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2023-12-31-accounts

THE WELL CHURCH LOUGHBOROUGH

ACCOUNTS AND ANNUAL REPORT

FOR THE YEAR ENDED

31 DECEMBER 2023

CHARITY NO: 1193827

Cound & Co LLP Chartered Accountants 1 Princes Court Royal Way Loughborough Leics, LE11 5XR

Tel: 01509 214163

FOR THE YEAR ENDED 31 DECEMBER 2023

THE WELL CHURCH LOUGHBOROUGH REPORT AND FINANCIAL STATEMENTS

CONTENTS

Page
1 - 5 Report of the Trustees
6 Report of the Independent Examiner
7 - 8 Statement of Financial Activities
9 Balance Sheet
10 - 13 Notes forming part of the Financial Statements

- 1 -

THE WELL CHURCH LOUGHBOROUGH

TRUSTEES REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees are pleased to present their report together with the financial statements of the charity for the year ended 31 December 2023.

OBJECTIVES

The objectives of the Charity are to advance the Christian faith, to provide relief and support for those in need and the general education of adults and children on the values of Christian principles.

ACTIVITIES/ACHIEVEMENTS AND PERFORMANCE

2023 has been a year of growing for The Well Church, as we have seen many new people connecting with us and joining in. It has been a joy to see our members meeting together regularly again on Sundays as well as during the week, allowing The Well Church to build strong and reach out again.

We continued to enjoy meeting together for our main Sunday meetings, with our average Sunday attendance increasing hugely from 72 to 87. We welcomed 23 new members and three babies during the year and had the great privilege of sending two graduate members and 3 other members to be a strong influence on church life across the world, having helped them to grow, learn and mature through their time with us.

Financial giving increased to £186,534 plus £2143 bank interest (£123,524 in 2022) which allowed us to allocate another £20,000 to our ‘venue fund’ for the eventual purchase of a ministry base for our church. Moving forward, the trustees consider the financial outlook to be very positive and having integrated new members into the church our income will be sufficient to meet all the needs of the church. In May we had our first annual gift day for our ‘Future Opportunities Fund’, which is a fund for a building or other significant future opportunities. A total of £32,653 was given and 10% was given to pay for two church roofs for our friends in Malawi. Due to overall giving throughout the year, we were able to finance a third church roof from the surplus finance!

It has been such a joy to see our children and young peoples’ work flourish this year. Our average number of children attending a Sunday meeting increased from 17 to 23, with children accounting for more than 25% of our Sunday attendance. This ongoing and noticeable change means that the church now feels even more age diverse and family friendly. Five young people travelled to ‘Newday’ camp in August for six days of teaching, worship and socialising with 7,000 young people from other churches across UK and beyond. We have continued ‘Friday Night Hangout’, a space for young people from the local area to hang out and have fun together fortnightly, with an average of 16 young people attending. We had a great social event for our primary-school aged children, to invite friends to and build friendships.

One very exciting area of growth has been our student work. We had around 17 students involved in church life during 2023. We hugely value the life and energy that students bring to the church and still want to equip and encourage students in all that God has for them, so we again ran a student training afternoon, with seminars, teaching, worship and food together. In February, a group of students travelled together to ‘Project23’, a Conference run by the Catalyst Network of Churches for those in their 20s and 30s to be encouraged in faith, church, unbelievers and global mission.

Our student work continues to be one of the areas most affected by the COVID-19 pandemic. We had around 12 students involved in church life during 2022 and we persevered in reaching out to students not yet connected to a church. We hugely value the life and energy that students bring to the church and still want to equip and encourage students in all that God has for them, so we again ran a student training afternoon, with seminars, teaching, worship and food together. Furthermore, in order to meet the individual needs of the student population, we ran several other student events throughout the year with a combination of teaching, worship and social time.

