CHEAM
BAPTIST CHUQCH
Rtythed Chanty No.. 1193212
Unaudited Report and Financial Statements
for the year ended 31 December 2025

CHEAM BAPTIST CHURCH
Unaudlted Report and Financial Statements for the year ended 31 DeGembBT 2025
CONTENTS
Page
Report oltr* Trnstees
Report ol the IndepeThSenl Examiner
Statement ol Finanoal Athwt'es for the yw
Balan(* Sheet
Stslem8nl of Cashflows
Notes lo the Finanoal Stsiements
10
11
72-18

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025
The TnJstee5 present their ieport together with the firwi¢o1 stslern￿ts of Baptst Churth ICBCI fc* the year ended 31 Dec*rnEer 2025..
Rgference and admlnlslraivg dotails
Rfjgistered Charltynumb•r.'
Principal OffKe.'
Independenl Examin•r.'
8ank8rs.'
1193212
4 Park Road. Chearn, Sullon. SM3 8QB
JCS Acc4yJntants Ltd, S Rotrfn Hood Lane, Suttm. SM12SW
Bard8￿ Bank PLC. Wimbl&kn 3. Leicesler. LE87 2B8
CAF 8ank Ltd, 25 ￿'ng$ H￿1 Avenue. Kings Hill, Wesl Malling. ME19 4JQ
ngdom Bank Ltd, Media House. Padge Road, Beestoft. Nottingham. NG9 2RS
London Baptist prO￿rty Board. Unil C2. 15 Doc* Street, London E18JN
Charity 8ank Lld. Fosse Fknjse, 182 High Street. Tonbridge TN9 18E
Metro 8ank PLC, 8&87 Street. Sutton. SM11JF
£￿ard 10 Thg Pry'nL Markel Hatsjrw, LE16 7QU
Sollcltors..
Truste•s
Pastors
Butcher, Nigèl P
Richardson, Neil M
Elect&l Juiy 2015
EK8Cted January 2025
Paslor
Asxoab Pastsy Evar¥Jelism lfrom April 20251
Elders
Comish. Nichd8s C
Fletcher, Peter J
HDTrvcx)d, Daniel M
Walker. Andrew M
Willi8ms, Bruce R
Wyrnan, Mattl*w C
Deacons
co￿, Dav
Espejo. Gonofor D
Green, Neal J
hjre. Dawd S
Lock, Step￿n
Stree( Weth K
Wnghl, Peter R
XX-Trustee dispens*cffi Deac
R￿le￿ad June 2025
R￿lected Octcthr 2024
Elected October 2024
Eletted January 2025
Re-elected October 2024
RvdL9cled Jun8 2024
08ag)n
Elected June 2025
Re-elected June 2023
Re-elected June 2025
Re&elo¢ted June 2024
Eknled June 2023
Elected January 2025
Stood down Juno 2025
E*t8d January 2026
Chair ol Truslees
Pèrsonnel Deacors
Fabn'c Deaton
Trgasurer
Property
The London Baplisl Pmperty Board acts as CustrAi¥+ Trustee fer Ihe fThlowng freeh)k1 wcpeth5". the main churc* bJildlng, Church Halls, and 12 Park
Road, with CBC having beneficial use ollhg premises. These wemis8s are rgcowisedas rwjhlof usèNernises. The remainiw church lfreeholdl p￿MISeS
are hèld in th8 ol CBC.
Financo Committe*
CBC'S Finance Cornmittee 1$ rnade ￿ as fdtr*s'.
Treasurer
Wendy Street
C*a¢on lE￿Ixed Jan 251
Elected membgrs
Chander. Paul A
Gothjard Nwl C
H¢xe. David S
Lock, Stephen 8
WrighL JanKe M
Chwch Memt
Church Memt4r
PerS￿n￿ De&¢
Chwth Merrthr
Structure, Govemanco and Management
Structure
CBC was founded in 1862 and constituted as an unints)rpJrated thwty bytrusl deed of 3 knjusl 1907. Ft was fegi5tered Ihe Chanty Commission in
2009 Ino. 11291111. On 1 April 2022, the Church transferr&J all ol its assets. liabilrt*s and xbwties to a charitab￿ InLWK)fdted Organisalion ICIOI Ino.
11932121, which retsins Ihe same name. CBC is govemed by rts 0)nsbttt￿1.
Membership of CBC is confined to persons confess faith in the Lord Jesus chr￿1. %tho accept CBC'S 'Basis of Faith,. and whose application for
Membership has been approved al a Church Meeting. Pastors, Elders and Deacons are ex offiuo tnjstees app)inled by the Members ol CBC. In 2025
there were fwe Church Mernbers. Meetwos. ￿e ccrfnt¥'wl vthh a Speual Cmjrth Membe￿, Kketry.

