# **ANNUAL REPORT and Financial Statement** 2024 

**GRTUK** .ORG Charity Number: 1191793 



## **CONTENTS** 

- **04 Charity Information** 

**06 Message from the Chairman** 

- **07 Message from the CEO** 

- **08 Trustees’ Report** 

08 Vision, Mission and Values 13 Case Study 14 Impact of our Work 15 Our Global Strategy 16 Our Responses to Emergency 18 Our Responses to Crisis 24 Building and Resilience 32 Seasonal Initiative 34 Progress Against our Priorities 36 Principle Risks and Uncertainties 38 Structure Governance & Management 

**40 Trustees’ Responsibilities** 

**42 Independent Auditor’s Report to the Trustees of Global Relief Trust** 

**46 Financial Statements** 

46 Statement of Financial Activities 

47 Balance Sheet 

48 Statement of Cash Flows 

**49 Notes to the Accounts** 

**“** 

**The most beloved people to Allah SWT are those who are most beneficial to people** - Prophet Mohammad PBUH 

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Global Relief Trust | Annual Report and Financial Statement 2024 

Global Relief Trust | Annual Report and Financial Statement 2024 



## **CHARITY INFORMATION** 

**Charity Name** 

Global Relief Trust 

**Charity Number** 

1191793 

**Registration Date** 

13[th] October 2020 

**Registration Jurisdiction** 

England & Wales 

**Principle and Registered** 

Bank House, 3 Lichfield Road, 

Birmingham, B6 5RW 

**Board of Trustees** 

## Zilu Miah 

Latif Mohammed Hussain 

Amir Mohammed Syeed ur Rahman Asadi (Resigned 1[st] January 2025) Jamil Mohammed 

Ahad Ali 

**Accountants** 

Virtus Financial Services Chartered Certified Accountants Kemp House, 160 City Road, London, EC1V 2NX 

**Bankers** 

Lloyds Bank, Kettering, PO Box 1000, BX1 1LT Barclays Bank, 35 Frederick St, Birmingham, B1 3HH 

**Auditors** 

TC Group Business Advisors & Accountants Sterling House, 97 Lichfield Street, Tamworth, Staffs, B79 7QF 

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Global Relief Trust | Annual Report and Financial Statement 2024 



## **MESSAGE FROM THE CHAIRMAN** 

As we reflect on stories like Nalunga’s, a Ugandan mother who, with a sewing machine, turned despair into opportunity, this reminds us that our role is to unlock potential. Pheobe, a single mother in Pakistan, used our livelihood support to start a tailoring business, feeding her children and sending her daughter to school. Aisha, a Syrian refugee, regained her sight through our mobile cataract surgeries, allowing her to care for her family again. And Yusuf, a malnourished Yemeni child, now plays and grows strong thanks to our nutrition programmes. 

I am deeply honoured to present GRT’s 2024 Annual Report, celebrating how together we’ve transformed 1.3 million lives across ten countries. With £10.9 million raised, we’ve delivered vital relief and sustainable change to communities facing unimaginable challenges. 

In Syria, we built secure homes for thousands, restoring dignity and stability. In Yemen, our nutrition programmes brought back the laughter of malnourished children. In Lebanon, we established a new medical clinic for Syrian refugees, providing essential healthcare. In Uganda, we delivered vitalising water pumps and social protection. And in Pakistan, we restored sight to hundreds through mobile cataract surgeries while supporting girls’ education. 

Together, let us step forward with confidence, compassion, and shared determination to create a world where hope prevails. 


In Gaza, where over 50,000 lives have been lost, we sprang into action from day one, shipping over twenty 40-foot containers of essential supplies. We provided hot meals, fresh vegetables, and surgical equipment for life-saving operations. We’re also championing Gaza’s future by helping displaced medical and dental students complete their degrees in Pakistan. 

## **Zilu Miah** 

## **Zilu Miah** 

Chairman of the Board of Trustees 

In Bangladesh and the Rohingya camps, we delivered essential food parcels, provided clean water and hygiene kits, and ensured access to education for countless students. These transformative interventions are propelling people from mere survival to thriving self-sufficiency, perfectly embodying our vision to wipe out poverty and honour human dignity. 


None of this would have be possible without the remarkable dedication of our donors, volunteers, and staff. To our donors, your trust and contributions are the cornerstone of our work. To our volunteers, your selfless service in challenging conditions embodies our values of compassion and excellence. To our staff, your energy and professionalism ensure every resource is used wisely. And to my fellow trustees, it is an honour to serve alongside you, providing oversight that keeps us accountable and mission focused. 

## **MESSAGE FROM THE CEO** 

The past year has reminded us of the immense challenges faced by humanity. Conflicts, displacement, poverty, and disasters have left millions of people vulnerable and in need of urgent support. Families have been uprooted from their homes, children have been robbed of their education, and communities continue to struggle against the weight of hunger, poverty, and despair. 

As we look to the future, our vision remains clear: a world where no one has to live in poverty, where basic needs are not a luxury, and where dignity is preserved for every human being. This is no small task, but with collective action, compassion, and unwavering determination, it is within our reach. 

GRT is changing lives by providing hope, supporting basic needs, and maintaining dignity. And we will continue to strive, with your support, until poverty is eliminated in this world. 

And yet, amidst this backdrop of hardship, there is something profoundly powerful that shines through: hope. Time and again, we have seen the strength of the human spirit, the resilience of families who continue to rebuild, and the courage of individuals who refuse to give up despite overwhelming odds. Their stories remind us that while suffering exists, so too does the opportunity for renewal and transformation. 


## **A S Ramzan** 

At Global Relief Trust (GRT), our mission is to be a part of that transformation. Every meal we provide, every shelter we build, every drop of clean water we deliver carries with it not just relief, but dignity and the reassurance that no one is forgotten. Our teams on the ground, together with our supporters, have stood beside communities in their darkest moments, reminding them that even in the face of adversity, they are not alone. 

**Ajmal S Ramzan** Chief Executive Officer 


Through your generosity and trust, we have been able to bring comfort where there is fear, stability where there is chaos, and opportunity where there is despair. Each act of kindness, no matter how small, creates a ripple of change that touches lives far beyond what we can see. Together, we are rewriting stories of hardship into stories of resilience and hope. 

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Global Relief Trust | Annual Report and Financial Statement 2024 

Global Relief Trust | Annual Report and Financial Statement 2024 



## **GLOBAL RELIEF TRUSTEE’S REPORT** 

It is with great pride that the trustees of Global Relief Trust (GRT) present the Annual Report and Financial Statements for the year ending 31 December 2024. This report reflects not only the careful stewardship of our resources, but also the tireless efforts of all those who make our mission possible. 

The past year has been one of both challenge and progress. Despite global uncertainty, GRT has remained steadfast in delivering vital support to communities facing hardship. The Financial Statements contained within provide a transparent account of our income, expenditure, and impact, but beyond the numbers they tell a story of resilience, compassion and hope. 

Our achievements would not be possible without the remarkable dedication of many. All staff has worked with energy and determination, leading our programmes with vision and professionalism. Alongside them, our volunteers, whether serving in the field, offering their time locally, or supporting behind the scenes, have been the heartbeat of our organisation. Their generosity, often given quietly and without expectation, has enabled us to reach further and respond faster when it matters most. 

We also extend our deepest thanks to our supporters, donors, and partners. Your trust and commitment remain the cornerstone of our work. Each contribution, whether financial or practical, helps us to transform lives and restore dignity where it has been most at risk. 

As trustees, we are honoured to provide oversight, ensuring that every resource is used wisely and that our strategies remain focused on lasting impact. Yet the true strength of GRT lies in the collective effort of all who stand with us. Together, we have created opportunities, delivered relief, and sown hope in places where it is needed most. 

Looking ahead, we are inspired by the courage of the communities we serve and remain committed to building a future where every individual’s potential is recognised and celebrated. With the continued support of our teams, volunteers, and generous stakeholders, we step forward with confidence, compassion, and a shared determination to make a difference. 

## **VISION, MISSION AND VALUES** 

## **VISION** 

Striving to eradicate poverty and to bring hope, empowerment, relief to the vulnerable, fostering lasting change and preserving human dignity. 

## **MISSION** 

Our aim is to achieve maximum impact and meaningful change by reducing the impact of conflicts and natural disasters on the world’s most vulnerable people and communities. We also provide lasting routes out of poverty, empowering people and communities to transform their lives and conditions to flourish. We visualise a caring world where we believe that the vulnerable and needy need to be served regardless of race, gender, belief, and political persuasion. 

## **VALUES** 

## **Compassion:** 

At the heart of our ethos lies a profound appreciation for the well-being and protection of everyone, acknowledging the intrinsic value they hold. Our unwavering commitment to compassion serves as a driving force, compelling us to alleviate suffering and relentlessly strive to eliminate hardship, all while upholding the inherent dignity of those we serve. 

## **Excellence:** 

Evident in every facet of our mission is an unyielding dedication to combatting poverty. The exceptional calibre of aid we extend to our beneficiaries speaks volumes of this commitment. Fuelled by an earnest aspiration to alleviate suffering, we persistently seek out innovative and efficacious solutions, each designed to create a truly meaningful impact on the lives of those we endeavour to uplift. 

## **Impartiality:** 

Our support is a testament to our unwavering belief in equality. It transcends all boundaries of gender, colour, creed, race, religion, or political persuasion. With an unshakeable conviction in providing assistance justly and without prejudice, we ensure that every individual in need is embraced by our aid, receiving the support they rightfully deserve. 

## **Accountability:** 

We hold accountability and transparency as cornerstones of our organisational identity. Our commitment to openness and honesty in our endeavours is paramount, as we navigate both triumphs and challenges with equal candour. Through maintaining robust lines of communication, we cultivate trust and cultivate mutually beneficial relationships with all those who contribute to and engage in our mission. 

## **Justice:** 

In our pursuit of justice, we champion fairness, equality, and the inherent dignity of every individual. We strive to rectify systemic injustices, fostering a world where basic human rights are upheld. Our commitment extends beyond charity to empower communities, ensuring they flourish in an environment defined by equity. 

## **Advocacy:** 

Advocacy is the heartbeat of our humanitarian mission. We tirelessly amplify the voices of the marginalised, advocating for policies that dismantle barriers and promote inclusivity. Through strategic engagement, we inspire change, fostering a global community that recognises and addresses the needs of the most vulnerable with compassion and urgency. 

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Global Relief Trust | Annual Report and Financial Statement 2024 

Global Relief Trust | Annual Report and Financial Statement 2024 



## **OUR GLOBAL REACH** 

## **SPENDING BY COUNTRY** 

|**Country**|**2024**|
|---|---|
|Bangladesh/Rohingya|£814,635|
|India,Jammu & Kashmir|£34,409|
|Pakistan|£516,845|
|Palestne-Gaza|£1,688,005|
|Syria/Turkey|£4,982,142|
|Yemen|£457,982|
|Lebanon|£249,733|
|Morocco|£12,562|
|Afghanistan|£6,687|
|Uganda|£249,905|
|Other<br>**Total**|£130,973<br>**£9,143,878**|
|**Benefciaries per Country**||




World map showing number of beneficiaries per country. 

