## **CARTERS LANE BAPTIST CHURCH – ANNUAL REPORT FOR 2021** ## **Structure, Governance and Management** Members of the Church are accepted in accordance with the Constitution which requires them to be or to have been baptised on the profession of faith in Jesus Christ, or following other modes of baptism to renew their public profession of faith in Jesus Christ. The members Meeting normally takes place 5 times per year and has responsibility for the overall policy of the church. ## **FOR 2021, HOWEVER, WE WERE UNABLE TO ORGANISE CHURCH MEETINGS FOR THE FIRST HALF OF THE YEAR BECAUSE OF THE COVID PANDEMIC RESTRICTIONS.** ## **3 CHURCH MEETINGS WERE ARRANGED BUT WE HAD TO EXERCISE GREAT CARE BECAUSE OF LIMITS ON NUMBERS GATHERING.** In accordance with the Constitution, the members appoint up to 10 deacons/Trustees, who together with the Minister, Church Secretary and Treasurer (who are also appointed by the members), are responsible for the day to day running of the church’s work and witness, and the financial and legal aspects of the church/charity. All members are encouraged to take an appropriate part in the spiritual and practical tasks involved in the furtherance of the church’s objectives. ## **In 2021 the deacons continued to meet monthly ( mainly via ZOOM) and minutes are kept in the church safe.** ## **In 2021 we were unable to hold Annual General Meeting but the trustees were able to present reports and accounts.** Church members each receive minutes of the formal church meetings. These are sent out with agendas at least one week prior to the meeting. Relevant matters may be submitted to the Church meeting by the Deacons/Trustees for guidance, or may be raised by members in Church meeting for further consideration by the Deacons/Trustees. Though the Constitution permits decisions to be made at Church meetings by appropriate majorities, the Church seeks to work by consensus wherever possible. ## **Objectives and Activities** The principle purpose of the church/charity is the advancement of the Christian faith according to the principles of the Baptist denomination to include the advancement of education, community service and other general charitable purposes in such parts of the United Kingdom and the world as the Church shall determine. Our particular aims and objectives are:- - To be a demonstrable place of Christian fellowship and worship furthering God’s kingdom on earth - To be a friendly, open and welcoming church, not just on Sunday services but throughout all activities - To encourage the growth of the membership of the Church attracting new young people and families to the congregation, whilst continuing to support and nurture the current congregation. - To mobilise the church membership to increase the number and range engaged in the running of the wider activities of the church. The Church has a Minister, working at 60%, an active diaconate and around 73 active church members. **In the normal run of things we would have around 100 young people involved in Sunday Club, Friday Youth Club, the Brigade and the Toddler Group. There are a range of activities which normally take place during the week for adults and seniors including 65 Lunch Club for senior citizens, exercise groups, and an Over 50s Group. In addition to weekly groups, the Church usually hold an annual Holiday Club for primary aged children, social evenings such as quizzes and concerts, coffee mornings, garden parties and Autumn Fair. There are strong links with the worshipping community in the locality. We are very active members of Churches Together in Halesowen.** ## **During 2021 these activities seldom took place at the church but some groups and activities were held using ZOOM. Some groups felt safe enough to resume some activities by September.