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Roles of Trustees
CBC'S Tnjslees manage the affairs of CBC, wlh all impo￿1 de(ish)ns ￿.￿j put to CBC'S Membefs al Churth Members, Meebros. In general, the
Elders and Deacons, under Ihe oVerS￿h1 ol CBC memt¢rs, concentrate reS￿Y on spiritual affairs ar¥J pr&tical affairs. The Senior Pastor Is
responsible lor the day-lfrdaycgeralion ofCBC as&*eiS by Ihe Asscthte Pastc¥. achurth OF¢ra1￿$ maWera￿ a part-limeAdrnin and Carelsupport
Lead. During 2025 CBC'S Twstees mel 7 tift￿ lo manage CBC'S aff8WS.
Appointment ofTrn$tse$
Pastors are apFK)inled fu an indefinrte te￿ al a Speaal CBC Members meeb.ng and Elders Dea(￿5 are eleded from chufch members as ex
officio Trustees and are appoinled for a three-year tem), rerwabk h4x) further ￿nSe￿jt￿e three-year terms. Thereafter there musl be an inlerwal ol
al ￿ast one year before they be appointed again. CBC MemtrH5 are nO￿f￿d of rekn'riTrJ EkJeTS irsvit8d to norninale C8C Members
lor eleth'on as E￿fjrS and ￿a¢on$ al the Fetk)wshg Meeting. usudty hebj in JJTh.
Trnstee$' Induclion and fr4lning
Trustees have access lo the Trustees area ol C8C's website contsinir¥), interalia. olTruslè8s' meetings, CBC pOI￿leS, governance dooJmgnls
and relevant Charity Ce¢nmissK)n publ￿￿$. Tn)st¢es 816 kepl utMJabJ in Charity practice and law by the Trustse Chair.
Prln¢ipal rlikl and unCertaIn￿li
The Tru81883 hav8 ￿ents"fied tha mapf risks to CBC c¢uld be exp)$8d. Systems and prcttdures have been established lo meet Ihose risks. CBC
rnalnlains a Rtsk R8gis18r idenbfying general arvj fiTran¢ial nsks and prryng remethal measures lor regular rwèw. Majcf id8nlifie(S risks are..
Safeguardlng.. Is param￿nI given the many children, yr)ung pth)￿. aTrJ vulngrablg adults that weare regulady In contact with. Safeguarding PdKio$
for both Childran and Adults are in pLKe, regularly UF*Jated and aYaiL4blo on t￿ cfwjfth w8byte. Thgrg ￿ nam8d Safeguarding Leads lor each
policy area. Safeguardiry is a slanding agenda ilem 81 both Trusteg ar¥J Churth m8&tMlgs, and a Safgguarthr4 group meets reguLgrty. DBS ¢heeklng
15 kept up lo dale. A Trustee has oversghl of this Pdicy area.
Lo$s of key managèment personnel.. kJSS of any ol key stsff would have thers& impa¢X. TemkKJrary repla(*ment is1gasibk, bul Ihare are lew
other actions or nwligalions Trustegs tonsthr appri)prFats a5 11 wouh1 tskè bme to advertBthcYuil rèF4&emenls. We are also reliant on Some key
Yolunle8rs wrth finance eX￿rtIse aThJ seek lo mityale this Tisk by engJriJvJ fjnanoal lasks and inlormalK)n are shared as much as possible.
Loss ol prfrml$•8.' major damage lo C8C's buiklirrtJswwkJthsruplourweekty actM'l*sC￿s￿I8rab1y. ￿tamat￿e pr8miseswould be urgently needed,
with all the implicabons Ihal brirrfj. A Propety Team oversees mainlenance olC8C's proFert*s fire preventative precaulions and systems
in F4iee. Regular chec*s ol fire systems afe car￿d {￿1, ar¥J fire trw is peithlly gNefi. tem m Pre-sthod, and lo CBC members
generally. wlh fits drills carried out anThJ￿y aft¢r tho n￿MI￿j and s•Thtss.
Key M4n•gemonl P•rsonn
The Trustees con%derthalthe PastthvsaThJ Trustees ofC8Cwetr* Key Manag•mnl Perxmel. Oet8ils ol reffluneration ol K8y Managgmgftt Pèrsonn81
are disdosed in Notè 8. RemuneralK)n ol P8stss is ￿￿ed by a Refflunwal*￿ P8ro1 ciwstirg ofiiww ithF*ThJenl Trustges.
R•lated Parti•s
Details of related party transacb'ons are dtsdosed in Nole 18.
The Lond￿ Baptist Prop8ty Board a*)ws to use Ihe Churth. Churth HaHg, aThJ 12 Pth Road prefflisos.
Nigel Bulcher, Pastor and Trustee, is a Twslee of sutt￿ Schfy)Isth Isuttffi Schwls Christian Workers Trust, charity no. 10524181, which re￿iveS an
annual donalnn lor the suFy(rt ol its worker5 in l(tal sckK4s. DavKI H￿, o CBC Twstee. ts an emFdoyee ol CES, an e*rical contracting company
SP8cialising in church lighlir& that occasKinalty carries out ekntrul th fcf CBC.
Trustees submit Declarab'ons that they are'Fit and Prrw Pwson$' urmler the Finance Ad 2010 and of wtenb'ally conllKling interests and, al each
Trustees, rneeling, lo dedare any new Folenlk81 c￿nI¢# ol int￿St. A is In place defir¥TrJ pyocedures lo ensure Conflicts ol Interest are woperfy
dealt wlh.
Nick Comish, CBC Trustee, ts f8lhef of Ben C￿¥¥h was on a casual ¢￿tra￿ forservices with CBC Pre.Sthrd during 2￿25.
Volunt98r5
Much olthe ￿gUlar wort in rnaintsining and deaning Ihe yernises is undertaken voluntarty by CBC Memb8TS but, %Yhere necessary, OU￿.de contractors
are used. About 100 volunteers, mosly CBC membets. help lo wn CBC'S ath"*ib"es in further8nce ol its tharitsble purp)ses, including Trustees, Finance
Team, Worfd Mission Pathws. (kn¥th Group ￿adets, &Jnday Club aNI 0thwy￿th &knty kajers. musiryans, church deaners, DIY hdpers and others.

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Ststements for the year ended 31 Decefflber 2025
Objèctives and activftles of Chèam Baptist Church 2025
The wrposes ol CBC, as sel out in ils (x)nslrtution. we."
the advancement of the Christian farth in accordance ts Basis of Failh. wmarly tArt not exL*tsNely wthin Chearn, Sutton, Surrey an($ the
sulrounding neighbourhood,.
the advancement ol educalN)n', and
such other Charitab￿ purposes as shll, in the of tr￿￿ee$. W into Ihe failh in accordance with the 8asis ol
Faith.
CBC èxists to serve and sqcfflfy Gc#J, to tharK* the chr￿tka￿ faith by ￿￿8NDing Ihe IW-Ihal all nwj reconciliath'on with 8 holy God.
ssibl& only through Jesus Christ- and lo obey Jesus, command lo make disti￿5. C8C seeks. th￿Ugh Gcvj's p)wer, lo equip Peop￿ to serve God in
the community. CBC believes the Bib￿ is tsue, reveals CJYY'S nalure, and gu*Jes h)w INe. CBC welc(*nes peop￿ of all ages and backgrounds and
aims lo benefii Cheam an¢ the wder comrnunity in the UK and Ove￿eaS.
In 2025. CBC athpted a strategy based on ourVis*ffl SIatsff￿TrL based ￿ 6 key ar8as'.
Worshlp Jesus.
Grow lo be like Jegjs.
Equip lo serve Jesus, Chw¢h.
Wiiness lo Jesus.
Connect lo Jesus, Churth.
Pathgr in Jesus, missim. Ittl￿y, natKI￿ty and intem8t￿l
I￿r main regukr acliYib'8$ during 2025 ￿re Swthy rrrfxnry sevit¢s and e¥eriwJ prayw meeongs Iwth th¢ L￿d.$ Supper onca a
month. morning and evening). phjs Easter and ChristrTras sefyths in churth and ￿ wthf cfjmmunty. We hdd fortnKJhly Growth Groups for yayfr and
Bible Sbjdy and ZrM)m meets'ngs every 6 w8gks wth wr mtsshjn part￿[$ arwrmj the wcrfld, ￿ting lo hear their nèws and pray together.
W8 held weekty children's and youlh work Nt FThlay evenirys and SuThJay nv)mirrfJs. and groups for many of thg drfferenl groups In Cheam and the
ngighbourhood, including loddlers & parents. sèn*)rs and intemalic¥)als. Our Pre.So1￿1 provhyed mcffling and afternoon sessions ead) weekday.
CBC prOV￿e$ regulai finanoal supwt Igrantsl Io SF￿tsJ nwnbers al￿ fmrm8mbets ol CBC arè servwig as pastors or missionarK95 in lh8 UK
or overseas. and lo missK)n organisalwts aThJ than1￿ Ihol ha¥e an estsiAished tonne¢t*)n *ilh CBC. SuFWrt is only agreed where this dearty further
CBC'S charitable objecls lor the advancem8nl ollhe Chrislrdn faith. Grants are gjbpd lo ¢wrusual fin*Kial aThJ goveman¢e deawnvrnaking yocg$59S,
(CBC is not a granl-making charrty and dc*s not have a f￿rnal grant￿kIng ￿lcy.)
Achiev8m6nts and Perfo￿ance
2025 Goal8
Makè seryices mcffe indusive to rew Ihe ¢*ver* of CBC (party achieved- N￿oing}.
Dgvebp musicians. skills and Conf￿8￿Ce ￿ l•adiry (party ￿￿j).
Sgrvice Le&Jing Team lo ￿ cr8at9d Inol athevedl.
A¢hievgments
An audit of￿1 SEND I￿lu￿￿ty gave very positive leedb&k on c4w approad) ar￿ practi￿.
We conlinued to prowde printed Se￿ notes translated into Ukrainw. Pth1uguese and Canionese, imming acces&Lility for members of
those eommunib"es.
The mU￿e team became rrll)re Gc6Fel-locused, wth te*n knjers he*irrfJ lo prep*e and le•J mlup. This has increased dNergly
among those leading wothip. prayers and Bible readiNJs.
Musiaans, lamming sessK)ns' duririg the y￿r enat4ed to F4ay tc¥JetheT arKt eX[4￿e rth approache5.
We are U￿aling guidance lor muscians.
2. Grow lo bo like Jesus
2025 Gtsals
Provide devots'onal reswrees lo ￿￿rnber$ 3 tsmes 8 year 18th￿j).
Increase attendan￿ in Growth Grwps awss the year Iparuy athwedl.
Hold a Weekend Away the whde church l&thievedl.

