put simply, society knows far more about other addictions and consequently gambling can be ignored by policy makers and and those experiencing gambling disorder can be unfairly treated by the criminal justice system. Research is a core strand of GamLEARN’s mission. Members are involved as advisory-panel members, co-investigators and facilitators, bringing authenticity and emotional depth to projects.
GamLEARN oversees The Lived Experience Access Fund (LEAF), a unique funding programme that supports people with lived/ living experience of gambling harm, enabling peoples’ active participation in research, training, conference travel, and other related
capacity-building opportunities. Through this collaboration we’ve supported 12 GamLEARN Members applications for funding to attend international conferences, courses, as well as enabling them to complete for their PHD.
Major research collaborations
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Routine Screening for Gambling Disorder in Mental Health and Drug & Alcohol Services (NIHR, 2024–26).
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Gambling and Suicide: A Psychological Autopsy and Qualitative Inquiry Gambling Research Exchange Ontario (Gambling Research Exchange Ontario (GREO) & the University of Lincoln, 2024–26). (Gambling Research Exchange Ontario (GREO) and the University of Lincoln, 2024–26).
All projects are supported by a safeguarding and wellbeing framework, ensuring participation is empowering, not retraumatising.
Awareness Raising and Training
Awareness and training sit at the heart of GamLEARN’s mission. All sessions are codesigned and delivered by people with lived experience.
Flagship programmes include:
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Understanding Gambling-Related Harm and its Links to Crime – accredited CPD course delivered to 171 professionals across probation, policing, NHS and local authorities in 2024.
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Addiction by Design – delivered by Dr Matt Gaskell, MBE, to 18 Members exploring how gambling products exploit behavioural psychology.
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Safeguarding Training for Members – co-developed with Suicide First Aid Understanding Suicide Interventions safeguarding specialists to ensure safe facilitation, delivering training Level 4 C&G training to 25 people.
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
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Welsh Union Learning Fund (WULF) Partnership – integrating gambling-harm awareness into workforce wellbeing and public-health training.
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Working with the Coalition to End Gambling Advertising (CEGA) filming workshop peoples pre & post gambling harm experience. The final film, challenging the governments’ view that there is ‘little evidence that gambling advertising leads to gambling harm’, was shown at Peers for Gambling Reform 2024 Summit.
These programmes embed lived experience in professional learning and help prevent harm before it escalates, empowering our members to safely support their peers.
Criminal Justice Support (CJS) Service
Established in September 2023, the CJS Service has supported over 75 people affected by gambling-related offending, including 63 directly affected by gambling harm and 14 affected others. The service provides one to one trauma-informed lived experience peer support through investigation, charge, court and sentencing CJS stages, ensuring no one faces the justice process alone.
What we offer
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Tailored one-to-one support
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Structured court preparation and mitigation guidance, including securing and supporting peoples’ preparation for psychiatric consults
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Post-sentence recovery and relapseprevention
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Dedicated Affected Others support
Early impact
The CJS Service has improved peoples’ ability to present accurate gambling histories, supported psychological reports, and reduced isolation through peer networks. It is now moving from early delivery to national model status, with formal data tracking and partnerships with the University of Lincoln and King’s College London.
Together, all our programmes – membership, research, training, and CJS support – define what GamLEARN does and why it matters.
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
What we achieved
The following section sets out what we achieved in 2024, showing how these core activities translated into measurable outcomes, partnerships and public benefit.
Achievements and Performance Objective 1: Building Connection, Knowledge and Skills
GamLEARN has grown into a UK-wide network of over 450 members affected directly or indirectly by gambling harm. Throughout 2024 we expanded peer-support opportunities and training offers, ensuring that every member could connect, learn and contribute.
Regular online meetings, newsletters, and member blogs created a rhythm of connection and learning. The weekly Criminal Justice peer group continues to be one of the charity’s most active spaces, offering solidarity and shared problem-solving for those navigating complex legal processes.
In September 2024, 18 members attended GamLEARN’s residential event in Caer Beris, Wales, taking part in workshops and openshare sessions focused on recovery, reflection
and resilience. Participants were selected at random from those who expressed interest to ensure fairness and equal opportunity. Feedback highlighted the importance of belonging, emotional safety and practical guidance in sustaining recovery, and we plan to repeat the event on a biennial basis to offer the same opportunity to others.
Objective 2: Changing Perception and Influencing Policy
GamLEARN actively contributes to national dialogue on gambling harm and justice reform. During 2024, we engaged with the Gambling Commission and Peers for Gambling Reform, highlighting insights from our Criminal Justice programme and lived experience membership.
Our representatives contributed to the Current Advances in Gambling Research (CAGR) conference and other sector events, ensuring that the voices of those directly affected by gambling-related offending are heard within policymaking and research communities.
“I did not really know the severity of gambling addiction. I knew there was such a think as gambling addiction, but never knew the inside of how it posses’ people into do anything, including crime to get money to continue to gamble. I did not realise that gambling can start from such a young age, my personal experience, I will buy 2 scratch cards and leave my 6-year-old do one – that will stop now!”
“I am grateful to be given the opportunity to go on this course, because not only did I learn about gambling, gambling addictions -but also the seriousness of it, the vicious circle people can get into, the consequence on family and friends, the risks of losing everything (including life).”
“The explanations of how the brain is changed to create addiction was fascinating and gives real insight into how gambling can affect anyone. The lived experience stories are impactful and to understand the impact we can have at PSR stage is invaluable.”
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Objective 3: Professional Training and Awareness
Our accredited training course, Understanding Gambling Related Harm and its Links to Crime, continues to strengthen awareness within the criminal justice and public health sectors. Between January and December 2024, 171 professionals – including probation, police, NHS and local-authority staff – completed the programme.
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It is important to understand and recognise why some
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your staff and organisation are equipped to support each
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affecting families, workplaces, and entire communities.
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shows the prevalence of gambling in the UK space
Recognising how gambling can
negatively impact an individual’s
mental health, overall well-being,
their lives, and their actions.
Understanding
Gambling Related
Harm Awareness
Session
GamLEARN is a charity registered in England and Wales. Our charity registration number is 1195032.
