DEACONS ANNUAL REPORT 2022 ## **New Life** This time last year we were just beginning to emerge from the final covid -19 lockdown. We had started to meet in person for Sunday services from April and church activities gradually became possible during the summer as restrictions loosened. Keeping everyone safe from covid meant that some things had to be done differently but we all rejoiced at being able to gather for worship, share Communion and see each other face to face. The last activity to re-open was CAMEO in August. This and our other weekly activities (“Wednesday coffee morning”, “Make it on Monday” and “Parents & Toddlers”) continue to be places where friendships are made, nurtured and support given whatever the need. They have grown in number over the year and offer a warm welcome to all. Also, working together with Alive we have been able to establish a monthly “Messy Church” reaching out to families in the community. Throughout the year ‘the ladies of ‘Scribes’ (a creative writing group) continued to meet monthly on Zoom and in the autumn three new “small groups” were set up to encourage fellowship, bible study and prayer with a fourth beginning in April. Those attending the groups are getting to know each other better and growing stronger in their faith, recognising that this will enable the church to be more effective when we reach out to those around us each day. Covid lockdown emphasised the importance of our everyday pastoral care for each other and this has of course has continued via phone calls, emails, letters and in practical support. Also, during the pandemic, we had found new ways to keep connected using Zoom, email and Facebook. This year we have developed these along with the streaming of our Sunday services to enable those not able to get to worship an opportunity to connect. It has been a joy to welcome new friends at worship throughout the year and to celebrate with Ses at his baptism on Sunday December 5[th] and rejoice with Laura (nee Rawles) & Jack Tottle at their wedding in the Summer. In March we welcomed Sandy, Sally, Marion and Keith into membership. We have been able to re-connect with our Methodist friends for two services, one at Christmas and the other in March and look forward to returning to our normal pattern of sharing worship in the year ahead. Also, this year Tim was given the opportunity to become an Associate Chaplain at Hinkley Point. In March he completed the induction training and was commissioned in his new role by Ewen Huffman the Hinkley Point Lead Chaplain on Sunday May 8[th ] . Also, we continue to support Alan & Megan Barker and Angus & Helen Douglas, our BMS missionaries in Nepal with our prayers and were able to respond to the BMS Nepal Covid appeal and the Christmas Uganda appeal funding BMS workers supporting vulnerable children. As our church life began to blossom again so did that of Alive Christian Ministries, and MSBN (Portuguese speaking church) and the community groups meeting on our premises. We welcomed back old friends, Blossom in Somerset, Rock Choir, U3A groups and the Senior Citizens Forum and some new one including Flab to Fab and Mind in Somerset. It has been good to have the building busy again every day of the week. Good to be able to share the resources we have with others including our baptistry was used by MSBN and Bridgwater Community Church to baptise members. DEACONS ANNUAL REPORT 2022 During the year we have begun to share the premises in person with Alive friends and partner with them for weekly activities. They have settled into their new home. Meeting for worship and Kidz church on Sundays after our service, running Youth work 3 evenings a week, prayer and bible study groups and joining us for coffee morning each Wednesday where they run Credit Union. As covid restrictions eased we started to join together for coffee on Sunday mornings and were