Charity # 1191382 KUNSAKA REPORTS AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH for the Year ended 31 March 2025 KUNSAKA Trustees Annual Roport and Flnanclal Statfrmfrnts For the year Ended 31 March 2025 CONTENTS Paoa L8gal and Admini8tr8llve Infomiatlon Report of the Truslee8 Report of the Reportlng Accountant 10 Statement of Flnanclal ActI￿tIeS {Income & Expendlture 11 KUNSAKA Trustees Annual Report and Flnanclal Statements For the yaar Endèd 31 March 2025 LEGAL AND ADMINISTRATIVE INFORMATION Charlty Nam•: KUNSAKA Charfty Numb•r: 1191382 Tru•tO••: Mr Soka Kapundu - ChaSrperson Mr. Benny Bwembya Mulenga - Treasurer Mr, Mublana Liboma - S8Gf818ry Chorlty Regl•tor•d Offlco.. Unlt 40, ORCA Busines8 Centre Charlottè Despard Avenue London. SW12 5HD. Independent Examln•r: TKN Assoaates 11 Elsinore Road London SE23 2SH Bankers Uoyds Bank P.0. Box 1000 Andover BX11LT KUNSAKA Report of the Trustees For the year Ended 31 March 2025 The trustees of Kunsaka present the charity's Annual Report and Financial Statements for the year ended 31 March 2025 STRUCTURE, GOVERNANCE AND MANAGEMENT Legal status and Govomlng document Kunsaka is a registered charity govemed by ils Constitution adoptéd In J8nuary 2018. The charity was fomied in response to the needs of disadvantaged African and Black and Minority Ethnic communities in London, particularty older people affeded by isolation, ill- health and Social exclusion. The charity dellvers culturally appropriate seNces across Wandsworth and suffounding boroughs, focuslng on mental health and wellbeing, soclal indusion, digrtal 5ki11s and health promotion. Organliatlon Structure Kunsaka is governed by a Board of Trustees, who are responsible for settlng the charity's overall Strategy, direcllon and policies, and for ensurlng that the organlsatlon operates in accordance with Its govemlng document and charSty law. Trustees colleclSvely cary ulllmale responslblllty for the slewardshlp and proper conduct of the charity. They ensure that Kunsaka meets its legal, regul810ry and contractual obligalions 81 all limes, includlng compliance wllh saf8guarding requirements and accountability to lunders and stakeholders. The Board rneels regularly throughout the year lo consSder matters critical to the effective end sustainable running of the charity. These include slralegic planning, risk assessment, safeguarding oversight, and th8 review of management accounts and performance reports. Trustees bring a range of skills, experience and lived understanding of the challenges faced by the communities Kunsaka supports. enabllng informed decision-maklng and 81rong governance. Appolntrn•nt and Inductlon of Tru•to08. The Injslees of the charity held office during ihe finanaal year and as at the d81e of this report are set out on page 3. The trustees are el8CtedIapF￿lnted in accordance with the rules sel out in the charity's goveming document. Inductlon & Tralning Newley elected trustees are provided with comprehensive induction pack containing the constitution of Kunsaka and the roles and responsibi1Stles of charlly Iruslees. They are always oriented, briefed and mentored by established trustees on their legal obligalions under charity law. the content of the conslitutlon. the decision-making process, the objectives, stralegies and recent financial perfomiance of the charity. Risk Managomenl The trustees recognise that any major risk to which the charity is exposed need to be reviewed and systems put in place lo mitigate those risks. To this end, tru51ees are conllnually monitoring and managing its rlsks and ensuring adon p18ns are in p18ce to mitigate those key risks. KUNSAKA Report of the Trustee8 For the ￿ar End•d 31 March 2025 (Continued) The charity has appropriat8 procedure in place. which prowde reasonable assurance that the risks identified by them are mitigated to an acceptable level. These procedures are reviewed periodically lo ensure they meet the needs of the charity. Major risks. for this purpose, are those that may have signwlcant effect on qualSty and sultability of programs AGhievemenl ol prograrnme aims and objectives Availability of competent volunteers to manage the programmes Availability of funding for the programmes OBJECTIVE, AIMS