## **CATCH THE FIRE THREE RIVERS** 

## **FINANCIAL STATEMENTS** 

## **FOR** 

## **30 SEPTEMBER 2024** 

**Charity Number 1192294** 

## **FINANSURE LIMITED** 

2 Sheppard Street, Brymbo, Wrexham, LL11 5FF 



## **CATCH THE FIRE THREE RIVERS** 

## **FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

|**CONTENTS**|**PAGES**|
|---|---|
|Charity information|**1**|
||**2 to 6**|
|Independent examiner<br>report|**7**|
|Statement of financial activities|**8**|
|Balance sheet|**9**|
|Notes to the financial statements|**10 to 14**|





**Page 1** 

## **CATCH THE FIRE THREE RIVERS** 

## **CHARITY INFORMATION** 

**The board of trustees** Thomas D Allsop David A Richards Kieron P Densham **Registered office** 14 Artichoke Dell Dog Kennel Lane Chorleywood Rickmansworth WD3 5EG **Independent Examiner** Luke Howson MAAT Finansure Limited 2 Sheppard Street Brymbo Wrexham LL11 5FF 



**Page 2** 

## **CATCH THE FIRE THREE RIVERS** 


## **YEAR ENDED 30 SEPTEMBER 2024** 


## **Annual Report 2024 Catch the Fire Three Rivers Charity Registration number: 1192294** 

The Charity is a charitable incorporated organisation (CIO) governed by its foundation constitution document and registered with the Charity Commission for England and Wales on 11[th] November 2020.  This is the fourth year of activity for the Charity. 

## **Structure, governance and management** 

The Trustees (listed below) have continued to ensure due diligence in all matters relating to the management of CTF3R. 

To ensure proper safeguarding, the trustees require all staff and any volunteers to have current : to provide these checks for us.  A volunteer administrator continues to ensure GDPR / Safeguarding compliance. 

The trustees meet at least quarterly and are in close contact with the Senior Leaders to ensure the good management and governance of the Church. 

Trustees: 

Thomas David Allsop David Andrew Richards Kieron Philip Densham 

## **Trustee Appointment and Selection** 

The memorandum provides for a minimum of three Directors and a maximum of 9. The Directors are responsible for the appointment of new members. New Directors would be briefed on their legal obligations under charity and company law, the content of the Constitution, the decision-making processes and the recent performance of the charity. 

Trustee Selection from the Constitution of the CIO: 

(1) Apart from the first charity trustees, every trustee must be appointed by a resolution passed at a properly convened meeting of the charity trustees. 

(2) In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of the CIO. 



**Page 3** 

## **CATCH THE FIRE THREE RIVERS** 


_**(CONTINUED)**_ 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **Aims and Purposes** 

To advance the Christian religion for the benefit of the public throughout the Three Rivers area, and throughout the United Kingdom or internationally as the trustees from time to time may see fit, in particular but not exclusively through the holding of prayer meetings, lectures, public celebration of religious festivals, providing pastoral care and carrying out missionary and evangelistic work. 

## **Achievements and performance** 

In addition to this, the activities of the Charity benefit the public in many ways, for example, both volunteers and attendees learn transferable skills which can be taken back to their local communities. 

The trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to public benefit guidance published by the Commission. We have regard to both the t of religion for the public benefit. The trustees always ensure that the activities we undertake are in line with our charitable objects and aims. 

Continuing into our fourth year of operations the advancement of our charitable objectives continues to be successful. We have continued to see an increase in members and accordingly volunteers willing to contribute towards the aims and objectives of the charity. The church has moved from being a plant to feeling very much like an established ministry, with many members stepping up to take on increased responsibility and ownership for different areas of ministry. 

We have again taken on two placement students from the local theological college with the aim of them being given opportunities to explore their vocational calling within church ministry. 

We have continued to grow our midweek meetings and have found these to be places where people connect and grow in a more relational setting than Sunday mornings allow. These groups are well attended, and spaces are sought after. Our aim is to launch a number of new groups in order to better facilitate our overall increase in attendance. 

Weekly worship services - We continue to meet at Arnett Hills School. Our connection with the school has continued to be a positive outworking of our aim to engage with our local community. Our church has assisted with a number of school events, including running a quiz to help the PTA raise much-needed funds for the school. We have also run events that have been attended by school families, which has been a very positive opportunity to connect with local families. 


breakfast followed by all age worship and bible study. Each age group has provided positive feedback on these weeks. It is wonderful to see members of varying ages engaging with one another and enjoying the opportunity to learn from each other. 