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Achlevomgnts
Books were provided lo all thurch famil￿ Lent, Sufffftr ￿ thent. I￿th members shariNJ ￿llec￿n5 on the yjmmer bcy)ks al a
Sunday evening meebng in Seplember.
Growth Gr￿P attendance remained SWY ￿)￿eased groups ￿th ne*4p'nws.
120 people attended a Weekend Away in June. erw'rvj w￿￿'P. le¥hirYJ and lemowship logeuw.. Ih's wll run kn'ennialty.
Our Youth Group also held a weekend away.
E ul to servo Josus, Church
2025 Goals
Run 3 different series OTr Seminars cffl &JThlay e¥enrys Ipartty
ComFlele volunteer database to hdp rnorè meft*ws to be 5eMr¥J Ipafty athievedl.
Crealfj an annual plan lor equIp￿.￿j wr ttsarns {ach￿ed).
Achlevem•nts
Seminars on errK)l￿nS and fath ￿re hèkl in Octoter,. more ￿anThIng is required for 2026 induding other everlrrfp.
Vdunteerdatabase is beirq devek)p8d. This will be managed by the Churth Office lor t*tter &Yminislrats"on.
A meeting lor learn lèaders was held in Dgcomber, to W tyjenty It￿'r equwirvJ needs. Further equippiNJ bw'ng plannod lor 2026.
Wlln
2025 Goa
Regular infomiod prayer knrour wtr*ss Iparly e£*wedl.
Maintain cara lor our exisliThJ fjjlrgach mirristh'es lonsK)irvJI.
Employ an Ass￿1•1• Paslor lo lead wr outreachmness lac**vedl.
Achlivements
We cfjnlinuwj a rang8 ol commwity.fooJsed rNnistries, ndudiThJ F*e-Scl¥)d. Lrtde Tots Imoyw Ic¥Jd18r grwpl, Conversation Point IESL
conv8rsab.on da$51. Quillers la craft grwpi and Plus Poinl lftf dder Fwplel. provNJing opportUn￿eS lo share the good news ol J8sus. Pre-
School parents ar8 invrted lo all major church evgnts. we had a gc#Jd lurrK)ut fN ￿ Pre.se￿xA Natswly ser￿.
Neil Richards￿ was ap￿Inted ￿SO￿ale Pastor for Evarvjdism li &)rt. He has built stroNJ local connethC￿$, undertsken d￿r-to-door
oulreath, and delivered IrainiThJ that is tr*lpir4J and encour4ing chwth members share thoirfaith. ￿treath 8¢tiwtss planned for 2028 indude
Passion IOT Christ Inalional mission) aThJ a pertomwc• of The Mth Drarna al Easter,
We part￿Ipated in rnaior Chearn VIlLqge evenls.. ts Charter Fair in May and the Chri$lrnas Evening in Decémber. Activili6s induded
lundraising for Tearfund and Sl Raphael's HospKe, hosmg Wrimage.. The EXh￿rt￿, an art exhibthon sharing a story ol personal healin9,
and a Forest ol Trees Chn'strnas tree deC(￿O"ng èvenl attended by around 6W Fwe.
We fan Easler and Chrr6lma$ SerY￿e5 al Belhel Court a Ic￿1 reb'remeftl twrty.
In August, our Children's HdH1ay Club wele¢)med 100 lcd thlttren Mom1r￿ ol athibos ar￿ a spKral Sunday seNice. Folbwing this,
some childrgn have joined our regwlar Y￿ aclmtes.
Con
ecl
1118, Chu
2025 Goals
Narne Badge sunda￿ lachievedl.
D8velop a pathway lor newcomrs to bg in¥dved in ow cthrth family (party achioiRdl.
Dgvelop the Park Road Entrarte as a &ngLq rna￿ ¢n1rar￿. a5 a fflws of improwg Ihe wek¢ffje lo Ihe thrth and Mak￿9 il easierfcf new
people lo in long)Ir¥Jl.
A¢hiovements
Vve hekd two Name Badge Sunday3, heltiNJ Fec* to crt easty arhj etKtMwage Cl)n￿[SaIloft. These were well-received by all
participants.
Several members. knnches and [￿w￿er5, lurn*es duriro ts ￿1, to ￿1p nff4¥ Lxfflnecl vAth u5, with mre planned lor
2026.
Progms is being rnade on usiro Ihe vc4unleer dalabase Isee Equip) lo help new meffttws become involved in different as￿￿9 ol church life.
Planning permission was swftly obtsined for a main entrance in Park ROJJ. lo imFYove the appearance ol the buildin9s and the we1cL￿e
for ¥Asilors. Following 5￿CesSful pknniThJ and preparation in 2025. we have estsblished a sub-commrttee to take this work f(Kward, aiming for
com*tion olthis phase in 2026. FLther re-￿"n9 and Ihe church %*Nship Is ￿ bw.ro F4anned abroside lundraising.

