LIVING KEYS CIO
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026
£ufy ef
EST. 21)21
Th• Klng's Award
fot Voluntary S•rvic•

LIVINGS KEYS CIO
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
M Seal
A Bannister
A Pastor
K Harper
S Corsby
S Pastor
R Bl8kemore
M Harper
Kèy managèmènt personnel L Huskisson ICEOI
Charlty number
1194890
Principal address
The George Alcock Centre
Whittlesey Road
Peterborough
PE2 8QS
Independent Examiner
Kerry Hilliard ACA FCCA CTA

LIVINGS KEYS CIO
CONTENTS
Page
Trustee's introduction
Trustee's report
Independent examiner's report
Statement of financial Siabilities
Balance sheet
Note5 to the financial stalemenls
13-23

LIVINGS KEYS CIO
TRUSTEE'S INTRODUCTION
YEAR ENDED 31 MARCH 2026
A Message from the CEO- Llnda Husklsson
As Founder and CEO of Living Keys, l am incredibly proud of all that has been achieved during the year ended 31
March 2026. This has been a year of gr0￿h, recognition and Gontinued commiiment to supportin9 women and
children affected by domestic abuse. Every woman who walks through our door5 brings hef own story, her own
Courage and her own hopes lor Ihe future, and it r8mains a privilege to stand alongside them as they begin to rebuild
their lives.
This yeai, Living Keys has continued to providè education, encouragement, pr8¢ti¢al support and a safe space where
women can feel heard, believed and accepted. We have seen the impact that Irauma-inlormed support can have, not
only in helping women understand the dynamics of abuse. but also in helping them rediscover Gonfidence, self-worth
and hope.
Recèiving The King's Award for Voluntary Service was a very special moment lor Living Keys and 8 recognition of the
dedicotion ol our Trustees, staff, volunteers and supporters. 11 reminded LJS that the work we do matters, and that
when people come together with compassion and commitment, lives can be changed.
I would like lo give heartfelt thanks lo our TrLJstees, volunteers, funders, regular donors, partner agenciès and
everyone who has supported Living Keys throughotjt the year. Your generosity, enrouragement and bel￿f in our work
make it possible for us lo continue reaching women who may otherwise feel alone.
As we look ahead, our commitment remains the same.. lo offer support, education and hope lo w(>men and children
affected by domesti¢ abuse, and to continue working with others lo butld safer, slronger and more understanding
communities.
Linda Huskisson
CEO

LIVINGS KEYS CIO
TRUSTEE'S REPORT
YEAR ENDED 31 MARCH 2026
Living Keys is a Erassroots charity that w35 established In June 2021.
Linda Huskisson, Founder and CEO ol Living Keys. left her long-standing career as a support worker lor
VLJlnerable adults to explore ways of providing support and education for women and children who have
experienced the trauma ol domestic abuse and violence. Having also experienced domestic abuse herself,
and having lived in lear for 10 years, Linda now dedicates her life to empowering women who have been
through abuse not only to survive, but to thrive within their communities.
Living Keys also works with agencies carrying out similgr work and has built trust and strong relationships with
the IDVA Team Ilndependent Domestic Violence Advisers), Women's Aid in Pelerborough and Boston, and
departments within Peterborough City Council. ineluding Social Services end Adijlt Social Care.
Living Key5 ha3 also been involved in the training of new police officers and had the opportunity to contribute
to domestic abuse training at Hatfield.
Living Keys Also provided tr8ining to Housing Needs at PeterborouEh City Council on how to approach and
support someone who has experienced abuse.
During the year, Linda was asked to carry out a survey with clients about the services provided in
Peterborough. including what worked well. what did not work. what needed to change, and the difficulties
they fa¢ed. The survey was completed and the findings were presented at Peterborough's Domestic Abuse
Conference. where Linda was a guest speaker and shared the results with the agencies attending the
conference.
Living Keys continues to educate and support women through the courses it provides.
The Freedom Programme is a 12-week course that explores the ditterent characteristics c>f an abuser and the
1mpact on children who live with abuse. The course considers the tactics used to maintain control, the beliefs
that may underpin abusive behaviour, and the ways in which such belie15 can be reinforced in society through
television, films, social media, ¢(>urt$ 8nd responses from statutory egencies. It also explores beliefs that
participants may have shared at the time, such as fearing they would not cope alone with the children or
believing ihai children need both parents together, regardless of the abuse.
The course explores how the tacti¢s of an abuser affecl those experiencing abuse. including loss of identity.
living in 188r, wetking on eggshells, feeling unable to speak, and having no financial control.
Picrured left are some of the women who complered rhe course, proudly showing their
. Certificates. Permission was given to share this photo.