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Global Relief Trust | Annual Report and Financial Statement 2024 

Global Relief Trust | Annual Report and Financial Statement 2024 



## **BENEFICIARIES AND SPENDING BY SECTOR** 

||**Charitable Expenditure by Sector**<br>**2024**<br>**%**<br>Educaton<br>£1,085,007<br>12%<br>Non-Food Items<br>£641,374<br>7%<br>Orphans<br>£164,976<br>2%<br>Food Securityand Livelihood<br>£2,675,078<br>29%<br>Health<br>£526,833<br>6%<br>Protecton<br>£1,026,734<br>11%<br>Shelter<br>£1,975,811<br>22%<br>Water, Sanitaton and Hygiene<br>£1,048,065<br>11%<br>**Total**<br>**£9,143,878**<br>**100%**<br>**Benefciary by Sector**<br>**2024**<br>Educaton<br>19,985<br>Food Security & Livelihood<br>850,153<br>Health<br>97,496<br>Non-Food Items<br>101,909<br>Orphans<br>1,168<br>Protecton<br>3,222<br>Shelter<br>8,488<br>Water Sanitaton and Hygiene<br>276,386<br>**Total**<br>**1,358,807**|
|---|---|



## **Spending by Sector** 


**----- Start of picture text -----**<br>
Protection<br>Education<br>11%<br>12%<br>Shelter<br>Non-Food Items<br>22%<br>7%<br>Water, Sanitation<br>Orphans<br>and Hygiene<br>2%<br>11%<br>Health Food Security<br>6% and Livelihood<br>29%<br>**----- End of picture text -----**<br>


## **CASE STUDY** 

Nalunga is a mother of four beautiful children. Her husband left her and the children. For years, her life was weighed down by endless struggles, no steady income, no way to pay school fees, no money for medical bills, and many days without enough food to fill her children’s plates. 

Her little girl dreamed of going to school, yet Nalunga’s heart ached knowing she couldn’t afford it. Countless nights she lay awake, tears silently streaming, asking herself if her children would ever know a life beyond poverty and despair. 

Then, a new chapter began. Through the GRT Livelihood Project, Nalunga was given a sewing machine, sewing materials, and a small fund to rent a workspace. To some, it might have seemed like a modest start but to Nalunga, it was everything. It was hope. It was dignity. It was the chance to rise again. 

From those humble beginnings, she started tailoring clothes. With each stitch, she was not only creating garments—she was piecing together a future full of possibility. Today, Nalunga can put food on the table, take her children to the doctor when they need care, and save little by little for her daughter’s education. 

Her story is proof that transformation is possible—and it has been made possible entirely through the kindness and generosity of the GRT donors. 

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Global Relief Trust | Annual Report and Financial Statement 2024 



## **IMPACT OF OUR WORK** 

## We raised over **£10,000,000** 

In 2024, thanks to the generosity of our supporters, we raised over £10,000,000 to reach vulnerable communities across 14 countries on the map. Behind every figure lies a human story, a family given safety, a child given hope, a student given the chance to finish their dreams. 

We built around **1,500 homes** 

In Syria, where families have endured years of conflict and the devastation of natural disasters, we built around 1,500 homes. For a mother who spent months living in a tent with her children, the keys to a new home meant more than shelter, it meant security, dignity, and a chance to rebuild. 

**Dozens** of new community centres 

In Bangladesh and Uganda, dozens of new community centres opened their doors to provide a place of belonging. These centres have become safe spaces where children can learn, women can access support, and communities can gather to heal and grow stronger together. 

## **Education** has remained central to our mission. 

Education has remained central to our mission. In Pakistan, we worked to ensure children could continue their learning despite poverty and crisis, offering them the tools to shape brighter futures. In Gaza, where students faced interrupted studies due to conflict, we supported medical and dental students to complete their degrees in Pakistan. For these young people, education is more than a qualification, it is a pathway to serve their communities in times of immense need. 

In Yemen, where malnutrition threatens the lives of millions of children, our teams provided vital nutrition support. For many families, this meant their little child, once frail and weak, could regain their health and laughter, a reminder that hope can be restored even in the hardest places. 

Throughout all our work, we remain committed to transparency and accountability, ensuring that every resource entrusted to us is used to create meaningful change. Yet our greatest measure of success is not numbers, it is lives restored, futures protected, and communities empowered. 

**Looking ahead, we remain dedicated to a simple but profound goal: not just saving lives but rebuilding them. With the continued support of our donors and partners, we believe that together we can help people move beyond survival, towards resilience, dignity, and lasting hope.** 

## **OUR GLOBAL STRATEGY** 

Our organisation is committed to a comprehensive and integrated humanitarian strategy across the world. Operating in contexts characterised by protracted conflict, political fragility, displacement, and recurrent natural disasters, we recognise the necessity of a dual-track approach that addresses both immediate humanitarian needs and longerterm pathways to resilience and self-sufficiency. 

as Pakistan and Bangladesh our strategy emphasises preparedness, rapid response, and early recovery to mitigate the impacts of floods, earthquakes, and climate-induced disasters. 

Simultaneously, our strategy seeks to move beyond emergency relief by embedding resilience and sustainability into all programmatic areas. Livelihoods initiatives in Uganda, Pakistan, and Bangladesh focus on enhancing skills, expanding income-generating opportunities, and facilitating access to local and regional markets. Education programmes are designed to strengthen both formal and non-formal learning systems, equipping young people with knowledge and transferable competencies essential for future employment and civic participation. Health and nutrition programming aims not only to provide immediate care but also to reinforce community-based health systems and build local capacity for sustained service delivery. 

In line with humanitarian principles and global frameworks, our primary objective in acute emergencies is to safeguard lives and dignity. This is achieved through timely interventions in food security, health, education, shelter, protection, and the provision of essential non-food items. In crisis-affected regions such as Syria, Yemen, and Palestine, where infrastructure has collapsed and populations remain highly vulnerable, our interventions prioritise equitable access to basic services and ensure the protection of marginalised groups, including women, children, and persons with disabilities. In hazard-prone environments such 

Our approach to protection and shelter integrates principles of dignity, safety, and inclusion while ensuring that displaced 

populations can transition from dependency toward durable solutions. Distribution of nonfood items is strategically 

aligned with broader recovery objectives, ensuring that assistance contributes to restoring normalcy and reducing vulnerability. 

Central to this strategy is the principle of empowerment. We prioritise participatory approaches that place affected populations at the center of decision-making, strengthening local ownership and fostering social cohesion. Gender equity, climate sensitivity, and accountability to affected populations remain cross-cutting priorities in all interventions. 

Our overarching goal is not only to respond effectively to crises but to enable individuals and communities to withstand future shocks, reduce dependency on external aid, and pursue sustainable, self-determined futures. By combining humanitarian response with long-term development-oriented investments, we aim to break cycles of crisis and lay the foundations for resilience, stability, and dignity. 

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## **OUR RESPONSES TO EMERGENCY: GAZA EMERGENCY** 

The devastation in Gaza is harrowing, over 50,000 lives lost, with the toll rising daily. Homes, hospitals, schools, and livelihoods lie in ruins, and there are still no signs of a ceasefire. Amid this immense suffering, our organization has been responding since the very first day of the crisis, committed to standing alongside the civilian population for as long as it takes. 

implants, enabling life-changing surgical operations for those with broken bones and lost limbs. These efforts are bringing critical relief to a population where healthcare systems have been shattered. 

Beyond immediate aid, we are investing in Gaza’s future. We continue to support displaced medical and dental students by enabling them to complete their degrees and house jobs in Pakistan. Our hope is that they will one day return as qualified professionals to help rebuild their communities and provide care to those in desperate need. 

In 2024, we delivered over twenty 40-foot containers filled with life-saving supplies, including food, flour, water, blankets, medicines, and hygiene kits for women. Even as prices for essentials soar to extortionate levels, we continue to provide water, hot meals, and fresh vegetables. For us, there is no price too high when it comes to saving a single life. 

Through every challenge, our mission remains clear: to bring relief, restore dignity, and keep hope alive for the people of Gaza. 

In partnership with dedicated doctors, we have supplied vital medical equipment such as orthopaedic 

## **GAZA: OUR RESPONSE** 

## **Water, Sanitation and Hygiene** 

## **Food Security** 

## **Sectors** 

Delivered food parcels, flour, hot meals, and fresh vegetables to 276,696 displaced people. 

Supplied drinking water and hygiene kits to 55,688 individuals. 

## **Intervention** 

Provided wholesome and nutritious food, addressing immediate hunger and improving overall health and well-being for displaced populations. 

Ensured access to clean drinking water and essential hygiene supplies, significantly reducing the risk of waterborne diseases and infections. 

## **Impact** 




## **Education** 

## **Health** 

**Non-Food Items** 

Provided medical equipment, deployed orthopedic surgeons for surgeries, and supplied ambulances to support local emergency services, benefiting 49,948 individuals. 

Provided education for final-year medical and dental students and support for young and adult learners, reaching 1,026 students. 

Delivered blankets, 

mattresses, pillows and kitchen utensils to 33,230 people. 

Improved living conditions by providing essential comfort items, helping displaced individuals cope with adverse conditions and contributing to overall mental and physical well-being. 

Supported the continuity of education, enhancing skills for future healthcare professionals and providing educational opportunities for both youth and adults, fostering resilience and community recovery. 

Enhanced the quality of medical care, facilitated life-saving surgeries, and improved emergency response capacity, contributing to better health outcomes in affected communities. 

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## **SYRIA: CRISIS** 

The war in Syria has left a profound humanitarian scar that continues to deepen with each passing year. Millions of lives have been shattered, families torn apart by violence, loved ones lost to bombs, bullets, or the endless struggle to survive. Countless people carry injuries, both visible and hidden, with bodies marked by shrapnel and souls weighed down by trauma. 

very places meant to heal, have themselves been targeted, leaving the sick and wounded with nowhere to turn. 

The Syrian people endure unimaginable suffering, yet their resilience is extraordinary. Still, behind each statistic is a human story of loss, hope, and the desperate longing for peace, a longing that remains heartbreakingly unfulfilled. Hopefully, with changes in government and leadership, there may come a chance for healing and rebuilding. Yet the damage is so deep that it will take decades for trust, homes, schools, and lives to be restored. 

Homes that once echoed with laughter now lie in ruins, reduced to rubble by relentless shelling. Entire neighbourhoods, once vibrant and full of life, are ghostly landscapes of collapsed walls and broken dreams. For many Syrians, the concept of safety has vanished; displacement has become the only reality, with families forced into crowded camps or dangerous journeys in search of refuge. 

Amid this immense challenge, GRT’s main response this year has been centred on supporting the people of Syria in nearly all sectors of life. Most critically, GRT has been working to help rebuild safe and secure homes foundations not only of shelter, but of dignity, stability, and the possibility of a future. By addressing this most urgent need, GRT stands with Syrians in their struggle, offering tangible steps toward healing and the long road of recovery. 