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Ststements for the year ended 31 December 2025
Partner in Jesus, mission loul
national
and intsmalio
2025 Goals
Hdd Zojm inter¥w with our MISS￿ Partnwsts Surthy evening W8￿r b'ffes laJMeved}
Strengthen links with local partnefships Iparuy ath￿¥
Teams Its ￿19￿1 and serve ￿ Moldova lachieV￿
Achievemènts
ongside our regular MisS￿)n Zo(¥n praYer￿￿b"ngs. ￿ hd(14 Zfy)m inlemews miss#)n parlners on Sunday evenings. We hosted wsits
from missffiaries in Cape Town and C(Aombta and hekj an evenry ofwayer for the persecuted churth.
We maintsined links with I￿31 partners rtluding &Jtton c￿l￿Trty W(¥ks (Street Pastors and f(KxJ banksl and Sutton Schoolswork. We
)nb'nL*d lermly joint youth work with &ace Church Worce51er Park and Pk$￿ Church Sutton. Banslead Comfflunity Churth Join our Youth
Work each FrKlay. Our Pastors 150 t￿an quartety rrtttiry the Paslus of these thurthes and Emmanuel Church Epsom, to losler
greater collar￿ation in 2026.
We Irialled partnering wilh local comuntty and NHS rywts')ns, Ind￿J1￿j a **ekly leg dinK, partr*nng along&de a communty singing
group that uses our building. Our Assoriate Past￿ for Evarodism attended events to rneel people. not all aspects ran smoothly,
valuable lessons were leamed lor luhjre 01￿￿ratI￿s.
We (ontinued to supportehurthes w￿8 fcther CBC member¥ are in ministy, induding Hcpe Church Chichesterand Grace Church Khllington.
Visits were made to our rrw$Sh￿ partrw team in Mddova in May, ￿uSt and Octcthr, prowding praclwl, pastoral and
admin15trab.ve support.
Paslor818nd financial SUPF*Yt eont'nued ￿ rNssk)n8r*s 4) StrJlh Af￿￿, Ihe USA ￿ Pol8nd.
n opportunity arose for Paskf to W0￿de guest teathing by ZTr)m lo a churth in Lalhye, Pakistan.
We raised funds induding a 0￿-Off £10,000 dC￿8b)n to support a new M￿s￿)ft Hub in Wrodaw, Pokrnl, *orknng with Steiger Inl8mats"onai.
Impa¢l
The irnpacl of CBC'S sharing of the gcth news ol Jesus Chr￿1 is seen in thang&J grry4¥ir¥J faith. ar#J a C￿MUnity rnthed by hope, c4)mpass
and eare. This has supported pwple 1hro￿h ongThng inlemalxA and finanual thalenges and is refiected m ￿N￿1Val$ ec￿￿￿9 to failh, growng as
disdplès, and meeting praclicd, soual and spnfval needs loca￿ aNJ *￿ely.
Our Pre-school continued lo have 8 FQ511Ne impaL# by kKal famil*s wlh tr* thrch, desp.te fina￿181 pressurès a￿1 f811ing numbets linked
to lower b'rth rates, whieh led lo the dosur8 ol another kx41 pre.se1￿. The Pre-s¢￿1 h8s a very gcyjd reputation in the cornmunity and parents often
cornmenl on h)w rt is a very 5F4oal pre4cknl Ihal &ty)¥e and be￿￿ThI exF¢thtM8.
Al Ihe start 012025. CBC had a fom)al mernbetship of 219. LhJrir¥J the year, 9 memtws to churches In olhor parts of tho country., 2 memtsefs
resignod and h8ve nol joined other churehés. 4 ￿rnberS died (CBC also hosted 6 other funerals fc¢ our wder thurch lamilyl. 24 people joined as new
rnombers. bringing tyjr mèmbership to 228 al year end. Nurnbers in c4Jr W￿er cowwabon remain high, and Sunday moming services rerrkqin al hjll
capacity, wlh arouThJ 3C() peoF48 regulady attendiThJ. arg I￿￿ng lor w8F mak¢ rrw spxe.
Five peo￿8 publicty declarwj th￿[larth I￿Ugh belièrf$ baptism, aThJ orn Iwlding *$ WJ.
'Be$ides Ihe obvious.. Bib￿ teathing etc. I have disCove￿d overth8 last kn¥ y9arn muL* is defiè qu￿ty, in the background. ￿en my husband was
Ill, the prayer support, both from CBC generally and the Grovrth fywp. was *r￿derfUl, ar#J offers ol Wp. S8ver81 membets went lo visrt him in hospital,.
there Wère many phone calls and support in sev8r* ways.
'Since being widowed. Th￿￿er8 ofC8C really have t)ecm"my famty". I've t*en inwtsd ￿￿t lo meals. c¥)ffee 6t0
'Being pari ol a GThlh Group is inv8lu8bk- knwTrJ thew c￿, wayer supp)rt.' thal rwns a k)I" IC8C n￿rnbelI
Sèrious Events
None to report.
Public Benèflt
The Trustees consider Ihe objectives and aclNities listed to be of Puts1￿ Benefit, Ihe surnmary of achievements lo ￿ an indication ol their
performance and Contributi￿ lo the Chri$tsan thurch and generally to the kxal ￿ WKYer communty. The Twstees confirm they have had due regard lo
the guidance ISS￿d by Ik Chaty Cornmission ￿ Putlic Benefft F4anniTrJ ￿1r obpthes and ath"Trths for Ihe year.

CHEAM BAPTIST CHURCH
Unauditsd Report and Financial Statements for the year ended 31 December 2025
Financial Revlew
These Financial Slalements have been drawm up in Ihe stkn￿nl of Recomftwded Prad￿e ISORPI, revis•J 2019, ￿d,The Financial
RetK)rting StsThJard applicable in the UK & Reput1￿ ol Irekrbj, IFRS102).
General unrestn'cted incc¥ne of £479,0(￿{2024.. £437,C(wJl once again has exrwbj ex￿rtUre of£447,CW12024.' £424,0(¥Jl resdl'ng in Nel Income
01 £32,00012024'. £13,000).. Adding the Pre-schoL4 ￿￿'bUt￿ of £12,OLN) and translerriro £80,000 to the Fabric Fund, resultsd in a Nel Movement In
General Fur¥Js of -£36.OtKI12024.. £28,0001. The General Fund i8 now £123,LIJO12024". £159,000). %wth ts Fa￿"¢ Fund also increased from £182,000
to £262.000 in anticipalk)n ol devekjpmenl cost5.
The 2026 budget for the General Fund was by CIO membets i) Novemtw 2025, •1*)"pab"rvJ a deficit of L£24,000. A5 $hown beky* under
Reserves Poliq, the church has ge￿[al lunds of £123,(KX)12024.. £159,C￿oI. To make rt ea￿er for people in our cc¥nmunity lo eome into th& building
and lo enable slep free a￿esS on the ficKsr. we are proposiNJ lo tNJthJ a new entrance. Hanning pem)issI￿ has been re￿Ned, and we anl'opale
the build may be comtAeled by Ihe el￿ 012026. T*Y) fiJther phases of de¥dop￿nI (Phases IA and 21 are also planned to indude turning church
180 degrees, Upgradi[￿ thè seNices and addirrfj h¥0 meuanine balo)nies and Ihen intr¢yJu&rKJ new t￿lets a FAanl ru)m as well as upgrading the
incoming eledrical servic6s. The total budgeted cost of all Ihm phaw of deVeknp￿￿nt is anthcipated al E2.S)O,000 ¥vhich includes a 10% conlingancy
amount. On 28 February 2026, CBC memtr*rs aulhorisod ￿ BuikJiThJ Pr¢* Sub£ommrtte8 to go wth fundraising and then lo cary out Phases
1, 1A and 2 01 ihe buildirg pyogramnw, as availa￿8 Iw)ds diclate. We are *eordiNJty F4annirg a gift day on 9Jnd8y 19th ￿ri1 as part ol a programm810
raise the required funds.
Pre-schwl relumed a defcil fu the yaar 01 £15,(th12024'. Surplus £16.Cthl after their conln"lyJtTh) lo the mam church ae¢cMJnts as mentr'on￿ above,
sts'll having reserves of £63.OC()12Q24.. £78,oc￿l. The budget lor 2026 has N)w been a￿eed by the Pre-Schc¥)I c￿mIttee and anlicipales break*ven,
Thgrg are sts'll Pre-sch￿1 place5 lor 202S12026 to a ￿ birth rats, sws are lak￿ to fdl th8S0 SPgC48 in thg $umm•r tsrrn.11 is anliopaled that
our Prfvschool 1$ ￿11 pla¢8d lor the ShortJ￿d1Urn torm.
The Financial Stalamenls and Notes lo the Finanud Stslements fv the y￿r ththj 31 Decerniw 2025 on pw 8 to 18. outlin6 the manner in which
the Church's fvnds have been ap ￿led.
Resoms pollcy
Al the year end the Church had nel assèts of £2.580,¢>X)12024.. £2,218.1￿)I of wh￿h £420,00)12024.. £146,000) were reStr￿ed and £2,073,00012024',
£1,973,000) were designated, Free reseNes Igeneral fvndsl We￿ £123,c￿l2024.. £159.0001. Fathc Fund (des￿nated 9enerall was £262,00012024'.
£182,000), lotslling £385,OtsJ12024.. £341,000).
Thè Reserves Poky stales that the Church is lo maitsn unresln.￿ell fijnds al a Iwd wuaiès to fywity-fve pgr ¢anl ol annual budg8led
expenditure lor the fortheomirg year. F¢y 2026 experthre i81￿eCaSt to té (£479,000. IhusC￿lrttj for reserv86olc£120,000. CurreniGeneral RtsoNes
are £123,000- policy mei.
The Church Pre.school I￿Stn.¢[ed fundsl has ts saff* p)IKy. F￿ X)26 eXF￿J1I￿ is fcthJsl to be r&167,CIJO. thus ￿lling for rewNès ol c£42,000.
Curr¢nl Resèrves are £63,000- policy mel.
Trustees, responsibilitles In rolation to the Flnanclal St*ments
The trustees are responsible for prepariry the Trustees, Amual Re￿ aThJ finanual 5ts18rn8nts in a¢￿)rdance wrth aFpIic8ble law and United
Kingdom Aceounting Standards includiro finanaal ￿pOrtir8 stsndafd FRS 102.. Fi)anoal RW'n9 Standard applicat4e in the UK and Republic ol
Ireland (United Kingdom Generally Awpted Acc(xJnts"ng PractKel.
The law applica￿e lo charities in E￿l￿d and Wales requi￿$ the trustees lo prepare finanlid stalewts lor each financial year which give a true and
fair view ol the stale of affwrs of the charity aTrJ ol the incorne of the chaThty ts Ihat tertsl. In preparing these finarKAI slaternenls, the
Iruslees are required lo".
select suitsble acc(xJnting km)IK￿$ and them
observe the rnelhods and prin￿￿e$ in the Charilies SORP",
make judgments and estirnales that are reasonabk and pnJdenL
state ¥vhether accounts'ThJ 51andards have been fdbwed. S￿￿e¢l k) ￿Y m*eril dep&￿re5 di￿lOSed and explained in the finanryal
slalements., and
prepare the finan￿￿ ststwnentson th8 sying ccfflcem basis unless itls inapwopnale lo prewmethalthe charty will continue in bjgness.
The Iruslees ao responsiNe for keepin9 proper accounting reo)rds that disdose wrth reasonab￿ ac(yJracy at any hme the financial w&ition of the
charity and enab￿ them lo ensure thal the finanoal statements cfjrnply wrth the Charit*s Act 2011, the Charity IAccA)unts and Reports) Regulats'ons
2008. and the prowwns ol the constitution. They are also ￿tKIns￿l￿ safeguardrrfj the assds of the charrty aThJ ￿ce fortaking feasonablo steps
to prevent and deteclfraud and otsr Irregu￿nheS.

