## **Trustees’ Annual Report for the period** **From 01/09/2024 Period start date To 31/08/2025 Period end date** **Charity name: Overcome** **Charity registration number: 1191308** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|To cost-effectively treat mental illnesses with
the help of science and technology| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17 and
1.19|Improvement of the layperson tele-
counselling service
A randomised controlled pilot study to test its
efficacy on insomnia specifically| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**Yes**| **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by 1 volunteers Other ## **Achievements and Performance** **----- Start of picture text -----**
SORP reference
We were able to attract serious funding for
**----- End of picture text -----**
|**Achievements and Performance**|**Achievements and Performance**|**Achievements and Performance**| |---|---|---| |SORP reference||| |||We were able to attract serious funding for| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|the time due to the success of the
telecounselling programme.
We were able to demonstrate its efficacy -
before the programme, clients rated their
lives ~4 out of 10 on average. Afterwards,
they rated it ~6 out of 10 on average. They
saw statistically and practically significant
reductions in depression, anxiety, and other
validated measures of ill mental health.| **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| 2 ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|**Yes**| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**To use for charity work**| |Amount of reserves held|Para 1.22|**GBP139,459**| |Reasons for holding zero
reserves|Para 1.22|| |Details of fund materially in
deficit|Para 1.24|We have no debts.| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|We are not concerned.| |**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:| |---|---|---| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**Donation by the members and other**
**charities**| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|**N/A**| |A description of the principal
risks facing the charity|Para 1.46|**N/A**| |Other||| 3 ## **Structure, Governance and Management** |Description of charity’s
trusts:||We have no trusts| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|CIO - FOUNDATION Registered 15 Sept 2020| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**CIO**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Please refer to constitution| ## **Additional information (optional)** You may choose to include further statements where relevant about: **----- Start of picture text -----**
Policies and procedures
adopted for the induction and Para 1.51
training of trustees
The charity’s organisational
structure and any wider Para 1.51
network with which the
charity works
We could not afford to hire a CEO to
manage the charity effectively on our small
Relationship with any related Para 1.51 budget. We decided that John Salter would
parties take over management responsibilities.
Until such time as a replacement is
appointed, he would be paid a stipend to
cover his living expenses so long as that
stipend, divided by the number of hours
worked, did not exceed minimum wage.
New provisional trustees were vetted over
the financial period. It is our intention for
John to step down as trustee and for his
reappointment as chief executive to be
decided by the new trustees.
If he is reappointed, to avoid accusations of
financial benefit, it is decided that for at least
one year his compensation should not
exceed minimum wage. Thereafter, any
decisions around increased compensation
should be universal for at least the twelve
months.
**----- End of picture text -----**
4 Other ## **Reference and Administrative details** **----- Start of picture text -----**
Charity name OVERCOME
Other name the charity uses
Registered charity number 1191308
Charity’s principal address ELMCREST
ORCHARD ROAD
ARNSIDE
CARNFORTH
LA5 0DP
**----- End of picture text -----**
5 **Names of the charity trustees who manage the charity** **----- Start of picture text -----**
Nam
e of
pers
on
(or
body
Dates acted if not for whole )
Trustee name Office (if any)
year entitl
ed to
appo
int
trust
ee (if
any)
1 John Salter Chairperson
2 Jake Brindley Treasure
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