LIVINGS KEYS CIO
TRUSTEE'S REPORT
YEAR ENDED 31 MARCH 2026
Participants then explore what a healthy relationship can look like, what can be expected from a respectful partner,
and what early warning signs may be identified in the early stage5 of dating someone new.
Domèstlc Abuse R￿0Very Toolkit is a 12-week CBT-based course that provides beneficiar￿eS with tools lo
improve their mental health and wellbeing. 11 svpports participants to manage negats've automatic thinking. set
boundaries again, and consider future goals and how to 8ehiève them.
Chlldren and Young People'5 Dom•stlc Abuse Toolkit is an eighl-week course for children and young
teenagers. It helps them understand that the end of their parents, relationship is not their fault. supports them in
¢Jealing with diffiGuII situations and conversations, and helps them r&¢ognise their righls and responsibilities.
Hop•2R•covery is a six.week coursé that looks at coercive control and the cycle of abusè. It supports participants
lo r￿ogniSe and understand coercive control. partieulady where they may not identify their experiencés as abuse
because physical violence has not occurred.
Parentlny Aft•r Domestic Abuse IPADAI is a six-week course lor women who struggle with ¢o-parenting after
leaving abuse. Thè ctsurse was developed by Living Keys followino close work with IDVA. Women'5 Aid and Social
Servio8s. It explores different ways of wmmunic81ing with an ex-abuser, apps that are available and admissible in
ourt, working and communicating with professionals, building a positive home environm8nt, self-Ca￿, parallel
parenting and strategies for movin9 forward.
Drop-ln SeThlce is available every Monday afternoon from 12'.30 to 17".30. Wtsmen who need support can attend to
receive help or be signposted lo agenGies that may be able lo a5S151 where Living Keys is unable to do so. The
service includés access to an internel calé wherè women can complete benefit foms, update Cvs, and explore
volunteering opportunities at Living Keys lo help them move back towards the workplace.
Counselling is provided for those in need when funding is available.
Workshop$ delivered during the year included budgeting on a tight budget, debt management, mental health and
wellbeing, menopausè, and the Living Keys SWAP SHOP. The SWAP SHOP is a community-based initiative for
those who are struggling financially. For a small contribution towards the buffet, 8tt8ndees are able to take home
items they need or would like. The initiatlV8 received a great response, including generous support from the Police,
who donated bags of unclaim8d confiscated items such as clothing, handbags, toiletries and olheT useful ooods.
Linda and Charis receiving 8 donation from Cambridgeshire Police.
Galentine's Event - Many people celebrate Valentine's Day with loved ones, bul some of our clients can feel
especially alone at this time of year. Living KÈYS therefore organised a Galentine's Evening, where women were
invited lo come together lor a small fee and enjoy nibbles, relreshmenls, pamper sessions, jewellery ffiak1ng. and
Ihe opportunity lo design and painl their own mugs to take home. It was a very positive evening, and everyone who
attended enjoyed celebrating being a"Gal"
Pamper table and Janet, one of our volunleers, enjoying Ihe evening. A great time was had by all.
Living Keys provides a safe and supportive environment where women are able lo refleGI on their experiences.
understand the pattern5 of abuse, and begin to rebuild confidence and self-worth. Many participants have expressed
that the programme has helped them lo feel le55 isolated and more able lo make inlomed choices for themselves
and their children.

