**To** ## **Trustees' Annual Report for the period** Period start date Period end date 02 04 2021 01 04 2022 **From** ## Section A Reference and administration details **Charity name** The Karim Foundation **Other names charity is known by Registered charity number (if any)** 1191413 **Charity's principal address** 12 Gurney Way Cambridge **Postcode CB4 2ED** ## **Names of the charity trustees who manage the charity** |1
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||Khalku Karim|Treasurer||| ||Shahida Rahman|Chair||| ||Jeandre Hunter|Trustee||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| **Names of the trustees for the charity, if any, (for example, any custodian trustees)** |**Name**|**Dates acted if not for whole year**| |---|---| |N/A|| ||| ||| **TAR** March **2012** 1 ## **Names and addresses of advisers (Optional information)** |**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**| |---|---|---| |**Type of adviser**
**Name**
**Address**||| |N/A||| |||| |||| |||| ## **Name of chief executive or names of senior staff members (Optional information)** ## **Section B Structure, governance and management** ## **Description of the charity’s trusts** Type of governing document Constitution - (eg. trust deed, constitution) CIO How the charity is constituted (eg. trust, association, company) Trustees appointed on incorporation. There are no other trustees, but any Trustee selection methods news trustees can be selected as stated in the constitution (section 10 and (eg. appointed by, elected by) 11) How the charity is constituted - (eg. trust, association, company) (eg. appointed by, elected by) ## **Additional governance issues (Optional information)** You **may choose** to include additional information, where relevant, about: - policies and procedures adopted for the induction and training of trustees; - the charity’s organisational structure and any wider network with which the charity works; - relationship with any related parties; - trustees’ consideration of major risks and the system and procedures to manage them. The organisation structure and trustees that was set out in the CIO has not changed since our incorporation on September 2020. We are following the Charity Governance Code for assessing governance-for smallcharities and its code, that contained within the essential trustee: what you need to know, what you need to do (CC3) and The Essential Trustee 6 main duties. We have a partnership with the Cambridge Ethnic Community Forum (CECF), a leading organisation within the voluntary sector in Cambridge that provides support for ethnic minorities affected by covid-19 including culturally appropriate emergency food. We also work with the Cambridge City Council, Cambridge City Foodbank and Cambridge Sustainable Food as part of the Cambridge Food Poverty Alliance. We have a compliance toolkit to know our donors, manage risk, GDPR, safeguarding, conflict of interest and complaints. ## **Section C Objectives and activities** We are a Cambridge-based charity that aims to prevent or relieve poverty in Cambridgeshire for the public benefit by: - providing food, household items and support with domestic costs (e.g., - **Summary of the objects of the** food vouchers/utility top ups/fuel) for individuals in financial hardship including those from groups which face disproportionate disadvantage - **charity set out in its governing document** either through poverty or other status e.g. refugees/asylum seekers, ethnic minorities, residents/migrants, single parents, the disabled, children/young people, the elderly, those who are isolated, or with no recourse to public funds, or facing domestic violence. **TAR** March **2012** 2 - facilitating better partnership work in raising awareness and sharing knowledge of the impact of emergencies like Covid-19 on disadvantage and inequalities, leading to better targeted services. The Karim Foundation is the only organisation of its kind in Cambridge providing culturally relevant food to support individuals and families in need for all communities. Our main activities are to relive poverty providing food, food vouchers, utility top ups and emergency support to individuals and families in need. We have provided diverse food supplies in keeping with the diverse make-up of the Cambridge community. We have delivered food parcels that will be a mixture of dry products, perishables such as meat, fresh fruit and vegetables using a variety of local stores that can either be delivered to households or picked up whichever is suitable for the beneficiaries. **Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)** Up to 01/04/22 we have started to move towards supermarket vouchers. All our beneficiaries are vetted by Cambridge City Council and the CECF. The beneficiaries we have supported are predominantly from the most deprived wards in Cambridge such as the CB2, CB4 and CB5 Postcode areas more than half of the beneficiaries were from areas that were already deprived prior to Covid-19. Funds received have gone directly to the beneficiaries for the services named and our organisation costs are very low. Often, the support is one off individual support that is often needed but there are a number of households we have helped regularly with our partners. This highlights many families and individuals need one off support to get them through a particular difficult and challenging time. Also, those that need repeated help have been supported and be signposted