## Tabernacl Eglwys y Bedyddwyr Annual Report 2022 Tabernacl Eglwys y Bedyddwyr is a Grade II* listed Cardiff City Centre Church. Services are conducted in the Welsh language. At the beginning of the year the governing body consisted of 2 joint secretaries, treasurer, 2 financial secretaries and 10 other deacons. In September a new part time minister was inducted into the church and became part of our governing body. The year started with 153 members. There were 5 deaths during the year, but 3 new members were accepted into the church thus ending the year with a membership of 151. Following the retirement of our former minister in January 2021, we were left without a minister. During this time the pulpit was ably filled by deacons of the church, visiting ministers and groups of members in particular areas getting together to prepare services. We continue to follow the previous pattern for the Sundays when the minister is not preaching. No services have been lost through lack of someone to fill the pulpit. Following discussions by the Trustees, in February it was decided that we would approach the Rev. Dr. Rosa Hunt (who had been one of our visiting ministers) to see if she would be interested in being our new part-time minister. She was at that time part time at another Baptist Church. She is also part time joint Principal of the Baptist College in Cardiff. Fortunately for us, after an informal gathering and prayer on both sides, the call was accepted and her ministry started at the church in September. We thank God that Rosa has been led to Tabernacl. Together we will share happy times and sad times, we will succeed in some things but fail in others, but together we can face the challenges of the future in the church. The church is committed to helping us to worship God, proclaim the Gospel and demonstrate the love of God in our everyday life, in Cardiff, Wales and the World. Most members are Welsh speaking but anybody who wishes to attend are always made welcome. Already we are feeling the influence of the new minister with the introduction of two new aspects of worshipping – two sessions a month of contemplative prayer and a prayer session every Thursday evening to pray for the mission of the church. Both have been very successful and have been adopted as an integral part of our worship. Throughout this year we have held morning and evening services every Sunday, and attendance is now similar to before the Covid lockdown. In fact, most Sunday evening attendances have improved since Covid. During the year new equipment was purchased for transmitting services live on Facebook and this has greatly enhanced the quality of our streaming and the satisfaction of those members still not able to attend in person. During the year it was decided to change the day of what was our Sisterhood meetings and to invite the gentlemen of the church to join in with the activities. This has boosted our numbers and enjoyed their input and their company. The use of the church by other groups has increased this year. It is used regularly by Hijinx,( a group of less able youngster for their youth club) and U3A for their dance group. Street Pastors still use the church as their base on Friday evenings and on Saturdays when they can get enough volunteers. Unfortunately, the majority of our members are ageing and don’t feel safe to volunteer out on the streets late at night. Other hirings have been on a one off basis, but there have been several concerts and events attracting many visitors to the church. Another new venture for the church has been the opening of the vestry as a warm space for the homeless or those that want company and warmth. Here they are able to sit and chat, have a free meal, take part in activities, or just sit and relax. This has now incorporated the previous Sunday afternoon tea for the homeless and the Saturday morning coffee. This is going from strength to strength and in 2023 we will be opening on a