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2023-04-01-accounts

Trustees' Annual Report for the period

Period start date Period end date 02 04 2022 01 04 2023

From

To

Section A Reference and administration details

Charity name The Karim Foundation

Other names charity is known by Registered charity number (if any) 1191413

Charity's principal address 12 Gurney Way Cambridge Postcode CB4 2ED

Names of the charity trustees who manage the charity

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20		 Trustee name Office (if any) Dates acted if not for whole
**year **		 Name of person (or body) entitled
to appoint trustee (ifany)
Khalku Karim Treasurer
Shahida Rahman Chair
Jeandre Hunter Trustee

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year
N/A

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Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser
Name
Address
N/A

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

How the charity is constituted

CIO

Trustees appointed on incorporation. There are no other trustees, but any Trustee selection methods news trustees can be selected as stated in the constitution (section 10 and (eg. appointed by, elected by) 11)

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

The organisation structure and trustees that was set out in the CIO has not changed since our incorporation on September 2020. We are following the Charity Governance Code for assessing governance-for smallcharities and its code, that contained within the essential trustee: what you need to know, what you need to do (CC3) and The Essential Trustee 6 main duties.

We have a partnership with the Cambridge Ethnic Community Forum (CECF), a leading organisation within the voluntary sector in Cambridge that provides support for ethnic minorities affected by covid-19 including culturally appropriate emergency food. We also work with the Cambridge City Council, Cambridge City Foodbank and Hubs and Cambridge Sustainable Food as part of the Cambridge Food Poverty Alliance.

We have a compliance toolkit to know our donors, manage risk, GDPR, safeguarding, conflict of interest and complaints.

Section C Objectives and activities

We are a Cambridge-based charity that aims to prevent or relieve poverty in Cambridgeshire for the public benefit by:

Summary of the objects of the charity set out in its governing document

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The Karim Foundation is the only organisation of its kind in Cambridge providing culturally relevant food to support individuals and families in need for all communities. Our main activities are to relive poverty providing food, food vouchers, utility top ups and emergency support to individuals and families in need. We have provided diverse food supplies in keeping with the diverse make-up of the Cambridge community. We have delivered food parcels that will be a mixture of dry products, perishables such as meat, fresh fruit and vegetables using a variety of local stores that can either be delivered to households or picked up whichever is suitable for the beneficiaries.

Summary of the main Up to 01/04/23 we have started to move towards supermarket vouchers activities undertaken for the to give our beneficiaries choice of what the purchase. All our public benefit in relation to beneficiaries are vetted by us, Cambridge City Council and CECF. The these objects (include within beneficiaries we have supported are predominantly from the most this section the statutory deprived wards in Cambridge such as the CB2, CB4 and CB5 Postcode declaration that trustees have areas. had regard to the guidance issued by the Charity Funds received have gone directly to the beneficiaries for the services Commission on public named and our organisation costs are very low. Often, the support is one benefit) off individual support that is often needed but there are a number of households we have helped regularly with our partners. This highlights many families and individuals need one off support to get them through a particular difficult and challenging time. Also, those that need repeated help have been supported and be signposted to other services they may not have been aware of for a variety of reasons. From our experience when food poverty is identified, other issues are often highlighted that need support from our partners with relevant expertise. The cost-of-living crisis has had a major impact on our beneficiaries and sourcing goods due to the price increase across the board on all items we provide has been a challenge. We are constantly ensuring and striving that we get value for money at all times.

Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

Grant making: As we are the only charity in Cambridge providing culturally relevant food to support individuals and families in need, working with established and experienced partners such as CECF and Cambridge City Council has been essential in identifying those in need who have been already carefully vetted. We have grant making policy for beneficiaries and those that come us for support are predominantly thought our partners and networks. As we have become more established and well known those in need are starting to come us directly with support through those channels already mentioned. The situation with beneficiaries are complex and need a multi-facetted approach but by working in partnerships with many groups, we are making a real difference.