**Page 4** 

## **CATCH THE FIRE THREE RIVERS** 


_**(CONTINUED)**_ 

## **YEAR ENDED 30 SEPTEMBER 2024** 

Missions - provide assistance with various initiatives, including Tom leading a weekly bible study for some local people connected with the charity. We have also contributed time and resources to a churches together holiday camp called Detonate that facilitates a 5-day bible camp locally in Chorleywood. Tom continues on the leadership team for Detonate and we have a number of volunteers who help in varied capacities during the event. 

Since the end of our financial year, we were able to raise a significant amount of funds to assist a Ukrainian family affected by the war. This contact came through two of our members attending a Catch the Fire conference in Bulgaria where they met with the family in question. This fund-raising initiative was a great opportunity for our local church family to connect with a mission outside of their locality, reminding them of the worldwide church family that we are part of. 

Children's church - Numbers have continued to grow, both in terms of the children and team of staff and volunteers. The Sunday school has provided an excellent opportunity for the children to advance their own faith. Our two new Kids Team Leaders who started roles in September are assisting Lucy in her leadership role. Our plans to develop the children's work into two age groups were implemented and have enabled the Kids team to tailor the teaching more specifically to the ages of the children. 

Midweek support groups - Our midweek support groups have been another point of connection available to anyone within the church. This has helped us to ensure we are fighting loneliness in our community. It has also been one of the main ways we have provided pastoral support to attendees and is one of our stated Charitable Purposes. 

The midweek groups include parent and child play mornings and coffee mornings for those retired or out of work, which has increased the wellbeing of the community. We also had a number of shared daily bible plans running throughout the year where the congregation could encourage each other daily. In addition, we have run some online Theological Training courses which have been well received. 

We are also delighted to report that we have started a Youth Programme this year, following an increase in the number of youth attending church. These regular meetings began as social events, designed to give the youth an opportunity to get to know each other and build trust. They have now developed to include bible teaching and developing the youth in their faith. 

We ran a very successful church weekend away in 2024 to deepen relationships and spend some extended time together.  This weekend was enjoyed by all, despite the awful weather! 

Looking forward, we are continuing to explore a move to a larger venue to reflect the increased number of adults and children now regularly attending. Our aim is to stay as close to the centre of Rickmansworth as possible, whilst finding a venue that has the space to grow into. 



**Page 5** 

## **CATCH THE FIRE THREE RIVERS** 


_**(CONTINUED)**_ 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **Financial Review of 2024** 

Our donations income increased by 80 per cent to £133,000 with congregation giving becoming more regular as our membership grows. Total income grew to £136,000, an increase of £62,000. Operating expenditure increased by 39 per cent to £83.000 with higher staff and support costs. This resulted in net income for the year of £53,000, up from £14,000 in the previous year. This surplus has increased our reserves to £88,000 and will provide the resources to support our progress in the coming year as we seek a larger venue and anticipate increased operating costs. 

## **Reserves and Risk Management** 

Our reserve policy is to hold at least six months running costs, equivalent to approximately £62,000, and we aim to maintain at least this level as the church grows and our fixed costs increase. Our support for mission, UK and overseas, is expected to rise in the coming year. Our principal source of funds is donations and gifts from church attendees and visitors. 

The trustees have considered the key operational, financial, and strategic risks that have a bearing on the charity. Suitable management information is available to the trustees on a regular basis to monitor these risks, and allow any mitigating action to be taken to address them. 



