Belper Baptist Church
(Registered charity, number 1190792}
Financial statements
for the year ended 5 April 2024
Page
Contents
Trustees, annual report
Independent examiner's report
Receipts & payments account
statement of assets & liabilities
Notes to the accounts
8-10
capLUS
COMMUNITr ACCOUNTING

Belper Baptist Church
Trustees, annual report
for the year ended 5 April 2024
Full name Belper Baptist Church
Organisation type Charitable incorporated organisation
Registered charity number 1190792
Principal address
clo Rev Dr Robert Foster. Minister, 16 Hillcrest, Belper DE56 OJF
Trustees
Rev Dr Robert Foster, Minister & Chair
Adriaan van Wyk, Treasurer, from 18.10.23
Raymond Lesley
Jonathan White
Lorraine Bolger
Joanna Lambourne
Rev David Harvey, until 18.10.23
Independent examiner
John O'Brien, employee of Community Accounting Plus, Units 1 & 2 North West, 41
Talbot Street, Nottingham. NG15GL
Governance and management
The charily is operaled under the rules of its constitution adopted 10 June 2020 at a
Special Church Meeting.
From 1 September 2022 Rev Robert Foster became the part-time Minister of the
church. He is remunerated at 75 /0 of the Baptist Union standard stipend together with
a housing allowance and agreed reimbursements to cover operating expenses, Council
Tax and Water charges. Robert is Chair of the Charity trustees.
Ministers are appointed by the Church members. Trustees including the Secretary and
Treasurer are appointed by the Church members to seNe for fixed periods.
Objectives and activities
The principal purpose of the Church is the advancement of the Christian faith
according to the principles of the Baptist denomination. The Church may also advance
education and carry out other charitable purposes in the United Kingdom or other parts
of the world. Some of our activities include.,
Weekly Sunday services with worship. prayer, preaching, teaching and
fellowship;
Pastoral support to individuals-
Mid-week meetings for bible study, prayer and fellowship.,
Children's and youth work;
Support to local charitable causes including Hope for Belper who run a food
bank and a community hub;
Support to mission activities in the UK (Home Mission) and overseas {Baptist
Missionary Society- BMS) and direct support to churches in Uganda and
Ghana. The church responds to Emergency Appeals.,

Belper Baptist Church
Making the church building available for use by local organisations where their
activities are compatible with the church's declaration of faith.
Public benefit statement
The Trustees confirm that they have complied with Ihe duty in section 17 of the
Charities Act 2011 to have due regard to the Charity Commission's general guidance
on public benefit, 'Charilies and Public Benefit,.
Summary of the main activities undertaken for the public benefit
All Church activities with exception of Trustees, and Members, meetings are open to
the public. The Church website encourages people to visit and attend activities of the
Church. The Minister and other members of the church aim to provide appropriate
pastoral care and practical support to any member of the community who seeks it. The
Church holds regular open drop in sessions. Advancement of the Christian faith has
educational and social benefits as well as spiritual to individuals and local communities.
Summary of the main achievements during the period
The church continues to arrange weekly Sunday worship and mid-week
activities. Fellowship Link Teams ensure that every family within the fellowship is
contacted regularly and is offered practical care and spiritual support. The Inspire
magazine continues to be published monthly electronically and in print for those
without access to the internet. Daily prayer meetings and a weekly house group for
study and prayer meet online. The in-person house group has continued to meet and
a new monthly prayer meeting has begun. There are activities for children and young
people on Sundays, along with regular all-age worship.
In the wider community, members of the fellowship participate in a prayer ministry for
Belper supported by a number of churches and individuals. Some of our young people
attend a weekly Young People's Fellowship organised by another church and some are
involved in the local secondary school's Christian Union.
The Church continues to host the Hope for Belper Community Hub and Food Bank.
Demand for support from the Food Bank conlinues to increase. Supportive
relationships are being built through these activities.
During this financial year, the church has invested furlher in upgrades to our audio
visual systems to enhance our worship experience for those in the building and on-line.
There have also been repairs to the kitchen area, which are expected to continue into
the next financial year.
Financial review & risk
Over the course of the period 6 April 2023 to 5 April 2024 receipts exceeded payments
by £51,387. This surplus resulted primarily due to a legacy gift left to the church in a
previous member's will to the amount of £48,284. The manse previously occupied by
the Minister generates a net rental of £726 per month. Receipts from Sunday loose
offerings as well as Regular Gift Aid Donations and Deposit Account Interest have
increased in the year. Income from Solar Panels installed on the Manse as well as
receipts for Rents & Use of the Building remain at similar levels to last year. We also

