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2025-03-31-accounts

Company Registration Number is :- CE023609

The Charity Registration Number is :- 1190896

I WAQF CHARITABLE TRUST

Report and Accounts

31 March 2025

I WAQF CHARITABLE TRUST

Report and accounts for the year ended 31 March 2025

Contents

Page
Trustees' Annual Report 1-4
Statement of Trustees's responsibilities 5
Independent Accountant's Report 6
Funds Statements:-
Statement of Financial Activities 7
Statement of Financial Activities - Prior Year statement 8
Movements in funds 9
Income and Expenditure account 10
Balance sheet 11
Notes to the accounts 12-18

I WAQF CHARITABLE TRUST

Trustees' Annual Report for the year ended 31 March 2025

The Trustees present their Report and Accounts for the year ended 31 March 2025.

Reference and administrative details

The charity name.

The legal name of the charity is:- I WAQF CHARITABLE TRUST.

The charity is also known by its operating name, I WAQF CHARITABLE TRUST`.

The charity's areas operation and UK charitable registration.

The charity is registered in England & Wales with the Charity Commission in England & Wales (CCEW) with charity number 1190896.

The charity does not operate in any overseas jurisdictions.

Legal structure of the charity

The charity is constituted as a Charitable Incorporated Organisation (CIO) in England & Wales. The governing document of the charity is the constitution of the CIO as approved by the Charity Commission in England & Wales (CCEW) .

The governing document is dated

17 August 2020

There are no restrictions in the governing documents on the operation of the Charity or on its investment powers other than those imposed by Charity Law.

1

I WAQF CHARITABLE TRUST

Trustees' Annual Report for the year ended 31 March 2025

The principal operating address, telephone number, email and web addresses of the charity are:-

209A Streetly Road Erdington Birmingham B23 7AH Telephone: 01216030077 Email Address: info@iwaqf.net

The Trustees in office on the date the report was approved were:-

Mr H Rashid Mr R Rashid Mr H R Kalla Mr S S Abedi

The following persons served as Trustees during the year ended 31 March 2025 :-

The trustees who served as a trustee in the reporting period were as shown above, and there were no changes during the year, or in the period between the year end and the approval of the accounts.

Appointed on Resigned on Mr H Rashid Mr R Rashid Mr H R Kalla Mr S S Abedi

All the trustees are also members of the charity.

Objects and activities of the charity

The purposes of the charity as set out in its governing document.

To further such charitable purposes (charitable under English Law) as Trustees see fit from time to time for the public benefit by making grants to individuals and to registered, excepted and exempt charities.

The main activities undertaken in relation to those purposes during the year.

The charity in line with its aims has been investing the donations received to date and is currently reviewing the investments in order to make a decision on what charitable activities/grants are to be undertaken in the next year.

2

I WAQF CHARITABLE TRUST

Trustees' Annual Report for the year ended 31 March 2025

The main activities undertaken during the year to further the charity's purpose for the public benefit.

The charity is a Waqf and so the main activity this year has been arranging for the appropriate investment of funds for further capital growth.

The trustees have had regard to the Charity Commission's guidance on public benefit in managing the activities of the charity.

The short term and longer term aims and objectives.

In the short to medium term all donations are likely to be invested with a view to capital growth. If there is income generated then this will be assessed and if considerable will be donated towards charitable purposes at the discretion of the Trustees.

The charity's strategies for achieving its aims and objectives in the future.

To ensure that the charitable Waqf has a significant value which will then allow various charitable projects to be undertaken in a sustainable manner.

The contribution of volunteers during the year.

There are currently no volunteers in the charity.

3

I WAQF CHARITABLE TRUST

Trustees' Annual Report for the year ended 31 March 2025

Financial review

The charity's financial position at the end of the year ended 31 March 2025

The financial position of the charity at 31 March 2025 and comparatives for the prior period, as more fully detailed in the accounts, can be summarised as follows:-

Total Unrestricted Funds
Restricted Revenue Funds
Total Restricted Funds
Total Funds
Unrestricted Revenue Funds available for the
general purposes of the charity
Net income
2025
£
206,766
155,061
155,061
235,846
235,846
390,907
2024
£
144,888
96,107
96,107
88,034
88,034
184,141

Financial review of the position at the reporting date, 31 March 2025.

