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2025-04-05-accounts

1

THE CLEMENCE CHARITABLE TRUST

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5TH APRIL 2025

Page 1 Index Page 2 Reference and Administrative Information Pages 3 & 4 Trustees' Report Page 5 Independent Examiner's Report Page 6 Statement of Financial Activities Page 7 Balance Sheet Pages 8 to 10 Notes to the Financial Statements

2

THE CLEMENCE CHARITABLE TRUST

Registered Charity No. 1191343

REFERENCE AND ADMINISTRATIVE INFORMATION

TRUSTEES

W.J.Clemence J.R.E.K.Clemence J.M.O.Clemence

ADDRESS

Dyers Hill House Dyers Hill Charlbury Chipping Norton OX7 3QD

BANKERS

Cater Allen Private Bank 9, Nelson Street, Bradford. BD1 5AN

INDEPENDENT EXAMINER

Steve Hale FCA FCCA On behalf of Perrys Audit Limited Churchdown Chambers, Bordyke, Tonbridge, Kent TN9 1NR

3

THE CLEMENCE CHARITABLE TRUST

TRUSTEES' REPORT

The Trustees present their Report and Financial Statements for the year ended 5th April 2025.

REFERENCE AND ADMINISTRATIVE INFORMATION

Details are shown on page 2.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

The governing document is the Trust Deed dated 26 November 2018.

Appointment of Trustees.

The power of appointing new Trustees vests in the Trustees.

Risk Management

The major risks to which the charity is exposed, as identified by the Trustees, have been reviewed and systems are in place to manage those risks.

OBJECTIVES AND ACTIVITIES

The Trust Deed provides that the Trustees may distribute the income or capital of the Trust Fund to or for the charitable purposes of such Charities (being Charities registered as such with the Charity Commission for England and Wales) or for such charitable purposes in the United Kingdom or overseas in such proportions and in such manner and subject to such terms and conditions as the Trustees may in their absolute discretion determine.

PUBLIC BENEFIT

In meeting the objectives the Trustees have given careful consideration to the Charity Commission's general guidance on public benefit and are satisfied that all donations made meet this guidance.

ACHIEVEMENTS AND FINANCIAL REVIEW

In accordance with the provisions of the Trust Deed an initial capital sum of £400 was paid. The Trust has been approved by HM Revenue and Customs as a charitable trust and was registered at The Charity Commission for England and Wales on 18th September 2020.

The results for the year are shown on page 6. The Trustees are satisfied with the state of the Trust's affairs.

During the year the charity benefited from a large legacy from a family member. The Trustees considered it appropriate that the majority of this legacy be granted rather than added to the charity’s funds. This resulted in a significant increase in grant making during the year.

RESULTS

There was a surplus of income for the period of £39,112 (2024 surplus £5,341). Investment losses amounted to £4,388 (2024 gains £1,138).

GRANTS

During the period grants totalling £211,795 were made (2024 £12,582).

RESERVES POLICY

The trustees aim to retain a minimum level of reserves sufficient to ensure that the charity can meet all future forecast operational expenditure, and without a maximum, seeking to grow the charity’s invested funds, and annual income.

4

THE CLEMENCE CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED)

POST BALANCE SHEET EVENTS

The charity was merged with the John and Heather Clemence Charitable Settlement (registered charity number 283114). This was registered by the Charities Commission on 8 December 2025 but with a transfer of assets date of 12 August 2021 .

FUTURE PLANS

The Trustees plan to operate the charity as a grant making charity within the objects of the Deed.

GOING CONCERN

The Trustees consider that there are no material uncertainties about the ability to continue as a going concern.

CHANGES IN TRUSTEES

John Alistair Clemence died on 21st March 2025 and no trustees were added during the year.

RELATED PARTY TRANSACTIONS

There have been no transactions with persons or entities that are closely connected to the charity or its Trustees (2024 None).

TRUSTEES' REMUNERATION AND BENEFITS

None of the Trustees have been paid any remuneration or received any other benefits from the Charity.

TRUSTEES' EXPENSES

No Trustees' expenses were incurred in the year (2024 - none) .

STATEMENT OF THE TRUSTEES' RESPONSIBILITIES

Charity Law requires the Trustees to prepare Financial Statements for each financial year which give a true and fair view of the Trust's financial activities during the year and of its financial position at the end of the year. In preparing those Financial Statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Trust and which enable them to ensure that the Financial Statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the Trust and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

James Clemence

Trustee

Date: 9.1.26

5

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF

THE CLEMENCE CHARITABLE TRUST

I report on the Financial Statements of The Clemence Charitable Trust for the year ended 5 April 2025, which are set out on pages 6 to 10.

