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2021-12-31-accounts

THE WORD ONE TO ONE Charity No. 1192501

TRUSTEES REPORT AND UNAUDITED FINANCIAL STATEMENTS

For the period ended 31 December 2021

THE WORD ONE TO ONE

CONTENTS

Page
Report of the Trustees 1 to 3
Independent Examiner's Report to the Trustees 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 9

REFERENCE AND ADMINISTRATIVE INFORMATION

The charity was established on 24[th] November 2020 and is registered with the Charity Commissioners as number 1192501.

For the period in question, the Trustees were as follows:

The Independent Examiner is Heather Cheesman of Chichester Accounting, 104 Stockbridge Road, Chichester, West Sussex, PO19 8QP.

STRUCTURE AND GOVERNANCE

These financial statements represent the first period operating as an independent charity. The work of The Word One to One had previously been supported by The Rock Foundation, charity number 294775.

The Trustees come from backgrounds in the world of commerce, the charity sector and Christian ministry, bringing with them complementary and recognised skills. All share a united faith in the Lord Jesus Christ.

The Word One to One CEO is responsible for the setting of remuneration in consultation with the Trustees. The Chairman is responsible for the review of the remuneration of the CEO in consultation with the Trustees.

The Trustees and, where appropriate the CEO, review risks and ensure that no ministry or project expansion commences until the necessary funding is available and known risks can be managed.

RECRUITMENT AND APPOINTMENT OF TRUSTEES

The governance of the charity is the responsibility of the Trustees who are elected for specific terms. The current Trustees have been recruited from those who have been involved in the Word One to One during its time whilst included in The Rock Foundation. The day to day running and management of the charity’s activities is delegated to the CEO who is accountable to the Trustees.

OBJECTIVES AND ACTIVITIES

The objectives of the charity as set out in the governing declaration of trust can be summarised as follows:

To advance the Christian faith for the benefit of the public in accordance with the Statement of Faith in particular, but not exclusively, by providing:

a) resources which enable Christian believers to confidently share the original message of the Bible with others;

b) training events to mobilise Christians to share the Bible with their contacts and friends;

c) training resources to enable church leaders to equip their own congregations to share the Bible; and

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d) evangelistic events

in the United Kingdom and in such other countries across the world as the Trustees may from time to time see fit.

The Trustees have employed a CEO to carry out the objectives and activities of the charity, with regular updates being given to the Trustees. In addition, the Founder and Chairman Richard Borgonon travels abroad on speaking engagements carrying out religious education in support of this ministry.

FINANCIAL REVIEW

The financial statements for the period ended 31 December 2021 are attached. These statements show how the funds have been applied in the period.

The Trustees believe that the Charity is in a satisfactory financial position at the period end and can meet all its obligations. The Trustees confirm that the assets of the Charity are held solely for the charitable objectives set out in this report.

The Charity was established in November 2020 and these accounts cover the period from that date to the 31[st] December 2021. The transfer and first income was received in May 2021, as noted in the financial statements, this is included to ensure that comparatives can be correctly compared.

The main risks facing the charity are the raising of funds to continue the operations each year.

PUBLIC BENEFIT

The benefit of the Trust's work is the delivery of support to Christian ministries around the world, as they help people in their communities understand and respond to the hope offered in the Bible. The work supported during the period is set out in detail later in this report. In pursuing the objectives of the Charity, the Trustees have referred to the Charity Commission's guidance of Public Benefit.

RESERVES POLICY

The Word One to One seeks to hold in reserve, as a minimum, sufficient funds to pay three months of staff employment costs.

RISK ASSESSMENT

The Trustees have carried out a review of the potential risks of the Charity and believe that there are satisfactory systems in place to identify and mitigate any material exposure. The risk exposure is viewed by the Trustees as being very low.

ACHIEVEMENTS AND PERFORMANCE – AN OVERVIEW OF THE FINANCIAL YEAR

In a world of growing Biblical illiteracy, we have seen a marked increase in the global hunger to understand exactly what the Bible has to say, and its relevance to all levels of society today.

The Word One to One is a resource that allows people to explore the Christian message by guiding them through the Gospel of John. The use of the simple “Bible with notes” guided read-through experience is rapidly spreading to countries around the world, reaching across cultures, ages and economic levels of society. Find out more about this at www.theword121.com.

Key highlights during this financial year include:

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PLANS FOR FUTURE PERIODS

Strategic priorities for future periods include the development of a mobile app, the delivery of training resources enabling church leaders to equip their own congregations and the delivery of notes for the Bible book of Acts.

The ministry will also continue the on-going work of providing church leader consultations, training and speaking events across the UK and internationally, and developing partnership relationships with like-minded ministries abroad in order to see the resources contextualised and put to use.

STATEMENT OF TRUSTEES RESPONSIBILITIES

The purpose of this statement is to distinguish the Trustees' responsibilities for the financial statements from those of the Independent Examiner's, as stated in her report.

The Trustees are responsible for preparing the Trustees report and financial statements in accordance with applicable law and United Kingdom Accounting Standards.

Charity law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of incoming resources and application of resources for that period. In preparing the financial statements, the Trustees are required to:

-State whether applicable accounting standards have been followed, subject to any departures disclosed and explained in the financial statements:

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy the financial position of the charity, and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) regulations 2008 and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The Trustees are responsible for the maintenance and integrity of the charity.

