Char5ty re9lsbadon number.. 119S018 MEMORIES ARE GOLDEN TRUSTEE'S REPORT AND UNAUDITED FINANCIAL sfATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 l ACc￿nIS Onune Ltd Office 117 The Ewcentre Havethill CB9 7LA Memories Are Golden Contents Inde￿ndent E%amln*s Rwt stytemert of Rnandal Acl1¥6￿e$ Comp8ratl¥e Ststemart of Flnandal PthIUes Statement of FinabKlal Positlrjn Notes to the F(nandal Stat￿) 10-14 Memories Are Golden Trustee's Réport For The Year Ended 30 June 2025 The trustee presents h1$ report and the finanual 5tstements for the year ended 30 Jumé 2025. obJeLt1￿ •nd A¢tlvltE•8 Alms and ObJectlv•8 Tr¢ Memorfes Are Golden c(trmmunlty hub afjn￿ to make a difference In th¢ lives of those Ilvln9 wlth d¢mentl• and stitial lsolatlon. By provldlng a Space filled wlth warmth. care, arKI engagement, the hub hopes to reklndle fvv in the lives of attendees. Through perslstent eyforts In $ourclng fvnds. the organisadon alms to keep this noble inltyatyve wnnlng and rnake a lastlng impact on the Haverhlll communlty. The Community Hub lrtends to sernfe as a base ft*r older people and those Iivlng wlth dementia, and relevant orgonlsations, enabllng all setvlce providers t4 work together fmrn oThe location, thus allowing excellent multi-agency teamwork. neLworking, ¢omMunlcaUon, reduced dupllcatlon of servite5 as well as havlng qulck and e05y referra15 to each other. Prlmary ObJerttv¢o • To provlde a safe Spa￿ lor those indlvidual$ living wlth dementia and ot rlsk of Social Isolotion. . To provlde suppjrt for unpald faffjily carers of attendees. . To provlde a tommunity for attendees To provlde person-centred attivltles as well as entertèlnment, outlngs & events to Improve their Quallty of Ilfe. • Tts provlde attwdee5 wlth a hot nutrltlonal meal when atwdlng. Slsnllltant ALthltles w￿t w• h•v• •chlwod In 2024•25 . We moved premlses in Oct•ber 2024 after searchlng for nearly 2 yeols. the move went well and we were settled wlthirb 2 days. . We recelved 19 new referral$ whl¢h 1$ ¥ $llght dmase tompared to 25 based on 2023-24. Th15 ts because of our move last year ond they were uncertaln Ir we would find a premises. • Felixstowe Trip- One of the most mernorable events th15 yeor was the unforyettable trfp to Fellxstowe. Th1$ Outing provlded our serwfce user¥ with an opportunity to break èway from thelr dalty routlnes, enjoy the I￿Sh air, and strengthen thelr bonds. The laughter. stories, and mernorles shared durfng thls trlp have undoubtedly letc a lasting lrnpression on the hearts of all partlclpants. . ve-Day Celebrdtlons- We or9anlzed an event lor servltr users to commÈmor8* the 80th annlversary of ve-C*oy We attended our local town hall to watch the Land of Hope of Glory show. They were up slnglng )long to some 9ood old Classlc song$. • We fomed a partnernhip wlth Dernentia Life whose ml$$lon 1$ to bdng together the famllle5 of people livlng wlth dementl to share thelr expertences and pass on advlce and guldance to others At dlfferent stages ol thls