Our registered office address is 63–66 Hatton Garden London EC1N 8LE
LEARNING OUTCOMES:
Training@gamlearn.org.uk | www.gamlearn.org.uk
If you’re interested contact us at:
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Delivered entirely by lived experience facilitators, the course equips professionals to identify, screen and support individuals at risk of gambling harm. Evaluation results showed improved confidence, empathy and understanding among participants.
Complementary sessions such as Addiction by Design, Safeguarding for Members, and awareness workshops funded through the Welsh Union Learning Fund (WULF) further broadened reach, embedding gamblingharm awareness in workforce training across multiple sectors.
Objective 4: Criminal Justice Support
Since its launch, the CJS service has supported over 75 people affected by gambling related offending, including 63 directly affected by gambling harm and 14 affected others.
Peer supporters with personal experience of both gambling harm and the justice system support Members through each stage of the CJS – investigation, charge, court and sentencing – ensuring that no one faces the process alone. Peer supporters log 160 support calls every month, with the 64 CJS Members supported. We hosted 62 meetings this year which amounts to over 125 hours prevention support. We regularly see
“Although my role doesn’t involve direct work with service users, on a personal level it has increased my understanding of gambling related hard one hundred-fold! I am keen to ensure this training can be delivered to all PBNI staff if possible.”
“I liked that the trainers had lived experience of gambling related harm, made the topic more realistic and enjoyed listening to their experiences. Great presentation slides, print outs were handy as I could make on own notes at the bottom, great videos, very interactive.”
“I have more of an understanding of how people with gambling issues can be targeted by companies and about the impact of gambling on the brain. These are issues I had no idea about before. I think this will make me confident in dealing with gambling related harm and more appropriately balance the risks presented by service users of further offending alongside their individual needs.”
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
attendance of up to 20 members at our weekly Peer Support Group meetings for those directly affected.
The service also strengthens system understanding through delivery of the accredited course Understanding Gambling Related Harm and Its Links to Crime , discussed above.
Early outcomes show that Members supported by the CJS work are better able to present accurate gambling histories, secure prompt psychological reports, and maintain recovery after sentencing. Partners across the legal and health sectors report greater awareness of the role of gambling disorder in offending.
“I wouldn’t have got through the sentencing without them. They knew what mattered and helped me face it.”
— CJS member, 2024
From our weekly Criminal Justice Support calls oneword check-ins and check-outs that remind us how powerful reflection and connection can be.
Objective 5: Research Collaboration and Innovation
In partnership with the University of Lincoln, King’s College London, and Gambling Research Exchange Ontario (GREO), GamLEARN continues to embed lived experience in vital research shaping national understanding of gambling disorder.
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The National Institute Health Research (NIHR)-funded feasibility study on routine screening for gambling harm in mentalhealth and substance-use services completed its first full year, with GamLEARN members serving as co-investigators and advisors.
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The Gambling and Suicide: Psychological Autopsy and Qualitative Inquiry project, launched in 2024, is exploring the pathways leading to gambling-related suicide and includes GamLEARN members as research collaborators and safeguarding officers.
Objective 6: Safety, Governance and Lived-Experience Leadership
GamLEARN’s governance model ensures that ethical practice and member wellbeing remain central to all operations. Our lived experience Advisory Panel brings together professionals and peers with over 100 years of combined experience, advising trustees on policy, safeguarding and organisational development.
Regular supervision, updated safeguarding training, and continuous feedback loops maintain safe boundaries and professional standards across all delivery. This structure reflects GamLEARN’s belief that lived experience, when supported safely, is a source of strength and leadership within the charity.
Across all objectives, GamLEARN continues to show that lived experience is not only a route to recovery, but a driver of reform – changing how gambling harm is understood, prevented, and addressed within society.
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Collaboration, funding and support
Partnership and integrity underpin all GamLEARN’s work. Our progress is possible because of the people and organisations who share our commitment to tackling gambling related harm through lived experience, evidence and compassion.
We work alongside a wide network of collaborators across justice, health, academia and public health – including universities, NHS services, probation and policing partners, community organisations, as well as other charitable foundations. These partnerships enable us to reach more people, share expertise and ensure that the realities of gambling harm inform both service delivery and national policy. We are the first, and only body founded on lived experience of gambling harm that does this. Our reach is unmatched.
As a charity, GamLEARN’s activities are funded through a combination of charitable trusts, foundations, public-sector commissions and income from our accredited training programmes.
We remain entirely independent of the gambling industry and do not accept funds from gambling operators or proceeds derived from gambling activity. This principle reflects our core values of integrity and accountability. In a 2024 Member poll, 95% of members supported maintaining this stance.
By working collaboratively and upholding strong ethical standards, GamLEARN continues to deliver genuine public benefit while modelling the independence and transparency that people affected by gambling harm deserve.
Partners and supporters include:
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NHS services across the UK
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Gambling With Lives
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Primary Care
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GamFam
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NHS Inclusion
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GamStop
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GamBan
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Peers For Gambling Reform
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Epic Restart Foundation
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Reframe
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Gambling Related Harm All Party Parliamentary Group (GRH APPG)
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Employers and the wider business community
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TRU East workforce
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Murphys Construction workforce
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HM Prison & Probation Service – Wales
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The Probation Board Northern Ireland
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Coalition Group Against Gambling Advertising
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The Ministry of Defence and the Armed Forces Covenant
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Lincoln University
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Kings College London
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Glasgow University
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Gambling Research Exchange Ontario (GREO)
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Garfield Weston
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Derek Webb
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Haringey Council
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Met Police
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Welsh Union Learning Fund
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Coalition to End Gambling Advertising (CEGA)
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
The leaflet below illustrates the extensive range of services we work with.
What people say
Gambling Blocks
Support Services
It is important to consider practical barriers when providing support, especially for affected family members. Combining different types of barriers can increase their effectiveness and improve the overall support system.