Jack Taylor, our intern for 2022-2023, had the opportunity to take a mission trip to Sweden. The church contributed £502 towards his travel and living expenses and whilst in Sweden Jack spent time doing street evangelism and serving the church. We were thrilled to be able to welcome former student, Holly Jones, as an intern for 2023-2024. Holly is participating in the NewFrontiers ‘ID training programme’ and working with students, Language School and various other church activities. The church covers the financial cost of the training programme, as the benefit to Holly and the church much outweighs the cost! Holly continues the great work that our previous interns started. We’re very grateful to our interns for their hard work, commitment and willingness to serve The Well Church.

- 2 -

THE WELL CHURCH LOUGHBOROUGH

TRUSTEES REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

ACTIVITIES/ACHIEVEMENTS AND PERFORMANCE (continued)

We have continued with our variety of Community Groups, under the broad titles of Home, Interest and Equipping Communities; some meeting in people’s homes with a more ‘typical’ home group style, some centred around shared interests and some with the aim to equip people in their faith and beyond. One equipping group which ran during the Spring and Summer Term as an Alpha Course, which allowed people to explore faith in a relaxed setting. We continue to see the benefit of providing different levels of connection midweek, to meet the needs of our varied congregation.

One of the biggest highlights of the year was our church weekend away. We gathered 99 people in September for a weekend of meeting with God, deepening friendships and fun! We were joined by some of our friends from the Catalyst family of churches, who led sessions and seminars for us. Many people commented afterwards how beneficial the time had been, both socially and for their faith. The church contributed £1828 to subsidise the ticket cost for the weekend away.

The Well Church English Language School continued to provide three classes at differing ability levels, with a group of students who attended very consistently throughout the year. Twice each term we provide a social activity, usually focused around a culturally significant event, such as Shrove Tuesday or Easter and use this opportunity to build vocabulary as well as friendship.

Our toddler church ‘Glow’ continues to meet at the Hut (Ashby Road Estates Community Centre) and we love being able to connect into the local community around our normal Sunday meeting venue. During 2023 we saw a total of 20 families and 24 children come along to enjoy singing, crafts, Bible stories and time to connect with other families and parents.

Towards the end of the year, we began the ‘Hut Gathering’ once a month on Sunday afternoons to gather with people from the community for music, Bible story, craft and tea together. Furthermore, we ran an Easter Holiday Bible Club for three mornings in April: playing games, doing craft and teaching the children about Jesus. It’s a joy to build new friendships and introduce people to Jesus. The Hut is a great venue in the heart of the community, which we really value, so in June we worked alongside the Loughborough Churches Partnership to help clear and renovate the garden area. We gave £1000 to put towards machinery, materials, waste removal and planting in order for the work to progress well and the space to become useable.

We were gladly able to send Martin and James to Malawi in June to visit Alec Mulalo. Whilst there they visited Well Church Wells in Moanga and Didi, which included a powerful meeting with the people who are benefitting directly from the clean water. Martin and James both assisted with the Youth Conference at Holy Dwelling Church and enjoyed staying with Alec and his family to continue building relationship. During the year, we gave a total of £9586 to our friends in Malawi which helped to: provide food for the Youth Conference, give urgent assistance after Storm Freddie, start work on Well Church Well 6, provide roofs for three new church buildings and provide seeds, fertiliser and fuel for farmers in need.

During the year, the Well Church gave a total of £4000 to the Catalyst Network of Churches to support the development of Catalyst churches throughout the world and to assist in overcoming hardships caused by disease, famine, extreme weather and war in the areas where Catalyst churches are established. We also contributed £4800 to Emmanuel Church Oxford to help finance the work of our ‘Hub’ (a subdivision of about 12 Catalyst churches), planting and supporting churches around the world. We contributed £656 to the Turkey/Syria Earthquake Appeal, supporting the immediate needs of people on the ground after the earthquake. Through this connection with a Catalyst church, we also supported a couple who are planting a church in the Middle East with a further £1320, we gave £1800 to Valleys Family Church as they reach into a deprived area of Wales, as well as £1000 to Newday Generation, to set up a charity and support their ongoing costs.