journey. We look fo￿ard to wo*￿1￿9 togetherto help bulld support for our local communlty and wlder communlty. Publk D¢nefit Memorles Are Golden •lm8 to promot• publlc bgn•llt by t•dKlln9 the Issues outllned b¢lw: Redu￿ loneliness and Isolauon In our community. • Prnvide approprfate care for those In need. • Improve Quality of life for lrtoividuals Imng wlth dernen16a. . Glve support to famllles carfng for thelr loved one$. The tnjstees confimi that they have ¢ty7)plled wlth the requlremeDrs of S#b*)n 17 of the Charitres Act 2011 to hove due reg¥r¢ t) the Chatrty CommIs￿onI gUIdan￿ on publlc ben￿1. Page I Memories Are Golden Trt￿ee's Report (contlnued) For The Year Ended 30 June 2025 The Memodes Are Gdden communfty hub aSrns to moke a differentt Èn the INes of IIK)se Ir¥4hg with demeniia and sodal Isolation. By provldlng a spatt Ill￿ wlth *armih, care. and erwemen¢ the hopes to rekSTrd￿ ￿ In the Ilve5 of It5 ttendees. Through perslstent efforts In 50urdng funts. the oryonts8iion •lms t¢ keep thls rthle Inthtl¥e runnlw and make a la5tyng Impatt on the Haverhlll C￿￿rnUnlty. The Communlty Hub Intends to serve Js J base for othr people and those Imfig wtth demwrf*. and relew oryan1sat1o￿, enabllng ¥ll servke pmvN1ers to work together from kxaihjn. thu5 ol*JwlrvJ excellent Th4111-a￿ teomww ne￿Orf¢Ing* cornmuni¢aYon. ￿duced dupllcation of servlty as a5 havlry qukk and easy referrats to each othw. Addltlonal Nole Evaluatlo Our evaluaiion's key findings show that Mernorfje5 are has a ￿g￿1￿aTrt Impact on the Indt¥lduals we support Includlng thelr fvmllles- some comments bekni. . It's helped them stay at home for • Everyonels frien(Ily and wd¢oming . Engaged more at home • It glves me rEsplte . From a soci31 w0￿er- I wanted to share some worthrfvl news abwt J layl She was an srnltes and talked what fantastt tlme She had. J Menttrjned that she made Ments, enjoyed a dellclou5 hot pot. and absolutely loved Ihe nging and dandng. InS￿allY* She was quite ￿l￿￿ont tts attend. saying that she was used to htr Own company and dKlnt reel lonety or incllned to go out. However. I'm so gl•J l erKourdge4 her ts try It beL3use she seemed like a new person V4hen J pidced her up. A5 we were leaving. She t*)Id me that some of the ladles mentloned they look fonmard to se4ng her ogaln next week, whlch rnade her ernoti￿1. She expressed Ihat she has r￿Ver telt so waAtedl We w(11 conunue to evaluate the or9athsaUm. Compllments and Compl•lnts Durfw 2024.2S we were thrtlled to rtctlv• 10 CoM￿ments and zwo cornpkAknts. Thb refitLts the excepvonal seThtce we dellver. Fln•ti¢i•l Re¥l¢w O¥eThlew As of the 30th of)une 2025 MemNies Are Gddents inr￿e 4moL**ed to £220,911. After wrrirvj cosrs of £204,441 the ¢harity fin15hed the year with o total Sury1￿ 01 £16h70 The trusiee5 as a outetmne the thalknges the chjrfty fa￿ thls year. Prlndpal Sour¢*s The prirKlpal fvnding styjrces for the tharfty are gwants to enaLle It to meei Its d*rftable aims. We ¥muld Ilke to thank and d¢rthled9e the