Gamblers Anonymous
“ There is a network of good organisations who will support and guide you through everything. The Gamblers Anonymous is a fellowship knowledgeable and understanding teams are giving of men and women who share their people the tools to rebuild and transform their lives.” experience, strength and hope with Andrew M each other so that they may solve their common problem and help others do the same. www.gamblersanonymous.org.uk
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“ Living with a gambler is often challenging.
Knowing there is support available is reassuring.
Reaching out was the first step. Finding the proper
support is also invaluable.“ Affected Other
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Thrivin Together Gamstop Are a woman-led, lived experience organisation offering choice, voice Provides a straightforward, efficient, and cost-free method to restrict access and change for women across the to all gambling applications and websites UK. They offer advice, support, authorised in the UK, for a duration that suits you. referrals and opportunities to gain www.gamstop.co.uk confidence, and make connections. www.thrivintogether.org.uk Gamban
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“ Being supported and understood has changed how
I see myself.” LD
“ During the 10 months of my recovery, I have used 7
different services, and I have needed all of these to
aide and sustain my recovery. Having accesed these,
it has given me wrap around support that has been
vital for me to remain in recovery and build a better
life free from gambling.”
Tracey E, Recovering Gambler
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Gamban
An internet-based solution that prevents access to gambling apps and websites on multiple devices. This user-friendly tool is accessible at no cost. www.gamban.com/talkbanstop
Residential Support:
Adferiad
Residential treatment that provides help and support for people with mental health, addiction, and co-occurring and complex needs, to maximise their personal potential, and achieve a better quality of life. www.adferiad.org
MOSES
Enables individuals to voluntarily exclude themselves from nearby land based gambling premises. This program operates by having participants submit photographs that can be shared with operators, aiding the staff in identifying individuals who have self-excluded from gambling. www.self-exclusion.co.uk
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www.gamlearn.org.uk
Our charity registration number is 1195032. Our registered office GamLEARN is a charity registered in England and Wales. address is 63-66 Hatton Garden London EC1N 8LE
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Gordon Moody Residential treatment and support programme, with various locations throughout England – with a focus on therapies, intervention and counselling. www.gordonmoody.org.uk
Bank Blocks Most banks now provide the option to restrict gambling transactions by blocking an account or card from being utilised for gambling activity.
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Support services
available to you
NHS Northern Gambling Service www.northerngamblingservice.nhs.uk/ NHS East Midlands Gambling Harms Clinicwww.eastmidlands gambling.nhs.uk/
NHS East of England
NHS West Midlands Gambling Harms Clinic (WMGHC) www.inclusion.org/our-services/addiction-services/west- Gambling Servicewww.eofegamblingservice.nhs.uk
midlands-gambling-harms-clinic/
NHS South West Gambling Service
www.awp.nhs.uk/our-services/az-services/south-west-gambling-service National Children and Young People’s Gambling
NHS Southern Gambling Servicewww.southernhealth.nhs.uk/our-services/a-z-list-of-services/gambling-service and Gaming Clinic: www.cnwl.nhs.uk/services/mental-health-services/addictions-and-substance-misuse/national-centre-behavioural-addictions
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The services and organisations listed within this leaflet provide treatment and support for individuals and their families who are experiencing gambling related harm.
This leaflet provides information and support
Support Services
Support Services
Support Services
Support Services
East Of England Gambling Service
The East of England Gambling Service is free and run by the NHS. They offer support to individuals and families experiencing the negative impact of gambling. www.eofegamblingservice.nhs.uk
NHS Northern Gambling
Service
(Also known as the Northern Gambling Clinic) provides specialist addiction therapy and recovery to people affected by gambling addiction and to those affected, such as family, partners, and carers.
www.northerngamblingservice.nhs.uk
NHS West Midlands
Gambling Harms Clinic Provides specialist addiction therapy, treatment and recovery to people affected by gambling addiction and gambling problems across Stoke, Staffordshire, Telford and Wrekin. www.inclusion.org
NHS Primary Care
Gambling Service Offer a range of therapeutic support to those suffering from gamblers harm and affected others. Services can be provided face-to-face, online or over the phone. All services are confidential and free of charge. www.primarycaregamblingservice.co.uk
NHS Southwest
Gambling Service
The South West Gambling Service is for
people living in the South West and it provides FREE confidential support to people affected by gambling addiction.
www.awp.nhs.uk/our-services/az-services/southwest-gambling-service
NHS Southern
Gambling Service A specialist service providing evidence-based
treatment to people with gambling-related harms / gambling disorder.
www.southernhealth.nhs.uk/our-services/a-z-listof-services/gambling-service
NHS East Midlands
Gambling Harms Clinic
Offers help with specific problems experienced by
individuals, and support and advice to family members and carers. Can help with mental health, debt management and housing. www.eastmidlands gambling.nhs.uk/
National Children and
Young People’s Gambling and Gaming Clinic
An umbrella centre that houses
both the National Problem Gambling Clinic and the National Centre for Gaming Disorders
www.cnwl.nhs.uk/services/mental-health-services/ addictions-and-substance-misuse/national-centrebehavioural-addictions
Gambling With Lives
RCA Trust
Set up by families bereaved by gambling. They provide support, raises awareness of gambling
Formerly known as the Renfrew Council on Alcohol – established in 1977 providing community based alcohol and gambling related prevention and treatment services in Scotland. www.rcatrust.org.uk Beacon Counselling Trust Offer free and confidential education, treatment and recovery support throughout the Northwest of England, to anyone at risk of, or experiencing gambling-related harms. www.beaconcounsellingtrust.co.uk
disorder’s devastating effects, and campaigns for change. www.gamblingwithlives.org
GamFam
Provide advice and support to those directly and indirectly affected by gambling harms through structured
Peer Support. Groups are free of charge and run via Zoom.
www.gamfam.org.uk
NECA
Aquarius
Provide a range of short and longer term gambling advice and gambling support options either over the phone or face-to-face across the North East, Yorkshire and Humber. www.neca.co.uk
Support people 18 years and over affected by gambling, either their own or the gambling of a family member, partner or friend through 1:1 and group support sessions. www.aquarius.org.uk
Reframe Coaching Providing Lived Experience Recovery Coaching to support individuals who have suffered directly or indirectly from a gambling addiction and/or Gambling Related Harm.