In addition, throughout the year we gave financially to support several other local charities: £1300 to the SOaR Project (Schools Outreach and Resources) for ongoing activities, £650 to Friends International for their work with International Students, £175 to Loughborough Churches Partnership for ongoing work across the town and £1000 to the Loughborough University Christian Union for their events week.

More than 25 members of the church continue to sponsor children in Kenya through Compassion UK which we continue to encourage and promote.

- 3 -

THE WELL CHURCH LOUGHBOROUGH

TRUSTEES REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

Public benefit

The purposes of the charity as outlined by our governing document can be summarised as the advancement of the Christian faith, the relief of poverty and the advancement of education based on Christian principles.

We continue to provide teaching, worship and opportunities to explore the Christian faith through Sunday meetings, home based groups and other courses and events. One aim of our church is to enable ordinary people to live out their faith as part of the community they live and work in, to the benefit of those around them. We teach this repeatedly and create opportunities for people to serve the wider community. This is demonstrated in the projects we run and also on a personal level.

Through our teaching and through opportunities, we have encouraged church people to be a positive presence in their work, their community and their family life. We’re directly working on poverty relief in Malawi, with our programme of clean water supply Bore Holes (currently totalling five) and our provision of roofs for church buildings, which can also be used as community facilities. In Loughborough, we support local charities in their longstanding work into the community near our Sunday meeting venue. We support church members facing hardship and encourage church members to do likewise in their own ways too.

Our English Language school helps those from other nations integrate better into our society. Our toddler church, Glow, invites parents, carers and their young children to come and hear Christian songs, Bible stories and make crafts, as well as connect with parents from within the church.

Leader

Martin Bull has led the Well Church since January 2007. He is employed full time by the Church.

FINANCIAL REVIEW

Unrestricted funds increased from £106,798 (2022) to £130,743 due to a wonderful increase in giving.

The Trustees consider, in order to maintain financial viability, that the charities liquid funds should at all times cover a minimum of three months’ salary costs and one month of premises rental for Charnwood College and the church office (£16,212 at time of writing) after clearing all current liabilities.

- 4 -

THE WELL CHURCH LOUGHBOROUGH

TRUSTEES REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

PLANS FOR THE FUTURE

Objectives for 2024

Our objectives as a church continue to be to build a significant church in Loughborough, that reaches out to all, seeing lives transformed by the power of God. The plans that we have for 2024 line up with these 3 main aims.

Build

We’re really excited that the Catalyst Festival will return in 2024. It has been 6 years since we last met together with the churches in the Catalyst Network and we look forward to spending a weekend in August building friendships, strengthening connections and getting caught up in the bigger picture of what God is doing all over the World. Following on from the success of ‘Project23’, we plan to send the students that connect with us to the same Catalyst Conference in 2024. A place for 20s and 30s to be envisioned for their faith, the church and global mission.

Reach

We aim to reach out to friends, neighbours and colleagues on a personal level and also through projects that we run. We will continue to reach out to those in our local area through Glow and the Language School, as well as running a Kids Holiday Club at the Hut (Ashby Road Estates Community Centre), helping us to serve and connect with those in the local community.

Our hope will be to meet face-to-face again with our friends at Valleys Family Church in Brynmawr and Alec Mulalo in Malawi. Through these relationships we will continue to work directly on the relief of poverty and give to improve the wellbeing of those in hardship situations.

Transform

We have allocated another £20,000 this year to our ‘Venue Fund’ which brings the total to £94,000. Alongside this, we will have another Gift Day for our ‘Future Opportunities Fund’, which currently stands at £29,387. We will again give away 10% to other worthy causes and will continue taking steps during 2024 to find a suitable venue as a ministry and administration base. We hope that this ministry base will be a benefit to the community and a facility used by many. We plan to run the Alpha Course again, having connected with a few people who want to explore faith and meaning.