following fvnders.. Essex Community Fwndatlon iecF) {Saffron CoThiunrty fund) Fundirwj from Suffolk cornmun￿ Pcundatlon thrnugh )A GRntmokln9 Programme H￿h￿l¥ One Trust The Evelyn TrLSSt- 24168, HWAT-22295 The ￿bert Gybay Charitable Foundabon Funding from Suffolk Community R￿ndatiON Co-¢p C￿￿M￿nIY C•res Prr#Jramme The Scarfe Cha￿table Trust Sports En9land Award Fundirvj from Suffolk Cornmun5ty F￿n￿akn thrwgh Grarrtmaklrwj ProgrdTh Suffolk Communlty Ftsundatton thrnugh Dwd & Jlll Slrnpson Grtntsiwkln9 *0gRnYne Tesco Stronger Starts Provide Communlty CIC st Edmunds Tntst Cornmunlty Grnnts lor prfntiThJ and sfsapbook ¢05ts tr• Iu. ￿￿￿?1￿411￿>4￿AJuU￿lUIyj Mefflorles Are Golden Trustee's Report (¢ontlnued) For Thè Year Ended 30 June 2025 Rw¢kv¢• Poll¢y The chadty Is aL¥Jvely seeklng fijndlng for Its ongolng Wa￿ for the comlrKJ year. The maln expendliure In¢urred by the chadty 5$ In relatlon to wages and subc¢ntr8rtors. The oblectlve ef the Trustees Is to bulld a reserve to cover 6 months. running costs. Thls amounts to £30,000 as a mlnlmum. Aestdrted lunds ore held In accordaft￿ w41th the terms ol use for each grant and project. str¥rtU￿ Gov•m•ne• and Man•g•ment iaov•mlwi DKum• To pmmote godal Induslon for publlc beneflt for those affKted by dementlo and at rlsk of sodal Isolatlon In Moverhlll and the surroundlng area Ihmugh the provlslon of a communlty hub that provldes ladllU¢s In the Interest of sodal wellare. g¢hod of •ppoSntm•nt or •l•ctloTr of Trwtees The re5ponslblllty ol managlftg the ¢h¥rlty 1% down to the trurtees who )r• •l•¢tid •lther •t the ANTh￿1 General Meetlng {AGMI or as needed throughout the year. The board regularly as￿SeS Its strengths and syeakr*esses to ensure •ffethveness In achle¥Sng the charlty'g ml$glon and governlng the organlzatlon. Thls evaluatlon help$ determlne when new trust¢¢$ sh•uld be brought on boord. In the 2024-2025 pedod, Mlthael Slmpkln sadly pèss¢d 8W8y Jnd our seeret¥ry II$bbella Osbomel h)s stepped down. W• hpve wel¢¢med three new Thist•e5,' D•borah Theobald, Elalne Slrnmons and Usa Thyler. Deborah h15 taken over the role of Sttr•tary and Us• Is now Treasur¢r overseelng ihe Managers one-io-one quarterly meet4n95. AddltToMI 14ot• Tru•te• Indw¢tlM •nd Tr•lnln• The chorlty has a structured proc¢u br OThb￿r￿1n9 •nd trJlnln9 Thisteos. Thls proc•dure guaran¢*•i that th•y re￿1¥? oll the necessary lrtlomatlon •boUt the ¢h4rlty ro trtabl• ¢h•m to actyvely p•rtlclp4t¢ In govemlThg and loadlng the ory4nlzatk+n effertlvely. Addltknnally, we collabornte wlth Costlevlew Chmrltoble Servlces to ensure our ¢ompllance wlth the responslbllltles and du￿•$ requlred ol us as a cha￿ty. Ory•nl*•tlon•l •tru¢tuM •nd d•£l*loN m•klni The chartty's overall rnan)gemenr rests wlth the Truste¢s, who conv•n• quart•rfy. D•y-to.d•y ¢per•tyons are ov•rse•n by Hub M•n•g•r K•lly K•nn*dy-Smlth, d*l•g•t•d by th• Board. The oryanlzatlon 1$ structured on a solld foundjtlon to cater to Its servlce users, need5. For dalty operètbons, responslblllti