**To**
## **Trustees' Annual Report for the period**
Period start date Period end date 22 09 2020 01 04 2021
**From**
## Section A Reference and administration details
**Charity name** The Karim Foundation
**Other names charity is known by Registered charity number (if any)** 1191413
**Charity's principal address** 12 Gurney Way Cambridge **Postcode CB4 2ED**
## **Names of the charity trustees who manage the charity**
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Khalku Karim|Treasurer|||
||Shahida Rahman|Chair|||
||Jeandre Hunter||||
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## **Names of the trustees for the charity, if any, (for example, any custodian trustees)**
|**Name**|**Dates acted if not for whole year**|
|---|---|
|N/A||
|||
|||
**TAR**
March **2012**
1
## **Names and addresses of advisers (Optional information)**
|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|
|---|---|---|
|**Type of adviser**
**Name**
**Address**|||
|N/A|||
||||
||||
||||
## **Name of chief executive or names of senior staff members (Optional information)**
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Type of governing document
Constitution
- (eg. trust deed, constitution)
How the charity is constituted
CIO
- (eg. trust, association, company)
Trustees appointed on incorporation. There are no other trustees, but any Trustee selection methods news trustees can be selected as stated in the constitution (section 10 and (eg. appointed by, elected by) 11)
(eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- trustees’ consideration of major risks and the system and procedures to manage them.
We are following the Charity Governance Code for assessing governancefor small-charities and its code, that contained within the essential trustee: what you need to know, what you need to do (CC3) and The Essential Trustee. 6 main duties.
The organisation structure is that which was set out in the CIO has not changed since our incorporation on September 2020 and the first members of the CIO as the trustees (named) post AGMs.
- We have a partnership with the Cambridge Ethnic Community Forum (CECF), a leading organisation within the voluntary sector in Cambridge that provides support for ethnic minorities affected by covid-19 including culturally appropriate emergency food. We also work with the Cambridge City Council and Cambridge City Foodbank.
We have a compliance toolkit to know our donors, manage risk, GDPR, safeguarding, conflict of interest and complaints.
## **Section C Objectives and activities**
We are a Cambridge-based charity that aims to prevent or relieve poverty in Cambridgeshire for the public benefit by:
**Summary of the objects of the charity set out in its governing document**
- providing food, household items and support with domestic costs (e.g., food vouchers/utility top ups/fuel) for individuals in financial hardship including those from groups which face disproportionate disadvantage either through poverty or other status e.g. refugees/asylum seekers, ethnic minorities, residents/migrants, single parents, the disabled, children/young people, the elderly, those who are isolated, or with no recourse to public funds, or facing domestic violence.
**TAR**
March **2012**
2
- facilitating better partnership work in raising awareness and sharing knowledge of the impact of emergencies like Covid-19 on disadvantage and inequalities, leading to better targeted services.
**Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)**
The Karim Foundation is the only organisation of its kind in Cambridge providing culturally relevant food to support individuals and families in need for all communities. Our main activities are to relive poverty providing food, food vouchers, utility top ups and emergency support to individuals and families in need. We have provided diverse food supplies in keeping with the diverse make-up of the Cambridge community. We have delivered 27 food parcels that will be a mixture of dry products, perishables such as meat and fresh fruit and vegetables using a variety of local stores that can either be delivered to households or picked up whichever is suitable for the beneficiaries. We have also delivered diverse food directly to Cambridge City Foodbank.
Up to 01/04/21 we have not needed to provide supermarket vouchers and any essential small household items or small fuel grants such as a paid utility top up (gas/electric) but this is part of our provision for beneficiaries, if needed. All our beneficiaries are vetted by Cambridge City Council and the CECF. The beneficiaries we have supported are predominantly from the most deprived wards in Cambridge such as the CB2, CB4 and CB5 Postcode areas more than half of the beneficiaries were from areas that were already deprived prior to Covid-19.
All funds received have gone directly to the beneficiaries for the services named and our organisation costs are almost zero. Often, the support is one off individual support that is often needed. This highlights many families and individuals need one off support to get them through a particular difficult and challenging time. Also, those that need repeated help have been supported and be signposted to other services they may not have been aware of for a variety of reasons. From our experience when food poverty is identified, other issues are often highlighted that need support from our partners with relevant expertise.