Belper Baptist Church
raised an additional £600 for specific other causes, which have Sin￿ been distributed
to said causes.
We made additional investment of £1,830 in computer and audio visual equipment,
spent £3,530 on a replacement boiler for the Manse whilst delivering a modest
operating surplus over the period of £3,139 (excluding the legacy gift)- This included
making £9,282 in Charitable donations.
Based on current levels of giving. budget estimates for 2024-25 indicate that with a
75 % part-time minister in post, there may be a modest operating shortfall of circa
£7,900. This does not include the major improvements mentioned above. Costs
beyond April 2025 are anticipated to increase depending on inflation and coming off
fixed price contracts for gas and electricity. During the pastoral vacancy, funds have
been accumulated in a Future Ministry Fund which will be used to cover any funding
gap in the short term with an expectation that the church will grow and giving will
increase. This fund will only last a few years.
The Church's debts to the Baptist Union Defined Benefit Pension Scheme has now
been eliminated. As a result of national initiatives by the Baptist Union, the monthly
pension deficit payments were reduced to a nominal £1 during this financial period, and
it is expected to cease at some point during the current year.
The charity's policy on reserves
The Church relies on voluntary donations from those attending to fund all of its
activities including the employment of a Minister. Additional receipts come from rents
for the use of church properties which can be planned for. One-off donations are
received on an ad hoc basis.
In the event the Church ceased to function or attract people expenditure would end
very quickly other than outstanding utility bills and any payments due to any employed
Minister under their temis of employment. It may then be necessary to pay and house
the Minister for a 6 month notice period. In cash flow terms a reserve of around
£15,000 is deemed sufficient.
We intend to use some of our reseNes in the coming year to fund a number of
projects. These include addressing emergency access to the back garden of the
Church building for evacuation purposes, further repairs to the kitchen and improving
the building's carbon footprint through the installation of solar panels. We also intend to
make additional Charitable donations from designated funds and therefore expect our
reserves to reduce by approximately £48,000 during the year.
Signed on behalf of the charity's trustees..
Signed
Rev Dr Robert Foster, Trustee
Date
2917124

Independent examiner's report to the trustees of
Belper Baptist Church
for the year ended 5 April 2024
I report to the trustees on my examination of the accounts of Belper Baptist Church
(the charity) for the year ended 5 April 2024.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 2011 {'the Act,).
I report in respect of my examination of the charity's accounts carried out under section
145 of the 2011 Act and in carrying out my examination I have followed all the
applicable Directions given by the Charity Commission under section 145(51(b) of the
Act.
Independent examiner's statement
I have completed my examinalion. I confirm that no matters have come to my attention
in connection with the examination giving me cause to believe that in any material
respect-
accounting records were not kept in respect of the charity as required by section
130 of the Act., or
2. the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a
proper understanding of the accounts to be reached.
Signed
John O'Brit.
CCA, FCIE
Employee of Community Accounting Plus
Date 0110812024

Belper Baptist Church
Receipts & payments account
for the year ended 5 April 2024
2023
2024
Note
Receipts
Weekly loose offerirrfJs
Covenanted Gift Aid offerirKJs
Donations aryl otrEr Ir￿ome
Income tax recovered on Gift Aid offeriThgs
Rents arKI contributions for use of premises
Raised for other causes
Bank interest
Total receipts
7540
31400
2667
7510
11067
251
308
60743
11983
34315
50800
8681
10952
600
898
118229
Payments
Ministry
Major church imporovements
Leadership team expenses
Fees & insurances
Mission- support to ouiside bodies
Utility bills
Upkeep of Church premises
Light company (Junior Church)
Baptist pension deficit
Miscellaneous, Magaztnes & printing
Gifts and donations paid
Total payments
21004
11434
1721
4469
7746
3910
5131
918
1258
771
36185
183
5186
9282
4340
7731
334
3074
527
66842
58362
2381
90359
92740
Net receiptsl(payments)
Cash fvrKJs at start ofthis period
Cash funds at end of this period
51387
92740
144127

Belper Baptist Church
Statement of assets and liabilities
at 5 April 2024
2023
2024
Cash assets
22347 Current account (general)
70393 Capital reseNe account
Baptist Union Deposit account
23588
40496
80043
144127
92740
Other monetary assets
8618 Debtors - Ir￿orne tax recoverable on Gift Aid offeriros
2374 Prepayments - Fees arKI insurances
10992
9332
2553
11885
Assets retained for the charity's own use
2076491
Insured valLE of clljrch buildirgs
245000 Market value of Blackden Mar6e
2325670
319000
General equipment
Audio Msual equip￿Ent, purchased March 2024, cost £626
Audio Msual equipment, purchased January 2023, cost £9,005
Kitchen appliances, purchased October 2017, cost £1,709
Liabilities
Creditors - Fees and irsurarces
516
(5161
570
{570)
These financial statements are accepted on behalf of the charity by..
Signed
Adriaan van Wyk, Trustee
Dated 2910712024