The trustees consider the financial performance by the charity during the year to have been satisfactory.

Availability and adequacy of assets of each of the funds

The board of trustees is satisfied that the charity's assets in each fund are available and adequate to fulfil its obligations in respect of each fund.

Details of The Auditor

MR P. JAYAWARDENE

Member of The Institute of Chartered Accountants and Statutory Auditors

4A The Avenue Highams Park London E4 9LD

4

I WAQF CHARITABLE TRUST

Trustees' Annual Report for the year ended 31 March 2025

Statement of Trustees' Responsibilities

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities Act 2011 and the Charities (Accounts and Reports) Regulations 2008. Notwithstanding the explicit requirement in the extant statutory regulations,the Charities (Accounts and Reports) Regulations 2008, to prepare the financial statements in accordance with the SORP 2005, in view of the fact that the SORP 2005 has been withdrawn, the Trustees determined to interpret this responsibility as requiring them to follow current best practice and prepare the accounts according to the FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), .

In particular, charity law requires the Trustees, if they prepare accounts on an accruals basis, to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity as at the end of the financial year and of the surplus or deficit of the charity. In preparing those financial statements the Trustees are required to :-

The law requires that the trustees must not approve the accounts unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the surplus or deficit of the charity for the year.

The Trustees are also responsible for maintaining adequate accounting records which disclose with reasonable accuracy at any time the financial position of the charity and which are sufficient to show and explain the charity's transactions and enable them to ensure that the financial statements comply with regulations made under the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The Trustees are also responsible for the contents of the Trustees' report, and the statutory responsibility of the auditor in relation to the Trustees' report is limited to examining the report and ensuring that , the report is consistent with the figures disclosed in the financial statements.

This report was approved by the board of trustees on 12 July 2025.

MR R RASHID

Trustee

5

I WAQF CHARITABLE TRUST`

Report of the Independent Examiner to the Trustees of the charity on the accounts for the year ended 31 March 2025

I report to the trustees on my examination of the financial statements of I WAQF CHARITABLE TRUST` (‘the charity') for the year ended 31 March 2024 which comprise the Statement of Financial Activities, the Balance Sheet and related notes.

This report is made solely to the charity’s trustees, as a body, in accordance with section 145 of the Charities Act 2011. My work has been undertaken so that I might state to the charity’s trustees those matters I am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for my work, for this report, or for the opinions I have formed.

Respective responsibilities of the Trustees and the Independent Examiner and the basis of the report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement, Report and Opinion

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

Accounting records were not kept in respect of the charity as required by section 130 of the Act; or

The financial statements do not accord with those records; or

The financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Signed:-

Chartered Accountants and Statutory Auditors

4A The Avenue Highams Park London E4 9LD

This report was signed on 12 July 2025

6

I WAQF CHARITABLE TRUST - Statement of Financial Activities for the year ended 31 March 2025

Statement of Financial Activities for the year ended 31 March 2025

Income & Endowments from:
Donations & Legacies
A1
Investments
A4
Total income
A
Expenditure on:
Charitable activities
B2
Total expenditure
B
Net income for the year
Net income after transfers
A-B
Reconciliation of funds:-
E
Total funds brought forward
Total funds carried forward
SORP
Ref
Net movement in funds
Current year
Unrestricted
Funds
2025
£
124,225
13,177
137,402
78,448
78,448
58,954
58,954
58,954
96,107
155,061
Current year
Restricted
Funds
2025
£
168,812
-
168,812
21,000
21,000
147,812
147,812
147,812
88,034
235,846
Current year
Total Funds
2025
£
293,037
13,177
306,214
99,448
99,448
206,766
206,766
206,766
184,141
390,907
Prior Year
Total Funds
2024
£
174,512
2,453
176,965
32,077
32,077
144,888
144,888
144,888
39,253
184,141

The 'SORP Ref' indicated above is the classification of income set out in the formal SORP documents. As required by paragraph 4.60 of the SORP, the brought forward and carried forward funds above have been agreed to the Balance Sheet.

A separate Statement of Total Recognised Gains and Losses is not required as this statement includes all recognised gains and losses.

All activities derive from continuing operations

The notes attached on pages 12 to 18 form an integral part of these accounts.