**----- End of picture text -----**
## **Funds held as custodian trustees on behalf of others** Description of the assets N/A held in this capacity Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets 6 ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** ||**Type of**
**adviser**
**Name**
**Address**
**Name of chief executive or names of senior staff members (Optional information)**
**Exemptions from disclosure**
Reason for non-disclosure of key personnel details| |---|---| ||| ||| ||| ||| ||| ||| ||| ||**N/A**| ||**Other optional information**| ||**N/A**| 7 **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **----- Start of picture text -----**
Signature(s)
Jake Brinderly
Full name(s) John Salter
Position (eg Chairperson Treasure
Secretary, Chair, etc)
Date
26/07/2026
**----- End of picture text -----**
8 ## **Independent examiner's report on the accounts** ## **Section A Independent Examiner’s Report** |**Report to the trustees/**
**members of**
**On accounts for the year**
**ended**
**Set out on pages**|**OVERCOME**| |---|---| ||| ||**31 August -2025**
**Charity no**
**(if any)**
**1191308**| ||| ||| I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31/08/2025** . **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. |**Signed:**
**Name:**
**Relevant professional**
**qualification(s) or body**
**(if any):**
**Address:**|**Date:**|| |---|---|---| |||26/07/2025| |||| ||Zeeshan Munawar|| |||| ||ACCA|| |||| ||232-236 Green Street|| ||London, E7 8LE|| **Oct 2018** **IER** 1 9 ## **Section B Disclosure** Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the** Not Applicable **examiner wishes to disclose** . **Oct 2018** **IER** 2 10 ## **OVERCOME STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 AUG 2025** |**Incoming resources (Note 1)**
**Income and endowments from:**
Donations and legacies
Charitable activities
Grants
Investments
Separate material item of income
Other
**_Total_**
**Resources expended (Note 2)**
**Expenditure on:**
Raising funds
Cost of Charitable activities
Governance Costs
Other
**_Total_**
**before investment**
**gains/(losses)**
Net gains/(losses) on investments
**Net income/(expenditure)**
**Extraordinary items**
**Transfers between funds**
**gains/(losses):**
Loans & Advances
Other gains/(losses)
**_Net movement in funds_**
**_Reconciliation of funds:_**
Total funds brought forward
**_Total funds carried forward_**|**Unrestricted**
**funds**
**Restricted**
**income funds**
**Endowment**
**funds**
**£**
**£**
**£**
F01
F02
F03
3,856
-
-
37,069
-
-
254,123
-
-
-
-
-
-
-
-
-
-
-|**Total funds**
**31 Aug 2025**
**Prior year**
**funds**
**31 Aug 2024**
**£**
**£**
F04
F05
3,856
42,352
37,069
-
254,123
-
-
-
-
-
-
-| |---|---|---| ||**295,048**
**-**
**-**|**295,048**
**42,352**| ||-
-
-
170,523
2,916
-
350
-
-
6,310
-
-|-
-
173,439
59,505
350
-
6,310
-| ||**177,183**
**2,916**
**-**|**180,099**
**59,505**| |||| ||117,865
2,916
-
-|114,949
17,153
-| ||-
-
-|-
-| ||117,865
2,916
-
-|114,949
17,153
-| ||-
-
-
-
-
-
-
-
-
-|-
-
-
-
-
-
-
-| ||**117,865**
**2,916**
**-**
**-**|**114,949**
**17,153**
**-**| ||21,594
2,916
-|24,510
41,663| ||**139,459**
**-**
**-**|**139,459**
**24,510**| 11 ## **OVERCOME** ## **STATEMENT OF FINANCIAL POSITION AS AT 31 AUGUST 2025** |**Fixed assets**
**Intangible assets**
**Tangible assets**
**_Total fixed assets_**
**Current assets**
**Stocks**
**Debtors**
**Cash at bank and in hand (Note 9)**
**_Total current assets_**
**Creditors: amounts falling due within**
**one year (Note 8)**
**_Net current assets/(liabilities)_**
**_Total assets less current liabilities_**
**Creditors: amounts falling due after**
**one year (Note 8)**
**_Total net assets or liabilities_**
**Funds of the Charity**
**Restricted income funds (Note 10)**
**Unrestricted funds**
**Revaluation reserve**
**_Total funds_**
Signed by one or two trustees on behalf of all
the trustees|**Unrestricted**
**funds**
**Restricted**
**income funds**
**Endowment**
**funds**
**Total**
**31 AUG 2025**
**Total last**
**year 31**
**AUG 2024**
**£**
**£**
**£**
**£**
**£**
F01
F02
F03
F04
F05
- - -
-
-
- - -
-
-| |---|---| ||- - -
-
-| ||- - -
-
-
7,000 - -
7,000
-
132,809
- -
132,809
24,510| ||**139,809**
**- -**
**139,809**
**24,510**| ||
350 - -
350
-| ||139,459
- -
139,459
24,510| ||| ||**139,459**
**- -**
**139,459**
**24,510**| ||- - -
-
-| ||**139,459 - -**
**139,459**
**24,510**| ||-
-
-
139,459 - -
139,459
-
-| ||**139,459**
**- -**
**139,459**
**-**| ||
Date of
approval
**08/07/2026**
Print Name
**Chairperson**
**JOHN SALTER**| 12 ## **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** **----- Start of picture text -----**
Note 1 Analysis of income
Unrestricted Restricted Total Prior year
funds income funds 31 AUG 2025 31 Aug 2024
Analysis £ £
Donations and Donations and gifts 3,856 - 3,856 42,352
legacies: Gift Aid - - - -
Legacies - - - -
Grants provided by other
charities 254,123 - 254,123 -
Total 257,979 - 257,979 42,352
Charitable Primary purpose trading
activities: 37,069 - 37,069 -
- - - -
Total 37,069 - 37,069 -