able to hold joint services in July and at Harvest followed by a “bring & share” lunch. Although our partnering with Alive has brought many positives, the changes have also been unsettling for some members. We pray for God’s guidance as we make adjustments and seek how to develop our relationship with Alive and MSBN church for the benefit of all three congregations and to serve Him in our local community. This time last year we had raised 47% of the funding needed for our Energise programme We prayed that God would continue to guide and bless the project and enable us to secure the rest of the funding by the end of 2021. This year the Action Team secured more grant funding, organised fund-raising events including a sponsored abseil, sponsored walk, Autumn Fayre and Sound Celebration Concert in November and now we have raised 100% of the original costs and work can being. We humbly thank God for his blessings as we rejoice at this achievement and continue on the journey. The cost of the project has increased by £60,000 so fund raising events will continue and DIY working parties are being set up to undertake practical preparatory work that we can do ourselves to help reduce the costs. A tender has been accepted and builder engaged to begin work in the cellar in the next few months. The next year will see many changes and be challenging for everyone using the building but worth it as we begin to see the derelict areas in the premises being brought back to life. This year has seen us become a Charitable Incorporated Organisation. Now we have to transfer our assets and learn how to meet the administrative requirements of the Charity Commission. Other administrative housework in the last year included the introduction of a robust safe guarding “code of Behaviour” for all those working with Parents & Toddlers and updating our Health & Safety Policy. We are blessed to have the use of our very large building and the joy of being able to share with others but it is old and comes with new challenges every day. Over the last year, in addition to the general maintenance, we have been able to complete major renovation work to the rain water drains around the main building aided by grant funding from the Nation Church Trust and the Listed Places of Worship schemes, fit blue lighting to the front of the church to aid security, repair areas of wooden block flooring, replace the dangerous manhole cover in the carpark and repair a bedroom ceiling in the cottage. In April we held an Easter Fayre to kick start our fund raising for the next urgently needed repairs, the re-lining the roof gullies which run along both sides of the main church. Unfortunately, we have not been able to install the stainless-steel kitchen units and equipment gifted by Alive but hope to do so when funds allow. So much change in the last year, so much achieved, so much still to do! Joyous and exciting times ahead but also challenging and scary too. Throughout the years BBC has always been changing in one way or another to allow God’s work to continue. None of us like change if we are truly honest but as the old hymn DEACONS ANNUAL REPORT 2022 tells us “God is working His purpose out as year succeeds to year”. May He give us the grace to listen and wisdom to follow where He is calling us in the year ahead. **Bridgwater Baptist Church FY 2021 - 2022** |**BBC Current Account**|**AGM Agreed**
**2021 Budget**|**Apr 2021**|**May 2021**|**June 2021**|**July 2021**|**August 2021**|**September**
**2021**|**October 2021**|**November**
**2021**|**December**
**2021**|**January 2022**|**February 2022**|**March 2022**|**Totals**|**Notes**| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |**RECEIPTS**|||£1,530.00
£498.00
£172.00
£525.00
£1,870.00|£1,230.00
£1,460.85
£164.10
£100.00
£625.00
£525.00
£2,572.00|£1,220.00
£481.20
£133.56
£525.00
£1,607.00|£1,230.00
£669.10
£146.37
£525.00