RESPONSIBILITIES AND BASIS OF REPORTOF TRUSTEES AND EXAMINER

As the Trustees you are responsible for the preparation of the accounts in accordance with the Financial requirements of the Charities Act 2011 (the Act). I report in respect of my examination of Charity's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

INDEPENDENT EXAMINER'S STATEMENT

Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in s. 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect :

  1. accounting records were not kept in respect of the Charity as required by section 130 of the Act : or

  2. the accounts do not accord with those records : or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the acconts to be reached.

S Hale

Steve Hale FCA FCCA On behalf of Perrys Audit Ltd Churchdown Chambers Bordyke, Tonbridge Kent TN9 1NR

Date 23.1.26

6

THE CLEMENCE CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES For the year ended 5th April 2025

INCOME
Note
Investment income
2
Interest
Donations and legacies
Gift Aid recoverable
Total incoming resources
EXPENDITURE
Charitable Activities
Distributions to Charities
Investment manager's fees
Fundraising costs
Accountancy
Total expenditure
Net income less expenditure
Realised losses on sales of Investments
Unrealised increase/decrease in value of investments
Balance brought forward at 6 April 2024
Total Funds at 5 April 2025
2025
£
16,095
28
237,622
125
253,870
211,795
1,805
-
1,158
£214,758
39,112
(750)
(3,638)
308,151
£342,876
2024
£
14,554
21
5,135
1,185
20,895
12,582
1,712
-
1,260
£15,554
5,341
(2,327)
3,465
301,672
£308,151

The notes on page 8 to 10 form part of the Financial Statements.

7

THE CLEMENCE CHARITABLE TRUST

BALANCE SHEET At 5 April 2025

Note
FIXED ASSETS - INVESTMENTS
2/3
CURRENT ASSETS
BALANCES AT BANKERS AND INVESTMENT MANAGE
4
DEBTOR
5
TOTAL CURRENT ASSETS
CREDITORS
6
NET CURRENT ASSETS LESS LIABILITIES
TOTAL ASSETS LESS LIABILITIES
Representing:-
FUND CAPITAL
2025
£
285,679
59,622
125
59,747
2,550
57,197
£342,876
342,876
£342,876
2024
£
289,097
19,207
1,185
20,392
1,338
£19,054
£308,151
308,151
£308,151

The notes on page 8 to 10 form part of the Financial Statements.

Approved by the Trustees on:

J.R.E.K.CLEMENCE W.J.CLEMENCE TRUSTEES J.M.O.CLEMENCE Dated 9.1.26

THE CLEMENCE CHARITABLE TRUST

8

NOTE TO THE FINANCIAL STATEMENTS For the year ended 5th April 2025

1 (a) Basis of Accounting

The Financial Statements have been prepared under the historical cost convention with the exception that investments are valued at market value. The Financial Statements are in accordance with applicable accounting standards, the Statement of Recommended Practice, Accounting and Reporting by Charities (SORP FRS 102) and comply with the Charities (Accounts and Reports) Regulations 2008 issued under the Charities Act 2011.

(b) Income

Investment income is recorded when receivable. Gift Aid Donations are shown inclusive of the tax reclaimable.

(c) Expenditure

Expenditure is included in the Financial Statements on an accruals basis.

(d) Fund accounting

Funds held by the charity are either:

Unrestricted Funds - these are funds which can be used in accordance with the charitable objects at the discretion of the trustees or

Restricted Funds - these are funds that can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

The Trustees regard all funds held at the end of the accounting period as expendable endowment.