AND PRINCIPAL ACTIVITIES ObJ0Cts and Aims.. The principal objects of Kunsaka, as set out in its Cons15tullon, are to relleve hardshlp an dlsadvantage and to Improv8 the health. wellbeing and Ilfe opportunities of people In need. particularly those affected by age, ill-health, disability, financial hardship and soci81 excluslon. In practlce. Kunsaka'$ work focuses on older African 8ld8rs 8nd B18ck and Mlnorfty Ethnlc IBMEI cornmunSlles living in Wandsworth and surrounding London boroughs, rn8ny of whom expenence Isolation, poverty, poor health outcomes and barriers to accessing services. Kunsaka's aims during the year were lo.. relieve hardship and social Isolation among older pgople and disadvantaged individuals., preserve and protecl physical and mental health through culturally appropriale 5UPPOrt', advance education, skills and digital indusion to improve independence and access to services., provide recreational, social and community-based aclivilies that improve quality of Ilfe and wellbeing., 8UPPOrt individua18 and families to navlgate health, welfare and socSal care systems. ACTIVITIES: During the year ended 31 March 2025, Kunsaka operated in an increaslngly challenglng envlronment, marked by rfsing IlvSng cosls, growng heamh Inequallties and increasin9 ment81 health needs among the cornrnunitie5 It serves. The majority of beneficiaries SUPPOrted were from Black and Minority Ethnic backgrounds, particularly African communili8S, Wlth a stron9 focus on older people, families and vulnerable adults. KUNSAKA Report of tho Tru5tse8 For the year Ended 31 March 2025 Icontlnued Kunsaka delivered the followlng principal actmties.. Mental Health and Soclal Incluslon for Old•r African Eld•rs A core area of Kunsaka's work during the year was supporting older Afrlcan elders who experience chronic loneliness and social isolation. The ¢harity deliVe￿d a weekty Luncheon and Social Club, in collaboration with local Partners. providlng a safe and welcoming space where elders could come together lo share meals, socialise, and build supportive peer networks. The sessions contributed lo improved mental wellbelng, reduced bsolats'on and increased confidence. The Luncheon Club also act8d as a gateway lo wder support. enabling beneflciaries lo access information about health setvlces, social care and cornmunlty resources. Dlgltsl In¢luslon and IT Empowernient Kuns8ka delivered basic IT and digital skills training, particularty targeted at older people and those wlh limited digital Gonfidence. Th8 aim was to reduce digital exclusion and support beneficiaries to access online services, including health appoinlmenls, benefits, housing Infom)atlon and community support. This work was especially Important given the inixeasing reli8nce on dyital platforms for essential servkes. Haalth, Sexual Health and HIV Prevenllon Kunsaka delivered culturally sensitive health and sexual health programmes across South Wesl London, wlh a focus on Black and Minorlty Ethnlc communllles. Aclfvlties induded.. community oulreach and engagement 8OS8ion8' HIV awareness and prevention education,, rapid HIV testing delivered in trusted communSly settlngs; one-to￿n8 b8haviour change interventions; condom distribution and signposting to speciallsl servlces. These intarv8ntSons improved awareness of HIV preventlon, Including P￿P and PEP, and supported earller access to tesllng and care. Intergeneratlonal and Communlty Volunteering The charity faGilitated interyeneratlonal volunteering and mentoring. enabling older people, young adults 8nd volunteers to contribute to activities such as the luncheon club. outreach avents and community support. This approach strengthened social conneclions, promoted mutual understanding and SUPF*Jted wellb8ing for both volunteers and b8neficiaries. KUNSAKA Report of the Trustses For the year Ended 31 March 2025 (Continued) Responding to Cost-of-Llvlng Pressures During the year, rising living costs significantly affected many se￿iCe vsers, particulady older people and those on low or fixed incomes. Kunsaka responded by integrating pradical support into its core activI￿e5, Includin8'. access to warm, welc¢Jming community $pace8: signposling and support lo access benefits and local support