£2,591.50|£1,130.00
£1,180.00
£757.00
£485.40
£124.60
£115.00
£200.00
£67.00
£525.00
£525.00
£2,354.00
£1,821.00||£1,530.00
£711.00
£127.10
£372.00
£1,000.00
£525.00
£1,707.00|£1,230.00
£246.50
£72.70
£250.00
£200.00
£525.00
£2,743.00|£1,377.00
£637.10
£92.00
£310.00
£525.00
£1,866.00|£1,230.00
£1,450.00
£618.50
£392.00
£2,370.00
£12,788.75
£78.00
£65.50
£3,899.00
£525.00
£525.00
£2,042.50
£1,698.00||£15,517.00
£8,021.65
£4,564.00
£12,788.75
£1,118.93
£0.00
£0.00
£483.65
£949.00
£3,899.00
£272.00
£885.00
£200.00
£1,000.00
£6,300.00
£25,470.00|Net £7222.75 after xfer to Energise
_Sep= Toddler gp from asda, 0ct = 67 food_
_bank, Nov = 300 old vicarage, Jan = 310 Min_
_Conf cancelled_
_Feb=drains grants, £1114+£2785_
_Dec = BMS Xmas appeal_| |**Giving**
**Offerings**
_DD_
_Collection Plate_
_Gift Day (21/22)_
**Gift Aid:-**
**Coffee Morning**
**Other:-**
_Weddings/Funerals_
_Donations_
_Furlough_
_Other:-_
_Building Projects_
_Nepal_
**Allocated**
_Building Projects/Energise_
_BMS Xmas appeal_
**Direct giving to BMS:-**
_Christmas fayre_
**Rents**
_Cottage_
_Halls_|||||||||||||||| |**GRAND TOTAL**|**61153**|**£8,055.65**|**£4,595.00**|**£6,676.95**|**£3,966.76**|**£5,161.97**|**£5,090.60**|**£4,193.40**|**£5,972.10**|**£5,267.20**|**£4,807.10**|**£21,181.75**|£6,500.50|**£81,468.98**|| ||||||||||||||||| ||||||||||||||||| |**PAYMENTS**
**Ministry**
_Preaching Fees_
_Conf & Study_
_Salary_
**MINISTRY TOTAL**
**Mission**
Home Mission
B.M.S World Mission
general / arising
**MISSION TOTAL**
**Premises**
Manse:-
_Insurance_
_Water_
_Council Tax_
_Maintenance_|**AGM Agreed**
**2021/22**
**Budget**|**Apr 2021**|**May 2021**|**June 2021**|**July 2021**|**August 2021**|**September**
**2021**|**October 2021**|**November**
**2021**|**December**
**2021**|**January 2022**|**February 2022**|**March 2022**|**Totals**|**Notes**| ||**34035**
250
250
**500**
322
430
1630
700|£50.00
£2,991.85
£172.65|£2,991.85
£173.00|£2,991.85
£173.00|£2,991.85
£250.00
£250.00
£272.00
£173.00
£95.00|£2,991.85
£335.22
£224.51
£173.00|£2,991.85
£173.00|£650.00
£2,991.85
£2,991.85
£367.00
£173.00
£173.00
£420.00||£2,991.85
£500.00
£173.00|£2,158.74
£200.00
£167.62
£173.00|£380.00
£3,863.26|£3,011.00|£50.00
£1,030.00
£35,959.65
**£37,039.65**
£250.00
£950.00
£639.00
**£1,839.00**
£335.22
£392.13
£1,729.65
£515.00|Apr= K Wilson funeral
**Nov = 310 rob training course. Feb £380**
**Tim conf**
Dec = From xmas fayre, Jan = Uganda Child
Prot appeal
Jul = BMS Nepal, Nov = 200 p&t from asda,
£100 messy church float. 67 foodbank
A Hand / Boiler maint Jul 95, Oct = Comley
420| **Bridgwater Baptist Church FY 2021 - 2022** |Cottage:-
_Insurance_
_Maintenance_
Church:-
_Insurance_
_Water_
_Gas_
_Electric_
_Maintenance_
_Elec Door maint_
_Broadband_
_Fire Prevention_
**PREMISES TOTAL**
**Caretaker & Cleaning**
_Caretaker's wages_
_Cleaner_
_Cleaning materials_
**C&C TOTAL**
**Administration & fees**
_Bankline charges_
_Organ & Piano_
_Music licences_
_Printing & Stationery_
_weba payroll charges_
_FY 19/20 account auditing_
_BU subs_
_Other / incidentals_
**ADMIN TOTAL**
**OTHER**
_Frontage Loan Repayment_
_xfer to energise acct_
_Church Drains_
_Church roof gutter_
_Kitchen_|215
250
2402
81
3500
3500
1000
500
1500
407
**16437**
4625
2775
725
**8125**
15
263
249
50
362
250
240
283
**1712**
2000
3500
?
?
**5500**|£59.40
£57.93
£113.95
£655.27
£377.85
£226.71
£0.80
£31.25|£82.42
£882.22
£165.22
£125.27
£377.85
£226.71
£1.20
£459.58
£31.25
£10.00|£250.00
£229.71
£125.93
£377.85
£226.71
£36.72
£0.40
£31.25|£223.88
£127.81
£174.60
£377.85
£226.71
£153.87
£1.20
£31.25
£35.00
£2,000.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£65.16
£50.00
£200.00
£2,434.28
£158.64
£143.39
£635.09
£206.96
£164.48
£164.76
£228.39
£296.10
£386.95
£237.09
£357.56
£357.96
£2,734.10
£203.13
£825.00
£6,752.94
£13.98
£500.40
£126.88
£127.55
£126.18
£126.35
£126.23
£128.63
£125.15
£126.83
£377.85
£377.85
£377.85
