Tabernacl Eglwys y Bedyddwyr Annual Report 2023
Tabernacl Eglwys y Bedyddwyr is a Grade II* listed City Centre Church. Services are conducted in the Welsh language. The governing body which meets once a month consists of the minister, 2 joint secretaries, treasurer, 2 financial secretaries and 10 other trustees. The year started with 151 members. There were 7 deaths during the year and 4 others transferred their membership to churches closer to their homes. 1 person was baptised thus ending the year with a membership of 141.
The church is committed to helping us to worship God, proclaim the Gospel and demonstrate the love of God in our everyday life, in Cardiff, Wales and the World. Most members are Welsh speaking but anybody who wishes to attend are always made very welcome. We welcome many foreign visitors from all parts of the world who drop in and worship with us while in the city on vacation or on business. The Church is a member of Cytun (churches together). This group includes the Church in Wales, Roman Catholics and other Nonconformist churches in the city. This gives us the opportunity, not only to hold interdenominational services, but also to meet socially to discuss and exchange ideas and to learn more about different faiths.
Sunday services are held in the morning and evening with Sunday School held after the morning service. On the first Sunday of the month a session of contemplative prayer takes place before the morning service and similarly after the evening service on the third Sunday of the month. On Thursday we have a time of prayer to pray for the mission of the church followed by a midweek service. Sunday services are transmitted on Facebook enabling those members unable to attend in person to join in the worship.
Members are visited regularly, especially those who are unable to attend for whatever reason. Holy Communion can be celebrated in their homes if they so wish.
Our Sisterhood meetings on Tuesday have benefitted from the inclusion of the gentlemen of the church and is now known as’ Cymdeithas am DDau’. Not only has this boosted the numbers present but we have been able to enjoy their input and company.On Tuesday evenings we have a more social evening open to anybody who wishes to attend. In each case there will be an invited speaker, with a time of worship at the beginning and end.
The church is used frequently for other events and purposes. It is used regularly by Hijinx(a group of less able youngsters) for their Youth Club and U3A for their dancing group. Street Pastors use the church as their base on Friday and Saturday evenings. Unfortunately the majority of our members are ageing and don’t feel safe to volunteer on the streets late at night but we are fully supportive of the good work they do in keeping people safe.
The city centre location makes the church an ideal venue for concerts and performances of all kinds, and many choirs and organisations have made use of the building during the year.
At the end of 2022 we opened our vestry as a warm space for the homeless or those that wanted company or warmth. This venture has gone from strength to strength and since the beginning of 2023 we have been providing hot meals, fresh fruit and cakes for up to 70 people on a Wednesday and Sunday lunchtime. On a Saturday morning we are open for coffee/tea, sandwiches and cake. These times enable our visitors to sit and chat, have a free meal, take part in activities, or just sit and relax. They can also avail themselves of any clothes donated by our volunteers who turn in to prepare and serve. During February/March we had a special appeal for donations to finance this venture. At that time the Cooperative bank matched each contribution of £250 or less, enabling us to double the amount raised within the church
Every alternate month we have an organ recital at the church which is open to the public.
As a church we are twinned with Sefika Church in Maseru, Lesotho. Through this we have developed a strong friendship with different organisations in Maseru. A donation is sent yearly to support the work of these organisations. We see this work as an opportunity to demonstrate the love of God in other parts of the world less fortunate than ourselves.
We have also shown our support with donations to Christian Aid, Morocco/Libya appeal, Turkey/Syria Appeal, BMS, PAPYRUS, Bible Society and other local charities. Contributions for good causes have remained good despite the rise in the cost of living.
After much discussion and many different investigations it was decided that we would replace our 30 year old boiler with another gas boiler at a cost of £43,000. The boiler was installed towards the end of 2023 but work was not completed until the first part of 2024. This meant that there was no big expenditure on the church fabric during 2023. This will mean higher costs in 2024 as we now need to replace the roofing on the South side of the building.