LIVINGS KEYS CIO
TRUSTEE'S REPORT
YEAR ENDED 31 MARCH 2026
Alongside Ihe above courses and workshops, Living Keys conlinues to offer encouragement, signposting and
pra¢lical support where appropriate, helping women to access relevant services and to understand that recovery is a
journey that ¢an lake time, patiènce and ¢ompassion.
During the year, Livin9 Keys has continued to see the importance ol earfy SLJPPOrt, trauma-informed listening and
education arotjnd domestic abuse. The charity remains committed to empowering women to recognise unhealthy
behaviours. understand their rights, and move forward with grealer confidence and safety.
Our biggest achievement this year was receiving The King's Award for Voluntary Service, which is equivalent to
an MBE. The presentstion ceremony took place al KingsGate Community Church in Mar¢h this year.
The award was received on behalf of Living Keys In recognition of the dedication and commitment of our staff,
Trustees and volunteers. This recognition was a very special moment for everyone involved with the charity.
The award was presented by His Majestls Lord-Lieulenant of Cambridgeshire, Julie Spence, and Deputy
Lieutenant Rizwan Rahemlulla. alongside VIP guests including the High Sheriff of Cambridgeshire, the Honourable
Frances Stanley DL. 11 was an amazing day, with 50 guests from different agencie5 joining us lo celebrate this
wonderful occasion.
A video of the event can be found on YouTube'. Highlights from Living Keys. King's Award for Voluntary Service
Presentation
Linda shared.. "What a privilege and an honour it is to be recognised for the work we have achieved at Living Keys.
We are blessed and highly favoured with staff, Trustees and volunteers who make up the team of Living Keys.
Without them, we would not have bèen able to achieve what we have achieved. Thank you to all who have shown
support
our lunders, our regular donors and the agencies who stand with us to make a difference in the lives of
Left lo righl - HM Depuly Lord
Lieutenant Rizwan Rahemtulla, HM
Lord Lieutenant Julie Spence, Lindè
HUsk￿$Son (CEO) receiving Aw8rd
and Certificate
Left to right- Sharon Crosby
(Chair Trust98), Linda
Huskisson (CEOJ, Charis Roe
(Personal Assislanl lo CEO)
Public Benefit
The Trustees have had regard to the Charity Commission's guidance on public benefit when reviewing thè charitls
aims and activities. Living Keys provides benefit by supporting women and children affected by domestic abuse and
by helping to raisè awareness and understanding of domestic abuse within the wider community.
The charity s WOFk helps participants to g8in knowledge. ￿nfidenCe and emotional support, while also contributing
to improved understanding among agenGie5. professionals and community partners. Through training, speaking
opportunities and partnership working. Living Keys continues lo help slrengthen local responses to domestic abusè.
Achlevemènts and Activities
Key achievements during the year included continuing to deliver education and support through the Freedom
Programme. Domestic Abuse Recovery Toolkit, Hope2Recovery and Parenting After Domestic Abuse.,
strengthening relationships with local agencies., contributing to professional understanding of domestic abuse.. and
sharing client féédback at Peterborough's Domestic Abuse Conference.
The Trustees are encouraged by the trust that has developed b8tW88n Living Keys, local 8gencies and women
accessing SUPPOrt. This Irust is central lo the charity's work, as many women affected by dotnestic abuse need lo
feel heard. believed and respected before they are able to take further steps towaid5 recovery.
This yeai, just over 200 wgmen Game through our doors. Since Livin9 Keys began, we havè supported 632 women