Livelihoods too have crumbled. Farmers can no longer tend their fields, shopkeepers have lost their stores, and generations of hard work have been erased in moments. Schools that should be filled with children’s voices have been bombed or turned into shelters, denying millions of young Syrians their right to education. Hospitals, the 





## **SYRIA: OUR RESPONSE** 

|**Sectors**|**Interventon**|**Impact**|
|---|---|---|
|**Food Security**|Delivered food parcels, four,<br>hot meals, and bread to<br>257,872 displaced people.|Improved food access and nutriton,<br>alleviatng hunger and supportng the<br>health and resilience of vulnerable<br>households.|
|**Water, Sanitaton**<br>**and Hygiene**|Supplied safe drinking water<br>and hygiene kits to 7,889<br>individuals.|Ensured access to clean water and<br>essental hygiene materials, reducing the<br>risk of waterborne diseases and improving<br>overall community health.|
|**Health**|Supported physiotherapy<br>centres, providing care for<br>13,967 patents.|Enhanced physical rehabilitaton services,<br>improving recovery, mobility, and quality<br>of life for those injured or disabled due to<br>confict.|
|**Non-Food Items**|Distributed blankets,<br>matresses, pillows, kitchen<br>utensils, and coal to 39,919<br>people.|Improved living conditons and provided<br>warmth, safety, and essental household<br>items for families afected by displacement<br>and harsh weather.|
|**Educaton**|Provided access to educaton<br>for 11,269 students in schools<br>and local community centres.|Ensured contnuity of learning for children<br>and youth, promotng stability, hope, and<br>the development of future skills.|
|**Orphans**|Sponsored 528 orphans with<br>regular cash payments.|Strengthened the wellbeing of vulnerable<br>children by meetng basic needs,<br>supportng their educaton, and fostering a<br>sense of security.|
|**Protecton**|Provided fnancial assistance<br>to individuals injured in the<br>prolonged confict, supportng<br>3,198 people.|Reduced the economic burden on confict-<br>afected survivors, enabling them to access<br>treatment and sustain livelihoods.|
|**Shelters**|Constructed secure homes for<br>8,499 people.|Ofered safe, dignifed, and stable housing<br>for displaced families, reducing exposure<br>to risks and supportng long-term recovery.|



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## **YEMEN: CRISIS** 

The humanitarian situation in Yemen remains one of the most devastating in the world, marked by years of protracted conflict, economic collapse, and widespread human suffering. Entire communities have been torn apart as homes have been reduced to rubble, forcing millions into displacement with little more than the belongings they could carry. Families who once had stable livelihoods farmers, shopkeepers, labourers now struggle daily to find food, clean water, and a safe place to sleep. The destruction of infrastructure and the collapse of basic services have left countless people without adequate shelter, exposing them to both the elements and grave insecurity. 

need. The scarcity of food, compounded by rising prices and limited humanitarian access, leaves millions facing the daily reality of hunger. 

Livelihoods have been decimated by the collapse of the economy and the destruction of agricultural land, markets, and small businesses. Parents who once provided for their families with dignity are now forced into desperate measures—begging, borrowing, or sending children to work—just to survive. With no end to the conflict in sight, hope is eroded further each day, and the cycle of poverty, hunger, and displacement deepens. 

Amid this crisis, GRT’s response has focused on addressing the most urgent humanitarian needs. This includes strengthening food security for vulnerable families, supplying fresh drinking water to communities cut off from safe sources, and supporting a critical malnutrition project for the fifth consecutive year bringing lifesaving care to children whose survival depends on immediate intervention. These sustained efforts provide not only emergency relief but also a foundation of stability that gives hope to families enduring unimaginable suffering. 

One of the most alarming consequences of the crisis is the spiralling malnutrition, especially among children. Yemen now faces one of the highest rates of child malnutrition globally, with hundreds of thousands of children suffering from severe acute malnutrition that threatens their survival. Many are too weak to walk or play, their growth stunted, and futures compromised before they can even begin. Mothers, themselves malnourished and exhausted, are unable to provide the care and nourishment their children desperately 




## **YEMEN: OUR RESPONSE** 

|**Sectors**|**Interventon**|**Impact**|
|---|---|---|
|**Food Security**|Delivered food parcels, hot<br>meals, and bread to 41,189<br>displaced people.|Improved access to nutritous food,<br>alleviatng hunger and enhancing the<br>wellbeing of vulnerable families.|
|**Water, Sanitaton and**<br>**Hygiene**|Supplied safe drinking water<br>and hygiene kits to 7,889<br>individuals.|Ensured clean water and essental hygiene<br>supplies, reducing the risk of disease and<br>improving community health.|
|**Health**|Provided high-nutrient meals to<br>28,474 malnourished children<br>and lactatng mothers.|Strengthened nutritonal intake, preventng<br>life-threatening malnutriton and supportng<br>the healthy growth and recovery of mothers<br>and children.|
|**Non-Food Items**|Distributed blankets, clothes,<br>kitchen utensils to 1,513<br>people.|Improved living conditons, ofering warmth<br>and essental household items to help<br>families cope with harsh conditons.|
|**Educaton**|Provided access to educaton<br>for 732.|Supported learning contnuity, giving children<br>a safe environment to study and hope for a<br>beter future.|
|**Orphans**|Sponsored 245 orphans with<br>regular cash payments.|Helped meet basic needs, reduced fnancial<br>vulnerability, and supported orphans’<br>educaton and wellbeing.|



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## **LEBANON: CRISIS** 

Approximately **1.5 million** Syrian refugees 

The humanitarian crisis in Lebanon has reached alarming proportions, driven by the country’s economic collapse, political instability, and ongoing spillover from regional conflicts. Since late 2019, the Lebanese pound has lost much of its value, inflation has soared, and vital public services including health, education, and infrastructure have deteriorated. Basic goods are increasingly unaffordable, and many Lebanese households have been pushed into poverty. 

displaced internally; many more have lost access to housing, forums of public infrastructure, healthcare, and clean water. Schools are disrupted; many children—Lebanese and refugee alike— are out of formal education. 

Around 

**180,000** Palestinian refugees in Lebanon 

For Palestinian refugees, the situation is dire. Most live in crowded camps with inadequate services, limited legal rights, and few opportunities for employment. An estimated 80%+ of Palestinian refugees in Lebanon live below the poverty line. Access to education, healthcare, legal status, and basic material support remains constrained. 

**Over 90%** of Syrian refugee families live in extreme poverty 

On top of this, Lebanon hosts a very large number of refugees. There are approximately 1.5 million Syrian refugees, plus around 180,000 Palestinian refugees already in Lebanon, along with additional Palestinians who arrived via Syria. These populations are extremely vulnerable: over 90% of Syrian refugee families live in extreme poverty, and nearly all are food insecure. 

**In total, Lebanon’s needs are immense: in 2024 over 4 million people in Lebanon require humanitarian assistance, including both refugees and Lebanese nationals. Without substantial support, the crisis risks deepening: food insecurity, malnutrition, displacement and protection risks will continue increasing.** 

The recent escalation in hostilities— especially clashes involving Hezbollah and Israel—and periodic displacement have worsened living conditions. Hundreds of thousands have been 


## **LEBANON: OUR RESPONSE** 

|**Sectors**|**Interventon**|**Impact**|
|---|---|---|
|**Food Security**|Delivered food parcels to<br>40,206 refugees.|Increased access to essental and nutritous<br>food, helping to reduce hunger and improve<br>the overall wellbeing of displaced and<br>vulnerable families.|
|**Water, Sanitaton**<br>**and Hygiene**|Supplied safe drinking water<br>and hygiene kits to 18,099<br>individuals.|Provided clean water and critcal hygiene<br>items, lowering the risk of waterborne illnesses<br>and strengthening public health in afected<br>communites.|
|**Health**|Established a medical clinic with<br>a doctor to provide healthcare<br>services and distribute<br>medicines to Syrian refugees.|Improved access to primary healthcare and<br>essental medicines, preventng disease,<br>supportng recovery, and safeguarding the<br>health of mothers, children, and vulnerable<br>groups.|
|**Non-Food Items**|Distributed blankets and<br>clothes to 2,009 people.|Enhanced living conditons and protecton from<br>harsh weather, ofering warmth, dignity, and a<br>sense of security for displaced families.|
|**Educaton**|Provided access to educaton<br>for 679.|Supported learning contnuity, giving children<br>a safe environment to study and hope for a<br>beter future.|





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## **BUILDING AND RESILIENCE: BANGLADESH & ROHINGYA** 

## **BANGLADESH & ROHINGYA: OUR RESPONSE** 

Bangladesh and Rohingya continues to face recurring humanitarian challenges, from climate-induced disasters such as cyclones and floods to economic shocks and public health crises. For vulnerable communities, the path to recovery lies not only in rebuilding what has been lost but also in building resilience that safeguards lives and livelihoods in the long term. 

Education is one of the most powerful tools for resilience. Floods and displacement frequently disrupt schooling, leaving children at risk of dropping out permanently. Rebuilding damaged classrooms, providing safe learning spaces, and training teachers to support affected children are critical steps. Ensuring continuity of education—whether through temporary learning centres, digital solutions, or strengthened local schools—helps children regain stability and offers hope for a better future. 

Access to safe drinking water remains a pressing need in many flood-prone and cyclone-hit areas. Salinity intrusion, water logging, and infrastructure damage leave families vulnerable to disease and displacement. Humanitarian and development actors are prioritizing resilient water systems, including raised tube wells, rainwater harvesting, and community-based water management. These interventions not only restore immediate access to clean water but also reduce the long-term risks of waterborne illness. 

In the health sector, rebuilding efforts focus on strengthening primary health facilities, ensuring the availability of essential medicines, and training healthcare workers. Mobile clinics and community health programs play a vital role in reaching those cut off during disasters. By investing in resilient health systems, Bangladesh can better withstand future shocks, protect vulnerable populations, and save lives. 

|**Sectors**|**Interventon**|**Impact**|
|---|---|---|
|**Food Security**|Delivered food parcels and<br>hot meals to 87,747 displaced<br>people.|Improved food access and nutriton, alleviatng<br>hunger and supportng the health and<br>resilience of vulnerable households.|
|**Water, Sanitaton**<br>**and Hygiene**|Supplied safe drinking water<br>and hygiene kits to 34,099<br>individuals.|Ensured access to clean water and essental<br>hygiene materials, reducing the risk of<br>waterborne diseases and improving overall<br>community health.|
|**Non-Food Items**|Distributed blankets,<br>matresses and pillows to<br>15,974 people.|Improved living conditons and provided<br>warmth, safety, and essental household items<br>for families afected by displacement and harsh<br>weather.|
|**Educaton**|Provided access to educaton<br>for 2,760 students in schools<br>and local community centers.|Ensured contnuity of learning for children<br>and youth, promotng stability, hope, and the<br>development of future skills.|



Together, rebuilding and resilience efforts across these sectors form the foundation for a more secure, sustainable, and hopeful future for Bangladesh’s most vulnerable communities. 



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## **BUILDING AND RESILIENCE: PAKISTAN** 

In Pakistan and Kashmir, communities continue to face pressing humanitarian challenges, particularly in the areas of education, health, and employment. Access to quality education remains limited, especially in rural and mountainous regions where infrastructure is weak and schools are either under-resourced or inaccessible. Many children, especially girls, face barriers such as poverty, cultural constraints, and long travel distances. As a result, literacy levels remain below the national average, curtailing opportunities for social mobility and long-term development. 

From a humanitarian perspective, the absence of quality education, accessible healthcare, and sustainable livelihoods continues to fuel cycles of poverty and vulnerability, highlighting the urgent need for focused interventions and long-term development efforts. In response, GRT has directed its support toward strengthening education by assisting ten schools across Pakistan and Kashmir. Among these is a dedicated girls’ college, which has successfully enabled young women to graduate with strong results comparable to “A level” standards, opening doors to higher education and better opportunities. 

