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2023-12-31-accounts

COMPANY NUMBER: 13324405 REGISTERED CHARITY NUMBER: 1194681

Report and accounts for the year ended 31[st] December 2023 for Individual Technology Solutions Ltd (a company limited by guarantee)

Cheeld Wheeler & Co Chartered Certified Accountants Redhill Chambers 2d High Street Redhill Surrey RH1 1RJ

Individual Technology Solutions Ltd

Contents of the Report and Accounts for the year ended 31[st] December 2023

Page
Reference and administrative information 1
Report of the Directors and Trustees 2-4
Independent Examiner’s Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8-13

Individual Technology Solutions Ltd

Reference and administrative information for the year ended 31[st] December 2023

Charity Name: Individual Technology Solutions Ltd Charity Registration: 1194681 Company Registration: 13324405 Registered Office: 170 Manchester Road Accrington BB5 2PD Independent Examiner: David Wheeler FCCA Cheeld Wheeler & Co Chartered Certified Accountants Redhill Chambers 2d High Street Redhill Surrey RH1 1RJ Directors / Trustees: The directors, who are also Trustees, who served during the period and up to the date of this report are set out below: Kenneth Bridge (not a trustee) Daniel Brookbank Alison Evans Dr Robert Hughes Stephen Saunders Gary Eady Kirstie Thomas

1

Individual Technology Solutions Ltd

Report of the Directors and Trustees for the year ended 31[st] December 2023

The trustees, who are also the directors of the charity for the purposes of charity law, are pleased to present their annual report and accounts, for Individual Technology Solutions Ltd, for the year ended 31[st] December 2023.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The company was incorporated on 9th April 2021 and registered as a charity on 4th June 2021.

Individual Technology Solutions Ltd is a registered charity and a Company Limited by Guarantee registered in England and Wales. The maximum liability of each member is limited to £1. At 31 December 2023, the company had 7 members. Individual Technology Solutions Ltd is governed by its Memorandum and Articles of Association.

The charity is also known as Individual Technology Solutions for Vision Impaired People and commenced operations in January 2023.

RECRUITMENT, APPOINTMENT AND ORGANISATION OF TRUSTEES

The trustees are appointed by the board of trustees and elected at the annual general meeting. No other persons or bodies external to the charity were entitled to appoint persons to the board.

The Company is governed by the trustees. The minimum permitted number of trustees is three. The board of trustees is responsible for setting the strategic direction of the organisation, the policy of the charitable company and for ensuring that the charity satisfies its legal and contractual obligations. The trustee board (also known as the Executive Committee) is independent from management and meetings are held at least four times per year. A register of members’ interests is maintained at the registered office, and is available to the public.

RELATED PARTIES

The charitable company took over the operations of the unincorporated charity, Telephones for the Blind, registered no 255155, in January 2022 and the investment assets of that charity were transferred to the charitable company in January 2023. Robert Hughes, Alison Evans, Daniel Brookbank and Stephen Saunders are also trustees of Telephones for the Blind.

RISK MANAGEMENT

The directors have reviewed their procedures in the light of corporate governance guidance contained within the Statement of Recommended Practice ‘Accounting and Reporting by Charities.

A risk assessment report is contained within the business plan and anticipates potential changes to the environment in which the Charity is working and highlights how these would impact on its services.

2

Individual Technology Solutions Ltd

Report of the Directors and Trustees for the year ended 31[st] December 2023

OBJECTIVES AND ACTIVITIES

The objects of the charitable company are as set out in the Memorandum and Articles of Association and are to help provide communication devices and services for those who are registered blind or vision impaired and are on low income, enabling many blind and vision impaired people to live independently.

PUBLIC BENEFIT

The directors have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the aims and objectives of the charitable company and in planning any future activities.

The directors are satisfied that the Charity fully complies with the new guidance on public benefit supplied by the Charity Commission.

ACHIEVEMENTS AND PERFORMANCE IN 2023

The charitable company took over the operations of the related charity, Telephones for the Blind in January 2022.

FINANCIAL REVIEW

The charitable company received income of £489,666 (2022 - £15,809) and a surplus of £365,857 was made in the year (2022 - £75,477 deficit), before net gain on the investment of £4,851. At 31[st] December 2023 total reserves were £283,927 (2022 - £86,781 deficit) which represented unrestricted funds not designated for specific use.

RESERVES POLICY

Individual Technology Solutions is required to ensure that free monies are available in each financial year to meet any reasonably foreseeable contingency. The Trustees will take all necessary steps to ensure that at no time within this year, would it be possible for the cessation of one or more funding streams to present so serious a challenge to the future of the organisation that it could not be managed to continue to provide a best value advice service.