Conclusion

The Trustees are of the opinion that the charity is in very good financial shape and in a position to meet the challenges expected during the coming year.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Trustee Recruitment

Trustees are selected from those connected with the church so that they have a good understanding of the church’s operation and objectives. Trustees are appointed by the leaders of the church as those who uphold the teachings of the Christian faith in accordance with the trust deed. We look for those with the capability and capacity to fulfil their obligations as trustees, either through their professional experience or personal qualities.

- 5 -

THE WELL CHURCH LOUGHBOROUGH TRUSTEES REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

REFERENCE AND ADMINISTRATIVE DETAILS

CHARITY NAME The Well Church Loughborough
CHARITY NUMBER 1193827
PRINCIPAL OFFICE The Well Church c/o United Reformed Church
39 Frederick Street
Loughborough
Leics
LE11 3BH

The trustees serving during the year and since the year end were as follows:

Saul Algar (Chairman) Tim Aston Martin Bull Laura Green Daniel Wilton (Appointed 12[th] June 2023)

INDEPENDENT EXAMINERS Cound & Co LLP 1 Princes Court Royal Way Loughborough Leics LE11 5XR BANKERS HSBC plc 41 Market Place Loughborough Leics LE11 3EJ

Approved by the Trustees and signed on their behalf by:

………………………….

12 June 2024

Martin Bull (Trustee)

- 6 -

THE WELL CHURCH LOUGHBOROUGH

TO THE TRUSTEES OF THE WELL CHURCH LOUGHBOROUGH

INDEPENDENT EXAMINATION REPORT

I report on the accounts of the charity for the year ended 31 December 2023 which are set out on pages 7 to 9.

Respective Responsibilities of Trustees and Examiner

The charity’s trustees are responsible for the preparation of the accounts.

The charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner’s Statement

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a “true and fair view” and the report is limited to those matters set out in the statement below.

Independent Examiner’s Statement

In connection with our examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that, in any material respect, the requirements:

  2. to keep proper accounting records in accordance with section 130 of the 2011 Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act;

has not met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

D R Gradon MA FCA Cound & Co LLP Chartered Accountants 1 Princes Court Royal Way Loughborough Leics LE11 5XR

12 June 2024

- 7 -

THE WELL CHURCH LOUGHBOROUGH

STATEMENT OF FINANCIAL ACTIVITIES - FOR THE YEAR ENDED 31 DECEMBER 2023

Unrestricted
Designated
Restricted
INCOME
Funds
Fund
Funds
2023
2023
2023
Donations and legacies:
Offerings & donations
105123
20000
-
Malawi
-
-
1170
Josh Strike
-
-
-
Turkey / Syria Earthquake
-
-
656
Ukraine
-
-
-
Sweden Mission
-
-
502
Winter Hardship
-
-
-
Christmas Gift Vouchers
-
-
1875
Futures Fund
-
-
32653
Old Trust
-
-
-
Gift Aid
24555
-
-
Investments
Bank interest received
2143
-
-
__
_

TOTAL INCOME
131821
20000
36856



EXPENDITURE
Charitable Activities:
Grants payable in furtherance of the charity’s objectives
Grants to Catalyst (New Frontiers)
8800
-
656
Grants to external bodies (Worldwide)
10155
-
4938
Grants to external bodies (Local)
4125
-
-



23080
-
5594



Activities in furtherance of the charity’s objectives
Hire of premises
11027
-
-
Meeting consumables
709
-
-
Meeting equipment
545
-
-
Bank Charges
136
-
-
Depreciation of equipment
1015
-
-
Worship Team resource
243
-
-
Primary Children
482
-
-
Creche
279
-
-
Evangelism
296
-
-
Evangelism - Alpha meals
205
-
-
Evangelism -Alpha materials
183
-
-
Evangelism -Language School
2488
-
-
Books
29
-
-
Weekend Away
1828
-
-
Pastoral & Benevolent
314
-
1875
Students
497
-
-
Church Youth
2252
-
-
GLOW
1031
-
-
Socials
179
-
-
Outreach Events
1499
-
-



