**Kesgrave Bap�st Church CIO** Charity No: 1193135 End of Year Report and Financial statements For the period: 01/10/2024 – 30/09/2025 ## Contents ||Page| |---|---| |Legal and Administra�ve Informa�on|3| |Trustees’ Annual Report|4| |Independent Examiner’s Report|6| |Receipts and Payments Accounts|7| |Statement of Assets and Liabili�es|8| Page 2 of 8 ## Legal and Administra�ve Informa�on **Address:** Kesgrave Bap�st Church Cambridge Road Kesgrave IP5 1EW **Trustees:** P Micklesen (Treasurer un�l 31 July 2025) E Robinson T Mawson M Tatham R Percy T Barker (Treasurer from 1 August 2025) W Morrison **Bankers:** Barclays Bank, Cambridge and Coun�es Bank, CCLA Investment Management Limited, Ipswich Building Society (closed March 2025) **Independent Examiner:** Mr J Whayman Page 3 of 8 ## Trustees’ Annual Report the year ending 30th September 2025. The accounts have been prepared on a cash and receipts basis as permi�ed under the regula�ons. ## **Governance and Management** Kesgrave Bap�st Church was formed with Trust Deeds in 1927. The church registered as a CIO on 18th January 2021 and is governed by the cons�tu�on document formed at that �me. The church previously operated as an Excepted Charity under the umbrella of the Associa�on of Grace Bap�st Churches East Anglia (AGBCEA). The trustees are formed from the Elders and Deacons of the church, all have served throughout this period unless otherwise noted. Currently one trustee, Tom Mawson, is employed by the church as pastor. The trustees are responsible for the control and management of the church and are appointed by members of the church. Church Buildings and Land are currently held in trust by the Associa�on of Grace Bap�st Churches (East Anglia) Ltd (Registered Charity number 250733). ## **Objectives and Aims** The purpose of the church is the advancement of the Chris�an faith in accordance with the Basis of Faith, Doctrinal Dis�nc�ves and Ethical Statements, primarily, but not exclusively, within Kesgrave, Suffolk, and the surrounding neighbourhood; and such other charitable purposes, as shall in the opinion of the charity trustees facilitate the work of the Fellowship, provided that such purposes must be carried out in a manner consistent with the Basis of Faith, Doctrinal Dis�nc�ves and Ethical Statements. ## **Activities and Achievements** par�cular, the specific guidance on chari�es for the advancement of religion. The various ac�vi�es of the church include: - Regular Sunday morning and evening services, and a regular prayer mee�ng on Tuesday evenings. - A focus on fellowship and encouragement is facilitated through the use of house groups. - men’s and women’s breakfasts, outreach bookstall in the local shopping centre. - The church con�nues to allow use of the buildings for Slimming World, the Local Authority as a Polling Sta�on, charging a reasonable fee for use. The church is involved in suppor�ng worldwide Chris�an mission, par�cularly through Grace Bap�st Mission, European Mission Fellowship, Servants of The Word and Noor Ministries. We support these missions due to their alignment with our beliefs and the fact that they have similar Page 4 of 8 charitable objective to ours. We choose to make grants to these missions, based on income received. Pastoral support is provided for those who are unwell or with particular need. Finances The principal source of funds for the church is free will offerings of attendees, along with legacie5. We are grateful for the financial support of the fellowship; our finances continue to be encouraging. The General Fund income for the year was £93,781 with expenditure of £74,556, giving a surplus of £19,225. At the year-end the General Fund balance stood at £253,232. The majority of the funds are invested in deposit funds (with CCLA Investment Management Limited, and Cambridge and Counties Bank), paying interest at close to the Bank of England base rate. We continue to investigate the best ways to use the funds available to us. This may include increasing the number of paid workers in the church. Other monies are given specifically for various Christian Charities which are then passed over. During the year these amounted to £8,791. We are grateful to the Lord for supplyin8 our needs and continue to rely on his provision, using all we have in his service. The