£377.85
£377.85
£386.07
£386.07
£386.07
£226.71
£226.71
£226.71
£226.71
£226.71
£231.66
£231.66
£231.66
£104.62
£490.33
£99.65
£2.80
£0.40
£2.00
£0.80
£5.20
£1.20
£2.00
£1.20
£61.40
£31.25
£31.25
£31.25
£31.25
£31.25
£32.10
£32.10
£32.10
£270.75
£269.50
£59.19
£160.00
£500.00
£5,566.00|£223.45
£624.56
£2,434.28
£82.42
£1,877.27
£2,661.10
£11,001.06
£500.40
£2,048.08
£174.60
**£24,599.22**
£4,558.86
£2,735.37
£885.19
**8179**
£19.20
£0.00
£459.58
£61.40
£377.55
£0.00
£540.25
£264.19
**£1,722.17**
£2,000.00
£6,066.00
£0.00
£0.00
£0.00
£0.00|Apr=KDR, Jun = Heat Care ,**Feb £200 D**
**Roberts**
_Oct = Comley 1958, kdr 776.10 external lights,_
_nov aquablast 114, forrest 89.13, Jan = Drains_
May = £10 in collection to energise, Jul=35
ICO, Nov , Jan=Safeguarding training course| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |**GRAND TOTAL**
**66309**||**£4,737.66**|**£5,526.57**|**£4,443.42**|**£7,384.02**|**£7,513.40**|**£5,120.83**|**£7,247.70**|**£6,840.39**|**£5,664.59**|**£11,414.00**|**£11,122.98**|**£4,429.90**|**81445**|| ||||||||||||||||| |**Total Monthly Income- Outgoings**||£3,317.99|-£931.57|£2,233.53|-£3,417.26|-£2,351.43|-£30.23|-£3,054.30|-£868.29|-£397.39|-£6,606.90|£10,058.77|£2,070.60||| ||||||||||||||||| |**Balance Brought Forward**||**£21,669.98**|**£24,987.97**|**£24,056.40**|**£26,289.93**|**£22,872.67**|**£20,521.24**|**£20,491.01**|£17,436.71|£16,568.42|£16,171.03|£9,564.13|**£19,622.90**||| |**Closing Balance**||**£24,987.97**|**£24,056.40**|**£26,289.93**|**£22,872.67**|**£20,521.24**|**£20,491.01**|**£17,436.71**|**£16,568.42**|**£16,171.03**|**£9,564.13**|**£19,622.90**|**£21,693.50**||| ||||||||||||||||| |**BU Corporation**|||||||||||||||| |**Opening Balance**||£2,411.70|£2,411.70|£2,411.70|**£2,411.70**|£2,411.70|£2,411.70|£2,411.70|£2,411.70|£2,413.51|£2,416.11|£2,417.95|£2,417.95|£2,417.95|| |**Income**||£0.00|£0.00|£1.81|£0.00|£0.00|£0.00|£0.00|£1.81|£2.60|£1.84|£0.00|£0.00|£0.00|| |**Expenditure**||£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|| |**Closing Balance**||**£2,411.70**|**£2,411.70**|**£2,413.51**|**£2,411.70**|**£2,411.70**|**£2,411.70**|**£2,411.70**|**£2,413.51**|**£2,416.11**|**£2,417.95**|**£2,417.95**|**£2,417.95**|**£2,417.95**|| ||||||||||||||||| |**Reserve Account**|||||||||||||||| |**Opening Balance**||£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27|£1.27||| |**Income (Interest)**||£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00
£0.00|| |**Expenditure**||£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00|£0.00||| |**Closing Balance**||**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**|**£1.27**||| ||||||||||||||||| |**Energise Account**|||||||||||||||| |**Opening Balance**||£20,685.35|£31,855.35|£32,035.35|£31,687.55|£33,493.55|£53,988.05|£55,022.85|£54,139.85|£56,846.04|£56,786.54|£47,222.94|£53,088.94||| |**Income**||£11,170.00|£180.00|£444.20|£1,806.00|£20,494.50|£2,114.20|£375.00|£2,981.19|£330.00|£436.40|£5,866.00|£300.00||| |**Expenditure**||£0.00|£0.00|£792.00|||£1,079.40|£1,258.00|£275.00|£389.50|£10,000.00|£0.00|||| |**Closing Balance**||**£31,855.35**|**£32,035.35**|**£31,687.55**|**£33,493.55**|**£53,988.05**|**£55,022.85**|**£54,139.85**|**£56,846.04**|**£56,786.54**|**£47,222.94**|**£53,088.94**|**£53,388.94**|**£0.00**|| |**Total All Accounts**||**£59,256.29**|**£58,504.72**
**£60,392.26**
**£58,779.19**|||**£76,922.26**
**£77,926.83**
**£73,989.53**
**£75,829.24**
**£75,374.95**
**£59,206.29**
**£75,131.06**
**£77,501.66**|||||||||| **Bridgwater Baptist Church FY 2021 - 2022** ## **2. Balance Sheet** |**Current Assets**
PettyCash
NatWest Current Account
Natwest Reserve Account
Baptist Union Funds
Energise
**TOTAL**
**Long Term Liabilities**
**Total Assets less liabilities(Excluding Energize)**
**Total Assets less liabilities(Including Energize)**
**Capital and Reserves**
Reserves(moneycarried forward frompreviousyear)
