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2025-04-05-accounts

Charity registration number 1194756 (England and Wales)

THE KARIN BRASS MEMORIAL FUND

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

THE KARIN BRASS MEMORIAL FUND

CONTENTS

Page
Trustees report 1 - 4
Statement of Trustees responsibilities 5
Independent auditor's report 6 - 8
Statement of financial activities 9
Balance sheet 10
Notes to the financial statements 11 - 16

THE KARIN BRASS MEMORIAL FUND

LEGAL AND ADMINISTRATIVE INFORMATION

The Karin Brass Memorial Fund was established under the Will dated 19 November 2019 of the late Karin Maria Brass and is registered with the Charity Commission under No. 1194756.

Settlor The late Karin Maria Brass
Trustees Miss JS Portrait OBE
Mr PL Hunkin DL
Charity number 1194756
Administrator Helen D'Monte (appointed 1 July 2024)
Co-opted Mrs Nicole Eastmond (volunteer)
Auditor WBV Limited
The Third Floor
Langdon House, Langdon Road
SA1 Swansea Waterfront
Swansea
Wales
SA1 8QY
Solicitors Broadfield Law UK LLP
One Bartholomew Close
London
EC1A 7BL
Investment advisors Trinity Bridge
10 Crown Place
London
EC2A 4FT
Investment powers The Will empowers the Trustees to appoint investment
advisers who have discretion to invest the funds within
guidelines established by the Trustees.

THE KARIN BRASS MEMORIAL FUND

TRUSTEES REPORT

FOR THE YEAR ENDED 5 APRIL 2025

The trustees present their annual report and financial statements for the year ended 5 April 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The objects of the charity as set out in the Will are for general charitable purposes.

Grants Policy

The Trustees have given the investment managers a mandate for total return and plan to distribute 2.5%-3% annually of the annual capital value being all the income less administrative costs and any balance required from capital. They will keep this policy under constant review to take account of financial markets and the economic position.

Charity and Public Benefit

The Trustees are fully aware of the Charity Commission guidance on public benefit and confirm that they have complied with the duty in Section 17 of the Charities Act 2011 to have due regard to it. They consider the full information which follows in this Annual Report about the charity’s aims, activities and achievements in the areas of interest that the charity supports, demonstrates the benefit to its beneficiaries and through them to the public that arise from those activities.

Achievements and performance

At the year end the net asset value of the charity stood at £11,364,540.

The Trustees met twice during the year – being the fourth year of the charity – to make grants and to review the financial position, awarding a total of £320,000 .

The charity’s principal source of income is from the endowment fund and the charity will continue to pay out to charity beneficiaries in accordance with the charity’s objects.

Reserves policy and going concern

The Trustees normally make one-off grants which are paid very shortly after they have been approved. Having assessed the charity’s financial position and plans for the foreseeable future, the Trustees are not aware of any material uncertainties that would prevent the Financial Statements from being prepared on a going concern basis.

Investment powers and policy

The Will empowers the Trustees to appoint investment advisers who have discretion to invest the funds of the charity within the guidelines established by the Trustees.

Risk assessment

The Trustees will be examining the major strategic, business and operational risks to which the charity may be exposed. The Trustees will liaise with the auditors to review the risks and will remain vigilant.

The Trustees have identified the uncertainty of financial returns which constitute a significant risk.

THE KARIN BRASS MEMORIAL FUND

TRUSTEES REPORT (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

Structure, governance and management

The trustees who served during the year and up to the date of signature of the financial statements were: Miss JS Portrait OBE

Mr PL Hunkin DL

The Trustees were appointed by the Settlor and are provided with the relevant information relating to their responsibility as Trustees. They are responsible for the overall direction and supervision of the charity. They have delegated the various administrative matters to Helen D'Monte at Broadfield Law LLP. The Trustees have co-opted the assistance of Mrs Nicole Eastmond on a totally voluntary basis in relation to the small grants area of their grantmaking.

The Trustees are fully aware of the Charity Governance Code recently updated which sets out the principles and recommended practice for good governance within the sector and the Trustees have reviewed the charity’s governance arrangements against the principles within the Code and believe that they are complying with the Code while maintaining the need to operate efficiently.

The Trustees are fully aware of the duties set out in the Charities (Protection and Social Investment) Act 2016. They do not undertake fund-raising from the general public and do not use professional fund-raisers or commercial participators.

The income of the charity is not bound by any regulatory scheme and the Trustees do not consider it necessary to comply with any voluntary Code of Practice relating to fund-raising, as they do not undertake any fund-raising activities.