## **Additional details of objectives and activities (Optional information)**
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
- contribution made by volunteers.
Grant making: As we are the only charity in Cambridge providing culturally relevant food to support individuals and families in need, working with established and experienced partners such as CECF and Cambridge City Council has been essential in identifying those in need who have been already carefully vetted. We have grant making policy for beneficiaries and those that come us for support are predominantly thought our partners and networks. As we become more established and well known we expect those in need to come to us directly as well as support through those channels already mentioned. The situation with beneficiaries are complex and need a multi-facetted approach but by working in partnerships with many groups, we are making a real difference.
## Section D Achievements and performance
**TAR**
March **2012**
3
Section D Achievements and erformance p Up to 01/04/21, The Karim Foundation has delivered all 27 food **Summary of the main** packages as stated and agreed to all beneficiaries successfully during **achievements of the charity** this period based on the activities described. Almost all our food **during the year** packages are time limited, and we deliver them within 24-48 hours from initial point of contact to delivery of food items. We are not tied to any local shop and source the best available ethnically diverse food from local stores within the city and online. This had made other stakeholders like Cambridge City Council and Foodbank better understand the need for food diversity that wasn’t always understood. We have most definitely championed this, and diverse food provision is no longer being seen as an unmet need that cannot be actioned. We have and are changing the landscape of food provision for those in need and stakeholders are benefiting from our local knowledge and expertise of cultural sensitivities and requirements. This is most definitely a legacy issue as we search for those invisible communities who may lack the confidence to ask for help. They may need more diversity in their food items or necessities to help them retain their cultural identity. Foodbanks are open to all but lack the capacity to cater to minority communities with specific needs. We try to fill that gap with vouchers for food, utility top-ups and fuel, ensuring all benefit from the compassion and generosity of the wider community. Collection of data will allow us and our partners to make better targeted and informed decisions on provision of diverse culturally relevant food. Also, those that need repeated help will be supported and be signposted to other services they may not have been aware of for a variety of reasons. From our experience when food poverty is identified, other issues are highlighted that stakeholders in the City can support (that is outside our remit and expertise) that are often complex and long term. We also had a successful ‘Stay Warm Stay Safe’ winter campaign where we delivered around 200 pieces of new clothing and footwear to service users at Wintercomfort for the Homeless to give to those in our community who need it most.
**Section E Financial review** Up to 01/04/21 we have £768.94 and looking forward to Ramadan 2021 **Brief statement of the** (April-May), our busiest donation period. **charity’s policy on reserves Details of any funds materially** None **in deficit**
**Further financial review details (Optional information)**
**TAR**
March **2012**
4
You **may choose** to include additional information, where relevant about:
- The principal source of funding is donations through JustGiving and also
- additional information, where direct donations to the charity account.
- relevant about: https://karimfoundation.co.uk/donate/
- • the charity’s principal sources of funds (including any fundraising); We also had a specific ‘Stay Warm Stay Safe’ winter fundraising
- • how expenditure has campaign for 200 pieces of new clothing and footwear to service users at Wintercomfort for the Homeless. https://karimfoundation.co.uk/stay-
- supported the key objectives warm-stay-safe-winter-campaign/
- of the charity;
- investment policy and objectives including any The expenditure has supported the key objectives already described. The ethical investment policy annual return breakdown shows all donations from 12/01/21 (when the adopted. charity bank account was set up) to financial year end 01/04/21 as £5030.05 where £1682.45 spent on the 27 food parcels for beneficiaries and diverse food to Cambridge City Foodbank and £2472.42 on clothing/footwear on our specific winter campaign and one emergency hardship case.