3

Individual Technology Solutions Ltd

Report of the Directors and Trustees for the year ended 31[st] December 2023

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

The trustees, who are also directors of the charitable company for the purpose of company law (except for Kenneth Bridge), are responsible for preparing a trustee’s annual report and financial statements in accordance with applicable law and United Kingdom accounting standards. (United Kingdom Generally Recognised Accounting Practice).

Company and charity laws require the board of trustees to prepare financial statements for each financial year which give a true and fair view of the situation of the charitable company as at the end of the financial year and of its surplus or deficit. In preparing those financial statements, the trustees are required to: -

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking steps for the prevention of and detection of fraud.

In preparing this report, the directors have taken advantage of the small companies’ exemptions provided by section 415A of the Companies Act 2006.

Approved by the Board of Directors on …06/08/2024......... and signed on behalf of the Board:

.......................................................................... K D Bridge Director

4

Independent examiners report to the trustees of Individual Technology Solutions Ltd (‘the Company’)

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31[st] December 2023 which are set out on pages 6 to 13.

Responsibilities and basis of report

As the trustees of the charitable company (and also as its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (the Act) and Companies Act 2006 (‘the 2006 Act’).

I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiners Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. The accounts do not accord with those records; or

  3. The accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirements that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. The accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

David Wheeler FCCA Cheeld Wheeler & Co Chartered Certified Accountants Redhill Chambers 2d High Street Redhill Surrey RH1 1RJ

Date:

5

Individual Technology Solutions Ltd

Statement of Financial Activities (Incorporating an Income and Expenditure Account) for the year ended 31[st] December 2023

Income from:
Grant
Donations
Charitable activities
Refunds
Income from listed investments
Interest income
Total Income
Expenditure on:
Raising funds
Investment management fees
Charitable activities
Governance costs
Total expenditure
Net movement in funds before gains (losses) on
investments
Net Investment Gains/(losses)
-
Realised gains
-
Unrealised Loss
Net movement for the year
Reconciliation of funds
Funds brought forward 1stJanuary 2023
Balances carried
forward 31st December 2023
Note
3
3
3
4
4
4
8
2023
£
-
483,715
174
449
5,202
126
489,666
8,517
1,314
107,721
6,257
123,809
365,857
5,461
(610)
4,851
370,708
(86,781)
283,927
2022
£
9,816
5,872
120
-
-
1
15,809
3,666
-
81,894
5,726
91,286
(75,477)
-
-
-
(75,477)
(11,304)
(86,781)

All income and expenditure derive from continuing activities.

The statement of financial activities incorporates all gains and losses recognised in the above financial period.

The notes on pages 8 to 13 form part of these financial statements.

6

Individual Technology Solutions Ltd (Registered number: 13324405)

Balance Sheet as at 31[st] December 2023

Fixed assets
Tangible Fixed Assets
Investments
Current assets
Debtors
Bank accounts
Total current assets
Creditors
Amounts falling due within one year
Net current assets/liabilities
Total net assets/liabilities
Represented by:
Unrestricted funds
Total funds of the charity
Notes
5
6
7
8
9
10
2023
£
-
273,859
2,632
9,219
11,851
1,783
10,068
283,927
283,927
283,927
2022
£
358
-
2,515
10,912
13,427
100,566
(87,139)
(86,781)
(86,781)
(86,781)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31[st] December 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 31[st] December 2023 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small charitable companies.

06/08/2024 The financial statements were approved by the Board of Trustees on .………………. and were signed on its behalf by:

.......................................................................... K D Bridge - Director

7

Individual Technology Solutions Ltd

Notes to the Accounts for the year ended 31[st] December 2023

1. BASIS OF PREPARING THE FINANCIAL STATEMENTS

Individual Technology Solutions Ltd is a charitable company, limited by guarantee, registered in England and Wales. The company's registered number and registered office address can be found on the Reference and administrative information page.

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Charities Act 2011, the Companies Act 2006 and UK Generally Accepted Practice.

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are prepared in sterling, which is the functional currency of the charity.

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

2. ACCOUNTING POLICIES

Tangible fixed assets

Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset on a systematic basis over its expected useful life as follows:

Computer equipment 33.3% on cost.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Restricted funds are subject to restrictions on their expenditure imposed by the donor.

Creditors payable within one year

Creditors with no stated interest rate and payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

Taxation

The charity is an exempt charity within the meaning of schedule 3 of the Charities Act 2011 and is considered to pass the tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes.

