Tabernacl Eglwys y Bedyddwyr Annual Report 2021
Tabernacl Eglwys y Bedyddwyr is a Grade II* listed City Centre Church. Services are conducted in the Welsh language. At the beginning of the year the governing body consisted of the minister, 2 joint secretaries, treasurer, 2 financial secretaries and 11 other deacons. At the end of January, the minister retired. We lost 2 deacons during the year (1 resignation and 1 by default through lack of attendance) but 3 new deacons were elected to replace them in October. The year started with 155 members. There were 2 deaths during the year but no new members were accepted into the church thus ending the year with a membership of 153.
Following the retirement of our minister after 30 years’ service, the need arose to seek a new minister to take his place. Unfortunately, there were no suitable candidates forthcoming, but our search is ongoing and hopes are high that we will eventually be successful. During this time the pulpit has been ably filled by deacons of the church, visiting ministers and groups of members in a particular area getting together to prepare a service. No services have been lost through lack of someone to fill the pulpit.
The church is committed to helping us to worship God, proclaim the Gospel and demonstrate the love of God in our everyday life, in Cardiff, Wales and the World. Most members are Welsh speaking but anybody who wishes to attend are always made welcome.
For the first half of the year services were in the morning only due to the pandemic but in July it was decided that we would revert to our usual routine of two services every Sunday. Numbers present were still not as high as pre-pandemic but hopefully this will improve in future as more elderly people deem it safe to return. Again, this year services have been transmitted live from the church on Facebook, shown on You Tube so that those not able to attend can receive the service in some format at a time convenient for them. We continue to hold some meetings on Zoom but as far as possible meetings are now held face-to-face.
Sisterhood meetings and our Tuesday social meetings restarted in September but have now been timetabled for once a month throughout the year rather than every week for 6 months of the year during school term time. This has been a successful experiment so it has been decided to continue with this format in the future.
In normal times the church is used frequently for other events and purposes by church members and by the general public. However, usage has not yet reached its pre-pandemic levels, but hopefully this will improve as we move forward following the pandemic.
Sunday afternoon tea for the homeless has not restarted due to a lack of volunteers but it is hoped that these problems can be overcome in the new year. In the meantime, a donation has been made to a local charity caring for the homeless. Similarly, the coffee morning on Saturdays where we normally donate the proceeds to various charities, we support have been unable to recommence through lack of volunteers and illness. Coffee mornings are still held on Zoom so enabling those confined to their homes for whatever reason to have social contact with other members of the congregation.
Hijinx (a group of disabled youngsters who get together once a week for various activities) and Street Pastors have returned to pre-pandemic routines and use the church regularly on Wednesday evenings and Friday/ Saturday evenings respectively, though they too are finding it difficult to get enough volunteers.
During the year our two Bible study groups have continued to meet regularly on Zoom. Not only did it avoid exposure to Covid but it also took away the problems associated with reaching the church through barriers erected to prevent city Centre acts of terrorism. Towards the end of the year the youngsters from these groups were able to carry out their yearly visit to the Welsh Chapel in Castle Street, London where they prepare and deliver the Sunday morning service.
As a church we are twinned with Sefika Church in Maseru, Lesotho, and through this have developed a strong friendship with different organisations in Maseru. Over the past years we have raised considerable sums of money, enabling the building and equipping of a clinic, sponsoring several children’s education, contributing to a ‘help to grow’ scheme and funding PPE for school children. We see this as our opportunity to demonstrate the love of God in other parts of the world less fortunate than ourselves. Throughout this difficult year we have continued our support of organisations in Maseru, Lesotho, BMS, Bible Society, Christian Aid, etc and contributions to the good causes have remained similar to those of previous years.
During the year the project of providing an access ramp and refurbishment of toilets for the disabled was completed. Having been in the planning phase for such a long time it was very satisfying to see it come to fruition. These additions will make the building easier for use by wheelchair users on any occasion. The Gents toilet had been housed in an outside building for many years and was in need of complete refurbishment and renovation. Because of its condition, outside situation and costs involved, it was decided to demolish this building rather than renovate and gentlemen would make use of the facilities already provided in the building. This brought to an end the big project which had been in the pipeline for many years. Unfortunately, it was discovered during these works that the drains were in need of attention and there was an extra cost of approximately £20,000.
The stonework of the church, which was built in 1865, is beginning to show its age and will require attention regularly to prevent further deterioration. The central heating boiler is old and no parts would be available if it ceased to function so finding a new system of heating will be our project for the coming year.