Investement
Income - - - -
Interest - - -
Dividend - - -
Total - - - -
TOTAL INCOME 295,048 - 295,048 42,352
**----- End of picture text -----**
13 ## **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 2 Analysis of expenditure** **----- Start of picture text -----**
Unrestricted Restricted
funds income funds Total funds
Analysis £
Expenditure on Incurred seeking donations - - -
raising funds: Incurred seeking grants
Total expenditure on raising funds - - -
Expenditure on Expenditure on charitable activities represents the
charitable costs incurred directly in furtherance of these objects,
activities principally contractor and management costs engaged
in research and development of the learning-
scheduling algorithm and its underlying educational-
neuroscience evidence base, development and
delivery of the mental health guidance and coaching
programme, coach recruitment, training and
supervision, client/beneficiary support from pairing
through to offboarding, and the collection and reporting
of impact data used to evidence and improve
outcomes for beneficiaries.
170,523 2,916 173,439
Total expenditure on charitable activities
170,523 2,916 173,439
Governence Accountancy Fees 350 350
Costs
- -
Total 350 - 350
Other
Bank Fees 818 - 818
Marketing & Promotion 5,492 - 5,492
Total other expenditure 6,310 - [ 6,310 ]
TOTAL EXPENDITURE 177,183 2,916 180,099
**----- End of picture text -----**
14 **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 3 Basis of preparation** _**This section should be completed by all charities** ._ ## **3.1 Basis of accounting** These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with: |• and with*
• and with*|

the Statement of Recommended Practice: Accounting and Reporting by Charities
preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014
the Financial Reporting Standard applicable in the United Kingdom and Republic of
Ireland (FRS 102)| |---|---| - and with the Charities Act 2011. The charity constitutes a public benefit entity as defined by FRS 102.* **Yes** * -Tick as appropriate ## **3.2 Going concern** _**If there are material uncertainties related to events or conditions that cast significant doubt on the charity's ability to continue as a going concern, please provide the following details or state "Not applicable", if appropriate:**_ An explanation as to those factors that _**The charity's continued financial stability, positive growth**_ support the conclusion that the charity is a _**trends, and strategic plans affirm its status as a going**_ going concern; _**concern.**_ Disclosure of any uncertainties that make the _**Not applicable**_ going concern assumption doubtful; Where accounts are not prepared on a going _**Not applicable**_ concern basis, please disclose this fact together with the basis on which the trustees prepared the accounts and the reason why the charity is not regarded as a going concern. ## **3.3 Change of accounting policy** The accounts present a true and fair view and the accounting policies adopted are those outlined in note { }. Yes*  * -Tick as appropriate No* _**Please disclose: (i) the nature of the change in accounting policy;**_ Not applicable _**(ii) the reasons why applying the new accounting policy provides more reliable and more relevant information;**_ Not applicable _**and**_ 15 ## **OVERCOME NOTES TO THE ACCOUNTS** ## **FOR THE YEAR ENDED 31 AUG 2025** _**(iii) the amount of the adjustment for each line affected Not applicable in the current period, each prior period presented and the aggregate amount of the adjustment relating to periods before those presented, 3.44 FRS 102 SORP.**_ ## **3.4 Changes to accounting estimates** No changes to accounting estimates have occurred in the reporting period (3.46 FRS 102 SORP). |Yes*

No*|* -Tick as appropriate|| |---|---|---| |**_Please disclose:_**||| |**_(i) the nature of any changes;_**||Not applicable| |**_(ii) the effect of the change on income and expense or_**
**_assets and liabilities for the current period; and_**||Not applicable| |**_(iii) where practicable, the effect of the change in one or_**||**_Not applicable_**| |**_more future periods._**||| ## **1.5 Material prior year errors** No material prior year error have been identified in the reporting period (3.47 FRS 102 SORP). **----- Start of picture text -----**
Yes* 
* -Tick as appropriate
No*
Please disclose:
(i) the nature of the prior period error; Not applicable
(ii) for each prior period presented in the accounts, the
amount of the correction for each account line item
affected; and
Not applicable
(iii) the amount of the correction at the beginning of the Not applicable
earliest prior period presented in the accounts.
