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2025-12-31-accounts

Charity number: 1194603

THE KAYE CHARITABLE TRUST

Founded in memory of Alison Kaye ( 1960 - 2019 )

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 4
Independent examiner's report 5 - 6
Statement of financial activities 7
Balance sheet 8
Notes to the financial statements 9 - 15

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2025

Trustees Professor William Kaye
James Allison
Pam Barnes
Emma Pask
Janice Reid (appointed 3 May 2025)
Clare Manuel (appointed 11 October 2025)
Charity registered
number
1194603
Principal office
Box 178
20 Winchcombe Street
Cheltenham
GL52 2LY
Charity Advisor
Tony Hilder
Accountants
Randall & Payne LLP
Shurdington Road
Shurdington
Cheltenham
Gloucestershire
GL51 4GA
Bankers
Triodos Bank
Deanery Road
Bristol
BS1 5AS

Page 1

THE KAYE CHARITABLE TRUST

Founded in memory of Alison Kaye ( 1960 - 2019 )

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT:

The Charity is governed by a Trust Deed dated 15th April 2021 and the trustees are responsible for the Charity’s overall direction. New trustees may be appointed by the existing trustees when appropriate and such appointments will take into account the skills, knowledge and experience needed for the effective administration of the charity. New trustees will be provided with appropriate training and a copy of the Charity Commission publication CC3 – “The Essential Trustee: What you need to know”. In setting the Charity’s objectives and planning its activities the trustees have given careful consideration to the Charity Commission’s general guidance on public benefit.

OBJECTIVES:

The Charity’s objectives are: “For the public benefit, to relieve the needs of young adults aged 19 to 35 in England and Wales who are living with mental, physical or learning disabilities, and by extension their families and carers, in particular but not exclusively by the provision of grants to assist and support in their treatment, care, education, accommodation and recreation.”.

FOUNDING:

The Kaye Charitable Trust was founded by Professor William Kaye in memory of his daughter, Alison Kaye, who devoted a large part of her life working to help young disabled adults in order to help them reach their potential as equal citizens.

ACTIVITIES:

The Charity seeks to advance the health and wellbeing of young adults with physical, mental or learning disabilities, some of whom may have additional or complex health needs.

The Charity makes grants to meet the costs in full or in part of practical assistance, specialist advice, items of equipment, therapeutic aids, medical or nursing care, treatments, therapy, training, education, access, accommodation, services, comforts and the provision of facilities for recreation and other leisure activities.

GRANT-MAKING CRITERIA:

Grants are provided for the benefit of young adults aged between 19 and 35. The Charity will judge each case for a grant on its merits. Potential recipients of grants must be able to demonstrate their charitable purpose and public benefit. The trustees reserve the right to apply such conditions to any grant as they think appropriate.

For larger projects the Charity will require a detailed budget and will need to be satisfied that the recipient organisation has sufficient projected regular income to meet its needs and has an appropriate level of reserves.

The Charity will also need to be assured that the project for which funding is being sought is financially viable. The Charity will require a named representative from the recipient organisation, preferably the Director or a Trustee through who contact can be maintained.

If part funding of a project is sought or offered the Charity may pledge a sum of money which will only be released when all funding is in place. Periodic updates may be required as the project progresses.

The Charity only makes grants to support activity which is charitable in law but organisations do not have to be registered charities to apply.

To ensure the Charity’s resources are used solely to further its charitable objectives the trustees will normally expect that grants will have measurable objectives agreed before the grant is made.

Page 2

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

The Charity’s trustees have collective responsibility for all grant-making decisions in line with the Charity’s charitable purposes although grants of under £500 can be made at any time by at least two trustees. The maximum grant that can be awarded for the time being is £5,000 although most grants are for a lot less.

If a grant is awarded, no further applications from the same charity will be considered until 24 months have elapsed.

The Charity will not support:

THE APPLICATION PROCESS:

Applications for grants will be considered from charities, organisations and individuals seeking funding for projects in line with the Charity’s objects.

Applications will generally be considered by the trustees 4 times per year in January, April, July and October although there is no strict timetable. The trustees reserve the right to vary the number, frequency and dates of their meetings.

