THE WORD ONE TO ONE Charity No. 1192501
TRUSTEES REPORT AND UNAUDITED FINANCIAL STATEMENTS
For the period ended 31 December 2024
THE WORD ONE TO ONE
CONTENTS
| Page | |
|---|---|
| Report of the Trustees | 1 to 5 |
| Independent Examiner's Report to the Trustees | 6 |
| Statement of Financial Activities | 7 |
| Balance Sheet | 8 |
| Notes to the Financial Statements | 9 to 11 |
The Word One to One
Annual Report of the Trustees for the year ended 31 December 2024
The Word One to One operates across three mission areas to accomplish our charitable purposes:
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Serving communities - Direct engagement and training programs for churches and missional communities.
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Partnering with like-minded organisations - Collaborative expansion through established religious and social action ministries.
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Invitational outreach - Platform-based invitation to consider the Bible’s perspective on human flourishing, and empowering Christians to confidently share it.
Charitable Purposes
The stated purposes of the CIO are to advance the Christian faith for the benefit of the public in accordance with the Statement of Faith in particular, but not exclusively, by providing or organising:
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Resources which enable Christian believers to confidently share the original message of the Bible with others;
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Training events to mobilise Christians to share the Bible with their contacts and friends;
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Training resources to enable church leaders to equip their own congregations to share the Bible; and
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Evangelistic events
in the United Kingdom and in such other countries across the world as the trustees may from time to time see fit.
Public Benefit Consideration
The charity has taken the Commission's public benefit guidance into account when making decisions relevant to advancing the Christian faith through accessible Biblical education and empowered outreach. Our relational approach to faith sharing continues to show demonstrable impact on individuals and communities.
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Activities Undertaken in 2024
Serving communities
The team and our growing network of volunteers continue to serve local churches and missional communities through in-person and online provisioning.
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Local network development focussed on Sheffield, Belfast, Liverpool and Glasgow.
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Online consultation and training events included provisioning to leaders and individuals from across the United Kingdom and also USA, Canada, Australia, New Zealand, Germany, Switzerland, South Africa, Rwanda, Kenya.
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More than 2,000 churches and missional communities are now connected to The Word One to One.
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Our resources are used in English Second Language contexts, Community projects like food banks and Christians Against Poverty centres, Workplace faith groups and Beginner’s Bible studies in local churches, care homes, hospitals and hospices.
“Our friendship definitely blossomed from reading The Word One to One together and we began to share our personal experiences of our lives.” - a typical quote from a ‘Bible sharer’.
Partnerships
Both in the United Kingdom and abroad informal and formal collaboration with other like-minded organisations is a both a joy and showing great fruit. Some examples include:
- One partner who has continued to make progress amidst great trial and difficulty is Forward United in Ukraine who reports:
“After the full-scale invasion, we were able to provide copies of the first book of The Word One to One to soldiers and equip hundreds of churches with materials for ministry with refugees and displaced Ukrainians from the eastern and southern parts of the country.”
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We are delighted to announce a new partnership with Heukelbach, an established ministry with a team of 50 serving across Germany, Austria and Switzerland.
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City Bible Forum – a network continuing to encourage the use of God’s Word in evangelism in the workplace, across the cities of Australia, with The Word One to One as a key resource.
Invitational outreach
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A big highlight was founder Richard Borgonon being invited to speak at Alistair Begg’s church leaders conference in Ohio, attended by 1,300 church leaders.
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Our introduction to the digital platform that Youversion provide through their Bible app was a great success with a reported 62,687 lives impacted.
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Distribution highlights
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Distributed 48,566 printed booklets (+77% from 2023), including Gospel of John and Acts materials.
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Mobile app usage doubled with 16,995 active users (+31% growth)
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Website users 35,575 (+56%)
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Engaged sessions recorded in 149 countries with 26,268 episodes completed (+112%)
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App received 5.0 rating from 47 reviews on Apple App Store
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Launched Spanish language content to support USA and Latin America expansion.
Reference and administrative information
The charity was established on 24th November 2020 and is registered with the Charity Commissioners as number 1192501.
For the period in question, the Trustees were as follows:
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Richard Eric Borgonon - Founder and Chairman
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Charles Kworenga Kasenene - Treasurer
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Nancy Benham MBE - Trustee
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David James Jackman – Trustee.
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Akeel Husein Kurban Sachak – Trustee.
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Simon John Alexander Lennox – resigned 8th January 2024.
Simon Lennox was appointed as CEO on 1[st] September 2024.
The Independent Examiner is Heather Cheesman of Chichester Accounting, 104 Stockbridge Road, Chichester, West Sussex, PO19 8QP.
Structure, Governance and Management.