THE KARIN BRASS MEMORIAL FUND

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2025

Grants approved during the year

The Trustees met twice for an investment meeting with their investment advisors, which was followed each time by a trustees meeting, during the third year of the charity. They made the following awards totalling £320,000:-

Ty Olwen Trust Registered Charity No. 511339 - £25,000

Teenage Cancer Trust Registered Charity No. 1062559 - £20,000

Neath Port Talbot Child Contact Centre Registered Charity No. 1114023 - £10,000

Support Dogs Registered Charity No. 1088281 - £20,000

Sals Shoes Registered Charity No. 1171670 - £6,000

Royal Opera House Covent Garden Foundation Registered Charity No. 211775 - £100,000

National Youth Orchestra of Great Britain Registered Charity No. 290598 - £25,000

Addenbrooke's Charitable Trust Registered Charity No. 1170103 - £50,000

Strongbones Children's Charitable Trust Registered Charity No. 1086173 - £4,000

Ormiston Families Registered Charity No. 1015716 - £3,000

St Giles Trust Registered Charity No. 801355 - £6,000

Wycombe Youth Action Group Registered Charity No. 1172046 - £2,500

Sport 4 Life UK Registered Charity No. 1115222 - £5,000

ENYP Registered Charity No. 1168896 - £4,500

The Brecon Mountain Rescue Team Registered Charity No. 517732 - £30,000

Transforming Lives for Good Registered Charity No. 1074114 - £9,000

THE KARIN BRASS MEMORIAL FUND

TRUSTEES REPORT (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

The Trustees report was approved by the Board of Trustees.

PL Hunkin

Mr PL Hunkin DL

17 November 2025

THE KARIN BRASS MEMORIAL FUND

STATEMENT OF TRUSTEES RESPONSIBILITIES

FOR THE YEAR ENDED 5 APRIL 2025

The trustees are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Trust and of the incoming resources and application of resources of the Trust for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the Trust and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the Trust and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

THE KARIN BRASS MEMORIAL FUND

INDEPENDENT AUDITOR'S REPORT

TO THE TRUSTEES OF THE KARIN BRASS MEMORIAL FUND

Opinion

We have audited the financial statements of The Karin Brass Memorial Fund for the year ended 5 April 2025 which comprise the statement of financial activities, the balance sheet and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the Trust in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Trust’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

THE KARIN BRASS MEMORIAL FUND

INDEPENDENT AUDITOR'S REPORT (CONTINUED)

TO THE TRUSTEES OF THE KARIN BRASS MEMORIAL FUND

Responsibilities of trustees

As explained more fully in the statement of Trustees responsibilities, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and noncompliance with laws and regulations, our procedures included the following:

THE KARIN BRASS MEMORIAL FUND

INDEPENDENT AUDITOR'S REPORT (CONTINUED)

TO THE TRUSTEES OF THE KARIN BRASS MEMORIAL FUND

Audit response to risks identified

Our procedures to risks identified included the following:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https:// www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Other matters

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (as amended) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

This has been done in order for the financial statements to provide a true and fair view in accordance with current Generally Accepted Accounting Practice.

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

WBV Limited

WBV Limited, Statutory auditor Chartered Accountants The Third Floor Langdon House, Langdon Road SA1 Swansea Waterfront Swansea SA1 8QY Wales 17 November 2025

THE KARIN BRASS MEMORIAL FUND

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 5 APRIL 2025

Unrestricted Unrestricted
funds funds
2025 2024
Notes £ £
Income from:
Donations and legacies 3 - 167,882
Investments 4 243,904 238,372
Total income 243,904 406,254
Expenditure on:
Charitable activities 5 320,000 246,000
Investment management fees 56,678 69,060
Legal and accountancy fees 9 27,718 46,297
Total expenditure 404,396 361,357
Net gains/(losses) on investments 10 (256,388) 645,781
Net income/(expenditure) and movement in funds (416,880) 690,678
Reconciliation of funds:
Fund balances at 6 April 2024 11,781,420 11,090,742
Fund balances at 5 April 2025 11,364,540 11,781,420

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

THE KARIN BRASS MEMORIAL FUND

BALANCE SHEET

AS AT 5 APRIL 2025

Notes
Fixed assets
Investments
12
Current assets
Cash at bank and in hand
Creditors: amounts falling due within
one year
13
Net current assets
Total assets less current liabilities
The funds of the Trust
Unrestricted funds
15
2025
£
£
11,312,533
80,144
(28,137)
52,007
11,364,540
11,364,540
11,364,540
2024
£
£
11,722,419
86,682
(27,681)
59,001
11,781,420
11,781,420
11,781,420
2024
£
£
11,722,419
86,682
(27,681)
59,001
11,781,420
11,781,420
11,781,420
11,781,420
11,781,420
11,781,420