Page 6
CATCH THE FIRE THREE RIVERS
TRUSTEES ANNUAL REPORT (CONTINUE[)
YEAR ENDED 30 SEPTEMBER 2024
sTATEmEp￿ OF TRUSTEES, RESPONSIBIL￿lEs
rity law reyuires the trustees to Fxep8re financial statenErts fcy each fin￿￿1￿ year. ￿lch
give a ttue fair view of the state of affairs of the tharity and of its finemal activitEs for tt￿t
r. In preparing those financial ststenErrts the Iru8lees are required to:
t suitable accounting wlicies and apply th￿ consistsnty;
make judjmerrts and estimates tst are reascllaije arKI pxud￿rt.
state whether the F))licres a(Wed are in aCcCrda￿e with the State￿ent of
R￿n1thed Practi￿. 'Acc￿ntir￿J arKI RewirYJ by Charities {eff￿lIVe
January 2019)" and with apFj￿b￿ a(xountiry s18fKlards, subject to any
material departures di￿lOSed and explained in financial statements"
prepare the financial state￿Ents on the going concem basis un*s it is
inapproFJiate to assume the tharity will continue Op￿ati1vJ.
b)
d)
The trustees are resFX)nsible for keeping yoper acccunting r￿dS disck)se with
reas(nable accuracy at any tirre the finarKial FJ)Sition of the d￿rity and to enable to
ensure that the financial stat￿ents comply WIOI the Charities Act. They are also respjnsible
for safeguardiru the assets of the charity and hen￿ f￿ laking reasonable steps the
preverrtv)n and det￿tIon of fraud or otrEr i￿egUlaritieS.
This report was approv￿ by the trustees 4th April 2025 arvj is sTrJn
on their behdf by:
T￿￿$maS Allsop
Tnjstee
D8vid Rthards
Tnjstee

**Page 7** 

## **CATCH THE FIRE THREE RIVERS** 

## **REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES** 

We report on the financial statements for the year ended 30 September 2024 set out on pages 8 to 14. 

## **Respective responsibilities of trustees and examiner** 


trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. 

It is my responsibility to: 




- examine the accounts under section 145 of the Charities Act, 

- to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the Charities Act, and 

- to state whether particular matters have come to my attention. 


My examination was carried out in accordance with general Directions given by the Charity Commission.  An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records.  It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters.  The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the statement below. 

## **Independent examiner's statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 




- the accounting records were not kept in accordance with section 130 of the Charities Act; or 

- the accounts did not accord with the accounting records; or 

- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 a 

- matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

**7th April 2025** Luke Howson MAAT Date 

Finansure Limited, 2 Sheppard Street, Brymbo, Wrexham, LL11 5FF 



**Page 8** 

## **CATCH THE FIRE THREE RIVERS** 

## **STATEMENT OF FINANCIAL ACTIVITIES** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

|||Unrestricted|Restricted|**TOTAL**|TOTAL|
|---|---|---|---|---|---|
|||Funds|Funds|**2024**|2023|
||**Note**|£|£|**£**|£|
|**INCOMING RESOURCES**||||||
|Donations and gifts|**2**|122,550|10,930|**133,480**|74,090|
|Income from charitable activities||2,655|-|**2,655**|112|
|Investment income||85|-|**85**|-|
|**TOTAL INCOMING RESOURCES**||125,290|10,930|**136,220**|74,202|
|**RESOURCES EXPENDED**||||||
|Charitable activities|**3**|72,269|10,930|**83,199**|60,065|
|**TOTAL RESOURCES EXPENDED**||72,269|10,930|**83,199**|60,065|
|**NET INCOME / (EXPENDITURE)**||||||
|**FOR THE YEAR**||53,021|-|**53,021**|14,137|
|Transfers between funds||-|-|-|-|
|Net movement in funds||53,021|-|**53,021**|14,137|
|Balances brought forward||34,599|-|**34,599**|20,462|
|Balances carried forward||87,620|-|**87,620**|34,599|



The charity has no recognised gains or losses other than the results for the year as set out above. 

All of the activities of the charity are classed as continuing. 