Breakeven
Breakeven offers free counselling, support and advice to anyone suffering from gambling-related harm.
www.breakeven.org.uk
www.reframecoaching.org.uk
EPIC Restart Foundation
GamLEARN CJS Support Innovative recovery program We offer a personal service to and community led by lived assist individuals who have experience, using expert facilitators to deliver resorted to crime. Our goal is to empower life-changing events and online workshops. you to face your situation with confidence. www.epicrestartfoundation.org www.gamlearn.org.uk/criminal-justice-support/
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01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Our team
Our board, staff, consultants and volunteers understand the depths of gambling harm with a majority of those involved having personal experience, either through having a gambling disorder themselves, or as an affected other. This lends authenticity and profound empathy to our work. We employ a tight-knit team of seven paid staff members, six paid members of the research teams and 12 paid GamLEARN advisory panel members.
We are incredibly grateful to have the support and guidance from our members to our board who bring a diverse range of knowledge, skills, and expertise and all share our mission and values.
Trustees
Steve Watts , chair of GamLEARN until September 2025 is a former schoolteacher and an Affected Other who through his own lived experience set up the charity GamFam.
Sandra Adams , has been as a therapist for over 19 years and over the past 10 years her work has been committed to helping individuals that have experienced gamblingrelated harm.
Simon Howard , is a former fund manager. He ended his career in sustainable and ethical finance as CEO of The UK Sustainable Investment and Finance Association (UKSIF).
Ravi Lakhan , brings first-hand experience of gambling and behavioural addiction. She joined GamLEARN to help shape its growth and is proud to support a charity that places lived experience and learning at the heart of recovery.
The staff team at GamLEARN is a team of people primarily with lived experience of the issues facing the members. Indeed, many became involved in delivering GamLEARN’s programme of work through initially being members. All want to ensure that others did not struggle like they did. They are increasingly the people others come to when in need of support of expert insight.
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TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
Financial review
Income for the year totalled £309,562 with expenditure of £283,596 leading to a surplus of £25,966. At the year end the charity had total reserves of £63,314.
The trustees regularly review reserve levels to ensure they are appropriate and the
charity’s assets in each fund are available and adequate to fulfil its obligations in respect of each fund. The trustees have agreed a policy and aim to hold unrestricted reserves equivalent to between 3- and 6-months expenditure.
Income Sources
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£350,000
£300,000
£98,561
£250,000
£200,000
£150,000
£10,647
£100,000 £211,041
£152,462
£50,000 £113,453
£0
2022 (18m) 2023 2024
Voluntary Income Activities for generating funds
----- End of picture text -----
Expenditure Breakdown – Charitable Activities
----- Start of picture text -----
£300,000
£250,000 £68,472
£200,000
£56,565
£150,000
£25,542
£100,000
£48,714 £26,391
£158,559
£34,179
£50,000
£63,639
£40,749
£0
2022 (18m) 2023 2024
Employment Costs Other Service Delivery Costs Other Costs
----- End of picture text -----
You can access our full accounts for 2024 at the Charity Commission website.
16
01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Plans for future periods
As GamLEARN moves into its next phase of development, our focus is on sustainable growth, evidence-led delivery, and deeper system influence.
We will continue to strengthen our core services while expanding the reach and impact of our lived experience model across justice, health and research sectors. Our priorities for 2025 are:
-
Developing Our Training Programmes We will develop and update our training programmes, creating new video modules and deliver more awareness sessions on gambling related harm to a wider audience, as well as our accredited training, Understanding Gambling Related Harm and Its Links to Crime. We will continue to ensure that all these sessions are authentically delivered by lived experience trainers, enhancing the impact of the learning through our stories, our values and our experiences.
-
Expanding the Criminal Justice Service Our aim is to embed lived experience insight at every stage of the criminal justice journey – from early intervention to rehabilitation. Building on the success of our CJS programme, we will also extend support to new regions through new partnerships with solicitors & barristers and treatment providers.
-
Research and Academic Collaboration
-
Our partnerships with the University of Lincoln, King’s College London, and other academic institutions will continue to evolve through joint research projects and Knowledge Transfer Partnerships (KTPs). These collaborations will ensure that GamLEARN’s practical insight informs national research and policy on gamblingrelated harm.
-
Building our Financial Sustainability
-
As an independent charity, GamLEARN will continue to diversify its income through a balanced mix of grant funding, charitable trusts, training income, and public-sector commissions. We will also prepare to
access funding from the forthcoming Statutory Levy which expected to generate £90-100 million annually by 2027 for research, prevention and treatment of gambling harms.
- Organisational Strengthening To sustain growth, we will invest in staff development, safeguarding, digital infrastructure, including developing our website and CRM systems and improved monitoring & evaluation frameworks – ensuring our services remain safe, effective and accountable as demand increases.
Through these actions, GamLEARN will move from early growth to long-term stability – continuing to champion lived experience as a force for prevention, recovery and systemic change across the UK.
Capacity Building and Organisational Strengthening
GamLEARN will continue to invest in its people, systems, and governance to build the capacity needed for sustainable growth. Priorities include strengthening staff development and supervision, improving safeguarding and governance frameworks, and enhancing digital infrastructure through a new CRM and website improving access to our services and evaluation data. These developments will ensure GamLEARN remains safe, effective, and resilient as demand and national influence increase.
We will continue to champion lived experience as a force for prevention, recovery and systemic change across the UK.to champion lived experience as a force for prevention, recovery and systemic change across the UK.
Through all these actions, GamLEARN will move from early growth to longterm stability, reflecting the wider shift towards recognising gambling harm as a public-health issue.
17
TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
Risks and dependencies
As GamLEARN continues to grow, the trustees recognise a number of key dependencies and risks that will be actively monitored throughout 2025-26.
• Funding and Levy timing
The introduction of the statutory levy and related commissioning frameworks may be delayed, affecting the pace of programme growth. To mitigate this, we will continue to diversify income and maintain reserves at prudent levels.