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Indep8ndent oxamination
JCS Accounlants kn.mIt￿ TeaFF(fflted as the ljwnt Examiners to the Churth at the Fdknwship Mee*'ry held in June 2025.
Approved by the Trustees aThJ $9n8d behaff by.
Twslee.. N J Green Ichair ol Tnjsteesl
Trustee.. W K Street (Treasurer)
Dale., 19 May 2026

CHEAM BAPTIST CHURCH
Unaudited Report and Finan¢lal SLitsments for the year ended 31 December 2025
Indèpendént examinerfs report to the trustees of Chthvn Baptist Church
I report lo the thanty trustees C￿ my c4 the x¢)xmts ofthe Cheam Bwt C￿rth Ilhe Charity) for ￿ wrended 31 tkncember 2025 sel
out on pages 8 to 18.
Responsibiliti￿ and basis of report
As the charWs trustees Y￿ are respon&tle tsthe We￿TalK)n ofthe accwts in *ilh the Tequirerr*nts ofth8 Charthes Act 20111.lhe Aet'i.
I report in respect of my examinalK)n ol Charity's ac(ounts as cani*J ¢yJt ￿j8T section 145 01 Ihe Act aThJ in caryiThJ ￿Jt my exarnin81￿ I have
followed all the applioble ￿T8¢don$ given by the Clwty uTrJeT 14515llbl dtha Act.
Indopondont oxamln•rf5 5tstsmgnt
Since Ihe Chanty's gross in(t4ne exceeded £250,CIXJ your examiner must te a memter ola toty lth in sectM)Tr 145 01 the 2011 Act. l ojnfirm that I
Im qualified lo uTrJertake tha examinakn L￿￿51 l am a ofts Irthrte ol Chartwed A?￿)ntsnts m EngL9r￿ aTh1 Wales. which 1$ ede ol the
listed bodies.
I have ¢ompkgled my exami￿tic￿. l ojnfimi Ihal M mallers have c(Th to my attenlkm wi wth IK9 examination gmng me cause to believe
that in any matsrial respe¢t'.
accounb'ng rectrds were rKJl kept ￿ resF4L# ol the CW as rwTwJ by sect￿￿ 130 oflhe Ad.. c
the ac￿￿nts do not accord wtth Ihose reo)rds.'
lh8 accounts do not cornply the applirat4e req￿reMentS c¢￿e4M1ryj tha I(￿ c¢Mrtwl ol ac&)unts set in Ch8ril*s (Accounts
and R8portl Regulab'ons 2008 Ot￿ than any r•Jiirwnenl that th8 a Inm aThJ ¥*w' thd) 1$ not a maller cons#Ygred as part
ol an indepgndenl examinat￿., or
the accounts have teen wopared In Il* mthjjs ￿ princw ol knnunb.ng ￿ Rep)rting by Charities.. Stslemenl ol
R8commended Pracbce wlicable lo chantss preparirg tw acomts FNncbg1 Ret¥%ffj'ng StaThJard aFpltsble in the
UK aThd the Republie of IrelaTrJ IFRS 1021
I have rYJ corKems and have ¢om& auoss no otsr maitets in the oman￿nal￿)n to wfiiL* attenth)n shoukj be drawn in this report in order
to anab￿ è propgr undwstsnding Oft￿ acxwnts to be rea¢l￿d.
Miriam Hickson CTA FCA
JCS Accountants Limrte
5 Rots'n Ho¢JJ Lane
Sutton
Surrey
SM12SW
Dalè..

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Statement Of Financial Activities for the vear ended 31 December 2025
Unreslrictgd Funds
DKignat•d
2025
Rostrict•d Fmds
Totsl
Gon•ral
2025
2024
2024
2025
2024
2025
2024
£000
Income from..
Voluntsry income
Donalions & Legacias
Offerirgs & Dona1K￿8
Legacies
Donats"ons rè Use ol Premises
4 Income from Chorilable ActiTAtss
Pr&seh¢ol
Other Acth"witieS
Other trading activikn'8S
Rental income
Investrnenl income 8nd interest
Interest eamed
Total Income
£000
£000
4c6
10
379
31
295
104
437
305
483
165
177
165
16
177
13
32
32
32
32
12
437
12
771
479
334
973
Expendilwé on-.
CharIta￿e Acilvilias
CommunicabonlAdmln I1￿1 Govgmanc81
Pr6miu5
Staffing
Activilies
missionlmls￿￿ary Support Grants
Total Expgndltur•
21
24
21
133
318
71
128
171
24
110
335
91
16
16
18
154
10
150
59
164
35
128
447
185
32
10
424
16
16
219
659
in¢omellexpenditurg1
32
13
1161
1161
115
302
Gross Transfets be￿een fvnds- in
Gross Transfets behyeen funds- out
12
15
92
1921
35
1351
1121
1351
Not Movement In Funds
274
302
112
Batances Brought fwd1.12511.1.24
Balances carried hvd 31.12.25131.12.24
159
123
1,973
1037
146
2,278
2,580
159
2,166
2,278
l actNitie$ ￿lalet0 wnb"nungadvrtw.
Churth ha£ no tece4niWgansorkns6&80tsthanth(6eithkn*A*
1,973

CHEAM BAPTIST CHURCH
Unaudiled Report and Financial SLilements for the year ended 31 December 2025
Balance Sheet as at 31 December 2025
2025
2024
£000
Fixed Assets
TarrfJibk8 Assets
1,775
1.791
Cuvr9nt A55•ts
12
Debl(Ks and prepaywthts
stK)rt temi deposits incWxvJ Cash al Bank
193
21
500
521
Currènt Llabllitin:
Je within cTh year
31
31
Net Currfjnl
487
15 Net As801s
2,278
Fund*
Resthcted
420
Urireslri¢Xed.'
Gener*
Deggnal&J
Ffftd Assets F￿d
123
159
1.775
262
1,791
182
FabrK F￿j
2.278
Approv&J by th6 Trusts9$ and s￿3￿ed their behaw by:
Trustee.. W K Streel ITreasurerl
Cha¥ of Tntstees.. N J Green
Dats.. 79 May 2026
10