Church PolicyReserve
Deficit/Credit foryear
**TOTAL Capital and Reserves**
**Fixed Asset Insurance Values**
Church
Cottage
Manse|**2020 - 21**
**£**
-28.42
21,669.98
1.27
2,411.70
20,685.35
**44,739.88**
10,000.00
**14,054.53**
**34,739.88**
-18,178.22
30,000.00
2,232.75
**14,054.53**
1,469,231.00
104,500.00
203,775.00|**2021 - 22**
**£**
-28.42
21,693.50
1.27
2,417.95
53,388.94
**77,473.24**
8,000.00
**16,084.30**
**69,473.24**
-15,945.47
30,000.00
2,029.77
**16,084.30**
1,469,231.00
104,500.00
203,775.00|**Notes**| |---|---|---|---| |**Current Assets**|||| |PettyCash|-28.42|-28.42|| |NatWest Current Account|21,669.98|21,693.50|Note 1| |Natwest Reserve Account|1.27|1.27|| |Baptist Union Funds|2,411.70
20,685.35|2,417.95
53,388.94|| |Energise|||| |**TOTAL**|**44,739.88**|**77,473.24**|| ||||| |**Long Term Liabilities**|10,000.00|8,000.00|| |**Total Assets less liabilities(Excluding Energize)**|**14,054.53**|**16,084.30**|| |**Total Assets less liabilities(Including Energize)**|**34,739.88**|**69,473.24**|| ||||| |**Capital and Reserves**|||| |Reserves(moneycarried forward frompreviousyear)|-18,178.22|-15,945.47|Note 2| |Church PolicyReserve|30,000.00|30,000.00|| |Deficit/Credit foryear|2,232.75|2,029.77|| |**TOTAL Capital and Reserves**|**14,054.53**|**16,084.30**|| ||||| |**Fixed Asset Insurance Values**|||| |Church|1,469,231.00|1,469,231.00|Note 3| |Cottage|104,500.00|104,500.00|Note 3| |Manse|203,775.00|203,775.00|Note 3| ## **Estimated pension deficit as at EOY** ## **38,100.00 30,200.00** ## Notes 1. Sisterhood funds at closure included in current account. Fund value at 31/3/22 = £355.92 (Unchanged) 2. Total Capital and Reserve from last year, minus church policy reserve. 3. Previous years valuations applied BBC Accounts FY 2021 - 22.xlsx 11/05/2022 Page 3 of 9 **Bridgwater Baptist Church FY 2021 - 2022** ## **3. Financial Statement** |**Receipts**
Standingorders,offerings.
Gift Day
Gift Aid(General Funds)
Gifts/Income through ministers and others
Coffee Mornings
Hall Rents
Cottage Rent
Allocatedgiving- Xmas Fayre
Allocatedgiving- Energise
Allocatedgiving- Other
Grant Income for buildingworks
**TOTAL**
**Payments**
Ministerial
Manse
Caretakers Wages
Church Cleaning
Church Premises upkeep
Cottage Upkeep
B.M.S
BU Home Missions
Other Causes
Church Administration
Project - Frontage
Project - Energise
**Total**
**Net Defecit/Credit**|**2020 - 21**
**£**
**21605**
**9015**
**9022**
**500**
**132**
**12963**
**6300**
**30512**
**6084**
**96133**
**33367**
**2797**
**4534**
**2721**
**7754**
**329**
**1100**
**550**
**120**
**2094**
**55365**
**40767**|**2021 - 22**
**£**
**23539**
**4564**
**12789**
**1119**
**25470**
**6300**
**1000**
**885**
**1905**
**3899**
**81469**
**37040**
**2972**
**4559**
**3621**
**20779**
**848**
**950**
**250**
**639**
**1722**
**2000**
**6066**
**81445**
**24**|**Notes**| |---|---|---|---| ||||| ||||| ||||| ||||Note 1| ||||| ||||| ||||| ||||| ||||| ||||Note 2| ||||Note 3| ||||| ||||| ||||| ||||| ||||| ||||Note 4| ||||| ||||| ||||| ||||Note 5| ||||| ||||| ||||| ||||| ||||Note 6| ||||| ||||| ||||| ||||| |**Net Defecit/Credit**|**40767**|**24**|| ## **Notes** Note 1. Gross gift aid was £12788.75, of which £5316 was due to Energise for specific giving made by members to that project Note 2. Gifts made to energise that initially went in to the Church current account Note 3. Allocated Giving includes Furlough income and one-off earmarked donations Note 4. 