We have no investments.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
|**Signature(s)**
**Full name(s)**
**Position (eg Secretary, Chair,**
**etc)**
**Date**|||
|---|---|---|
||Shahida Rahman|Jeandre Hunter|
||
Chair of Trustees|Trustee|
||24/01/22||
||24/01/22||
**TAR**
March **2012**
5
|**The Karim Foundation**|**The Karim Foundation**||**No (if any)**||
|---|---|---|---|---|
|**Receipts and payments accounts**||||**CC16a**|
|**For the period**
**from**|22/09/2020|**To**|01/04/2021||
|**Section A Receipts and payments**|**Section A Receipts and payments**||||||
|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**5,030**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**5,030**
**-**
**-**
**-**
**5,030**
**1,682**
**2,472**
**7**
**99**
**-**
**-**
**-**
**-**
**-**
**4,260**
**-**
**-**
**-**
**4,260**
**770**
**-**
**-**
**770**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**5,030**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**5,030**
**-**
**-**
**-**
**5,030**
**1,682**
**2,472**
**7**
**99**
**-**
**-**
**-**
**-**
**-**
**4,260**
**-**
**-**
**-**
**4,260**
**770**||**Last year**
**to the nearest £**|
|Donations|**5,030**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_**_(Gross income for_
_AR)_|**5,030**|||||**-**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
||**-**||||||
||**-**|||||**-**|
|**_Sub total_**|**-**|||||**-**|
|**_Total receipts_**
**A3 Payments**|||||||
|||||||**-**|
||||||||
|
Foodpurchases|**1,682**|||||**-**|
|Clothing purchases|**2,472**|||||**-**|
|Phone line|**7**|||||**-**|
|Printing|**99**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_ **|**4,260**|||||**-**|
||||||||
|**A4 Asset and investment**
**purchases (see table)**|||||||
|**,**|**-**||||||
||**-**||||||
|**_Sub total_ **|**-**|||||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||
|||||||**-**|
||||||||
||**770**|**-**|**-**|
**770**||**-**|
||**-**|**-**|**-**|**-**||**-**|
||**-**|**-**|**-**|**-**||**-**|
||**770**|**-**|**-**|**770**||**-**|
CCXX R1 accounts (SS)
31/01/2022
1
|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**||
|---|---|---|---|
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B5 Liabilities**
**B3 Investment assets**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B1 Cash funds**|**Details**
None
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
None
None
**Details**
**Details**
None
**Details**
None
Signature|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
Agreement Error
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
Kal Karim
Jeandre Hunter|**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
|||Kal Karim|24/01/2022|
|||Jeandre Hunter|24/01/2022|
CCXX R2 accounts (SS)
31/01/2022
2
CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs report on the
accounts
Section A
Independent Examiner's Report
Report to the trusteesl
members of
The Karim Foundation
On accounts for the yoar , 01-04-21
ended I
Charity no
lif any)
1191413
Set out on pages
I report to the Iruslees on my examination of the accounts of the above
hanty 1.the Trust") for the year ended
Responslbilltles and
basis of report
As the charity's trustees. you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011
1.the Act.).
I report in resped of my examination of the Trust's accounts Garried out
under section 145 of the 2011 Act and in carying out my examination, I
have followed all the applicable Directions given by the Charity Commission
under section 145151(b) of the Act.
Independent
exarniner'8 statement I have completed my examination. I confinn that no material matters have
come to my attention in connection with the examination (other than that
disclosed below ') which gives me cause to believe that in, any malerial
respecl..
the accounting records were not kept in accordance with section 130
of the Charities Act., Of
the accounts did not accord with the accounting records.. or
the accounts did not comply with the applicable requirements
¢on¢erning the fomi and content of accounts sel out in the Charities
(A¢counts and Reports} Regulations 2008 other than any requirement
that the accounts give a 'true and fair, view which is not a matter
considered as part of an independent examination.
I have no conrRms aTrJ have come across no other matters in Connection
wrth the examination to which attention should be drawn in this report in
order to enable a proper understanding of the accounts lo be reached.
Please delete the words in Ihe brackets rfth8y do not apply.
Slgned:
Date:
Name:
Rèlevant professional
qualification(s} or body
(if any):
Address:
IER
Oct 2018
Section B
Disclosure
Only complete if the examiner needs to highlight material matters of concern
(see CC32, Independent examinakn'on of chaflty accounts.. directions and
guidance for examiners).
Give here brief details of
any items that the
examiner wishes to
dl8clo8e.
IER
Oct 2018