entnjsted to a local, Cqc-regulated care pro￿der to ensure attendees ￿<¢[¥¢ support from quallfied st•ff. AddltloThallv, 9roup ol Volun￿er$ under90 ¢h•rfty Indu¢tlon and rralnlng. Th15 Is overseen by Kelly Kenneily-smlth. Our Grants and Fundralslng Coordlnator Hollle Scott has had to le•ve lue to personal commltrnents. W• have re¢rulted r•plac•m•nt- Loiraln• Jenklns and 8h• Is settllng In well. Rl#k mamoem￿t The TrtJsts¢$ h•Ye ￿•1￿•t¢0 th• prlmjry rlsk$ laced by the Ch•rlty, asp¢¢l•lly those concemlng its oper•tlons and flnance5. •nd are confidmt th•t me05Lire5 are In pia¢¢ to mlnlmlze these rt$ks. Any Identlfl•d are dlscussed dudng Board Meetlngs. though the thadty h45 iettieo In well to thelr new premlses at th• H•v•rhlll L•l$U￿ Centr¢ It Is apparent that It Is not blg enough lor any I￿re expanslon. The Tru5teos agrted along wlth the Manager io conunue to stay lor a furth•r yt•r bur Iso be on the lookout for l•ryer, more 5yltable premlses. Depenoence on Hub Mamgar One ol the d5k$ hlghlighted by the Trustees was the heavy rellance on Kelly Kennedy-smlth, our Aub Manager, at Mtmorles •re Golden. Whlle her dedl¢atlon, expertbe. and leadershlp have been Indlspertsable, dependlng too muth on one person corrle5 slgnlflcant rlsks. If Kelly were to become unayallable or dedde to move on, the tharfty could face operational challenges due to her spadallzed knowledge and wnne¢r10n$. To address th15 contern, Ir 1$ vltal to estsbllsh successlon plans tts ensure the charfty can operate gmoothly desplto any changes in personnel. Th1$ proartlve strategy Y4111 hdp minimize di$ruptlons and malntaln ¢on4stent support for ovr benefielaries. Addltlonallyi Lorralne jenklns has klndly agreed to slep In as a tsmporary replacement If needed whlle other plaTh$ are set In rnotlon. ..CQNTINueD page 3 Memorles Are Golden Trustee's Report (contlnued) For The Year Ended 30 June 2025 Addltlonal Not•- corttlnuad Pl&n for th• Contlnue to source new fundlng and lundrdlslng epportunlyes Slnce the oddltlon of J Grnrtt and Fundrnlslng CoordlTrator, wa have been able to be more pro-artlve In SOU￿Ing and galnln9 grartts. We are comrnltted to bulldlng a strong flnanclal foundotlon to gu4r4ntee a sustalnable future for our oryanlzauon and the communltle5 We Serve and th151s shovln as durlng 2024-25 otsr fundralslng has Increased don8tlons $lgnlncantlv. R•crultlng tru•t•es Trustees play ) ¢ruclal role, not only In govemonte but also ln pmvldln9 a dlverse rnnge of expeffjse and Inslghts vltal for the charlty's advancement. Although the tharfty ha5 recrulted three new Trustees, thls 1$ only one more than l)$t year {•9 2 0114$t years Trustees longer 51t on the 8oardl. The ¢ampal9n to recrult new trustee51s ongolnq. R•f•r•nc• •nd Admlnl•trntlv¢ Dots11• Ch•rlty Mumb•r 119501B Prlnclpal Addm Abbeycroft lel$ure Cent Ehrlngshausen Way HAveRHILL Suffolk CB9 OER ind•pendont Ex•fftI￿•r Paul Donno AAT l Account5 Onllne Ltd Orn￿ 117 The EpI￿ntle Havèrhlll Suffolk CE19 7LR Pao• 4 uocus¥Jn