8

Individual Technology Solutions Ltd

Notes to the Accounts continued for the year ended 31[st] December 2023

2. ACCOUNTING POLICIES (continued)

Going concern

The financial statements have been prepared on a going concern basis, as the trustees believe that no material uncertainties exist.

The trustees have considered the level of funds held, the expected investment assets and level of income and expenditure for 12 months from authorising these financial statements.

The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern

3. ANALYSIS OF INCOME

Grants
Lottery grant
Donations
Telephones for the Blind
Trusts
Donations
Other
Charitable activities
General
2023
£
-
-
2022
£
449,373
32,382
1,510
450
483,715
2023
£
171
171
2022
£
9,816
9,816
2022
£
-
2,600
2,750
522
5,872
2022
£
120
120

9

Individual Technology Solutions Ltd

Notes to the Financial Statements - continued for the year ended 31[st] December 2023

4. ANALYSIS OF EXPENDITURE

Raising funds
IT costs and publicity
Consultant costs
Charitable activities
Contributions to quarterly rentals
Mobile phones and hardware
Other services
Wages
Other
Governance costs
Independent examiner’s fee
Trustees and officers’ liability insurance
Stationery, postage and sundry costs
Employee costs
Salaries
Employers national insurance
Pension costs

Information regarding Directors and Employees

The average number of employees in the year was 1 (2022 – 1).

No expenses or fees were paid to the members of the Trustee Board in the year (2022 – £nil).

10

Individual Technology Solutions Ltd

Notes to the Financial Statements - continued for the year ended 31[st] December 2023

5. TANGIBLE FIXED ASSETS

.
TANGIBLE FIXED ASSETS
COST
At 1stJanuary 2023 and 31stDecember 2023
DEPRECIATION
At 1stJanuary 2023
Charge for period
As at 31stDecember 2023
NET BOOK VALUE
At 31stDecember 2023
At 31stDecember 2022
(a) INVESTMENT
Values at 1stJanuary 2023
Additions
Disposal
Revaluations gains/(losses)
Valuations at 31stDecember 2023
2023
£
-
403,680
(134,672)
4,851
273,859
Computer
Equipment
£
1,074
716
358
1,074
-
358
2022
£
-
-
-
-
-

6(a) INVESTMENT

6 (b) INVESTMENT ANALYSIS

The investments are held on a recognise stock exchange and are analysis as follows:

Overseas Bonds
UK Equities
North American Equities
European Equities
Japanese Equities
Asia Pacific Equities
Global Investments
Absolute Return
Property
Commodities
Cash
Other Investments
2023
%
17.5
18.5
28.2
5.8
3.1
5.3
4.1
7.5
2.8
3.4
2.2
1.6
100
2022
%
-
-
-
-
-
-
-
-
-
-
-
-
-

11

Individual Technology Solutions Ltd

Notes to the Financial Statements - continued for the year ended 31[st] December 2023

7. DEBTORS
Accrued income
Prepayments
8. BANK ACCOUNTS
Bank current account
Portfolio deposit account
9. CREDITORS: AMOUNTS FALLING DUE
Amounts owed to the related charity
Accrued expenses
10. MOVEMENT IN FUNDS
Unrestricted funds
Balance
brought
forward
1-Jan-23
Income
£
General fund
(86,781)
489,666
TOTAL FUNDS
(86,781)
489,666
2023
£
295
2,337
2,632
2023
£
3,318
5,901
9,219
WITHIN ONE YEAR
2023
449,374
1,783
1,783
Expenditure
Movement
in
investment
£
£
123,809
4,851
123,809
**4,851 **
2022
£
-
2,515
2,515
2022
£
10,912
-
10,912
2022
£
99,414
1,152
100,566
Balance
carried
forward
31-Dec-23
£
283,927
283,927

12

Individual Technology Solutions Ltd

Notes to the Financial Statements - continued for the year ended 31[st] December 2023

11. CAPITAL COMMITMENTS

At the balance sheet date there were no capital commitments (2022 - £nil).

12. RELATED PARTY TRANSACTIONS

Individual Technology Solutions Ltd took over the operations of Telephones for the Blind Fund, an unincorporated charity, in January 2022. The Trustees for Individual Technology Solutions Ltd are also Trustees for Telephones for the Blind Fund. Other than the transfer of operations, there were no transactions between the two charities in the year (2022: nil).

Investments and other assets of £449,373 were donated by Telephones for the Blind Fund to the charitable company during 2023.

13. TAXATION

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

13