to other services they may not have been aware of for a variety of reasons. From our experience when food poverty is identified, other issues are often highlighted that need support from our partners with relevant expertise. ## **Additional details of objectives and activities (Optional information)** You **may choose** to include further statements, where relevant, about: - policy on grantmaking; - policy programme related investment; - contribution made by volunteers. Grant making: As we are the only charity in Cambridge providing culturally relevant food to support individuals and families in need, working with established and experienced partners such as CECF and Cambridge City Council has been essential in identifying those in need who have been already carefully vetted. We have grant making policy for beneficiaries and those that come us for support are predominantly thought our partners and networks. As we become more established and well known we expect those in need to come to us directly as well as support through those channels already mentioned. The situation with beneficiaries are complex and need a multi-facetted approach but by working in partnerships with many groups, we are making a real difference. ## Section D Achievements and performance **TAR** March **2012** 3 Section D Achievements and erformance p Up to 01/04/22, The Karim Foundation has delivered over 150 food **Summary of the main** packages to all beneficiaries successfully during this period. Almost all **achievements of the charity** our food packages are time limited, and we deliver them within 24-48 **during the year** hours from initial point of contact to delivery of food items. We source the best available ethnically diverse food from local stores within the city and online. About 88% of all the food purchased was bought from local independent stores in Cambridge and rest from supermarkets. We have certainly made other stakeholders in the City understand the need for food diversity that wasn’t always wellunderstood. We have continued to champion this, and diverse food provision is no longer being seen as an unmet need that cannot be actioned or achieved. Our local knowledge and expertise of cultural sensitivities and requirements has been a benefit for all. We are also better able signpost our beneficiaries to other services they may not have been aware of for a variety of reasons. We would also like to that all that have supported these campaigns below raising funds for The Karim Foundation. Our 2021 Cambridge Ramadan Appeal raised a total of £3,205 has been raised to assist local families and individuals in need of emergency support. A third of the funds raised during Ramadan have already been spent on essential food items such as lamb, chicken, fish, rice/couscous, chickpeas, lentils and cooking oil. We are especially thankful to all the local organisations, businesses and mosques who displayed our ‘window’ posters throughout the month of Ramadan. A team of Year 12 students from Hills Road Sixth Form College in Cambridge chose to support the Karim Foundation for Social Action Week from 7th-11th June, an annual event where pupils have a week to raise as much money as possible for a charity of their choice. Under the name of “Project KF”, the students organised a “Cool Car Wash” in the College’s car park and held a “Super Stall” on Parker’s Piece where they sold baked goods, clothes and cold drinks. They also set up an online fundraising page – raising an amazing £764.75 in just six days. Trustee Kal Karim completed his winter mountain hiking challenge of Mam Tor in the Peak District on 25 December, raising up to £2,320.38, having initially set a target of £1,500. The proceeds went to individuals and families who desperately need emergency food and fuel support during the winter months. Faisal Mohammed Khaffar has raised hundreds of pounds in donations to support the most vulnerable in the city, after running in this year’s Cambridge Half Marathon for the first time! A keen runner, the wellknown Cambridge resident was eager to take part and launched an online fundraiser to help the vulnerable and disadvantaged in our – community raising a superb £729.25 in just 24 hours. ## **Section E Financial review** Up to 01/02/22 we have a healthy £9273 and looking forward to **Brief statement of the** Ramadan 2022, face to face activities and fundraisers and securing **charity’s policy on reserves** further grants. **TAR** March **2012** 4 **Details of any funds materially in deficit** None ## **Further financial review details (Optional information)** You **may choose** to include additional information, where relevant about: - the charity’s principal sources of funds (including any fundraising); - how expenditure has supported the key objectives of the charity; - investment policy and objectives including any ethical investment policy adopted. The principal source of funding is donations through JustGiving and also direct donations to the charity account. https://karimfoundation.co.uk/donate/ We have also been able to secure grant funding from the Cambridge City Council for Food costs on two occasions (£3000 and £1500) and would also like to that Arnold Clark for supporting us with their Community Fund (£2500). The expenditure has supported the key objectives already described. The annual return breakdown shows all donations to financial year as £18472 where £9568 was spent on food parcels for Cambridge beneficiaries. About 88% of all the food purchased was bought from local independent stores in Cambridge and rest from supermarkets. Only 2.9% of our actual spend of £9957 went towards admin costs and will continue to run the Charity with as minimal running costs as possible. We have no investments. ## **Section F Other optional information** ## **Section G Declaration** **The trustees declare that they have approved the trustees’ report above.