Wednesday lunchtime serving a hot meal. There are also some clothes given out when needed. Due to our readiness to open the warm spaces centre for hot meals we received a grant from Cardiff Third Sector Council to buy a new cooker and a further grant for buying food and other equipment. As a church we are twinned with Sefika Church in Maseru, Lesotho, and through his have developed a strong friendship with different organisations in Maseru. This year our collection for Lesotho has been less and because of the difficulties they have experienced with schooling over there our sponsorship of youngsters has been of less importance to them. We see this work as an opportunity to demonstrate the love of God in other parts of the world less fortunate than ourselves. We have also shown our support with donations to Christian Aid, Pakistan Appeal ,Ukraine, BMS, Bible Society, etc and contributions to good causes have remained good despite the rise in the cost of living. There has been no major project at the church this year but there will have to be big expenditure in the new Year. Our gas central heating boiler is over 30 years old and is now obsolete so there are no spare parts available should it need repairing. At present we are looking at alternative methods of heating but no decision has been made as yet. Whatever the final decision the expenditure will be high. Tabernacl is an old building so we need to install insulation so that we can avoid too much loss of heat in this day and age of high energy costs. We hope that members will be as generous in their giving as always so that we can make the building a better place for worshipping. ## Financial Review Total receipts on unrestricted funds were £76,248 while restricted funds of £22,554 were received. Both figures are detailed in the Financial statement. Most of the income was from individual donations, either as their weekly offering or one- off gifts to the church. Fund raising events and hiring out of the premises has improved this year and brought in extra income. Gift aid generates a welcome sum and all members are encourages to participate in this scheme. A small sum of money was transferred from a savings account into our general account. Despite the increase in the cost of living, funds collected for various charities and good causes has remained on a par with previous years and for this we are very grateful. There has been no major project at the church this year but we still await the final bill from the builder for the project completed in 2021 with the provision of a ramp and improved toilets for the less able. Ministerial costs increased considerably with the induction of a new minister. However, our contribution to the deficit in the Baptist Pension Fund has reduced to £1 a month. We have 3 reserve funds Cronfa Fugeiliol – a fund set p by the deacons many years ago to ensure that there would be money available to pay the minister if weekly offerings did not meet the needs. Cronfa Cymunroddion – this is made up of bequests. This money has been set aside to pay for ministerial accommodation if the need arises to buy or rent a property. Cronfa Cyffredinol/Gwelliannau – this is money built up over time when the membership was higher and weekly giving was greater. Withdrawals can be made from this fund for general maintenance and improvements. However, we have not needed to make any withdrawals from this fund during 2022. At present part of the restricted organ fund is included in this fund. This money has been collected over several years and earmarked for any major work required on the organ in future. Approved by the deacons on 23[rd] March and signed on their behalf by Rhodri ab Owen feydd In85 ￿dd thd 53935 Hhodd Tr￿￿￿d￿dWl￿yl￿ 1732 1732 2155 DthWdAdw 149 kneaucoffi 2181 Ath￿ondI 107 2147 Z147 1127 IAZ7 W•irn spacesfvnd IK5 J615 CrMf¥'r*4no P•n4i IF 14318 Rhoddcynwth 1211 Cymddthas 1167 1667 955 TepWha￿ 470 Uylriu/wadauDrd￿V. OSI 7311 Lwthol 14)dl