• Partnership dependency
Many of our projects rely on collaboration with external partners, including universities, public health and other third sector organisations. Clear governance, written agreements and regular review meetings will manage these interdependencies.
-
Regulatory and reputational integrity
-
The charity’s refusal to accept funding from gambling operators remains central to public trust. The trustees will continue to uphold this policy and communicate it transparently to all stakeholders.
The Board reviews these risks annually through the organisational risk register and ensures mitigation plans are in place. Trustees are confident that GamLEARN remains in a strong position to manage these challenges and continue delivering measurable public benefit.
18
01/01/2024 to 31/12/2024 TRUSTEES ANNUAL REPORT
Structure, governance and management
The charity is a Charitable Incorporated Organisation, registered with the Charity Commission on the 1st of July 2021. The trustees who served during the year and up to the date of signature of the financial statements were:
Steve Watts – joined on 01/07/2021, due to step down as Chair in September 2025
Sandra Adams – joined on 01/07/2021
Simon Howard – joined on 21/08/2023 Ravi Lakhan – joined on 21/08/2023
Recruitment for further trustees is underway to strengthen oversight, broaden expertise and ensure the charity’s leadership structure supports sustainable growth.
The Board of Trustees approved the trustees’ report.
Date: 28th October 2025
Steve Watts Chair of Trustees To Sept 2025
Simon Howard Chair of Trustees From Sept 2025
19
TRUSTEES ANNUAL REPORT 01/01/2024 to 31/12/2024
63/66 Hatton Garden, Fifth Floor Suite 23, London EC1N 8LE
www.gamlearn.org.uk | info@gamlearn.org.uk
| GamLEARN | GamLEARN | GamLEARN | Charity No (if any) |
1195032 |
CC17a | |
|---|---|---|---|---|---|---|
| Annualaccountsforthe year | ||||||
| Year start date | 01/01/2024 | To | Year end date |
31/12/2024 | ||
| Section A | Statement of | financial activities | ||||
| Recommended categories by activity Details of own analysis Note Incoming resources (Note 3) Incoming resources from generated funds Voluntary income S01 Activities for generating funds S02 Investment income S03 Incoming resources from charitable activities S04 Other incoming resources S05 S06 Resources expended (Notes 4-8) Costs of Generating Funds Costs of generating voluntary income S07 Fundraising trading costs S08 Investment management costs S09 Charitable activities S10 Governance costs S11 Other resources expended S12 S13 S14 S15 S16 S17 S18 S19 S20 S21 Total funds carried forward Total funds brought forward Net movement in funds Net incoming/(outgoing) resources before transfers Gains and losses on investment assets Gains and losses on revaluation of fixed assets for the charity’s own use Other recognised gains/(losses) Net incoming/(outgoing) resources before other recognised gains/(losses) Gross transfers between funds Total resources expended Total incoming resources |
Unrestricted funds Restricted income funds Endowment funds Total this year Total last year £ £ £ £ £ F01 F02 F03 F04 F05 |
|||||
| 211,001 | - | - | 211,001 | 113,453 | ||
| 56,024 | 42,537 | - | 98,561 | 10,647 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 267,025 | 42,537 | - | 309,562 | 124,100 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 241,059 | 42,537 | - | 283,596 | 101,319 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 241,059 | 42,537 | - | 283,596 | 101,319 | ||
| 25,966 | - | - | 25,966 | 22,781 | ||
| - | - | - | - | - | ||
| 25,966 | - | - | 25,966 | 22,781 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 25,966 | - | - | 25,966 | 22,781 | ||
| 37,348 | - | - | 37,348 | 14,567 | ||
| 63,314 | - | - | 63,314 | 37,348 |
1
| Section B Balance sheet |
Section B Balance sheet |
Section B Balance sheet |
||||
|---|---|---|---|---|---|---|
| Fixed assets Tangible assets (Note 9) Investments (Note 10) Total fixed assets Current assets Stock and work in progress Debtors (Note 11) (Short term) investments Cash at bank and in hand Total current assets Creditors: amounts falling due within one year (Note 12) Net current assets/(liabilities) Total assets less current liabilities Creditors: amounts falling due after one year (Note 12) Provisions for liabilities and charges Net assets Funds of the Charity Unrestricted funds Restricted income funds (Note 13) Endowment funds(Note 13) Total funds Signed by a trustee on behalf of all the trustees |
Note B01 B02 B03 B04 B05 B06 B07 B08 B09 B10 B11 B12 B13 B14 B15 B16 B17 B18 B19 B20 |
Unrestricted funds £ F01 |
Restricted income funds £ F02 |
Endowment funds £ F03 |
Total this year Total last year £ £ F04 F05 |
|
| 1,768 | - | - | 1,768 | 390 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 1,768 | - | - | 1,768 | 390 | ||
| - | - | - | - | - | ||
| 6,514 | 437 | - | 6,951 | 685 | ||
| - | - | - | - | - | ||
| 64,741 | 26,276 | - | 91,017 | 130,349 | ||
| 71,255 | 26,713 | - | 97,968 | 131,034 | ||
| 9,709 | 26,713 | - | 36,422 | 94,076 | ||
| 61,546 | - | - | 61,546 | 36,958 | ||
| 63,314 | - | - | 63,314 | 37,348 | ||
| - | - | - | - | - | ||
| - | - | - | - | - | ||
| 63,314 | - | - | 63,314 | 37,348 | ||
| 63,314 | 63,314 | 37,348 | ||||
| - | - | - | ||||
| - | - | - | ||||
| - | - | - | ||||
| 63,314 | - | - | 63,314 | 37,348 | ||
| Signature | Date of approval Print Name |
|||||
| Simon Howard | 28/10/2025 |
2
Section C Notes to the accounts
Note 1 Basis of preparation
This section should be completed by all charities .
1.1 Basis of accounting
These accounts have been prepared on the basis of historic cost (except that investments are shown at market value) in accordance with:
- Accounting and Reporting by Charities – Statement of Recommended Practice (SORP 2005);
• and with* Accounting Standards; or ü Financial Reporting Standards for Smaller Enterprises (FRSSE);
- and with the Charities Act.
