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2024-12-31-accounts

Trustees’ Annual Report for the period

From 01/01/2024 Period start date To 31/12/2024 Period end date

Charity name: E5 Baby and Children Bank (Hackney Children and Baby Bank) Charity registration number: 1192509

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The objects of the CIO are the prevention
or relief of poverty and the relief of those in
need because of financial hardship or other
disadvantage in particular through the
provision of clothing, food and other
support and assistance to pregnant
women, babies, children and their
caregivers.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Since its establishment in June 2020, the
Hackney Children and Baby Bank has
grown from a small community initiative to
a successful local charity, which to date
has supported over 5312 families including
over 10122 children.
The Hackney Children and Baby Bank
provides families in need living in Hackney
and surrounding boroughs with much-
needed items. We provide clothes and
shoes, nappies, buggies, Moses baskets
and bedding, toys and books, toiletries and
other essentials, all sourced from
community donations.
These donations can
be in the form of physical pre-loved
donations or donation of funds or purchase
of new items from our wishlists.
We offer a
friendly, inclusive service to our families
and work closely with local agencies to
signpost other services. We organise
events, support and information sessions
for parents and parties and outings for the
children we support.
The families accessing the Baby Bank face
a wide range of hardships.
• women fleeing domestic violence who
have to move at short notice, leaving
all their belongings behind
• refugee families who have uprooted their
lives
• survivors of trafficking and modern day
slavery
• single parent working families on low
incomes
• mothers about to give birth with no
clothes or equipment for their baby
• mothers with multiple pregnancies
• unemployed or homeless parents and
those struggling with their mental
health
The needs of some of the families are
extensive and multi-faceted; our approach
is to try and personalise the service as
much as we can to meet the specific
needs of our families.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The trustees, in making decisions
concerning the Baby bank’s activities, have
had due regard to the commission’s public
benefit guidance when exercising any
powers or duties to which the guidance is
relevant

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference n/a

Policy on grant making Para 1.38
Policy on social investment
including program related
investment
Para 1.38 n/a
Contribution made by
volunteers
Para 1.38 The Baby Bank continues to be a charity
run by the local community, for the local
community. The organisation has two paid
members of staff and a significant part of
their roles are liaising with volunteers.
Volunteers remain at the very heart of our
organisation and the service could not be
delivered without them. The volunteer
group alone has brought the community
together across age (Duke of Edinburgh
students right through to our knitters in a
retirement home), ethnicity, socio-economic
group, etc.
Other

Achievements and Performance

SORP reference

Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Since its establishment in June 2020,the
baby bank has supported 5,312 families
including 10,122 children. From inception
to Dec24 the baby bank has distributed
9,755 clothing packs, 7,909 toy packs,
5,226 packs of nappies, 1,301 moses
baskets & cots, 7,769 hygiene kits, 1,435
buggies and much more.
The baby bank has also:
●
provided school shoes, backpacks
and stationery
●
organised parties for our children
●
Provided hundreds of toys for
Hackney Winter Toy Appeal
●
provided
budgeting
and
employability skills sessions for
service users
●
raised funds to employ our first paid
staff
●
won a Mayor of Hackney’s Civic
Award (2021)
●
run health and wellness classes for
women
●
provided laptops for parents
returning to study
●
extended our network of referrers to
reach a wider group of families
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Review of the charity’s
financial position at the end
of the period
Para 1.21 As at the year end the E5 Baby Bank’s
financial position consisted of cash of
£128,533
The baby bank’s income has consisted
solely of donations and grants to date.
The funds are part ringfenced for covering
the salary of the baby bank’s two grant
funded employees. Unrestricted funds will
be utilised for purchasing items where
donations fall short of demand, such as
nappies, wipes, formula, lightweight
strollers. Please refer to the accounts for
further detail.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The charitable reserve was increased
during
2024 to reflect the greater financial
demands on the
charity as it has grown,
particularly with regards to employee
salaries and rent and to ensure that there is
a reasonable buffer to allow the charity to
adapt to any changes in financing .
The
reserve amount is reviewed by the trustees
for suitability and will be increased if
deemed necessary.
Amount of reserves held Para 1.22 £25,000
Reasons for holding zero
reserves
Para 1.22 n/a
Details of fund materially in
deficit
Para 1.24 n/a
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any fundraising)

Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Apart from the first charity trustees, every
trustee must be appointed by a
resolution passed at a properly convened
meeting of the charity trustees.
In selecting individuals for appointment as
charity trustees, the charity
trustees must have regard to the skills,
knowledge and experience needed
for the effective administration of the CIO.