**----- End of picture text -----**
16 **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 4 Accounting policies** ## **4.1 INCOME** |**Note 4**
**4.1 INCOME**|**Accounting policies**| |---|---| |**Recognition of income**|These are included in the Statement of Financial Activities (SoFA) when:| || the charity becomes entitled to the resources;| ||· it is more likely than not that the trustees will receive the resources; and| || the monetary value can be measured with sufficient reliability.| ||There has been no offsetting of assets and liabilities, or income and expenses, unless required| |**Offsetting**|or permitted by the FRS 102 SORP or FRS 102.| ||Grants and donations are only included in the SoFA when the general income| |**Grants and donations**|recognition criteria are met (5.10 to 5.12 FRS102 SORP).| ||In the case of performance related grants, income must only be recognised to the extent| ||that the charity has provided the specified goods or services as entitlement to the grant| ||only occurs when the performance related conditions are met (5.16 FRS 102 SORP).| |**Legacies**|Legacies are included in the SOFA when receipt is probable, that is, when there has| ||been grant of probate, the executors have established that there are sufficient assets in| ||the estate and any conditions attached to the legacy are either within the control of the| ||charity or have been met.| |**Government grants**|The charity has received government grants in the reporting period| ||Gift Aid receivable is included in income when there is a valid declaration from the| |**Tax reclaims on**|donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift| |**donations and gifts**|and is treated as an addition to the same fund as the initial donation unless the donor or| ||the terms of the appeal have specified otherwise.| |**Contractual income and**|This is only included in the SoFA once the charity has provided the related goods or| |**performance related**|services or met the performance related conditions.| |**grants**|| |**Donated goods**|Donated goods are measured at fair value (the amount for which the asset could be
exchanged) unless impractical to do so.| ||The cost of any stock of goods donated for distribution to beneficiaries is deemed to be| ||the fair value of those gifts at the time of their receipt and they are recognised on| ||receipt. In the reporting period in which the stocks are distributed, they are recognised| ||as an expense at the carrying amount of the stocks at distribution.| ||Donated goods for resale are measured at fair value on initial recognition, which is the| ||expected proceeds from sale less the expected costs of sale, and recognised in 'Income| ||from other trading activities' with the corresponding stock recognised in the balance| ||sheet. On its sale the value of stock is charged against 'Income from other trading| ||activities' and the proceeds from sale are also recognised as 'Income from other trading| ||activities'.| ||Goods donated for on-going use by the charity are recognised as tangible fixed assets| ||and included in the SoFA as incoming resources when receivable.| ||Gifts in kind for use by the charity are included in the SoFA as income from donations| ||when receivable.| |**Donated services and**|Donated services and facilities are included in the SOFA when received at the value of| |**facilities**|the gift to the charity provided the value of the gift can be measured reliably.| ||Donated services and facilities that are consumed immediately are recognised as| ||income with an equivalent amount recognised as an expense under the appropriate| ||heading in the SOFA.| The charity has incurred expenditure on support costs. **Support costs** 17 **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** The value of any voluntary help received is not included in the accounts but is described **Volunteer help** in the trustees’ annual report. **Income from interest,** This is included in the accounts when receipt is probable and the amount receivable can **royalties and dividends** be measured reliably. **Income from membership** Membership subscriptions received in the nature of a gift are recognised in Donations **subscriptions** and Legacies. Insurance claims are only included in the SoFA when the general income recognition **Settlement of insurance** criteria are met (5.10 to 5.12 FRS102 SORP) and are included as an item of other **claims** income in the SoFA. **Investment gains and** This includes any realised or unrealised gains or losses on the sale of investments and **losses** any gain or loss resulting from revaluing investments to market value at the end of the year. ## **4.2 EXPENDITURE AND LIABILITIES** |**Liability recognition**|Liabilities are recognised where it is more likely than not that there is a legal or| |---|---| ||constructive obligation committing the charity to pay out resources and the amount of| ||the obligation can be measured with reasonable certainty.| |**Governance and support**