** ## **Signed on behalf of the charity’s trustees** ## **Signature(s)** Jeandre Hunter **Full name(s)** Shahida Rahman **Position (eg Secretary, Chair,** Chair of Trustees Trustee **etc) Date** 24/01/23 **TAR** March **2012** 5 |**The Karim Foundation**|**The Karim Foundation**||**No (if any)**|| |---|---|---|---|---| |**Receipts and payments accounts**||||**CC16a**| |**For the period**
**from**|02/04/2021|**To**|01/04/2022|| |**Section A Receipts and payments**|**Section A Receipts and payments**|||||| |---|---|---|---|---|---|---| |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**11,472**
**7,000**
**-**
**-**
**-**
**-**
**-**
**-**
**18,472**
**-**
**-**
**-**
**18,472**
**9,568**
**113**
**84**
**32**
**60**
**100**
**-**
**-**
**-**
**9,957**
**-**
**-**
**-**
**9,957**
**8,515**
**-**
**759**
**9,274**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**11,472**
**7,000**
**-**
**-**
**-**
**-**
**-**
**-**
**18,472**
**-**
**-**
**-**
**18,472**
**9,568**
**113**
**84**
**32**
**60**
**100**
**-**
**-**
**-**
**9,957**
**-**
**-**
**-**
**9,957**

**8,515**||**Last year**
**to the nearest £**| |Donations|**11,472**|||||**-**| |Grants|**7,000**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| |**_Sub total_**_(Gross income for_
_AR)_|**18,472**|||||**-**| |||||||| |**A2 Asset and investment sales,**
**(see table).**||||||| ||**-**|||||| ||**-**|||||**-**| |**_Sub total_**|**-**|||||**-**| |**_Total receipts_**
**A3 Payments**||||||| |||||||**-**| |||||||| |
Foodpurchases|**9,568**|||||**-**| |Printing|**113**|||||**-**| |Phone line|**84**|||||**-**| |Misc|**32**|||||**-**| |Accountatnt|**60**|||||**-**| |Cash Withdrawal(pettycash)|**100**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| ||**-**|||||**-**| |**_Sub total_ **|**9,957**|||||**-**| |||||||| |**A4 Asset and investment**
**purchases (see table)**||||||| |**,**|**-**|||||| ||**-**|||||| |**_Sub total_ **|**-**|||||**-**| |**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||||||| |||||||**-**| |||||||| ||**8,515**|**-**|**-**|
**8,515**||**-**| ||**-**|**-**|**-**|**-**||**-**| ||**759**|**-**|**-**|**759**||**-**| ||**9,274**|**-**|**-**|**9,274**||**-**| CCXX R1 accounts (SS) 31/01/2023 1 |**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|| |---|---|---|---| |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
None
**Details**
**Details**
None
None
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
None
**Details**
None|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
Agreement Error
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
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**Fund to which**
**asset belongs**
**Cost (optional)**
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**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
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**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
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**-**
**-**
Print Name
Kal Karim
Jeandre Hunter|**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**When due**
**(optional)**| ||||| ||||| ||||| ||||| ||||| ||||| ||||Date of
approval| |||Kal Karim|24/01/2023| |||Jeandre Hunter|24/01/2023| CCXX R2 accounts (SS) 31/01/2023 2 CHARITY COMMISSION I FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of The Kanm Foundation On accounts for the year ended 01-04-22 Charity no lif any) 1191413 Set out on pago8 I report to the trustees on my examination of the accounts of the above charity ("the Twst") for the year ended Rosponsibilltlas and basis of report As the chanty's trustees. you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145151{b) of the Act. Independent examiner'8 Statement I have completed my examination. I confim that no material matters have come to my attention in connection with the examination {other than that disclosed below "I which gives me cause to believe thal in, any material fespect.. the accounting records were not kept in accordance with section 130 of the Charities Act. or the accounts did not accord with Ihe accounting records., or the accounts did not comply with the appli¢able requirements Concerning the fomi and content of a¢counls set out in the Charities IA¢¢ounts and Reports) Regulations 2008 other than any requiremenl that the accounts give a 'lrue and fair, view which is not a matter Conside￿ as part of an independenl examination. I have no concerns and have come across no other matters in Connection th the examination to which attention should be drawn In this report in order to enable a proper understanding of the accounts to be reached. Please delete t e words in the brackets if they do not apply. Slgned: Date: Name: Relevant professional qualification{sl or body (if any): Address: IER Oct 2018 Section B Disclosure Only complete If the examiner needs lo highlight material matters af con￿rn {see CC32, Independent examination of charity accounts. directions and guidance for examiners). Give here brlef details of I any items that the examiner wishes to disclose IER Oct 2018