1.2 Change in basis of accounting
There has been no change to the accounting policies (valuation rules and methods of accounting) since last year.
1.3 Changes to previous accounts
No changes have been made to accounts for previous years.
3
Section C Notes to the accounts (cont)
Note 2 Accounting policies
This standard list of accounting policies has been applied by the charity except for those deleted. Where a different or additional policy has been adopted then this is detailed in the box below.
INCOMING RESOURCES
| Recognition of incoming | These are included in the Statement of Financial Activities (SoFA) when: |
|---|---|
| resources | • the charity becomes entitled to the resources; |
| • the trustees are virtually certain they will receive the resources; and | |
| • the monetary value can be measured with sufficient reliability. | |
| Incoming resources with | Where incoming resources have related expenditure (as with fundraising or contract income) the |
| related expenditure | incoming resources and related expenditure are reported gross in the SoFA. |
| Grants and donations | Grants and donations are only included in the SoFA when the charity has unconditional |
| entitlement to the resources. | |
| Tax reclaims on donations and | Incoming resources from tax reclaims are included in the SoFA at the same time as the gift to |
| gifts | which they relate. |
| Contractual income and | This is only included in the SoFA once the related goods or services have been delivered. |
| performance related grants | |
| Gifts in kind | Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised. |
| Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or | |
| distributed by the charity. | |
| Gifts in kind for use by the charity are included in the SoFA as incoming resources when | |
| receivable. | |
| Donated services and facilities | These are only included in incoming resources (with an equivalent amount in resources expended) |
| where the benefit to the charity is reasonably quantifiable, measurable and material_._The value | |
| placed on these resources is the estimated value to the charity of the service or facility received. | |
| Volunteer help | The value of any voluntary help received is not included in the accounts but is described in the trustees’ annual report. |
| Investment income | This is included in the accounts when receivable. |
| Investment gains and losses | This includes any gain or loss on the sale of investments and any gain or loss resulting from |
| revaluing investments to market value at the end of the year. | |
| EXPENDITURE AND LIABILITIES | |
| Liability recognition | Liabilities are recognised as soon as there is a legal or constructive obligation committing the |
| charity to pay out resources. | |
| Governance costs | Include costs of the preparation and examination of statutory accounts, the costs of trustee |
| meetings and cost of any legal advice to trustees on governance or constitutional matters. | |
| Grants with performance | Where the charity gives a grant with conditions for its payment being a specific level of service or |
| conditions | output to be provided, such grants are only recognised in the SoFA once the recipient of the grant |
| has provided the specified service or output. | |
| Grants payable without | These are only recognised in the accounts when a commitment has been made and there are no |
| performance conditions | conditions to be met relating to the grant which remain in the control of the charity. |
| Support Costs | Support costs include central functions and have been allocated to activity cost categories on a |
| basis consistent with the use of resources, eg allocating property costs by floor areas, or per | |
| capita, staff costs by the time spent and other costs by their usage. | |
| ASSETS | |
| Tangible fixed assets for use | These are capitalised if they can be used for more than one year, and cost at least £500. They |
| by charity | are valued at cost or a reasonable value on receipt. |
| Investments | Investments quoted on a recognised stock exchange are valued at market value at the year end. |
| Other investment assets are included at trustees' best estimate of market value. | |
| Stocks and work in progress | These are valued at the lower of cost or market value. |
4
Section C Notes to the accounts (cont)
Note 3 Analysis of incoming resources
Incoming resources may be further analysed if this would help the reader of the accounts.
| Activities for generating funds Investment income Incoming resources from charitable activities Voluntary income |
Analysis | This year Last year £ £ |
This year Last year £ £ |
|---|---|---|---|
| Donations | 211,001 | 113,453 | |
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | 211,001 | 113,453 | |
| Fee income | 98,561 | 10,647 | |
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | 98,561 | 10,647 | |
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - | |
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - |
5
Note 4 Analysis of resources expended
Resources expended may be further analysed if this would help the reader of the accounts.
| Governance costs Charitable activities Investment management costs Costs of generating voluntary income Fundraising trading costs |
Analysis | This year Last year £ £ |
This year Last year £ £ |
|---|---|---|---|
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - | |
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - | |
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - | |
| Employment costs | 158,559 | 40,749 | |
| Other service deliverycosts | 56,565 | 34,179 | |
| Other costs | 68,472 | 26,391 | |
| - | - | ||
| - | - | ||
| Total | 283,596 | 101,319 | |
| - | - | ||
| - | - | ||
| - | - | ||
| Total | - | - |
6
Section C Notes to the accounts (cont)
Note 5 Support Costs
Please complete this note if the charity has analysed its expenses using activity categories and has support costs.
| Support cost type | Fundraising activity £ |
Charitable Activity £ |
Governance Activity £ |
Total Cost £ |
|---|---|---|---|---|
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| Total | - | - | - | - |
Note 6 Details of certain items of expenditure
6.1 Trustee expenses
Please provide details of the amount of any payment or reimbursement of out-of-pocket expenses made to trustees or to third parties for expenses incurred by trustees. If no expenses were paid, please enter ‘None’ in the appropriate box(es).
| Number of trustees who were paid expenses Nature of the expenses Total amount paid |
This year | Last year |
|---|---|---|
| 3 | 4 | |
| Travel costs to attend trustee meetings |
Travel costs to attend trustee meetings |
|
| £ 86 | £ 192 |
6.2 Fees for examination or audit of the accounts
Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner or auditor. If nothing was paid please enter NONE in the appropriate box(es).
| Other fees (for example: advice, consultancy, accountancy services) paid to the independent examiner or auditor Independent examiner’s or auditors' fees for reporting on the accounts |
This year £ |
Last year £ |
|---|---|---|
| 1,050 | 1,000 | |
| - | - |
7
Section C Notes to the accounts (cont)
Note 7 Paid employees
Please complete this note if the charity has any employees.