** The Church operates systems to ensure that all people working with children and vulnerable adults are appropriately verified with regard to the Disclosure and Barring Service. The church has read the Charity Commission guidance on public benefit, and is satisfied that the activities outlined above clearly demonstrate that the charity is providing a benefit to the public. ## **Activities and Performance** The Church does not measure the success of its programmes only in numbers, including financial numbers, but also in less tangible areas like fellowship and encouragement. The Deacons/Trustees recognise that these are difficult to measure, but believe that 2021 was a positive year in the life of the church, and that it will be able to pursue its mission purposes in 2022 with renewed enthusiasm. At December 2021 the membership stood at 73. For the first half of 2021 regular services and Bible Study sessions were held on-line. These were well supported. From April we resumed Sunday morning services at the church. A limit of 40 attendees was set with others watching on-line. Government guidelines regarding COVID restrictions were rigorously followed. ## **Financial Review** The Church continues to raise the funds which it needs to carry on its activities from within its own membership and congregation. No wider public appeal was made for funds during the year. The most significant expense related to the continued appointment of the Revd Siôr Coleman as Minister of the Church, on a 60% basis, to lead and co-ordinate the church’s activities including the Sunday services, to provide pastoral care for the congregation and other people, and to equip and encourage the membership in their life, Christmas witness and service. The Church expressed its part in the life of the wider church by making grants to national and international Christian organisations and societies with Christian aims and objectives compatible with the church’s own charitable purpose and other charitable causes. The Church is heavily dependent on its membership working as volunteers in all aspects of the church’s activities, many of which run with little or no impact on the church’s expenditure, but nevertheless contribute substantially to the achievement of the church’s objectives. The financial results for the year, together with a summary of the accounting policies adopted are set out in accompanying financial statements. The church is a participating employer within the Defined Benefit section of the Baptist Pension scheme and has been making ongoing deficit payments to cover the costs of past service of its employees within the scheme under a recovery plan. The church has no plan to leave the scheme and expects to continue to make payments to the scheme in line with the recovery plan. ## **Carters Lane Baptist Church Period Ended 31st December 2021** |**General A/c**
**Income**
Collections Standing Order
30,840.02
£
Collections (Plate)
6,970.08
£
Rental Income
7,357.21
£
Other Donations
1,163.10
£
Use of Hall
1,560.00
£
Bank Interest
21.01
£
HMRC GA
9,364.76
£
Printing & Stationery
89.40
£
Legacy
4,000.00
£
BMS
608.90
£
BMS Birthday Scheme
341.00
£
Home Mission
555.50
£
Project
94.05
£
Weddings / Funerals
920.00
£
Clear Fund
505.00
£
**Total Income**
**Surplus /(Deficit) for year**
**Add Opening balance b/f**
**Closing Balance 31.12.21**
**Represented by :**
**Treasurer's A/c**
**30 Day A/c**
**NS&I A/c**
**Total Bank Accounts**
**Funds**
**General Fund (Unrestricted)**
**Clear Fund**||**Annual**
**Budget**|**% Year elapsed**|**100%**
**Expenditure**
**Ministry**
Stipend/ salaries
10,961.08
£
Expenses
488.00
£
HMRC Tax
3,813.22
£
Pension
9,914.88
£
Visiting Preachers
120.00
£
Manse Allowance/Expenditure
9,249.43
£
**Total Ministry**
**Upkeep of Church Premises**
Electricity
526.55
£
Gas
2,535.12
£
Insurance
2,265.31
£
Water
114.04
£
Repairs & Renewals
2,851.23
£
Church Cleaning
2,730.86
£
Manse Exps (Pinewoods)
2,558.83
£
**Total Church Premises**
**Administration**
Sundry Expenditure
773.78
£
Admin- Wi-Fi
666.40
£
Admin Printing & Stationery
869.37
£
Admin Subscriptions
1,213.46
£
Equipment
738.98
£
Admin Bookkeeping & Payroll
535.00
£
Admin Bank Charges
203.52
£
Strategy Development
-
£
**Total Administration**
**Clear Fund**
**Gifts for Forwarding**
**BMS**
**BMS Birthday Scheme**
**Home Mission**
**Project**
**Donations**
**Total Expenditure**||**Annual**
**Budget**|**% Budget**
**Achieved**| |---|---|---|---|---|---|---|---| ||||**% Budget**
**Achieved**
**103%**
**70%**
**92%**
**95%**
**156%**
**94%**
**30%**
**37%**
**6%**
**184%**||||| |||30,000
£
10,000
£
8,000
£
1,250
£
1,000
£
-
£
10,000
£
-
£
-
£
2,000
£
1,500
£
1,500
£
500
£
65,750.00
£||||**10,750**
