Wholecare CIO
Registered Charity 1192746
Rowheath Pavilion, Heath Road, Birmingham B30 IHH
TRUSTEES, REPORT AND
FINANCIAL STATEMENTS
for the year ended 31st March 2025
Contents
Page
Legal and administrative information
Report of the Trustees
Independent Examinerfs Report
Receipts and Payments Account
Statement of Assets and Liabilities
Notes to the accounts

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31STMARCH 2025
Pagelof9
WHOLECARE CIO
TRUSTEES, REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST MARCH 2025
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Ross Bryson
Hilary Garraway
Sameen Malik lappolnted 19.04.24)
Angela Palnter Ichalrl
Company Secretary
Timothyj Herbert
Re8lstered Offlc•
Rowheath Pavlllon, Heath Road, Blrmln8ham B30 IHH
B•nkers
CAF Bank Ltd
25 Kings Hill Avenue, Klng5 Hill, Kent. ME19 4JQ
Independent Examlner
John Caladlne FCCA, CTA, FCIE
Chantry House, 22 Upperton Road. Eastl)ourne 8N2118F
CharSty Reglstratlon
Re8lStered Charlty no 1192746

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 202S
Page2of9
WHOLECARE CIO
TRUSTEES, ANNUAL REPORT FOR THE YEAR ENDED 31ST MARCH 2025
The Trustees have pleasure in submitting their report together with the financial statements for the year
ended 315t March 2025. The financial statements have been prepared in accordance with the Charities
Statement of Recommended Practice Icharltles SORP FRS 1021 a5 amended by Update Bulletins l and 2,
Financial Reporting Standard 102 IFRS 1021 and the Charities Act 2011.
STRucfuRE, GOVERNANCE AND MANAGEMENT
1.1 Constltutlon of the CIO and Status
The governing instrument of the CIO 15 the Constitution dated 28th August 2020. The CIO was reglstered
with the Charity Commlsslon on 10th December 2020 wlth the number 1192746. The CIO is registered wlth
the Inland Revenue and is exempt from corporation tax under part 10 of the Income tax Act 2007.
1.2 Trustee Body
The Trustees who held office durlng the perlod and to the dote of th15 report are Ilsted on page I, Legal and
Admlnistrative Information. Each year one thlrd of the Trustees must resign and be reappointed in
accordance wlth the Constitutlon. All new trustees need to be appolnted by the trustee body. Membefshlp
of the CIO is restricted to the servlng Trustees.
1.3 Trustee Indurtlon and tralnlng
All new trustees are given informatlon relating to the responslblllties of Trustees and orientatlon to the work
of the CIO in accordance with the Induction process approved by the Trustees.
1.4 Trnstee rneetln8s
The Trustees normally Schedule four meetlngs each year and are joined by the Company Secretary and the
Manager ex officio. All meetings are fully recorded with clear decisions and attion polnts. The Trustees have
a comprehensive annual programme to ensure that pollcies and procedures are regularly updated and
reviewed. Legal advice IS SOUEht when necessary.
1.5. Trustees, confllrt of Interest
A Register of Trustees, Intere5t5 is held to ensure that there are no confllcts of interest. This is updated
regularly. Related party issues are fully declared in the financlal statement5. The Trustees have a clear
procedure that if there is a potentlal conflict of interest on any matter, the Trustee with the potential conflict
of interest is asked to leave the room and take no part in the debate or decision.
1.6 Organlsatlon of the CIO
The operations of the CIO are conducted in actordance with the policie5 and strategy approved by the
Trustees. There are no sub-committees. The Trustees are also actively involved in rhe running of the CIO to
try to keep overheads low. They seek to provide ongoing support to the paid staff and voluntary workers.
1.7 Risk Management
The Trustees review risk, including its financial procedures, on a regular basis and formally review the risk
action plan on an annual basi5, seekin8 to ensure all major risks to which the CIO might be exposed are
identified. In particular those relating to the operations and finances of the CIO. The Trustee5 are satisfied
that there are systems in place to mitl8ate the exposure to major risks.