Requests for funding should be sent by email or post on not more than 2 pages of A4 together with any supporting statements, professional assessments and quotations or estimates.

Applicants must explain how their proposed activity for which funding is sought meets the Kaye Charitable Trust Objects.

Charities and organisations should include a copy of their latest Annual Report and Accounts and any Safeguarding Policy where applicable. Applications from individuals should be signed or counter-signed by a General Practitioner, Registered General Nurse, Registered Mental Health Nurse, Social Worker, Occupational Therapist, Tutor/Mentor or Key Worker.

The Charity will not respond to applications that are outside its remit. The Charity only supports young disabled adults aged 19 to 35. The Charity does not support children's charities however worthy the cause.

If a grant is approved, the Charity will notify the recipient of any relevant conditions of the grant. For larger grants details of how the project will be managed and monitored may also be required.

The trustees’ decisions about the award of a grant shall be final and no further correspondence will be entered into.

Page 3

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

GRANTS MADE DURING 2025:

The total number of grant applications considered during the year was 44 and the total number of grants made was 22.

£1,000 Kent Autistic Trust

£1,000 Teenage Cancer Trust

£2,000 Merton Mencap

£1,000 Autistic Children & Carers

£1,000 Rossendale Trust

£1,000 Sporting Challenge

£1,000 Haemophilia Society £1,000 Ability Dogs 4 Young People £550 The Wingate Centre £2,385 Winchester Goldstar £2,255 Thomley £1,500 Leeds Mencap £500 L’Arche £750 Autism Inclusive £750 Acheinu £1,000 Climbing Out £500 Arts Therapies £1,000 Cerebral Palsy Plus £500 Respite Association £750 For All Foundation £2,000 Peter Le Marchant Trust £5,000 Headway Suffolk TOTAL: £28,440

RESERVES POLICY

Total funds held at 31 December 2025 totalled £471,772 (2024: £254,163).

PLANS FOR FUTURE PERIODS

The Trustees propose to spend £20,000 to £25,000 on grants within a 12-month period. However, applications are judged on a case-by-case basis and additional requests for funding would be considered in which case expenditure on grants could exceed £25,000. The trustees are considering establishing the Alison Kaye Memorial Award scheme whereby a sum of money will be awarded to a charity or charities which, in the opinion of the trustees, have carried out particularly worthy work during the previous year in support of young disabled adults aged 19 to 35. The trustees recognise that this would entail additional expenditure.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Professor William Kaye

James Allison

Date: 27th August 2026

27th August 2026

Page 4

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

Independent examiner's report to the Trustees of The Kaye Charitable Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2025.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Page 5

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Signed:

Dated: 2 September 2026

Benjamin Burch

ACA

Randall & Payne LLP Chargrove House Shurdington Road Shurdington Cheltenham Gloucestershire GL51 4GA

Page 6

THE KAYE CHARITABLE TRUST

Founded in memory of Alison Kaye ( 1960 - 2019 )

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2025

Note
Income from:
Donations and legacies
2
Charitable activities
3
Total income
Expenditure on:
Charitable activities
4
Total expenditure
Net income/(expenditure) before net gains on
investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
224,957
1,567
226,524
33,953
33,953
192,571
25,038
217,609
254,163
217,609
471,772
Total
funds
2025
£
224,957
1,567
226,524
33,953
33,953
192,571
25,038
217,609
254,163
217,609
471,772
Total
funds
2024
£
-
57
57
19,209
19,209
(19,152)
18,415
(737)
254,900
(737)
254,163

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 9 to 15 form part of these financial statements.

Page 7

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

BALANCE SHEET AS AT 31 DECEMBER 2025

Note
Current assets
Investments
7
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
8
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
10
Unrestricted funds
General funds
10
Total unrestricted funds
10
Total funds
261,430
211,542
472,972
(1,200)
471,772
2025
£
471,772
471,772
471,772
471,772
-
471,772
471,772
238,799
16,564
255,363
(1,200)
254,163
2024
£
254,163
254,163
254,163
254,163
-
254,163
254,163

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Professor William Kaye James Allison Date: 27th August 2026 27th August 2026

The notes on pages 9 to 15 form part of these financial statements.