LIVINGS KEYS CIO
TRUSTEE'S REPORT
YEAR ENDED 31 MARCH 2026
Impa¢t
The impact of Living Keys is seen in the confidence, understanding and resilience ol the women who a¢¢ess ils
support. Through ¢ourses, workshops, drop-ln sessions and one-lo-one encouragement. women are helped lo
re¢ognise the dynamics of abuse, understand that Ihey are not to blame. and begin to rebuild their lives in a safa
and sUPPOrted way.
Durin9 the year, just over 200 women came through the dooTS of Living Keys, bringing the total number supported
since the ¢harity began to 632 women. These figures represent wornen who havè been Itstened io, encouraged
and supported to lake steps toward5 recovery. independente and renewed hope.
Living Keys also has an imp2¢1 beyond individual participants. 8y woiking aknngside IDVA. Women's Aid,
Pelerborou9h City Council departments, Social Services. Adult Social Care and other agencies, the charity
contributes to a more informed alld compassionate local response lo domestic abuse. The sharing of client
feedback at Peterborough's Dornestic Abuse Conference helped ensure that the v0￿ceS and experierTrces of women
were heard by professiona15 and decision.makers.
rhe Trustees believe this impact is rellecled not only in numbers, bul in the Irust women place in Living Keys. For
many. the charity provides a first safe step towards understanding their experiences, accessing wider support. and
believing that life after abuse can be different.
Case Study- Jackie Inol her real narnel Is a 36-year-old woman who had not previously been in a relationship and
had lived with her abusive mother for most of her life. She eventually tnoved out of her mother's home and now
lives independenlly with her therapy dog, who is also her best friend. Jackie shared that she had not felt listened to
or believed when she reported her mother to the police on more than one occasioFI. Her rnolher had often told her
that she was useless, unwanted, would never amount Io anyihing, should never have been born, and thai she had
only kept her because of Jackie's father. Jackie's father died when She was seven years old, and from that point
she lived with constant abuse from her mother. She had allempled suicide. sell-harmed. and fell rejected by her
wider family afler leaving home. Jacki8 was referred to Living Keys by a local university counsellor, who asked
whether we Could help her. Th15 wa5 unusual for us. as our work usu8lly focu58s on domestic abuse within Intimate
lationships, but We 8greed to support her and invited her lo join th8 Freedom Prograrnme. She was very nervous
at firsl. bul soon settled in with the other women. engaged well, and began Its recognise the abuse she had
experienced from her molher. We also discovered that Jackie loved art5 and crafts and enjoyed expressing herself
through poetry.
During one Freedom Prograrnme session, which focused on "The Headworkert. Jackie became very distressed
and left Ihe rtsom for the loilels. Charis was facilitating the session, so Linda was able to go and speak with her.
Linda found Jackie in tears, sawng, .1 can hear my mum's voice in my head telling me l am useless. l arn nothing,
verybody hates tne." Linda stayed with Ja¢kie. talked things through with her. and asked whether she needed five
rninutes before gently encouraging her to retum tts the Class. Linda made Ja¢kie a Cup of tea, sat with her, an¢J
remained alongside her for the rest of the session.
After the session ended. Jackie stayed behind and apologised ￿peatedlY for breaking down. Linda reassured her
thal it was okay, that she did not need lo worry, and that her reaction wa5 understsndable. Jackie then took out a
lolder and asked whether we would like to see her poems and arvwork. Although she was cleady a talented artist,
much ol her ariwork was very dark and reflected the pain She was carrying. We en¢oura9ed her to try creating a
positive pi¢lure. helping her to begin seeing herself in a more positive light. Jackie accepted the challenge and
returned the following week with two diawings.
One picture showed Jackie standing over her abu5ers, feeling powerful.
In the other Dlcture. Jackie exDlained that her chains had been broken.

LIVINGS KEYS CIO
TRUSTEE'S REPORT
YEAR ENDED 31 MARCH 2026
From that day on. Jackie said 50rnelhing changed inside her. Instead of feeling defeated a11 the lime. she began to
feel heard and acceptÈd She said that the friendships she made through the Freedotn PrograThmÈ, and being
given space to speak and be listened to. had changed her life.
Jackie later received her certificate and said it was the first certificate she had ever received. She was also given a
bracelet, along with the other women on the Course. Jackie said it was the first gift she had received since her
lather passed away. The bracelet carried the words You are enough. on one side and 'You aTe loved" ori the
other.
Jackie will now be volunteering with Living Keys through our arts and crafts workshop and poetry workshop.
This is only one story of acceptance.. there are many more We are grateful to Jackie for allowing us to share her
story as a case study. Ja¢kie Continues with her university studies. and her ¢oJn5ellor has reported that shè Is a
¢hanqed person who is now lookino for the Dosltive rather than the neqalive
Governznce and Trust885
Living Keys CIO is governed by its Trustees. who are responsible for ensuring that the Charity remains focused on
its charilable purposes, uses Ils resources responsibly, and operates in a way that supports its airn5 and values.
The Trustees continue to review the charity s activities and priorities as the needs of the comtnunity develop.
The Trustees recognise the importance of safeguarding. confidentiality and appropriate boundaries when
supporting women and families affected by dorneslic abuse These principles remain central to the way Living Keys
carries out ils work.
This year, we welcomeij Iwo additional Trustee volunteers. Beverley Jones and Melanie Seal.
Govèrnancè and Trustoes
The Trustees would like to thank everyone who has supported L1ving Keys during the year. The commilmenl,
encouragement and practical help given to the charity enable Living Keys lo Continue Its work and reach women
who may otherwise feel alone in their Circurn5tan￿s.
Plans for the future
Looking ahead, Living Keys aims lo continue delwering support and education for women affected by domestic
abuse while building further partnerships with agencies and community organisations. The charity will also continue
to seek opportunities lo raise awareness, share learning and strengthen pathways of support.
The Trustees are mindful of the need to develop sustsinably, ensuring that any growlh in services rernains
manageable and consistent with the charity s resources, values and commitment lo sale pracliTr.
Trustees. Closln9 Statement
The Trustees are graleful for the progress made during the year and for Ihe relationships that continue lo support
the work of Living Keys. The charity remains committed to standing alongside WQTnen and children affected by
domestic abuse. ollering education. encouragement and hope for the future.
Approved by the Truste
s and signed on their behalf by..
Sharon Crosby
Chair Trustee Date.
, J412L¢