The health sector also suffers from severe constraints. Public health facilities are inadequate, with shortages of trained doctors, nurses, and essential medicines. Many remote villages lack nearby clinics, forcing people to travel long distances for even basic care. Maternal and child health indicators are particularly concerning, as women often lack access to prenatal and emergency care. Natural disasters, including earthquakes and landslides, further strain the already fragile health infrastructure. 

In the health sector, GRT is addressing critical gaps by organising regular mobile cataract surgery clinics in remote areas. These clinics bring vital eye care to individuals who would otherwise be unable to afford the procedure or travel long distances to reach hospitals. 

Alongside education and healthcare, one of GRT’s major initiatives is improving access to clean water. Each year, the organisation provides hand pumps and deep wells that serve tens of thousands of people, helping to reduce waterborne diseases and easing the daily burden on families, especially women and children who are often responsible for fetching water. 

Employment opportunities remain scarce, particularly for youth and women. Agriculture and daily wage labour dominate livelihoods, but these are vulnerable to climate change and economic instability. Formal sector jobs are limited, and young graduates often struggle to find suitable employment, leading to frustration and migration. Women, in particular, face cultural and structural barriers that keep their participation in the labour force among the lowest in the region. 

By delivering education, healthcare, and safe water directly to undeserved communities, GRT is helping to break barriers, restore dignity, and build pathways toward a more resilient and hopeful future. 



## **PAKISTAN: OUR RESPONSE** 

||**Sectors**|**Interventon**|**Impact**||
|---|---|---|---|---|
||**Food Security and**<br>**Livelihood**|Delivered food parcels to<br>33,788 of the most deserving<br>people.|Families struggling with hunger were able<br>to meet their immediate nutritonal needs,<br>reducing the risk of malnutriton and restoring<br>dignity to households in crisis.||
||**Water, Sanitaton and**<br>**Hygiene**|Supplied hand pumps and<br>constructed deep wells to<br>provide safe drinking water to<br>69,650 individuals.|Communites gained reliable access to clean<br>water, lowering the prevalence of waterborne<br>diseases and reducing the burden on women<br>and children who previously had to walk long<br>distances for unsafe sources.||
||**Health**|Provided mobile cataract<br>removal surgeries in remote<br>areas of Northern Kashmir.|Individuals regained their eyesight, improving<br>their quality of life, restoring independence, and<br>allowing them to contribute once again to their<br>families and communites.||
||**Orphans**|Supportng 150 Orphans.|Helped meet basic needs, reduced fnancial<br>vulnerability, and supported orphans’ educaton<br>and wellbeing.||
||**Non-Food Items**|Distributed blankets and<br>matresses to 8,427 people.|Families were protected from harsh weather<br>conditons, improving their comfort, warmth,<br>and resilience during displacement and difcult<br>living circumstances.||
||**Educaton**|Provided access to educaton<br>for 2,769.|Children received the opportunity to learn in<br>a safe environment, safeguarding their right<br>to educaton and helping to build a stronger<br>foundaton for their future.||



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## **BUILDING AND RESILIENCE: UGANDA** 

Uganda faces immense humanitarian challenges that continue to affect millions of lives, particularly among vulnerable communities. The need for sustained humanitarian support is urgent, as people struggle with limited access to education, healthcare, clean drinking water, and livelihood opportunities. These sectors are not only essential for survival but also for building long-term resilience and breaking cycles of poverty. 

The scarcity of clean drinking water is another pressing concern. Many communities rely on unsafe sources, increasing the risk of waterborne diseases and forcing women and children to travel long distances to collect water, disrupting both education and livelihoods. At the same time, the lack of secure livelihood opportunities has left families unable to meet their basic needs, pushing many into cycles of dependency and insecurity. 

Access to education remains a significant challenge, with many children unable to attend school due to poverty, displacement, or lack of facilities. Without education, young people are denied the opportunity to shape a better future for themselves and their communities. Similarly, access to health services is critical, as many families face preventable diseases and limited medical infrastructure. The absence of proper healthcare leaves people vulnerable and hinders social and economic progress. 

In its first year of intervention, GRT has already had a huge impact in Uganda providing fresh drinking water to vulnerable communities, offering social protection to those most in need, and expanding access to education for children. These efforts mark a vital step toward building resilience and restoring hope for Uganda’s people. 

## **UGANDA: OUR RESPONSE** 

|**Sector**|**Interventon**|**Impact on Benefciaries**|
|---|---|---|
|**Food Security and**<br>**Livelihood**|Delivered food parcels to<br>42,542 people.|Reached the most vulnerable people, improving<br>their access to food and supportng their basic<br>living needs.|
|**Water, Sanitaton and**<br>**Hygiene (WASH)**|Supplied hand pumps and<br>constructed deep wells for safe<br>water for 79,400 people.|Provided access to safe drinking water, reducing<br>the risk of waterborne diseases and improving<br>health.|
|**Protecton**|Provided social protecton<br>support to 2,400 people.|Benefted people by strengthening their safety,<br>dignity, and resilience against social risks.|




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## **BUILDING AND RESILIENCE: OTHER COUNTRIES** 

The humanitarian needs across third world countries remain urgent and multifaceted, with millions of people struggling to access even the most basic necessities of life. Poverty, conflict, climate change, and fragile governance systems have deepened vulnerabilities, making the provision of humanitarian aid a critical priority. Recognising this, GRT initiated a series of pilot projects in Afghanistan, India, Malawi, Morocco, and Somalia. These countries were selected due to their acute humanitarian challenges, ranging from food insecurity and malnutrition to limited access to clean water and sanitation. 


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The focus of the interventions was mainly on food security and water, sanitation, and hygiene (WASH) projects, which are among the most pressing needs in these contexts. In the food security sector, GRT delivered food parcels to vulnerable families, helping them meet immediate nutritional needs while also supporting their livelihoods. These efforts reached tens of thousands of beneficiaries, many of whom were struggling with hunger and food shortages. 

had reliable access to safe drinking water. This intervention not only improved health outcomes by reducing the risk of waterborne diseases but also provided long-term relief to households that previously depended on unsafe or distant water sources. 

Through these targeted pilot projects, GRT demonstrated that even small-scale interventions can make a meaningful difference in alleviating suffering, strengthening resilience, and restoring dignity for some of the world’s most vulnerable populations. 

In the WASH sector, GRT installed hand pumps and constructed deep wells to ensure communities 

## **OTHER COUNTRIES: OUR RESPONSE** 

|**Sector**|**Interventon**|**Impact on People**|
|---|---|---|
|**Food Security**|Delivered food parcels and hot<br>meals to 70,717 people.|Helping people meet their daily nutritonal<br>needs and reducing hunger.|
|**Water, Sanitaton**<br>**and Hygiene (WASH)**|Supplied safe drinking water to<br>1,750 people.|Benefted by improving access to clean water<br>and reducing the risk of waterborne diseases.|
|**Protecton**|Built a community centre<br>for social protecton for 100<br>people.|Provided a safe space for enhancing community<br>support, dignity, and resilience.|
|**Orphans**|Supported 100 orphaned<br>children.|Improved the wellbeing orphans, ensuring<br>access to basic needs and protecton.|



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## **SEASONAL INITIATIVES** 

At the heart of GRT’s work is a simple yet profound belief: that compassion for our fellow human being binds us together and gives strength to those who are struggling. This compassion is most deeply expressed through our seasonal initiatives, which honour the sacred occasions of Ramadan and Qurbani. These moments of reflection and celebration hold immense meaning for millions of Muslims, yet for families weighed down by poverty and hardship, they can also bring added worry. GRT steps in to ensure that these seasons are not marked by deprivation, but by dignity, joy, and belonging. 

During the blessed month of Ramadan, fasting reminds us of the hunger that so many endure daily, and calls us to act with empathy. Guided by this spirit, GRT provides food parcels filled with essential staples—rice, flour, oil, lentils, and dates—carefully chosen to sustain families throughout the month. 

For a parent breaking their fast, knowing their children will have a nourishing meal is more than relief; it is the restoration of hope. Each parcel carries not only food but the reassurance that they are seen, supported, and embraced by their wider community. 


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In the days of Qurbani and Eid-ul-Adha, the message of compassion is again at the forefront. Through the sacrifice of livestock carried out with care and respect, GRT delivers fresh meat to families who rarely taste it otherwise. For these families, a portion of meat is more than sustenance—it is the ability to share in the joy of Eid, to sit at a table where everyone is included, and to feel the warmth of community. 

Through these seasonal efforts, GRT affirms that compassion transforms lives. Each meal shared is a reminder that no one is forgotten, and that together, through empathy and generosity, we can uplift one another. 

## Our Syrian Football **TEAM WINNING IN TURKEY** 


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## **PROGRESS AGAINST OUR PRIORITIES** 

Over the past year, GRT has made remarkable progress in advancing our mission to serve vulnerable communities with dignity and compassion. While our work spans education, healthcare, livelihoods, and humanitarian response, our greatest achievements have been in the Shelter and WASH sectors—areas that directly restore safety, dignity, and health to thousands of families living through crisis. 

Adequate shelter is not merely a roof over one’s head; it is a place of safety, belonging, and dignity. For countless families displaced by conflict, disaster, or poverty, the absence of secure housing magnifies vulnerability and strips away stability. GRT has worked tirelessly to reverse this reality by delivering innovative shelter solutions tailored to the needs of the communities we serve. 

In camps and displacement settings, we have constructed durable shelters that protect families from harsh weather, provide privacy, and create a sense of home amidst uncertainty. Temporary shelters, while modest, have transformed the daily lives of families by offering security where none existed before. In areas where rebuilding is possible, we have supported communities with transitional housing and shelter rehabilitation, enabling families to return to normalcy after devastating losses. 

These interventions extend beyond physical structures. Shelter projects have contributed to improved protection—reducing exposure to violence and exploitation—and restored community cohesion by giving families a safe space to rebuild their lives. For parents, it has meant peace of mind knowing their children can sleep safely; for children, it has meant a return to a sense of childhood, stability, and hope. 

Equally transformative has been our work in the Water, Sanitation, and Hygiene (WASH) sector. Access to clean water and adequate sanitation is a fundamental human right, yet millions still live without it. GRT has responded with bold initiatives that have improved health, reduced disease, and restored dignity to entire communities. 

We have installed and rehabilitated water systems that deliver safe drinking water to families who once had to walk miles or depend on contaminated sources. By introducing boreholes, water filtration units, and sustainable supply systems, we have drastically reduced the prevalence of waterborne diseases such as cholera and diarrhea common killers in vulnerable communities. 

Our sanitation projects have been equally impactful. By constructing latrines, handwashing stations, and waste management facilities, GRT has strengthened hygiene practices in both households and public spaces. These interventions have had a ripple effect: fewer illnesses mean more children in school, more adults able to work, and healthier communities overall. 

Complementing these efforts are our hygiene promotion campaigns, which equip families with knowledge about safe practices. From handwashing awareness to menstrual hygiene support for women and girls, our WASH programmes have not only improved health but also promoted dignity and inclusion. 

While Shelter and WASH have been our standout successes, our integrated approach has ensured that these achievements are supported by progress in education, healthcare, and livelihoods. Each intervention strengthens the other, creating resilient communities that can withstand future challenges. 