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 2025
Page3of9
1.8 Safeguarding
The Trustees are committed to ensuring that all staff and clients of Wholecare are respected and protected
through a Safeguarding Process. Our Safeguarding Policy is reviewed annually by the Trustee5 and all staff
who have direct contact with clients have the appropriate checks carried out.
OBJECTIVES AND AcfiviTIES
2.1 The Object of the CIO is..
the advancement of health In partlcular (but without Ilmitation) by providing
holistlc care to patients and staff of the Natlonal Health Service and such other
pers0115 as the Charlty Trustees may Irorn tlme to tlme declde.
The Trustees currently aim to pursue this object primarlly through employing Chaplalns, elther salaried or
voluntary, to work in GP surgeries, and through other projects, tralnlng and conferences which may be
appropriate.
2.2 Revlew of the artlvltles of the CIO
The CIO ha5 continued to build successfully on the p￿VIoUS year's development5 by growing the work in it5
two centres in Birmingham and Tewkesbury, while also facilltatlng other operatlons. Wholecare CIO now
employs four part-time Chaplains while others are currently voluntary workers.
Building on our experience of starting and growing these two project5 we are now also launching a
consultancy programme to provide support to others who wish to develop chaplaincy activitles.
The hitherto fruitful Professionals To8ether programme is bulldlng on its prevlous success to provide seNlces
which wlll be of benefit to staff worklng within the NHS and ha5 been renamed the Staff Support Fund.
Finance5 continue to be raised for these purposes In addition to the funds brought forward from previous
years.
2.3 Outcomes and Impact
The CIO will implement procedures for monitoring and revlewing the performance of the Chaplain5 it
employs as well as the outcomes in the lives of our clients.
A complaints procedure Is In place.
2.4 Publlc Beneflt
The Trustees are commltted to Improving the CIO'S practice and ensuring that it delivers public benefit as it
fulfils its objectives through the provision of chaplaincy. The Trustees have had regard to the guidance from
the Charity Commission on reporting on Publlc Benefit. The CIO'S Services are available to all wishing to access
them, including those of other falths or none.
ACHIEVEMENTS ANO PERFORMANCE
3.1 Both our projects in Birmingham and Tewkesbury have gained ground In the last year, secured new
funding and taken the step of employing new Chaplains. We have opened a second project in Tewkesbury
bulldlng on the succes5 of the first, and both these projerts are now being funded through payments from
the NHS.

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 2025
Page4of9
FINANCIAL OVERVIEW
4.1 Results
Details of the financlal results for the period are gwen in the Receipts and Payments Account and the
Statement of A55ets and Liabilities on PaBe 7 and the accompanying notes on Pages 8-9.
The Trustee5 are delighted with the progress of the CIO in its third year. Our performance continued to be
strong, with total income of £60,32312024.' £38.5681. driven by ourTewkesbury Llstenin8 & Guidance Service
and a150 Strong general donations. Expendlture was £60,41012024- £32,1191 and most of thi5 was spent on
Chaplains. salaries and general administration. This resulted in a negligible deficit for the year of £871202
£6,449).
4.2 Golng Concern
Having reviewed the level of funds avallable tO8ether with the future prolected cashflow, the Trustees have
reasonable expectatlon that that the CIO has adequate resources to continue its activities for the current
financlal year. Accordln8ly, they continue to adopt the goin8 concern basis in preparing the financlal
statements.
4.3 Investment Pollcy
The CIO has no investments at the moment other than cash held In two accounts with CAF Bank.
4,4 Reserves Pollry
The Trustees have set a level of reserves equal to three months, runnlng COSt5. While the Trustees recognise
that they do not currently hold free reserves equlvalent to three month5, runnin8 COStS. the free reseNes do
usually stay above thi5 level, and the Tewkesbury and Staff Support funds hold more than three months,
running costs In reserved funds which wlll be sufflcient to wind up those projects in an orderly manner should
thls become necessary.
During the year fundlnB for the Blrmingham project became vulnerable and it was agreed to run this project
at a 1055 until fundlng could be stabilised. For this reason, £1,540 of general funds were spent on the
Blrmlngham project which ate into free reserves ternporarlly. The Trustees are pleased to report that funding
for Blrmingham has now been secured on an on8oin8 ba515 and they plan to rebuild the level of free reserves,
FLrruRE DEVELOPMENTS
The Trustees continue to focus on employing chaplalns in GP surgeries and will continue to develop this
programme, and also to support staff through other innovatfve Inltiatives.
Now that these existin8 prolects are bringing in stable funding we are looking to enlarge our core
administrative staff in order to have the capacity to start new projects. This will include engaginE In further
fundraising.
INDEPENDENf EXAMINER
John Caladine FCCA CTA FCIE has been appointed as Independent Examiner.
STATEMENT OF TRUSTEES. RESPONSIBILITIES
The Trustees are responsible for preparing the Annual Report and the financial statements in accordance
with applicable law and United Kingdom Generally Accepted Accounting Practice.
Charity law in England and Wales requires the trustees to prepare financial statement5 for each financlal
period which give a true and fair view of the state of affairs of the charity and of its financial activities for that
perlod. In preparing these financial statements, the trustees are required to=