7.1 Staff Costs
| 7.1 Staff Costs | 7.1 Staff Costs | ||
|---|---|---|---|
| Fundraising Charitable Activities Governance Other Total Gross wages, salaries and benefits in kind The parts of the charity in which the employees work 7.2 Average number of full-time equivalent employees in the year Employer’s National Insurance costs Pension costs Total staff costs |
This year £ |
Last year £ |
|
| 147,611 | 37,917 | ||
| 7,191 | 1,782 | ||
| 3,757 | 1,050 | ||
| 158,559 | 40,749 | ||
| This year Number |
Last year Number |
||
| Fundraising | - | - | |
| Charitable Activities | 3 | 2 | |
| Governance | - | - | |
| Other | - | - | |
| Total | 3 | 2 |
7.3 Defined contribution pension scheme Please complete if a defined contribution pension scheme is operated. Brief details of the scheme
Group persional pension plan
| The amount of any contributions prepaid at the year end The costs of the scheme to the charity for the year The amount of any contributions outstanding at the year end |
This year £ |
Last year £ |
|---|---|---|
| 3,757 | 1,050 | |
| 501 | 140 | |
| - | - |
8
Section C Notes to the accounts (cont)
Note 8 Grantmaking
Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.
8.1 Total value of grants
| 8.1 Total value of grants | ||
|---|---|---|
| Purpose for which grants made | Grants to institutions Total amount £ |
Grants to individuals Total amount £ |
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| Total | - | - |
8.1 Grantmaking costs
If the charity’s accounts are prepared on the “activity basis” please give details of any support cost associated with grantmaking. Please enter “Nil” if the charity does not identify and/or allocate support costs.
Support costs of grantmaking
£
8.3 Grants made to institutions
| If the charity has made grants to particular institutions that are material in the context of its grantmaking please give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient information should be given to provide a reasonable understanding of the range of institutions supported. |
If the charity has made grants to particular institutions that are material in the context of its grantmaking please give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient information should be given to provide a reasonable understanding of the range of institutions supported. |
If the charity has made grants to particular institutions that are material in the context of its grantmaking please give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient information should be given to provide a reasonable understanding of the range of institutions supported. |
|---|---|---|
| Names of institutions |
Purpose |
Total amount of grantspaid £ |
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| - | ||
| Total grants to institutions | - |
9
Section C Notes to the accounts (cont)
Note 9 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets
9.1 Cost or valuation
| 9.1 Cost or valuation | ||||||
|---|---|---|---|---|---|---|
| Balance brought forward Additions Revaluations Disposals Transfers Balance carried forward |
Freehold land & buildings £ |
Other land & buildings £ |
Plant, machinery and motor vehicles £ |
Fixtures, fittings and equipment £ |
Payments on account and assets under construction £ |
Total £ |
| - | - | 1,317 | - | - | 1,317 | |
| - | - | 2,026 | - | - | 2,026 | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | 3,343 | - | - | 3,343 |
9.2 Accumulated depreciation and impairment provisions
| Basis Rate Balance brought forward Depreciation charge for the period Impairment provisions Revaluations Disposals Transfers Balance carried forward Brought forward Carried forward 9.3 Net book value |
SL or RB | SL or RB | SL | SL or RB | SL or RB | SL or RB |
|---|---|---|---|---|---|---|
| 33% | ||||||
| - | - | 927 | - | - | 927 | |
| - | - | 648 | - | - | 648 | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | 1,575 | - | - | 1,575 | |
| - | - | 390 | - | - | 390 | |
| - | - | 1,768 | - | - | 1,768 |
9.4 Revaluation
If any fixed assets have been revalued please give details of the valuer and method of valuation
10
Section C Notes to the accounts (cont)
Note 10 Investment assets
Please complete this note if the charity has any investment assets.
10.1 Fixed assets investments
| 10.1 Fixed assets investments | |
|---|---|
| Add/(deduct):net gain/(loss) on revaluation Carrying (market) value at beginning of year Carrying (market) value at end of year Add:additions to investments at cost Less:disposals at carrying value |
£ |
| - | |
| - | |
| - | |
| - | |
| - |
Please provide below:
10.2 A breakdown of the market values of investments shown above agreeing with the balance sheet row B03.
10.3 A breakdown of the income from investments agreeing with SOFA row S03.
| Analysis of investments Other investments Total Investment properties Securities not listed on a recognised Stock Exchange Cash held as part of the investment portfolio Investments listed on a recognised stock exchange or held in common investment funds, open ended investment companies, unit trusts or other collective investment schemes Investments in subsidiary or connected undertakings and companies |
10.2 Market value at year end £ |
10.3 Income from investments for the year £ |
|---|---|---|
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| - | - | |
| - | - |
10.4 Material investment holdings
If any single investment is material in terms of its value (for example represents more than 5 per cent of the value of the charity’s total investments) please provide details.
Investment held
Market Value
11
Section C Notes to the accounts (cont)
Note 11 Debtors and prepayments
Please complete this note if the charity has any debtors or prepayments.
| Analysis of debtors Trade debtors Amounts due from subsidiary and associated undertakings Other debtors Prepayments and accrued income Total |
Amounts falling due within oneyear |
Amounts falling due within oneyear |
Amounts falling due after more than oneyear |
Amounts falling due after more than oneyear |
|---|---|---|---|---|
| This year £ |
Last year £ |
This year £ |
Last year £ |
|
| - | - | - | - | |
| - | - | - | - | |
| - | - | - | - | |
| 6,951 | 685 | - | - | |
| 6,951 | 685 | - | - |
Note 12 Creditors and accruals
Please complete this note if the charity has any creditors or accruals.
12.1 Analysis of creditors
| 12.1 Analysis of creditors | ||||
|---|---|---|---|---|
| Loans and overdrafts Trade creditors Amounts due to subsidiary and associated undertakings Other creditors Accruals and deferred income Total |
Amounts falling due within oneyear |
Amounts falling due after more than oneyear |
||
| This year £ |
Last year £ |
This year £ |
Last year £ |
|
| - | - | - | - | |
| - | 192 | - | - | |
| - | - | - | - | |
| 6,712 | 3,469 | - | - | |
| 29,710 | 90,415 | - | - | |
| 36,422 | 94,076 | - | - |
12.2 Security over assets
If any loan, overdraft or other creditor holds a charge or other security over any assets of the charity please provide details.