LIVINGS KEYS CIO
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF LIVING KEYS CIO
I report lo the Trustees on my examinaij'on ol the financial statements ol The Hastings Music Endowment (the
Charity) for the year ended 31 March 2026.
Responsibilities and basis of report
As the Trustees of thé Charity you a￿ responsible for the preparation of the linancial statements in accordance with
Ihe requirements ol th8 Charities Act 2011 (the 2011 Acll.
I rèport in respect of my examination of the Charity's financial statements carried out undèr sèction 145 of the 2011
Act. In Carrwng out my examination I have followed all Ihe applicable Directions given by the Charity Commission
under section 14515llbl of the 2011 Act.
Independènt èxaminerfs statement
Your allenlion is drawn to the fact that the charity has prepared financial slatemenls in accordance with Accounting
and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable
in the UK and Republic of Ireland IFRS 1021 in preference lo the Accounting and Reporting by Charities.. Slalement ()f
Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations bvt has now been
withdrawn.
l understand that this has been done in order for finan¢i81 statements to provide a true and fair view in accordance
with Generally Accepted Accoynting Practice effective for reporting periods beginning on or after 1 January 2015.
I have completed my examination. I confirm that no m8tters have come to my attention in connection with the
examination giving me cause lo believe that in any materi81 respect..
1. Accounting records were not kept in respect of the charity as required by section 130 of the A¢l,' or
2. the accounts do not accord with those rewrds., or
3. the accounts do not Comply with the applicable requirements concerning the form and ¢ontent of the
accounts as set out in the Charitiès (Accounts and Reports) Regulatitsns 2008 other than any
requirement that the accounts give 8 'lrue and lair view, which is not a matter considered as part ol
an independent examination.
I have no ¢on¢erns and have come across no other matters in conne¢tion with the examination lo which attention
should be drawn in this report in order lo enable a pioper understanding of the financial statements to be reached.
K Hilliard ACA FCCA CTA
Chartered Accountant
For and on behalf ol Price Bailey LLP
36 Tyndall Court
Commerce Road
Lyn¢hwood
Pelerborough
PE2 6LR
Date".
131&12b

LIVINGS KEYS CIO
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 2026
Unrestricted
funds
2026
Restricted
funds
2026
Total
2026
Total
2025
Notes
Income from..
Donations and grants
Charitable activities
Other trading aclivilie5
Investments
18.110
10,995
6.338
17,357
35,467
10,995
6,338
13
28.806
10,975
1,854
13
Totsl incom•
35,456
17,357
52,813
41,648
Expenditu￿ on..
Raising funds
Chaiitable aGlivilies
1.582
12.932
798
15,486
2,380
28,418
1,505
30,168
Total expendlturè
14,514
16,284
30,798
31,673
Net incomellexponditurel for tho y•ar
20.942
1,073
22,015
9,975
Fund balances as at 1 April
8.451
9,660
18,111
8,136
Fund balaneès as at 31 March
29,393
10,733
40,126
18,111
The slalement ol finan¢ial activities includes all gains and losses recognised in the year.
All income ancs expenditure derive from continuing a¢livilies.