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 310ecernber 2025
Statement of Cash Flows for the year ended 31 December 2025
2025
2025
£000
2024
£000
2024
£000
Cashflows from oporating actfvllles
Nel ino)melleynditurel
112
AdNJstments lor..
Depreciatk)n
Interest
Ilnueasel Deuease li trade and other r￿NablE5
Inuease IOe(rease inl trade and otner payabk5
16
191
11721
131
16
15
Cash Ilows g*nernt￿ from operntlons
134
132
Inlorest pab
Nel ¢Mhflow Irom opèratlng xtlvttl•8
134
132
Caihllo*i ffom Snv•sllng adl¥ltl•$
F￿r￿0¥e ol pLqnl and eqim)ffthl
Interest rec•h
12
12
Net Incrnaie I IdKr•as•l In ¢aih
143
144
Not• to th• Slat•ffl¢nl of CJihflo*4120251
At31
l>•cember
2025
£000
At 1 January
2025
Non ¢•$h
movements
Cash fh)*•
£000
Cash al bank
Loans laliig due withn one year
Loans falmg due after more than ow
Nel ￿$h
143
143
Nol• lo th• Stat•m•nt of Cashflow4120241
At31
December
2024
£000
500
At 1 Jwuary
2024
£000
356
Non ush
movements
C•sh Ilo
£000
144
£000
Cash at bank
Loans lallro due wthin year
Loans lallro due after m￿8 one
Net cash
356
144
500

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Notes to the Financial Ststements for the year ended 31 December 2025
Accounting policies
The Churth 6 a tharitab￿ NKxryraled organtsatK)n. by ts ￿￿S￿J1￿Jn. Thechurth a regtslered tharty. number 1193212. Its prnLipal
is 4 Park Ro￿, Cheam, Suttcffl SM3 ￿. ft*s the defntrffl ofa b￿e￿eThI￿ FRS 102.
The prinopal aco)untng pJfThs ath)pted, Nhdgerwts aThJ of WKertaty preparab)n oflhe rnan￿1 statements are
as fobws..
lal Ba¥ls of A¢¢ounllng
Th& finan￿1 stalernents ¥eprepared li afxfjrdaTh% with Ihe Chyth's Conslrtub)n, the Charthes Statement of Re(x)mmer¥led Practr* ICharrt*s
SORP 2019 IFRS 10211 and Reptrty Starthrd 102 IFRS 1021. The fmarKial thtements are drawn up on the hBtoncal cost bass ol
arAxsunts'rrfJ. The fmaniial slalgmenls ale prepar*J in stèthw. whK* is Ihe fUndth￿l ojrrency of Ihe tharty and rounded to the nearest thousand
unds.
Golnq ¢on¢em
The Iru5tees have prepareddetaled f￿ecISI$ and cashlal * prO￿lS they tekn* a￿ based upm rea￿nab￿ 85yJmptDns. The forerasls
show Ihal the tharty be ab* to ￿rat8 loreseeab￿ lubjre Ihus ts trustees Cfjn￿er l apPrOpr￿te to prepare ihe financ4al
slalemgnls ￿ a gong cfjnL*rn bas5.
Ibl Incom•
AM income is induded in the Statement OfF￿an(la1 ISOFAI when the tharty 15 entl￿d lo the ino)me. fl i5 probab￿ that the income
wil be rec4Ned and the arnounl can bg rdk4bty rneawred. Donatr*)s. grants aTra grts. olh8r Ihan knga￿s. are uedrted lo the SOFA on recelpl.
Tax is recoverab￿ on Hltt)mè receh*d under ¢Yt Aid. Tax re0)￿rab￿ ts ats))unled lor n the ￿ar n whth the don81k￿$ el¢. are receNed.
Leg8¢0s are reneded n the Finan￿1 Statements whth Ihey 8fe noltsj. &wrnmenl Qants 8fe reccgni8ed n ￿cOme when Ihg
prc#%eds are rec*wed or r￿Nab￿.
Al und8ggnaled apphBd to thg u￿0$[rK#8rf IfAnwdl FuThJ. Y4lith 81 the ggrw4 ey4enses ar8 mel. UnrestrK#ed
de5#3naled funds eyjsi lor dlferenl hJncli)n5 01 the thurth aThJ lo wi* wlh *JMn*aI￿. These fijnds may TeceNe an aloc2￿'0n from the
UnreStr￿tsd IG8nera4 Fund each ￿ar li a¢￿dar￿ wlh Ihe arrKo%*d 8udgel.
Restrthd ii¢x)m6 is whb* (gn onty te used for ts tWft*X by the ¢S)rw.
¢¢1 Expendllur•
Expenditure is thafgod lo Ihe Stalemenls on an ba
Costs ofactNitss direaty rektyig lo the workof 15 al e¥eTrJknJe dwedty reblry lo the (*Mas of the L*urth. Suth o)sts albcotsd
ttheen thè fTht tharitabkn adMb85 LK*t wjjded i) Statement ol Fiwnrial AdN*m.
Grants payab￿ are payThents made ￿ Ihwd pwl*s ffl fiKtherance of the Cl#Kths i>arbts are wJ))untsd lor On￿ lh8 redp￿nI has been
nolifpd ollhe grant award.
Idl Tangiblg Flx•d Ass•ts
In a￿rdan￿ wth FRS102, Ihe Churth has not adopted a poky ofreYabJa*on. FreelK4J and hJklir¥Js purd)8*d prtir to1996 were brought
into the baLince sheet at a fdkjatm as at December 1￿. Thw ￿re then treabj as them&J 0JS￿ s￿￿ 1996, properlps have been
prtal'sed al (x)st.
Where the churth eni)yB lh8 rpJhl to use the prrn4 withtyjt kngal ￿Or*I). the lar vahA of Ihe as*1 when first made aval*)￿ 18
recOgn￿ed as in(y)me and a rvJhl ol use fv£d asseL
Fixtures and ffthrKJs Wrthased prbJr lo 1996 are wKJ8red by ts Tnjleesks bg 01 fv) rEI tr<•Jk yak￿.
Pur{￿9￿ ol fLthres, fittngs. fiJrniture, eqwMI £5,C&J are not ra￿tsed.
12