12
Section C Notes to the accounts (cont)
Note 13 Endowment and restricted income funds
Please complete this section if the charity has any endowment or restricted income funds.
13.1 Funds held
Please give a brief description of any of the following type of funds held by the charity:
-
permanent endowment funds (PE);
-
expendable endowment funds (EE); and
-
restricted income funds, including special trusts, of the charity (R).
| • restricted income funds, including special trusts, of the charity (R). | • restricted income funds, including special trusts, of the charity (R). | • restricted income funds, including special trusts, of the charity (R). |
|---|---|---|
| Fund Name Type PE, EE or R Purpose and Restrictions |
||
| UoL | R | Grant income received for specific project work |
13.2 Movements of major funds
Please give details of the movements of the major funds summarised in the restricted and endowment columns of the Statement of Financial Activities.
| Fund names | Fund balances brought forward £ |
Incoming resources £ |
Outgoing resources £ |
Transfers £ |
Gains and losses £ |
Fund balances carried forward £ |
|---|---|---|---|---|---|---|
| UoL | - | 42,537 | -42,537 | - | - | - |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| - | - | - | - | - | - | |
| Total Funds | - | 42,537 | - 42,537 | - | - | - |
13.3 Transfers between funds
Please give details of any transfers between funds.
From Fund (Name) To Fund (Name) Reason Amount
13
Section C Notes to the accounts (cont)
Note 14 Transactions with related parties
If the charity has any transactions with related parties (other than the trustee expenses explained in note 6) details of such transactions should be provided in this note. If there are no transactions to report, please enter “None” in the relevant boxes.
14.1 Remuneration and benefits
Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee or other related parties by the charity or any institution or company connected with it.
| Name of trustee or connected party | Legal authority (eg order, governing document) |
Amounts paid or benefit value | Amounts paid or benefit value |
|---|---|---|---|
| This year £ |
Last year £ |
||
| None | |||
14.2 Loans
Please give details of and amounts owing to or from the charity’s trustees or other related parties by the charity at the year end.
| Due to trustees and related parties Due from trustees and related parties |
Name of trustee or connected party |
Legal authority | Amount owing | Amount owing |
|---|---|---|---|---|
| This year £ |
Last year £ |
|||
| None | ||||
| None |
14.3 Other transaction(s) with trustees or related parties
Please give details of any transaction undertaken by (or on behalf of) the charity in which a trustee or related party has a material interest.
| has a material interest. | ||||
|---|---|---|---|---|
| Name of the trustee or related party |
Relationship to charity | Description of the transaction(s) |
This year £ |
Last year £ |
| None | ||||
14
Independent examiner's report on the accounts
Section A Independent Examiner’s Report
| Report to the trustees On accounts for the year ended Set out on pages Responsibili9es and basis of report |
GamLEARN | GamLEARN | GamLEARN |
|---|---|---|---|
| 31 DECEMBER 2024 | Charity number |
1195032 | |
| 1-14 | |||
| I report to the trustees on my examina?on of the accounts of the above charity (“the Trust”) for the year ended 31 December 2024. As the charity's trustees, you are responsible for the prepara?on of the accounts in accordance with the requirements of the Chari?es Act 2011 (“the Act”). |
I report in respect of my examina?on of the Trust’s accounts carried out under sec?on 145 of the 2011 Act and in carrying out my examina?on, I have followed all the applicable Direc?ons given by the Charity Commission under sec?on 145(5)(b) of the Act.
Independent examiner's statement aTen?on in connec?on with the examina?on which gives me cause to believe that in, any material respect:
-
the accoun?ng records were not kept in accordance with sec?on 130 of the Chari?es Act; or
-
the accounts did not accord with the accoun?ng records; or
-
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Chari?es (Accounts and Reports) Regula?ons 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a maTer considered as part of an independent examina?on.
I have no concerns and have come across no other maTers in connec?on with the examina?on to which aTen?on should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
| Signed: Name: Relevant professional qualifca9on(s) or body (if any): Address: |
28 October 2025 | |
|---|---|---|
| Paul DearsleyFCCA | ||
| Chartered Cer?fed Accountant | ||
| Aston Ley Limited | ||
| The Mill House, Street Farm, The Street, | ||
| Stoke By Clare, Suffolk CO10 8HR |
15
Independent examiner's report on the accounts
Section A Independent Examiner’s Report
| Report to the trustees On accounts for the year ended Set out on pages Responsibili9es and basis of report |
GamLEARN | GamLEARN | GamLEARN |
|---|---|---|---|
| 31 DECEMBER 2024 | Charity number |
1195032 | |
| 1-14 | |||
| I report to the trustees on my examina?on of the accounts of the above charity (“the Trust”) for the year ended 31 December 2024. As the charity's trustees, you are responsible for the prepara?on of the accounts in accordance with the requirements of the Chari?es Act 2011 (“the Act”). |
I report in respect of my examina?on of the Trust’s accounts carried out under sec?on 145 of the 2011 Act and in carrying out my examina?on, I have followed all the applicable Direc?ons given by the Charity Commission under sec?on 145(5)(b) of the Act.
Independent examiner's statement aTen?on in connec?on with the examina?on which gives me cause to believe that in, any material respect:
-
the accoun?ng records were not kept in accordance with sec?on 130 of the Chari?es Act; or
-
the accounts did not accord with the accoun?ng records; or
-
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Chari?es (Accounts and Reports) Regula?ons 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a maTer considered as part of an independent examina?on.
I have no concerns and have come across no other maTers in connec?on with the examina?on to which aTen?on should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
| Signed: Name: Relevant professional qualifca9on(s) or body (if any): Address: |
28 October 2025 | |
|---|---|---|
| Paul DearsleyFCCA | ||
| Chartered Cer?fed Accountant | ||
| Aston Ley Limited | ||
| The Mill House, Street Farm, The Street, | ||
| Stoke By Clare, Suffolk CO10 8HR |
15