Belper Baptist Church
Notes to the accounts
for the year ended 5 April 2024
1. Receipts & payments accounts
Receipts and payments accounts contain a summary of money received and money spent
during the period and a list of assets and liabilities at the end of the period. Usually, cash
received and cash spent will include transactions through bank accounts and cash in
hand.
2. Donations & other income
Legacy
Donations
48284
2516
50800
3. Income tax recovered on Gift Aid offerings
HMRC tax rebate for the period to April 2023.
4. Rent and contributions for use of premises
Rent for use of building by H4B £1,800 plus £8,712 {which represents the net
rental income for the manse, after management fees of £1,188 were deducted) plus
other rents of £440.
S. Fees & insurances
£4,454 Fees & insurances plus £732 professional fees.
6. Mission - Support to outside bodies
Charitable giving including to BMS, Home Mission, HOPE Belper & Emergency
appeals.
7. Fund Analysis
Opening
balance
Receipts {Payments)
Transfers
Closing
balance
U nrestricted funds
General
Benevolent Fund
Local Causes
Manse Repair Fund
Tithe
BMS
EmergencyAppeals
Future ministry
Home Mission
Hope Belper
Legacy
21723
2318
1043
3278
2757
62411
(54104}
(400)
(172)
(3530}
{2837)
27193
1918
3828
1248
4516
2957
1500
(10000)
2000
3785
{1405)
2000
2000
11759
100
(2100}
(2000}
215
61406
2000
60001
(2000}
(2500}
36
(66842)
500
43459
118229
43423
144127
92740

Belper Baptist Church
Notes to the accounts (continued)
for the year ended 5 April 2024
Active Designated Funds..
Benevolent Fund.. Balance £1,918. Purpose.. To enable the Minister to distribute funds at
their discretion to meet individual needs within the fellowship or wider community.
Local Causes.. Balance £3,828 Purpose: To support projects in the local community. The
funds are currently committed to supporting the Hope for Belper Community Hub and Food
Bank.
Manse Re
Manse.
air Fund: Balance £1,248 Purpose.. To fund any repairs or upgrades to the
Tithe.. Balance £4,516. Purpose.. To build up a fund to distribute as Charitable Giving. 100/0
of donations and other income is set aside in this fund. It is distribuled once a year by the
Church Members usually based on the recommendations of the trustees.
BMS: Balance £0. Purpose: To support the work of the Baptist World Wide Mission.Any
balance results from the annual distribution of funds accumulated in the Tithe Designated
Fund. Contributions are made each year from a distribution of the tithe on receipts.
Emer
enc
eals.. Balance £2,000. Purpose.. To enable the Church trustees to respond
quickly to world wide emergency appeals. The fund is topped up from general funds.
Fulure Minist Balance £60,001. Purpose.. To build up funds to cover any shortfall between
the future costs of employing a Minister and receipts. During the pastoral vacancy, a sum
was added to this fund equivalent to the monthly costs of employing a 314 time Minister
together with some post tithe Manse rental and solar panel receipts. Funds may be
reallocated for other ministry and missional purposes.
Home Mission: Balan￿ £0. Purpose.. To support the wider Baptist Family through the
provision of Regional ministry and grants to churches. Contributions are made each year
from a distribution of the tithe on re￿IptS.
ac
. Balance £43,423. Purpose.. Funds donated to the Church in wills, intended to be
used for major projects andlor initiatives in memory of those who made the donations. 10 % of
the legacy received this year was allocated to the Tithe designated fund.

8. Related party transactions
We have a Trustee member called Jo Lambourne who is employed by Hope For
Belper, a charity we actively support. Her salary is not linked to our donations to
the charity. We donated a total of £2,900 to Hope For Belper in the year.
9. Trustees, remuneration
During this period, a gross pay of £28,978 plus employer pension contributions of
£3,039 were paid in respect of Rev'd Dr Robert Foster.
10. Glossary of terms
Creditors: These are amounts owed by the charity, but not paid during the
accounting period.
Debtors: These are amounts owed to the charity, but not received in the
accounting period.
Prepayments". These are services that the charity has paid for in advance, but not
used during the accounting period.
10