Page 8

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Kaye Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

1.4 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the statement of financial activities.

Page 9

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1. Accounting policies (continued)

1.5 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.6 Liabilities and provisions

Liabilities are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the statement of financial activities as a finance cost.

1.7 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.8 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

2. Income from donations and legacies

Unrestricted Total Total
funds funds funds
2025 2025 2024
£ £ £
Donations 224,957 224,957 -

Page 10

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

3. Income from charitable activities

Unrestricted
funds
2025
£
Bank interest received
661
Investments - interest on uninvested cash
90
Investments - dividends received
816
1,567
Total
funds
2025
£
661
90
816
1,567

Interest on uninvested cash and dividends received have been shown gross for the first time in the financial period.

Unrestricted Total
funds funds
2024 2024
£ £
Interest on investments 57 57

4. Analysis of expenditure on charitable activities Summary by fund type

Unrestricted
funds
2025
£
Bank charges
4
Subscriptions
112
Printing, stationery, computer & website
295
Accountancy fees
1,200
Grants Paid
28,440
Investment fees and charges
3,313
Trustee expenses
589
33,953
Total
2025
£
4
112
295
1,200
28,440
3,313
589
33,953

Page 11

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

4. Analysis of expenditure on charitable activities (continued)

Summary by fund type (continued)

Investment fees and charges have been shown gross for the first time in the financial period.

Bank charges
Subscriptions
Printing, stationery, computer
Accountancy fees
Grants Paid
Independent examiner's remuneration
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts
Unrestricted
funds
2024
£
3
112
144
1,200
17,750
19,209
2025
£
1,200
Total
2024
£
3
112
144
1,200
17,750
19,209
2024
£
1,200

5. Independent examiner's remuneration

Page 12

THE KAYE CHARITABLE TRUST

Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

6. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL) .

During the year ended 31 December 2025, expenses totalling £ 589 were reimbursed or paid directly to 2 Trustees to cover travel expenses (2024 - £NIL ).

7. Current asset investments

Listed investments
Creditors: Amounts falling due within one year
Accruals and deferred income
2025
£
261,430
2025
£
1,200
2024
£
238,799
2024
£
1,200

8. Creditors: Amounts falling due within one year

9. Financial instruments

2025 2024
£ £
Financial assets
Financial assets measured at fair value through income and expenditure 472,972 255,363

Page 13

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

10. Statement of funds

Statement of funds - current year

Balance at
Balance at 1 31
January Gains/ December
2025 Income Expenditure (Losses) 2025
£ £ £ £ £
Unrestricted funds
General Funds - all funds 254,163 226,524 (33,953) 25,038 471,772
Statement of funds - prior year
Balance at
Balance at 31
1 January Gains/ December
2024 Income Expenditure (Losses) 2024
£ £ £ £ £
Unrestricted funds
General Funds - all funds 254,900 57 (19,209) 18,415 254,163

11. Summary of funds

Summary of funds - current year

Balance at
Balance at 1 31
January Gains/ December
2025 Income Expenditure (Losses) 2025
£ £ £ £ £
General funds 254,163 226,524 (33,953) 25,038 471,772

Page 14

THE KAYE CHARITABLE TRUST Founded in memory of Alison Kaye ( 1960 - 2019 )

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

11. Summary of funds (continued)

Summary of funds - prior year

Balance at
Balance at 31
1 January Gains/ December
2024 Income Expenditure (Losses) 2024
£ £ £ £ £
General funds 254,900 57 (19,209) 18,415 254,163

12. Analysis of net assets between funds Analysis of net assets between funds - current year

Unrestricted
funds
2025
£
Current assets
472,972
Creditors due within one year
(1,200)
Total
471,772
Total
funds
2025
£
472,972
(1,200)
471,772

Analysis of net assets between funds - prior year

Current assets
Creditors due within one year
Total
Unrestricted
funds
2024
£
255,363
(1,200)
254,163
Total
funds
2024
£
255,363
(1,200)
254,163

Page 15