50% reduction in pension deficit contributions for part of 20/21 Note 5. Includes £2.4K insurance, £4.5K gas/elec, £11K maintenance (of which £6.7K drains), £2K Broadband Note 6. Includes cleaning materials and cleaners wages. BBC Accounts FY 2021 - 22.xlsx 11/05/2022Page 4 of 9 **Bridgwater Baptist Church FY 2021 - 2022** ## **4. Details of Payments** ||**2020 - 21**
**£**|**2021 - 22**
**£**| |---|---|---| |**Ministry**||| |Ministers Salary|30,412.89|32,233.23| |Pulpit supply||50.00| |Ministers SundryExpenses||770.00| |Pension defecit contribution|2954.28|3986.42| |**Total**|**33367.17**|**37039.65**| |**2020 - 21**
**£**|**2020 - 21**
**£**|**2021 - 22**
**£**| |---|---|---| |**Mission**||| |BU Subscription|235.00|540.25| |BMS General Payments|1100.00|950.00| |HomeMission|550.00|250.00| |Other Causes|119.95|639.00| |**Total**|**2004.95**|**2379.25**| |**Manse Upkeep**||| |---|---|---| |ManseRepairs|427.50|515.00| |Water Rates|421.58|392.13| |Council Tax|1631.64|1729.65| |Manse Insurance|315.84|335.22| |**Total**|**2796.56**|**2972.00**| |**Church Administration**||| |---|---|---| |Church Musiclicences|501.98|459.58| |Printing and stationery||61.40| |AccountsAudit||0.00| |Misc(Admin)/Webapayroll|646.34|660.94| |**TOTAL**|**1148.32**|**1181.92**| |**Church Premises Upkeep**||| |---|---|---| |CaretakersWages|4534.18|4558.86| |Repairs and maintenance|984.30|11001.06| |Organ and Piano||| |Church Cleaningmaterials|710.73|885.19| |Church Cleaner|2720.54|2735.37| |Gas|1437.26|1877.27| |Electric|1437.72|2661.10| |Water|81.00|82.42| |Insurance|2354.43|2434.28| |Elec door maint||500.40| |Broadbandwifi|1459.48|2048.08| |Fire Extinguisher Service||174.00| |**Total**|**15719.64**|**28958.03**| |**Cottage Upkeep**|**Cottage Upkeep**|| |---|---|---| |CottageRepairs|210.60|624.56| |Cottage Insurance|118.20|223.45| |**Total**|**328.80**|**848.01**| |||| |**Other**||| |XfertoEnergise||6066.00| |Frontage loan repayment||2000.00| |||| |**Total**|**55365.44**|**81444.86**| BBC Accounts FY 2021 - 22.xlsx 11/05/2022 Page 5 of 9 **Bridgwater Baptist Church FY 2021 - 2022** ## **5. Opening acct balances** |**2020 - 21**
**2021 - 22**
**£**
**£**|**2020 - 21**
**2021 - 22**
**£**
**£**|**2020 - 21**
**2021 - 22**
**£**
**£**| |---|---|---| |**ASSETS - OPENING BALANCES**||| |**Cash and Bank Accounts**||| |BU Corporation|2406.20|2411.70| |BBC General Current Account|16646.09|21669.98| |Petty Cash|-28.42|-28.42| |Reserve Account|2797.91|1.27| |BBC Energise Account||20685.35| |**TOTAL ASSETS**|**21821.78**|**44739.88**| |**2020 - 21**
**£**|**2020 - 21**
**£**|**2021 - 22**
**£**| |---|---|---| |**ASSETS - CLOSING BALANCES**||| |**Cash and Bank Accounts**||| |BU Corporation|2411.70|2417.95| |Nat West Current Account|21669.98|21693.50| |Petty Cash|-28.42|-28.42| |Reserve/Projects Account|1.27|1.27| |BBC Energise Account
20685.35||53388.94| |**TOTAL ASSETS**
**44739.88**||**77473.24**| BBC Accounts FY 2021 - 22.xlsx 11/05/2022 Page 6 of 9 ## **Bridgwater Baptist Church FY 2021 2022** ## **6. Draft budget 22 23** ||||||**Proposed 22/23**|||| |---|---|---|---|---|---|---|---|---| |||**21/22 Budget**|**21/22 Actuals**||**Budget**|**Notes**||| |**RECEIPTS**||||||||| |||||||||| |**Giving**||||||||| |**Offerings**||||||||| ||DD|16740||15517|17000|Post covid continued church growth||| |Collection plate||7297||8022|8500|Post covid continued church growth||| ||Gift day|4508||4564|4564|Same as 21/22 actuals||| ||Total|28545||28103|30064|||| |||||||Same as 21/22 actuals, after excluding a one off very||| |**Gift Aid:-**||2000||7223|2500|large gift from the GA calculation||| |**Coffee Morning**||325||1118|1200|Post covid continued church growth||| |**Other:-**||||||||| |_Weddings/Funerals_||500||0|250|50% of 21/22 budget||| ||_preaching_|||0|250|50% of 21/22 budget||| ||_Donations_|500||0|250|50% of 21/22 budget||| |_Furlough income (6_|_mths @80%)_|483||0|0|Scheme now closed||| |**Direct giving to BMS:-**||||||||| |_Christmas/Easter fayre_||500||1000|1000|50% of 19/20 actuals||| |**Rents**||||||||| ||_Cottage_|6300||6300|6300|Same as 21/22 actuals||| |||||||Same as 21/22 actuals. Rents should increase but||| ||_Halls_|22000||25470|25470|building works will negate any increase||| |**GRAND TOTAL**||**61153**||**69213**|**67284**|||| |||||||||| |||**20/21 Budget**|**20/21 Actuals**||**20/21 