7

I WAQF CHARITABLE TRUST - Statement of Financial Activities for the year ended 31 March 2025

I WAQF CHARITABLE TRUST - Analysis of prior year total funds, as required by paragraph 4.2 of the SORP

Income & Endowments from:
Donations & Legacies
A1
Investments
A4
Total income
A
Expenditure on:
Charitable activities
B2
Total expenditure
B
Net income for the year
Net income after transfers
A-B
Reconciliation of funds:-
E
Total funds brought forward
Total funds carried forward
Net movement in funds
SORP
Ref
Prior Year
Unrestricted
Funds
2024
£
60,380
2,453
62,833
5,979
5,979
56,854
56,854
56,854
39,253
96,107

Prior Year
Restricted
Funds
2024
£
114,132
-
114,132
26,098
26,098
88,034
88,034
88,034
-
88,034
Prior Year
Total Funds
2024
£
174,512
2,453
176,965
32,077
32,077
144,888
144,888
144,888
39,253
184,141

All activities derive from continuing operations

The notes attached on pages 12 to 18 form an integral part of these accounts.

8

I WAQF CHARITABLE TRUST - Statement of Financial Activities for the year ended 31 March 2025

Movements in revenue and capital funds for the year ended 31 March 2025

Revenue accumulated funds

Accumulated funds brought forward
Closing revenue funds
Summary of funds
Revenue accumulated funds
Total funds
Recognised gains and losses before
transfers
Unrestricted
Funds
2025
£
96,107
58,954
155,061
155,061
Unrestricted
and
Designated funds
2025
£
155,061
155,061
Restricted
Funds
2025
£
88,034
147,812
235,846
235,846
Restricted
Funds
2025
£
235,846
235,846
Total
Funds
2025
£
184,141
206,766
390,907
390,907
Total
Funds
2025
£
390,907
390,907
Last year
Total Funds
2024
£
39,253
144,888
184,141
184,141
Last Year
Total Funds
2024
£
184,141
184,141

The notes attached on pages 12 to 18 form an integral part of these accounts.

9

I WAQF CHARITABLE TRUST - Statement of Financial Activities for the year ended 31 March 2025

I WAQF CHARITABLE TRUST - Income and Expenditure Account for the year ended 31 March 2025

Income
Income from operations
Refunds from HMRC on gift aided donations
Income from investments, other than interest receivable
Gross income in the year before exceptional items
Gross income in the year including exceptional items
Expenditure
Charitable expenditure, excluding depreciation and amortisation
Governance costs
Total expenditure in the year
Tax on surplus on ordinary activities
Retained surplus for the financial year
Net income after tax in the financial year
Net income before tax in the financial year
Investment income
2025
£
276,435
16,602
13,177
306,214
306,214
98,248
1,200
99,448
206,766
-
206,766
206,766
2024
£
167,225
7,287
2,453
176,965
176,965
31,717
360
32,077
144,888
-
144,888
144,888

All activities derive from continuing operations

The headings and subheadings used in the Income and Expenditure account have been adapted to reflect the special nature of the charity's activities.

The notes attached on pages 12 to 18 form an integral part of these accounts.

10

I WAQF CHARITABLE TRUST - Balance Sheet as at 31 March 2025

SORP
Note Ref 2025 2024
£ £
Fixed assets A
Tangible assets 5 A2 134,235 84,196
Investments held as fixed assets 6 A4 178,430 -
Total fixed assets 312,665 84,196
Current assets B
Cash at bank and in hand B4 141,754 160,915
Creditors: amounts falling due within one
year 7 C1 (63,512) (60,970)
Net current assets 8 78,242 99,945
The total net assets of the charity 390,907 184,141
The total net assets of the charity are funded by the funds of the charity, as follows:-
Restricted funds
Restricted Revenue Funds
10
D2
235,846
Unrestricted Funds
Unrestricted Revenue Funds
10
D3
155,061
Total charity funds
88,034
235,846
96,107
155,061
390,907
88,034
96,107
184,141

The 'SORP Ref' indicated above is the classification of Balance Sheet items as set out in the formal SORP documents. As required by paragraph 4.60 of the SORP, the brought forward and carried forward funds above have been agreed to the SOFA.

The Trustees acknowledge their responsibilities for complying with the requirements of charity legislation with respect to accounting records and the preparation of accounts.