Tabernacl is an old building requiring constant remedial work. The stonework of the church, which was built in 1865, is beginning to show its age and will require attention regularly to prevent further deterioration. We continue to hope that members will be as generous in their giving as always, so that we can make the building a better place for worshipping.
Financial Review
Total receipts on unrestricted funds were £103,000 while restricted funds of £23,000 were received. Both figures are detailed in the financial statement. Most of the income was from individual donations, either in the weekly offering or one-off gifts to the church.
Fund raising and hiring out of the premises has brought in extra income.
Gift Aid generates a welcome sum and all members are encouraged to participate in this scheme.
Interest rates were considerably higher this year providing a good return on our investments.
Despite the increases in the cost of living, funds collected for various charities and appeals has remained on a par with previous years and for this we are very grateful.
Ministerial costs amounted to £22,700 which includes stipend, tax, pension and expenses.
We have 3 reserve funds
Cronfa Fugeiliol – a fund set up by the deacons many years ago to ensure that there would be money available to pay the minister if weekly offerings did not meet the needs.
Cronfa Cymunroddion – this is made up of bequests to the church. This money has been set aside to pay for ministerial accommodation if the need arises.
Cronfa Cyffredinol/Gwelliannau – this is money built up over time when the membership was higher and weekly giving was greater. Withdrawals are made from this fund for general maintenance and improvements. However, we have not needed to make any withdrawals from this fund during 2023. At present part of the restricted organ fund is included in this fund. This money has been collected over several years and earmarked for any major work required on the organ in future.
Approved by the deacons on 18[th] July 2024 and signed on their behalf by
Euros Rhys Evans
Tabernacl Eglwys y Bedyddwyr Cyfrif Cyffredinol yr Eglwys am y Flwyddyn yn diweddu Rhagfyr 31, 2023
| 2022 Cyfrifon Derbyniadau a Taliadau DERBYNIADAU Cyfraniadau a Rhoddion 43029Offrwm Wythnosol 53935Rhoddion 30Trosglwyddiad cyfrif yr Ysgol Sul 1732Gwelliannau 3620Defnydd Adeilad 407Boreau Coffi 2247Achosion da 1627Y Ganolfan Glyd 1667Cronfa'r Organ 590Cronfa'r piano 4865Paneli solar (FIT) 12809Rhodd Cymorth 1101Cymdeithas 935.00Arolygon 200.00Te Prynhawn Sul 62Llyfrau/Blodau/Cardiau/Amrywiol 1167Ad‐daliadau /Grantiau Undeb 4628Lesotho/Noddi plentyn Lesotho 715Cynllun penblwydd BMS 304Casgliad Cymun 8540Apeliadau arbennig 4271Llôg o buddsoddiadau CCLA 94531 TALIADAU 4823Cydnabyddiaeth 697.00Treth a NI 3928Pensiwn 1042Treuliau 2210Pregethwyr achlysurol 3692Llungopio a nwyddau swyddfa 990Ffôn a Band Eang/ Western Mail 2869Aelodaeth yr Undeb a chostau'r Banc 4286Costau amrywiol Y Ganolfan Glyd Undeb 18001Cynnal