Financial Review
Total receipts on unrestricted funds were £176,249 while restricted funds of £16,571 were received. Both figures are detailed in the Financial Statement. Most of the income was from individual donations, either as their weekly offering or one-off gifts to the church. Included is a bequest of £50,000 from one of our members. Fund raising events and hiring out of the premises has been curtailed again this year which would have brought in extra income.
The balance on the building project came to £156,329. This was higher than anticipated as work was required on the drains beneath the building. There will be a small amount to pay in the next financial year as a percentage of the overall cost retained for one year from completion of the project to put right any work deemed to be of an unsatisfactory standard. Fortunately, we secured some grant funding and are able to reclaim VAT on some of these costs.
Ministerial costs were greatly reduced this year as we were without a minister for most of the year but our payment towards the deficit in the Baptist Pension Fund remains.
We have 3 reserve funds
Cronfa Fugeiliol – a fund set up by the deacons many years ago to ensure that there would be money to pay the minister if weekly offerings did not meet the needs.
Cronfa Cymunroddion – this is made up of bequests. This has been set aside to pay for ministerial accommodation if the need arises to buy or rent a property.
Cronfa Cyffredinol/Gwelliannau – this is money built up over time when the membership was higher and weekly giving was greater. Withdrawals can be made from this fund for general maintenance and improvements. At present part of the restricted organ fund is included in this fund. This money has been collected over several years and earmarked for any major work required on the organ in future.
During the year a total of £70,000 has been withdrawn from this fund to pay for the building project. It could also be required to pay off the pension deficit of an estimated £60,000 if we are unsuccessful in employing a new minister who is in the Baptist Pension Scheme.
Approved by the deacons on 14th July 2022 and signed on their behalf by
Rhodri ab Owen
Tabernacl Eglwys y Bedyddwyr Cyfrif Blynyddol 1 Ionawr - 31 Rhagfyr 2021
| Cyfrifon Derbyniadau a Taliadau 2020 DERBYNIADAU Cyfraniadau a Rhoddion 39197 Offrwm Wythnosol 20933 Dydd Rhoddion 17100 Rhoddion Adeilad 1420 Gwelliannau 3925 Defnydd Adeilad 679 Boreau Coffi 2149 Achosion da 2086 Cronfa'r Organ Cronfa'r Piano Incwm Penodol Arall 3159 Paneli solar (FIT) 11227 Rhodd Cymorth 200 Cronfa Salem Incwm Amrywiol 496 Cymdeithas Nos Fawrth 210 Te Prynhawn Sul 257 Incwm amrywiol Ad-daliad treth Achosion Tramor 14710 Lesotho/Noddi plant Lesotho Achosion Eraill 465 Cynllun penblwydd BMS 74 Senana 182 Casgliad Cymun 980 Apeliadau arbennig 1336 Llôg o buddsoddiadau CCLA a'r banc 120785 TALIADAU Costau'r Weinidogaeth 39853 Cydnabyddiaeth Diffyg Pensiwn 3250 Treuliau 2600 Costau'r Mans 400 Pregethwyr achlysurol Gweinyddu 1951 Llungopio a nwyddau swyddfa 784 Ffôn a Band Eang/Western Mail 2959 Aelodaeth yr Undeb a Chostau Banc 1145 Costau amrywiol Yr Adeilad 3161 Cynnal a chadw 29705 Cyfarpar newydd 35187 Gwelliannau 4702 Nwy / Trydan/Dŵr 3216 Yswiriant 1856 Glanhau Piano Lluniaeth / Gwin Cymun Achosion Eraill 1886 BMS 14293 Lesotho/Noddi Plant Lesotho 984 Achosion Da yr Eglwys Apêl Timothy Richards 740 Cymorth Cristnogol 810 Hostel Huggard a Llamau 150 Felindre Shelter Cymru Maint Cymru SANDS 90 Mudiad y Chwiorydd 149722 -28936 Incwm / Gwariant NET 47152 Mewn Llaw yn y banc(31/12/2020) Trosglwyddiad o COIF/CCLA 18216 -1336 16880 Mewn Llaw yn y banc(31/12/2021) |