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction
and training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name E5 Baby and Children Bank
Other name the charity uses Hackney Children and Baby Bank
Registered charity number 1192509
Charity’s principal address 174 Homerton High Street
London
E9 6AG

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Nam
e of
pers
on
(or
body
)
entitl
ed to
appo
int
trust
ee (if
any)
Beautine Wester
Lisa Giffen
Sarah Mitchell
Julia Thackray From 24/06/2024
Margaret Mary
Therese Watmough
From 10/10/2024
Frances Oyineze From 03/12/2024
Strbac From 10/10/2024
Ibilola From 10/10/2024
Boardman From 10/10/2024
Jennifer Morgan From 10/10/2024
Esther Bolter Until 18/03/2024
Samantha
Campbell
Until 18/03/2024

Corporate trustees – names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets None held in this capacity

Name and objects of the n/a charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for n/a safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser
Name
Address
Type of adviser
Name
Address
Type of adviser
Name
Address
Name of chief executive or names of senior staff members (Optional
information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees Signature(s) Full name(s) Sarah Mitchell Julia Thackray Position (eg Finance Trustee Chair of Trustees Secretary, Chair, etc)

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Date
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Charity Name No (if any)
E5 Baby and Children Bank 1192509
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 1/1/2024 31/12/2024
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Unrestricted charitable donation or
32,331 - - 32,331 46,941
grant
Postcode Lottery Grant ringfenced - 24,000 - 24,000 25,000
for wages and salaries
National Lottery Community Grant - 20,000 - 20,000 1,000
ringfenced for wages and salaries
National Lottery CoL Grant
- 42,347 - 42,347 166
ringfenced for premises project
Choose Love grant ringfenced for
- 12,438 - 12,438 -
wages and salaries
Bank interest 200 - - 200 -
Sub total (Gross income for
32,531 98,785 - 131,316 73,107
AR)
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total [ - ] - - - -
Total receipts 32,531 98,785 - 131,316 73,107
----- End of picture text -----

CCXX R1 accounts (SS)

26/03/2025

1

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A3 Payments
Winter Appeal 2024 Expense 1,657 187 1,844 4,185
Back to School 2024 Expense 737 - 737 981
Spend on Fixtures & Fittings fr premise - 18,199 18,199 500
Premises costs 7,930 5,609 13,539 6,204
Fundraising costs 182 - 182 725
Cost of Supplies - Nappies, Wipes,
Formula etc 5,411 11,531 16,942 12,135
Event costs 533 - - 533 491
Insurance 399 - - 399 274
Bank charges & Fees 60 - - 60 60
Payroll 10,954 26,077 37,031 32,392
Independent examiner fee 300 300 280
Online fees - domain name etc 239 - 239 503
Volunteero - Volunteer management
system fee 953 - 953 953
Employee expenses 869 - 869 746
misc expenses 482 - - 482 -
- - - - -
- - - - -
Sub total 30,706 61,603 - 92,309 60,429
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A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total - - - - -
Total payments 30,706 61,603 - 92,309 60,429
Net of receipts/(payments) 1,825 37,182 - 39,007 12,678
A5 Transfers between funds - - - - -
A6 Cash funds last year end 82,708 6,818 - 89,526 76,848
Cash funds this year end 84,533 44,000 - 128,533 89,526
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CCXX R2 accounts (SS)

26/03/2025

2

Section B Statement of assets and liabilities at the end of the period

Categories
B2 Other monetary assets
B3 Investment assets
B1 Cash funds
Details
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Unrestricted
funds
to nearest £
84,533
-
84,533
OK
Unrestricted
funds
to nearest £
-
-
-
-
-
-
Fund to which
asset belongs
Fund to which
asset belongs
Restricted
funds
to nearest £
44,000
-
-
44,000
OK
Restricted
funds
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
-
Cost (optional)
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)

CCXX R3 accounts (SS)

26/03/2025

3

Signed by one or two trustees on
behalf of all the trustees
B4 Assets retained for the
charity’s own use
B5 Liabilities
Details
Signature
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Sarah Mitchell
Julia Thackray
Print Name
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
05/02/2025
22/02/2025

CCXX R4 accounts (SS)

26/03/2025

4

Independent examiner's report on the accounts

Report to the trustees/ Charity Name members of E5 Baby and Children Bank On accounts for the year 31 December 2024 Charity no 1192509 ended (if any) Set out on pages 1-2 (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above 31 / 12 / 2024 . Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act .

under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect:

accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 14/03/2025 Signed: Name: Robert Couser Relevant professional ICAEW qualification(s) or body (if any): Address: Couser Accountants Limited, 162 Kingsquarter, Maidenhead, SL6 1AW

October 2018

1

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

October 2018

2

IER