**£**
**1,300**
**£**
**3,750**
**£**
**9,486**
**£**
**775**
**£**
**6,300**
**£**
**2,150**
**£**
**3,000**
**£**
**2,200**
**£**
**135**
**£**
**6,000**
**£**
**3,000**
**£**
**3,767**
**£**
**1,000**
**£**
**600**
**£**
**1,600**
**£**
**460**
**£**
**330**
**£**
**4,000**
**£**
**2,000**
**£**
**1,500**
**£**
**1,500**
**£**
**65,603**
**£**|**102%**
**38%**
**102%**
**105%**
**15%**
**147%**
**24%**
**85%**
**103%**
**84%**
**48%**
**91%**
**68%**
**77%**
**111%**
**54%**
**264%**
**62%**
**0%**
**100%**
**100%**
**35%**| ||||||34,546.61
£||| ||**64,390.03**
**£**||||||| ||**1,374.25**
**£**
**152,779.75**
**£**||||||| ||||||13,581.94
£||| ||**154,154.00**
**£**||||||| ||**17,434.01**
**£**
**16,719.99**
**£**
**120,000.00**
**£**||||||| ||||||5,000.51
£
5,717.17
£
2,000.00
£
-
£
1,500.00
£
519.55
£
150.00
£||| ||**154,154.00**
**£**||||||| ||151,976.17
£
2,177.83
£||||||| ||**154,154.00**
**£**||||**63,015.78**
**£**||| The Dea(￿5 (xbtwJ as crf the Churth) are respJnsible for tr preparatw)n of acJ￿nts undgr S.42{3) Charities Ad 1993. The in¢(￿8 of the Churth is bekyw tr￿eS1￿ of £250.000 and have therefore twi prepared M a 'Rtteipts and Payments. basis wlth reV￿W by an in¢*ErKlgnt axamirw. 1. Bustness BanknrNJ Extra Currerrt AcJ>)unt Lknyds Bank (temwj as Treasurets Currefrt Acy)JJntffA) 2. 30 Day Acc%￿ (tsrmed as day ￿M￿lI l 3. NS&I B(¥bJs The &c(xJnts for the Treasu￿rS CuTTY4rrt Accotwrt arnj 30 Day Acc(xmt pw*red th1o￿houl year ty Mrs Gail RothThe. Mrs Le* J(￿$ aTrJ Heart of Ergland Baptst Assoaa￿n (HEBA). Tfw were indeperKlenty mie**d arml 8￿jIted by Mr Brian tkrtkn. A trail wa$ eS￿liShed fr￿n Y)voKo, to payff*nt, to bank statw1￿tt &id HEBA Financg SuTT¥n*s arKI in by Mr Duiton. The fun¢ts within Ihe Uoyds Bank a￿￿nts wwe onfinY*d basecl ￿ statem￿ts. a letter was cthined NS&I. Thls vras spJned off by Mr Dutth. A the accounts Is gwen here: Closity Balanc• 31112r2021 £17,434.01 £16,719.99 £120.C*JO. 111r2021 £23.291.05 £9.488.70 300 NS&I 8￿}d$ Tolal £1 779.75 É1X1XIJO £ 64,3W.03 £ 63 015.78 £ 1.374.25 Total P us Total Receipts of £74.493.59" Totsl Paymwts 01 £68.094.19" Swplus £ 6.399.40 The r8¢8ipts arxl paYn￿nts of all Unrestri￿ fuTrts kn all aco)imts aR swnfforisod here. Adthli(Thl detall is giv6n in xc¢ynpany¥wJ TK*es later in RECEivf5 Weekly collections (plate) Collectior standl orderl DOr￿tionS Gift Aid Investment Income/lnterest Income from rent of Hall Rental ￿￿Unt TA TA/30D TA130D TA TA/30D TA £6,970.08 £30,840.02 £1,163.10 £9.36Q76 £21.01 £7,357.21 £1.560.00 £4,IXX).CX) £920.IX £1,599.45 £89.40 £505.CM) £64.39￿3 TA TA TA TA Weddin /fvnera Raised for othef ¢auses Printi and statiDnery CLEAR Fund TOTAL RE(EIPTS PAYMENTS Mini5ty Church Premises Administratbon TA TA TA £34.546.61 £ts.581.94 £5,CQO.S1 causes TA £4,169.55 £5,717.17 £63.015.78 CLEAR FurKI TOTAL PAYMENTS TA wrpose of refvTbishwBnt I rerM)vath)n (r8ferr8d b as ts CLEAR F￿d by the ffÈmbershlp). In 2021 the Churth decided that funds stwx￿d no be 'rnstrthd' arKI merged irrto unrestricied furnls. are now no l(xYJer repwted soparntsty, and lh8 r￿inIng £2.177.83 ts now r¥JLMJ8d in genefal ￿reStricted fijnds. £64.390.03 £63.015.78 slat•M￿ ¢Jf Asmts LiablNtl•% al 3111212021 Freehold Land and Buildin Manse Note 3 Note 4 £290,OQ). Total Ass•ts £444.154. Uabi1ftSes Pension Fund Totsl Liabilltles £20.￿).￿) £20.9ThJ.Tr) £423254.IXI Note 5 Tmth Secti￿ 133 Chwitbgs Act 2011. 1. Mditknnal Details of Recopts (Both Uoyds accowts (fA and 300)) t341.( C55&50 Tq¢•l l AddIti￿al l)elai￿ of PayTr￿ts (al pawj from TA) Bank £51955 IIMRC £JJts22 5A12 7&U) ValR Prthtw& £6* £uo £9J14A8 P•lr5 £USla3 (2￿3? £114ffj4 £rn.78 gS5 l Fr••hold land and Ixmklingg Frthjld larKX a￿1 twilthrus arE skwywn at Thj Value as rt is that they ha4e no 0)Mn￿r(la1 value to tho res1ri4*J ¢ovMant FAaced by lh2 the IWKI was cxiginalty acy]uired. Thts is a pos1￿ since rf timg resources are invested in pursuing thts a positive ￿t0)me may b9 trttwx)mir¥J tArt canr#X be assumed urdess t8stod legaty. If Ihe IJMJrth wwe tr> be in fnarwial dlfficutt*s tris *Y)uhJ be wrsi*d rnc￿ fully. Jme 2021 WTlh a vthv to sale. The free￿Id tilb9 of the Manse is in ￿ name He¥t of Ewland Baplist AssoctatK)n and was purchased by nKKks r4ised by ffl￿bers of Carters and we belteve rf sjbj ts wrmxeds be availatAe t• th¢ Dxons of C•tors La￿ Bao"st (Jyurch to oflsat ￿lIst)eS at Itot time. We P•n5ion Fund The eslimate of lh8 pension liabilFty is frcAM ts Bapttst Un￿￿ Pension Scheme. The fvJU￿ q￿ted is Ihe Ests'mated Empbyer Debt as at 20 Do*thr 2021 for Carters Lar* 8apt.st Chwch. Gail Rothnie, Treasur