L•*tt¥) 552 Cynllun ponbwd ems IW Senana Y? Clsilad U67 1167 715 85 4171 ss ut*• budd$•dd￿d* ¢CL4 TAU•nAU YJI? CyOnabyddMh Treth •NI pthstr*n 170 Twlliu )928 2010 PF*iothw Khhsul 1915 swWdl• 1465 Ffln i Band E￿n￿W¢stern 2903 Aehdatth a thostsu'r•¥ 56B7 C05tau arnwol 3667 Cynnal a 156329 Gwdlianrpa n Cytsrp¥ IYO NWy1T￿￿I￿ la13 Y￿r￿1 fyanha 640 Plan¢ 2110 3691 22 4216 128• 3273 $$19 3S19 1944 ltys Bk45 5n3 le5ptho XOaS Da y E#wtS 27 915 Cymryth Cr4th ) Pludlad v Ch￿0 ICI) ApllThmothy RKhw 140 5h4tEI MaintCTr7)W Oper4tkn* W(r¥ 101393 573 *xwm16*wlwEIiEr Mewn LIW￿¥bY￿1jVllr&￿i 7(WJ TrO5￿d0£y￿1f￿l 78307 M*wn ybanÈ13Jn¥ IL*k55 23716 4U 1107 69243 3W39 n252 41CSS 4271 Tabernacl Eglwys y Bedyddwyr Cyfrifon Blynyddol 31 Rhagfyr 2022 Dadansoddiad o Asedau Ariannol ar 31 Rhagfyr 2022 Cronfeydd An8hyfyngedi8 Cronfa Cymunroddion Cronfa Fugeiliol Cronfeydd Cyffredinol £356,089 57,598 80.623 £494,310 Cronfeydd Cyfyn8edlg Cronfa'r organ Cronfa'r piano Cronfa Lesotho Cronfa Te Pnawn Sul Cronfa'r Gymdeithas Ysgoloriaeth Dewi Watkin Powell Cronfa Salem Arolygon Ganolfan Glyd Achosion da Casgliad PAPYRUS £24,789 815 5476 196 542 2,345 17,095 469 1627 261 180 £53,795 Cyfanswm asedau arlannol ar 31 Rhagfyr 2022 £548,105 Tabernad. E8lwys y Bedyddwyr Dat8aniad o asedau a rhwymedigaethau ariannol 31 Rhagfyr 2022 Cronfeydd ar 31 Rhagfyr 2021 Incwm net ar gronfeydd anghyfyngedig Incwm net ar gronfeydd cyfyngedig £517.165 23,717 7,223 Sefyllfa arlannol ar 31 Rhagfyr 2022 £548,105 Cyfrif cyfredol Banc Co-operative COIF/CCIA Cronfa Cymunroddion COIF/CCLA Cronfa Cyffredinol/organ COIF/CCLA Cronfa Fugeiliol £106,027 356.089 28,391 57,598 Asedau arlannol ar 31 Rhagfyr 2022 £548,105 Asedau eralll Yn ddyledus - Rhodd Cymorth 2022 £13,5CK) Gwerth yswiriannol yr adeilad Cynnvrys yr adeilad Mae adeilad yr e8lwys o dan weithred cyfamod. £5,222,810 £197,566 Amcangyfrif rhwymedigaeth i gynllun pensiwn y Bedyddwyr (mewn achos gadael y cynllun) £14,41X) Trosglwyddwyd £1107 O'r cyrrif cynilo i 'r cyfrif cyffredinol Paratowyd v cyfrifon gan Gill Thomas a Helen Jones (Ysgrifenyddion ariannol) Cymeradwywyd y cyfrifon gan yr ymddiriedolwyr ac arwyddwyd ar eu rhan gan E LLoyd 1,123 Hyn sydd i gadarnhau bod v cyfrifon yn rhoi golwg gwir a theg o sefyllfa ariannol Tabernacl, Eglwys y Bedyddwyr ar 31 Rhagfyr 2022 HUW ROBERTS F.C.M. Cyfrifydd ac Ymarferydd Profiant Awdurdodedig COMISIWN ELUSENNAU AR GYFER CYMRU A LLOEGR Adroddiad yr archwiliwr annlbynnol ar y cyfvlfon Adran A Adroddiad yr Archwiliwr Annibynnol Adn>ddiad I ymddlrledolwyrfaelodau E￿r Elusen fn y s Ar y cyfrlfon am y fvyddyn yn dlweddu Rhlf yr El￿￿n los oes) loi I Iq4Yfo Ilv gweld ar dudal•nnau Icofi*rh gyTWWryS rtirfèu ILwJelennaii dalennau ychwknneaoli Adroddaf fr ymddirledow ar fy archwiliad o gyfrifon yr elusen uchod ("yr Ymddiriedolaeth? am y Iwddyn yn dl¥*ddu I.:, IBBV,. Cyfrffold•bau a'r Sall F•1 ymddir*doW elu88n yr Ymddinodolaeth, rydych yn gyfvrfol am baratol'r adrodd ofirrfon yn unol a gofynion Deddf EIu88nMu 2011 (? Ddeddn. Adroddaf mv*m p•rthyna8 a'm hwchwlllad o gyftifon yr Ymddlriedolaeth gwblhawyd o dan adran 145 0 Ddedcff 2011 ac wrth ymgymryd a'm harth￿Ilad. dilynai8 y cyrap￿ddl8daU csThwy8 a rodthd gan y Comis EIu8ennau o dan adran 145{5)(b) o'r Ddeddf. Datganlad yr archwlllwr Rwyf wedl c*blhau fy archwlliad. Cadamhaf nad yw unrhyw faterlon annlbynnol perthnasol **di dod i'm 8ylw (t￿bkn￿") mewn perthyna8 a'r wchwiliad s￿n rhol achos I ml gr&Ju, mtrwn unrhyw agwedd b•rthnasol'. ni chafodd colnodlon cylrlfyddu eu cadw yn unol ag adran 130 O'r ntd cyfrlfon yn rydymffutho a'r eofn¢xlion cyrfrffyddu Nkl oes unthyw brydwon g￿ny1 ac nid dod ar draws unrhyw faterion eraill me4ffl perthynas a'r arthwlllad y dylkl thn sylw atynt er mwyn sicrhau dealliwrtaeth briodol o'r cyfnfon. "Dlléwch y gehiau mewn cr￿nts￿aU os n8dydyntyn gymwy8. Dyddl•d: 11- PZ-2023 Llolnodwyd: 6Af S Cymhwystsr (cymbyysterau) neu gorff proffo8lynol perthnasol los o••): Cylelrlad: Hifuoi cfltr 2ÈH IER Hydref 2018