schemes., ensuring vulnerable Indlvlduals had regular access to food and social contact through communal activities. These intervenuons helped lo reduce Isolation, l¢)>J SnsecurSty and stress among benefiGiarSes. Impact Across all activities, Kunsaka's work contrlbuted to.. reduced lonellnes8 and18olation 8mong older people- improved mental wellbeing and confidence., increased access lo health, social care and sexual health services: strengthened community connections and peer support., greater digital confidence and Independenc8. Beneficlary feedback consistentty hlghlighted th8 importance of cU￿UrallY aPPTopriale, community-based support in improving qu81ity of life. Fundralslng Fundraising during the year remaSn8d challenging du8 to y￿der economic conditions. Kunsaka is grateful for the continued support of its funders, induding City Brldge Trust, Wimbledon Community Fund and South West London health partners, whose contributions enabled the charity to Sustain and dellver essential seTvice5 throughout the y8ar. Reserves Pollcy The trustees have reviewed the charity's reserves posltlon and establlshed a reserves pollcy approprlate to the size, athvittes and fundlng proflle of the organisa￿on. Kunsaka's income is largely derived from restricted grants awarded for specrfic projects. As such, Ihe trustees consider it prudent to m8int8ln a modest level of unrestricted reserves to ensure the charity can meet its core running costs, manage cash-flow fluctuations and spond to unforeseen circumstances. The trustees. policy is io airn to hold unrestricted free reserves equivalent lo approximately three months of core operating expenditure. This level of reserves is considered sufficient to mitigate key risks, including delays In funding receipts, unexpected cost increases and short- term disruption to seNice iJelivery. In Setting this policy, the trustees have 8150 taken into account the charity's mediurn-term fvnding secunty. From 2024, Kunsaka has been awarded a five-year grant from the City of KUNSAKA Report of the TrustO05 For the year Ended 31 March 2025 (Contlnued) London Corporation of £9,700 per annum. thich contributes towards core organisational costs. While this fvnding is not treated as reserves, Il provides a degree of income stability and reduces the financial risk faced by the charity, thereby influencing the level of unrestricted reseTV8S the trustees consider appropriale. Al the year end, the trustees review8d the level of unrestricted reserves held against this larget and are satisfied Ihal the ￿SeNeS position is appropriate given the charity's current scale, risk profile and funding arrangemen15. The reserves policy wll be reviewed annually 8s part of the trustees, ongoing financial oversight. Flnanclal Rovlow During the year ended 31 March 2025, Kunsaka g8neratsd total Income of £40,61 S, primadly from restricted grants provlded by trusts and stalulory partners to support th8 dellvery of speclll¢ Charftable 8cllvilies. The prSnclpal sources of Incorne Included fundlng from SEPTRA, the City of London, and AHF AIDS Funding, togetherwth a small amount of unrestrfcted tr8dlng and communlty Sncome. Total expenditure for the year amounted to £40,230. wlth the rn8lorlty of sp8ndlng applled dlTeclly lo progr8mme delivery. Key areas of expendllure Included sesslonal fees, venue hire, volunteer costs, food and refreshments, and other projecl-related costs. Governance and overhead costs were carefully controlled and ￿rna1ned proportionate to the slze and level of activlty of the charSty. The year closed wth a modest surplus 01 £385, vthlch h85 ￿en retained ￿￿thin unrestricted funds. Thls surplus reflects prudent financial management in a year where expenditure was closely aligned with available funding and v4here most income was reslricled and therefore r8quSred to be fully applied lo charitable activities. ObJectlv•8 for 2025-26 The truslees would like to thank staff, volunteers and partners for thelr commltment and contribution during the year under revlew. Lookln8 ahead, the trustees remain focused on stren8thenlng Kunsaka's role as a trusted, communlty-led or8anlsadon respondbng to the evolvlng needs of older African elders and Black and Minority Ethnic communities