Internally, we have also enhanced our technical expertise. Our UK team has grown, with professionals bringing new skills in shelter engineering, water systems management, and humanitarian coordination. Staff training in safeguarding and sector-specific best practices has further ensured that our projects meet the highest standards of quality and accountability. 

The trust of our donors and partners continues to grow, reflected in increased support and generous contributions. Positive feedback on the timely delivery of projects and the strong impact of our media resources has reinforced our reputation as a reliable, transparent, and results-driven organisation. 

GRT’s achievements in Shelter and WASH embody our mission to protect dignity and improve lives. Each home built, each water source restored, and each hygiene kit distributed reflects the compassion and generosity of our supporters and the resilience of our beneficiaries. 

As we look to the future, we remain committed to scaling up these interventions, deepening our partnerships, and continuing to innovate in ways that bring sustainable solutions to those who need them most. Through shelter that restores safety and WASH programmes that protect health, GRT is not only meeting immediate needs but also laying the foundations for stronger, healthier, and more hopeful communities. 

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## **PRINCIPAL RISKS AND UNCERTAINTIES** 

GRT is dedicated to supporting communities affected by crises and building resilience among the most vulnerable. In pursuing this mission, the charity operates in complex and often unstable environments. Political unrest, financial volatility, safeguarding challenges, and reputational pressures all create risks that can affect our ability to deliver effective humanitarian aid. Our trustees and senior leadership take these responsibilities seriously and remain vigilant in identifying, managing, and mitigating risks to protect our beneficiaries, staff, volunteers, donors, and the wider communities we serve. 

## **Governance of Risk** 

Oversight of risk management is exercised primarily through the Audit and Risk Committee (ARC). This committee reviews the corporate risk register, assesses new and emerging threats, and makes recommendations to the full Board of Trustees. Its membership combines trustees, senior executives, and independent members with technical expertise, enabling rigorous and informed scrutiny. 

In the year ahead, GRT will continue strengthening the ARC’s capacity to interrogate risks effectively and provide specialised guidance on mitigation strategies. In parallel, operational teams maintain responsibility for addressing risks specific to their programmes, reporting upwards to senior leadership and ultimately to the trustees. 

## **Risk Management Approach** 

The Board of Trustees has established a comprehensive Risk Management Policy, which provides the framework for identifying, evaluating, and responding to risks across all aspects of our work. Risks are assessed according to both their likelihood and their potential impact, and mitigation strategies are designed to minimise threats while ensuring continuity of service delivery. Where appropriate, GRT also utilises insurance coverage to reduce the financial consequences of risks that cannot be fully eliminated. 

## **Key Risk Domains** 

## **1. SAFEGUARDING RISKS** 

As a humanitarian organisation working closely with vulnerable communities, safeguarding is among GRT’s highest priorities. Protecting children and adults at risk from harm is central to our mission and an area in which we maintain zero tolerance for negligence. 

This proactive approach reflects our understanding that risk is inherent in humanitarian work, particularly in fragile and unpredictable contexts. GRT operates in what is often described as a VUCA environment— volatile, uncertain, complex, and ambiguous. Our framework is regularly updated in response to emerging threats, lessons learned, and changes in regulatory requirements, ensuring that our practices remain aligned with sector best standards and legal obligations. 

We have established comprehensive safeguarding policies that are communicated to all staff, trustees, and volunteers. Regular training ensures that safeguarding protocols are understood and implemented consistently. We also maintain confidential reporting mechanisms and conduct regular audits to monitor compliance. While no significant safeguarding incidents were reported in the past year, we continue to reinforce vigilance, recognising that prevention is an ongoing responsibility. 

The trustees, supported by the CEO and senior staff, review the organisation’s risk profile on a regular basis. Risks are also embedded into the planning and monitoring of programmes, ensuring that risk management is not an isolated process but rather a core element of our operational culture. 

## **2. FINANCIAL INTEGRITY AND ANTI-MONEY** 

## **LAUNDERING (AML)** 

Financial resilience and integrity are vital to donor trust and programme sustainability. GRT faces the risk of fraudulent activity, financial mismanagement, or exploitation of financial systems for money laundering. 

To counter this, the charity enforces stringent AML processes, including enhanced due diligence on partners, transaction monitoring, and regular staff training. Our financial controls are reviewed annually, and external audits provide additional assurance. These measures ensure that funds entrusted to us are safeguarded and applied exclusively to our charitable objectives. 

## **3. REPUTATIONAL RISK** 

GRT’s reputation is central to our ability to raise funds, attract partners, and advocate effectively for those we serve. Operating in politically sensitive contexts increases the potential for reputational exposure, whether through public advocacy, association with third parties, or the actions of staff and volunteers on social media. 

## **Mitigation measures include:** 

- A Clear policies on social media use and public expression. 

- A Rigorous due diligence for partnerships and fundraising initiatives. 

- A A crisis communications protocol to respond swiftly to reputational challenges. 

Our approach is proactive: we speak with integrity and compassion on issues affecting our beneficiaries while ensuring that our communications align with international humanitarian principles. 

## **4. OPERATIONAL RISKS** 

Delivering aid in fragile and often insecure environments exposes GRT to operational risks, including staff safety, logistical challenges, and disruptions to project delivery. 

## **To address these risks, we:** 

- A Provide training in field safety, safeguarding, and emergency response. 

- A Develop contingency plans to ensure continuity of essential services during crises. 

- A Strengthen our standard operating procedures to protect against loss of key staff and ensure organisational resilience. 

We also work closely with local partners and specialists to adapt rapidly to evolving conditions and maintain the highest possible standards of safety and efficiency. 

## **5. TECHNOLOGICAL AND CYBERSECURITY RISKS** 

As digital systems play an increasingly important role in our operations, cybersecurity has emerged as a significant risk. Threats include data breaches, cyberattacks, and misuse of sensitive information. 

GRT has responded by introducing enhanced IT safeguards, monitoring systems, and regular cybersecurity training for staff. Policies governing data protection and privacy are aligned with UK and international regulations, including GDPR, to protect both organisational and beneficiary information. 

## **6. ACCOUNTABILITY AND TRANSPARENCY RISKS** 

Humanitarian organisations face growing scrutiny from regulators, donors, and the public. Failure to demonstrate accountability or responsiveness could undermine GRT’s credibility. 

To mitigate this, we have introduced a Monitoring, Evaluation, Accountability, and Learning (MEAL) frame work in several countries. This system provides beneficiaries with direct channels for feedback and complaints, ensures independent oversight of programme delivery, and embeds learning into future project design. 

## **Commitment to Continuous Improvement** 

GRT acknowledges that the risk landscape is constantly evolving. Our trustees are committed to regular skills reviews, governance improvements, and the strengthening of oversight mechanisms. By cultivating a culture of openness, learning, and accountability, we aim to turn risk management into a source of resilience rather than limitation. 

We believe that transparency with donors, regulators, and beneficiaries about the risks we face—and the steps we take to manage them—reinforces public trust. More importantly, it ensures that GRT can continue delivering life-saving and life-changing support to those who need it most, even in the most challenging contexts. 

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## **STRUCTURE, GOVERNANCE AND MANAGEMENT** 

The Board meets formally at least four times per year. Meetings are attended by the Chief Executive Officer (CEO) and senior management staff, who present updates, financial reports, and key programme developments. In addition, trustees may act as leads in specific areas of governance, such as safeguarding, audit, finance, or risk management, ensuring appropriate scrutiny and support for management in critical functions. 

GRT is a registered charity that operates within the framework of its constitution and the requirements of the Charity Commission for England and Wales. Our structure, governance, and management practices are designed to ensure accountability, transparency, and the effective delivery of our mission to support vulnerable communities across the world. We recognise that robust governance is not only a statutory obligation but also an essential foundation for building trust with donors, partners, and the people we serve. 

## **Roles and Responsibilities** 

## **The trustees’ primary responsibilities include:** 

## **Legal and Constitutional Framework** 

- A Approving GRT’s strategic vision, mission, and values. 

GRT is constituted as a Charitable Incorporated Organisation (CIO) and is regulated by the Charity Commission under registration number 1191793. Our governing document is a foundation constitution, which sets out our charitable objects. These include the relief of poverty, the advancement of health and education, and such other purposes for the public benefit as are charitable under the laws of England and Wales. 

- A Providing oversight of governance, compliance, and long-term planning. 

- A Engaging with stakeholders and ensuring public accountability. 

- A Overseeing risk management systems and compliance with legal and regulatory requirements. 

The trustees confirm that our charitable purposes remain unchanged and that our beneficiaries continue to include vulnerable individuals both in the UK and internationally. We operate in line with the Charity Commission’s public benefit guidance, ensuring that all our activities are directed towards fulfilling our mission. 

- A Reviewing and approving annual budgets, accounts, and major programmes of work. 

- A Approving new and updated policies that underpin operational integrity. 

Trustees also have the authority to seek independent professional advice when necessary and are encouraged to participate in training to strengthen their knowledge of both established and emerging governance issues. 

## **Board of Trustees** 

The Board of Trustees is ultimately responsible for the governance and strategic direction of GRT. Trustees provide oversight, set organisational priorities, and ensure that GRT delivers on its objectives in a manner consistent with our values. 

Trustees serve as volunteers and are not remunerated for their role. Each trustee is initially appointed for a term of four years, with the possibility of renewal up to a maximum of four terms. This structure balances continuity of experience with the introduction of fresh perspectives. 

## **Appointment and Induction of Trustees** 

When appointing new trustees, GRT follows the requirements of our constitution and the guidance of the Charity Commission. All appointments are made following a rigorous process to ensure that individuals bring relevant skills, experience, and a commitment to our mission. 

New trustees undergo a structured induction programme, which includes an overview of GRT’s operations, finances, governance responsibilities, and an introduction to their specific areas of focus. They also receive the most recent audited financial statements and management accounts. Ongoing development is encouraged through participation in training programmes and regular reviews. 

## **Delegation and Management** 

While trustees retain overall responsibility, authority for day-to-day management is delegated to the CEO, who in turn leads a team of senior managers. Within parameters approved by the Board, the CEO is empowered to manage operational matters, including financial control, staffing, and delivery of programmes. 

The management team is responsible for 

implementing the organisational strategy, allocating resources, monitoring progress, and responding to emerging challenges. Staff are line-managed in a structured way that ensures accountability, with oversight ultimately resting with the CEO. Regular reporting to the Board enables trustees to monitor performance and ensure that the charity remains aligned with its objectives. 

## **Risk Management and Oversight** 

The trustees, together with the CEO and senior staff, maintain a robust risk management framework. Risks are identified, recorded, and reviewed regularly, with particular attention given to safeguarding, financial sustainability, and operational delivery. The Audit and Risk Committee plays a central role in reviewing the risk register and recommending actions to the Board. 

Where appropriate, GRT maintains insurance to protect against liabilities and ensure continuity of operations. This proactive approach safeguards the organisation’s reputation, finances, and ability to serve communities effectively. 

## **Ethical Standards and Code of Conduct** 

Trustees, staff, and volunteers are all expected to uphold the highest ethical standards in line with GRT’s Code of Conduct and Conflict of Interest Policy. Trustees review and evaluate themselves annually against these standards to ensure accountability. Any actual or potential conflicts of interest are declared, and trustees refrain from participating in related decision-making processes. 