The Word One to One is incorporated as a Charitable Incorporated Organisation, governed by a constitution and registered with the Charity Commission number 1192501.
Trustees come from backgrounds in the world of commerce, the charity sector and Christian ministry, bringing with them complementary and recognised skills. All share a united faith in the Lord Jesus Christ.
The Trustees have delegated the daily management of activities to the Chief Executive Officer (CEO).
The Trustees, in consultation with the CEO, are responsible for the setting of remuneration for key staff members.
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The Trustees and, where appropriate the CEO, review risks and ensure that no ministry or project expansion commences until the necessary funding is available and known risks can be managed.
The overall governance of the charity is the responsibility of the Trustees who are elected for specific terms.
Recruitment and appointment of Trustees.
The Trustees, in consultation with the CEO, are responsible for recruiting other Trustees.
Future plans
The appointment of the new CEO, Simon Lennox, is in response to the growing demand from people in the UK and across the world who want to find out more about Jesus. This presents an incredible opportunity for to respond to this exciting interest with product innovation, equipping content and strategic partnerships.
Financial review
The financial statements for the year ended 31 December 2024 are included. These statements show how the funds have been applied during the period with specific reference to expenditure on the activities outlined above.
The Trustees believe that the Charity is in a satisfactory financial position at the period end and can meet all its obligations. The Trustees confirm that the assets of the Charity are held solely for the charitable objectives set out in this report.
Reserves policy
The Trustees have set a reserve policy to hold 4 months’ worth of committed expenditure, including salaries and contractor retainers, the amount being £96,000 at the time of reporting.
Related Party Transactions
Two of our Trustees (Richard Borgonon and Nancy Benham) are also unpaid Trustees of the independent charity The Rock Foundation. We see no conflict of interest in the support given to Word One to One from The Rock Foundation which amounted to £219,592 during this year, from various donors.
Trustees have donated a total of £76,550 of their personal funds during the year.
Statement of Trustees’ Responsibilities
The purpose of this statement is to distinguish the Trustees' responsibilities for the financial statements from those of the Independent Examiner's, as stated in her report.
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The Trustees are responsible for preparing the Trustees report and financial statements in accordance with applicable law and United Kingdom Accounting Standards.
Charity law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of incoming resources and application of resources for that period.
In preparing the financial statements, the Trustees are required to:
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Select suitable accounting policies and then apply them consistently
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Observe the methods and principles of the Charities SORP
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Make judgements and estimates that are reasonable and prudent
-State whether applicable accounting standards have been followed, subject to any departures disclosed and explained in the financial statements:
- Prepare the financial statements on the going concern basis unless it is inappropriate to assume that the charity will continue in business
The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) regulations 2008 and the provisions of the constitution. They are also responsible for safeguarding the assets of the charity and for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The Trustees are responsible for the maintenance and integrity of the charity.
Signed on behalf of the Trustees by
Richard Borgonon
Chairman of Trustees
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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES
ON THE UNAUDITED ACCOUNTS OF
THE WORD ONE TO ONE
For the purposes of those charity funds on pages 6 to 10 for the period ended 31 December 2024 which require an independent examiner's report, we confirm the following:-
Respective Responsibilitiesof Trustees and Examiner
The charity’s Trustees are responsible for the preparation of the financial statements. The charity’s Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to:
• examine the financial statements (under section 145 of the 2011 Act);
• to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act);
- state whether particular matters have come to my attention.
Basis of Independent Examiner's Report
My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes considerations of any unusual items or disclosures in the financial statements, and the seeking of explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently no opinion is given as to whether the financial statements present a "true and fair view" and the report is limited to those matters set out in the statements below.
Independent Examiner's Statement
In connection with my examination, no matter has come to my attention
1) which gives me reasonable cause to believe that, in any material respect, the Trustees have not met the requirements:
• to keep accounting records in accordance with s130 of the 2011 Act; and
• to prepare financial statements which agree with the accounting records and to comply with the accounting requirements of the 2011 Act; or
2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.