**costs**|Support costs have been allocated between governance costs and other support.
Governance costs comprise all costs involving public accountability of the charity and its
compliance with regulation and good practice.| ||Support costs include central functions and have been allocated to activity cost| ||categories on a basis consistent with the use of resources, eg allocating property costs| ||by floor areas, or per capita, staff costs by the time spent and other costs by their usage.| |**Grants with performance**
**conditions**|Where the charity gives a grant with conditions for its payment being a specific level of
service or output to be provided, such grants are only recognised in the SoFA once the
recipient of the grant has provided the specified service or output.| |**Grants payable without**
**performance conditions**|Where there are no conditions attaching to the grant that enables the donor charity to
realistically avoid the commitment, a liability for the full funding obligation must be
recognised.| |**Redundancy cost**|The charity made no redundancy payments during the reporting period.| |**Deferred income**|No material item of deferred income has been included in the accounts.| |**Creditors**|The charity has creditors which are measured at settlement amounts less any trade
discounts| ||A liability is measured on recognition at its historical cost and then subsequently| |**Provisions for liabilities**|measured at the best estimate of the amount required to settle the obligation at the| ||reporting date| |**Basic financial**
**instruments**|The charity accounts for basic financial instruments on initial recognition as per
paragraph 10.7 FRS102 SORP. Subsequent measurement is as per paragraphs 11.17
to 11.19, FRS102 SORP.| ## **4.3 ASSETS** **Tangible fixed assets for** These are capitalised if they can be used for more than one year, and cost at least **use by charity** They are valued at cost. 18 ## **OVERCOME** ## **NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** The depreciation rates and methods used are disclosed in note 9.2. **Intangible fixed assets** The charity has intangible fixed assets, that is, non-monetary assets that do not have physical substance but are identifiable and are controlled by the charity through custody or legal rights. The amortisation rates and methods used are disclosed in note 9.5 They are valued at cost. **Investments** Fixed asset investments in quoted shares, traded bonds and similar investments are valued at initially at cost and subsequently at fair value (their market value) at the year end. The same treatment is applied to unlisted investments unless fair value cannot be measured reliably in which case it is measured at cost less impairment. Investments held for resale or pending their sale and cash and cash equivalents with a maturity date of less than 1 year are treated as current asset investments **Stocks and work in** Stocks held for sale as part of non-charitable trade are measured at the lower or cost or net **progress** realisable value. Goods or services provided as part of a charitable activity are measured at net realisable value based on the service potential provided by items of stock. Debtors (including trade debtors and loans receivable) are measured on initial recognition at **Debtors** settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received. The charity has has investments which it holds for resale or pending their sale and cash and **Current asset** cash equivalents with a maturity date less than one year. These include cash on deposit and **investments** cash equivalents with a maturity date of less than one year held for investment purposes rather than to meet short term cash commitments as they fall due. 19 ## **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 5 Details of certain items of expenditure** ## **5.1 Fees for examination of the accounts** _**Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner. If nothing was paid please enter '0' in the appropriate box(es).**_ **Independent examiner’s fees Assurance services other than audit or independent examination Tax advisory fees** ||**This year**||**Last year**| |---|---|---|---| ||**£**||**£**| ||||| ||350.00||130.00| ||||| |||-|-| ||||| |||-|-| ## **Note 6 Paid employees** ## **6.1 Staff Costs** |**Salaries and wages**