in London. In the coming year, the trustees vlll focus on the following p￿OritIes- Strongthonlng governance and organisatlonal GapaGIty The trustees will continue lo bulld the capaclly of the Board through skills developmenl, effectlve overslghl and good govemance practices, ensuring the charity ￿MaInS well-managed, compliant and resilient as it grows. Developing service8 in partnfjrshlp wlth benefiGiari05 Kunsaka will continue to work closely wth service users to shape and develop activlties that respond to emerging needs. Priority areas include tackling loneliness KUNSAKA Report of the Trustees For the year Ended 31 March 2025 (Continued) and isolation, supportSng mental health and V￿lIbeing, addressing cost-of-liwng pressures, and reducing digilal excluslon. Su¥talnlng and expandlng core programme• The charity will seek to sustain its mental health, social incluslon, digital empowemienl and sexual health programmes. while exploring opportunities to extend reach where resources allow. Bullding and strengthening partnershlp8 Kunsaka will continue to develop meaningful partnership8 wllh community organisatlons, statutory bodies and funders to increase impact, reduce duplicatlon and reach more people in need across Wandsworth and neighbouring boroughs. lrnprovlng financlal sustalnablllty Trustees will priorilise diversifying income streams and strengthening fundraising adivily to support long-term sustainability and reduce reliance on single funding Sources. The trustees are confident that these prlorities wlll enable Kunsaka to r8main responsive, 6uslainabl8 and Impacthjl, while conlinulng lo deliver hlgh-quallly, culturally approprlate 88rvlc8s that improve wellbelng and quallly of Ilfè for the communitles It serves. Signed on behalf of the trustees: ChalrlTrust88 Dale.. 19117 /2og6 Soka Kapundu KUNSAKA Indepondent Examiner's Report to the Trustees of KUNSAKA For th• ygar Ended 31 March 2025 I report to the trustees on my examination of the accounts of Kunsaka for the year ended 31 March 2025 which are set out on pages 11 to 12 Responslbllltles and ba819 of report As the charity's trustees you are responsible for the preparation of the accounts in accordano with the Charity's Ad 2021 {'the Act.) I r8POrt in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have foll0v￿d all the applicable Directions given by the Charty Commission under 88Ction 145(5llbl of the Act Independent examlnerfs 8tatem•nt I have completed my examination. I confirm that no material matters have come to my attention in connection V￿th the examination which gives me Gause to believe that, in any material respect.. the accounting records were not kept in accordance with section 130 of the Charities Act, or the accounts did not accord accounting records., or the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in th8 charities (account8 and Report8) Regulations 2008 other than any requirement that the accounts give a "true and faiff view which is not a matter considered as part of an independent examination. I have no concerns and have come acros8 no other matters in connection with the examination to which altention should be drawn In th18 report in order to enable a proper understanding of the accounts be reached. Signed: Date.. 18.01.2026 Richard Takan TNK Associates 11 Elsinore Road London SE23 2SH io KUNSAKA INCOME AND EXPENDITURE ACCOUNT AS AT 31st MARCH 202S 2025 2025 2024 UDre8iTlcted Rutrlcted Total INCOME City of IA)ndon African Health Policy AHF AIDS Funding SEPTRA Trading & Comrnunity incomc Totsl Income 9.71KJ 9.700 4,850 1.199 1,582 211.963 1.582 28,963 370 40,615 9.262 8,817 24,127 370 3711 40345 EXPENDITURE S¢s$ion41 F¢ Insurance Volurttttr Co818 Project Equipmcn¢ Subs¢riptioThs Rent & Room Hire Dcpreci&tion Accountancy Website CoBts Digital Costs Training Food & Refreshments PPE Youth Project Suhdry Costs Outings T¢l¢phone Travcl 23.015 92 2,650 150 569 5.040 750 23.015 92 2.650 150 569 5,040 750 950 994 56S 3,667 89 2,997 1,620 650 3,000 750 950 984 571 850 3,252 59 8,817 19 1.500 853 1.243 950 994 565 2,451 2.451 103 1,000 600 1,301 103 1,000 6(K) 1.301 Total Expcnditure 40,230 40,230 31,870 Surplus for the Year 370 15 385 -7,742 Approved: Soka Kapundu- Chair 1810112026 Date..