LIVINGS KEYS CIO
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 2026
2026
2025
Note5
Fixed Assets
Tangible assets
12
53S
728
Current Assets
Debtors
Cash at bank and in hand
13
4.284
44,608
48,892
5,308
26,690
31,998
Creditors.. amounts falling due
within one year
14
19,3011
114.6151
Net current assets
39,591
17.383
Total assets lèss current Ilabllities
40,126
18,111
Income funds
Restricted funds
Unrestricted funds
17
10,733
29,393
9,660
8,451
40,126
18,111
The financial ststemenls were approved by the Trustees
S Crosby
Trustee
Dale..
ILl412ts

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026
ACCOUNTING POLICIES
Charity information
Living Keys CIO is a Charitable Incorporated Organisation registered on 22 Jkjne 2021 with the Charity
Commission under charity number 1194890. The charit5ls principal office address is The George Aicock
Centre, Whittlesey Road, Peterborough, Cambs PE2 8QS.
1.1 Accounting convention
The financial stslements have been prepared in accoidance with the charity's governing document, the
Charities Act 2011 and the Charities SORP "Ac¢ounting and Reporting by Charities.. Slalemenl of
Recommended Practice applicable lo charities preparing their accounls in accordance with the Financial
Reporting Standard applicable in the UK and Republic ol Ireland IFRS 1021" leffective 1 January 20191.
The charily is a Public Benefit Entity as defined by FRS 102.
The charity has taken advantage of the provisions in the SORP for Charities not to prepare a Slalemenl
of Cash Flows.
The financial statements have departed from the Charilies IAc¢ounls and Reports) Regulations 2008
only lo the exlenl required lo provide a true and fair view. This departure has involved following the
Slalemenl ol Recomrnended Practice for ch2rities applying FRS 102 rather than the version of the
Slalemenl of Recommended Practice which is referred to in the Regulations bul which has since been
withdrawn.
The financial slalemenls are prepared in sterling, which is the functional currency of the charity.
Monetary amounts in these financial slalemenls are rounded to the nearest £.
The financial slalemenls have been prepared under the historical cost convention. The principal
accounting policies adopted arè set out below.
1.2 Going concern
Al the lime of approving the financial statements, the Iruslees have a reasonable expeGtalion that the
charity has adequate resources lo continue in operational existence for the foreseeable future. Thus the
trustees ¢ontinue lo adopt the going concern basis of accounting in preparing the financial statements.
1.3 Charitable funds
Unrestricted funds are available lor use al the discretion of the trustees in fvrtheranGe of their charitable
objectives.
Restricted funds are subject to specific conditions by donors as lo how they may be used. The purposes
and uses of the reslricteLI lunds are set out in the notes to the financial statements.
1.4 Income
Income is re¢ognistrd when the charity is legally entitled lo il after any performance ¢ondilions have been
mel, the amounts can be measured reliably, and it is probable that income will be received.
Cash donations are recognised on receipt. Other donations are recognised once thè charity has been
nolilied ol the donation, unless performance ¢onditions require deferral of the amount. Income lax
recoverable in relation lo donations received under Gift Aid or deeds of covenanl is recognised al the
lime ol the donation.

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
1.4 Income (continued)
No amounts are inclLJded in the financial slalemenls for services donated by volunteers.
Grant income is recognised according lo the terms of each individual agreement.
1.5 Expendllure
Expenditure is re¢ognised once there is a legal or constructive obligation to transfer economic benefit lo
a third party, il is probable that a transfer of economic benefits will be required in selllement, and the
amount of the obligalion can be measured reliably.
Expenditure is Classified by activity. The costs of each a¢tivity are made up of the lolal of direct costs
and shared costs, including support costs involved in undertaking each activity. Direct costs allribulable
lo a single aclivily are allocated directly to that activity. Shared costs which contribute lo more than one
activity and support costs which are not allributable to a single activity are apportioned between those
activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis
of time spent, and depreciation ¢hargès are allocated on the portion of the asset's use.
Expenditure is accounted lor on an accruals basis.
1.6 Tanglblè fixed assets
Tangible fixed assets are initially measured al cosl and subsequently measured al cost or valuation, nel
of depreciation and any impairment losses.
Depreciation is recognised so as lo write off the cost or valuation of assets less their residual values
over Iheir useful lives on the following bases..
Computers
25 /0 reducing balance
The gain or loss arising on the disposal of an asset is determined as the difference between the sale
proceeds and the Garrying value of the asset, and is recognised in the statement ol financial aclivilies.
1.7 Impairment of fixed assets
Al each reporting end dale, the charity reviews the carrying amounts of ils tangible assets lo determir)e
whether there is any indication that those assets have suffered an impairment loss. If any such indication
exisls, the recoverable amount of Ihe asset is estimated in order lo determine the extent of the
impairment loss lif any).
1.8 Cash and cash equivalents
Cash and cash equivalents include cash in hand, deF)osils held al call wilh banks, other short-lerm liquid
investments with original maturities of three months or less, and bank overdiafts. Bank overdrafts are
shown within borrowings in Current liabilities.