Actuals**|**Notes**||| |**PAYMENTS**||||||||| |||||||||| |**Ministry**||||||||| |_Preaching Fees_||||50|150|Cover for 2 * Visits||| ||_Salary_|||35960|36679||2% Uplift|| ||_Conf & Study_|||1030|1000|Same as 2021/22 actuals||| |_Admin expenses_||||0|100|||| |**MINISTRY TOTAL**||**34035**||**37040**|**37929**|||| |**Mission**||||||||| |_Home Mission_||250||250|250|Same as 2021/22 budget||| |_B.M.S World Mission_||250||950|250|Same as 2021/22 budget||| |**MISSION TOTAL**||**500**||**1200**|**500**|||| |**Premises**||||||||| |Manse:-||||||||| ||_Insurance_|322||335|342|2% Uplift on 21/22 actuals||| ||_Water_|430||392|400|2% Uplift on 21/22 actuals||| ||_Council Tax_|1630||1729|1764|2% Uplift on 21/22 actuals||| ||_Maintenance_|700||515|525|2% Uplift on 21/22 actuals||| |Cottage:-||||||||| ||_Insurance_|215||223|227|2% Uplift on 21/22 actuals||| ||_Maintenance_|250||624|636|2% Uplift on 21/22 actuals||| |Church:-||||||||| ||_Insurance_|2402||2434|2483|2% Uplift on 21/22 actuals||| ||_Water_|81||82|84|2% Uplift on 21/22 actuals||| |||||||LY actuals * 3 - no cap, end of 3 yr fix on|4th July, and|| ||_Gas_|3500||1877|5631||20% VAT|| |||||||LY actuals * 3 - no cap, end of 3 yr fix on 4th July, and
BBC Accounts FY 2021 - 22.xlsx||| ||_Electric_|3500||2661|7983||20% VAT
11/05/2022|| ||||||||Page 7 of|9| **Bridgwater Baptist Church FY 2021 2022 6. Draft budget 22 23** |_Electric door maint_
_General Maintenance_
_Broadband_
_Fire Prevention_
**PREMISES TOTAL**
**Caretaker & Cleaning**
_Caretaker's wages_
_Cleaner_
_Cleaning materials_
**C&C TOTAL**
**Administration & fees**
_Bankline charges_
_Organ & Piano_
_Music licences_
_Printing & Stationery_
_weba payroll charges_
_FY 21/22 account auditing_
_BU subs_
_Other / incidentals_
**ADMIN TOTAL**
**Other**
_Church Drains_
_Loan Payback_
_Cottage roof_|500
1000
1500
407
**16437**
4625
2775
725
**8125**
15
263
249
50
362
250
240
283
**1712**
3500
2000|500
4248
2048
175
**17843**
4559
2735
885
**8179**
19
0
460
61
378
0
540
265
**1723**
6753
2000|510
1000
2089
175
**23849**
4650
2790
903
**8343**
19
300
469
62
386
0
0
270
**1507**
2000
2600|2% Uplift on 21/22 actuals
Same as 20/21 budget
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
2% Uplift on 21/22 actuals
Paid in 21/22 FY
2% Uplift on 21/22 actuals| |---|---|---|---|---| |**TOTAL**|**66309**|**74738**|**76727**|| BBC Accounts FY 2021 - 22.xlsx 11/05/2022 Page 8 of 9 ## **Bridgwater Baptist Church 2021 - 2022** ## **0. General notes** ## 1. Monthly summary. This is the usual tracking spreadsheet shared with the Deacons each month that shows the current position of our finances. 2. Balance sheet. The balance sheet shows that we have capital and reserves of £16k, and our accounts are in credit this year by just over £2k. Our policy reserve is £30K and we are still significantly under this. 3. Financial statement. This provides a summary analysis of receipts and payments - similar to the monthly summary ## Receipts Offerings - we had budgetted £24K, actuals were £23.5K Gift aid - we had budgetted £2k, actuals were £7.2k Hall Rents - we had budgetted £22k, actuals were £25.4k We had grant income of £3.9K for building works. Thanks to Janet for securing this ## Expenditure We spent £37K on ministry (mainly Tims running costs, and a small amount on Robs training) against a budget of £34 We budgetted 1k for church maintenance and spent £4.3k (budget set too low, £700 for security lights) ## 4. Details of Payments. Further detailed analysis ## 5. Opening account balances ## 6. Proposed 22/23 budget - for confirmation by church meeting. ## **General comments** A special thanks must go to Trish for managing our rental income, Clive for being the usual 2nd signatory that I use, and Annette for doing the monthly Energise accounts Thanks to all who help, cash counters, bankers, etc Sarah Payne audits(provides an independent review) of our accounts promptly and efficiently for