**Social security costs**
**Pension costs (defined contribution scheme)**
**Other employee benefits**
**Total staff costs**|**This year**
**Last year**
**£**
**£**
1 -
- -
- -
- -| |---|---| ||**1 -**| 20 ## **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 7 Debtors and prepayments** |**7.1 Analysis of debtors**
**Trade debtors**
**Other debtors**|**This year**
**Last year**
**£**
**£**
- -
7,000 -| |---|---| ||**7,000 -**| ## **Total** ## **7.2 Analysis of debtors recoverable in more than 1 year (included in debtors above)** |**Trade debtors**
**Prepayments and accrued income**
**Other debtors**
**Total**|**This year**
**Last year**
**£**
**£**
- -
- -
- -| |---|---| ||**- -**| ## **Note 8 Creditors and accruals** ## **8.1 Analysis of creditors** |**8.1 Analysis of creditors**|| |---|---| |
**Accruals for grants payable**
**Bank loans and overdrafts**
**Trade creditors**
**Payments received on account for contracts or**
**performance-related grants**
**Accruals and deferred income**
**Taxation and social security**
**Other creditors**
**Total**|**This year**
**Last year**
**This year**
**Last year**
**£**
**£**
**£**
**£**
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
350
- - -
**Amounts falling due**
**Amounts falling due after**| ||**350**
**- - -**| ## **Note 9 Cash at bank and in hand** **Short term cash investments (less than 3 months maturity date) Short term deposits Cash at bank and on hand Total** ||**This year**||**Last year**|| |---|---|---|---|---| ||**£**||**£**|| |||-||-| |||-||-| ||139,809|||-| ||**139,809**|||**-**| 21 ## **OVERCOME NOTES TO THE ACCOUNTS** ## **FOR THE YEAR ENDED 31 AUG 2025** ## **Note 10 Charity funds** ## **10.1 Details of material funds held and movements during the CURRENT reporting period** _*** Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds**_ **----- Start of picture text -----**
Fund Fund
Type PE, balances balances
EE R or Purpose and Restrictions brought carried
UR * forward Income Expenditure Loans forward
Fund names £ £ £ £ £
Unrestricted charity funds are financial contributions
given to a charitable organization without specific
Donations & Gifts UR earmarks or restrictions on their use. These funds
provide flexibility for the organization to allocate
resources based on immediate needs, ongoing
programs, or unforeseen challenges, enhancing
adaptability and responsiveness to their mission. 21,594 295,048 - - 316,642
Charitable
Activities/Projects R These expenditures are dedicated to supporting the 2,916 - - 2,916 - -
charitable objectives.
These expenses were primarily incurred to attract
coaches and clients. They include marketing and
promotional activities such as Google Ads,
YouTube advertising, video production, email
Charity Marketing
& Promotion UR campaigns, and other client acquisition initiatives. - 5,492 - 5,492
These costs were incurred to increase brand
awareness, generate leads, and support the growth
of the business by expanding its network of
coaches and clients.
Expenditure on charitable activities represents the
costs incurred directly in furtherance of these
objects, principally contractor and management
costs engaged in research and development of the
learning-scheduling algorithm and its underlying
Charity educational-neuroscience evidence base,
Expenditures UR development and delivery of the mental health - 170,523 - - 170,523
guidance and coaching programme, coach
recruitment, training and supervision,
client/beneficiary support from pairing through to
offboarding, and the collection and reporting of
impact data used to evidence and improve
outcomes for beneficiaries.