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
DONATIONS AND GRANTS
Unre$trict&d
funds
2026
Rè$tri¢tèd
funds
2026
Total
2026
Total
2025
Donations and gifts
Grants
6,610
11,500
6,610
28,857
2,999
25,807
17,357
18,110
17,357
35,467
28.806
Grants receivable for core activities
National Lottery Community Fund
Cambridgeshire Community Fund
Hedley Foundation
PeterboroLJgh City Council
Allen Lane Foundation
Cole Charitable Trust
OPC Po1i¢e
2,860
10,000
2,860
10.000
11.440
9,167
2,200
3,000
117
117
10,000
10,000
1.000
3,380
1,000
3,380
10,000
17.357
27.357
25.807
3. INCOME FROM CHARITABLE ACTIVITIES
2026
2025
Courses and book sales
10.995
10,975
4. OTHER TIiADING ACTIVITIES
2026
2025
Fundraising events
6.338
1.854
INVESTMENT INCOME
2026
2025
Interest receivable
13
EXPENDITURE ON RAISING FUNDS
2026
2025
Staging fundraising events
2,380
1.505

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
7. CHARITABLE ACTIVITIES
2026
2025
Stsff costs
Depreciation and impairment
Course materials
11.470
193
11,731
210
1,839
2.076
660
1,864
1,999
1,304
Tr8velling expenses
Staff trainin9
16.238
17,108
Share ol support costs (see note 81
Share ol governance costs Isee note 81
9,880
2,300
10.543
2,517
28,416
30,168
Anatysis by fund
Unrestricted fund
12,932
15,486
9,781
20,387
Restricted fund
28,418
30.168
SUPPORT AND GOVERNANCE COSTS
2026
2025
Support ¢osts
Printing, postage and stationary
Compuer running c051s
Rent
Insurance
798
1,164
6,160
449
1,184
1,239
5.962
449
Bank chargès
Sundry expenses
1.304
1,704
9.880
10,543
Governance costs
Independent examiner fees
Legal and professional
2,197
103
1.986
531
2,300
2,517
9. TRUSTEES
None of the trustees lor any persons connected with them) received any remuneration or benefits from
the charity during the year.

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
10. EMPLOYEES
During the year, the averagè monthly number ol employees wa$ 1 12025. 11.
2026
2025
Employments costs
Wages and salaries
Other pension costs
11,365
105
11,610
121
11.470
11,731
All staff Costs in the year relate to the remurleration ol key rnanagemenl personntrl.
There were no employees whose annu81 remuneration was more than £60,000.
11. TAXATION
The ¢harrty is exempt from lax on income and gains falling within section 505 ol the Taxes A¢t 1988 or
section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied lo ils
charitable obiecl5.
12. TANGIBLE FIXED ASSETS
Computer5
Cost
At 1 April 2025
Additions
1.601
At 31 March 2026
1.601
Depre¢iation
At 1 April 2025
Depreciation charged
873
193
At 31 March 2026
1,066
Net book value
At 31 March 2026
535
At 31 March 2025
728

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
13. DEBTORS
2026
202S
Trade debtors
Other deblors
1,672
2,456
240
2,612
Prepayments and ac¢w8d Tn¢ome
2,612
4,284
5,308
14. CREDITORS
2026
2025
Deferred income (see note 151
Accruals
8,033
1,188
81
13,693
922
PAYE payable
9,302
14,615
15. DEFERRED INCOME
2026
2025
At 1 April
13,693
Income released during the year
Income deferred during the year
112,8601
7,200
13,693
At 31 March
8,033
13,693
Deferred incorne is complised of the following..
Funder
Cambridgeshire Community Foundation
Cambridgeshire Community Foundation- DART Courses
PeterboroLsgh City Council
833
4,500
2.7
16. RETRIEMENT BENEFIT SCHEMES
The charity operates a defined contribution pension scheme lor all qualifying employees. The assets of
the scheme are held separately from those of the charity in an independently administered fund.
The char9e to profit or loss in respect of defined ¢ontribtJtion schemes was £10512025.. £1211.