GRT’s values underpin every aspect of our work, from recruitment and procurement to programme delivery. We also require all suppliers and service providers to comply with our ethical and environmental policies, reflecting our wider responsibility to communities and the planet. 

## **Public Benefit and Accountability** 

Each year, the Board reviews GRT’s aims and activities to ensure that they remain aligned with our charitable objectives and continue to deliver measurable public benefit. This review informs both our strategic planning and our reporting, providing transparency to donors and other stakeholders. 

GRT’s trustees have considered the Charity Commission’s guidance on public benefit and are confident that all our activities serve this purpose. Our annual report highlights the impact of our work, the people we have supported, and the ways in which our resources have been applied for the greater good. 

## **Commitment to Continuous Improvement** 

The Board recognises the importance of strengthening governance in response to an evolving external environment. Regular discussions are held on board performance, skills audits, and opportunities for improvement. This ensures that GRT remains agile, accountable, and equipped to face emerging challenges while delivering sustainable impact for the communities we serve. 

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## **TRUSTEES’ RESPONSIBILITIES** 

The trustees are responsible for ensuring that the charity complies with the requirements of charity law in England and Wales and all relevant regulations. They are entrusted with the proper governance of the charity, the safeguarding of its assets, and the preparation of financial statements that give a true and fair view of the organisation’s affairs. 

The trustees are required to prepare a Trustees’ Report and Financial Statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (UK GAAP), including Financial Reporting Standards applicable in the UK and Republic of Ireland, and the requirements of the Charities Statement of Recommended Practice (SORP). In preparing these financial statements, the trustees must: 

**1.** Select suitable accounting policies and apply them consistently. 

**2.** Make judgements and accounting estimates that are reasonable and prudent. 

**3.** State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements. 

**4.** Prepare the financial statements on a goingconcern basis unless it is inappropriate to presume that the charity will continue in operation. 

The trustees are responsible for keeping adequate accounting records that are sufficient to demonstrate and explain the charity’s transactions and financial position. Such records must enable the Trustees to ensure that the financial statements comply with the Charities Act 2011 and any other applicable statutory 

requirements. The trustees are also responsible for ensuring the safeguarding of the charity’s assets and for taking reasonable steps to prevent and detect fraud, financial irregularities, or other breaches of compliance. 

Trustees confirm that they have exercised due diligence in meeting their duties under charity law, including ensuring that the charity operates within its governing document, applies its resources solely for charitable purposes, and complies with statutory reporting obligations to the Charity Commission and other regulators. They must also ensure that appropriate risk management, safeguarding, and internal control systems are maintained and periodically reviewed. 

The trustees further confirm that: 

- A So far as they are aware, there is no relevant audit information of which the charity’s auditors are unaware. 

- A They have taken all steps necessary to ensure they are aware of any relevant audit information and to establish that the charity’s auditors are aware of that information. 

In carrying out these responsibilities, the trustees act collectively to provide assurance of the charity’s financial integrity, regulatory compliance, and continued accountability to stakeholders. 


## **Zilu Miah** 

Serving as both a Trustee and the Chairman affirms these responsibilities on behalf of the Board. 

The date of this affirmation is 20[th] October 2025. 

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## **Report of the Independent Auditors to the Trustees of Global Relief Trust** 

## **Opinion** 

We have audited the financial statements of Global Relief Trust (the ‘charitable community benefit society’) for the year ended 31 December 2024 which comprise the Statement of Financial Activities, the Balance Sheet, the Cash Flow Statement and notes to the financial statements, including significant accounting policies.  The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice). 

## **In our opinion the financial statements:** 

- A give a true and fair view of the state of the society’s affairs as at 31 December 2024, and of its incoming resources and application of resources, including income and expenditure for the year then ended; 

- A have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and 

- A have been prepared in accordance with the requirements of the Charities Act 2011. 

## **Basis for opinion** 

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the society in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements.  We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

## **Conclusions relating to going concern** 

In auditing the financial statements we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate. 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the society’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report. 

## **Other information** 

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. 

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. 

We have nothing to report in this regard. 

## **Matters on which we are required to report by exception** 

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 rquires us to report to you if, in our opinion: 

## **In our opinion the financial statements:** 

- A The information given in the trustees’ report is inconsistent in any material respect with the financial statements; orhave been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and 

- A Sufficient accounting records have not been kept; or 

- A The financial information are not in agreement with the accounting records; or 

- A we have not obtained all the information and explanations necessary for the purposes our audit. 

## **Responsibilities of the trustees** 

As explained more fully in the trustees’s responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as it determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intends to liquidate the charity or to cease operations, or has no realistic alternative but to do so. 

## **Auditor responsibilities for the audit of the financial statements** 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. 

Irregularities, including fraud, are instances of noncompliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 

## **Extent to which the audit was considered capable of detecting irregularities, including fraud** 

The objectives of our audit, in respect to fraud, are: to identify and assess the risks of material misstatement of the financial statements due to fraud; to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses; and to respond appropriately to fraud or suspected fraud identified during the audit. However, the primary responsibility for the prevention and detection of fraud rests with both those charged with governance of the entity and its management. 

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## **Report of the Independent Auditors to the Trustees of Global Relief Trust** 

Based on this understanding we designed our audit procedures to identify non-compliance with such laws and regulations. Where the risk was considered to be higher, we performed audit procedures to address each identified fraud risk. These procedures included: testing manual journals; reviewing the financial statement disclosures and testing to supporting documentation; performing analytical procedures; and enquiring of management, and were designed to provide reasonable assurance that the financial statements were free from fraud or error. 

## **Our approach was as follows:** 

- A we identified areas of laws and regulations that could reasonably be expected to have a material effect on the financial statements from our general commercial and sector experience, and through discussion with the trustees and other management (as required by auditing standards), and discussed with the trustees and other management the policies and procedures regarding compliance with laws and regulations; 

- A we considered the legal and regulatory frameworks directly applicable to the financial statements reporting framework and the relevant tax compliance regulations in the UK; 

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation.  This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation. 

- A we considered the nature of the industry, the control environment and business performance, including the key drivers for management’s remuneration; 

- A we communicated identified laws and regulations throughout our team and remained alert to any indications of non-compliance throughout the audit, also all areas where fraud might occur in the financial statements and how; 

A further description of our responsibilities is available on the FRC’s website at: www.frc.org.uk/auditorsresponsibilites. 

- A we considered the procedures and controls that the society has established to address risks identified, or that otherwise prevent, deter and detect fraud; and how senior management monitors these programmes and controls; 

This description forms part of our auditor’s report. 

material misstatement of this other information, we are required to report that fact. 

- A we considered how the trustees and management respond to risks of fraud and whether they have knowledge of any actual, suspected or alleged fraud; 

We have nothing to report in this regard. 

- A we performed detailed analytical procedures to identify and unusual or unexpected relationships that may indicate risks of material misstatement due to fraud; 

## Use of our report 

This report is made solely to the charity’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s trustees as a body, for our audit work, for this report, or for the opinions we have formed. 


## **Stephen Paul Butler BA FCA** 

(Senior Statutory Auditor) 

For and on behalf of TC Group 

Statutory Auditor 

Sterling House 97 Lichfield Street Tamworth Staffordshire B79 7QF 

21[st] of October 2025 



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Balance Sheet as at 31 December 2024 

## **FINANCIAL STATEMENTS** 

## **BALANCE SHEET** 

## **Statement of Financial Activities** 

For the period ended 31 December 2024 

|||**Unrestricted**|**Restricted**|**Total**|**Total**|
|---|---|---|---|---|---|
|||**Funds**|**Funds**|**Funds**|**Funds**|
||**Notes**|**2024**|**2024**|**2024**|**2023**|
|||**£**|**£**|**£**|**£**|
|**Income and Endowments**||||||
|Donatons and Legacies|2,3|2,505,123|8,391,304|**10,896,427**|**12,364,762**|
|Other Trading Actvites<br>**Total Income**|4,6|13,447<br>2,518,570|-<br>8,391,304|**13,447**<br>**10,909,874**|**12,476**<br>**12,377,238**|
|**Expenditure on**||||||
|Raising Funds|9|604,394|140,635|**745,029**|**512,344**|
|Fundraising Trading:||||||
|Cost of Goods sold<br>and other costs|5,9|17,941|-|**17,941**|**25,417**|
|Charitable Actvites|7,8|1,265,542|8,869,329|**10,134,871**|**9,685,192**|
|**Total Expenditure**||1,887,877|9,009,964|**10,897,841**|**10,222,953**|
|**Net Income/(Expenditure)**||630,693|(618,660)|**12,033**|**2,154,285**|
|Transfer between funds||(651,079)|651,079|-|-|
|**Other recognised**||-|-|-|-|
|Gains/(losses) on disposal of fxed||-|-|-|-|
|assets||||||
|**Net Movement in Funds**||(22,905)|32,419|9,514|2,154,285|
|**Reconciliaton of Funds:**||||||
|Total Funds brought forward||1,006,249|2,971,910|3,978,159|1,823,874|
|Total Funds carried forward||983,344|3,004,329|3,987,673|3,978,159|



## All activities derive from continuing operations 

The Statement of Financial Activities includes all gains and losses recognised in the period. The notes on pages 49 to 63 form an integral part of these accounts. 

|||**Total**|**Total**|
|---|---|---|---|
|||**Funds**|**Funds**|
||**Notes**|**2024**|**2023**|
|||**£**|**£**|
|**Fixed Assets**||||
|Tangible Assets<br>**Total Fixed Assets**|12|447,864<br>**447,864**|427,314<br>**427,314**|
|**Current Assets**||||
|Debtors|13|160,551|665,260|
|Prepayments|13|318,997|248,474|
|Cash at bank and in hand||3,766,117|2,683,218|
|**Total Current Assets**||**4,245,665**|**3,596,952**|
|**Liabilites**||||
|Creditors: Amounts falling due within one year:<br>**Net Current Assets**|14|(705,856)<br>**3,539,809**|(46,107)<br>**3,550,845**|
|**Total Assets less Current Liabilites**||**3,987,673**|**3,978,159**|
|**Net Assets including pension asset/liability**||**3,987,673**|**3,978,159**|
|**The Funds of the Charity**||||
|**Unrestricted income funds**||||
|Designated Funds||10,367|66,423|
|Unrestricted General Funds||616,116|785,120|
|Other Unrestricted Funds||356,861|154,706|
|**Total Unrestricted**||**983,344**|**1,006,249**|
|**Restricted income funds**||**3,004,329**|**2,971,910**|
|**Total Charity Funds**||**3,987,673**|**3,978,159**|




## **Zilu Miah** 

Trustee and Chairman 

Approved by the Board of Trustees on 20[th] of October 2025 The notes on pages 49 to 63 form an integral part of these accounts. 