CHEAM BAPTIST CHURCH
Unauditsd Report and Financlal Slatements fr•r the year ended 31 DeC￿ber 2025
Accounllng polkle$ lcont'dl
lel Depreciation
Freehold buildings.. The Ihurth has a ol carr￿j out regu&r rnanienan￿ and repais I￿￿ge$ lor are reo)gnised in the
SOFA) sJ(h that the awl i5 kept lo ts aw8ed #andard of perfi)rMan￿. Freehc4d bnd and LwfyJir¥Js are not depre(ialed 8s Ihe
drflerenL¥ be￿een thwr regJu81 vabje thwr carr￿￿ arnount S gJth thai any depf￿tr￿ thafged, aTrl tyJmU￿I￿￿ depreiiat¥)n, woukl rK)t be
materBI. An irnpa¥ment revw ofgjth ftted as*ts n &￿rdarKe wth FRS 102 S&b)n 27 ts t￿led out as at 31 De￿Mtser eath ypar.
Right of use buildlngs." The London Baptsl ProFerty 8oard acts as cu*￿J￿n Tr￿ ol the Chur¢*, Churth Hals and Churth House al 12 Park
Road. The Churth, as benefrgl user. paF no rent. but 11gJre$. repar& and en￿￿ the unfettered use oflhem. As we ha￿ an indetermnal8 ruhl
ol use, the Trustees c&i&der Ihal these pr(w￿S sh￿￿ nol be de(*eoated. the garages are depre(*ted.
Dgpreaation on al other fixed assets L% tharpa as fol)w&"
Cate90ry
Leasehold bu*Jiws
Equipmonl
Method
Slra¥Jhl
Strauhl
Pwlod or rnts
Lle olthe ￿3$e
3￿lo￿ar$
If) P¢n6lon•
pens￿ a￿trIbUtiOns, whwe apwowAle, we m•J8 li ts name ofgmt*)>*es Hokbrs.
Igl L•asgs
RenlaL5 Payab￿ Mder owratry kase$ aro tharged to ts Swemwrt ol Fm¥K4al on a *a•3ht.kne bass tr•*r thè ￿8s& term.
Ihl Flnanclil In•tNment•
lal Flnanclal Ass•t•
Cash. Cash and cash equNaknts ffi the *891 al banks ￿ vi hand arhj &lort.tsmi de￿$1$ with an Lryinal matyrty datè
ol three monlhs or ￿$8.
O•btors. Debtorswth no sloted interest rale rec4hth wlth cTh >tar are reoxded al the tran•JbM Pr￿.
Ibl Fln•nclil L￿bIlItIeS
Cr•dltorn. Cred*ors wth no slated ii18resl fats ar#J paytbk *￿h11 ￿ >*4r We reoxthd at the traThsath)n WK*.
111 E8tlfflot•s and ludgem•nt$
The preparatm ofa sel olFnanc41 Ststernents li eath iiL*Jdes a nurn￿r of estimaies and ￿&JeMents, are made by the finan￿ team
on behatt ol U)e trustees on a re￿r[m9 aThJ ￿-off ba* The mo& 4nrfKanl e*inaies and pAgements rnade in 2023 land the prior yearl
are..
lal Cla$gllkatlon of •xpen
The dassfficatson ol eynses behveeft the tharitabk ol corMiunr2i￿￿A$￿n*1. ￿emIses, Staffing, AL*wties and MBgonlMBsh)nary
Support can ndjde a degree oliJdgemenL a5 certaii eynses uyjkj be das￿1 Nito more than a(AMty. Thgfinano team lo dassly
a ojst Mto a ￿rtain admty li orderto keep tx)ng#ency wth othero)sts and wlh par treatsn8nL Theyofien d50 seek to u￿erstand IL)rth
the prinary wrpose of the C￿51 belNe makng an approprwte dassfK4tKJ).
Ibl L¢ga¢y Inwmo r•¢ognlllon
Lega(*s are credrted lo the SOFA i) the Ki whth the t*nefaLtor d*1 Twhere ts amount re￿Nab￿ can be rehabty determined and it is
Obab￿ that rt ba receNEd.
Icl Dgprgclation lives and m•thods
The Chwth depreL?ales al assets ￿er Iher esLmated u*fLd an atvoprote meth(xJ io matth ts eypense with the beneft re￿￿d.
The Churth alw thooses not lo depreiyale its freehokl properties, ￿￿ead ￿￿r¥j the caprtalwd costs fgr Inpar￿￿nl. The d)oK* ol
INes methods for depre(iatbM and the ￿payMent re¥w Inth a Nrnber 0f￿n￿Kant esllnates due tri the unkiue nalu re and cond￿.0￿ of
the assets.
13

CHEAM BAPTIST CHURCH
Unaudlted Report and Financial Slatements for the year ended 31 December 2025
Ollerings and donations
Unroslricted
Fund$
Restri¢ted
Funds
2025
2024
£000
265
139
Regukr gvi)g
Lump wm donalKsns
Sunday offerings
InLYme tsx re(X)￿rab
281
31
79
73
73
437
71
31
L&gaci•$
Two bgaaes lotakng £305.000 weve relryn￿d aTrJ be dLStrlX￿ acoydThJ to the W￿85 ofthe Ie*1￿$12024.. £50,OLhJl.
Incomo from Charftablo 4¢tiviti•s
Unrn¥lri¢t•d
Funds
R•strict•d
Funds
2025
2024
£000
165
£000
1TI
Pre.sthd Inole 14al
Aduh ￿Mt￿5
Youth aclNrf*s
13
t8S
Oih•r A¢llvltlo8
R•ntsl In¢offl•
202S
£000
2024
£000
Gar¥Je8
Hou59$
23
32
endituro on Charitabkn Actpiili•$
Communl¢allonlAdmlnlslrnllon
Unrestrl¢t•d
funds
£000
17
D•slgnated
lunds
RISt￿l•d
fund$
202S
2024
£000
17
£000
19
Of￿& Cos¢s
7¥ernan￿ '
21
21
24
'lrtlLwJès £4.Q(Q12W24.. £3,Lb)Jl Ir￿￿erthrI Ex4mw Fee
PTemise$
Unrestrfcted
funds
Do*nat•d
funds
Roslrf¢tod
funds
2025
2024
£000
48
Ull￿e8, Hou5ekeepiig & C￿nry
Manlenan(*. kn￿rance & Rgpais
Dev6k)pment
Equ￿)ment & D￿re(jaIl)n
48
48
51
15
19
133
15
10
19
110
16
16

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
Staff Costs
Unrnstii¢ted
funds
Designated
funds
Restrkted
funds
£000
143
2025
2024
£000
293
16
19
SaLirEs Imd Pre-sthoo
Employer's NIC
Pens￿nS
Stalf E¥penses
133
276
17
18
16
164
154
318
335
No Trustee i% remuner818d byCBC apwt frcffi the belx ￿nts 18kted lo the Pathr and Asx*iale Pask)r WI￿ are ¢)fK¢ Hobjers. as permitted
by the CIO Constilutson.
2025
Elts Nl
2024
ER* Nl
*lp•nd
P•n5k¥
B8n•ffl*
In Klnd
£000
Stlp•nd
Penslon
Bèn￿11$
In Klnd
£000
£000
£000
Butther
Christopher Fry
Nel R￿hard￿n
36
27
15
51
63
10
No empknyee or Off￿ hold8r 0￿r £60,IXiI err￿Ments. No olfrA hjjer rec*wJ a r￿Und8n¢Y ortormlnalk)n paynwnl in
ihe current or preL*d#ig year.
The number ol CATth Hohjers, phjs offlpws. was 512024.. 71. pbjs 10 Fkn-9kn4 emttys12024. 101.
9 Adlvltlos
Unrnstrfctfrd
fundi
O•*n•ted
fundi
£000
RMlrt¢t•d
lunds
tooo
15
2025
2024
£000
Pre.￿*001 (note 1401
SpeC￿d Grants (Note 911
Mohlova
Aduh actMb'e$
Youlh actNI
FIEC Plembershp
Worship
15
35
10
13
15
78
18
35
71
91
lal Granlg from Restrf¢t•d Fund•- Sp•¢ffl•d 8M•fklarf
2025
2024
£000
10
10
Campbel, Darren & RuthE ISIMI
Greenwwd, Luke & Ania Islggwl
Slewnger, Mark Imessage Trusti
Varx)us CBC M6sty)nar￿s
SteEer EXpan￿n Campagrb
Hardship etc
Other
15