Cronfeydd Anghyfyngedig Cronfeydd Cyfyngedig Cyfanswm £ £ £ 39830 39830 27285 27285 53935 53935 1585 1585 2155 2155 149 149 2281 2281 1925 1925 1615 1615 4406 4406 14328 14328 1222 1222 470 470 32051 32051 7311 7311 552 552 100 100 97 97 1468 1468 55 55 |
|---|---|
| 176249 16571 192820 |
|
| 3027 3027 4803 4803 270 270 216 216 2010 2010 1915 1915 1465 1465 2983 2983 4374 1313 5687 3667 3667 73 73 156329 156329 2940 2940 3313 3313 1440 1440 640 640 65 65 1995 1995 5753 5753 1034 1034 100 100 915 915 100 100 140 140 200 200 243 243 70 70 |
|
| 188890 12503 201393 |
|
| -12641 4068 -8573 -12884 29764 16880 70000 70000 |
|
| 44475 33832 78307 |
|
| (Llôg)-55 78252 |
Tabernacl Eglwys y Bedyddwyr Cyfrifon Blynyddol 31 Rhagfyr 2021
Dadansoddiad o Asedau Ariannol ar 31 Rhagfyr 2021
Cronfeydd Anghyfyngedig Cronfa Cymunroddion £352,648 Cronfa Fugeiliol 57,042 Cronfeydd Cyffredinol 60,903 ------------ £470,593 Cronfeydd Cyfyngedig Cronfa’r organ £23,123 Cronfa’r piano 975 Cronfa Lesotho 2,375 Cronfa Te Prynhawn Sul 93 Cronfa’r Gymdeithas 566 Ysgoloriaeth Dewi Watkin Powell 2,345 Cronfa Salem 17,095 --------------- £46,572 -------------- Cyfanswm Asedau Ariannol ar 31 Rhagfyr 2021 £517,165 ---------------
Tabernacl, Eglwys y Bedyddwyr Datganlad o asedau a rhwymedigaethau ariannol 31 Rhagfyr 2021 Cronfeydd ar 31 Rhagfyr 2020 Llai gwariant net ar gronfeydd anghyfyngedig Incwm net ar gronfeydd cyfyngedig £525,738 12,641 4,068 Sefyllfa ariannol ar 31 Rhagfyr 2021 £517,165 Cyfrif cyfredol Banc Co-operative Cyfrif cynilo Banc Co-operative £ 78.252 1,107 COIF/CCLA Cronfa Cymunroddion COI F/CCLA Cronfa cyffredinol/or8an COIF/CCLA Cronfa fugeiliol 352,648 28,116 57,042 Asedau Arlannolar 31 Rhagfyr 2021 £517,16S Asedau eralll Yn ddyledus - Rhodd Cymorth 2021 £12,924 Gwerth yswiriannol yr adeilad Cynnwys yr adeilad Mae adeilad yr eglwis o dan weithred cyfamod. £4,642,443 £175,612 Amcangyfrif rhwymedigaeth i gynllun pensiwn y Bedyddwyr (mewn achos gadael y cynllun) £60,200 Trosglwyddwyd £70,000 o'r gronfa cyffredinol fel rhan o'r tsliad at gwelliannau'r adeilad. Paratowyd y cyfrifon Ban Gill Thomas a Helen Jones (Ysgrifenyddion ariannol) Cymeradvrywyd y cyfrifon gan yrymddiriedolwyr ac arwyddwydar eu rhan gan 21 Catrin E Lloyd Hyn sydd i gadamhau bod y cyfrifon yn rhoi golwg gwir a theg o sefyllfa ariannol Tabernacl, Eglwys y Bedyddwyr ar 31 Rhagfyr 2021. HUW ROBERTS F.C.M.A. Cyfrifydd ac Ymarferydd Profiant Awdurdodedig
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Tabernacl Eglwys y Bedyddwyr Cyfrif Blynyddol 1 Ionawr - 31 Rhagfyr 2021
| Cyfrifon Derbyniadau a Taliadau 2020 DERBYNIADAU Cyfraniadau a Rhoddion 39197 Offrwm Wythnosol 20933 Dydd Rhoddion 17100 Rhoddion Adeilad 1420 Gwelliannau 3925 Defnydd Adeilad 679 Boreau Coffi 2149 Achosion da 2086 Cronfa'r Organ Cronfa'r Piano Incwm Penodol Arall 3159 Paneli solar (FIT) 11227 Rhodd Cymorth 200 Cronfa Salem Incwm Amrywiol 496 Cymdeithas Nos Fawrth 210 Te Prynhawn Sul 257 Incwm amrywiol Ad-daliad treth Achosion Tramor 14710 Lesotho/Noddi plant Lesotho Achosion Eraill 465 Cynllun penblwydd BMS 74 