a chadw 1600Gwelliannau 1284Cyfarpar newydd 3273Nwy / Trydan/ Dŵr 3519Yswiriant 1944Glanhau Cronfa Salem 750Piano 62.00Lluniaeth / Gwin Cymun 2015BMS 1527Lesotho/Noddi plentyn Lesotho 990Achosion Da yr Eglwys PAPYRUS 805Cymorth Cristnogol/Twrci&Syria/Libya 546Mudiad y Chwiorydd 160Operation Agri 5949Wcrain 900Pacistan Y Groes Goch Brydeinig ‐ Morocco Croeso Butetown 67863 30939Incwm / Gwariant NET 78252Mewn Llaw yn y banc(31/12/2022) 1107Trosglwyddo cyfrif cynilo 110298Mewn Llaw yn y banc(31/12/2023) Llôg 4271 |
Cronfeydd Anghyfyngedig Cronfeydd Cyfyngedig Cyfanswm £ £ £ 41233 41233 10450 10450 30 30 1262 1262 3440 3440 140 152 292 2096 2096 9644 9644 1878 1878 110 110 4447 4447 12974 12974 2270 2270 665 665 70 25 95 4951 4951 5127 5127 1977 1977 455 455 532 532 3345 3345 19374 19374 |
|---|---|
| 103498 23149 126647 |
|
| 15605 15605 1790 1790 3537 3537 1768 1768 2790 2790 2014 2014 1162 1162 3003 3003 3050 2122 5172 5888 5888 4170 4170 9955 9955 7780 7780 2489 2489 4790 4790 3654 3654 1836 1836 1294 1294 187 187 2203 2203 6882 6882 1142 1142 409 1091 1500 1048 1628 2676 97 103 200 538 462 1000 25 25 |
|
| 71672 22840 94512 |
|
| 31826 309 32135 64972 41055 106027 |
|
| 96798 41364 138162 |
|
| Llôg 19374 |
Tabernacl Eglwys y Bedyddwyr Cyfrifon Blynyddol 31 Rhagfyr 2023
Dadansoddiad o Asedau Ariannol ar 31 Rhagfyr 2023
| Cronfeydd Anghyfyngedig | ||
|---|---|---|
| Cronfa Cymunroddion | £371,695 | |
| Cronfa Fugeiliol | 60,122 | |
| Cronfeydd Cyffredinol | 94,467 | |
| £526,284 | ||
| Cronfeydd Cyfyngedig | ||
| Cronfa’r organ | £26,668 | |
| Cronfa’r piano | 925 | |
| Cronfa Lesotho | 571 | |
| Cronfa’r Gymdeithas | 691 | |
| Ysgoloriaeth Dewi Watkin Powell | 2,345 | |
| Cronfa Salem | 15,801 | |
| Arolygon | 1,134 | |
| Ganolfan Glyd | 5,580 | |
| Wcrain | 241 | |
| £53,956 |
Cyfanswm asedau ariannol ar 31 Rhagfyr 2023
£580,240
Tabernacl. Eglwys y Bedyddwyr Datganiad o asedau a rhwymedigaethau ariannol 31 Rhagfyr 2023 Cronfeydd ar 31 Rhagfyr 2022 Incwm net ar gronfeydd anghyfyngedig Incwm net ar gronfeydd cyfyngedig £548.105 31,826 309 Sefyllfa ariannol ar 31 Rhagfyr 2023 £580.240 Cyfrif cyfredol Banc Co-operative COIF/CCLA Cronfa Cymunroddion £118,788 371,695 COIF/CCLA Cronfa Cyffredinol/organ COIF/CCLA Cronfa Fugeiliol 29,635 60,122 Asedau ariannolar 31 Rhagfyr 2023 £580,240 Asedau eraill Yn ddyledus - Rhodd Cymorth 2023 £11,500 Gwerth yswiriannol yr adeilad Cynnwis yr adeilad Mae adeilad yr eglwys o dan weithred cyfamod. £5,473,496 £207,049 AmcangyFrif rhwymedigaeth i gynllun pensiwn y Bedyddwir (mewn achos gadael y cynllun) £14,400 Paratowyd y cyfrifon gan Gill Thomas a Helen Jones (Ysgrifenyddion ariannol) Cymeradwywyd y cyfrifon gan yrymddiriedolwyr ac arwyddwyd ar eu rhan gan Catrin Lloyd Hyn sydd i gadarnhau bod y cyfrifon yn rhoi golwg gwir a theg o sefyllfa ariannol Tabernacl, Eglwys y Bedyddwyr ar 31 Rhagfyr 2023 HUW ROBERTS F.C.M.A. Cyfrifydd ac Ymarferydd Profiant Awdurdodedig
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