**The notes on pages 10 to 14 form part of these financial statements.** 



Page 9
CATCH THE FIRE THREE RIVERS
BALANCE SHE
30 SEPTEMBER 2024
2024
2￿3
FIXED ASs￿s
Tangible frA￿ &g￿ts
9,742
8.237
cuRRE￿r ASSErs
tors
Cash at b￿k axl in hand
13261
77,812
4,978
29,857
91,073
34,835
cRED￿ORS. Amounts falling
due within one year
10
{13.195
{8A73)
cURRETr￿ ASs￿s LESS
CURRETrTh LIABILITIES
ASs￿s
Tl,878
26,W2
87,620
,599
FUNDS
uryestr1cl￿ ￿￿ls.
- Gen￿al reswes
FlesltKt￿ fv￿$
11
11
87,620
34.599
87,620
trustees ackmwe trEir resrK1￿t￿IItyf(r.
ccThrAwrg with the of the Act with to ac(Dunti￿ the ye[£rat￿n of
aCc£￿nIs. Fle￿ring aCt[￿ntS thich give a tsue a￿1 far vi8w of thg stale of affairs of the dwity as at
the e￿ of trE fir0￿1￿ year and of r(s ret irccKnir@ cr Wiru rescurces fcr trE tharK*l year in
accu{kn￿ wth r￿￿r￿ntS oftrE Act rdatirg lo firorrial Stat￿￿4 so far as aF¥IKaNe to the
These fnanaal statements have Iken Frepared in acc(rdan￿ trE Staternent of Recommended Practi￿..
Accounting Reporting by Clwrities the Firorrial RerKrtirvJ sta￿rd IFRS 102 - effectwe January
20191.
TrEse finanaal StsI￿ents were a[prOv￿ byts lyustees (n 4th 4)ri12025 aKI is signed on ther ￿alf
ThcAros Ajlsq)
Trustee
DavKI RK*wds
The noles on pages 10 10 14 fcffii part of these finwKial stalem

**Page 10** 

**CATCH THE FIRE THREE RIVERS** 

## **NOTES TO THE FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **1. ACCOUNTING POLICIES** 

## **Basis of preparation** 

The financial statements have been prepared under the historical cost convention, and in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities and the Financial Reporting Standard (FRS 102 effective January 2019). 

## **Fund accounting** 

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes. 

Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. 

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes. The cost of raising and administering such funds are charged against the specific fund. 

Investment income and gains are allocated to the appropriate fund. 

## **Incoming resources** 

All incoming resources are included in the statement of financial activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy. 

Gift Aid receivable is included in income when there is a valid declaration from the donor. 

No amounts are included in the financial statements for services donated by volunteers. 

## **Resources expended** 

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. 

Support costs are apportioned to activity/project according to total costs of activities undertaken directly and grant funding of activities. 

## **Tangible fixed assets** 

Tangible fixed assets are stated at cost less depreciation.  Assets are capitalised if they have a useful life of more than one year and a cost value greater than £100. 

Depreciation is provided at the following annual rates in order to write off the value of each asset over its expected useful life: 

- Computer equipment 33% on cost 

- - Other equipment 20% on cost 



**Page 11** 

## **CATCH THE FIRE THREE RIVERS** 

## **NOTES TO THE FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **2. DONATIONS AND GIFTS** 

||**2024**|2023|
|---|---|---|
||**£**|£|
|Unrestricted donations|**112,099**|66,286|
|Restricted donations|**2,180**|735|
|Restricted grants received|**7,750**|-|
|Gift Aid tax reclaimed|**11,451**|7,069|
||**133,480**|74,090|



## **3.** 


|Activity or project|Activities<br>undertaken<br>directly|Grant<br>funding of<br>activities<br>(note 4)|Support<br>costs<br>(note 5)|Staff<br>costs<br>(note 6)|**Total**<br>**2024**|Total<br>2023|
|---|---|---|---|---|---|---|
||£|£|£||**£**|£|
|Church runningcosts|20,789|-|23,776|25,739|**70,304**|46,150|
|Missions & giving|-|12,895|-|-|**12,895**|13,915|
|**TOTAL**|**20,789**|**12,895**|**23,776**|**25,739**|**83,199**|60,065|
|**GRANT FUNDING OF ACTIVITIES**<br>**2024**<br>2023<br>**£**<br>£<br>_Restated_<br>Gifts to charities<br>- Catch The Fire Ministries (UK)<br>**8,460**<br>9,419<br>- Other (UK)<br>**636**<br>-<br>Gifts to individuals<br>- Restricted gifts (UK)<br>**2,750**<br>-<br>- Pastoral (UK)<br>**807**<br>1,101<br>- Poverty relief (UK)<br>**242**<br>2,150<br>**12,895**<br>12,670|||||||