The charity is subject to audit under charity legislation, and the report of the Charities Act auditor is on page 6. The Trustees are satisfied that, although the charity is not registered under the Companies Acts, if it were so registered, it would be eligible to prepare accounts in accordance with the provisions in Part 15 of the Companies Act 2006. applicable to companies subject to the small companies regime.

MR R RASHID

Trustee

Approved by the board of trustees on 12 July 2025

The notes attached on pages 12 to 18 form an integral part of these accounts.

11

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

1 Accounting policies

Policies relating to the production of the accounts.

Basis of preparation and accounting convention

The accounts have been prepared on the accruals basis, under the historical cost convention, and in accordance with the Financial Reporting Standard 102, (effective 1st January 2016) and 'FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), published by the Charity Commission in England & Wales (CCEW) , effective January 2016, , and in accordance with all applicable law in the charity's jurisdiction of registration, except that the charity has prepared the financial statements in accordance with the FRS 102 SORP (Statement of Recommended Practice for Accounting and Reporting by Charities) 2015, (as amended by the Bulletin issued in October 2018 and applicable to all accounting periods beginning on or after 1st January 2019), (The SORP), in preference to the previous SORP, the SORP 2005, which has been withdrawn, notwithstanding the fact that the extant statutory regulations, the Charities (Accounts and Reports) Regulations 2008 refer explicitly to the SORP 2005. This has been done to accord with current best practice.

Policies relating to categories of income and income recognition.

Nature of income

Gross income represents the value, net of value added tax and discounts, of goods provided to customers and work carried out in respect of services provided to customers.

Categories of Income

Income is categorised as income from exchange transactions (contract income) and income from non-exchange transactions (gifts), investment income and other income.

Income from exchange transactions is received by the charity for goods or services supplied under contract or where entitlement is subject to fulfilling performance related conditions. The income the charity receives is approximately equal in value to the goods or services supplied by the charity to the purchaser.

Income from a non-exchange transaction is where the charity receives value from the donor without providing equal value in exchange, and includes donations of money, goods and services freely given without giving equal value in exchange.

Income recognition

Income, whether from exchange or non exchange transactions, is recognised in the statement of financial activities (SOFA) on a receivable basis, when a transaction or other event results in an increase in the charity’s assets or a reduction in its liabilities and only when the charity has legal entitlement, the income is probable and can be measured reliably.

Income subject to terms and conditions which must be met before the charity is entitled to the resources is not recognised until the conditions have been met.

All income is accounted for gross, before deducting any related fees or costs.

12

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

Policies relating to assets, liabilities and provisions and other matters.

Fixed Asset Investments

Fixed asset investments in quoted shares, traded bonds, investment properties and similar investments are shown initially at cost upon acquisition and at their market value at the balance sheet date at the end of the financial period. Investment properties are not depreciated.

Fixed asset investments in unlisted equities are shown at the balance sheet date at the best estimate of their market value, where practicable. Where valuation techniques are considered unreliable or where, in the opinion of the trustees, the costs outweigh the benefits to the users of the accounts, the investment is included at cost, and a review is undertaken at each year end as to whether the asset should be written down.

Fund Accounting

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity.

There are no endowment funds.

2 Staff costs and emoluments

Salary costs
Gross Salaries excluding trustees and key management personnel
Total salaries, wages and related costs
Numbers of full time employees or full time equivalents
The average number of total staff employed in the year was
2025
£
31,298
2024
£
-
31,298 -
2025
1
2024
-

Neither the trustees nor any persons connected with them have received any remuneration from the charity or any related entity, either in the current or prior year.

No employees received emoluments (excluding pension costs) in excess of £60,000 per annum.

3 Remuneration and payments to Trustees and persons connected with them

No trustees or persons connected with them received any remuneration from the charity, or any related entity.

4 Trustees' expenses

No trustee expenses were incurred, either in the current or prior year.