H Cheesman FCA 104 Stockbridge Road Chichester West Sussex PO19 8QP
Date: 13th October 2025
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Statement of Financial Activities For the period ended 31 December 2024
THE WORD ONE TO ONE
| notes Incoming resources from generated funds Voluntary income 2 Total income Costs of generating funds Charitable activities 3 Governance costs 4 Total expenditure Income / (expenditure) before transfers Transfers between funds 9 Gains / (losses) on investment assets Net movement in funds Total funds brought forward Total funds carried forward Net incoming/(outgoing) resources before other gains/(losses) |
Unrestricted Designated Restricted funds funds funds £ £ £ 562,290 - - 562,290 - - - - - 615,483 - - 1,000 - - 616,483 - - (54,193) - - - - - (54,193) - - - - - (54,193) - - 184,349 - - 130,156 0 0 |
2024 Total £ 562,290 562,290 - 615,483 1,000 616,483 (54,193) - (54,193) - (54,193) 184,349 130,156 |
December 2023 Total £ 408,495 |
|---|---|---|---|
| 408,495 | |||
| - 457,082 2,116 |
|||
| 459,198 | |||
| (50,703) | |||
| - | |||
| (50,703) - (50,703) |
|||
| 235,052 | |||
| 184,349 |
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Balance Sheet As at 31 December 2024
THE WORD ONE TO ONE
| notes Current Assets Bank and cash Debtors 7 Total current assets Current Liabilities Creditors due within one year 8 Net current assets Creditors Amounts falling due after more than one year Total Net Assets Funds 9 Unrestricted Designated Restricted |
£ £ 130,536 3,620 134,156 4,000 130,156 - 130,156 130,156 - - 130,156 31st December 2024 |
£ £ 183,521 13,573 197,094 12,745 184,349 - 184,349 184,349 - - 184,349 31st December 2023 |
£ £ 183,521 13,573 197,094 12,745 184,349 - 184,349 184,349 - - 184,349 31st December 2023 |
|---|---|---|---|
| 134,156 4,000 |
197,094 12,745 |
||
| 184,349 | |||
| 184,349 - - |
|||
| 184,349 |
These accounts were approved by the Trustees on 10th October 2024 and signed on their behalf by
Richard Borgonon Chairman of Trustees
The attached notes (1 - 8) form part of this statement.
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Notes to the financial statements
THE WORD ONE TO ONE
1 Accounting polices
Basis of preparation
The accounts are prepared on the basis of historic cost in accordance with:
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Accounting and Reporting by Charities - Statement of Recommended Practice (SORP 2005);
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Accounting Standards, FRS102;
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and the Charities Act 2011.
Donations
Donations are only included in the SoFA when the charity has unconditional entitlement to the resources.
Tax reclaims on donations and gifts
Incoming resources from tax reclaims are included in the SoFA at the same time as the gift to which they relate.
Expenditure
All expenditure is accounted for on an accruals basis.
| 2 Voluntary income Church donations Individual donations Income from Trusts Other Gift Aid tax reclaim Total 3 Charitable activities People Content Product Networks Organisation Total 4 Governance costs Independent Examination costs Legal and Professional Total |
Unrestricted £ 10,373 205,169 327,290 8,834 10,624 562,290 Unrestricted £ 312,591 133,183 65,484 93,836 10,389 615,483 Unrestricted £ 1,000 - 1,000 |
Total Restricted 2024 £ £ - 10,373 - 205,169 - 327,290 - 8,834 - 10,624 - 562,290 Total Restricted 2024 £ £ - 312,591 - 133,183 - 65,484 - 93,836 - 10,389 - 615,483 Total Restricted 2024 £ £ - 1,000 - - - 1,000 |
Total 2023 £ 5,810 153,481 220,004 12,283 16,917 |
|---|---|---|---|
| 408,495 | |||
| Total 2023 £ 226,174 112,928 43,852 62,312 11,816 |
|||
| 457,082 | |||
| Total 2023 £ 1,000 1,116 |
|||
| 2,116 |
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Notes to the financial statements
THE WORD ONE TO ONE
| 5 Analysis of net assets Fixed Assets Current Assets £ £ Restricted funds - - Designated funds - - Unrestricted funds - 130,156 - 130,156 6 Staff costs and Trustees expenses 2024 £ Salaries 247,670 Social security costs 22,200 Pension costs 21,105 Total 290,975 The average number of employees during the period was 6 Two employees received emoluments in excess of £60,000 during the period. |
Total £ - - 130,156 |
|---|---|
| 130,156 | |
| 2023 £ 193,112 14,692 15,302 |
|
| 223,106 | |
| 6 |
No sums were paid to the Trustees for their work as Trustees.
| 7 Debtors Gift aid 8 Creditors Creditors and accruals |
2024 £ 3,620 2024 £ 4,000 |
2023 £ |
|---|---|---|
| 13,573 | ||
| 2023 £ |
||
| 12,745 |
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Notes to the financial statements
THE WORD ONE TO ONE
| 9 Funds Unrestricted General fund Restricted Management fund |
Fund balances brought forward Incoming resources Outgoing resources Transfers Fund balances carried forward £ £ £ £ £ 184,349 562,290 (616,483) - 130,156 - - - - - |
|---|---|
| - 562,290 (616,483) - 130,156 |
Unrestricted Funds:
The Unrestricted Funds are available for use at the discretion of the Trustees in furtherance of the general objectives of the charity.
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