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 De¢￿ber 2025
10 Missionmlsslonary Support Gran1$
Unrestricted
Fund5
2025
£000
29
Restiided
Funds
2025
2025
2024
2024
2024
£000
kndiv6duals
Campbell, Darren & Rulhie ISIMI
GreenwoThl. Jan IL8b"n Lnkl
Greenwo(KJ, Luke & Anki ISte*prl
$￿SSenger, Mark ILMng Hopel
ZyTk9nova. Matthew & Vka (Stew)
Edu, Eduard & VKx0r￿ IARCAI
Khrornv, Andrei & Natstha (ARC
Var￿u$
£000
£000
29
25
25
24
15
25
25
24
15
74
74
Intemational Chrf$tthn Mlnlstrfls
Steger PoLIn￿LahOre Bb￿ Miths
10
10
UK Chdsllan MlnlJtrf•s
Reach South
Sutton.Sthoo15 Worvcornmunty Works
Other ISI Ra￿aeL%)
25
20
128
11 Flxod As50t$ for Charfly U
Fmhold Rlght of &
Land and
Loaehold
Property
Buildings
£000
1,(p37
Equlpm•nt
rFurnltyr•
Totsl
£000
1,9)1
Cost al 1 Jan %25
Addrtions
Di%posaL4
At 31 D¢¢ 2025
679
125
{221
103
1221
1,879
1.097
Ao)Jmukled depre£¥al￿)n al 1 Jan 2025
Charge for year
0￿pOsaL$
Al 31 Dec 2025
14
16
1221
90
16
1221
104
14
Nèt book value
Al 31 Doc 2025
679
13
1.775
Al 31 De¢ 2024
679
1.791
12 Deblorn ind pr•paym•nts
2025
£000
16
175
2024
Ino)me Tax Recoverabk
Legacy debtor
08btors & Prep8yTnents
17
193
21
13 Llabllitbes falllng due ￿thin one y•ar
2025
£000
13
18
31
2024
A￿ua
Advan￿ Recapts
15
19
16

CHEAM BAPTIST CHURCH
Unauditsd Report and Financial Statements for the year ended 31 De¢￿ber 2025
14 R•slri¢lod fund$
2025
Balanc• at
01Jan-25
kn¢om• Exp•nditure
Tr4nslers
(Net)
Balance at
31.Do¢-25
£000
69
£000
167
DePartM￿ts (1￿4 a
Worky Missi)n General
MIs￿n3rY Sw(if*d Benefrnrns
Spectsd BenefThr
11701
1121
32
1381
12081
146
420
2024
Balanc• at
01.Jan.24
kncorn• EApendtturn
Trnn5fe
(Not)
£000
Balance al
31.DK-24
£000
£000
11471
1331
1391
12191
D8partrnen15 Imd Pre-$th￿9 '
Mwwary Speiif*d B8neknr
Speofi8d BeI￿r￿ar
181
1201
1351
62
146
334
Dopartmonls- c4Jn>j￿a1ed departhenlal hJThJs. a brge prcs>ylp)n of is attrlwtsbk to Pre.&*od. Dumg 2025 Prfrxlool contri￿ted
£12.00012024.. £15.WOI towards the¥ p￿mSe￿ttI￿￿Is￿YI￿s u)4&
Worfd Ml$ilon G•nwal .for re￿p1 and distr*￿1￿1￿ lalwthj MLS8th Pthrs, d&Y8trth1 ofg6neral gts, don8lbJns 9￿80 for Workl
Miswn whith haw nol b8en desKJngted lor a M￿s￿¥￿ry or rnLSyJn OfganI￿￿)Tr.
Mlsslon•ry Specllled Ben¢ficS•rfv- &x recerl dthr*rwil of ￿$ de¥Jnated t*nefK?ar*s, gJppMed ty Ihe Churth and inNtheO in
Workj Mw)n.
SpKllled B•nèflcl8d•$ Fund - rewt and distsjrseth of deyatad gffts kn 9Thtss, ThJMduab undertathg Chur
supported aThJ rnisolanetyA thurth rrfcFds.
lal PTrichool
Thg Chur¢* oFerates a li* thldren •3ed 2 b 5 Jws. ￿ iKc*me aThJ eyrthre of Ihe Pre.&j￿ dur¥￿ 2025 15 yjmmartsed bebw..
2025
2024
£000
22
153
Inctsm•
Fees
LB Sutton - Nurwy ¢>anl
Other
t9
144
115
ln
Expendrture
StsfF rernuneratijn
ACtswI￿s1l]her
153
15
135
11
146
15
Contr*jul￿an re
12
su￿1￿81{DelI¢I1) for year
16
15 N¢1 a$$•ts
The folkywng tabb pro%•Yes an an￿￿ of the net as*ts by FuThJ as at31 O&errthr'.
2025
Restricted
Fixed
Cxh
Assets Oe$lgnalgd
Genernl
Total
Tang￿￿ Fvxed Assets
Current Assets
Current Liablth'es
Lon*term L￿btht￿s
1.7T5
1.775
836
1311
435
262
139
t.775
262
123
2,580
17

CHEAM BAPTIST CHURCH
Unaudited Report and Financial Statements for the year ended 31 December 2025
15 Net A$$•ts (cont'd)
2024
Restrtct4d
Cihgr
D•signaled
£000
General
Total
A550ts
£000
1,791
£000
1,791
521
1341
TangQJ* FLxed
Current Assets
Current
Lorvj-lerm Liqbkns
171
1221
146
182
159
2378
16 Unrostrictod dfrsign*•d Funds
2025
Balanc• at Exp•ndTrturn
01.Jan-25
£000
182
1.791
1,973
Trdn8f8rn
IN•ti
£000
Balan¢e at
31.Dfr¢.25
£000
262
1,775
2,037
Fixed assels fund
Total dtslgnat•d lunds
1161
2024
Balanc• at Exp•ntllturn
01.Jan.24
Trnn$l•rn
IN911
8alanc• at
31.D•c-24
£000
182
1.791
1,973
Fabr
Fwd assets frjnd
Tot81 de$lgn•t•d lundi
162
1,807
Fabrk Fund- an adMin&rat￿ bJnd to a&Jw for WdriJiw n wthlrttwe fvcffj pr lo ￿ar. Thfj i5 br mairtenancfj. 88￿rty, Healh & Safely.
the Fire s￿rn. dg9)ratThi rgbjrbthmenl of Chwth. Pla15 and Manses.
Flxed AsJ•ts Fund Inolg 111. D0Ve￿￿n of £16,1Xrf) was 8W50d fft 202S12024.. £16,CWI no ware purthased i) 202512024..
£nil.
17 Oporntlng leme ¢ommitm•nls
As al 31 D￿rnber 2025 thg dwrth had rnmmtinwts for fu￿re mmium *a5e payThnts, undw non￿ance19bb ￿8$05, whth fal
due as lolNs".
2025
2024
Due wrthin 1 ￿ar
Due wrfhin 2-5 ￿arS
Le88e expense for the ytar
18 Relal•d party Iransa¢tlons
&'x Trustees and rekted p8ths12024.. 61 were reinbur5&J ewses ￿r))￿r￿j on behaff of the thuith. Speaker fees 01 £315 were paxl to Iwo
Trustees and Iravel rJx¢s 01 £1.230 were paKI f¢y 3 TTUStees to a fyant Pathr. Trustees Wa￿ ￿rts￿ eypenses M￿rred n performing their
duties. most ol whith are and cannot ea* be thntthd Ihosoal or parkThJ, stal￿ery etcl.
Trustees & re181ed pths made peTwno1 we-CAt Aij ¢SJnatMs to CBC 01£55.&￿12O24.. £69,C￿l durry ther iffie in ¢)ffk%.
£1,00012024'. £5,000) was pabj to CES who empkjy Trustee, Da%•J Hore. £2,5(Qwas pa*J lo sscwr ol whk* Nijel Bulther is a Trustee.
Two rela1r￿&S of Tru*es were empkwd duri¥J the YEW. Th8r toll empkiyEe be￿rts amwnted to £50.0(J)12024'. £67.0001. Inother reLg1i¥e
12024.. 31 prov¥Jed Pre.sthool As*tanl Se￿ the Far to £1.(th12024'. £3,(K(11.
18