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## **STATEMENT OF CASH FLOWS** 

## **NOTES TO THE ACCOUNTS** 

For the period ended 31 December 2024 

|**2024**|**2023**|
|---|---|
|**£**|**£**|



## **Reconciliation of net income/(expenditure) to net cash flows from operating activities** 


**----- Start of picture text -----**<br>
Net Income/(Expenditure) for the reporting period as per the<br>Statement of Financial Activities 9,514 2,154,285<br>Adjustments for:<br>Depreciation 14,591 5,169<br>Gains/(losses) on disposal of fixed assets 2,519                       -<br>Decrease/(Increase) in Stocks        -           -<br>Decrease/(Increase) in debtors 434,186 (676,064)<br>(Decrease)/Increase in creditors 659,749 48,755<br>Gain on foreign exchange<br>Net cash provided by (used in) operating activities 1,120,559 1,434,635<br>Cash flows from investing activities<br>Purchase of property, plant and equipment (37,660) (419,663)<br>Proceeds from sale of property, plant and equipment -  -<br>Net cash provided by (used in) investing activities (37,660) (419,663)<br>Net increase/(decrease) in cash and cash-equivalents 1,082,899 1,014,972<br>Cash and cash equivalents at the beginning of the reporting period 2,683,218 1,668,246<br>Change in cash and cash equivalents due toexchange rate movements                      -         -<br>Cash and cash equivalents at the end of the reporting period 3,766,117 2,683,218<br>**----- End of picture text -----**<br>


## **1. ACCOUNTING POLICIES** 

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows: 

## **a) Accounting period** 

The accounting period for years 2023 and 2024 was from 01[st] January to 31[st] December. 

## **b) Basis of preparation of the accounts** 

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Section IA of FRS102 and Companies Act 2006. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s). 

## **Accounting convention** 

## **c)** 

The financial statements are prepared, on a going concern basis, under the historical cost convention. 

## **d) Income recognition policies** 

Items of income are recognised in accordance with (5.10 to 5.12 FRS102 SORP) and included in the accounts when all of the following criteria are met: 

- A The charity has entitlement to the funds. 

- A any performance conditions attached to the item(s) of income have been met or are fully within the control of the charity. 

Gift Aid receivable is included in income where there is a valid declaration from the donor. Any Gift Aid amount recovered is considered as general income as per the communications agreed by donors. 

## **e) Donated Goods** 

Donated goods are measured at fair value (the amount for which the asset could be exchanged) unless impractical to do so. 

The cost of any stock of goods donated for distribution to beneficiaries is deemed to be the fair value of those gifts at the time of their receipt and they are recognised on receipt.  In the reporting period in which the stocks are distributed, they are recognised as an expense at the carrying amount of the stocks at distribution. 

Donated goods for resale are measured at fair value on initial recognition, which is the expected proceeds from sale less the expected costs of sale and recognised in ‘Income from other trading activities’ with the corresponding stock recognised in the balance sheet.  On its sale the value of stock is charged against ‘Income from other trading activities’ and the proceeds from sale are also recognised as ‘Income from other trading activities’. 

Goods donated for on-going use by the charity are recognised as tangible fixed assets and included in the SoFA as incoming resources when receivable. 

Gifts in kind for use by the charity are included in the SoFA as income from donations when receivable. 

- A there is sufficient certainty that receipt of the income is considered probable; and the amount can be measured reliably. 

The charity for the financial periods ending 2023 and 2024, had no legacies or government grants. 

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## **f) Recognition of liabilities** 

Liabilities are recognised on the accrual’s basis in accordance with normal accounting principles, modified where necessary in accordance with the guidance given in the Statement of Recommended Practice for Accounting and Reporting (2015) issued by the Charity Commissioners for England & Wales. 

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be meas-ured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due. 

## **g) Expenditure** 

Expenditure is recognised when a liability is incurred, irrecoverable VAT is included within the expense item to which it relates. 

Expenditure on charitable activities is reported as a thematic analysis of the work undertaken by the charity, against our thematic themes of humanitarian response, feed the fasting, qurbani, emergency, education etc. Under these headings are included grants payable and the costs of activities performed directly by the charity together with associated direct and indirect support costs. The costs include salaries and associated employment costs including pensions and termination payments. 

Expenditure on raising funds comprises salaries, direct expenditure and overhead costs of UK based staff who promote fundraising from all sources including major donors, corporates and individuals. The expenditure on third party agencies that promote fundraising on social media and other platforms is included. 

Indirect support costs include IT, HR, CEO’s time or finance costs that are essential for the charity to delivery its projects of humanitarian response, feed the fasting, qurbani, education etc. Not to incur these costs would severely impair the quality of work and sustainability of the charity. 

Indirect support costs have been allocated to cost categories on a basis consistent with the level of activity. 

## **Allocation of costs within types of resources expended** 

The methods and principles for the allocation and apportionment of all costs between the different activity categories of resources set out above are:- 

There are a number of costs, where it is impracticable to allocate these costs precisely between administration and charitable expenditure and the trustees have allocated such costs on the basis of reasonable estimates as follows: - 

Staffing costs and related expenses: On the basis of salary costs and estimated time spent on different activities. 

Premises costs and related expenses: On the basis consistent with the use of resources. 

## **h) Taxation** 

The charity meets the criteria and tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore meets the definition of a charitable company for UK taxation purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within the categories covered by Chapter 3 of Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992. No corporation tax liability arises in the accounts. 

## **i) Pensions** 

The charity operates a defined contribution pension scheme for the benefit of its employees. Pension costs are recognised in the month in which the related payroll payments are made. The money purchase nature of the scheme ensures there will be no funding deficit or surplus accruing to the Charity in the future. The pension scheme is independently administered, and the assets of the scheme are held separately from those of the Charity. 

## **j) Foreign currencies** 

The functional currency of the charity is considered to be pounds sterling that is the currency of the primary economic environment it operates in the UK. The consolidated financial statements are presented in pound sterling. 

Transactions in foreign currencies are translated at the rate of exchange at the time of the transaction. Country office income and expenditure is included in the Statement of Financial Activities at the average exchange rate for the period. 

Foreign currency balances are translated at the rate of exchange prevailing at the balance sheet date. 

Foreign currency gains and losses are recognised through the Statement of Financial Activities for the period in which they are incurred. All exchange differences are recognised through the statement of financial activities. 

## **Notes to the accounts (continued)** 

## **k) Operating leases** 

Rental payments under operating leases are charged as expenditure incurred evenly over the term of the lease. 

The benefit of any reverse premium received is also spread evenly over the term of the lease. 

## **l) Funds Accounting** 

Funds held by the charity are: 

Restricted funds – these are funds which are subject to specific conditions imposed by the donors or when funds are raised for a particular restricted purpose. 

Unrestricted funds – these are funds which can be used in accordance with the charitable objects at the discretion of the trustees. 

Designated Funds represent Zakat funds – these are funds which can be used in accordance with the Islamic religious conditions and parameters set in the 

Qur’an. The charity’s policy defines the criteria for the fundraising, allocation and distribution of Zakat. The charity is required to record its justification as to how projects match the criteria of Zakat. 

## **m) Tangible fixed assets and depreciation** 

Rental payments under operating leases are charged as expenditure incurred evenly over the term of the lease. 

The benefit of any reverse premium received is also spread evenly over the term of the lease. 

Depreciation is provided at rates calculated to write off the cost less residual value of each asset over its expected useful life, as 

|Land and buildings<br>Computers and sofware<br>Fixtures and ftngs<br>Ofce equipment<br>Motor vehicles|2.5%<br>25%<br>12.5%<br>25%<br>20%|
|---|---|



Assets that are subject to amortisation are tested for impairment whenever events or changes in circumstance indicate. 

## **n) Debtors** 

Debtors (including trade debtors and loans receivable) are measured on initial recognition at settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received. 

## **o) Stocks** 

Stocks held for sale as part of non-charitable activity are measured at net realisable value based on the service potential provided by the stock items. 

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## **NOTES TO THE ACCOUNTS (CONTINUED)** 

## **2. INCOME BY TYPE** 

||**Unrestricted**|**Restricted**|**Restricted**|**Total**|
|---|---|---|---|---|
||**Funds**|**Funds**|**Funds**|**Funds**|
||**2024**|**2024**|**2024**|**2024**|
||**£**|**£**|**£**|**£**|
|Donatons|1,892,224|8,391,304|10,283,528|11,769,960|
|Gif Aid|612,899|-|612,899|582,900|
|In-Kind Donatons|-|-|-|11,902|
|**Total**|**2,505,123**|**8,391,304**|**10,896,427**|**12,364,762**|



**No Gift in-kind donations were received in 2024. During 2023, The Gift in-kind donations consisted of food only. All items were distributed in Syria. All items have been measured at their fair value.** 

## **3. INCOME FROM CHARITABLE ACTIVITIES** 

||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|LIA|1,522,736|1,976,535|
|Ummah Welfare Trust|974,307|2,832,609|
|As-Sufa Trust|411,936|5,000|
|CII|392,487|504,093|
|Emaan Relief|333,058|29,820|
|Drop of Compassion|318,769|146,758|
|Fountain of Mercy|229,581|131,925|
|Kind Giving Foundaton|204,979|-|
|Asia Pacifc Foundaton||174,119|
|Others|6,508,574|6,563,903|
|**Total**|**10,896,427**|**12,364,762**|



## **4. OTHER TRADING ACTIVITIES** 

||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|Income from charitable shop|13,447|12,476|
|**Total**|**13,447**|**12,476**|



## **5. INCOME AND EXPENDITURE BY ACTIVITY** 

||**Humanitarian**<br>**Relief**|**GRT Shop**|**2024**|**2023**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
|**Income**|||||
|Donatons and Legacies|10,896,427|-|10,896,427<br>|12,352,860|
|In-Kind Donatons|-|-|-<br>|11,902|
|Other Trading Actvites|-|13,447|13,447<br>|12,476|
|**Total Income**|**10,896,427**|**13,447**|**10,909,874**<br>|**12,377,238**|
|**Expenditure**|||||
|Raising Funds|745,029|-|745,029<br>|512,344|
|Fundraising Trading: Cost of Goods sold<br>and other costs|-|17,941|17,941<br>|25,417|
|Charitable Actvites|10,134,871|-|10,134,871<br>|9,673,290|
|In-Kind Donatons|-|-|-<br>|11,902|
|**Total Expenditure**|**10,879,900**|**17,941**|**10,897,841**|**10,222,953**|
|**Net Income by Actvity**|**16,527**|**(4,494)**|**12,033**<br>|**2,154,285**|



Others largely consist of donations from general public. There are also some small donations from institutions included in this amount. 