ÈWK)P• IU.. ￿￿￿￿￿1/.U4PW￿-AJUWu4ulUlYs Memories Are Golden Trustee's Report (continuod) For The Year Ended 30 Junè 2025 Stat•m•nt of Try•tso8' RwnBlbllttla8 The tNstee is reSpOr￿ble for prepadmg the TrJstie'$ Report and the flnanc6al statsments In aCcOrda￿e wlth appllcable law arbd Unltqd Klngdom Accountirtg Standard5 Iunlted Klngdom Generally Acceptej Aceouniing Pr4tticel. The law applloble to charltle$ In england and Wales requlres the trustee to prep¥re firt)n¢ial statements lor eath nnandal year whlch gSve a true and falr vSew of the state of affalrs ofthe ¢harfty and of the Incornlng resourt•$ and appllcètlon of resour05 of the charlty for that perlod. Ih prepèring the flnanclal ststernents the trustee Is reqUI￿d to.. selett $ui¢)ble accountSng pollcles and then apply them con¥stentlv; obserye the methods and prfndple5 In the Ch3rtty SORP; make judgments and accountlng estlmates that are ￿aSonable and prLk1ent,' and prepare the flnandal statements orn the golng concfrn bas15 unless It Is Inapproprl8t• to prtsum• that the chadty wlll oThtlnue In bu$lr*s. The trustee Is re5PDnslble lor keeplng a¢Jequat• accounting retords whlch dlsclose wlth reasonable accurncy at •nytlrne the flnandal posltlon of the chorfty and to enable them to ensure that the ac¢ounrs comply wlth the Cha￿¢￿$ Act 2011. the Charlty (Accounts and Reports) Regulatlon$ 2008 ènd the provisltyi$ of the trust deed. He15 also re5pwslble For $atsgu?rdlng the assets of the ¢h¥rfty and hence for taklng reasonable steps lor the preventlon and Oetectlon ol fraud and other lfteguladtlei. The trustee Is responslble for the m8lntsn¥nce Ind Integrfty ol the corpornt• and flnandal Inlonna￿0Th Induded OA the chorlty's webslte. Leglslatlon sn the Vnlted Klngdom 9overnln9 the prep)rntl¢fi and dlss¢mlAgtlon ol fln)n¢l)1 gt•iements rn•y difi8r from leglslatlon In other Jur15dktlons. Th• truit••'% port w•$ $ppro¥¢d by the board ¢1 trust¢es ond slgned on Its behalf by.. IS OLtober 2025 Page 5 Iu.. pbv2Jb11-u4PHSJL-XSU￿ulU1Wj Memorles Are Golden Independent Examlner's Report to the Trustees of Memorles Are Golden For The Year Ended 30 June 2025 I report to tho trustee M rny examlThatlon ol the accounts of Memorle5 Are Golden for the year ended 30 June 2025. R￿pOnsIbIlItI￿ •nd Basls of Report As the chjrlty trustee of the Trnst you are responslble lor the preporotlon of the accounts In occordanco wlth the requlrement5 of the Chodt￿$ Art 2011 {-the Act"). I report In respect of my examlnatlon ol the Trust¥ ￿ount9 carrled out undqr sectlon 145 01 the 2011 A¢t ond In carylng out rny e¥amlNatlon, I have followed the applScable DlrectloNs glven by the Charlty CornmlssloTh under sectlon 145151(b} ol the Ind¢pandent ￿￿MIn•1'8 St•t•mqnt I have ¢omieted my examlTra¥on. I conflrm that no mated41 matters have come to my attentlon 6Th conTh8thon wlth the exomlno￿0n 9lvlng me cou5e tts belleve th•t In any materlal respect.. l. accountlng records were not kept In re4J•Ct of th• Trust ￿ requlred by sertlon 130 of the