25237
-
1875


___
Total
Funds
2023
125123
1170
-
656
-
502
-
1875
32653
-
24555
2143
__
188677
_
9456
15093
4125

28674

11027
709
545
136
1015
243
482
279
296
205
183
2488
29
1828
2189
497
2252
1031
179
1499

27112
___
Total
Funds
2022
99236
1065
50
-
1308
314
2,000
-
-
85509
19314
237
__
209033
_
7981
9836
1905

19722

8479
499
79
-
1035
148
165
388
194
-
235
1265
87
1998
4573
576
2091
902
105
1131

23950
___

- 8 -

THE WELL CHURCH LOUGHBOROUGH

STATEMENT OF FINANCIAL ACTIVITIES - FOR THE YEAR ENDED 31 DECEMBER 2023 (continued)

Unrestricted Designated Restricted Total Total
EXPENDITURE (Continued) Funds Fund Funds Funds Funds
2023 2023 2023 2023 2022
Support costs
Visiting Speakers 381 - - 381 600
Hospitality 507 - - 507 474
Training 3931 - - 3931 2136
Travel 755 - - 755 803
Malawi Travel Costs 1778 - - 1778 2067
______ ______ ______ ______ ______
7352 - - 7352 6080
______ ______ ______ ______ ______
Expenditure on managing-administrating the charity
Administration and other office costs 3574 - - 3574 3561
Administration – office rental 3718 - - 3718 3380
Legalities 3152 - - 3152 2034
Salaries 57208 - - 57208 40285
Pensions 4555 - - 4555 3223
______ ______ ______ ______ ______
72207 - - 72207 52483
______ ______ ______ ______ ______
TOTAL EXPENDITURE 127876 - 7469 135345 102235
______ ______ ______ ______ ______
NET INCOME/(EXPENDITURE) AND NET
MOVEMENT IN FUNDS 3945 20000 29387 53332 106798
_____ _____ _____ ______ ______
RECONCILIATION OF FUNDS
Total funds brought forward 32798 74000 - 106798 -
_____ _____ _____ ______ ______
Total funds carried forward £36743 £94000 £29387 £160130 £106798
_____ _____ _____ ______ ______

- 9 -

THE WELL CHURCH LOUGHBOROUGH

BALANCE SHEET AS AT 31 DECEMBER 2023

Fixed Assets
Tangible Fixed Assets
Current Assets
Debtors
Cash at Bank
CURRENT LIABILITIES – Amounts falling due
within one year
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
Represented by:
Unrestricted Funds
Designated Funds
Restricted Funds
TOTAL FUNDS
Notes
2023
2022
3
1668
1329
4
8572
9639
5
156455
114387
__
_
165027
124026


6
6565
18557


158462
105469


160130
106798


£160130
£106798


7
36743
32798
7
94000
74000
7
29387
-


£160130
£106798

___
2022
1329
9639
114387
__
124026
____
2022
18557
______

The Financial Statements on pages 7 to 9 were approved by the trustees on 12 June 2024 and signed on their behalf by:

……………………………………

Saul Algar

……………………………………

Martin Bull

- 10 -

THE WELL CHURCH LOUGHBOROUGH

NOTES FORMING PART OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

1. Accounting Policies

The charity constitutes a public benefit entity under FRS102.

Assets and liabilities are initially recognised at historical cost or transactional value unless otherwise stated in the relevant accounting policy note and the financial statements are prepared on a going concern basis. The financial statements are prepared in sterling, which is the financial currency of the charity and rounded to the nearest £1.

The charity adopted SORP (FRS102) in the current year. In preparing the accounts, the trustees have considered whether in applying the accounting policies require by FRS102 and the Charities SORP FRS102, a restatement of comparative items was needed. No such restatement was required.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by the funding provider. The costs of raising and administering such funds are charged against the specific funds.

Designated funds are funds which have been received with no specific restrictions imposed on them such as unrestricted funds but which the trustees have designated to be expended for a specific purpose.