Section D Achievements and performance

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Section D Achievements and erformance p Up to 01/04/23, The Karim Foundation has delivered hundreds of food Summary of the main packages to all beneficiaries successfully during this period. Almost all achievements of the charity our food packages are time limited, and we deliver them within 24-48 during the year hours from initial point of contact to delivery of food items. We source the best available ethnically diverse food from local stores within the city and online, but prices have gone up significantly especially rice and meat. About 68% of all the food purchased was bought from local independent stores in Cambridge and rest from supermarkets. We have continued to make stakeholders in the city understand the need for food diversity that wasn’t always well understood. We are engaging with Food Hubs to ensure the diversity of provision is distributed appropriately. We have continued to champion this, and diverse food provision is no longer being seen as an unmet need that cannot be actioned or achieved. Our local knowledge and expertise of cultural sensitivities and requirements has been a benefit for all. We are also better able to signpost our beneficiaries to other services they may not have been aware of for a variety of reasons. With household bills rising, struggling families and individuals in Cambridge have felt the impact of the cost-of-living crisis. In April, we responded by relaunching our Cambridge Ramadan Appeal, raising funds for locals in desperate need of emergency food and fuel support. Thanks to people’s kindness and generosity, we collectively raised over £1,000. The Appeal received local media coverage through BBC Radio Cambridgeshire and That’s TV West Anglia. In May, we spoke at the Cambridge City’s Council ‘Food Justice in Cambridge: Beyond the Pandemic’ conference, talking about our efforts to help the most vulnerable in Cambridge during the pandemic and beyond. Held at the Clay Farm Centre in Trumpington, Cambridge, the conference presented an opportunity for local groups, organisations and businesses to share their response to the Covid-19 pandemic and how to continue working together to support food justice into the future. We were delighted to hold a stall at the Arbury Carnival in June, and we really enjoyed chatting with so many about what we do. We thank all those who visited us on the day. Later in the month, we co-hosted the inaugural Cambridge Bangladeshi Health Fair, held at the Meadows Community Centre in Arbury. The health event, co-organised with the Cambridge Ethnic Community Forum, offered families and individuals the opportunity to speak to local health and care organisations, and gain access to information and resources on healthy living. Visitors were able to seek medical advice from doctors and nurses, with many receiving free general health checks and diabetic eye screenings. Some attendees also enjoyed exercise tasters – plus a healthy and delicious lunch! In July, we enjoyed holding a stall at the Big Weekend and Cambridge Mela on Parker’s Piece. We’re really grateful to all who visited us, and especially to those of you who donated so generously. In August, we teamed up with Cambridge Sustainable Food, Cambridge City Council and Cambridge Food Poverty Alliance members to create the Cambridge Cost of Food and Living Crisis Fund. Together, we asked for donations from anyone who could help to ensure those in Cambridge most affected by the cost-of-living crisis don’t go hungry during the winter months. More than £14,500 was raised for this campaign (KF, £1204.47).

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Section D Achievements and erformance p

We were honoured to be ‘highly commended’ at the 2022 BBC Make a Difference Awards, hosted by BBC Radio Cambridgeshire. The awards ceremony held at the historic Peterborough Cathedral in September, celebrated the achievements and contributions of local people. BBC Radio Cambridgeshire received over 300 entries for this year’s awards, with the Karim Foundation one of four finalists shortlisted for the Community Group Award.

In December, we loved meeting many new and familiar faces at the Mill Road Winter Fair. Thousands of people, wrapped up in their many layers from across Cambridge and beyond, made the journey to immerse themselves in a joyous day of winter festivities at one of the city’s most diverse and vibrant streets. A huge thank you to everyone who stopped by to visit and for kindly supporting us!

Section E Financial review

Up to 01/04/23 we have a healthy £8,369 and looking forward to Brief statement of the Ramadan 2023, face to face activities and fundraisers and securing charity’s policy on reserves further grants.

Details of any funds materially in deficit

None

Further financial review details (Optional information)

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The principal source of funding is donations through JustGiving and also direct donations to the charity account. https://karimfoundation.co.uk/donate/

You may choose to include additional information, where relevant about:

The expenditure has supported the key objectives already described. The annual return breakdown shows all donations to financial year as £7,345 where £6674 was spent on food parcels and utility top ups (gas and electric) and supermarket food vouchers for Cambridge beneficiaries. About 68% of all the food purchased was bought from local independent stores in Cambridge and rest from supermarkets. This is a drop of 20% from the previous year due to sourcing of rice (prices are significantly better from supermarkets) and giving out supermarket vouchers. Our admin costs have gone up due to set up of running events (many are one time only purchases – 13.8%) but we will continue to run the Charity with as minimal running costs as possible.