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
17. RESTRICTED FUNDS- CURRENT YEAR
The income funds ol the charity include reslricled funds comprising the following unexp8nded balances
of donations and grants held on trust for spe¢ilic purposes..
Balan¢e at
1 April 2025
In¢oming
rè$ourcè$
Resources
èxpèndèd 31 March 2026
Balance at
Arnold Clark
PCC - Evelyn Trust
Tackling Financial Hardship
Cambridgeshire Community Fund
Hedley Trust
PCC CounciloT
National Lottèry Community Fund
Family Support Group
OPC Police
303
367
1241
279
367
349
529
11801
18,7701
19881
16401
13,8121
13801
11,4901
1,787
1,715
1,009
3,950
10,000
3,017
727
486
117
2,860
1,000
3,380
2,998
620
1,890
9,660
17,357
116.2841
10.733
RESTRICTED FUNDS- PRIOR YEAR
Balance at
Incoming
re50UTces
Resources
8alan¢g at
expended 11 Mar¢h 2025
1 April 2024
Howard Trust
2,250
423
607
12,2501
11201
12401
14311
17,3801
14851
11,9911
17.4901
Arnold Clark
PCC - Evelyn Trust
Tackling Financial Haidship
Cambridgeshire CommLJnity Fund
Hedley Trust
PGC Gouncilor
National Lottery Community Fund
303
367
529
960
9,167
2.200
3.000
11,440
1,787
1,715
1,009
3,950
4,240
25.807
120,3871
9.660
The Howard Trust donation was received lo fund the rent for the chaiily offices.
Arnold Clarke grant wa5 received lo furid a support group Galled Cherished. Tts provide materials,
refreshments and gifts lo allendees.
Peterborough City Council grant was received through the Evelyn Trust to fund workshops and
counselling sessions.
16

LIVINGS KEYS CIO
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2026
17. RESTRICTED FUNDSICONTINUEDI
New Philanthropy Capital grant W8$ re¢eived through the Tackling Financial Hardship fund lo provide
counselling servic85, ¢ourse5, to run a drop in service, to fund lent for the charity offices and to provide
supermarket vouchers for those in extreme need when fleeing their home to a reluoe.
Cambridge Community Fund grant was received to assist with costs for providing 8 drop in sesvice. skills
ouises and wellbeing workshops to 300 wotnen who are survivors of domestic abuse.
Hedley Trust gr8nt was r8celvèd for matèrials for the courses, e.g. Books rèquirèd for freedom
programme, journals required lor the Hope2Recoverty and for Domestic Abuse Recovery loolkil. Also for
printing of the handouts that we give lo Ihose on course. Also Zoom annual payrngnt so that zoom
couises can continue for those living in iural areas.
PCC Councillor grant was receivèd lo assist with costs for running thè Frè8dom Program and thè
Domestic Abuse Recovery Toolkit courses.
N8tion81 Lottery Community Fund grant was received to be able to go oul Into ryjral areas, bringin9
awaieness of domestic abuse, using pop up stalls in community centres Ibookedl giving out
questionn8ires, signing up for zoom courses to those who are struggling to get over their relationship
even though abusive. Also for relreshmenls and Items needed lor the courses etc. eg. Books required.
Postage and packing. advertising purposes. events elc.
18. ANALYSIS OF NET ASSETS BETWEEN FUNDS. CURRENT YEAR
Unrestricted
Restricted
funds
2026
funds
2026
Total
2026
Fund balances 8t 31 March are represented by..
Tangible assets
Current 855etsllliabilitiesl
535
535
28,858
10,733
39,591
29,393
10,733
40,126
ANALYSIS OF NET ASSETS BETWEEN FUNDS. PRIOR YEAR
Unrestr5cled
funds
2025
Restrfcted
funds
Total
2025
2025
Fund balances al 31 March are rep￿sented by".
Tangible assets
Current ass8tsllliabililièsl
728
7,723
728
17,383
9,660
8.451
9.660
18.111
19. RELATED PARTY TRANSACTIONS
There were no di5¢105able related party tran58ction$ during the yèar.