This report was approved by the Board of Trustees and signed on their behalf by:

Richard Borgonon

Chairman of Trustees

Dated: 15[th] September 2022

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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES

ON THE UNAUDITED ACCOUNTS OF

THE WORD ONE TO ONE

For the purposes of those charity funds on pages 5 to 9 for the period ended 31 December 2021 which require an independent examiner's report, we confirm the following:-

Respective Responsibilitiesof Trustees and Examiner

The charity’s Trustees are responsible for the preparation of the financial statements. The charity’s Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

• examine the financial statements (under section 145 of the 2011 Act);

• to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act);

Basis of Independent Examiner's Report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes considerations of any unusual items or disclosures in the financial statements, and the seeking of explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently no opinion is given as to whether the financial statements present a "true and fair view" and the report is limited to those matters set out in the statements below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention

1) which gives me reasonable cause to believe that, in any material respect, the Trustees have not met the requirements:

• to keep accounting records in accordance with s130 of the 2011 Act; and

• to prepare financial statements which agree with the accounting records and to comply with the accounting requirements of the 2011 Act; or

2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

H Cheesman FCA 104 Stockbridge Road Chichester West Sussex PO19 8QP

Date: 11th August 2022

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Statement of Financial Activities For the period ended 31 December 2021

THE WORD ONE TO ONE

notes
Unrestricted
Designated
Restricted
funds
funds
funds
£
£
£
Incoming resources from generated funds
Voluntary income
2
278,485
-
38,336
Total income
278,485
-
38,336
Costs of generating funds
-
-
-
Charitable activities
3
136,114
-
43,122
Governance costs
4
1,470
-
-
Total expenditure
137,584
-
43,122
Income / (expenditure) before transfers
140,901
-
(4,786)
Transfers between funds
8
(4,786)
-
4,786
136,115
-
-
Gains / (losses) on investment assets
-
-
-
Net movement in funds
136,115
-
-
Total funds brought forward
-
-
-
Total funds carried forward
136,115
0
0
Net incoming/(outgoing) resources before
other gains/(losses)
For the period
May 2021 to
December 2021
Total
£
316,821
316,821
-
179,236
1,470
180,706
136,115
-
136,115
-
136,115
-
136,115

These accounts cover the period from November 2020 to December 2021, the charity became active in May 2021

5

Balance Sheet As at 31 December 2021

THE WORD ONE TO ONE

notes
Current Assets
Bank and cash
Total current assets
Current Liabilities
Creditors due within one year
7
Net current assets
Creditors
Amounts falling due after more than
one year
Total Net Assets
Funds
8
Unrestricted
Designated
Restricted
£
£
139,360
139,360
3,245
136,115
-
136,115
136,115
-
-
136,115
31st December 2021
£
£
139,360
139,360
3,245
136,115
-
136,115
136,115
-
-
136,115
31st December 2021
139,360
3,245
136,115
136,115
-
-
136,115

These accounts were approved by the Trustees on 15th September 2022 and signed on their behalf by

R Borgonon

R Borgonon

The attached notes (1 - 8) form part of this statement.

These accounts cover the period from November 2020 to December 2021, the charity became active in May 2021

6

Notes to the financial statements

THE WORD ONE TO ONE

1 Accounting polices

Basis of preparation

The accounts are prepared on the basis of historic cost in accordance with:

Donations

Donations are only included in the SoFA when the charity has unconditional entitlement to the resources.

Tax reclaims on donations and gifts

Incoming resources from tax reclaims are included in the SoFA at the same time as the gift to which they relate.

Expenditure

All expenditure is accounted for on an accruals basis.

2
Voluntary income
Church donations
Individual donations
Income from Partnership
Income from Trusts
Other
Gift Aid tax reclaim
Total
Unrestricted
£
4,064
120,768
26,338
106,760
14,759
5,796
278,485
For the period May 2021
Restricted
to December 2021
£
£
-
4,064
-
120,768
5,000
31,338
33,336
140,096
-
14,759
-
5,796
38,336
316,821
3
Charitable activities
Administration and operations
Resource development
Community development
International development
Total
4
Governance costs
Independent Examination costs
Legal and Professional
Bank charges
Total
Unrestricted
£
22,800
35,796
62,946
14,572
136,114
Unrestricted
£
750
720
1,470
For the period May 2021
Restricted
to December 2021
£
£
8,624
31,424
17,249
53,045
-
62,946
17,249
31,821
43,122
179,236
For the period May 2021
Restricted
to December 2021
£
£
-
750
-
720
-
-
1,470

These accounts cover the period from November 2020 to December 2021, the charity became active in May 2021

7

Notes to the financial statements

THE WORD ONE TO ONE

5 Analysis of net assets

Restricted funds
Designated funds
Unrestricted funds
Fixed Assets
Current Assets
£
£
-
-
-
-
-
136,115
-
136,115
Total
£
-
-
136,115
136,115
6 Staff costs and Trustees expenses For the period May 2021
to December 2021
£
Salaries 103,580
Social security costs 10,951
Pension costs 9,852
Total 124,383
The average number of employees during the period was 5
No employee received emoluments in excess of £60,000 during the period.
No sums were reimbursed to the Trustees for their work as Trustees.
7
Creditors
Accruals
As at 31st
December 2021
£
3,245

These accounts cover the period from November 2020 to December 2021, the charity became active in May 2021

8

Notes to the financial statements

THE WORD ONE TO ONE

8 Funds
Unrestricted
General fund
Restricted
Management fund
Fund balances
transferred from
old charity
Incoming
resources
Outgoing
resources
Transfers
Fund balances
carried forward
£
£
£
£
£
-
278,485
(137,584)
(4,786)
136,115
-
38,336
(43,122)
4,786
-
-
316,821
(180,706)
-
136,115

Unrestricted Funds:

The Unrestricted Funds are available for use at the discretion of the Trustees in furtherance of the general objectives of the charity.

Restricted funds

Management fund is a fund set up to cover the costs of the Director.

These accounts cover the period from November 2020 to December 2021, the charity became active in May 2021

9