13

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

5 Tangible fixed assets

Current Year
Cost
At 1 April 2024
Additions
At 31 March 2025
Net book value
At 31 March 2025
At 31 March 2024
Prior Year
Cost
02 April 2023
Additions
31 March 2024
Net book value
31 March 2024
01 April 2023
Land and
Buildings
£
-
-
Plant &
Machinery
£
-
-
Long Term
Investments
£
84,196
50,039
Total
£
84,196
50,039
- - 134,235 134,235
- - 134,235 134,235
- - 84,196 84,196
Land and
Buildings
£
-
-
Plant &
Machinery
£
-
-
Long Term
Investments
£
24,196
60,000
Total
£
24,196
60,000
- - 84,196 84,196
- - 84,196 84,196
- - 24,196 24,196

14

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025 6 Investments held as fixed assets

Investments
in
subsidiaries
£
Carrying values of investments
At 1 April 2024
-
Additions
-
At 31 March 2025
-
Analysis between fair value and historical cost
Investments as above held at fair value
-
Total at 31 March 2025
-
Analysis of Other Classes of Investment
Investment properties
At 1 April 2024
Additions
At 31 March 2025
Summary of other classes of investments at 31 March 2025
Investment properties
Investments
in
subsidiaries
£
-
-
Listed
investments
£
-
-
Other Classes
of Investment
£
-
178,430
Total
£
-
178,430
- - 178,430 178,430
- - 178,430 178,430
- - 178,430 178,430
Included at
historical cost,
less write
down
£
-
-
Included at fair
value
£
-
178,430
Total
£
-
178,430
- 178,430 178,430
- 178,430 178,430
- 178,430 178,430

15

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

7
Creditors: amounts falling due within one year
Accruals
8
Income and Expenditure account summary
At 1 April 2024
Surplus/(Deficit) after tax for the year
At 31 March 2025
2025
£
3,070
2024
£
970
63,512 60,970
2025
£
184,141
206,766
2024
£
39,253
144,888
390,907 184,141

9 Particulars of how particular funds are represented by assets and liabilities

At 31 March 2025
Tangible Fixed Assets
Current Assets
Current Liabilities
At 1 April 2024
Tangible Fixed Assets
Current Assets
Current Liabilities
Unrestricted
funds
£
134,235
(94,092)
(63,512)
Designated
funds
£
-
-
Restricted
funds
£
-
235,846
-
Total
Funds
£
134,235
141,754
(63,512)
155,061 - 235,846 390,907
Unrestricted
funds
£
84,196
72,881
(60,970)
Designated
funds
£
-
-
-
Restricted
funds
£
-
88,034
-
Total
Funds
£
84,196
160,915
(60,970)
96,107 - 88,034 184,141

16

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

10 Change in total funds over the year as shown in Note 9 , analysed by individual funds

Unrestricted and designated funds:-
Unrestricted Revenue Funds
Total unrestricted and designated funds
Restricted funds:-
Restricted Revenue Funds
Total restricted funds
Total charity funds
Funds brought
forward from
2024
£
96,107
Movement in
funds in 2025
See Note 11
£
58,954
See Note 0
£
-
Transfers
between funds
in 2025
Funds carried
forward to
2026
£
155,061
96,107 58,954 - 155,061
88,034 147,812 - 235,846
88,034 147,812 - 235,846
184,141 206,766 - 390,907

11 Analysis of movements in funds over the year as shown in Note 10

Unrestricted and designated funds:-
Unrestricted Revenue Funds
Restricted funds:-
Restricted Revenue Funds
Income
2025
£
137,402
168,812
Expenditure
2025
£
(78,448)
(21,000)
Other
Gains &
Losses
2025
£
-
-
Movement
in funds
2025
£
58,954
147,812
306,214 (99,448) - 206,766

17

I WAQF CHARITABLE TRUST

Notes to the Accounts for the year ended 31 March 2025

12 The purposes for which the funds as

Unrestricted and designated funds:-

Unrestricted Revenue Funds

Unrestricted Revaluation Reserve

These funds are held for meeting the objectives of the charity, and to provide reserves for future activities, and, subject to charity legislation, are free from all restrictions on their use.

These funds represent the unrestricted surplus arising on the revaluation of the charity's assets.

Restricted funds:-

Restricted Revaluation Reserve

Restricted Revenue Funds

These funds represent the restricted surplus arising on the revaluation of the charity's assets.

These funds represent the restricted surplus arising for unspent amounts, which may only be used for specific purposes.

These funds are restricted by the donor.

13 Ultimate controlling party

The charity is under the control of its legal members.

18