## **4. GRANT FUNDING OF ACTIVITIES** 



**Page 12** 

## **CATCH THE FIRE THREE RIVERS** 

## **NOTES TO THE FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **5. SUPPORT COSTS** 

|||**2024**|2023|
|---|---|---|---|
|||**£**|£|
|Accountancy||**643**|915|
|Advertising & promotion||**698**|1,384|
|Bank charges||**866**|268|
|Computer expenses||**654**|451|
|Expensed equipment||**167**|1,076|
|Dues & subscriptions||**1,103**|700|
|Hospitality||-|686|
|Insurance||**186**|207|
|Office expenses||**1,681**|133|
|Professional fees||**1,371**|942|
|Training||**1,257**|250|
|Travel expenses||**1,252**|434|
|Repairs & maintenance||**7,840**|-|
||current year|**550**|550|
||previous year|**(75)**|-|
|Depreciation||**3,171**|1,616|
|Other expenses||**2,412**|327|
|||**23,776**|9,939|
|**STAFF COSTS**||||
|||**2024**|2023|
|||**£**|£|
|Wages and salaries||**25,451**|21,078|
|||-|-|
|||**288**|114|
|||**25,739**|21,192|



## **6. STAFF COSTS** 

No employee received emoluments, as defined for taxation purposes, amounting to over £60,000 in the tax year or the previous tax year. 

The total number of employees in the year was four one pastoral, two and one administrator (2023 one pastoral, five 

The average number of employees on a full-time equivalent basis was one (2023 one). 



**Page 13** 

## **CATCH THE FIRE THREE RIVERS** 

## **NOTES TO THE FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **7. TRANSACTIONS WITH TRUSTEES** 

One trustee, Thomas Allsop, received remuneration of £15,840 (2023 - £11,140) during the year in his role as senior pastor.  The charity also contributed £288 (2023 - £114) of pension All of the above payments were authorised by other trustees in the absence of the parties concerned and were made in accordance with the foundation document. 

The total aggregate donations made by trustees and related parties to the charity during the year was £7,950 (2023 - £5,225). 

## **8. FIXED ASSETS** 

|**Cost or valuation**<br>At 1 October 2023<br>Additions<br>Disposals<br>At 30 September 2024<br>**Depreciation**<br>At 1 October 2023<br>Charge for the year<br>Disposals<br>At 30 September 2024<br>**Net book value**<br>At 30 September 2024<br>At 30 September 2023|**Fixtures &**<br>**Fittings**<br>**£**<br>1,023<br>-<br>-|**Sound/music**<br>**equipment**<br>**Office**<br>**equipment**<br>**Total**<br>**£**<br>**£**<br>**£**<br>7,413<br>2,297<br>10,733<br>4,676<br>-<br>4,676<br>-<br>-<br>-|
|---|---|---|
||1,023|12,089<br>2,297<br>15,409|
||151<br>204<br>-|1,119<br>1,226<br>2,496<br>2,367<br>600<br>3,171<br>-<br>-<br>-|
||355|3,486<br>1,826<br>5,667|
||||
||668|8,603<br>471<br>9,742|
||872|6,294<br>1,071<br>8,237|



## **9. DEBTORS** 

||**2024**|2023|
|---|---|---|
||**£**|£|
|Gift Aid recoverable|**13,230**|4,959|
|Prepayments|**31**|19|
||**13,261**|4,978|





**Page 14** 

## **CATCH THE FIRE THREE RIVERS** 

## **NOTES TO THE FINANCIAL STATEMENTS** 

## **YEAR ENDED 30 SEPTEMBER 2024** 

## **10. CREDITORS: Amounts falling due within one year** 

||**2024**|2023|
|---|---|---|
||**£**|£|
|Accruals|**13,041**|8,345|
|Payroll liabilities|**154**|128|
||**13,195**|8,473|



## **11. STATEMENT OF FUNDS** 

||At 1 October||||At 30 September|
|---|---|---|---|---|---|
||2023|Income|Expenditure|Transfers|2024|
||£|£|£|£|£|
|**Unrestricted funds:**||||||
|General reserves|34,599|125,290|(72,269)|-|87,620|
|Total unrestricted funds|34,599|125,290|(72,269)|-|87,620|
|**Restricted funds:**||||||
|Joan of Arc grant|-|7,750|(7,750)|-|-|
|Specified gifts|-|1,800|(1,800)|-|-|
|Special offerings|-|1,380|(1,380)|-|-|
|Total restricted funds|-|10,930|(10,930)|-|-|
|**Total funds**|**34,599**|**136,220**|**(83,199)**|-|**87,620**|



The Joan of Arc grant was a restricted grant claimed against expenditure already paid out during the year. 

Specified gifts and special offerings represent donations given for specified purposes or beneficiaries.