We have no investments.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Shahida Rahman Jeandre Hunter Position (eg Secretary, Chair, etc)[Chair of Trustees ] Trustee Date 31/12/23

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The Karim Foundation
The Karim Foundation
The Karim Foundation		 No (if any) CC16a
Receipts and payments accounts

For the period
from
02/04/2022
To
01/04/2023
Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest
£		 Restricted
funds
to the nearest £		 Endowment
funds
to the nearest £		 Total funds
to the nearest £

Donations		 3,142 - - 3,142 -
Grants **4,204 ** - - **4,204 ** -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total(Gross income for
AR)
7,346		 - - 7,346 -
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts
A3 Payments
7,346 - - 7,346 -

Foodpurchases		 6,674 - - 6,674 -
Events 1,144 - - 1,144 -
Phone line 84 - - 84 -
Web hosting 288 - - 288 -
Accountatnt 60 - - 60 -
Cash Withdrawal(pettycash) - - - - -
- - - - -
- - - - -
- - - - -
**Sub total ** 8,250 - - 8,250 -
A4 Asset and investment
purchases (see table)
, - - - -
- - - -
Sub total
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end		 - - - - -
8,250 - - 8,250 -
- 904 -
-		 - 904 -
- - - - -
9,273 - - 9,273 -
8,369 -
-		 8,369 -
Section B Statement of assets and liabilities at the end of the period
Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds		 Details Unrestricted
funds
to nearest £		 Restricted
funds
to nearest £
None - - -
- - -
- - -
T
(agree balances wi
Details		 otal cash funds
th receipts and payments
account(s))		 - - -
Agreement Error OK
Unrestricted
funds
to nearest £		 Restricted
funds
to nearest £
None - - -
- - -
- - -
- - -
- - -
- - -
Details Fund to which
asset belongs		 Cost (optional)
None - -
- -
- -
- -
- -
Details Fund to which
asset belongs		 Cost (optional)
None - -
- -
- -
- -
- -
- -
- -
- -
- -
Details Fund to which
liability relates		 Amount due
(optional)
None -
-
-
-
-
Sign ature Print Name
Date of
approval
Kal K arim 30/12/2023
~~1~~ Jeandre Hunter 30/12/2023

CCXX R1 accounts (SS)

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of The Karim Foundation On accounts for the year ended 01-04-23 Charity no (If any) 1191413 Set out on pages I report lo the trustees on my examination of the accounts of the above chanty ("the Trust") for the year ended Re$ponslbilitl•s and ba81s of rnport As th8 charity's trustees, you are responsible for the preparation of the accounts in accordance wrth the requirements of the Charities Act 2011 {'the AGt') I report in respect of my examination of the Twsl's accounts carried out under section 145 of the 2011 Act and in carrying out my examination. I have followed all the applicable Directions given by the Charity Commission under section 145(5)Ibl of the Ad. Independent oxamlner'8 ststement I have completed my exafflination. I confim that no material matters have come lo my attention in connection w¢th the examination (other than that disclosed below "} vthich gives me cause to believe that in, any material respect.. the accounting records were nol kept in accordance with section 130 of the Charities Act. or the accounts did not accord with the accounting records., or the accounts did not ￿mplY with the applicable requirements concerning the forn and content of accounts set out in the Charities {Accounts and Rewrtsl Regulations 2008 other than any requirement that the accounts give a Irue and fair, view which is not a matter considefed as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in Qrder to enable a proper understanding of the accounts to be reached. . Please delele the words in the brackets rfthey do not appty. Slgnod: Date: 1 2210112024 Name: Steven J Bot¢her Relevant professlonal qualificationls) or l￿dY lif any): MAAT Addfess: 20 Highfields Drive IER Oct 2018

Lakenheath Suffolk IP27 9EH Section B Disclosure Only rnmplete if the exarniner needs to highlight malenal matters of con¢em (see CC32, Independent examination of tharity a¢counts.' directtons and guidance for examiners). Glve herg brlef detalls of any items that the oxamfrner wi$hos to dlsclose. IER Oct 2018