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## **6. TRADING ACTIVITY – GRT SHOP** 

||**GRT Shop**|**GRT Shop**|
|---|---|---|
||**2024**|**2023**|
||**£**|**£**|
|**Income**|||
|Sales|13,447|12,476|
|**Total Income**|**13,447**|**12,476**|
|Expenditure|||
|Cost of Goods Sold|-|-|
|Operatng and Administratve Costs|17,941|25,417|
|**Total Expenditure**|**17,941**|**25,417**|
|**Net Income by Actvity**|**(4,494)**|**(12,941)**|
|The assets and liabilites of the shop were:|||
|Fixed Assets|897|1,103|
|Current Assets|-|-|
|Current Liabilites|-|-|
|**Net Assets**|**897**|**1,103**|



## **7. ANALYSIS OF CHARITABLE EXPENDITURE BY ACTIVITY** 

|||**Total**|**Total**|
|---|---|---|---|
|||**Funds**|**Funds**|
||**Humanitarian**<br>**Relief**|**2024**|**2023**|
||**£**|**£**|**£**|
|**Nature of Charitable Expenditure**||||
|Food and Sustainable Livelihood|2,675,078|**2,675,078**|**1,651,062**|
|Shelter|1,975,811|**1,975,811**|**1,929,831**|
|Educaton|1,085,007|**1,085,007**|**771,968**|
|Water, Sanitaton and Health|1,048,065|**1,048,065**|**593,232**|
|Protecton|1,026,734|**1,026,734**|**1,043,295**|
|Non-Food Items|641,374|**641,374**|**450,240**|
|Medical|526,833|**526,833**|**702,886**|
|Orphans|164,976|**164,976**|**1,987,866**|
|**Total**|**9,143,878**|**9,143,878**|**9,130,380**|
|Support Costs of charitable Actvity|1,753,963|**1,753,963**|**1,092,573**|
|**Total Charitable Expenditure Analysed by Actvity**|**10,897,841**|**10,897,841**|**10,222,953**|



An explanation of the main features of charitable expenditure is given in note 1 to the accounts 




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**8. ANALYSIS OF GRANTS** 

|||**Total**|**Total**|
|---|---|---|---|
|||**Funds**|**Funds**|
|**Nature of Charitable Expenditure**|**Humanitarian**<br>**Relief**|**2024**|**2023**|
||**£**|**£**|**£**|
|Afghanistan|6,844|**6,844**|**42,362**|
|Bangladesh & Rohingya|814,635|**814,635**|**878,451**|
|Lebanon|278,691|**278,691**|**281,251**|
|Pakistan|516,845|**516,845**|**477,626**|
|Palestne|1,688,005|**1,688,005**|**526,803**|
|Turkey/Syria|4,982,142|**4,982,142**|**6,417,113**|
|Syria – In-kind donatons|-|**-**|**11,902**|
|Uganda|271,981|**271,981**|**-**|
|Yemen|457,982|**457,982**|**392,828**|
|**Others**|126,753|**126,753**|**102,044**|
|**Total**|9,143,878|**9,143,878**|**9,130,380**|
|Support Costs of charitable Actvity|1,753,963|**1,753,963**|**1,092,573**|
|**Total Charitable Expenditure Analysed by Actvity**|**10,897,841**|**10,897,841**|**10,222,953**|




||||**Total**|**Total**|
|---|---|---|---|---|
|**Insttuton**|**Insttuton**|**Individual**|**2024**|**2023**|
||**£**|**£**|**£**|**£**|
|Nimet|4,812,375|-|**4,812,375**|**6,417,421**|
|Abdullah Aid|547,558|-|**547,558**|**100,000**|
|Fazilia Trust|436,241|-|**436,241**|**324,232**|
|WBS - Wellbeing Bangladesh Society|400,457|-|**400,457**|**786,587**|
|Muaz Enterprise|379,859|-|**379,589**|**13,378**|
|GRT Yemen|375,799|-|**375,799**|**155,001**|
|KGC|375,623|-|**375,623**|**-**|
|Eman Relief|361,618|-|**361,618**|**-**|
|Irshad & Islah|224,168|-|**224,168**|**204,084**|
|Amikab Community Centre|216,597||**216,597**|**-**|
|Quba Welfare Trust|114,580||**114,580**|**-**|
|ONSUR - ULUSLARARASI YARDIMLASMA VE<br>KALKINDIRMA DERNEGI|-|-|**-**|**293,125**|
|Humanity Care Relief|-|-|**-**|**116,655**|
|Human Aid & Advocacy|-|-|**-**|**118,000**|
|Programme related other|899,003|-|**899,003**|**601,897**|
||**9,143,878**|**-**|**9,143,878**|**9,130,380**|
|Support Costs of charitable Actvity|1,753,963|-|**1,753,963**|**1,092,573**|
||**10,897,841**|**-**|**10,897,841**|**10,222,953**|



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Global Relief Trust | Annual Report and Financial Statement 2024 



**9. ANALYSIS OF TOTAL SUPPORT COSTS BY ACTIVITY** 

## **10. STAFF COSTS AND EMOLUMENTS** 

|||**Total**|**Total**|
|---|---|---|---|
||**General**<br>**Support**|**2024**|**2023**|
|**Nature of Support Costs**|**£**|**£**|**£**|
|Project Implementaton Support|981,798|**981,798**|**547,927**|
|Fundraising*|745,029|**745,029**|**512,344**|
|Fundraising Trading|17,941|**17,941**|**25,417**|
|Governance Costs|9,195|**9,195**|**6,885**|
|**Total Support Costs analysed by Actvity**|**1,753,963**|**1,753,963**|**1,092,573**|



*Fundraising costs include marketing and advertising. 

Breakdown of Governance Costs 

|Breakdown of Governance Costs|||
|---|---|---|
||**Total**|**Total**|
||**2024**|**2023**|
||**£**|**£**|
|Accountancy and Auditors|7,550|5,930|
|Legal and other costs|1,645|955|
|Training|-|-|
|**Total**|**9,195**|**6,885**|




|||**Total**|**Total**|
|---|---|---|---|
|||**2024**|**2023**|
|||**£**|**£**|
|Gross Salaries||921,897|686,685|
|Redundancies||2,508|-|
|Employers natonal Insurance||81,523|59,495|
|Pensions||6,458|2,157|
|**Total**||**1,012,070**|**748,337**|
|**Number of full-tme equivalent employees**|**2024**|**2023**||
|Fundraising|18|14||
|Operatonal Support & Admin|12|10||



Volunteers have donated an unquantifiable amount of time to Global Relief Trust of which is impossible to reflect. 

There were no fees or other remuneration to the trustees. 

There were no employees with emoluments in excess of £60,000 per annum. 

## **11. TRUSTEES EXPENSES** 

||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|Travel and Accommodaton|1,525|795|
|**Total**|**1,525**|**795**|
|Trustees are not remunerated.|||



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Global Relief Trust | Annual Report and Financial Statement 2024 



## **12. TANGIBLE FIXED ASSETS** 

|||**Total**|**Total**|
|---|---|---|---|
||**Land and**<br>**Buildings**|**Fixtures, Fitngs**<br>**and Ofce**<br>**Equipment**|**Total**|
|**Cost**||||
|As at 01stJanuary 2024|416,052|25,609|441,661|
|Additons|31,310|6,350|37,660|
|Disposals|-|(11,041)|(11,041)|
|**As at 31st December 2024**|447,362|20,918|468,280|
|Accumulated Depreciaton||||
|As at 01stJanuary 2024|-|(14,347)|(14,347)|
|Charge for the year|(9,196)|(5,395)|(14,591)|
|Disposals|-|8,522|8,522|
|**As at 31st December 2024**|**(9,196)**|**(11,220)**|**(11,220)**|
|**Net Book Value**||||
|**As at 31st December 2024**|**438,166**|**9,698**|**447,864**|
|**As at 01st January 2024**|**416,052**|**11,252**|**427,314**|



**In 2023,** the charity purchased a new building to support its operational expansion. 

## **13. DEBTORS** 

||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|Trade Debtors|61,866|406,996|
|Accrued Income|98,685|258,264|
|Prepayments|318,997|248,474|
|Other Debtors|5,511||
|**Total**|**479,548**|**913,734**|



## **14. CREDITORS:** 

## **Amounts falling due within one year** 

||**2024**|**2023**|
|---|---|---|
||**£**|**£**|
|Accruals and deferred income|705,856|46,107|
|Taxes and Social Security||-|
|Other Creditors||-|
|**Total**|**705,856**|**46,107**|



## **15. LEASE COMMITMENTS** 

**There were no lease commitments in 2024 (2023: £15,200)** 

Extensive renovation and preparation work were required to make the building suitable for use. These enhancements were carried out throughout 2023 and into early 2024. The building was officially put into service and began being utilised for its intended purpose in March 2024. 

As a result, the related expenditures have been capitalised and are reflected in the land and buildings section above. 

Depreciation of the building commenced from the date it was brought into use. 

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Global Relief Trust | Annual Report and Financial Statement 2024 



## **16. ANALYSIS OF ASSETS AND LIABILITIES REPRESENTING FUNDS** 

## **As at 31[st] December 2024** 

|**As at 31st December 2024**|||||
|---|---|---|---|---|
||**Designated**|**Unrestricted**|**Restricted**|**Total**|
||**funds**|**Funds**|**Funds**|**Funds**|
|Tangible Fixed Assets||447,864||447,314|
|Current Assets|10,367|1,230,969|3,004,329|4,245,665|
|Current Liabilites|**10,367**|(705,856)<br>**972,977**|-<br>**3,004,329**|(705,856)<br>**3,987,673**|



|**At 31st December 2023**|**Designated**<br>**Funds**|**Unrestricted**<br>**Funds**|**Restricted**<br>**Funds**|**Total**<br>**Funds**|
|---|---|---|---|---|
|||**£**|**£**|**£**|
|Tangible Fixed Assets|-|427,314|-|417,314|
|Current Assets|66,423|556,619|2,971,910|3,596,952|
|Current Liabilites|-<br>**66,423**|(46,107)<br>**937,826**|-<br>**2,971,910**|(46,107)<br>**3,978,159**|



## **The individual funds included above are: -** 

## **The individual funds included above are:-** 

||**Funds at**<br>**01st Jan**<br>**2024**|**Movement in**<br>**Funds**|**Transfer**<br>**Between**<br>**Funds**|**Funds at**<br>**31st Jan**<br>**2024**|
|---|---|---|---|---|
|**Humanitarian Relief**|3,978,159|9,514|-|3,987,673|
||**3,978,159**|**9,514**|**-**|**3,987,673**|



## **Analysis of Movements in funds as shown in the table above** 

**Incoming Outgoing Gains & Movement Resources Resources Losses in Funds Total Funds 10,909,874 10,897,841 (2,519) 9,514** 


||**Funds at**|**Movements**|**Transfers**|**Funds at**|
|---|---|---|---|---|
||**01st Jan**|**in**|**Between**|**31st Dec**|
||**2023**|**Funds**|**Funds**|**2023**|
|||**as below**|||
||**£**|**£**|**£**|**£**|
|**Humanitarian Relief**|1,823,871|2,154,285|-|3,978,159|
||**1,823,871**|**2,154,285**|**-**|**3,978,159**|



## **Analysis of movements in funds as shown in the table above** 

|**Incoming**|**Outgoing**|**Gains &**|**Movement**|
|---|---|---|---|
|**Resources**|**Recources**|**Losses**|**in Funds**|
|**£**|**£**|**£**|**£**|
|12,377,238|10,222,953|-|2,154,285|
|**12,377,238**|**10,222,953**|**-**|**2,154,285**|



Designated Funds represent Zakat funds – these are funds which can be used in accordance with the Islamic religious conditions and parameters set in the Qur’an. The charity’s policy defines the criteria for the fundraising, allocation and distribution of Zakat. The charity is required to record its justification as to how projects match the criteria of Zakat. 

## **17. ENDOWMENT FUNDS** 

The charity had no endowment funds in the period ended 2024 or in the period ended 2023. 

## **18. RELATED PARTIES** 

There were no related party transactions in 2024. During 2023, the charity repaid a loan of £10,000 to Jamil Mohammed. 

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Global Relief Trust | Annual Report and Financial Statement 2024 

Global Relief Trust | Annual Report and Financial Statement 2024 




## **Serving Communities Globally** 

Bank House 3 Lichfield Road Birmingham B6 5RW 

**GRTUK** .ORG **0121 794 0055 INFO@GRTUK.** ORG 

Charity Number: 1191793