us, and I intend to ask her to do the same again this year. BBC Accounts FY 2021 - 22.xlsx 11/05/2022 Page 9 of 9 ## Dear Martin, I hope you are well. First of all, I do like the structured system of your overall accounts and thank you for the brief intro and all the print out of the bank statements as the originals. It has made it much easier to look through them. I also find the balance sheet and financial statement very clear. I have looked through the invoices and checked out the bank statements of incoming and outgoing payments. The monthly Direct debits utility bills, salaries and pension payments are pretty in line through the year which is good. It would be good to have some % of the income put into a current Savings account as contingency/petty cash for the everyday pay out as it will make it much easier to keep on track with only one account to refund the individual who paid for the goods. In addition, it would be good to have printed out a bank receipt when a transaction has been made to any account and clip all together with receipt and reference what it was paid for as specially the transactions paid to individual accounts who paid for the goods and have been reimbursed. On the other hand, the most frequent people such us Geoff, Martin (all Deacons) etc who would more likely buy bits for maintenance/payonline can have each sent expenses claim form to fill out each time they buy something and give once a month to be repaid which makes the accounts easier to check. It was a little bit confusing when exactly the transaction was made as not showing exact dates on the bank statements. As to Energise project account will be good to have an accountant attached once it gets operational as it will be complex in/out transactions and it will need MD to run alongside with the accountant. Overall, I am very happy with the clear set up of the accounts ,DD and paying in the weekly collections,gifts and filling in correct forms. Very accurate and tidy files to look through. I have noted some comments and queries which I wrote below: ## **Bridgwater Baptist Church 2021/2022 accounts observation** On 28 May 2021 CCLI has been on the bank statement paid £459.58 I can see only receipt renewal for £ 262.66, but I could not find a receipt for the reminding 18 November 2021 JTS was paid £490.33 but only saw the invoice £163.91 and there is invoice for £104.62. Is this separate as not seen on the bank statement. There is invoice for the South West Baptist Association retreat £310 and says on the receipt paid to MD online paid 15/11/21 on the bank statement 19November2021 showing paid to M Draper account for £325 I believe it's paid for the retreat refund and is there invoice for £15? Receipts from Geoff Thorne for the gutter cleaning £300 dated 8/9/2021 and £40 9/9/2021 I cannot find on statement if it was paid and how? KDR invoice 3225 18/8/2021 for £65.16 cannot be found on the statement if it was paid and as only written date 9/9/21 on invoice but not showing on statement. Receipt for Screwfix £48.93 and £40.20 find it on statement paid 5/10/2021 to K&JV Forrest for £ 89.13 as reimbursement it would be useful if the print out of bank paid was clipped with the receipts. Invoice dated 30/07/2021 of £417 for Maintenance renewal from Dormakaba was it paid as not showing on statements 05/11/2021 was payment made £500.40 to Dorma Uk but cannot see the invoice 25/11/2021 was payment made £12 for Rhea food course is there a receipt? 29/12/2021 payment pad to Gary Comley £875 is there a receipt or invoice? 05/07/2021 payment DD to ICO £35 is there an invoice or receipt? 17 June 2021 transaction for Anthony Collins for £792 not seen the invoice what was the payment for do you have invoice? 21 September 2021 transaction cheque 000003 for £ 525 and 22 September transaction for cheque 000002 £554.40 being maid but cannot see any invoice what it was for.