Charity Charity Governance Costs and Administrative
Governenace UR Expenses include essential operational and support - - 1,168 - - 1,168
Costs & Admin costs such as Accountancy fees and Bank fees for
Expenses international paymennts
Total Funds 24,510 295,048 - 180,099 - 139,459
**----- End of picture text -----**
22 ## **OVERCOME NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUG 2025** ## **Note 11 Transactions with trustees and related parties** _**If the charity has any transactions with related parties (other than the trustee expenses explained in guidance**_ ## **11.1 Trustee remuneration and benefits** ## **This year** **None of the trustees have been paid any remuneration or received any other benefits from** **FALSE** ## _**In the period the charity has paid trustees remuneration and benefits. Please give the amount of, and legal**_ |**Name of trustee**
**Legal authority (eg**
**order, governing**
**document)**
**John Salter**|**Remunerati**
**on**
**Pension**
**contribution**
**Redundancy**
**(including**
**loss of**
**office)/ex**
**gratia**
**Other**
**TOTAL**
**£**
**£**
**£**
**£**
**£**
23,241 - - -**23,241**
- - - -
**-**
**Amounts paid or benefit value**| |---|---| _**Please give details of why remuneration or other employment benefits were paid.**_ **Mr Salter is a Trustee who temporarily undertook full-time operational management of the charity's activities, as the charity was unable to resource this position through an external hire. He worked a minimum of 50 hours per week for 48 weeks of the year, remaining on call outside these hours. Payment was structured as reimbursement of expenses and time, capped at the equivalent of the National Minimum Wage for hours worked, and evidenced by his personal bank statements. This arrangement is disclosed in the Trustees' Annual Report, and Mr Salter is stepping down as a Trustee shortly.** _**Where an ex gratia payment has been made to a trustee, provide an explanation of the nature of the payment.**_ ## **Last year** **None of the trustees have been paid any remuneration or received any other benefits from an employment with their charity or a related entity (True or False)** **----- Start of picture text -----**
TRUE
**----- End of picture text -----**
_**In the period the charity has paid trustees remuneration and benefits. Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee by the charity or any institution or company connected with it.**_ 23 |**Name of trustee**
**Legal authority (eg**
**order, governing**
**document)**|**Remunerati**
**on**
**Pension**
**contribution**
**Redundancy**
**(including**
**loss of**
**office)/ex**
**gratia**
**Other**
**TOTAL**
**£**
**£**
**£**
**£**
- - - -
**-**
- - - -
**-**
**Amounts paid or benefit value**| |---|---| ## _**Please give details of why remuneration or other Where an ex gratia payment has been made to a**_ **N/A** ## **11.2 Trustees' expenses** ## _**If the charity has paid trustees expenses for fulfilling their duties, details of such transactions should be**_ |**Charity Admin Expenses**
**No trustee expenses have been incurred (True or False)**
**Type of expenses reimbursed**
**TOTAL**
**Please provide the number of trustees reimbursed for expenses**
**or who had expenses paid by the charity**|10,136
**This year**
**£**
-|-
**_FALSE_**
**Last year**
**£**
-| |---|---|---| ||10,136|
-| ||**1**
**0**|| ## **11.3 Transaction(s) with related parties** _**Please give details of any transaction undertaken by (or on behalf of) the charity in which a related party has a material interest, including where funds have been held as agent for related parties. If there are no such transactions, please enter 'true' in the box provided.**_ ## **This year** **There have been no related party transactions in the reporting period (True or False)** _**FALSE**_ 24 **----- Start of picture text -----**
Amounts
Name of the written off
Relationship Description of the Balance at Provision for bad
trustee or Amount during
to charity transaction(s) period end debts at period end
related party reporting
period
Reimbursement/paymen
t for temporarily
undertaking full-time
operational
management and £33,377 £0 Nil No
expenses paid for
Charity cross-
referenced to Note 11.1
JHON SALTER Chairperson & 11.3
**----- End of picture text -----**
_**In relation to the transactions above, please provide the terms and conditions, including any security and the nature of any payment (consideration) to be provided in settlement.**_ Paid periodically, capped at NMW equivalent, no loan/credit terms or security, settled in full _**For any related party, please provide details of any guarantees given or received.**_ None ## **Last year** |**Last year**|**Last year**|**Last year**|||||||||| |---|---|---|---|---|---|---|---|---|---|---|---| |**There have been no related party**|||**transactions in the reporting period (True or False)**|||||||**_TRUE_**|| ||||||||||||| ||||||||||||**Amounts**| |**Name of the**
**trustee or**
**related party**||**Relationship**
**to charity**|**Description of the**
**transaction(s)**|**Amount**||**Balance at**
**period end**|**Provision for bad**
**debts at period end**||||**written off**
**during**
**reporting**| ||||||||||||**period**| ||||||**£**|**£**||**£**|||**£**| ||||||||||||| |**_In relation to the transactions above, please provide_**||||N/A|||||||| ||||||||||||| |**_For any related party, please provide details of any_**||||N/A|||||||| 25