The financial statements were approved by the trustees on 17 November 2025

PL Hunkin

Mr PL Hunkin DL

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2025

1 Accounting policies

Charity information

The Karin Brass Memorial Fund is a charity in England/Wales. The address of the registered office is given in the charity information on the contents page of these financial statements. The nature of the charity's operations and principal activities are that of making charitable donations to other charities or voluntary bodies.

1.1 Basis of preparation

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

1.6 Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from donations and legacies

Unrestricted Unrestricted
funds funds
2025 2024
£ £
Donations and gifts - 167,882

Income from donations and legacies in 2024 pertained to a transfer of funds from an investment portfolio in the estate of the late Mrs Karin Maria Brass.

4 Income from investments

Unrestricted Unrestricted
funds funds
2025 2024
£ £
Income from listed investments 213,135 210,011
Interest receivable 30,769 28,361
243,904 238,372

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

5 Expenditure on charitable activities

Direct costs
Charitable donations
Analysis by fund
Unrestricted funds
Charitable donations made as follows:
Ty Olwen Trust
Teenage Cancer Trust
Wycombe Youth Action Group
Sport 4 Life UK
ENYP
The Brecon Mountain Rescue Team
Transforming Lives for Good
Neath Port Talbot Child Contact Centre
Support Dogs
The EC Roberts Centre Ltd
Sal's Shoes
Kids N'Action
The Teshie Foundation
Royal Opera House Covent Garden Foundation
The Mullany Fund
National Youth Orchestra of Great Britain
Addenbrooke's Charitable Trust
Guide Dogs Cymru
Strongbones Children's Charitable Trust
Ormiston Families
The Junction Foundation
St Giles Trust
2025
£
320,000
320,000
25,000
20,000
2,500
5,000
4,500
30,000
9,000
10,000
20,000
-
6,000
-
-
100,000
-
25,000
50,000
-
4,000
3,000
-
6,000
320,000
2024
£
246,000
246,000
-
-
-
-
-
-
-
8,000
20,000
10,000
10,000
5,000
5,000
65,000
10,000
30,000
50,000
3,000
5,000
7,500
7,500
10,000
246,000

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

6 Net movement in funds 2025 2024
£ £
The net movement in funds is stated after charging/(crediting):
Fees payable for the audit of the charity's financial statements 11,040 12,120

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the Trust during the year.

8 Employees

There were no persons employed by the charity during the year.

9 Legal and accountancy fees

**Unrestricted ** Unrestricted
funds funds
2025 2024
£ £
Legal fees 16,178 33,545
Audit fees 11,040 12,120
Insurance 500 632
27,718 46,297

10 Gains and losses on investments

Unrestricted Unrestricted
funds funds
2025 2024
Gains/(losses) arising on: £ £
Revaluation of investments (256,388) 645,781

11 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

12 Fixed asset investments

Listed
investments
£
Cost or valuation
At 6 April 2024
11,660,619
Additions
946,269
Valuation changes
(256,388)
Investment income less other fees
-
Transfer of funds
Disposals
(1,111,596)
At 5 April 2025
11,238,904
Carrying amount
At 05 April 2025
11,238,904
At 05 April 2024
11,660,619
13
Creditors: amounts falling due within one year
Accruals and deferred income
Cash in
portfolio
£
61,800
(946,269)
-
170,594
(324,092)
1,111,596
73,629
73,629
61,800
2025
£
28,137
Total
£
11,722,419
-
(256,388)
170,594
(324,092)
-
11,312,533
11,312,533
11,722,419
2024
£
27,681

14 Endowment funds

Endowment funds of £8,335,049 represent an expendable capital endowment fund. Income and capital gains arising on the endowment funds can be used in accordance with the objectives of the Charity's and are included as unrestricted income.

THE KARIN BRASS MEMORIAL FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

15 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

Unrestricted funds At 6 April
2024
£
11,781,420
11,781,420
Incoming
resources
£
243,904
243,904
Resources
expended
£
(404,396)
(404,396)
Gains and
losses
£
(256,388)
(256,388)
At 5 April
2025
£
11,364,540
11,364,540

16 Related party transactions

There were no disclosable related party transactions during the year.