Art. or 2. thq accounts do not •¢ (129,276) 142,025) 1171,301) Other 14eT INCOME 17.531 27.419 44,950 Transfers between funds 12 S,141 (5.141) NET MOVEMENT IN FIINOS RÉCOIICILXATXOM OP FLINDSt Totol fvnds brought lowr TOTAL PUNDS CA￿e0 PORWARD 2I6n 22.278 44.9SO 19.352 19.005 38,357 42,024 41,283 83,307 The notu on pagm 10 to 14 fomi ol flnandal 1tate1r￿ts. Memorles Are Golden statement of Flnanclal Posltlon As At 30 June 2025 2025 2024 Total ftsnd$ Unr••tyirt¢d R4•rrl¢red fi•nd¥ fund¥ Toi•l fuod• p￿E0 ￿$£T5 Intanglble ￿sSets Thnlllble A55ets 1,472 16,665 1,472 16,665 1,840 lQ.783 18,137 18,137 12,623 CURRENT ASS Debtors Cosh at bènk and In h•nd io 7,448 27,717 7,500 48,983 14,948 76,700 12,010 61,553 35,165 56,483 91,648 73,S63 Crndlltsrnl Am•unts P•lllng Due Wlthln OM Ye•r 19,1471 18611 110.0081 {2,8791 Nrf CURRENT AssEfs (LTABIUTIES) 26,018 55,622 81,640 70,684 TOTAL ASSETS LESS CURReNT UAbiLmes 44,155 55,622 99,777 83,307 NRT ASSIT6 44,155 55,622 99,777 83,307 PIINDS OV THI CM R•strftt•d Fundi Unre5trfcted Funds 55,622 44,155 41,283 42,024 YOYAL PUNDS 12 99.777 83,307 The nnan st•temonts ￿Te 4pprovad by the board of trustees on 15 1)rtobw 2025 and were stgmd an Its boh•lf by.. v,? Jw&¥ Th• Mt•s on p•9￿ 10 to 14 form port of th•s• finandal st•tem¢nt5. Page 9 Memorles Are Golden Notes to the Finanaal StsteAnents For The Year Ended 30 June 2025 l. Genernl Inf¢rnth number 119S018. The prfndpal addre55 15 Abbtytrpft lelgye Certh. w•y, HAVEAHfLi Suifolk. CB9 OER. 2. Accountlng Pollcl¢ 2.1. Ba/1* of Pv•p•ratlon ￿ Flfvwtlal Sl*t•n The flnanclal sthtements have been prepar￿ a¢¢•thnce wlth t￿ SORP {FRS 102}'*uounUng A4portln9 by Ch•rltles.' Statement of Recomrnended Prxi1￿ applkable to charttles prepadng thelr accounts In ccordance ¥rflth the Anantial Rtwting Standard appllc4ble In the UK •nd RepuiAt ol IrelJTrd IFAS 102) leffectlve I January 20191", FlnaThcSal Reportlng St•ndord 102 Tr Flnonciol Reportln9 StaThdord aFvlkable ITh the UK and Republbc ol Irelond. •nd the Charltles 2011. The chèrfty Is o Publk B•n•fft ￿tity as delw ty FPS 102. 2.2. Encomlng R￿0￿re In¢om¢ is In¢luded In the Statement rf Nn•ndèl Actfr4Kles ISOFAI when 1xc4x￿ •rtJited to, and t￿rtu41ty certaln to recdve, the Ino)me ond the •mourt of th¢ incorne ￿ be ff*agured *lth suffident re¥)blllty. Where Ir￿me feJ•trd exwdiwre the I￿atIo expthdknr• 15 repwted gross In th¢ VoluThtary Incorne recdved by ol grnnts, don•llorts and glfts Is IrKlwled In th• SOFA when recdvablt •nd only when the Cha￿ty has uncondltyonal enuthment to the In¢ty￿e. IrKome fyom tax red•lmi Is lfyJ¥ded th SOFA •t the same tlme x the gHVdoMVM to It Ye*. The value of any voluntetr hdp reulv•J ￿ not In the Kctr￿. 2.3. RMourc•• exp•nd•d Expendlture Is reco9n15ed accruots bJs15. Exp•nd*m •ny VAT whlth annot h fvlty r•m¥wed, and reported as part ol the expen1￿Ule to whlch It relates. Ixp•ndltyv• r11￿￿9 h•n These comprlse the costs a$50cloted koyn•, fvndAthln9 tr4dlThg wlts •nd In¥•stswt mana9ernent Costs. xp•ndlturn