accounts, produced under a receipts and payments basis, have been independently examined and are replicated in this report, along with a statement of assets and liabilities. Reserves Polic Our policy is to build and maintain a margin of funds to cover about 3 months of expenditure. As the h'nancial report shows, we currently have funds to maintain this and will continue to discuss how to best use our resources for the Lord's work. Risk Mana ement The trustees have reviewed the major risks to which the CIO is exposed. Everybody working with voung people or vulnerable adults is DBS checked and understands the s3fegu3rdin8 policy. The premises are regularly reviewed for health and safety purposes. We take a low risk approach to investments and use cash deposit accounts. roval th This report was approved by the trustees on 9 July 2026 and signed on their behalf. Tom Mawson Trustee and Pastor Tim Barker Trustee and Treasurer Page5of8 Independent examiner's report to the trustees of Kesgrave Baptist Church CIO I report to the trustees on my examination of the accounts of Kesgrave Baptlst Church CIO th (the Trust) Charity Number 1193135 for the year ended 30 September 2025 Responsibilitles and basis of report As the charitvs trustees of the Trust, you are responsible forthe preparation of the accounts in accordance with the requirements of the Charities Act 20111'the Act'l. I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{51{bl of the Act. Independent examinerfs statement I have completed my examination. I confirm that no material matters have come to my attention In connection wlth the examination which gives me cause to believe that in, any material respect:_ accounting records were not kept in accordance with section 130 of the Act; or the accounts did not accord with the accounting records- I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed:_ Name:. Address-_ Mr Stuart John Whayman 51 Cowper Street IPSWICH IP4 5JA Date".- 13th February 2026 Page6of8 CHARITY COMMISSION FOR ENGIAND ANO WALIS Kgsgrave Baptlst Church CIO 1193135 Receipts and payments accounts CC16a For the period from To 01-Oct-2024 30-S8p-2025 Section A Receipts and payments Unrestricted funds to the nearest Restricted funds Endowment funds Total fund8 Last y•ar to tho n••M*t £ to tho n8•wt£ to th• nvrnst £ to Ihe nearo&t £ A1 Receipts Offèrin95 69,386 6,475 89,388 6,475 8,791 6.127 10,883 46.317 7.705 1,466 Vlorld Mission Fun Qonaiions & Olf*r Income Gift Special Fund Donations 8,791 ,127 10.683 10,235 722 10,188 722 10.188 592 8,354 InleTest Sub total (Gross income for ARJ 93.781 8,791 102.572 74669 A2 A55et and investment sales, l$ee tablel. Sub total Tot81 receipts 93.781 8,791 102,572 74.669 A3 Payments Ministry IAi$sion Giving Church A¢iiyilies Premise5 Costs Books Welfare Legal and Professional Fees 37.773 14.536 4,991 15.015 978 37.773 23,042 4.991 15,015 978 36.724 12.485 3,990 24.899 1,684 3,909 8,506 1.262 1,262 Sub total 74.566 8,S06 83,￿2 84,556 A4 Asset and Investment urchasts, see table) Sub total Total payments 74,SS6 8,50S 83,062 84,556 Net of reeelpts/fpaymtnts) AS Transfers between lunds AS Cash funds last year end Cash funds this year end 19,225 285 19,510 9.887 234,007 253,232 234,007 253,517 243,894 234,007 285 Page7of8 Section B Statement of assets and liabilities at the end of the period Unrestrict8d funds 10 ft8•re¥f E R85trscted funds to tTr8•f88t£ Endowrnent fund¥ io nurèJt £ Categorles Details 81 Cash funds Cash In hand Barc￿Y5 Cuir8ni A£￿￿nI xxxxx480 31,293 285 BarrL4ys PrerTrum ArKThrt xxxxx499 Bar¢&yg PretTruM Accourrt xxxix506 Ba￿L9Y5 Premium Aco)unl xx¥xx537 CCLAAcrouni C01006737 139.902 Cambs. & COun￿e$ AC￿nt 82.03S rotal ¢8$h funds 2S3,232 28S 14wee wrtn receipt¥wd pjymentx a￿￿ni(*>I Unrestrfcted funds to n¢4rfyJs¢£ Restrlcted fund8 to nearest £ Endowment funds Details Fund to whi¢* a880t bo10 Genèral Current value O lion•1 Details 31.7% in 45 Reeve Gaidér t 1grtSon411 fOO,DOO F￿rtd io whlch 8$8Ot bo10 General Cuireni value Detalls Cost lotylonall 84 A88èt8 retained for the charlty's own u8 Piano, Or an. Kitchen E ment. General Aud￿ VBual E ment GeDei81 Genafal Fumi5hi Fund to which rel8tts Amount due When du• Details B5 Liabilities Signed by one or ￿ trustees on l￿h81[ of the trustees Signature Prlnt Name Date of roval l iMoTr( Page8of8