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 2G125
PageSo19
Charity law in England and Wales requires the trustees to prepare financial statements for each financial
period which give a true and fair view of the state of affair5 of the charity and of its financial activities for that
period. In preparing these financial Statements, the trustees are required to-
select 5Ultable accounting policies and apply them consistently,.
make judgements and estimates that are reasonable and prudent,.
state whether the policies adopted are in accordance with the appropriote SORP on Accounting by
Charities and the Accounting Regulations and with applicable accounting standards, subject to any
material departures disclosed and explained in the financial statements. and
prepare the financial statements on the Boing concern basis unless it is inappropriate to presume that
the charity will continue.
The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy
at any time the financial position of the charity and enable them to ensure that the financial statements
comply with the Charities Act 2011, the Charity IAccounts and Reports) Regulations 2008 and the provisions
of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for takin8
reasonable steps for the prevention and detection of fraud and other irregularities.
The Trustees declare that they have approved the Trustees, report above.
Slgned on behalf of the CIO'S Trustees bv:
Angela Painter (Chair):
Date..

INDEPENDENT EXAMINERS REPORT
WHOLECARE CIO
FOR THE YEAR ENDED 31 MARCH 2025
Independent examiner's report to the trustees of Wholecare CIO
I report to the trustees on my examination of the accounts of Wholecare CIO I'the CIO'I for the year
ended 31 March 2025.
Responslbllltles and basis of report
As tru5tee5 you are responsible for the prepara￿On of the accounts In accordance with the
requirement5 of the Charlties Act 20111'the Act'l.
I report in respect of my exarnlnalion of the CIO'S accounts carrled out under section 145 of the 2011
Act and in carrying out my exominatlon I have followed all the applicable dlrections given by the
Charlty Commlsslon under section 14515llbl of the Act.
Independent exarnlnee5 5tstement
I have completed my examination. I confirm that no materlal matters have come to my attentton in
connertlon with the examination giving me cause to believe that in any material respect..
accounting ￿CordS were not kept in accordance wlth section 130 of the Act,. or
the accounts do not accord wlth those records.
I have no concerns and have come across no other matters In connectton with the examinatlon to
which attention should be drawn In order to enable a proper understanding of the accounts to be
reached.
J R Caladine FCCACTA FCIE
Caladine Limited
Chartered Certlfied Accountants
Chantry House
22 Upperton Road
Eastbourne
BN21 IBF

CHARITY No. 1192746
TRUSTEES'REPOR T FOR THE YEAR ENDEO 31ST MARCH 2025
Page7of9
Wholecare CIO
st
Receipts and Payments Account for the year ended 31 March 2025
2025
2024
Note5
Vnrestrlct
ed ltsnds
Restricted
fLbnds
Total
funds
Unrestrlrt
ed fund5
Restricted
funds
Total
lunds
INCOMING RESOURCES
28,065
21,556
28,065
31,797
IL.573
8,366
376
20.315
11,573
26619
376
38,568
Donètions and granis
Bank Interest
TOTAL It4COMING AESOUPCES
10.241
461
10,702
18,619
49,621
60.323
18,253
OUTGOING RESOLIRCES
10,064
295
48,746
1,305
58.810
1,600
16,904
420
14,795
31,699
420
Cost ol gener3tin8 lund$
Governance costs
TOTAL OUTGOING RESOURCES
10,359
50,051
60,410
17,324
14,795
32,119
NET CASH SURPLUS IDEFICITI FOR
THE YEAR
CASH FUNDS BROUGHT FORWARD.
CASH FUNDS CARRIED FORWARD
note 10 loi an exp13nairon
343
-430
-87
2,991
3,458
6,449
1,909
13,236
15,145
4,300
lQ,932
15,232
Statement of Assets and Liabilities as at 315t March 2025
The Charity hold5 cash assets of £15,14512024=£15,2321. There are no other a55ets. The cash asset5 are all
held at the bank and are represented by..
Notes
20Z5
2025
2024
2024
Rapr•s•nted by..
Unre5tilcted funds
Oe5I8nated funds.
Resiricled funds
YOTAL FUNDS
1,909
1,566
2,734
Lo
15,145
15,231
Funds which are deslgnaied by the Tru51ees for on8oln8 expenditure in our prDjects
Slgned by Angela Painter, Chair of Trustees:

CHARThY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 2025
P3ge8of9
Notes forming part of the Financial Statements for the year ended 31 March 2025
l. AccountinB Policies
The principal accounting policies are summarised below. The accountin8 policies have been applied
consistently throughout the period and in the preceding year.
lal Basis of accounting.. The flnanclal statements have been prepared in accordance wlth the Charities
Statement of Recommended Practice (Charities SORP FRS 1021 as amended by Update Bulletins l and 2,
Financial Reporting Standard 102 IFRS 1021 and the Charlties Act 2011.
Ibl Fund accounting:
Unrestricted funds are available for use at the discretion of the Trustees in furtherance of the Beneral
objective5 of the CIO
Desi8nated funds are unre5trirted funds earmarked by the Twstees for particular purposes.
Restricted funds are subjected to restrirtlons on their expendlture imposed by the donor or through
the terms of an appeal.
Icl Incomin8 resources.. All incoming resources are included in the statement of financial actrvlties when the
CIO is entitled to, and virtually certain to receive, the Income and the amount can be quantified wlth
reasonable accuracy. Income represents 8lfts and donatlon5. all of whlch arises Wlthln the UK.
2. Charltable artlvftles
Charltable activltle5 Income compr15es fees paid by NHS organisatlons for the provision of Chaplaincy and
Listenlng & Guldance services. These result mostly from the marketing of our L&G servlces and made up
60% of our funding with generated funds of £28,065 12024: £11,573130%}. This was largely driven by the
successful financlng of Tewkesbury L&G.
3. Grnnts and Donatlons
Unre5trlited
2025
Re5trlcted
2025
Total
2025
Total
2024
Grants Irorn charitable trusts
Indlvldual donations
TOTAL
166
14,286
14,452
18,253
10.241
21,556
31.797
26,619
Several Trusts gave funding specificalty for the Tewkesbury prolect. The bulk of individual donations were
received anonymously through our account wlth Stewardship.
4. Total resources expended
Vnrestrlcted
2025
Restrlcted
2025
Total
2025
Total
2024
Admlnlstration
Fundra15in8
Employment- pav
Employment- other assoclated costs
Legal expenses
Office expenses
Publlctty and prlnting
Tralning
Travel
Webslte and cornputin8
Miscellaneous
TOTAL
6,225
295
4.8S4
1,305
40,286
2,019
11,079
1,6DO
40,286
2,270
1.498
1.449
141
Ll53
11.881
420
13.748
2,063
251
1,498
960
141
27Q
1,122
95
533
44
467
549
170
10.359
215
764
170
50.051
31119

CHARITY No. 1192746
TRUSTEES'REPORT FOR THE YEAR ENDED 31ST MARCH 2025
Page9of9
As mentioned in point 4.4 of the report, Birmlngham L&G ran out of restricted funds during the year and the
trustees decided to continue paying salaries out of general funds to ensure the continuity of our services.
This cost the CIO a total of £1,540 and the restricted funding stream ha5 subsequently been restored.
5. C05t of Generating Funds
The Manager devoted £1,600 worth of her time on generating funds12024.. £4201. These activities relate
mainly to preparing funding applications for our L&G programmes. We plan to increase this in the coming
vear in order to facilitate new projects.
6. Employees
The charity had four part-time employees durln8 the period, worklng as Chaplains in our Tewkesbury and
Blrmin8ham Listening & Guidance se￿ICe512024- three employees). The CIO a150 pays three self-employed
part-time contractors for management and administration services of the CIO.
7. Trustees and Related Party Transactlons
No Trustees recelved any remuneration durin8 the period and no travel costs were reimbursed12024'. nill.
No Trustee or other person related to the CIO had any personal Interest In any contract or transaction entered
into by the CIO during the period.
8. Taxatlon
As a charlty, WPHT Is exempt from tax on income and gains falling within sectlon 505 of the Income and
Corporation Taxes Act 1988 and $256 of the Taxation of Chargeable Gains Act 1992 to the extent that these
are applied to Its charitable objects. No tax charges have arlsen in the CIO as It had not commenced tradln8
at the year end.
9. Debiors
There are no debtor5.
10. Movements In Restrlcted Funds
As shown in the Balance Sheet, on 31. March 2025 the CIO held £13,236 in restricted funds12024.. £10,9321,
representing our three projerts. These restrlcted funds were donated for the specific operating costs of
these projects and are retained to ensure activltles can continue in accordance with the donors, wlshes.
Balance blf
1.4.2024
Income
Expenditure
2025
Balance clf
31.3.2025
2025
Irmlngham L&G
Professlonals Together
Tewkesbury L&G
General Restricted
TOTAL
2.734
3.404
7.528
7,805
10,539
25
35,881
3,379
9,857
38,210
13.666
49.621
50.051
1>,236
On 31.3.24 the funds of the Birmingham L&G project were consldered designated. During 2024-25 it was
declded to treat them as restricted, hence the brought forward balante shows this and accounts for the
discrepancy in restricted funds carried forward from the previous yearfs report. Accordingly general funds
brought forward are reduced by £2,734 and Birmingham L&G restricted funds are Increased by the same
amount.
Two regular donations are restrlcted for Items of general expenditure. St John's Church Harborne donated
£3336 iowards the cost of paying the Manager Ishown under 'Administration' in note 41, and a personal
donation of £270 was made towards office costs. These funds were fully applied during the year so they
result in no net movement of fund5.