Senana 182 Casgliad Cymun 980 Apeliadau arbennig 1336 Llôg o buddsoddiadau CCLA a'r banc 120785 TALIADAU Costau'r Weinidogaeth 39853 Cydnabyddiaeth Diffyg Pensiwn 3250 Treuliau 2600 Costau'r Mans 400 Pregethwyr achlysurol Gweinyddu 1951 Llungopio a nwyddau swyddfa 784 Ffôn a Band Eang/Western Mail 2959 Aelodaeth yr Undeb a Chostau Banc 1145 Costau amrywiol Yr Adeilad 3161 Cynnal a chadw 29705 Cyfarpar newydd 35187 Gwelliannau 4702 Nwy / Trydan/Dŵr 3216 Yswiriant 1856 Glanhau Piano Lluniaeth / Gwin Cymun Achosion Eraill 1886 BMS 14293 Lesotho/Noddi Plant Lesotho 984 Achosion Da yr Eglwys Apêl Timothy Richards 740 Cymorth Cristnogol 810 Hostel Huggard a Llamau 150 Felindre Shelter Cymru Maint Cymru SANDS 90 Mudiad y Chwiorydd 149722 -28936 Incwm / Gwariant NET 47152 Mewn Llaw yn y banc(31/12/2020) Trosglwyddiad o COIF/CCLA 18216 -1336 16880 Mewn Llaw yn y banc(31/12/2021) |
Cronfeydd Anghyfyngedig Cronfeydd Cyfyngedig Cyfanswm £ £ £ 39830 39830 27285 27285 53935 53935 1585 1585 2155 2155 149 149 2281 2281 1925 1925 1615 1615 4406 4406 14328 14328 1222 1222 470 470 32051 32051 7311 7311 552 552 100 100 97 97 1468 1468 55 55 |
|---|---|
| 176249 16571 192820 |
|
| 3027 3027 4803 4803 270 270 216 216 2010 2010 1915 1915 1465 1465 2983 2983 4374 1313 5687 3667 3667 73 73 156329 156329 2940 2940 3313 3313 1440 1440 640 640 65 65 1995 1995 5753 5753 1034 1034 100 100 915 915 100 100 140 140 200 200 243 243 70 70 |
|
| 188890 12503 201393 |
|
| -12641 4068 -8573 -12884 29764 16880 70000 70000 |
|
| 44475 33832 78307 |
|
| (Llôg)-55 78252 |
Tabernacl Eglwys y Bedyddwyr Cyfrifon Blynyddol 31 Rhagfyr 2021
Dadansoddiad o Asedau Ariannol ar 31 Rhagfyr 2021
Cronfeydd Anghyfyngedig Cronfa Cymunroddion £352,648 Cronfa Fugeiliol 57,042 Cronfeydd Cyffredinol 60,903 ------------ £470,593 Cronfeydd Cyfyngedig Cronfa’r organ £23,123 Cronfa’r piano 975 Cronfa Lesotho 2,375 Cronfa Te Prynhawn Sul 93 Cronfa’r Gymdeithas 566 Ysgoloriaeth Dewi Watkin Powell 2,345 Cronfa Salem 17,095 --------------- £46,572 -------------- Cyfanswm Asedau Ariannol ar 31 Rhagfyr 2021 £517,165 ---------------
Tabernacl, Eglwys y Bedyddwyr Datganlad o asedau a rhwymedigaethau ariannol 31 Rhagfyr 2021 Cronfeydd ar 31 Rhagfyr 2020 Llai gwariant net ar gronfeydd anghyfyngedig Incwm net ar gronfeydd cyfyngedig £525,738 12,641 4,068 Sefyllfa ariannol ar 31 Rhagfyr 2021 £517,165 Cyfrif cyfredol Banc Co-operative Cyfrif cynilo Banc Co-operative £ 78.252 1,107 COIF/CCLA Cronfa Cymunroddion COI F/CCLA Cronfa cyffredinol/or8an COIF/CCLA Cronfa fugeiliol 352,648 28,116 57,042 Asedau Arlannolar 31 Rhagfyr 2021 £517,16S Asedau eralll Yn ddyledus - Rhodd Cymorth 2021 £12,924 Gwerth yswiriannol yr adeilad Cynnwys yr adeilad Mae adeilad yr eglwis o dan weithred cyfamod. £4,642,443 £175,612 Amcangyfrif rhwymedigaeth i gynllun pensiwn y Bedyddwyr (mewn achos gadael y cynllun) £60,200 Trosglwyddwyd £70,000 o'r gronfa cyffredinol fel rhan o'r tsliad at gwelliannau'r adeilad. Paratowyd y cyfrifon Ban Gill Thomas a Helen Jones (Ysgrifenyddion ariannol) Cymeradvrywyd y cyfrifon gan yrymddiriedolwyr ac arwyddwydar eu rhan gan 21 Catrin E Lloyd Hyn sydd i gadamhau bod y cyfrifon yn rhoi golwg gwir a theg o sefyllfa ariannol Tabernacl, Eglwys y Bedyddwyr ar 31 Rhagfyr 2021. HUW ROBERTS F.C.M.A. Cyfrifydd ac Ymarferydd Profiant Awdurdodedig
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