Equipment - 20% straight line basis

- 11 -

THE WELL CHURCH LOUGHBOROUGH

NOTES FORMING PART OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

2. Staff Costs and Trustee Expenses

Salaries
Social Security Costs
Pension Costs
2023
2022
56936
40285
272
-
4555
3223
__
_
£61763
£43,508

___

Only 9 months salaries were paid in 2022 due to the transfer of employment from the previous charitable trust in April 2022.

Trustee Martin Bull is also an employee and received the following remuneration during the year:

Salary £46700
Pension Contributions £3736

This remuneration is for his work as the Church’s leader not for his role as a trustee.

No other trustee received any remuneration during the year (2022 none) although Sarah Algar (Church Administrator) is the wife of trustee Saul Algar.

The total amount of remuneration benefits for Trustees and Key Management Personnel is £50436.

No employee received total employee benefits in excess of £60,000 during the year.

The average number of employees during the year was: 2023
2

Martin Bull received a further £2034 (2022: £3157) for re-imbursement of expenses incurred. These breakdown to £360 (2022: £435) for provision of hospitality, £741 (2022: £695) for UK travel including mileage paid at HM Revenue & Customs approved rates, £134 (2022: £112) for phone costs on a mobile phone supplied by the Church, £799 (2022: £1620) for tickets to Malawi.

Trustee Tim Aston received £540 (2022: £497) for reimbursement of expenses incurred. These were for IT licences.

Trustee Laura Green received £586 (2022: £575) for reimbursement of expenses incurred. These were for purchases mainly in support of the youth work led by Laura & her husband.

Trustee Saul Algar received £0 (2022: £0) but his wife, Sarah Algar, who is the Church Office Administrator made many purchases for the Church for which she has been reimbursed £5351 (2022: £3776).

The total amount of donations received from the Trustees in the year was £18690.

- 12 -

THE WELL CHURCH LOUGHBOROUGH

NOTES FORMING PART OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

3.
4.
5.
6.
Fixed Assets
Cost of Valuation
At 1 January 2023
Additions in the Year
At 31 December 2023
Depreciation
At 1 January 2023
Additions in the Year
At 31 December 2023
Net Book Value
At 31 December 2023
At 31 December 2022
Debtors
Gift Aid Receivable
Prepayments
Cash at Bank
HSBC Current Account
HSBC Deposit Account
Creditors
PAYE/NIC unpaid
Accruals
Equipment
Total
2364
2364
1354
1354
_

£3,718
£3,718

_
1035
1035
1015
1015


£2,050
£2,050
_

£1,668
£1,668

_
£1,329
£1,329


2023
2022
8572
6775
-
2864
_

£8572
£9639
__
_
2023
2022
2455
2387
154000
112000
_

£156455
£114387


2023
2022
2730
2551
3835
16006


£6565
£18557

___
Equipment
Total
2364
2364
1354
1354
_

£3,718
£3,718

_
1035
1035
1015
1015


£2,050
£2,050
_

£1,668
£1,668

_
£1,329
£1,329


2023
2022
8572
6775
-
2864
_

£8572
£9639
__
_
2023
2022
2455
2387
154000
112000
_

£156455
£114387


2023
2022
2730
2551
3835
16006


£6565
£18557

___
2022
2551
16006
__
£18557
____

- 13 -

THE WELL CHURCH LOUGHBOROUGH

NOTES FORMING PART OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

7.

Analysis of Net Assets by Funds
Unrestricted
Designated
Restricted
Total
Funds
Funds
Funds
Funds
2023
2023
2023
2023
Fixed Assets
1668
-
-
1668
Current Assets
41640
94000
29387
165027
Current Liabilities
(6565)
-
-
(6565)
__
_


£36743
£94000
£29387
£160130



___
Total
Funds
2022
1329
124026
(18557)
__
£106798
_____

_

Designated funds represent the “Venue Fund” (as noted in the Trustees Report) whereby the Trustees are setting aside funds towards the eventual purchase of a property for the Church.

8. Control

The charity is controlled by its members.

9. Transactions with Related Parties

There were no transactions with related parties.