THE CLEMENCE CHARITABLE TRUST

9

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 5 April 2025

2 Fixed asset investments
Fixed Interest
M & G Corporate Bond Fund
Income Fund Units
Man Fixed Interest
Corporate bond
Twentyfour Income Fund Ltd
Ordinary redeemable 1p shares
United Kingdom Equities
Bankers Investment Trust plc
25p Ordinary shares
City of London Investment Trust plc
25p Ordinary shares
Gore Street Energy Storage Fund
1p Ordinary shares
Henderson High Income Trust plc
5p Ordinary shares
JP Morgan Global Growth and Income plc
5p Ordinary shares
Law Debenture Corporation plc
5p Ordinary shares
Murray Income Trust plc
25p Ordinary shares
Murray International Trust
25p Ordinary shares
New River REIT
1p Ordinary shares
Ninety One Fund Managers
Diversified Income J2 Income shares
Residential Secure Income plc
1p ordinary shares
Scottish Investment Trust plc
25p Ordinary shares
SSGA SPDR ETFS Europe 1 plc
S & P US dividend Arostocrats UCIT
Temple Bar Investment Trust plc
25p Ordinary shares
Unit Trusts
M & G Equities Investment Fund for
Charities Income units
M & G Dividend Fund
Income units
M & G UK Income Fund
Income units
Total securities
Dividends pending
Total investment value
Holdings 6.4.24
Nominal
Cost
Nominal
£
Purchases/(Sales)
Holdings at 5.4.25
Cost/
Gain/
Nominal
Cost
Value
Income
Income
(Proceeds)
(loss)
5.4.25
2025
2024
£
£
£
£
£
£
Purchases/(Sales)
Holdings at 5.4.25
Cost/
Gain/
Nominal
Cost
Value
Income
Income
(Proceeds)
(loss)
5.4.25
2025
2024
£
£
£
£
£
£
Purchases/(Sales)
Holdings at 5.4.25
Cost/
Gain/
Nominal
Cost
Value
Income
Income
(Proceeds)
(loss)
5.4.25
2025
2024
£
£
£
£
£
£
42,900
12,820
-
-
-
42,900
12,820
14,912
721.71
688
11,506
9,966
-
-
-
11,506
9,966
11,851
789.45
567
4,250
4,511
-
-
-
4,250
4,511
4,616
423.30
445
27,297
0.00
0.00
27,297
31,378
1,934.46
1,700
15,000
6,331
-
-
-
15,000
6,331
15,540
405.30
384
4,875
15,064
-
-
-
4,875
15,064
20,743
1,038.38
985
6,182
7,499
-
-
-
6,182
7,499
2,952
251.11
464
10,000
11,204
-
-
-
10,000
11,204
15,700
1,070.00
1,035
5,767
13,894
-
-
-
5,767
13,894
28,431
1,314.88
1,022
2,050
6,687
-
-
-
2,050
6,687
16,728
686.75
648
2,625
17,789
-
-
-
2,625
17,789
20,528
1,023.75
1,050
4,925
12,184
-
-
-
4,925
12,184
12,140
581.15
552
13,210
32,019
-
-
-
13,210
32,019
8,758
819.02
872
20,250
20,438
(6,750)
-6,063
(750.00)
13,500
13,421
12,261
611.33
840
4,125
4,541
-
-
-
4,125
4,541
2,228
169.95
191
-
-
-
-
-
-
-
-
-
-
210
12,065
100
5,968
-
310
18,033
17,050
376.08
250
5,500
10,577
-
-
-
5,500
10,577
14,960
618.75
528
1,810
11,963
-
-
-
1,810
11,963
26,067
1,638.05
1,557
2,260
15,727
2,260
15,727
23,751
1,614.15
1,609
1,344
9,211
-
-
-
1,344
9,211
15,400
876.67
867
207,193
(95.00)
(750.00)
206,144
253,236
13,095.32
12,853
£234,490
(£95.00)
(£750.00)
£233,441
£284,614
£15,029.78
£14,554
233,441
£1,065
£1,065
£285,679
£16,095
206,144
253,236
13,095.32
12,853
£233,441
£284,614
£15,029.78
£14,554
233,441 £1,065
£1,065
£285,679
£16,095

THE CLEMENCE CHARITABLE TRUST

10

NOTE TO THE FINANCIAL STATEMENTS For the year ended 5th April 2025

3
INVESTMENTS AT MARKET VALUE
Value at 5th April 2024
Purchases
Sales
Realised Losses
Unrealised losses (decrease/increase in value)
Dividends pending
Value at 5th April 2025
4
BALANCES AT BANK AND INVESTMENT MANAGERS
Balance at bank
Balances at investment managers
5
Debtor
Tax recoverable
6
Creditors
Due to London Scottish Jubilee Appeal
Independent Examiner's fee
Investment manager's fees
2025
£
289,097
5,968
(6,063)
(750)
(3,638)
1,065
£285,679
2025
£
58,783
838
£59,622
2025
125
2025
£
-
2,100
450
£2,550
2024
£
290,340
9,966
(12,347)
(2,327)
3,465
-
£289,097
2024
£
17,823
1,384
£19,207
2024
1,185
2024
£
108
1,230
-
£1,338